2022 Q4 Form 20-F Financial Statement
#000162828023007425 Filed on March 10, 2023
Income Statement
| Concept | 2022 Q4 | 2022 | 2021 |
|---|---|---|---|
| Revenue | |||
| YoY Change | |||
| Cost Of Revenue | |||
| YoY Change | |||
| Gross Profit | |||
| YoY Change | |||
| Gross Profit Margin | |||
| Selling, General & Admin | |||
| YoY Change | |||
| % of Gross Profit | |||
| Research & Development | |||
| YoY Change | |||
| % of Gross Profit | |||
| Depreciation & Amortization | $354.0M | $711.0M | $834.0M |
| YoY Change | -14.9% | -14.75% | 0.6% |
| % of Gross Profit | |||
| Operating Expenses | |||
| YoY Change | |||
| Operating Profit | |||
| YoY Change | |||
| Interest Expense | €13.78B | €7.051B | |
| YoY Change | 95.43% | -21.72% | |
| % of Operating Profit | |||
| Other Income/Expense, Net | |||
| YoY Change | |||
| Pretax Income | $5.502B | $5.502B | $6.782B |
| YoY Change | 313.68% | -18.87% | 78.05% |
| Income Tax | $1.725B | $1.725B | $1.877B |
| % Of Pretax Income | 31.35% | 31.35% | 27.68% |
| Net Earnings | $3.674B | $3.674B | $4.777B |
| YoY Change | 288.78% | -23.09% | 92.23% |
| Net Earnings / Revenue | |||
| Basic Earnings Per Share | |||
| Diluted Earnings Per Share | $0.99 | $0.99 | $1.228M |
| COMMON SHARES | |||
| Basic Shares Outstanding | 3.727B shares | ||
| Diluted Shares Outstanding |
Balance Sheet
| Concept | 2022 Q4 | 2022 | 2021 |
|---|---|---|---|
| SHORT-TERM ASSETS | |||
| Cash & Short-Term Investments | |||
| YoY Change | |||
| Cash & Equivalents | |||
| Short-Term Investments | |||
| Other Short-Term Assets | |||
| YoY Change | |||
| Inventory | |||
| Prepaid Expenses | |||
| Receivables | |||
| Other Receivables | |||
| Total Short-Term Assets | |||
| YoY Change | |||
| LONG-TERM ASSETS | |||
| Property, Plant & Equipment | $2.446B | $2.446B | $2.515B |
| YoY Change | -2.74% | -2.74% | -11.47% |
| Goodwill | |||
| YoY Change | |||
| Intangibles | |||
| YoY Change | |||
| Long-Term Investments | $1.500B | $1.500B | $1.587B |
| YoY Change | -5.48% | -5.48% | 7.59% |
| Other Assets | $1.796B | $2.413B | $1.740B |
| YoY Change | 87.67% | 38.68% | 16.15% |
| Total Long-Term Assets | |||
| YoY Change | |||
| TOTAL ASSETS | |||
| Total Short-Term Assets | |||
| Total Long-Term Assets | |||
| Total Assets | $968.3B | $968.3B | $951.3B |
| YoY Change | 1.79% | 1.79% | 1.5% |
| SHORT-TERM LIABILITIES | |||
| YoY Change | |||
| Accounts Payable | $2.046B | $2.035B | |
| YoY Change | 0.54% | 0.1% | |
| Accrued Expenses | $998.0M | $1.021B | |
| YoY Change | -2.25% | 10.38% | |
| Deferred Revenue | |||
| YoY Change | |||
| Short-Term Debt | |||
| YoY Change | |||
| Long-Term Debt Due | $36.46B | $37.41B | $38.17B |
| YoY Change | -3.91% | -1.99% | 40.11% |
| Total Short-Term Liabilities | $36.79B | $40.77B | $41.49B |
| YoY Change | -3.74% | -1.73% | 35.87% |
| LONG-TERM LIABILITIES | |||
| Long-Term Debt | $111.7B | $111.7B | $71.55B |
| YoY Change | 58.33% | 56.11% | -0.58% |
| Other Long-Term Liabilities | $108.8B | $108.8B | $80.60B |
| YoY Change | 28.18% | 34.98% | -11.22% |
| Total Long-Term Liabilities | $220.5B | $220.5B | $152.2B |
| YoY Change | 41.86% | 44.92% | -6.51% |
| TOTAL LIABILITIES | |||
| Total Short-Term Liabilities | $36.79B | $40.77B | $41.49B |
| Total Long-Term Liabilities | $220.5B | $220.5B | $152.2B |
| Total Liabilities | $918.4B | $918.4B | $897.4B |
| YoY Change | 2.34% | 2.34% | 1.67% |
| SHAREHOLDERS EQUITY | |||
| Retained Earnings | |||
| YoY Change | |||
| Common Stock | |||
| YoY Change | |||
| Preferred Stock | |||
| YoY Change | |||
| Treasury Stock (at cost) | |||
| YoY Change | |||
| Treasury Stock Shares | |||
| Shareholders Equity | $49.91B | $49.91B | $53.92B |
| YoY Change | |||
| Total Liabilities & Shareholders Equity | $968.3B | $968.3B | $951.3B |
| YoY Change | 1.79% | 1.79% | 1.5% |
Cashflow Statement
| Concept | 2022 Q4 | 2022 | 2021 |
|---|---|---|---|
| OPERATING ACTIVITIES | |||
| Net Income | $3.674B | $3.674B | $4.777B |
| YoY Change | 288.78% | -23.09% | 92.23% |
| Depreciation, Depletion And Amortization | $354.0M | $711.0M | $834.0M |
| YoY Change | -14.9% | -14.75% | 0.6% |
| Cash From Operating Activities | -$33.90B | -$11.11B | -$14.94B |
| YoY Change | 188.49% | -25.64% | -114.76% |
| INVESTING ACTIVITIES | |||
| Capital Expenditures | $124.0M | $231.0M | -$184.0M |
| YoY Change | -224.0% | -225.54% | -35.89% |
| Acquisitions | |||
| YoY Change | |||
| Other Investing Activities | -$3.220B | -$5.076B | $6.404B |
| YoY Change | -204.99% | -179.26% | -178.1% |
| Cash From Investing Activities | -$3.344B | -$5.307B | $6.220B |
| YoY Change | -212.71% | -185.32% | -173.29% |
| FINANCING ACTIVITIES | |||
| Cash Dividend Paid | |||
| YoY Change | |||
| Common Stock Issuance & Retirement, Net | -$1.608B | ||
| YoY Change | -32260.0% | ||
| Debt Paid & Issued, Net | |||
| YoY Change | |||
| Cash From Financing Activities | 5.103B | 4.649B | 5.387B |
| YoY Change | -269.65% | -13.7% | -115.48% |
| NET CHANGE | |||
| Cash From Operating Activities | -33.90B | -11.11B | -14.94B |
| Cash From Investing Activities | -3.344B | -5.307B | 6.220B |
| Cash From Financing Activities | 5.103B | 4.649B | 5.387B |
| Net Change In Cash | -32.14B | -11.77B | -3.336B |
| YoY Change | 172.57% | 252.82% | -105.76% |
| FREE CASH FLOW | |||
| Cash From Operating Activities | -$33.90B | -$11.11B | -$14.94B |
| Capital Expenditures | $124.0M | $231.0M | -$184.0M |
| Free Cash Flow | -$34.02B | -$11.34B | -$14.76B |
| YoY Change | 192.03% | -23.15% | -114.54% |
Facts In Submission
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<div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.956%"><tr><td style="width:1.0%"/><td style="width:28.724%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.443%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.443%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.443%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.447%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Credit risk categories (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regular</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Watch List</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Restructuring </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-performing </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Possible ratings</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1–19</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1–19</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11–20</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20-22</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Typical ratings</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1–14</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15–17</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18–20</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20-22</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deterioration in risk</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Not significant</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Significant</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Significant</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Significant</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Significant intervention</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Not required</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Not required</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Required</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Required</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Account ownership</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Front office</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Front office</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Front office</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Front office</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit Risk Management</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regular</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regular</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit Restructuring</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit Restructuring</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Primary manager</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Front office</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Front office</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit restructuring</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit restructuring</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accounting provisioning</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Stage 1/2</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Stage 2</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Stage 2/3</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Stage 3</span></td></tr><tr><td colspan="15" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;text-indent:14.17pt;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 More information on the restructuring and non-performing categories can be found in the Credit restructuring section.</span></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:74.132%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.283%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.285%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Credit quality outstandings (*)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in € million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Performing not past due</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">799,990 </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">819,410 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Business lending performing past due</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,659 </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,121 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Consumer lending performing past due</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">780 </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,142 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-performing</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,691 </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,021 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total lending and investment</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">820,120</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">840,694</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Money market</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">54,039</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">29,752</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Pre-settlement</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">63,901</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">43,531</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">938,061</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">913,977</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt;text-indent:14.17pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/></tr></table></div> | |
| CY2022Q4 | ing |
Forborne Assets
ForborneAssets
|
16438000000 | eur |
| CY2022 | ing |
Proportion Of Portfolio Percentage
ProportionOfPortfolioPercentage
|
0.020 | |
| CY2021Q4 | ing |
Forborne Assets
ForborneAssets
|
19816000000 | eur |
| CY2021 | ing |
Proportion Of Portfolio Percentage
ProportionOfPortfolioPercentage
|
0.025 | |
| CY2022Q4 | ing |
Forborne Assets
ForborneAssets
|
16438000000 | eur |
| CY2022 | ing |
Proportion Of Portfolio Percentage
ProportionOfPortfolioPercentage
|
0.020 | |
| CY2021Q4 | ing |
Forborne Assets
ForborneAssets
|
19816000000 | eur |
| CY2021 | ing |
Proportion Of Portfolio Percentage
ProportionOfPortfolioPercentage
|
0.025 | |
| CY2022 | ing |
Percentage Of Forborne Assets Concentrated In Four Main Economic Sectors
PercentageOfForborneAssetsConcentratedInFourMainEconomicSectors
|
0.65 | |
| CY2022 | ing |
Model Time Lag Overlay Management Adjustments Overlay For Livestock Farming Sector
ModelTimeLagOverlayManagementAdjustmentsOverlayForLivestockFarmingSector
|
10000000 | eur |
| CY2022 | ifrs-full |
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets
AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets
|
1861000000 | eur |
| CY2021 | ifrs-full |
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets
AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets
|
516000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets
FinancialAssets
|
967655000000 | eur |
| CY2022Q4 | ifrs-full |
Allowance Account For Credit Losses Of Financial Assets
AllowanceAccountForCreditLossesOfFinancialAssets
|
6101000000 | eur |
| CY2022 | ing |
Percentage Of Outstanding Loans Coverage Ratio
PercentageOfOutstandingLoansCoverageRatio
|
0.006 | |
| CY2021Q4 | ifrs-full |
Financial Assets
FinancialAssets
|
951934000000 | eur |
| CY2021Q4 | ifrs-full |
Allowance Account For Credit Losses Of Financial Assets
AllowanceAccountForCreditLossesOfFinancialAssets
|
5368000000 | eur |
| CY2021 | ing |
Percentage Of Outstanding Loans Coverage Ratio
PercentageOfOutstandingLoansCoverageRatio
|
0.006 | |
| CY2022 | ifrs-full |
Financial Assets With Contractual Cash Flows Modified During Reporting Period While Loss Allowance Measured At Lifetime Expected Credit Losses Amortised Cost Before Modification
FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification
|
1304000000 | eur |
| CY2021 | ifrs-full |
Financial Assets With Contractual Cash Flows Modified During Reporting Period While Loss Allowance Measured At Lifetime Expected Credit Losses Amortised Cost Before Modification
FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification
|
2595000000 | eur |
| CY2022 | ifrs-full |
Financial Assets With Contractual Cash Flows Modified During Reporting Period While Loss Allowance Measured At Lifetime Expected Credit Losses Modification Gain Loss
FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesModificationGainLoss
|
-124000000 | eur |
| CY2021 | ifrs-full |
Financial Assets With Contractual Cash Flows Modified During Reporting Period While Loss Allowance Measured At Lifetime Expected Credit Losses Modification Gain Loss
FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesModificationGainLoss
|
-47000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets With Modified Contractual Cash Flows While Loss Allowance Measured At Lifetime Expected Credit Losses For Which Loss Allowance Changed During Reporting Period To12month Expected Credit Losses Gross Carrying Amount
FinancialAssetsWithModifiedContractualCashFlowsWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesForWhichLossAllowanceChangedDuringReportingPeriodTo12monthExpectedCreditLossesGrossCarryingAmount
|
2382000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets With Modified Contractual Cash Flows While Loss Allowance Measured At Lifetime Expected Credit Losses For Which Loss Allowance Changed During Reporting Period To12month Expected Credit Losses Gross Carrying Amount
FinancialAssetsWithModifiedContractualCashFlowsWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesForWhichLossAllowanceChangedDuringReportingPeriodTo12monthExpectedCreditLossesGrossCarryingAmount
|
448000000 | eur |
| CY2021 | ing |
Global Output Percent
GlobalOutputPercent
|
0.060 | |
| CY2022 | ing |
Global Output Percent
GlobalOutputPercent
|
0.025 | |
| CY2022 | ing |
Anticipated Global Output Expected Growth Year One
AnticipatedGlobalOutputExpectedGrowthYearOne
|
0.024 | |
| CY2022 | ing |
Global Gdp Rate Increase Decrease
GlobalGdpRateIncreaseDecrease
|
0.025 | |
| CY2022 | ing |
Global Gdp Rate Increase Decrease Assumed
GlobalGdpRateIncreaseDecreaseAssumed
|
0.041 | |
| CY2022Q4 | ing |
Global Gdp Rate Increase Decrease Year Two
GlobalGdpRateIncreaseDecreaseYearTwo
|
0.013 | |
| CY2022 | ing |
Global Gdp Rate Increase Decrease Assumed Year Two
GlobalGdpRateIncreaseDecreaseAssumedYearTwo
|
0.031 | |
| CY2022 | ing |
Model Time Lag Overlay Management Adjustments
ModelTimeLagOverlayManagementAdjustments
|
71000000 | eur |
| CY2022 | ing |
Model Time Lag Overlay Management Adjustments Clients Benefitted From Covid19 Government Support Programmes
ModelTimeLagOverlayManagementAdjustmentsClientsBenefittedFromCOVID19GovernmentSupportProgrammes
|
61000000 | eur |
| CY2022 | ing |
Model Time Lag Overlay Management Adjustments
ModelTimeLagOverlayManagementAdjustments
|
71000000 | eur |
| CY2021 | ing |
Model Time Lag Overlay Management Adjustments
ModelTimeLagOverlayManagementAdjustments
|
341000000 | eur |
| CY2022 | ing |
Economic Sector Based Adjustments
EconomicSectorBasedAdjustments
|
334000000 | eur |
| CY2021 | ing |
Economic Sector Based Adjustments
EconomicSectorBasedAdjustments
|
eur | |
| CY2022 | ing |
Payment Holiday Management Adjustments
PaymentHolidayManagementAdjustments
|
eur | |
| CY2021 | ing |
Payment Holiday Management Adjustments
PaymentHolidayManagementAdjustments
|
32000000 | eur |
| CY2022 | ing |
Reserve Based Lending Adjustment
ReserveBasedLendingAdjustment
|
105000000 | eur |
| CY2021 | ing |
Reserve Based Lending Adjustment
ReserveBasedLendingAdjustment
|
124000000 | eur |
| CY2022 | ing |
Other Post Model Adjustments Management Adjustments
OtherPostModelAdjustmentsManagementAdjustments
|
-57000000 | eur |
| CY2021 | ing |
Other Post Model Adjustments Management Adjustments
OtherPostModelAdjustmentsManagementAdjustments
|
121000000 | eur |
| CY2022 | ing |
Management Adjustments
ManagementAdjustments
|
453000000 | eur |
| CY2021 | ing |
Management Adjustments
ManagementAdjustments
|
618000000 | eur |
| CY2021 | ing |
Model Time Lag Overlay Management Adjustments
ModelTimeLagOverlayManagementAdjustments
|
341000000 | eur |
| CY2022 | ing |
Model Time Lag Overlay Management Adjustments Overlay For Livestock Farming Sector
ModelTimeLagOverlayManagementAdjustmentsOverlayForLivestockFarmingSector
|
10000000 | eur |
| CY2022 | ing |
Economic Sector Based Adjustments
EconomicSectorBasedAdjustments
|
334000000 | eur |
| CY2022 | ing |
Reserve Based Lending Adjustment
ReserveBasedLendingAdjustment
|
105000000 | eur |
| CY2022 | ing |
Sensitivity Analysis For Credit Risk
SensitivityAnalysisForCreditRisk
|
<div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:20.692%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.128%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.719%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.270%"/><td style="width:0.1%"/></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Sensitivity analysis as at December 2022 (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Un-weighted ECL (€ mln)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Probability-weighting</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reportable ECL (€ mln)1</span></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Netherlands</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">274 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">381 </span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13.0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11.8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline Scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">349 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">583 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8.0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6.5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Germany</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">606 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">745 </span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline Scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">726 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4.8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">942 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Belgium</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">535 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">596 </span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline Scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">584 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">692 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">United States</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">221 </span></td><td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline Scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">188 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4.1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">442 </span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.2 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.8 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.5 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Excluding management adjustments.</span></div></td></tr></table></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:20.692%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.128%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.719%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.270%"/><td style="width:0.1%"/></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Sensitivity analysis as at December 2021 (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Un-weighted ECL (€ mln)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Probability-weighting</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reportable ECL (€ mln)1</span></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Netherlands</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">259 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">307 </span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23.3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10.9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline Scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">289 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13.1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">411 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7.7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Germany</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">457 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">483 </span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12.9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline Scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">475 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10.4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">535 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Belgium</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">364 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">393 </span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline Scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">383 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">451 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">United States</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75 </span></td><td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10.4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline Scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60 </span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">183 </span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.3 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.2 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.0 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">¹ Excluding management adjustments.</span></div></td></tr></table></div></div> | |
| CY2022 | ing |
Unweighted Ecl For All Collective Provisioned Clients In Upside Scenario
UnweightedEclForAllCollectiveProvisionedClientsInUpsideScenario
|
2680000000 | eur |
| CY2022 | ing |
Unweighted Ecl For All Collective Provisioned Clients In Baseline Scenario
UnweightedEclForAllCollectiveProvisionedClientsInBaselineScenario
|
3177000000 | eur |
| CY2022 | ing |
Unweighted Ecl For All Collective Provisioned Clients In Down Scenario
UnweightedEclForAllCollectiveProvisionedClientsInDownScenario
|
4456000000 | eur |
| CY2022Q4 | ing |
Total Ecl Collective Assessment
TotalECLCollectiveAssessment
|
3209000000 | eur |
| CY2021Q4 | ing |
Total Ecl Collective Assessment
TotalECLCollectiveAssessment
|
2408000000 | eur |
| CY2022Q4 | ing |
Total Ecl Collective Assessment For Performing Assets
TotalEclCollectiveAssessmentForPerformingAssets
|
1884000000 | eur |
| CY2021Q4 | ing |
Total Ecl Collective Assessment For Performing Assets
TotalEclCollectiveAssessmentForPerformingAssets
|
1003000000 | eur |
| CY2022 | ing |
Increase Decrease In Net Debt Through Foreign Currency Exchange Exposures
IncreaseDecreaseInNetDebtThroughForeignCurrencyExchangeExposures
|
17892000000 | eur |
| CY2021 | ing |
Increase Decrease In Net Debt Through Foreign Currency Exchange Exposures
IncreaseDecreaseInNetDebtThroughForeignCurrencyExchangeExposures
|
18681000000 | eur |
| CY2022Q4 | ifrs-full |
Investments In Subsidiaries Joint Ventures And Associates
InvestmentsInSubsidiariesJointVenturesAndAssociates
|
1500000000 | eur |
| CY2021Q4 | ifrs-full |
Investments In Subsidiaries Joint Ventures And Associates
InvestmentsInSubsidiariesJointVenturesAndAssociates
|
1587000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Measurement Of Equity Explanatory
DisclosureOfFairValueMeasurementOfEquityExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:80.324%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.189%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Revaluation reserve equity securities at fair value through other comprehensive income (*)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in € million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Positive re-measurement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,190 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,291 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Negative re-measurement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,187</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,282</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table> | |
| CY2021Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
106520000000 | eur |
| CY2022Q4 | ing |
Percentage Of Funding Mix
PercentageOfFundingMix
|
1 | |
| CY2021Q4 | ing |
Percentage Of Funding Mix
PercentageOfFundingMix
|
1 | |
| CY2022Q4 | ifrs-full |
Noncurrent Financial Liabilities
NoncurrentFinancialLiabilities
|
90000000000 | eur |
| CY2021Q4 | ifrs-full |
Noncurrent Financial Liabilities
NoncurrentFinancialLiabilities
|
78000000000 | eur |
| CY2022Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
87614000000 | eur |
| CY2022Q4 | ifrs-full |
Deposits From Banks
DepositsFromBanks
|
56632000000 | eur |
| CY2021Q4 | ifrs-full |
Deposits From Banks
DepositsFromBanks
|
85092000000 | eur |
| CY2022Q4 | ifrs-full |
Loans And Advances To Banks
LoansAndAdvancesToBanks
|
35104000000 | eur |
| CY2021Q4 | ifrs-full |
Loans And Advances To Banks
LoansAndAdvancesToBanks
|
23592000000 | eur |
| CY2022Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
640799000000 | eur |
| CY2021Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
617400000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
56870000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
51381000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
39088000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
27113000000 | eur |
| CY2022Q4 | ing |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
3893000000 | eur |
| CY2021Q4 | ing |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
1536000000 | eur |
| CY2022Q4 | ing |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
3048000000 | eur |
| CY2021Q4 | ing |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
2120000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
6159000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
6355000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
50883000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
41808000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
46844000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
42684000000 | eur |
| CY2022Q4 | ifrs-full |
Current Tax Liabilities
CurrentTaxLiabilities
|
325000000 | eur |
| CY2021Q4 | ifrs-full |
Current Tax Liabilities
CurrentTaxLiabilities
|
271000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Other Comprehensive Income
FinancialAssetsAtFairValueThroughOtherComprehensiveIncome
|
31625000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Other Comprehensive Income
FinancialAssetsAtFairValueThroughOtherComprehensiveIncome
|
30635000000 | eur |
| CY2022Q4 | ifrs-full |
Deferred Tax Liabilities
DeferredTaxLiabilities
|
2652000000 | eur |
| CY2021Q4 | ifrs-full |
Deferred Tax Liabilities
DeferredTaxLiabilities
|
311000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets At Amortised Cost
FinancialAssetsAtAmortisedCost
|
48160000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Amortised Cost
FinancialAssetsAtAmortisedCost
|
48319000000 | eur |
| CY2022Q4 | ifrs-full |
Provisions
Provisions
|
1052000000 | eur |
| CY2021Q4 | ifrs-full |
Provisions
Provisions
|
995000000 | eur |
| CY2022Q4 | ifrs-full |
Loans And Advances To Customers
LoansAndAdvancesToCustomers
|
644893000000 | eur |
| CY2021Q4 | ifrs-full |
Loans And Advances To Customers
LoansAndAdvancesToCustomers
|
625122000000 | eur |
| CY2022Q4 | ifrs-full |
Other Liabilities
OtherLiabilities
|
13646000000 | eur |
| CY2021Q4 | ifrs-full |
Other Liabilities
OtherLiabilities
|
12839000000 | eur |
| CY2022Q4 | ifrs-full |
Investment Accounted For Using Equity Method
InvestmentAccountedForUsingEquityMethod
|
1500000000 | eur |
| CY2021Q4 | ifrs-full |
Investment Accounted For Using Equity Method
InvestmentAccountedForUsingEquityMethod
|
1587000000 | eur |
| CY2022Q4 | ifrs-full |
Debt Securities
DebtSecurities
|
95918000000 | eur |
| CY2021Q4 | ifrs-full |
Debt Securities
DebtSecurities
|
91784000000 | eur |
| CY2022Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
2446000000 | eur |
| CY2021Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
2515000000 | eur |
| CY2022Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
15786000000 | eur |
| CY2021Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
16715000000 | eur |
| CY2022Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
1102000000 | eur |
| CY2021Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
1156000000 | eur |
| CY2022Q4 | ifrs-full |
Liabilities
Liabilities
|
919829000000 | eur |
| CY2021Q4 | ifrs-full |
Liabilities
Liabilities
|
896448000000 | eur |
| CY2022Q4 | ifrs-full |
Current Tax Assets
CurrentTaxAssets
|
349000000 | eur |
| CY2021Q4 | ifrs-full |
Current Tax Assets
CurrentTaxAssets
|
549000000 | eur |
| CY2022Q4 | ifrs-full |
Deferred Tax Assets
DeferredTaxAssets
|
1425000000 | eur |
| CY2021Q4 | ifrs-full |
Deferred Tax Assets
DeferredTaxAssets
|
1303000000 | eur |
| CY2022Q4 | ifrs-full |
Other Assets
OtherAssets
|
8850000000 | eur |
| CY2021Q4 | ifrs-full |
Other Assets
OtherAssets
|
5996000000 | eur |
| CY2022Q4 | ing |
Share Capital And Share Premium
ShareCapitalAndSharePremium
|
17154000000 | eur |
| CY2021Q4 | ing |
Share Capital And Share Premium
ShareCapitalAndSharePremium
|
17144000000 | eur |
| CY2022Q4 | ifrs-full |
Other Reserves
OtherReserves
|
-2192000000 | eur |
| CY2021Q4 | ifrs-full |
Other Reserves
OtherReserves
|
-540000000 | eur |
| CY2022Q4 | ifrs-full |
Retained Earnings
RetainedEarnings
|
41538000000 | eur |
| CY2021Q4 | ifrs-full |
Retained Earnings
RetainedEarnings
|
35462000000 | eur |
| CY2022Q4 | ifrs-full |
Equity Attributable To Owners Of Parent
EquityAttributableToOwnersOfParent
|
56500000000 | eur |
| CY2021Q4 | ifrs-full |
Equity Attributable To Owners Of Parent
EquityAttributableToOwnersOfParent
|
52066000000 | eur |
| CY2022Q4 | ifrs-full |
Noncontrolling Interests
NoncontrollingInterests
|
504000000 | eur |
| CY2021Q4 | ifrs-full |
Noncontrolling Interests
NoncontrollingInterests
|
736000000 | eur |
| CY2022Q4 | ifrs-full |
Equity
Equity
|
57004000000 | eur |
| CY2021Q4 | ifrs-full |
Equity
Equity
|
52802000000 | eur |
| CY2022Q4 | ifrs-full |
Assets
Assets
|
976834000000 | eur |
| CY2021Q4 | ifrs-full |
Assets
Assets
|
949250000000 | eur |
| CY2022Q4 | ifrs-full |
Equity And Liabilities
EquityAndLiabilities
|
976834000000 | eur |
| CY2021Q4 | ifrs-full |
Equity And Liabilities
EquityAndLiabilities
|
949250000000 | eur |
| CY2022 | ifrs-full |
Interest Revenue Calculated Using Effective Interest Method
InterestRevenueCalculatedUsingEffectiveInterestMethod
|
24439000000 | eur |
| CY2021 | ifrs-full |
Interest Revenue Calculated Using Effective Interest Method
InterestRevenueCalculatedUsingEffectiveInterestMethod
|
18577000000 | eur |
| CY2020 | ifrs-full |
Interest Revenue Calculated Using Effective Interest Method
InterestRevenueCalculatedUsingEffectiveInterestMethod
|
20715000000 | eur |
| CY2022 | ifrs-full |
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets
AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets
|
1861000000 | eur |
| CY2021 | ifrs-full |
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets
AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets
|
516000000 | eur |
| CY2020 | ifrs-full |
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets
AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets
|
2675000000 | eur |
| CY2022 | ing |
Interest Income Not Using Effective Interest Method
InterestIncomeNotUsingEffectiveInterestMethod
|
3934000000 | eur |
| CY2021 | ing |
Interest Income Not Using Effective Interest Method
InterestIncomeNotUsingEffectiveInterestMethod
|
2474000000 | eur |
| CY2020 | ing |
Interest Income Not Using Effective Interest Method
InterestIncomeNotUsingEffectiveInterestMethod
|
1843000000 | eur |
| CY2022 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
6152000000 | eur |
| CY2021 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
5941000000 | eur |
| CY2020 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
5812000000 | eur |
| CY2022 | ifrs-full |
Revenue From Interest
RevenueFromInterest
|
28373000000 | eur |
| CY2021 | ifrs-full |
Revenue From Interest
RevenueFromInterest
|
21051000000 | eur |
| CY2020 | ifrs-full |
Revenue From Interest
RevenueFromInterest
|
22559000000 | eur |
| CY2022 | ifrs-full |
Other Expense By Nature
OtherExpenseByNature
|
5047000000 | eur |
| CY2021 | ifrs-full |
Other Expense By Nature
OtherExpenseByNature
|
5251000000 | eur |
| CY2020 | ifrs-full |
Other Expense By Nature
OtherExpenseByNature
|
5341000000 | eur |
| CY2022 | ifrs-full |
Expense By Nature
ExpenseByNature
|
13060000000 | eur |
| CY2021 | ifrs-full |
Expense By Nature
ExpenseByNature
|
11708000000 | eur |
| CY2020 | ifrs-full |
Expense By Nature
ExpenseByNature
|
13828000000 | eur |
| CY2022 | ing |
Interest Expenses Calculated Using Effective Interest Method
InterestExpensesCalculatedUsingEffectiveInterestMethod
|
10019000000 | eur |
| CY2021 | ing |
Interest Expenses Calculated Using Effective Interest Method
InterestExpensesCalculatedUsingEffectiveInterestMethod
|
5085000000 | eur |
| CY2020 | ing |
Interest Expenses Calculated Using Effective Interest Method
InterestExpensesCalculatedUsingEffectiveInterestMethod
|
7402000000 | eur |
| CY2022 | ifrs-full |
Interest Expense On Other Financial Liabilities
InterestExpenseOnOtherFinancialLiabilities
|
3762000000 | eur |
| CY2021 | ifrs-full |
Interest Expense On Other Financial Liabilities
InterestExpenseOnOtherFinancialLiabilities
|
1966000000 | eur |
| CY2020 | ifrs-full |
Interest Expense On Other Financial Liabilities
InterestExpenseOnOtherFinancialLiabilities
|
1605000000 | eur |
| CY2022 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
17358000000 | eur |
| CY2021 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
8385000000 | eur |
| CY2020 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
3399000000 | eur |
| CY2022 | ifrs-full |
Interest Expense
InterestExpense
|
13780000000 | eur |
| CY2021 | ifrs-full |
Interest Expense
InterestExpense
|
7051000000 | eur |
| CY2020 | ifrs-full |
Interest Expense
InterestExpense
|
9007000000 | eur |
| CY2022 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
5130000000 | eur |
| CY2021 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
2306000000 | eur |
| CY2020 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
1070000000 | eur |
| CY2022 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
14593000000 | eur |
| CY2021 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
14000000000 | eur |
| CY2020 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
13552000000 | eur |
| CY2022 | ifrs-full |
Profit Loss From Continuing Operations
ProfitLossFromContinuingOperations
|
12228000000 | eur |
| CY2021 | ifrs-full |
Profit Loss From Continuing Operations
ProfitLossFromContinuingOperations
|
6079000000 | eur |
| CY2020 | ifrs-full |
Profit Loss From Continuing Operations
ProfitLossFromContinuingOperations
|
2329000000 | eur |
| CY2022 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
5085000000 | eur |
| CY2021 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
5004000000 | eur |
| CY2020 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
4514000000 | eur |
| CY2022 | ifrs-full |
Profit Loss From Continuing Operations
ProfitLossFromContinuingOperations
|
12228000000 | eur |
| CY2021 | ifrs-full |
Profit Loss From Continuing Operations
ProfitLossFromContinuingOperations
|
6079000000 | eur |
| CY2020 | ifrs-full |
Profit Loss From Continuing Operations
ProfitLossFromContinuingOperations
|
2329000000 | eur |
| CY2022 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
1499000000 | eur |
| CY2021 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
1487000000 | eur |
| CY2020 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
1503000000 | eur |
| CY2022 | ifrs-full |
Profit Loss Attributable To Noncontrolling Interests
ProfitLossAttributableToNoncontrollingInterests
|
102000000 | eur |
| CY2021 | ifrs-full |
Profit Loss Attributable To Noncontrolling Interests
ProfitLossAttributableToNoncontrollingInterests
|
128000000 | eur |
| CY2020 | ifrs-full |
Profit Loss Attributable To Noncontrolling Interests
ProfitLossAttributableToNoncontrollingInterests
|
78000000 | eur |
| CY2022 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
3586000000 | eur |
| CY2021 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
3517000000 | eur |
| CY2020 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
3011000000 | eur |
| CY2022 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
12126000000 | eur |
| CY2021 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
5951000000 | eur |
| CY2020 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
2250000000 | eur |
| CY2022 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
12214000000 | eur |
| CY2021 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
2065000000 | eur |
| CY2020 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
474000000 | eur |
| CY2022 | ifrs-full |
Investment Income
InvestmentIncome
|
181000000 | eur |
| CY2021 | ifrs-full |
Investment Income
InvestmentIncome
|
167000000 | eur |
| CY2020 | ifrs-full |
Investment Income
InvestmentIncome
|
152000000 | eur |
| CY2022 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
92000000 | eur |
| CY2021 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
141000000 | eur |
| CY2020 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
66000000 | eur |
| CY2022 | ifrs-full |
Impairment Loss Recognised In Profit Or Loss
ImpairmentLossRecognisedInProfitOrLoss
|
192000000 | eur |
| CY2021 | ifrs-full |
Impairment Loss Recognised In Profit Or Loss
ImpairmentLossRecognisedInProfitOrLoss
|
3000000 | eur |
| CY2020 | ifrs-full |
Impairment Loss Recognised In Profit Or Loss
ImpairmentLossRecognisedInProfitOrLoss
|
235000000 | eur |
| CY2022 | ifrs-full |
Gains Losses On Disposals Of Investments
GainsLossesOnDisposalsOfInvestments
|
6000000 | eur |
| CY2021 | ifrs-full |
Gains Losses On Disposals Of Investments
GainsLossesOnDisposalsOfInvestments
|
-29000000 | eur |
| CY2020 | ifrs-full |
Gains Losses On Disposals Of Investments
GainsLossesOnDisposalsOfInvestments
|
-3000000 | eur |
| CY2022 | ifrs-full |
Gain Loss Arising From Derecognition Of Financial Assets Measured At Amortised Cost
GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost
|
-5000000 | eur |
| CY2021 | ifrs-full |
Gain Loss Arising From Derecognition Of Financial Assets Measured At Amortised Cost
GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost
|
0 | eur |
| CY2020 | ifrs-full |
Gain Loss Arising From Derecognition Of Financial Assets Measured At Amortised Cost
GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost
|
189000000 | eur |
| CY2022 | ifrs-full |
Other Operating Income Expense
OtherOperatingIncomeExpense
|
-56000000 | eur |
| CY2021 | ifrs-full |
Other Operating Income Expense
OtherOperatingIncomeExpense
|
236000000 | eur |
| CY2020 | ifrs-full |
Other Operating Income Expense
OtherOperatingIncomeExpense
|
20000000 | eur |
| CY2022 | ifrs-full |
Basic Earnings Loss Per Share
BasicEarningsLossPerShare
|
3.35 | |
| CY2021 | ifrs-full |
Basic Earnings Loss Per Share
BasicEarningsLossPerShare
|
1.53 | |
| CY2020 | ifrs-full |
Basic Earnings Loss Per Share
BasicEarningsLossPerShare
|
0.58 | |
| CY2022 | ifrs-full |
Profit Loss From Operating Activities
ProfitLossFromOperatingActivities
|
30418000000 | eur |
| CY2021 | ifrs-full |
Profit Loss From Operating Activities
ProfitLossFromOperatingActivities
|
20093000000 | eur |
| CY2020 | ifrs-full |
Profit Loss From Operating Activities
ProfitLossFromOperatingActivities
|
17227000000 | eur |
| CY2022 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
3.35 | |
| CY2022 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
3.35 | |
| CY2021 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
1.53 | |
| CY2021 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
1.53 | |
| CY2020 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
0.58 | |
| CY2020 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
0.58 | |
| CY2022 | ifrs-full |
Profit Loss From Continuing Operations
ProfitLossFromContinuingOperations
|
12228000000 | eur |
| CY2021 | ifrs-full |
Profit Loss From Continuing Operations
ProfitLossFromContinuingOperations
|
6079000000 | eur |
| CY2020 | ifrs-full |
Profit Loss From Continuing Operations
ProfitLossFromContinuingOperations
|
2329000000 | eur |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Revaluation
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation
|
15000000 | eur |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Revaluation
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation
|
-2000000 | eur |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Revaluation
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation
|
-7000000 | eur |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
|
-19000000 | eur |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
|
95000000 | eur |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
|
28000000 | eur |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments
|
-126000000 | eur |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments
|
96000000 | eur |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments
|
-335000000 | eur |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
|
165000000 | eur |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
|
37000000 | eur |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
|
-19000000 | eur |
| CY2022 | ifrs-full |
Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net Of Tax
GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax
|
-435000000 | eur |
| CY2021 | ifrs-full |
Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net Of Tax
GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax
|
-186000000 | eur |
| CY2020 | ifrs-full |
Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net Of Tax
GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax
|
25000000 | eur |
| CY2022 | ifrs-full |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net Of Tax
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax
|
26000000 | eur |
| CY2021 | ifrs-full |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net Of Tax
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax
|
42000000 | eur |
| CY2020 | ifrs-full |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net Of Tax
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax
|
34000000 | eur |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Cash Flow Hedges
OtherComprehensiveIncomeNetOfTaxCashFlowHedges
|
-3158000000 | eur |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Cash Flow Hedges
OtherComprehensiveIncomeNetOfTaxCashFlowHedges
|
-1955000000 | eur |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Cash Flow Hedges
OtherComprehensiveIncomeNetOfTaxCashFlowHedges
|
355000000 | eur |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
436000000 | eur |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
143000000 | eur |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
-1620000000 | eur |
| CY2022 | ifrs-full |
Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net Of Tax
ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax
|
0 | eur |
| CY2021 | ifrs-full |
Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net Of Tax
ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax
|
-3000000 | eur |
| CY2020 | ifrs-full |
Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net Of Tax
ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax
|
6000000 | eur |
| CY2022 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
9081000000 | eur |
| CY2021 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
4262000000 | eur |
| CY2020 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
728000000 | eur |
| CY2022 | ifrs-full |
Comprehensive Income Attributable To Noncontrolling Interests
ComprehensiveIncomeAttributableToNoncontrollingInterests
|
-190000000 | eur |
| CY2021 | ifrs-full |
Comprehensive Income Attributable To Noncontrolling Interests
ComprehensiveIncomeAttributableToNoncontrollingInterests
|
-247000000 | eur |
| CY2020 | ifrs-full |
Comprehensive Income Attributable To Noncontrolling Interests
ComprehensiveIncomeAttributableToNoncontrollingInterests
|
133000000 | eur |
| CY2022 | ifrs-full |
Comprehensive Income Attributable To Owners Of Parent
ComprehensiveIncomeAttributableToOwnersOfParent
|
9271000000 | eur |
| CY2021 | ifrs-full |
Comprehensive Income Attributable To Owners Of Parent
ComprehensiveIncomeAttributableToOwnersOfParent
|
4509000000 | eur |
| CY2020 | ifrs-full |
Comprehensive Income Attributable To Owners Of Parent
ComprehensiveIncomeAttributableToOwnersOfParent
|
595000000 | eur |
| CY2022 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
9081000000 | eur |
| CY2021 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
4262000000 | eur |
| CY2020 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
728000000 | eur |
| CY2021Q4 | ifrs-full |
Equity
Equity
|
52802000000 | eur |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments
|
-126000000 | eur |
| CY2022 | ifrs-full |
Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net Of Tax
GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax
|
-435000000 | eur |
| CY2022 | ifrs-full |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net Of Tax
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax
|
26000000 | eur |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Cash Flow Hedges
OtherComprehensiveIncomeNetOfTaxCashFlowHedges
|
-3158000000 | eur |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Revaluation
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation
|
15000000 | eur |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
|
-19000000 | eur |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
436000000 | eur |
| CY2022 | ifrs-full |
Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
0 | eur |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
|
165000000 | eur |
| CY2022 | ifrs-full |
Other Comprehensive Income
OtherComprehensiveIncome
|
-3147000000 | eur |
| CY2022 | ifrs-full |
Profit Loss From Continuing Operations
ProfitLossFromContinuingOperations
|
12228000000 | eur |
| CY2022 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
9081000000 | eur |
| CY2022 | ing |
Dividends Recognised As Distributions To Owners1
DividendsRecognisedAsDistributionsToOwners1
|
3390000000 | eur |
| CY2022 | ifrs-full |
Purchase Of Treasury Shares
PurchaseOfTreasuryShares
|
1582000000 | eur |
| CY2022 | ifrs-full |
Increase Decrease Through Treasury Share Transactions
IncreaseDecreaseThroughTreasuryShareTransactions
|
4000000 | eur |
| CY2022 | ifrs-full |
Increase Decrease Through Sharebased Payment Transactions
IncreaseDecreaseThroughSharebasedPaymentTransactions
|
27000000 | eur |
| CY2022 | ing |
Increase Decrease Through Changes In Composition Of The Group And Other Changes
IncreaseDecreaseThroughChangesInCompositionOfTheGroupAndOtherChanges
|
-1000000 | eur |
| CY2022Q4 | ifrs-full |
Equity
Equity
|
57004000000 | eur |
| CY2020Q4 | ifrs-full |
Equity
Equity
|
52640000000 | eur |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments
|
96000000 | eur |
| CY2021 | ifrs-full |
Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net Of Tax
GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax
|
-186000000 | eur |
| CY2021 | ifrs-full |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net Of Tax
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax
|
42000000 | eur |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Cash Flow Hedges
OtherComprehensiveIncomeNetOfTaxCashFlowHedges
|
-1955000000 | eur |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Revaluation
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation
|
-2000000 | eur |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
|
95000000 | eur |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
143000000 | eur |
| CY2021 | ifrs-full |
Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
-3000000 | eur |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
|
37000000 | eur |
| CY2021 | ifrs-full |
Other Comprehensive Income
OtherComprehensiveIncome
|
-1817000000 | eur |
| CY2021 | ifrs-full |
Profit Loss From Continuing Operations
ProfitLossFromContinuingOperations
|
6079000000 | eur |
| CY2021 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
4262000000 | eur |
| CY2021 | ing |
Dividends Recognised As Distributions To Owners1
DividendsRecognisedAsDistributionsToOwners1
|
2382000000 | eur |
| CY2021 | ifrs-full |
Purchase Of Treasury Shares
PurchaseOfTreasuryShares
|
1744000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease Through Treasury Share Transactions
IncreaseDecreaseThroughTreasuryShareTransactions
|
-4000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease Through Sharebased Payment Transactions
IncreaseDecreaseThroughSharebasedPaymentTransactions
|
29000000 | eur |
| CY2021Q4 | ifrs-full |
Equity
Equity
|
52802000000 | eur |
| CY2019Q4 | ifrs-full |
Equity
Equity
|
51889000000 | eur |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments
|
-335000000 | eur |
| CY2020 | ifrs-full |
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34000000 | eur |
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355000000 | eur |
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Other Comprehensive Income Net Of Tax Gains Losses On Revaluation
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28000000 | eur |
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Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
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-1620000000 | eur |
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6000000 | eur |
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Other Comprehensive Income Net Of Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
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OtherComprehensiveIncome
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Profit Loss From Continuing Operations
ProfitLossFromContinuingOperations
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2329000000 | eur |
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Comprehensive Income
ComprehensiveIncome
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728000000 | eur |
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3000000 | eur |
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5000000 | eur |
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Increase Decrease Through Sharebased Payment Transactions
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22000000 | eur |
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Equity
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52640000000 | eur |
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58000000 | eur |
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Proceeds From Sales Of Investments Accounted For Using Equity Method
ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod
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57000000 | eur |
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Proceeds From Sales Of Investments Accounted For Using Equity Method
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24000000 | eur |
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17358000000 | eur |
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Profit Loss Before Tax
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8385000000 | eur |
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Profit Loss Before Tax
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3399000000 | eur |
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7000000 | eur |
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27000000 | eur |
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Cash Flows From Losing Control Of Subsidiaries Or Other Businesses Classified As Investing Activities
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1861000000 | eur |
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Adjustments For Provisions
AdjustmentsForProvisions
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516000000 | eur |
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Adjustments For Provisions
AdjustmentsForProvisions
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2675000000 | eur |
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Other Adjustments To Reconcile Profit Loss
OtherAdjustmentsToReconcileProfitLoss
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-1190000000 | eur |
| CY2020 | ifrs-full |
Other Adjustments To Reconcile Profit Loss
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1671000000 | eur |
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83000000 | eur |
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Proceeds From Sales Of Property Plant And Equipment Classified As Investing Activities
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39000000 | eur |
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Proceeds From Sales Of Property Plant And Equipment Classified As Investing Activities
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75000000 | eur |
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1474000000 | eur |
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1873000000 | eur |
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Income Taxes Paid Classified As Operating Activities
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1734000000 | eur |
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Adjustments For Decrease Increase In Loans And Advances To Banks
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Adjustments For Decrease Increase In Loans And Advances To Banks
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53078000000 | eur |
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Adjustments For Decrease Increase In Trade And Other Receivables
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-5620000000 | eur |
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Adjustments For Decrease Increase In Trade And Other Receivables
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2566000000 | eur |
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Cash Flows From Used In Investing Activities
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-5307000000 | eur |
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Cash Flows From Used In Investing Activities
CashFlowsFromUsedInInvestingActivities
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6220000000 | eur |
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Cash Flows From Used In Investing Activities
CashFlowsFromUsedInInvestingActivities
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-8487000000 | eur |
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-19297000000 | eur |
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Adjustments For Decrease Increase In Loans And Advances To Customers
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-27860000000 | eur |
| CY2020 | ifrs-full |
Adjustments For Decrease Increase In Loans And Advances To Customers
AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers
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2876000000 | eur |
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Adjustments For Increase Decrease In Deposits From Customers
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25057000000 | eur |
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Adjustments For Increase Decrease In Deposits From Customers
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10339000000 | eur |
| CY2020 | ifrs-full |
Adjustments For Increase Decrease In Deposits From Customers
AdjustmentsForIncreaseDecreaseInDepositsFromCustomers
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39740000000 | eur |
| CY2022 | ifrs-full |
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-2671000000 | eur |
| CY2021 | ifrs-full |
Adjustments For Increase Decrease In Other Liabilities
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-7175000000 | eur |
| CY2020 | ifrs-full |
Adjustments For Increase Decrease In Other Liabilities
AdjustmentsForIncreaseDecreaseInOtherLiabilities
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-3856000000 | eur |
| CY2022 | ifrs-full |
Proceeds From Issue Of Bonds Notes And Debentures
ProceedsFromIssueOfBondsNotesAndDebentures
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92707000000 | eur |
| CY2021 | ifrs-full |
Proceeds From Issue Of Bonds Notes And Debentures
ProceedsFromIssueOfBondsNotesAndDebentures
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85113000000 | eur |
| CY2020 | ifrs-full |
Proceeds From Issue Of Bonds Notes And Debentures
ProceedsFromIssueOfBondsNotesAndDebentures
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65308000000 | eur |
| CY2022 | ifrs-full |
Cash Flows From Used In Operating Activities
CashFlowsFromUsedInOperatingActivities
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-11112000000 | eur |
| CY2021 | ifrs-full |
Cash Flows From Used In Operating Activities
CashFlowsFromUsedInOperatingActivities
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-14943000000 | eur |
| CY2020 | ifrs-full |
Cash Flows From Used In Operating Activities
CashFlowsFromUsedInOperatingActivities
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101243000000 | eur |
| CY2022 | ifrs-full |
Repayments Of Bonds Notes And Debentures
RepaymentsOfBondsNotesAndDebentures
|
82844000000 | eur |
| CY2021 | ifrs-full |
Repayments Of Bonds Notes And Debentures
RepaymentsOfBondsNotesAndDebentures
|
76150000000 | eur |
| CY2020 | ifrs-full |
Repayments Of Bonds Notes And Debentures
RepaymentsOfBondsNotesAndDebentures
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99212000000 | eur |
| CY2022 | ifrs-full |
Proceeds From Issue Of Subordinated Liabilities
ProceedsFromIssueOfSubordinatedLiabilities
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983000000 | eur |
| CY2021 | ifrs-full |
Proceeds From Issue Of Subordinated Liabilities
ProceedsFromIssueOfSubordinatedLiabilities
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3163000000 | eur |
| CY2020 | ifrs-full |
Proceeds From Issue Of Subordinated Liabilities
ProceedsFromIssueOfSubordinatedLiabilities
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2165000000 | eur |
| CY2022 | ifrs-full |
Repayments Of Subordinated Liabilities
RepaymentsOfSubordinatedLiabilities
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1090000000 | eur |
| CY2021 | ifrs-full |
Repayments Of Subordinated Liabilities
RepaymentsOfSubordinatedLiabilities
|
2449000000 | eur |
| CY2020 | ifrs-full |
Repayments Of Subordinated Liabilities
RepaymentsOfSubordinatedLiabilities
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2786000000 | eur |
| CY2022 | ifrs-full |
Payments Of Lease Liabilities Classified As Financing Activities
PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities
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296000000 | eur |
| CY2021 | ifrs-full |
Payments Of Lease Liabilities Classified As Financing Activities
PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities
|
301000000 | eur |
| CY2020 | ifrs-full |
Payments Of Lease Liabilities Classified As Financing Activities
PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities
|
273000000 | eur |
| CY2022 | ifrs-full |
Purchase Of Interests In Investments Accounted For Using Equity Method
PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod
|
48000000 | eur |
| CY2021 | ifrs-full |
Purchase Of Interests In Investments Accounted For Using Equity Method
PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod
|
91000000 | eur |
| CY2020 | ifrs-full |
Purchase Of Interests In Investments Accounted For Using Equity Method
PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod
|
24000000 | eur |
| CY2022 | ing |
Proceeds From Sale Or Issue Purchase Of Treasury Shares
ProceedsFromSaleOrIssuePurchaseOfTreasuryShares
|
-1717000000 | eur |
| CY2021 | ing |
Proceeds From Sale Or Issue Purchase Of Treasury Shares
ProceedsFromSaleOrIssuePurchaseOfTreasuryShares
|
-1608000000 | eur |
| CY2020 | ing |
Proceeds From Sale Or Issue Purchase Of Treasury Shares
ProceedsFromSaleOrIssuePurchaseOfTreasuryShares
|
5000000 | eur |
| CY2022 | ifrs-full |
Dividends Paid Classified As Financing Activities
DividendsPaidClassifiedAsFinancingActivities
|
3093000000 | eur |
| CY2021 | ifrs-full |
Dividends Paid Classified As Financing Activities
DividendsPaidClassifiedAsFinancingActivities
|
2382000000 | eur |
| CY2020 | ifrs-full |
Dividends Paid Classified As Financing Activities
DividendsPaidClassifiedAsFinancingActivities
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3000000 | eur |
| CY2022 | ifrs-full |
Other Inflows Outflows Of Cash Classified As Financing Activities
OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities
|
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| CY2021 | ifrs-full |
Other Inflows Outflows Of Cash Classified As Financing Activities
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1000000 | eur |
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Other Inflows Outflows Of Cash Classified As Financing Activities
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-1000000 | eur |
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Purchase Of Property Plant And Equipment Classified As Investing Activities
PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities
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231000000 | eur |
| CY2021 | ifrs-full |
Purchase Of Property Plant And Equipment Classified As Investing Activities
PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities
|
184000000 | eur |
| CY2020 | ifrs-full |
Purchase Of Property Plant And Equipment Classified As Investing Activities
PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities
|
287000000 | eur |
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Cash Flows From Used In Financing Activities
CashFlowsFromUsedInFinancingActivities
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4649000000 | eur |
| CY2021 | ifrs-full |
Cash Flows From Used In Financing Activities
CashFlowsFromUsedInFinancingActivities
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5387000000 | eur |
| CY2020 | ifrs-full |
Cash Flows From Used In Financing Activities
CashFlowsFromUsedInFinancingActivities
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-34796000000 | eur |
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Increase Decrease In Cash And Cash Equivalents Before Effect Of Exchange Rate Changes
IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges
|
-11770000000 | eur |
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Increase Decrease In Cash And Cash Equivalents Before Effect Of Exchange Rate Changes
IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges
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-3335000000 | eur |
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Increase Decrease In Cash And Cash Equivalents Before Effect Of Exchange Rate Changes
IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges
|
57960000000 | eur |
| CY2021Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
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107665000000 | eur |
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Cash And Cash Equivalents
CashAndCashEquivalents
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111566000000 | eur |
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Cash And Cash Equivalents
CashAndCashEquivalents
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54031000000 | eur |
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Effect Of Exchange Rate Changes On Cash And Cash Equivalents
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-504000000 | eur |
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Effect Of Exchange Rate Changes On Cash And Cash Equivalents
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-565000000 | eur |
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Effect Of Exchange Rate Changes On Cash And Cash Equivalents
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-425000000 | eur |
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Cash And Cash Equivalents
CashAndCashEquivalents
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95391000000 | eur |
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Cash And Cash Equivalents
CashAndCashEquivalents
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107665000000 | eur |
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Cash And Cash Equivalents
CashAndCashEquivalents
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111566000000 | eur |
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Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
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87614000000 | eur |
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Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
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106520000000 | eur |
| CY2020Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
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111087000000 | eur |
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Interest Received Classified As Operating Activities
InterestReceivedClassifiedAsOperatingActivities
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28105000000 | eur |
| CY2021 | ifrs-full |
Interest Received Classified As Operating Activities
InterestReceivedClassifiedAsOperatingActivities
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21496000000 | eur |
| CY2020 | ifrs-full |
Interest Received Classified As Operating Activities
InterestReceivedClassifiedAsOperatingActivities
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23352000000 | eur |
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Interest Paid Classified As Operating Activities
InterestPaidClassifiedAsOperatingActivities
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14193000000 | eur |
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Interest Paid Classified As Operating Activities
InterestPaidClassifiedAsOperatingActivities
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8705000000 | eur |
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Interest Paid Classified As Operating Activities
InterestPaidClassifiedAsOperatingActivities
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9672000000 | eur |
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13911000000 | eur |
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Net Interest Received Paid Classified As Operating Activities
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12791000000 | eur |
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Net Interest Received Paid Classified As Operating Activities
NetInterestReceivedPaidClassifiedAsOperatingActivities
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13680000000 | eur |
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Dividends Received Classified As Operating Activities
DividendsReceivedClassifiedAsOperatingActivities
|
229000000 | eur |
| CY2021 | ifrs-full |
Dividends Received Classified As Operating Activities
DividendsReceivedClassifiedAsOperatingActivities
|
172000000 | eur |
| CY2020 | ifrs-full |
Dividends Received Classified As Operating Activities
DividendsReceivedClassifiedAsOperatingActivities
|
144000000 | eur |
| CY2022 | ifrs-full |
Dividends Paid Classified As Financing Activities
DividendsPaidClassifiedAsFinancingActivities
|
3093000000 | eur |
| CY2021 | ifrs-full |
Dividends Paid Classified As Financing Activities
DividendsPaidClassifiedAsFinancingActivities
|
2382000000 | eur |
| CY2020 | ifrs-full |
Dividends Paid Classified As Financing Activities
DividendsPaidClassifiedAsFinancingActivities
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3000000 | eur |
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Disclosure Of Summary Of Significant Accounting Policies Explanatory
DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory
|
<div style="margin-bottom:30pt;margin-top:32pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Notes to the Consolidated financial statements</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">1 Basis of preparation and significant accounting policies</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.1 Reporting entity and authorisation of the Consolidated financial statements<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Groep N.V. is a company domiciled in Amsterdam, the Netherlands. Commercial Register of Amsterdam, number 33231073. These Consolidated financial statements, as at and for the year ended 31 December 2022, comprise ING Groep N.V. (the Parent company) and its subsidiaries, together referred to as ING Group. ING Group is a global financial institution with a strong European base, offering a wide range of retail and wholesale banking services to customers in over 40 countries. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Consolidated financial statements, as at and for the year ended 31 December 2022, were authorised for issue in accordance with a resolution of the Executive Board on 6 March 2023. The Executive Board has the power to amend the financial statements as long as these are not adopted by the General Meeting of Shareholders. The General Meeting of Shareholders may decide not to adopt the financial statements, but may not amend these.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2 Basis of preparation of the Consolidated financial statements <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Consolidated financial statements have been prepared in accordance with International Financial Reporting Standards as issued by the International Accounting Standards Board for purposes of reporting with the U.S. Securities and Exchange Commission (SEC), including financial information contained in this Annual report on Form 20-F. The term ‘IFRS-IASB’ is used to refer to International Financial Reporting Standards as issued by the International Accounting Standards Board, including the decisions ING Group made with regard to the options available under IFRS-IASB.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Consolidated financial statements have been prepared on a going concern basis and there are no significant doubts about the ability of ING Group to continue as a going concern. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Consolidated financial statements are presented in euros and rounded to the nearest million, unless stated otherwise. Amounts may not add up due to rounding.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2.1 Presentation of Risk management disclosures<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To improve transparency, reduce duplication and present related information in one place, certain disclosures of the nature and extent of risks related to financial instruments required by IFRS 7 ‘Financial instruments: Disclosures’ are included in the ‘Risk management’ section of the Annual Report.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These disclosures are an integral part of ING Group Consolidated financial statements and are indicated in the ‘Risk management’ section by the symbol (*). Chapters, paragraphs, graphs or tables within the risk management section that are indicated with this symbol in the respective headings or table header are considered to be an integral part of the Consolidated financial statements.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2.2 Reconciliation between IFRS-EU and IFRS-IASB<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The published 2022 Consolidated financial statements of ING Group are prepared in accordance with IFRS-EU. IFRS-EU refers to International Financial Reporting Standards (‘IFRS’) as adopted by the European Union (EU), including the decisions ING Group made with regard to the options available under IFRS as adopted by the EU. IFRS-EU differs from IFRS-IASB in respect of certain paragraphs in IAS 39 ‘Financial Instruments: Recognition and Measurement’ regarding hedge accounting for portfolio hedges of interest rate risk.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under IFRS-EU, ING Group applies fair value hedge accounting for portfolio hedges of interest rate risk (fair value macro hedges) in accordance with the EU carve-out version of IAS 39. Particularly, it is applied to portfolio-based hedging strategies for retail lending (mortgages) and core deposits. Under the EU IAS 39 carve-out, hedge accounting may be applied, in respect of fair value macro hedges, to core deposits. In addition, and in general to any hedge accounting relationship under the EU IAS 39 carve-out, the hedge effectiveness requirements are less strict than under IFRS-IASB and hedge ineffectiveness is only recognised when the revised estimate of the amount of cash flows in scheduled time buckets falls below the original designated amount of that bucket and is not recognised when the revised amount of cash flows in scheduled time buckets is more than the original designated amount. Under IFRS-IASB, hedge accounting for fair value macro hedges cannot be applied to core deposits and ineffectiveness arises whenever the revised estimate of the amount of cash flows in scheduled time buckets is either more or less than the original designated amount of that bucket. </span></div></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This information is prepared by reversing the hedge accounting impacts that are applied under the EU ‘carve-out’ version of IAS 39. Financial information under IFRS-IASB accordingly does not take account of the possibility that had ING Group applied IFRS-IASB as its primary accounting framework it might have applied alternative hedge strategies where those alternative hedge strategies could have qualified for IFRS-IASB compliant hedge accounting. These decisions could have resulted in different shareholders’ equity and net result amounts compared to those indicated in this Annual Report on Form 20-F.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, interest yields increased resulting in a positive EU IAS 39 carve out adjustment of EUR 8,451 million (2021: EUR 1,174 million positive). The impact of the adjustment is mainly reflected in line item 'Valuation results and net trading income' in the statement of profit or loss. A reconciliation between IFRS-EU and IFRS-IASB is included below.<br/><br/>Both IFRS-EU and IFRS-IASB differ in several areas from accounting principles generally accepted in the United States of America (US GAAP). </span></div><div style="margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"/><td style="width:71.415%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.061%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.061%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.063%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation net result under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,674 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,776 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,485 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,856 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,603 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-410 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tax effect of the adjustment</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"> 1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,405 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-429 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">176 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of adjustment after tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,451 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,174 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-234 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In accordance with IFRS-IASB (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,126</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,951</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation shareholders’ equity under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,909 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53,919 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54,637 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,357 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,490 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4,081 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tax effect of the adjustment<span style="font-size:5.85pt;position:relative;top:-3.15pt;vertical-align:baseline">3</span></span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,765 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">637 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,063 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of adjustment after tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,592 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,853 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,018 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-IASB Shareholders’ equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">56,500</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">52,066</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">51,619</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-top:15pt"><span><br/></span></div><div style="margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3 Impact of Russian invasion in Ukraine</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The war in Ukraine had, besides an immense impact on the lives of millions of people, a negative impact on the global economy. While businesses and households were still recovering from the economic consequences of Covid-19, developments in Ukraine further distorted supply chains, caused higher energy costs and aggravated an already high inflation rate environment. This, in combination with central bank rate hikes, worsened the macroeconomic outlook. </span></div><div style="margin-top:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a result of the economic effects of Russian invasion and second order effects uncertainty and level of management judgement remains at an elevated level in 2022, particularly in the estimation of loan loss provisions (including the need for management adjustments), the determination of fair values and impairment assessment of an investment in an associate. </span></div><div style="margin-top:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to the notes of the financial statements as well as Risk Management chapter for further information on the impact of the Russian invasion of Ukraine and second order impact</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">s.</span></div><div style="margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.4 Changes to accounting policies and presentation</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>ING Group has consistently applied its accounting policies to all periods presented in these Consolidated financial statements.</span></div><div style="margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, ING Group updated the presentation in note 7 ‘Loans and advances to customers’ to improve consistency and comparability. Comparative figures for 2021 have been updated accordingly.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.4.1 Changes in IFRS effective in 2022</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>The following amended standards became effective in 2022:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amendments to IFRS 3 ‘Business Combinations’: Reference to the Conceptual Framework (issued in May 2020).</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amendments to IAS 16 ‘Property, Plant and Equipment’: Proceeds before Intended Use (issued in May 2020).</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amendments to IAS 37 ‘Provisions, Contingent Liabilities and Contingent Assets’: Onerous Contracts — Cost of Fulfilling a Contract (issued in May 2020).</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Annual improvements to IFRS Standards 2018-2020 Cycle: Amendments to IFRS 1 ‘First-time Adoption of International Financial Reporting Standards’, amendments to IFRS 9 ‘Financial Instruments’ and amendments to IFRS 16 ‘Leases’ (issued in May 2020).</span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The above changes did not have significant impact on ING Group’s Consolidated financial statements. ING Group has not early adopted any standard, interpretation or amendment in 2022 which has been issued, but is not yet effective.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.4.2 Upcoming changes in IFRS after 2022</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>The following published amendments are not mandatory for 2022 and have not been early adopted by ING Group</span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Effective in 2023:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">IFRS 17 'Insurance Contracts' (issued in May 2017), including amendments to IFRS 17 (issued in June 2020).</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">IFRS 17 ‘Insurance Contracts’ is a new accounting standard for insurance contracts covering recognition and measurement, presentation and disclosure. Once effective, IFRS 17 will replace IFRS 4 ‘Insurance Contracts’, which allowed diversity in accounting practices for insurance contracts. In June 2020, the IASB published amendments to IFRS 17 including a scope exclusion for credit card contracts and similar contracts that provide insurance coverage, and an optional scope exclusion for loans with death waivers. ING Group does not have an insurance business, but on a limited basis sells insurance products as a broker where it does not run the insurance risk. ING Group performed an impact assessment which revealed that a portfolio of loans with death waivers in the Netherlands with a net carrying amount of approximately of EUR 750 million might be in scope of IFRS 17. Following the above mentioned amendments to IFRS 17 in 2020 which allow an accounting policy choice, ING Group intends to account for assets in this portfolio in their entirety, including death waiver features, using IFRS 9 ’Financial Instruments’ and not IFRS 17. As a result, this portfolio will no longer meet the ‘solely payments of principal and interest’ (SPPI) criterion, causing the portfolio to no longer be recognised at amortised cost but rather at fair value through profit or loss. This reclassification is not expected to have a material impact on equity or result of ING Group, as the fair value is expected not to differ materially from the current book value. Hence, the financial impact of IFRS 17 on ING Group is expected to be limited</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:12pt;font-weight:400;line-height:120%">. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following amendments will also be effective in 2023. However, the implementation of these amendments is expected to have no significant impact on ING Group's Consolidated financial statements.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amendments to IAS 1 ‘Presentation of Financial Statements’: Disclosure of Accounting Policies (issued in February 2021).</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amendments to IAS 8 ‘Accounting Policies, Changes in Accounting Estimates and Errors’: Definition of Accounting Estimates (issued in February 2021). </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amendments to IAS 12 ‘Income Taxes’: Deferred Tax Related to Assets and Liabilities Arising From a Single Transaction (issued in May 2021).</span></div><div><span><br/></span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Effective in 2024:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amendments to IFRS 16 'Leases': Lease Liability in a Sale and Leaseback (issued in September 2022).</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amendments to IAS 1 ‘Presentation of Financial Statements’: Classification of Liabilities as Current or Non-current (issued in January 2020). </span></div><div style="margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.5 Significant judgements and critical accounting estimates and assumptions</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>The preparation of the Consolidated financial statements requires management to make judgements in the process of applying its accounting policies and to use estimates and assumptions. The estimates and assumptions affect the reported amounts of the assets and liabilities and the amounts of the contingent assets and contingent liabilities at the balance sheet date, as well as reported income and expenses for the year. The actual outcome may differ from these estimates. The process of setting assumptions is subject to internal control procedures and approvals. </span></div><div style="margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group has identified areas that require management to make significant judgements and use critical accounting estimates and assumptions based on the information and financial data that may or may not change in future periods. These areas are: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Loan loss provisions (financial assets);</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">The determination of the fair values of financial assets and liabilities; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Impairment assessment of an investment in associate; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Provisions; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Accounting for Targeted Longer-Term Refinancing Operations (TLTRO).</span></div><div style="margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For further discussion of the significant judgements and critical accounting estimates and assumptions in these areas, reference is made to the relevant parts in paragraph 1.7 ‘Financial instruments’ (specifically 1.7.8 ‘Impairment of financial assets’, 1.7.3 for ‘Fair values of financial assets and liabilities’, 1.11 ‘Investments in associates and joint ventures’, 1.18 ‘Provisions, contingent liabilities and contingent assets’ and 1.7.9 ‘Accounting for Targeted Longer-Term Refinancing Operations (TLTRO)’) of this note and the applicable notes to the Consolidated financial statements.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.6 Other developments<br/></span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Application of IAS 29 ‘Financial Reporting in Hyperinflationary Economies’ <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">During the second quarter of 2022 Turkey became a hyperinflationary economy for accounting purposes. </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As ING Group has a subsidiary in Turkey, ING Group applied IAS 29 ‘Financial Reporting in Hyperinflationary Economies’ to its operations as if the economy in Turkey had always been hyperinflationary. Given that ING Group presents its results in EUR, comparatives were not restated and IAS 29 was applied from 1 January 2022 with the impact of the first-time application and the effect for the period both shown in these Consolidated financial statements for the year ended 31 December 2022.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under IAS 29, the results of the operations in Turkey should be stated in terms of the current purchasing power at the reporting date. For that, the consumer price index (CPI) as determined by the Turkish Statistical Institute was used.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The development of the CPI during the year ended 31 December 2022 was as follows (2003=100): </span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:45.153%"><tr><td style="width:1.0%"/><td style="width:56.091%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:41.709%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">1 January 2022 </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">686.95</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">31 December 2022 </span></div></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">1,128.45</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Change for the period </span></div></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">64.27 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">%</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To state all the items in the financial statements in terms of their current purchasing power at the reporting date, ING Group restated the non-monetary items of ING Turkey (such as properties and equipment, intangibles, right-of use assets and shareholder’s equity) for the changes in CPI up to the reporting date. Monetary items (such as cash and balances with banks, loans and advances and deposits) are not restated as they are already expressed in the current purchasing power. Furthermore, all items in the statement of comprehensive income were also restated for the effects of inflation based on the developments in CPI during the 12 month period to reflect the purchasing power as at 31 December 2022. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effect of such restatement of the statement of comprehensive income and the balance sheet for inflation in the current period has been recognised in the statement of profit or loss within ‘Other net income’ as a ‘Net monetary gain or loss’. The net monetary loss for the period represents the loss of purchasing power by the net monetary position (monetary assets exceeding monetary liabilities) of ING Turkey.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">After the application of the above restatement procedures in Turkish Lira under IAS 29, the financial position and the results for the period of ING Turkey are translated and presented in EUR at the exchange rate on 31 December 2022. For the statement of comprehensive income this is in contrast with the usual translation procedures where items of comprehensive income are translated at the exchange rate at the date of transaction. Furthermore, ING Group selected to present both the restatement effect resulting from restating ING Group’s interest in the equity of ING Turkey as required by IAS 29; and the translation effect from translating at a closing rate that differs from the previous closing rate, in the Currency translation reserve.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Refer to Note 19 ‘Equity’ for the impact of applying IAS 29 during the year ended 31 December 2022.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.7 Financial instruments</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group applies IFRS 9 ‘Financial Instruments’ to the recognition, classification and measurement, and derecognition of financial assets and financial liabilities and the impairment of financial assets. The Group applies the requirements of IAS 39 ‘Financial Instruments: Recognition and Measurement’ for hedge accounting purposes.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.7.1 Recognition and derecognition of financial instruments</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Recognition of financial assets</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>Financial assets are recognised in the balance sheet when ING Group becomes a party to the contractual provisions of the instrument. For a regular way purchase or sale of a financial asset, trade date and settlement date accounting is applied depending on the classification of the financial asset.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Derecognition of financial assets <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets are derecognised when the rights to receive cash flows from the financial assets have expired or where ING Group has transferred the rights to receive the cash flows from the financial asset or assumed an obligation to pass on the cash flows and has transferred substantially all the risks and rewards of the asset. If ING Group neither transfers nor retains substantially all the risks and rewards of ownership of a financial asset, it derecognises the financial asset if it no longer has control over the asset. The difference between the carrying amount of a financial asset that has been derecognised and the consideration received is recognised in profit or loss.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Recognition of financial liabilities <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial liabilities are recognised on the date that the entity becomes a party to the contractual provisions of the instrument.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Derecognition of financial liabilities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial liabilities are derecognised when the obligation specified in the contract is discharged, cancelled or expired. The difference between the carrying amount of a financial liability that has been extinguished and the consideration paid is recognised in profit or loss.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.7.2 Classification and measurement of financial instruments<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets<br/>ING Group classifies its financial assets in the following measurement categories:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">those to be measured subsequently at fair value (either through OCI, or through profit or loss); and</span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">those to be measured at amortised cost (AC). </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At initial recognition, ING Group measures a financial asset at its fair value plus, in the case of a financial asset not at FVPL, transaction costs that are directly attributable to the acquisition of the financial asset. Transaction costs of financial assets carried at fair value through profit or loss (FVPL) are expensed in the statement of profit or loss.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial assets - Debt instruments<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The classification depends on the entity’s business model for managing the financial assets and the contractual terms of the cash flows at initial recognition.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Business models<br/>Business models are classified as Hold to Collect (HtC), Hold to Collect and Sell (HtC&S) or Other depending on how a portfolio of financial instruments as a whole is managed. ING Group’s business models are based on the existing management structure of the bank, and refined based on an analysis of how businesses are evaluated and reported, how their specific business risks are managed and on historic and expected future sales. Sales are permissible in a HtC business model when these are due to an increase in credit risk, take place close to the maturity date (where the proceeds from the sales approximate the collection of the remaining contractual cash flows), are insignificant in value (both individually and in aggregate) or are infrequent.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Contractual cash flows Solely Payments of Principal and Interest (SPPI) <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The contractual cash flows of a financial asset are assessed to determine whether they represent SPPI. Interest includes consideration for the time value of money, credit risk and for other basic lending risks such as consideration for liquidity risk and costs associated with holding the financial asset for a particular period of time. In addition, interest can include a profit margin that is consistent with a basic lending arrangement. Financial assets with embedded derivatives are considered in their entirety when determining whether their cash flows are SPPI. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In assessing whether the contractual cash flows are SPPI, ING Group considers the contractual terms of the instrument. This includes assessing whether the financial asset contains a contractual term that could change the timing or amount of contractual cash flows such that it would not meet this condition. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Based on the entity’s business model for managing the financial assets and the contractual terms of the cash flows, there are three measurement categories into which ING Group classifies its debt instruments:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amortised Cost (AC):<br/>Debt instruments that are held for collection of contractual cash flows under a HtC business model where </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="padding-left:14.2pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%">those cash flows represent SPPI are measured at AC. Interest income from these financial assets is included in Interest income using the Effective Interest Rate (EIR) method. Any gain or loss arising on derecognition is recognised directly in profit or loss. Impairment losses are presented as a separate line item in the statement of profit or loss.</span></div><div><span><br/></span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">FVOCI:<br/>Debt instruments that are held for collection of contractual cash flows and for selling the financial assets under a HtC&S business model, where the assets’ cash flows represent SPPI, are measured at FVOCI. Movements in the carrying amount are recognised in OCI, except for the recognition of impairment gains or losses, interest revenue and foreign exchange gains and losses which are recognised in profit or loss. When the financial asset is derecognised, the cumulative gain or loss previously recognised in OCI is reclassified from equity to profit or loss and presented in Investment income or Other net income, based on the specific characteristics of the business model. Interest income from these financial assets is included in Interest income using the EIR method. Impairment losses are presented as a separate line item in the statement of profit or loss.</span></div><div><span><br/></span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">FVPL:<br/>Debt instruments that do not meet the criteria for AC or FVOCI are measured at FVPL. This includes debt instruments that are held-for-trading (presented separately as Trading assets) and all other debt instruments that do not meet the criteria for AC or FVOCI (presented separately as Mandatorily at FVPL). ING Group may in some cases, on initial recognition, irrevocably designate a financial asset as classified and measured at FVPL. This is the case where doing so eliminates or significantly reduces an accounting mismatch that would otherwise arise on assets measured at AC or FVOCI. Fair value movements on trading securities, trading loans and deposits (mainly reverse repo’s) are presented fully within valuation result and net trading income, this also includes interest. The interest arising on financial assets designated as at FVPL is recognised in profit or loss and presented within Interest income or Interest expense in the period in which it arises. The interest arising on a debt instrument that is part of a hedge relationship, but not subject to hedge accounting, is recognised in profit or loss and presented within Interest income or Interest expense in the period in which it arises. </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group reclassifies debt instruments if, and only if, its business model for managing those financial assets changes. Such changes in business models are expected to be very infrequent. There have been no reclassifications during the reporting period.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial assets - Equity instruments<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">All equity investments are measured at fair value. ING Group applies the fair value through OCI option to investments which are considered strategic, consisting of investments that add value to ING Group’s core banking activities. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There is no subsequent recycling of fair value gains and losses to profit or loss following the derecognition of investments if elected to be classified and measured as FVOCI. However, the cumulative gain or loss is transferred within equity to retained earnings on derecognition of such equity instruments. Dividends from such investments continue to be recognised in profit or loss as Investment income when ING Group’s right to receive payments is established. Impairment requirements are not applicable to equity investments classified and measured as FVOCI.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other remaining equity investments are measured at FVPL. All changes in the fair value are recognised in Valuation result and Net trading income in the Consolidated statement of profit or loss.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial liabilities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial liabilities are classified and subsequently measured at AC, except for financial guarantee contracts, derivatives and liabilities designated at FVPL. Financial liabilities classified and measured at FVPL are presented as follows: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">the amount of change in the fair value that is attributable to changes in own credit risk of the liability designated at FVPL is presented in OCI. Upon derecognition this Debit Valuation Adjustment (DVA) impact does not recycle from OCI to profit or loss; and </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">the remaining amount of change in the fair value is presented in profit or loss in ‘Valuation results and net trading income’. Interest on financial liabilities at FVPL is also recognised in the valuation result, except for items voluntarily designated as FVPL for which interest is presented within ‘Interest income (expense).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A financial guarantee contract is a contract that requires ING Group to make specified payments to reimburse the holder for a loss it incurs because a specified debtor fails to make payment when due in accordance with the original or modified terms of a debt instrument. Such a contract is initially recognised at fair value and is subsequently measured at the higher of (a) the amount determined in accordance with impairment provisions of IFRS 9 ‘Financial instruments’ (see section “Impairment of financial assets”) and (b) </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">the amount initially recognised less, when appropriate, cumulative amortisation recognised in accordance with the revenue recognition principle of IFRS 15 ‘Revenue from contracts with customers’.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.7.3 Fair values of financial assets and liabilities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">All financial assets and liabilities are recognised initially at fair value. The fair value of a financial instrument on initial recognition is generally its transaction price (that is, the fair value of the consideration given or received). However, if there is a material difference between the transaction price and the fair value of financial instruments whose fair value is based on a valuation technique using significant unobservable inputs, the entire day one difference (a ‘Day One Profit or Loss’) is deferred. ING Group defers the Day One Profit or Loss relating to financial instruments classified as Level 3 and financial instruments with material unobservable inputs into CVA which are not necessarily classified as Level 3. The deferred Day One Profit or Loss is recognised in the statement of profit or loss over the life of the transaction until the transaction matures, or until the significant unobservable inputs become observable, or until the significant unobservable inputs become non-significant. In all other cases, ING Group recognises the difference as a gain or loss at inception.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Subsequently, except for financial assets and financial liabilities measured at amortised cost, all the other financial assets and liabilities are measured at fair value. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It assumes that market participants would use and take into account the characteristics of the asset or liability when pricing the asset or liability. Fair values of financial assets and liabilities are based on unadjusted quoted market prices where available. Such quoted market prices are primarily obtained from exchange prices for listed financial instruments. Where an exchange price is not available, quoted prices in an active market may be obtained from independent market vendors, brokers, or market makers. In general, positions are valued at the bid price for a long position and at the offer price for a short position or are valued at the price within the bid-offer spread that is most representative of fair value in the circumstances. In some cases where positions are marked at mid-market prices, a fair value adjustment is calculated. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For certain financial assets and liabilities, quoted market prices are not available. For such instruments, fair value is determined using valuation techniques. These range from discounting of cash flows to various valuation models, where relevant pricing factors including the market price of underlying reference instruments, market parameters (volatilities, correlations and credit ratings), and customer behaviour are taken into account. ING Group maximises the use of market observable inputs and minimises the use of unobservable inputs in determining the fair value. It can be subjective dependent on the significance of the unobservable input to the overall valuation. All valuation techniques used are subject to internal review and approval. Most data used in these valuation techniques are validated on a daily basis when possible.</span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When a group of financial assets and liabilities are managed on the basis of their net risk exposures, the fair value of a group of financial assets and liabilities are measured on a net portfolio level.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To include credit risk in fair value, ING Group applies both Credit and Debit Valuation Adjustments (CVA, DVA, also known as Bilateral Valuation Adjustments or BVA). Own issued debt and structured notes that are designated at FVPL are adjusted for ING Group’s own credit risk by means of a DVA. Additionally, derivatives valued at fair value are adjusted for credit risk by a BVA. The BVA is of a bilateral nature as both the credit risk on the counterparty (CVA) as well as the credit risk on ING Group (DVA) are included in the adjustment. All input data that is used in the determination of the BVA is based on market implied data. Additionally, wrong-way risk (when exposure to a counterparty is increasing and the credit quality of that counterparty deteriorates) and right-way risk (when exposure to a counterparty is increasing and the credit quality of that counterparty improves) are taken into account in the measurement of the valuation adjustment. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To include the funding risk, ING Group applies an additional ‘Funding Valuation Adjustment’ (FVA) to the uncollateralised derivatives based on the market price of funding liquidity.ING Group also applies to certain positions other valuation adjustments to arrive at the fair value: Bid-Offer adjustments, Model Risk Adjustments and Collateral Valuation Adjustments (CollVA).</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/></tr><tr style="height:149pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Significant judgements and critical accounting estimates and assumptions: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Even if market prices are available, when markets are less liquid there may be a range of prices for the same security from different price sources. Selecting the most appropriate price requires judgement and could result in different estimates of fair value. </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Valuation techniques are subjective in nature and significant judgement is involved in establishing fair values for certain financial assets and liabilities. Valuation techniques involve various assumptions regarding pricing factors. The use of different valuation techniques and assumptions could produce significantly different estimates of fair value. </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Price testing is performed to assess whether the process of valuation has led to an appropriate fair value of the position and to minimise the potential risks of economic losses due to incorrect or misused models. </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Assessing whether a market is active, and whether an input is observable and significant, requires judgement. ING Group categorises its financial instruments that are either measured in the statement of financial position at fair value or of which the fair value is disclosed, into a three level hierarchy based on the observability and significance of the valuation inputs. The use of different approaches to assess whether a market is active, whether an input is observable, and whether an unobservable input is significant could produce different classification within the fair value hierarchy as well as potentially different deferral of the Day One Profit or Loss. </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Reference is made to Note 38 'Fair value of assets and liabilities ' and to the ‘Market risk’ paragraph in the ‘Risk management’ section of the Annual Report for the basis of the determination of the fair value of financial instruments and related sensitivities.</span></div></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:98pt"><td colspan="12" style="display:none"/></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.7.4 Derivatives and hedge accounting<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">IFRS 9 includes an accounting policy choice to defer the adoption of IFRS 9 hedge accounting and to continue with hedge accounting under IAS 39. ING Group decided to exercise this accounting policy choice and did not adopt IFRS 9 hedge accounting as of 1 January 2018. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Derivatives are initially recognised at fair value on the date on which a derivative contract is entered into and are subsequently measured at fair value. Fair values are obtained from quoted market prices in active markets, including market transactions and valuation techniques (such as discounted cash flow models and </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">option pricing models), as appropriate. All derivatives are carried as assets when their fair value is positive and as liabilities when their fair value is negative. Fair value movements on derivatives are presented in profit or loss in Valuation result and net trading income, except for derivatives in either a formal hedge relationship and so-called economic hedges that are not in a formal hedge accounting relationship where a component is presented separately in interest result in line with ING Group’s risk management strategy. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Embedded derivatives are separated from financial liabilities and other non-financial contracts and accounted for as a derivative if, and only if:</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">1.</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:6.13pt">the economic characteristics and risks of the embedded derivative are not closely related to the economic characteristics and risks of the host contract;</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2.</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:6.13pt">a separate instrument with the same terms as the embedded derivative would meet the definition of a derivative; and</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">3.</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:6.13pt">the combined instrument is not measured at fair value with changes in fair value reported in profit or loss.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If an embedded derivative is separated, the host contract is accounted for as a similar free-standing contract.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The method of recognising the resulting fair value gain or loss depends on whether the derivative is designated as a hedging instrument, and if so, the nature of the item being hedged. ING Group designates certain derivatives as hedges of the fair value of recognised assets or liabilities or firm commitments (fair value hedge), hedges of highly probable future cash flows attributable to a recognised asset or liability or a forecast transaction (cash flow hedge), or hedges of a net investment in a foreign operation. Hedge accounting is used for derivatives designated in this way provided certain criteria are met.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At the inception of the transaction ING Group documents the relationship between hedging instruments and hedged items, its risk management objective, together with the methods selected to assess hedge effectiveness. ING Group also documents its assessment, both at hedge inception and on an ongoing basis, of whether the derivatives that are used in hedging transactions are highly effective in offsetting changes in fair values or cash flows of the hedged items.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Fair value hedges<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Changes in the fair value of derivatives that are designated and qualify as fair value hedges are recognised in the statement of profit or loss, together with fair value adjustments to the hedged item attributable to the hedged risk. If the hedge relationship no longer meets the criteria for hedge accounting, the cumulative adjustment of the hedged item is, in the case of interest bearing instruments, amortised through the statement of profit or loss over the remaining term of the original hedge or recognised directly when the </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">hedged item is derecognised. For non-interest bearing instruments, the cumulative adjustment of the hedged item is recognised in the statement of profit or loss only when the hedged item is derecognised.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Cash flow hedges<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effective portion of changes in the fair value of derivatives that are designated and qualify as cash flow hedges are recognised in the Other Comprehensive Income. The gain or loss relating to the ineffective portion is recognised immediately in the statement of profit or loss. Amounts accumulated in the Other Comprehensive Income are recycled to the statement of profit or loss in the periods in which the hedged item affects net result. When a hedging instrument expires or is sold, or when a hedge no longer meets the criteria for hedge accounting, any cumulative gain or loss existing in the Other Comprehensive Income at that time remains in the Other Comprehensive Income and is recognised when the forecast transaction is ultimately recognised in the statement of profit or loss. When a forecast transaction is no longer expected to occur, the cumulative gain or loss that was reported in the Other Comprehensive Income is transferred immediately to the statement of profit or loss.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Net investment hedges<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Hedges of net investments in foreign operations are accounted for in a similar way to cash flow hedges. Any gain or loss on the hedging instrument relating to the effective portion of the hedge is recognised in the Other Comprehensive Income and the gain or loss relating to the ineffective portion is recognised immediately in the statement of profit or loss. Gains and losses accumulated in the Other Comprehensive Income are included in the statement of profit or loss when the foreign operation is disposed.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">IBOR Transition - specific policies applicable from 1 January 2019 for hedges directly affected by IBOR reform<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As further explained in the ‘IBOR Transition’ paragraph of the ‘Risk management’ section, the financial markets are going through a significant reform of interbank offered rates (IBOR) and financial institutions are obligated to implement a replacement of major interest rate reference rates. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Given that IBOR reform may have various accounting implications, the International Accounting Standards Board (IASB) has undertaken a two phase project. Phase 1 addresses those issues that affect financial reporting before the replacement of an existing benchmark. Phase 1 amendments to IFRS were issued by the IASB in 2019. Phase 2 focuses on issues that may affect financial reporting when the existing benchmark rate is reformed or replaced. Phase 2 amendments to IFRS were issued by the IASB in 2020. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Phase 1 amendments to IFRS allow ING Group to apply a set of temporary exceptions to continue hedge accounting even when there is uncertainty about contractual cash flows arising from the reform. Under these temporary exceptions, interbank offered rates are assumed to continue unaltered for the purposes of hedge accounting until such time as the uncertainty is resolved.</span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">More specifically, the following temporary reliefs are part of the Phase 1 amendments:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Highly probable requirement for cash flow hedges <br/>When determining whether a forecast transaction is highly probable, it is assumed that the interest rate benchmark on which the hedged cash flows are based is not altered as a result of the reform.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Prospective assessment of hedge effectiveness<br/>When performing the prospective assessment it is assumed that the interest rate benchmark on which the hedged cash flows are based is not altered as a result of the reform.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Retrospective assessment of hedge effectiveness<br/>When performing the retrospective assessment hedges are allowed to pass the assessment even if actual results are outside the 80-125% range, during the period of uncertainty arising from the IBOR reform.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Designation of a component of an item as a hedged item<br/>For hedges of the benchmark component of interest rate risk affected by the reform, the separately identifiable requirement only needs to be demonstrated at the inception of such hedging relationships.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The amendments are relevant given that ING Group hedges and applies hedge accounting to benchmark interest rate exposure part of IBOR reform. ING Group hedges are being progressively amended, where necessary, to incorporate the new benchmark rates. Temporary exceptions under Phase 1 continued to be relevant for ING Group as at 31 December 2022 (for USD and WIBOR).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group </span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">will completely cease to apply the amendments when this uncertainty is no longer present or when the hedging relationship is discontinued. Refer to Note 39 'Derivatives and hedge accounting' for the disclosures relating to the application of the amendments as part of Phase 1. Refer to note ‘Risk management/ IBOR Transition’ for more information regarding the end of Phase 1 reliefs for </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">’s hedging relationships.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Phase 2 amendments require that hedge accounting continues on transition to risk free rates provided that the modifications made to financial instruments are those necessary to implement the IBOR Reform and that the new basis for calculating cash flows is ‘economically equivalent’ to the previous basis. Particularly, Phase 2 amendments allow the continuation of hedging relationships, subject to amending their documentation to reflect changes in hedged instruments, hedging instruments, hedged risk, and/or the method for measuring effectiveness during the transition to the new benchmark rates. During 2022, Phase 2 continued to be relevant for ING Group when ING actually transitioned its financial instruments (designated in hedge accounting relationships) to the new benchmark rates (mainly, USD LIBOR).</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">More specifically, the following temporary reliefs are part of the Phase 2 amendments:</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%">Relief from discontinuing hedging relationships</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments in the hedge documentation as a consequence of changes required by the IBOR reform do not result in the discontinuation of the hedge relationship nor the designation of a new hedge relationship. The changes can be in form of designating an alternative benchmark rate as a hedged risk, the description of the hedging instrument, the description of the hedged item, or the method to measure the effectiveness.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">When the hedged item is amended as a consequence of the IBOR reform (or if the hedge has previously been discontinued), amounts accumulated in the cash flow hedge reserve are deemed to be based on the Risk-Free Rate (RFR). This results in the release of the cash flow hedge reserve to profit or loss in the same period or periods in which the hedged cash flows that are now based on the RFR affect profit or loss.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">When the items within a designated group of hedged items are amended as a consequence of the IBOR reform, the hedging strategy remains and is not discontinued. As items within the hedged group transition at different times from IBORs to RFRs, they are transferred to sub-groups of instruments that reference RFRs as the hedged risk. The existing IBORs remain designated as the hedged risk for the other sub-group of hedged items, until they are also updated to reference the new RFR. The usual hedge accounting requirements are applied to the hedge relationship in its entirety.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">For the assessment of retrospective hedge effectiveness, the cumulative fair value changes may be reset to zero when the exception to the retrospective assessment of the Phase 1 reliefs ends. This election is made separately for each hedging relationship (i.e., on a hedge-by-hedge basis).</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Temporary relief from having to meet the separately identifiable requirement: a RFR is considered a separately identifiable risk component if it is reasonably expected to meet the separately identifiable requirement within 24 months from the date it is first designated as a non-contractually specified risk component (i.e. when the entity first designates the RFR as a non-contractually specified risk component). This relief applies to each RFR on a rate-by-rate basis.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Non-trading derivatives that do not qualify for hedge accounting<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Derivative instruments that are used by ING Group as part of its risk management strategies, but which do not qualify for hedge accounting under ING Group’s accounting policies, are presented as non-trading derivatives. Non-trading derivatives are measured at fair value with changes in the fair value taken to the statement of profit or loss.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.7.5 Offsetting of financial assets and financial liabilities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets and financial liabilities are offset, and the net amount is reported in the statement of financial position when ING Group has a current legally enforceable right to set off the recognised amounts and intends to either settle on a net basis or to realise the asset and settle the liability simultaneously. </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Offsetting is applied to certain interest rate swaps for which the services of a central clearing house are used. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.7.6 Repurchase transactions and reverse repurchase transactions<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities sold subject to repurchase agreements (repos), securities lending and similar agreements continue to be recognised in the Consolidated statement of financial position. The counterparty liability is measured at FVPL (designated) and included in Other financial liabilities at FVPL if the asset is measured at FVPL. Otherwise, the counterparty liability is included in Deposits from banks, Customer deposits, or Trading, as appropriate. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities purchased under agreements to resell (reverse repos), securities borrowings and similar agreements are not recognised in the Consolidated statement of financial position. The consideration paid to purchase securities is recognised as Loans and advances to customers, Loans and advances to banks, Other financial assets at FVPL or Trading assets, as appropriate. The difference between the sale and repurchase price is treated as interest and amortised over the life of the agreement using the effective interest method for instruments that are not measured at FVPL.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.7.7 Credit risk management classification and maximum credit risk exposure<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Credit risk management disclosures are provided in the ‘Credit risk’ paragraph ‘Credit risk categories’ of the ‘Risk management’ section in the Annual Report. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The maximum credit risk exposure for items in the statement of financial position is generally the carrying value for the relevant financial assets. For the off-balance sheet items, the maximum credit exposure is the maximum amount that could be required to be paid. Reference is made to Note 44 ‘Contingent liabilities and commitments’ for these off-balance sheet items. Collateral received is not taken into account when determining the maximum credit risk exposure.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The manner in which ING Group manages credit risk and determines credit risk exposures for that purpose is explained in the Credit risk paragraph ‘Credit Risk Appetite and Concentration Risk Framework’ of the ‘Risk management’ section in the Annual Report.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.7.8 Impairment of financial assets <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">An Expected Credit Loss (ECL) model is applied to financial assets accounted for at AC or FVOCI such as loans, debt securities and lease receivables, as well as off-balance sheet items such as undrawn loan commitments, certain financial guarantees issued, and undrawn committed revolving credit facilities. Under the ECL model, ING Group calculates the expected credit losses (ECL) by considering on a discounted basis the cash shortfall it would incur in case of a default and multiplying the shortfall by the probability of a default occurring. The ECL is the sum of the probability-weighted outcomes. The ECL estimates are unbiased </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">and include reasonable and supportable information about past events, current conditions, and forecasts of future economic conditions. ING Group’s approach leverages the Advanced Internal Ratings Based (AIRB) models that are used for regulatory purposes. Adjustments are applied to make these models suitable for determining ECL. ECL is recognised on the balance sheet as loan loss provisions (LLP).</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Three stage approach<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets are classified in one of the below three Stages at each reporting date. A financial asset can move between Stages during its lifetime. The Stages are based on changes in credit quality since initial recognition and defined as follows:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Stage 1<br/>Financial assets that have not had a significant increase in credit risk since initial recognition (i.e. no Stage 2 or 3 triggers apply). Assets are classified as Stage 1 upon initial recognition (with the exception of purchased or originated credit impaired (POCI) assets) and ECL is determined by the probability that a default occurs in the next 12 months (12 months ECL);</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Stage 2<br/>Financial assets showing a significant increase in credit risk since initial recognition. For assets in Stage 2 ECL reflects an estimate on the credit losses over the remaining maturity of the asset (lifetime ECL); or</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Stage 3<br/>Financial assets that are credit-impaired. Also for these assets ECL is determined over the remaining maturity of the asset.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Significant increase in credit risk<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group established a framework, incorporating quantitative and qualitative indicators, to identify and assess significant increases in credit risk (SICR). This is used to determine the appropriate ECL Stage for each financial asset. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The main determinate of SICR is a quantitative test, whereby the lifetime Probability of Default (PD) of an asset at each reporting date is compared against its lifetime PD determined at the date of initial recognition. If the delta is above pre-defined absolute or relative thresholds the item is considered to have experienced a SICR. Furthermore, any facility which shows an increase of 200% between the PD at the date of initial recognition and the lifetime PD at the reporting date (i.e. threefold increase in PD) must be classified as Stage 2. This is considered a backstop within the quantitative assessment of SICR. Refer to ‘Criteria for identifying a significant increase in credit risk’ in the ‘Risk Management’ section of the Annual Report for more details on relative and absolute PD thresholds, including quantitative disclosures on those thresholds.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consequently, if the above quantitative SICR thresholds are exceeded, the item moves from Stage 1 to Stage 2 (unless the item is credit-impaired). In these instances, items are no longer assigned a 12 month ECL and instead are assigned a lifetime ECL. Items can return to Stage 1 if there is sufficient evidence that there is no longer a significant increase in credit risk. </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group also relies on a number of qualitative indicators to identify and assess SICR. These include: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Forbearance status;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Watch List status;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Intensive care management;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Collective SICR assessment;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Substandard Internal rating; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Arrears status (including 30 days past due used as a backstop).</span></div><div><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">An asset that is in Stage 2 will move back to Stage 1 when none of the above criteria are in place anymore. However, if the asset was moved to Stage 2 based on the forbearance status, then the asset stays in Stage 2 for at least 24 months. If the asset was classified as Stage 2 due to 30 days past due trigger, then the asset is moved back to Stage 1 only after three months from when the trigger no longer applies.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Credit-impaired financial assets (Stage 3)<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets are assessed for credit-impairment at each reporting date and more frequently when circumstances warrant further assessment. Evidence of credit-impairment includes arrears of over 90 days on any material credit obligation, indications that the borrower is experiencing significant financial difficulty, a breach of contract, bankruptcy or distressed restructuring. The definition of credit-impaired under IFRS 9 (Stage 3) is aligned with the definition of default used by ING Group for internal risk management purposes, which is also the definition used for regulatory purposes.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">An asset (other than a POCI asset) that is in Stage 3 will move back to Stage 2 when, as at the reporting date, it is no longer considered to be credit-impaired subject to certain probation periods. The asset will migrate back to Stage 1 when its credit risk at the reporting date is no longer considered to have increased significantly since initial recognition. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Macroeconomic scenarios<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group has established a quarterly process whereby forward-looking macroeconomics scenarios and probability weightings are developed for the purpose of ECL. ING Group applies data predominantly from a leading service provider (Oxford Economics (OE)) enriched with the internal ING Group view. A baseline, up-scenario and a down-scenario are determined to reflect an unbiased and probability-weighted ECL amount. As a baseline scenario, ING Group applies the market-neutral view combining consensus forecasts for economic variables such as unemployment rates, GDP growth, house prices, commodity prices, and short-term interest rates. Applying market consensus in the baseline scenario ensures unbiased estimates of the expected credit losses. </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The alternative scenarios are based on observed forecast errors in the past, adjusted for the risks affecting the economy today and the forecast horizon. The probabilities assigned are based on the likelihoods of observing the three scenarios and are derived from confidence intervals on a probability distribution. The forecasts for the economic variables are adjusted on a quarterly basis.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Measurement of ECL</span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group applies a collective assessment method to measure ECL for Stage 1, Stage 2, and certain Stage 3 assets. Other credit-impaired assets subject to ECL measurement apply the individual assessment method.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Collectively assessed assets (Stages 1 to 3)</span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For collective assessed assets, ING Group applies a model-based approach. ECL is determined by, expressed simplistically, multiplying the probability of default (PD) with the loss given default (LGD) and exposure at default (EAD), adjusted for the time value of money. Assets that are collectively assessed are grouped on the basis of similar credit risk characteristics, taking into account loan type, industry, geographic location, collateral type, past due status and other relevant factors. These characteristics are relevant to the estimation of future cash flows for groups of such assets by being indicative of the debtors’ ability to pay all amounts due according to the contractual terms of the assets being evaluated and the loss in case the debtor is not able to pay all amounts due.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For Stage 3 assets the PD equals 100% and the LGD and EAD represent a lifetime view of the losses based on characteristics of defaulted facilities.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For the purpose of ECL, ING Group’s expected credit loss models (PD, LGD, EAD) used for regulatory purposes have been adjusted. These adjustments include removing embedded prudential conservatism (such as floors) and converted through-the-cycle estimates to point-in-time estimates. The models assess ECL on the basis of forward-looking macroeconomic forecasts and other inputs. For most financial assets, the expected life is limited to the remaining maturity. For overdrafts and certain revolving credit facilities, such as credit cards, the maturity is estimated based on historical data as these do not have a fixed term or repayment schedule.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Individually assessed assets (Stage 3)</span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group estimates ECL for individually significant credit-impaired financial assets within Stage 3 on an individual basis. ECL for these Individually assessed assets are determined using the discounted expected future cash flow method. To determine expected future cash flows, one or more scenarios are used. Each scenario is analysed based on the probability of occurrence and includes forward looking information.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In determining the scenarios, all relevant factors impacting the future cash flows are taken into account. These include expected developments in credit quality, business and economic forecasts, and estimates of if/when recoveries will occur taking into account ING Group’s restructuring/recovery strategy. </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The best estimate of ECL is calculated as the weighted-average of the shortfall (gross carrying amount minus discounted expected future cash flow using the original EIR) per scenario, based on best estimates of expected future cash flows. Recoveries can arise from, among others, repayment of the loan, collateral recovery and the sale of the asset. Cash flows from collateral and other credit enhancements are included in the measurement of ECL of the related financial asset when it is part of or integral to the contractual terms of the financial asset and the credit enhancement is not recognised separately. For the individual assessment, with granular (company or asset-specific) scenarios, specific factors can have a larger impact on the future cash flows than macroeconomic factors.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When a financial asset is credit-impaired, interest is no longer recognised based on the accrual income based on the gross carrying amount of the asset. Rather, interest income is calculated by applying the original EIR to the AC of the asset, which is the gross carrying amount less the related loan loss provision.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Purchased or Originated Credit Impaired (POCI) assets<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">POCI assets are financial assets that are credit-impaired on initial recognition. Impairment on a POCI asset is determined based on lifetime ECL from initial recognition. POCI assets are recognised initially at an amount net of ECL and are measured at AC using a credit-adjusted effective interest rate. In subsequent periods any changes to the estimated lifetime ECL are recognised in profit or loss. Favourable changes are recognised as an impairment gain even if the lifetime ECL at the reporting date is lower than the estimated lifetime ECL at origination.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Modifications</span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In certain circumstances ING Group grants borrowers postponement, reduction of loan principal and/or interest payments on a temporary period of time to maximise collection opportunities, and if possible, avoid default, foreclosure, or repossession. When such postponement, reduction of loan principal and/or interest payments is executed based on credit concerns it is also referred to as forbearance (refer to the ‘Risk Management’ section of the Annual Report for more details). In such cases, the net present value of the postponement, reduction of loan principal and/or interest payments is taken into account in the determination of the appropriate level of ECL. If the forbearance results in a substantial modification of the terms of the loan, the original loan is derecognised and a new loan is recognised at fair value at the modification date. ING Group determines whether there has been a substantial modification using both quantitative and qualitative factors.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Write-off and debt forgiveness</span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans and debt securities are written off (either partially or in full) when there is no reasonable expectation of recovery and/or collectability of amounts due. The following events can lead to a write-off: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">After a restructuring has been completed and there is a high improbability of recovery of part of the remaining loan exposure (including partial debt forgiveness); </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">In a bankruptcy liquidation scenario; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">After divestment or sale of a credit facility at a discount; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Specific fraud cases with no recourse options.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When a loan is uncollectable, it is written off against the related loan loss provision. Subsequent recoveries of amounts previously written off are recognised in ‘Addition to loan loss provisions’ in the Consolidated statement of profit or loss.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Debt forgiveness (or debt settlement) involves write-off but additionally involves the forgiveness of a legal obligation, in whole or in part. This means that ING Group forfeits the legal right to recover the debt. As a result, the financial asset needs to be derecognised. Distinction is made in situations where ING Group ends the relationship with the client and situations where ING Group (partially) continues the financing of the client.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Presentation of ECL</span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ECL for financial assets measured at AC are deducted from the gross carrying amount of the assets. For debt instruments at FVOCI, the ECL is recognised in OCI, instead of deducted the carrying amount of the asset. ECL also reflects any credit losses related to the portion of the loan commitment that is expected to be drawn down over the remaining life of the instrument. The ECL on issued financial guarantee contracts, in scope of IFRS 9 and not measured at FVPL, are recognised as liabilities and presented in Other provisions. ECL are presented in profit or loss in Addition to loan loss provision.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/></tr><tr style="height:7pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Significant judgements and critical accounting estimates and assumptions:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Considerable management judgement is exercised in determining the amount of ECL for financial assets assessed on both a collective and an individual basis. In particular, this judgement requires ING Group to make various assumptions about the risk of default, the credit loss rates in case of a default and expected future cash flows. These assumptions are based on a combination of ING Group’s past history, existing market conditions and forward-looking estimates at the end of each reporting period. Changes in these assumptions may lead to changes in the ECL over time. Given they are subjective and complex in nature, and because the ECL and the underlying exposures subject to ECL are material, these assumptions are considered critical accounting assumptions. The sensitivity of these assumptions is assessed in the credit risk section of the ‘Risk Management’ section in the Annual Report.</span></div></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/></tr><tr style="height:328pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.96pt">The use of forward-looking macroeconomic scenarios in both collective and individual impairment assessments</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Forward-looking macroeconomic scenarios are uncertain in nature. The process ING Group follows involves two internal groups, the Macroeconomics Scenarios Team and the Macroeconomics Scenarios Expert Panel. The latter team consists of senior management representatives from the Business, Risk and Finance. These groups review inputs obtained from a third party provider and subject these to internal expert challenge to ensure the inputs used in the models reflect ING Group’s view on the macro economy. The use of alternate forward-looking macroeconomic scenarios can produce significantly different estimates of ECL. This is demonstrated in the sensitivity analysis in the ‘Risk Management’ section of the Annual Report, where the un-weighted ECL under each of the three scenarios for some significant portfolios is disclosed.</span></div><div style="margin-bottom:15pt;margin-top:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.96pt">The probability weights applied to each of the three scenarios </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group uses three macroeconomic scenarios when determining IFRS 9 ECL (baseline, upside and downside). Management judgement is applied in the design of the approach used to determine the weights of each scenario and in selecting the parts of the distribution of forecast errors from which the weights are derived. Reference is made to the ‘Alternative scenarios and probability weights’ and the sensitivity analysis in the ‘Risk Management’ section of the Annual Report for further details.</span></div><div style="margin-bottom:15pt;margin-top:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.96pt">The criteria for identifying a significant increase in credit risk</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When determining whether the credit risk on a financial asset has increased significantly, ING Group considers reasonable and supportable information to compare the risk of default occurring at reporting date with the risk of a default occurring at initial recognition of the financial asset. Whilst judgement is required in applying a PD rating to each financial asset, there is significant judgement used in determining the Stage allocation PD banding thresholds. The process of comparing a financial asset’s PD with the PD banding thresholds determines its ECL Stage. Assets in Stage 1 are allocated a 12 month ECL, and those in Stage 2 are allocated a lifetime ECL, and the difference is often significant. As such, the judgement made in assigning financial asset PDs and the PD banding thresholds constitute a significant judgement. Analysis of the sensitivity associated with the assessment of significant increase in credit risk is presented in the ‘Risk Management’ section of the Annual Report. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr></table></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/></tr><tr style="height:28pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.96pt">The definition of default</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Judgement is exercised in management’s evaluation of whether there is objective evidence that larger exposures are credit-impaired. Management judgement is required in assessing evidence of credit-impairment.</span></div><div style="margin-bottom:15pt;margin-top:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%;padding-left:8.28pt">Management adjustments applied as at 31 December 2022</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To reflect the risks that are not properly captured by the ECL models, a number of management adjustments to the model-based ECL were necessary as at 31 December 2022. Reference is made to the ‘Management adjustments applied this year’ paragraph in the ‘Risk management’ section of the Annual Report.</span></div></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.7.9 Accounting for Targeted Longer-Term Refinancing Operations (TLTRO)</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group participates in Targeted Longer-Term Refinancing Operations (TLTRO III), reference is made to Note 12 ‘Deposits from banks’.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group considers TLTRO funding provided by the ECB to banks to be on market terms on the basis that the ECB has established a separate market with TLTRO programmes. They have specific terms which are different from other sources of funding available to banks, including those provided by the ECB. Consequently, the rate under TLTRO is considered to be a market conforming rate and TLTRO funding is recognized fully as a financial liability.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group interprets the whole rate set by the ECB under TLTRO as a floating rate on the financial liability, being the market rate for each specific period in time. This results in discrete rates for discrete interest periods over the life of TLTRO. The change in the applicable rate between interest periods is seen as a change in the floating rate and is accounted for prospectively. Similarly, if the ECB announces changes in the rate for the amounts already drawn under the existing TLTRO, then such changes also represent a change in a floating rate. Following this, such changes lead to the recognition of an increased/decreased interest in the relevant period of life of the exposure, rather than by the recognition of an immediate modification gain or loss at the moment of the change of terms by the ECB. If the change relates to the periods already passed, the impact for those past periods is recognised in profit or loss immediately.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore, the change in the TLTRO rate driven by changes in expectations of meeting the targets impacts interest income. As a result, interest income which relates to the period that already passed until the moment when the change in expectations occurs, is recognised as a catch up adjustment in </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consolidated statement of profit or loss. This change occurs only when ING Group has a reasonable expectation that the lending targets will be met.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group views ‘reasonable expectation’ in case of TLTRO funding as a high hurdle. This is the moment when it becomes highly probable, i.e. the probability of meeting the lending targets is substantially greater than the probability that it will not. As a result, if interest income is recognised during the period based on the expectation of meeting the targets, there should only be a limited possibility that the interest may need to be reversed in future reporting periods. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to note 12 ‘Deposits from banks’ and to note 20 ‘Net interest income’ for the presentation of ING Group’s participation in TLTRO programmes.</span></div><div style="margin-bottom:6pt;margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/></tr><tr style="height:14pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Significant judgements:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Significant management judgement is exercised in determining the accounting treatment of TLTRO transactions. In particular, ING Group applied judgement in:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">assessing and concluding that in ING Group’s view the rate under TLTRO is considered to be a market conforming rate and, hence, accounting for TLTRO in accordance with IFRS 9; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">selecting accounting policies regarding the calculation of the effective interest rate under TLTRO. Treatment of changes in expectations of meeting the lending targets was an area of significant judgment in the comparative periods but no longer relevant in 2022.</span></div></td></tr><tr style="height:14pt"><td colspan="12" style="display:none"/></tr><tr style="height:14pt"><td colspan="12" style="display:none"/></tr><tr style="height:14pt"><td colspan="12" style="display:none"/></tr><tr style="height:14pt"><td colspan="12" style="display:none"/></tr><tr style="height:14pt"><td colspan="12" style="display:none"/></tr><tr style="height:14pt"><td colspan="12" style="display:none"/></tr><tr style="height:14pt"><td colspan="12" style="display:none"/></tr><tr style="height:14pt"><td colspan="12" style="display:none"/></tr><tr style="height:14pt"><td colspan="12" style="display:none"/></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.8 Consolidation</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group comprises ING Groep N.V. (the Parent Company), ING Bank N.V. and all other subsidiaries. Subsidiaries are entities controlled by ING Groep N.V. Control exists if ING Groep N.V. is exposed to or has rights to variable returns and has the ability to affect those returns through the power over the subsidiary. Control is usually achieved through situations including, but not limited to: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Ownership, directly or indirectly, of more than half of the voting power; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Ability to appoint or remove the majority of the board of directors; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Power to govern operating and financial policies under statute or agreement; and </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Power over more than half of the voting rights through an agreement with other investors. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The existence and effect of potential voting rights that are currently exercisable or convertible are considered in assessing whether ING Group controls another entity. </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For interests in structured entities, the existence of control requires judgement as these entities are designed so that voting or similar rights are not the dominant factor in deciding who controls the entity. This judgement includes, for example, the involvement in the design of the structured entity, contractual arrangements that give rights to direct the structured entities relevant activities and commitment to ensure that the structured entity operates as designed.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A list of principal subsidiaries is included in Note 47 ‘Principal subsidiaries’ and a description of ING's activities involving structured entities is included in Note 48 'Structured entities'. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A list containing the information referred to in Section 379 (1), Book 2 of the Dutch Civil Code has been filed with the office of the Commercial Register of Amsterdam, in accordance with Section 379 (5), Book 2 of the Dutch Civil Code. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The results of the operations and the net assets of subsidiaries are included in the statement of profit or loss and the statement of financial position from the date control is obtained until the date control is lost. On disposal, the difference between the sales proceeds, net of directly attributable transaction costs, and the net assets is included in net result. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A subsidiary which ING Group has agreed to sell but is still legally owned by ING Group may still be controlled by ING Group at the balance sheet date and therefore, still be included in the consolidation. Such a subsidiary may be presented as a held for sale disposal group if certain conditions are met. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">All intercompany transactions, balances and unrealised surpluses and deficits on transactions between group companies are eliminated. Where necessary, the accounting policies used by subsidiaries are changed to ensure consistency with group policies. In general, the reporting dates of subsidiaries are the same as the reporting date of ING Groep N.V. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Groep N.V. and its Dutch group companies are subject to legal restrictions regarding the amount of dividends they can pay to their shareholders. The Dutch Civil Code contains the restriction that dividends can only be paid up to an amount equal to the excess of the company’s own funds over the sum of the paid-up capital and reserves required by law. Certain Group companies are also subject to other restrictions in certain countries, in addition to the restrictions on the amount of funds that may be transferred in the form of dividends, or otherwise, to the parent company. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore, in addition to the restrictions in respect of minimum capital requirements that are imposed by industry regulators in the countries in which the subsidiaries operate, other limitations exist in certain countries.</span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.9 Segment reporting <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">An operating segment is a distinguishable component of ING Group, engaged in providing products or services, whose operating results are regularly reviewed by the Executive Board of ING Group and the Management Board Banking (together the Chief Operating Decision Maker (CODM)) to make decisions about resources to be allocated to the segments and assess its performance. A geographical area is a distinguishable component of ING Group engaged in providing products or services within a particular economic environment that is subject to risks and returns that differ from those of segments operating in other economic environments. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The CODM examines ING Group’s performance both by line of business and geographic perspective and has identified five reportable segments by line of business. The geographical analyses are based on the location of the office from which the transactions are originated. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.10 Foreign currency translation <br/></span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Functional and presentation currency <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Items included in the financial statements of each of ING Group’s entities are measured using the currency of the primary economic environment in which the entity operates (the functional currency). The Consolidated financial statements are presented in euros, which is ING Group’s presentation currency. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Transactions and balances <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Foreign currency transactions are translated into the functional currency using the exchange rate prevailing at the date of the transactions. Exchange rate differences resulting from the settlement of such transactions and from the translation at year-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in the statement of profit or loss, except when deferred in equity as part of qualifying cash flow hedges or qualifying net investment hedges. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Non-monetary items that are measured in terms of historical cost in a foreign currency are translated using the exchange rate at the date of the transaction. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Exchange rate differences on non-monetary items, measured at fair value through profit or loss, are reported as part of the fair value gain or loss. Non-monetary items are retranslated at the date the fair value is determined. Exchange rate differences on non-monetary items measured at fair value through other comprehensive income are included in other comprehensive income and get accumulated in the revaluation reserve in equity. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Exchange rate differences in the statement of profit or loss are generally included in ‘Valuation results and net trading income’. Reference is made to Note 22 ‘Valuation results and net trading income’, which discloses the amounts included in the statement of profit or loss. Exchange rate differences relating to the disposal of debt and FVPL equity securities are considered to be an inherent part of the capital gains and </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">losses recognised in Investment income. As mentioned below, in Group companies relating to the disposals of group companies, any exchange rate difference deferred in equity is recognised in the statement of profit or loss in ‘Result on disposal of group companies’. Reference is also made to Note 19 ‘Equity’, which discloses the amounts included in the statement of profit or loss. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Group companies <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The results and financial positions of all group companies that have a functional currency different from the presentation currency are translated into the presentation currency as follows: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Assets and liabilities are translated at the closing rate at the date of the statement of financial position; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Income and expenses are translated at average exchange rates (unless this average is not a reasonable approximation of the cumulative effect of the rates prevailing on the transaction dates, in which case income and expenses are translated at the dates of the transactions). However, under hyperinflation accounting, income and expenses of ING Turkey are translated at the closing rate; and </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">All resulting exchange rate differences are recognised in a separate component of equity. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On consolidation, exchange rate differences arising from the translation of a monetary item that forms part of the net investment in a foreign operation, and of borrowings and other instruments designated as hedges of such investments, are taken to shareholders’ equity. When a foreign operation is sold, the corresponding exchange rate differences are recognised in the statement of profit or loss as part of the gain or loss on sale. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Goodwill and fair value adjustments arising from the acquisition of a foreign operation are treated as assets and liabilities of the foreign operation and translated at the exchange rate prevailing at the balance sheet date. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.11 Investments in associates and joint ventures<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Associates are all entities over which ING Group has significant influence but not control. Significant influence is the ability to participate in the financial and operating policies of the investee. It generally results from a shareholding of between 20% and 50% of the voting rights or through situations including, but not limited to one or more of the following: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Representation on the board of directors; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Participation in the policymaking process; and </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Interchange of managerial personnel. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Joint ventures are entities over which ING Group has joint control. Joint control is the contractually agreed sharing of control over an arrangement or entity, which exists only when decisions about the relevant activities require the unanimous consent of the parties sharing control. Joint control means that no party to </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">the agreement is able to act unilaterally to control the activity of the entity. The parties to the agreement must act together to control the entity and therefore exercise the joint control. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Investments in associates and joint ventures are initially recognised at cost and subsequently accounted for using the equity method of accounting. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group’s investment in associates and joint ventures (net of any accumulated impairment loss) includes goodwill identified on acquisition. ING Group’s share of its associates and joint ventures post-acquisition profits or losses is recognised in the statement of profit or loss, and its share of post-acquisition changes in reserves is recognised in equity. The cumulative post-acquisition changes are adjusted against the carrying amount of the investment. When ING Group’s share of losses in an associate or joint venture equals or exceeds its interest in the associate or joint venture, including any long-term interests in the associate like uncollateralised loans that are neither planned nor likely to be settled in the foreseeable future, ING Group does not recognise further losses, unless it has incurred obligations or made payments on behalf of the associate or joint venture. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Unrealised gains on transactions between ING Group and its associates and joint ventures are eliminated to the extent of ING Group’s interest in the associates and joint ventures. Unrealised losses are also eliminated unless they provide evidence of an impairment of the asset transferred. Accounting policies of associates and joint ventures have been changed where necessary to ensure consistency with the policies adopted by ING Group. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The recoverable amount, being the higher of fair value less cost of disposal and value in use, of the investment in associate and joint venture is determined when there is an indication of potential (reversal of) impairment. An impairment loss is recognised when the carrying amount of the investment exceeds its recoverable amount. Goodwill on acquisitions of interests in associates and joint ventures is not tested separately for impairment, but is assessed as part of the carrying amount of the investment. An impairment loss is subsequently reversed if there is indication of a reversal and there is a change in the estimates used to determine the recoverable amount. An impairment loss is reversed to the extent that the recoverable amount exceeds its carrying amount, but cannot exceed the original impairment loss.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The reporting dates of certain associates and joint ventures can differ from the reporting date of the Group, but by no more than three months..</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/></tr><tr style="height:49pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Significant judgements and critical accounting estimates and assumptions:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The most significant estimates and assumptions relate to the assessment of (reversal of) impairment of the investment in TMBThanachart Bank Public Company Limited (hereafter: TTB) which involves estimation of value in use.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Management's best estimate of the expected future earnings of TTB is based on forecasts derived from broker consensus over the short to medium term and reasonable and supportable assumptions capturing a combination of TTB specific and market data points for longer term and steady state expectations into perpetuity. A capital maintenance charge is applied, which is management’s forecast of the earnings that need to be withheld in order for TTB to meet target regulatory requirements over the forecast period. Both of these factors are subject to a high degree of uncertainty. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Key assumptions used in estimating TTB’s value in use and the sensitivity of the value in use calculations to different assumptions are described in note 8 ‘Investments in associates and joint ventures’.</span></div></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.12 Property and equipment <br/></span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Property in own use <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Land and buildings held for own use are stated at fair value at the balance sheet date. Increases in the carrying amount arising on revaluation of land and buildings held for own use are credited to the revaluation reserve in shareholders’ equity. Decreases in the carrying amount that offset previous increases of the same asset are charged against the revaluation reserve directly in equity; all other decreases are charged to the statement of profit or loss. Increases that reverse a revaluation decrease on the same asset previously recognised in net result are recognised in the statement of profit or loss. Depreciation is recognised based on the fair value and the estimated useful life (in general 20 - 50 years). Depreciation is calculated on a straight-line basis. On disposal, the related revaluation reserve is transferred to retained earnings. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In principle, the fair values of land and buildings are appraised annually by independent qualified valuers. Subsequent expenditure is included in the asset’s carrying amount when it is probable that future economic benefits associated with the item will flow to ING Group and the cost of the item can be measured reliably. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Equipment <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Equipment is stated at cost less accumulated depreciation and any impairment losses. The cost of the assets is depreciated on a straight line basis over their estimated useful lives, which are generally as follows: for data processing equipment two years to five years, and four years to ten years for fixtures and fittings. Expenditure incurred on maintenance and repairs is recognised in the statement of profit or loss as incurred. Expenditure incurred on major improvements is capitalised and depreciated. </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Disposals of property and equipment<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The difference between the proceeds on disposal and net carrying value is recognised in the statement of profit or loss under Other net income. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Right-of-use assets </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group as the lessee</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>A lessee is required to recognise a right-of-use asset representing its right to use the underlying leased asset and a corresponding liability representing its obligation to make lease payments at the date at which the leased asset is available for use by ING Group. Each lease payment is allocated between the repayment of the liability and finance cost. The finance costs are charged to profit or loss over the lease period so as to produce a constant periodic rate of interest on the remaining balance of the liability for each period. The right-of-use asset is depreciated over the shorter of the asset’s useful life and the lease term on a straight-line basis.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Assets and liabilities arising from a lease are initially measured on a present value basis. Lease liabilities include the net present value of the following lease payments: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Fixed payments (including in-substance fixed payments), less any lease incentives receivable; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Variable lease payments that are based on an index or a rate; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amounts expected to be payable by the lessee under residual value guarantees; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">The exercise price of a purchase option if the lessee is reasonably certain to exercise that option; and </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Payments of penalties for terminating the lease, if the lease term reflects the lessee exercising that option. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The lease payments are discounted using the interest rate implicit in the lease. If that rate cannot be readily determined, the lessee’s incremental borrowing rate is used, being the rate that the lessee would have to pay to borrow the funds necessary to obtain an asset of similar value in a similar economic environment with similar terms and conditions. This rate is approximated by using the risk free rate applicable to the lease term, the currency of the lease payment and jurisdiction, with the Fund Transfer Pricing (FTP) rate as an add-on. The FTP rate is used to transfer interest rate risk and funding and liquidity risk positions between the ING Group business and treasury departments. It is determined by either ING Group or Local Asset and Liability Committee (ALCO). Reference is made to the ‘Risk management’ section of the Annual Report.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Right-of-use assets are measured at cost comprising the amount of the initial measurement of the lease liability, any lease payments made at or before the commencement date less any lease incentives received and any initial direct costs and restoration costs. </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Payments associated with short-term leases and leases of low-value assets are recognised on a straight-line basis as an expense in profit or loss. Short-term leases are leases with a lease term of 12 months or less. Low-value assets comprise mainly IT-equipment (for example mobile phones or laptops) and small items of office furniture. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The right-of-use asset is included in the statement of financial position line-item ‘Property and equipment’, the lease liability is included in the statement of financial position line-item ‘Other liabilities’. Refer to note 9 ‘Property and equipment’ and to note 16 ‘Other liabilities’.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Subsequent to initial recognition, the right-of-use asset amortises using a straight-line method to the income statement over the life of the lease. The lease liability increases for the accrual of interest and decrease when payments are made. Any remeasurement of the lease liability due to a lease modification or other reassessment results in a corresponding adjustment to the carrying amount of the right-of-use asset.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.13 ING Group as lessor</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When ING Group acts as a lessor, a distinction should be made between finance leases and operating leases. For ING Group as a lessor these are mainly finance leases and are therefore not included in 'Property and equipment'. Instead, the present value of the lease payments is recognised as a receivable under Loans and advances to customers or Loans and advances to banks. The difference between the gross receivable and the present value of the receivable is unearned finance lease income. Lease income is recognised over the term of the lease using the net investment method (before tax), which reflects a constant periodic rate of return.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.14 Acquisitions, goodwill and other intangible assets </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Goodwill resulting from a business combination<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group’s business combinations are accounted for using the acquisition method of accounting. The consideration for each business combination is measured at the aggregate of the fair values (at the date of exchange) of assets given, liabilities incurred or assumed, and equity instruments issued in exchange for control of the acquiree. Goodwill, being the difference between the cost of the acquisition (including assumed debt) and the Group’s interest in the fair value of the investee's identifiable assets, liabilities and contingent liabilities as at the date of acquisition, is capitalised as an intangible asset. Goodwill is only recognised separately on acquisitions. The results of the operations of the acquired companies are included in the statement of profit or loss from the date control is obtained. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where applicable, the consideration for the business combination includes any asset or liability resulting from a contingent consideration arrangement, the contingent consideration is measured at its acquisition-</span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">date fair value. Contingent consideration arrangements classified as an asset or a liability, are subsequently measured at fair value and the changes in fair value are recognised in the statement of profit or loss. Changes in the fair value of the contingent consideration classified as equity, are not recognised. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where a business combination is achieved in stages, ING Group’s previously held interests in the assets and liabilities of the acquired entity are remeasured to fair value at the acquisition date (i.e. the date ING Group obtains control) and the resulting gain or loss, if any, is recognised in the statement of profit or loss. Amounts arising from interests in the acquiree prior to the acquisition date that have previously been recognised in other comprehensive income are reclassified to the statement of profit or loss, where such treatment would be appropriate if that interest were disposed of. Acquisition related costs are recognised in the statement of profit or loss as incurred and presented in the statement of profit or loss as Other operating expenses. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The initial accounting for the fair value of the net assets of the companies acquired during the year may be determined only provisionally as the determination of the fair value can be complex and the time between the acquisition and the preparation of the Financial statements can be limited. The initial accounting shall be completed within a year after acquisition. Adjustments to the fair value as at the date of acquisition of acquired assets and liabilities, that are identified within one year after acquisition are recognised as an adjustment to goodwill; any subsequent adjustment is recognised as income or expense. On disposal of group companies where control is lost, the difference between the sale proceeds and carrying value (including goodwill) and the unrealised results (including the currency translation reserve in equity) is included in the statement of profit or loss. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Impairment of goodwill and other non-financial assets<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group assesses at each reporting period, whether there is an indication that a non-financial asset may be impaired. Irrespective of whether there is an indication of impairment, intangible assets with an indefinite useful life, including goodwill acquired in a business combination, and intangible assets not yet available for use, are tested annually for impairment. Goodwill is allocated to groups of cash generating units (CGUs) for the purpose of impairment testing. These groups of CGUs represent the lowest level at which goodwill is monitored for internal management purposes. Goodwill is tested for impairment by comparing the carrying value of the group of CGUs to the recoverable amount of that group of CGUs. The carrying value is determined on a basis that is consistent with the way in which the recoverable amount of the CGU is determined. The recoverable amount is estimated as the higher of fair value less costs of disposal and value in use. Impairment of goodwill, if applicable, is included in the statement of profit or loss in Other operating expenses and is not subsequently reversed. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Computer software <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Computer software that has been purchased or generated internally for own use is stated at cost less </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">amortisation and any impairment losses. Amortisation is calculated on a straight-line basis over its useful life. This period will generally not exceed five years. Amortisation is included in Other operating expenses. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Other intangible assets <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other intangible assets are capitalised and amortised over their expected economic life, which is generally between five years and ten years. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.15 Taxation <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Income tax on the result for the year consists of current and deferred tax. Income tax is recognised in the statement of profit or loss but it is recognised directly in equity if the tax relates to items that are recognised directly in equity. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deferred income tax <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Deferred income tax is provided in full, using the liability method, for temporary differences arising between the tax basis of assets and liabilities and their carrying amounts in the Consolidated statement of financial position. Deferred income tax is determined using tax rates (and laws) that have been enacted or substantively enacted at the balance sheet date and are expected to apply when the related deferred income tax asset is realised or the deferred income tax liability is settled. Deferred tax assets and liabilities are not discounted. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Deferred tax assets are recognised when it is probable that future taxable profit will be available against which the temporary differences can be utilised. Deferred income tax is provided for temporary differences arising from investments in subsidiaries and associates, except where the timing of the reversal of the temporary difference is controlled by ING Group and it is probable that the difference will not reverse in the foreseeable future. The tax effects of income tax losses available for carry forward are recognised as an asset where it is probable that future taxable profits will be available against which these losses can be utilised. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair value remeasurements of debt and equity instruments measured at FVOCI and cash flow hedges are recognised directly in equity. Deferred tax related to this fair value remeasurement is also recognised directly in equity and is subsequently recognised in the statement of profit or loss together with the deferred gain or loss. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Uncertain tax positions are assessed continually by ING Group and in case it is probable that there will be a cash outflow, a current tax liability is recognised. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.16 Other assets <br/></span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Investment property <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Investment properties are recognised at fair value at the balance sheet date. The fair values of investment properties are appraised annually by independent qualified valuers. Changes in the carrying amount resulting from revaluations are recognised in the statement of profit or loss. On disposal, the difference between the sale proceeds and carrying value is recognised in the statement of profit or loss. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Property obtained from foreclosures <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Property obtained from foreclosures is stated at the lower of cost and net realisable value. Net realisable value is the estimated selling price, less applicable variable selling expenses. Property obtained from foreclosures is included in Other assets - Property development and obtained from foreclosures. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Property development </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Property developed and under development is included in Other assets – Property development and obtained from foreclosures. Depending on the intention of ING Group after completion of the development, the property is measured as follows: </span></div><div style="margin-bottom:4pt;margin-top:17pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.28pt">Intention to sell: at the lower of cost and net realisable value;</span></div><div style="margin-bottom:4pt;margin-top:17pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.28pt">Intention to use as a real estate investment: at fair value.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.17 Disposal groups held for sale and discontinued operations <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Disposal groups (and non-current assets) are classified as held for sale if their carrying amount will be recovered principally through a sale transaction rather than through continuing use. This is only the case when the sale is highly probable and the disposal group (or non-current assets) is available for immediate sale in its present condition; including management must be committed to the sale, which is expected to occur within one year from the date of classification as held for sale. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Upon classification as held for sale, the disposal group is measured at the lower of its carrying amount and fair value less costs to sell, except where specifically exempt from IFRS 5 ‘Non-current Assets Held for Sale and Discontinued Operations. An impairment loss is recognised for any initial or subsequent write-down of the disposal group to fair value less costs to sell. A gain is recognised for any subsequent increases in fair value less costs to sell of the disposal group, but not in excess of any cumulative impairment loss previously recognised. A gain or loss not previously recognised by the date of the sale of the disposal group is recognised at the date of derecognition. Assets within the disposal group are not depreciated or amortised </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">while they are classified as held for sale. Interest and other net income/expenses attributable to the liabilities of a disposal group classified as held for sale continue to be recognised. The assets of the disposal group classified as held for sale are presented separately from the other assets in the balance sheet. The liabilities of a disposal group classified as held for sale are presented separately from other liabilities in the balance sheet. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When a group of assets that is classified as held for sale represents a major line of business or geographical area the disposal group is classified as discontinued operations. Upon classification of a business as held for sale and discontinued operations the individual income and expenses are presented within the Total net result from discontinued operations instead of being presented in the usual line items in the Consolidated statement of profit or loss. All comparative years in the Consolidated statement of profit or loss are restated and presented as discontinued operations for all periods presented. Furthermore, the individual assets and liabilities are presented in the Consolidated statement of financial position as Assets and liabilities held for sale and are no longer included in the usual line items in the Consolidated statement of financial position. Changes in assets and liabilities as a result of classification as held for sale are included in the notes in the line ‘Changes in composition of the group and other changes’. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.18 Provisions, contingent liabilities and contingent assets<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A provision is a present obligation arising from past events, the settlement of which is expected to result in an outflow of resources embodying economic benefits, however the timing or the amount is uncertain. Provisions are discounted when the effect of the time value of money is significant using a pre-tax discount rate. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reorganisation provisions include employee termination benefits when ING Group is demonstrably committed to either terminate the employment of current employees according to a detailed formal plan without possibility of withdrawal, or providing termination benefits as a result of an offer made to encourage voluntary redundancy. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A liability is recognised for a levy when the activity that triggers payment, as identified by the relevant legislation, occurs. For a levy that is triggered upon reaching a minimum threshold, the liability is recognised only upon reaching the specified minimum threshold. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A contingent liability is a possible obligation that arises from past events and whose existence will be confirmed only by the occurrence or non-occurrence of one or more uncertain future events not wholly within the control of ING Group; or a present obligation that arises from past events but is not recognised because it is either not probable that an outflow of economic benefits will be required to settle the obligation or the amount of the obligation cannot be measured reliably. Contingent liabilities are not recognised in the statement of financial position, but are rather disclosed in the notes unless the possibility of the outflow of economic benefits is remote. </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A contingent asset is a possible asset that arises from past events and whose existence will be confirmed only by the occurrence or non-occurrence of one or more uncertain future events not wholly within the control of ING Group. Contingent assets are recognised in the statement of financial position only when realisation of the income that arises from such an asset is virtually certain. Contingent assets are disclosed in the notes when an inflow of economic benefits is probable. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/></tr><tr style="height:145pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Significant judgements and critical accounting estimates and assumptions:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The recognition and measurement of provisions is an inherently uncertain process involving using judgement to determine when a present obligation exists and estimates regarding probability, amounts and timing of cash flows. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group may become involved in governmental, regulatory, arbitration and legal proceedings and investigations and may be subject to third party claims. With or without reference to the above, ING Group may also offer compensation to certain of its customers. Judgement is required to assess whether a present obligation exists and to estimate the probability of an unfavourable outcome and the amount of potential loss. The degree of uncertainty and the method of making the accounting estimate depends on the individual case, its nature and complexity. Such cases are usually one of a kind. For the assessment of related provisions ING Group consults with internal and external legal experts. Even taking into consideration legal experts’ advice, the probability of an outflow of economic benefits can still be uncertain and the provision recognised can remain sensitive to the assumptions used. Reference is made to Note 15 'Provisions'. For proceedings where it is not possible to make a reliable estimate of the expected financial effect, that could result from the ultimate resolution of the proceedings, no provision is recognised, however disclosure is included in the financial statements, where relevant. Reference is made to Note 45 'Legal proceedings'.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Critical accounting estimates and assumptions for the reorganisation provision are in estimating the amounts and timing of cash flows as the announced transformation initiatives are implemented over a period of several years. Reference is made to Note 15 'Provisions'.</span></div></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.19 Other liabilities </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Defined benefit plans <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net defined benefit asset or liability recognised in the statement of financial position in respect of defined benefit pension plans is the fair value of the plan assets less the present value of the defined benefit obligation at the balance sheet date. </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Plan assets are measured at fair value at the balance sheet date. For determining the pension expense, the return on plan assets is determined using a high quality corporate bond rate identical to the discount rate used in determining the defined benefit obligation. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Changes in plan assets that effect Shareholders’ equity and/or Net result, include mainly: </span></div><div style="margin-bottom:4pt;margin-top:17pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.28pt">Return on plan assets using a high quality corporate bond rate at the start of the reporting period which are recognised as staff costs in the statement of profit or loss; and </span></div><div style="margin-bottom:4pt;margin-top:17pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.28pt">Remeasurements which are recognised in Other comprehensive income. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The defined benefit obligation is calculated by internal and external independent qualified actuaries through actuarial models and calculations using the projected unit credit method. This method considers expected future payments required to settle the obligation resulting from employee service in the current and prior periods, discounted using a high quality corporate bond rate. Inherent in these actuarial models are assumptions including discount rates, rates of increase in future salary and benefit levels, mortality rates, consumer price index and the expected level of indexation. The assumptions are based on available market data as well as management expectations and are updated regularly. The actuarial assumptions may differ significantly from the actual results due to changes in market conditions, economic and mortality trends, and other assumptions. Any changes in these assumptions could have a significant impact on the defined benefit plan obligation and future pension costs. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Changes in the defined benefit obligation that effect Shareholders’ equity and/or Net result, include mainly: </span></div><div style="margin-bottom:4pt;margin-top:17pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.28pt">Service cost which is recognised as staff costs in the statement of profit or loss; </span></div><div style="margin-bottom:4pt;margin-top:17pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.28pt">Interest expenses using a high quality corporate bond rate at the start of the period which are recognised as staff costs in the Statement of profit or loss; and </span></div><div style="margin-bottom:4pt;margin-top:17pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.28pt">Remeasurements which are recognised in Other comprehensive income (equity). </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Remeasurements recognised in other comprehensive income are not recycled to profit or loss. Any past service cost relating to a plan amendment is recognised in profit or loss in the period of the plan </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">amendment. Gains and losses on curtailments and settlements are recognised in the statement of profit or loss when the curtailment or settlement occurs. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The recognition of a net defined benefit asset in the Consolidated statement of financial position is limited to the present value of any economic benefits available in the form of refunds from the plans or reductions in future contributions to the plans. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Defined contribution plans <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For defined contribution plans, ING Group pays contributions to publicly or privately administered pension insurance plans on a mandatory, contractual or voluntary basis. ING Group has no further payment obligations once the contributions have been paid. The contributions are recognised as staff expenses in the profit or loss when they are due. Prepaid contributions are recognised as an asset to the extent that a cash refund or a reduction in the future payments is available. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Other post-employment obligations <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Some group companies provide other post-employment benefits to former employees. The entitlement to these benefits is usually conditional on the employee remaining in service up to retirement age and the completion of a minimum service period. The expected costs of these benefits are accrued over the period of employment using an accounting methodology similar to that for defined benefit pension plans. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.20 Treasury shares<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Treasury shares (own equity instruments bought back by ING Group or its subsidiaries) are deducted from Equity (Other reserves). No gain or loss is recognised in the statement of profit or loss when purchasing, selling or cancelling these shares. Treasury shares are not taken into account when calculating earnings per ordinary share or dividend per ordinary share as they are not considered to be outstanding.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Treasury shares can be purchased by ING as part of a share buyback programme. If a share buyback is executed by a broker and the agreement with the broker is irrevocable, ING has a contractual obligation to purchase its own shares that is unavoidable once it signs the agreement with the broker. This is the moment when ING recognises a financial liability measured at the present value of the redemption amount with a corresponding reduction in equity (Retained earnings). During the share buyback programme, ING settles this liability for the actual purchase price paid for the shares bought on a daily basis. Actual shares bought back and held by ING are presented as Treasury shares within Other reserves in equity.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.21 Income recognition <br/></span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Interest </span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Interest income and expense are recognised in the statement of profit or loss using the effective interest method. The effective interest method is a method of calculating the amortised cost of a financial asset or a </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">financial liability and of allocating the interest income or interest expense over the relevant period. The effective interest rate is the rate that exactly discounts estimated future cash payments or receipts through the expected life of the financial instrument or, when appropriate, a shorter period to the net carrying amount of the financial asset or financial liability. When calculating the effective interest rate, ING Group estimates cash flows considering all contractual terms of the financial instrument (for example, prepayment options) but does not consider future credit losses. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The calculation includes all fees and points paid or received between parties to the contract that are an integral part of the effective interest rate, transaction costs and all other premiums or discounts. Once a financial asset or a group of similar financial assets has been written down as a result of an impairment loss, interest income is recognised using the rate of interest used to discount the future cash flows for the purpose of measuring the impairment loss.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Interest results on instruments classified at Amortised Cost, assets measured at FVOCI and derivatives in a formal hedge accounting relationship is presented in ‘Interest income (expense) using effective interest rate method’. Interest result on financial assets and liabilities voluntarily designated as at FVPL and derivatives in so called economic hedges and instruments designated at fair value are presented in ‘Other interest income (expense)’. Interest result on all other financial assets and liabilities at FVTPL is recognised in ‘Valuation results and net trading income’.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Fees and commissions <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fees and commissions are generally recognised as the service is provided. Loan commitment fees for loans that are likely to be drawn down are deferred (together with related direct costs) and recognised as an adjustment to the effective interest rate on the loan. Loan syndication fees are recognised as income when the performance obligation has been satisfied based on the particular contract and ING Group has retained no part of the loan package for itself or has retained a part at the same effective interest rate as the other participants. Commission and fees arising from negotiating, or participating in the negotiation of, a transaction for a third party – such as the arrangement of the acquisition of shares or other securities or the purchase or sale of businesses – are recognised on completion of the underlying transaction. Portfolio and other management advisory and service fees are recognised based on the applicable service contracts as the service is provided. Asset management fees related to investment funds and investment contract fees are recognised on a pro-rata basis over the period the service is provided. The same principle is applied for wealth management, financial planning and custody services that are continuously provided over an extended period of time. Fees received and paid between banks for payment services are classified as commission income and expenses. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Lease income <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The proceeds from leasing out assets under operating leases are recognised on a straight-line basis over the life of the lease agreement. Lease payments received in respect of finance leases when ING Group is the </span></div></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">lessor are divided into an interest component (recognised as interest income) and a repayment component based on a pattern reflecting a constant periodic rate of return on the lessor’s net investment in the lease. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.22 Expense recognition <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Expenses are recognised in the statement of profit or loss as incurred or when a decrease in future economic benefits related to a decrease in an asset or an increase in a liability has arisen that can be measured reliably. Fee and commission expenses are generally a result from a contract with ING service providers in order to perform the service for ING Group’s customers. Costs are generally presented as ‘Commission expenses’ if they are specific, incremental, directly attributable and identifiable to generate commission income. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Share-based payments <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group only engages in share-based payment transactions with its staff and directors. Share-based payment expenses are recognised as a staff expense over the vesting period. A corresponding increase in equity is recognised for equity-settled share-based payment transactions. A liability is recognised for cash-settled share-based payment transactions. The fair value of equity-settled share-based payment transactions are measured at the grant date, and the fair value of cash-settled share-based payment transactions are measured at each balance sheet date. Rights granted will remain valid until the expiry date, even if the share based payment scheme is discontinued. The rights are subject to certain conditions, including a pre-determined continuous period of service. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.23 Earnings per ordinary share<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Earnings per ordinary share is calculated on the basis of the weighted average number of ordinary shares outstanding. In calculating the weighted average number of ordinary shares outstanding: </span></div><div style="margin-bottom:4pt;margin-top:17pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.28pt">Own shares held by group companies are deducted from the total number of ordinary shares in issue; </span></div><div style="margin-bottom:4pt;margin-top:17pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.28pt">The computation is based on daily averages; and </span></div><div style="margin-bottom:4pt;margin-top:17pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.28pt">In case of exercised warrants, the exercise date is taken into consideration. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Diluted earnings per share data are computed as if all convertible instruments outstanding at year-end were exercised at the beginning of the period. It is also assumed that ING Group uses the assumed proceeds thus received to buy its own shares against the average market price in the financial year. The net increase </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">in the number of shares resulting from the exercise is added to the average number of shares used to calculate diluted earnings per share. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Share options with fixed or determinable terms are treated as options in the calculation of diluted earnings per share, even though they may be contingent on vesting. They are treated as outstanding on the grant date. Performance-based employee share options are treated as contingently issuable shares because their issue is contingent upon satisfying specified conditions in addition to the passage of time. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.24 Statement of cash flows </span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The statement of cash flows is prepared in accordance with the indirect method, distinguishing cash flows from operating, investing and financing activities. In the net cash flow from operating activities, the result before tax is adjusted for those items in the statement of profit or loss and changes in items per the statement of financial position, which do not result in actual cash flows during the year. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For the purposes of the statement of cash flows, Cash and cash equivalents comprise balances with less than three months’ maturity from the date of acquisition, including cash and balances with central banks, treasury bills and other eligible bills, amounts due from other banks, and deposits from banks. Investments qualify as a cash equivalent if they are readily convertible to a known amount of cash and are subject to an insignificant risk of changes in value. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Cash flows arising from foreign currency transactions are translated into the functional currency using the exchange rates at the date of the cash flows. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net cash flow shown in respect of Loans and advances to customers relates only to transactions involving actual payments or receipts. The Addition to loan loss provision which is deducted from the item Loans and advances to customers in the statement of financial position has been adjusted accordingly from the result before tax and is shown separately in the statement of cash flows. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The difference between the Net cash flow in accordance with the statement of cash flows and the change between the opening and closing balance of Cash and cash equivalents in the statement of financial position is due to exchange rate differences and is presented separately in the cash flow statement.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Liabilities arising from financing activities are debt securities, lease liabilities and subordinated loans.</span></div>1.25 Parent company accountsThe condensed parent company financial statements of ING Groep N.V. are prepared using the recognition and measurement principles as those applied in the Consolidated financial statements. | |
| CY2022 | ifrs-full |
Disclosure Of Basis Of Preparation Of Financial Statements Explanatory
DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory
|
<div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2 Basis of preparation of the Consolidated financial statements <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Consolidated financial statements have been prepared in accordance with International Financial Reporting Standards as issued by the International Accounting Standards Board for purposes of reporting with the U.S. Securities and Exchange Commission (SEC), including financial information contained in this Annual report on Form 20-F. The term ‘IFRS-IASB’ is used to refer to International Financial Reporting Standards as issued by the International Accounting Standards Board, including the decisions ING Group made with regard to the options available under IFRS-IASB.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Consolidated financial statements have been prepared on a going concern basis and there are no significant doubts about the ability of ING Group to continue as a going concern. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Consolidated financial statements are presented in euros and rounded to the nearest million, unless stated otherwise. Amounts may not add up due to rounding.</span></div> | |
| CY2022 | ing |
Reconciliation Net Result Effect Of Adjustment After Tax Euias39 Carveout
ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout
|
8451000000 | eur |
| CY2021 | ing |
Reconciliation Net Result Effect Of Adjustment After Tax Euias39 Carveout
ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout
|
1174000000 | eur |
| CY2022 | ing |
Net Result Attributable To Owners Of Parent Eu Ifrs
NetResultAttributableToOwnersOfParentEuIfrs
|
3674000000 | eur |
| CY2021 | ing |
Net Result Attributable To Owners Of Parent Eu Ifrs
NetResultAttributableToOwnersOfParentEuIfrs
|
4776000000 | eur |
| CY2020 | ing |
Net Result Attributable To Owners Of Parent Eu Ifrs
NetResultAttributableToOwnersOfParentEuIfrs
|
2485000000 | eur |
| CY2022 | ing |
Reconciliation Net Result Adjustment Of Euias39 Carveout
ReconciliationNetResultAdjustmentOfEUIAS39Carveout
|
11856000000 | eur |
| CY2021 | ing |
Reconciliation Net Result Adjustment Of Euias39 Carveout
ReconciliationNetResultAdjustmentOfEUIAS39Carveout
|
1603000000 | eur |
| CY2020 | ing |
Reconciliation Net Result Adjustment Of Euias39 Carveout
ReconciliationNetResultAdjustmentOfEUIAS39Carveout
|
-410000000 | eur |
| CY2022 | ing |
Reconciliation Net Result Tax Effect Of Adjustment
ReconciliationNetResultTaxEffectOfAdjustment
|
3405000000 | eur |
| CY2021 | ing |
Reconciliation Net Result Tax Effect Of Adjustment
ReconciliationNetResultTaxEffectOfAdjustment
|
429000000 | eur |
| CY2020 | ing |
Reconciliation Net Result Tax Effect Of Adjustment
ReconciliationNetResultTaxEffectOfAdjustment
|
-176000000 | eur |
| CY2022 | ing |
Reconciliation Net Result Effect Of Adjustment After Tax Euias39 Carveout
ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout
|
8451000000 | eur |
| CY2021 | ing |
Reconciliation Net Result Effect Of Adjustment After Tax Euias39 Carveout
ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout
|
1174000000 | eur |
| CY2020 | ing |
Reconciliation Net Result Effect Of Adjustment After Tax Euias39 Carveout
ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout
|
-234000000 | eur |
| CY2022 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
12126000000 | eur |
| CY2021 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
5951000000 | eur |
| CY2020 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
2250000000 | eur |
| CY2022Q4 | ing |
Shareholder Equity In Accordance With Eu Ifrs
ShareholderEquityInAccordanceWithEuIfrs
|
49909000000 | eur |
| CY2021Q4 | ing |
Shareholder Equity In Accordance With Eu Ifrs
ShareholderEquityInAccordanceWithEuIfrs
|
53919000000 | eur |
| CY2020Q4 | ing |
Shareholder Equity In Accordance With Eu Ifrs
ShareholderEquityInAccordanceWithEuIfrs
|
54637000000 | eur |
| CY2022Q4 | ing |
Adjustment Of Euias39 Carveout
AdjustmentOfEUIAS39Carveout
|
-9357000000 | eur |
| CY2021Q4 | ing |
Adjustment Of Euias39 Carveout
AdjustmentOfEUIAS39Carveout
|
2490000000 | eur |
| CY2020Q4 | ing |
Adjustment Of Euias39 Carveout
AdjustmentOfEUIAS39Carveout
|
4081000000 | eur |
| CY2022Q4 | ing |
Tax Effect Of Adjustment
TaxEffectOfAdjustment
|
-2765000000 | eur |
| CY2021Q4 | ing |
Tax Effect Of Adjustment
TaxEffectOfAdjustment
|
637000000 | eur |
| CY2020Q4 | ing |
Tax Effect Of Adjustment
TaxEffectOfAdjustment
|
1063000000 | eur |
| CY2022Q4 | ing |
Effect Of Euias39 Carveout Adjustment After Tax
EffectOfEUIAS39CarveoutAdjustmentAfterTax
|
-6592000000 | eur |
| CY2021Q4 | ing |
Effect Of Euias39 Carveout Adjustment After Tax
EffectOfEUIAS39CarveoutAdjustmentAfterTax
|
1853000000 | eur |
| CY2020Q4 | ing |
Effect Of Euias39 Carveout Adjustment After Tax
EffectOfEUIAS39CarveoutAdjustmentAfterTax
|
3018000000 | eur |
| CY2022Q4 | ifrs-full |
Equity Attributable To Owners Of Parent
EquityAttributableToOwnersOfParent
|
56500000000 | eur |
| CY2021Q4 | ifrs-full |
Equity Attributable To Owners Of Parent
EquityAttributableToOwnersOfParent
|
52066000000 | eur |
| CY2020Q4 | ifrs-full |
Equity Attributable To Owners Of Parent
EquityAttributableToOwnersOfParent
|
51619000000 | eur |
| CY2022 | ifrs-full |
Price Index Movements
PriceIndexMovements
|
0.6427 | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Impairment Of Financial Assets Explanatory
DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory
|
<span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.7.8 Impairment of financial assets <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">An Expected Credit Loss (ECL) model is applied to financial assets accounted for at AC or FVOCI such as loans, debt securities and lease receivables, as well as off-balance sheet items such as undrawn loan commitments, certain financial guarantees issued, and undrawn committed revolving credit facilities. Under the ECL model, ING Group calculates the expected credit losses (ECL) by considering on a discounted basis the cash shortfall it would incur in case of a default and multiplying the shortfall by the probability of a default occurring. The ECL is the sum of the probability-weighted outcomes. The ECL estimates are unbiased </span><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">and include reasonable and supportable information about past events, current conditions, and forecasts of future economic conditions. ING Group’s approach leverages the Advanced Internal Ratings Based (AIRB) models that are used for regulatory purposes. Adjustments are applied to make these models suitable for determining ECL. ECL is recognised on the balance sheet as loan loss provisions (LLP).</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Three stage approach<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets are classified in one of the below three Stages at each reporting date. A financial asset can move between Stages during its lifetime. The Stages are based on changes in credit quality since initial recognition and defined as follows:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Stage 1<br/>Financial assets that have not had a significant increase in credit risk since initial recognition (i.e. no Stage 2 or 3 triggers apply). Assets are classified as Stage 1 upon initial recognition (with the exception of purchased or originated credit impaired (POCI) assets) and ECL is determined by the probability that a default occurs in the next 12 months (12 months ECL);</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Stage 2<br/>Financial assets showing a significant increase in credit risk since initial recognition. For assets in Stage 2 ECL reflects an estimate on the credit losses over the remaining maturity of the asset (lifetime ECL); or</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Stage 3<br/>Financial assets that are credit-impaired. Also for these assets ECL is determined over the remaining maturity of the asset.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Significant increase in credit risk<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group established a framework, incorporating quantitative and qualitative indicators, to identify and assess significant increases in credit risk (SICR). This is used to determine the appropriate ECL Stage for each financial asset. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The main determinate of SICR is a quantitative test, whereby the lifetime Probability of Default (PD) of an asset at each reporting date is compared against its lifetime PD determined at the date of initial recognition. If the delta is above pre-defined absolute or relative thresholds the item is considered to have experienced a SICR. Furthermore, any facility which shows an increase of 200% between the PD at the date of initial recognition and the lifetime PD at the reporting date (i.e. threefold increase in PD) must be classified as Stage 2. This is considered a backstop within the quantitative assessment of SICR. Refer to ‘Criteria for identifying a significant increase in credit risk’ in the ‘Risk Management’ section of the Annual Report for more details on relative and absolute PD thresholds, including quantitative disclosures on those thresholds.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consequently, if the above quantitative SICR thresholds are exceeded, the item moves from Stage 1 to Stage 2 (unless the item is credit-impaired). In these instances, items are no longer assigned a 12 month ECL and instead are assigned a lifetime ECL. Items can return to Stage 1 if there is sufficient evidence that there is no longer a significant increase in credit risk. </span></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group also relies on a number of qualitative indicators to identify and assess SICR. These include: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Forbearance status;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Watch List status;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Intensive care management;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Collective SICR assessment;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Substandard Internal rating; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Arrears status (including 30 days past due used as a backstop).</span></div><div><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">An asset that is in Stage 2 will move back to Stage 1 when none of the above criteria are in place anymore. However, if the asset was moved to Stage 2 based on the forbearance status, then the asset stays in Stage 2 for at least 24 months. If the asset was classified as Stage 2 due to 30 days past due trigger, then the asset is moved back to Stage 1 only after three months from when the trigger no longer applies.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Credit-impaired financial assets (Stage 3)<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets are assessed for credit-impairment at each reporting date and more frequently when circumstances warrant further assessment. Evidence of credit-impairment includes arrears of over 90 days on any material credit obligation, indications that the borrower is experiencing significant financial difficulty, a breach of contract, bankruptcy or distressed restructuring. The definition of credit-impaired under IFRS 9 (Stage 3) is aligned with the definition of default used by ING Group for internal risk management purposes, which is also the definition used for regulatory purposes.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">An asset (other than a POCI asset) that is in Stage 3 will move back to Stage 2 when, as at the reporting date, it is no longer considered to be credit-impaired subject to certain probation periods. The asset will migrate back to Stage 1 when its credit risk at the reporting date is no longer considered to have increased significantly since initial recognition. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Macroeconomic scenarios<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group has established a quarterly process whereby forward-looking macroeconomics scenarios and probability weightings are developed for the purpose of ECL. ING Group applies data predominantly from a leading service provider (Oxford Economics (OE)) enriched with the internal ING Group view. A baseline, up-scenario and a down-scenario are determined to reflect an unbiased and probability-weighted ECL amount. As a baseline scenario, ING Group applies the market-neutral view combining consensus forecasts for economic variables such as unemployment rates, GDP growth, house prices, commodity prices, and short-term interest rates. Applying market consensus in the baseline scenario ensures unbiased estimates of the expected credit losses. </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The alternative scenarios are based on observed forecast errors in the past, adjusted for the risks affecting the economy today and the forecast horizon. The probabilities assigned are based on the likelihoods of observing the three scenarios and are derived from confidence intervals on a probability distribution. The forecasts for the economic variables are adjusted on a quarterly basis.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Measurement of ECL</span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group applies a collective assessment method to measure ECL for Stage 1, Stage 2, and certain Stage 3 assets. Other credit-impaired assets subject to ECL measurement apply the individual assessment method.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Collectively assessed assets (Stages 1 to 3)</span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For collective assessed assets, ING Group applies a model-based approach. ECL is determined by, expressed simplistically, multiplying the probability of default (PD) with the loss given default (LGD) and exposure at default (EAD), adjusted for the time value of money. Assets that are collectively assessed are grouped on the basis of similar credit risk characteristics, taking into account loan type, industry, geographic location, collateral type, past due status and other relevant factors. These characteristics are relevant to the estimation of future cash flows for groups of such assets by being indicative of the debtors’ ability to pay all amounts due according to the contractual terms of the assets being evaluated and the loss in case the debtor is not able to pay all amounts due.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For Stage 3 assets the PD equals 100% and the LGD and EAD represent a lifetime view of the losses based on characteristics of defaulted facilities.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For the purpose of ECL, ING Group’s expected credit loss models (PD, LGD, EAD) used for regulatory purposes have been adjusted. These adjustments include removing embedded prudential conservatism (such as floors) and converted through-the-cycle estimates to point-in-time estimates. The models assess ECL on the basis of forward-looking macroeconomic forecasts and other inputs. For most financial assets, the expected life is limited to the remaining maturity. For overdrafts and certain revolving credit facilities, such as credit cards, the maturity is estimated based on historical data as these do not have a fixed term or repayment schedule.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Individually assessed assets (Stage 3)</span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group estimates ECL for individually significant credit-impaired financial assets within Stage 3 on an individual basis. ECL for these Individually assessed assets are determined using the discounted expected future cash flow method. To determine expected future cash flows, one or more scenarios are used. Each scenario is analysed based on the probability of occurrence and includes forward looking information.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In determining the scenarios, all relevant factors impacting the future cash flows are taken into account. These include expected developments in credit quality, business and economic forecasts, and estimates of if/when recoveries will occur taking into account ING Group’s restructuring/recovery strategy. </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The best estimate of ECL is calculated as the weighted-average of the shortfall (gross carrying amount minus discounted expected future cash flow using the original EIR) per scenario, based on best estimates of expected future cash flows. Recoveries can arise from, among others, repayment of the loan, collateral recovery and the sale of the asset. Cash flows from collateral and other credit enhancements are included in the measurement of ECL of the related financial asset when it is part of or integral to the contractual terms of the financial asset and the credit enhancement is not recognised separately. For the individual assessment, with granular (company or asset-specific) scenarios, specific factors can have a larger impact on the future cash flows than macroeconomic factors.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When a financial asset is credit-impaired, interest is no longer recognised based on the accrual income based on the gross carrying amount of the asset. Rather, interest income is calculated by applying the original EIR to the AC of the asset, which is the gross carrying amount less the related loan loss provision.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Purchased or Originated Credit Impaired (POCI) assets<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">POCI assets are financial assets that are credit-impaired on initial recognition. Impairment on a POCI asset is determined based on lifetime ECL from initial recognition. POCI assets are recognised initially at an amount net of ECL and are measured at AC using a credit-adjusted effective interest rate. In subsequent periods any changes to the estimated lifetime ECL are recognised in profit or loss. Favourable changes are recognised as an impairment gain even if the lifetime ECL at the reporting date is lower than the estimated lifetime ECL at origination.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Modifications</span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In certain circumstances ING Group grants borrowers postponement, reduction of loan principal and/or interest payments on a temporary period of time to maximise collection opportunities, and if possible, avoid default, foreclosure, or repossession. When such postponement, reduction of loan principal and/or interest payments is executed based on credit concerns it is also referred to as forbearance (refer to the ‘Risk Management’ section of the Annual Report for more details). In such cases, the net present value of the postponement, reduction of loan principal and/or interest payments is taken into account in the determination of the appropriate level of ECL. If the forbearance results in a substantial modification of the terms of the loan, the original loan is derecognised and a new loan is recognised at fair value at the modification date. ING Group determines whether there has been a substantial modification using both quantitative and qualitative factors.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Write-off and debt forgiveness</span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans and debt securities are written off (either partially or in full) when there is no reasonable expectation of recovery and/or collectability of amounts due. The following events can lead to a write-off: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">After a restructuring has been completed and there is a high improbability of recovery of part of the remaining loan exposure (including partial debt forgiveness); </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">In a bankruptcy liquidation scenario; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">After divestment or sale of a credit facility at a discount; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Specific fraud cases with no recourse options.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When a loan is uncollectable, it is written off against the related loan loss provision. Subsequent recoveries of amounts previously written off are recognised in ‘Addition to loan loss provisions’ in the Consolidated statement of profit or loss.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Debt forgiveness (or debt settlement) involves write-off but additionally involves the forgiveness of a legal obligation, in whole or in part. This means that ING Group forfeits the legal right to recover the debt. As a result, the financial asset needs to be derecognised. Distinction is made in situations where ING Group ends the relationship with the client and situations where ING Group (partially) continues the financing of the client.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Presentation of ECL</span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ECL for financial assets measured at AC are deducted from the gross carrying amount of the assets. For debt instruments at FVOCI, the ECL is recognised in OCI, instead of deducted the carrying amount of the asset. ECL also reflects any credit losses related to the portion of the loan commitment that is expected to be drawn down over the remaining life of the instrument. The ECL on issued financial guarantee contracts, in scope of IFRS 9 and not measured at FVPL, are recognised as liabilities and presented in Other provisions. ECL are presented in profit or loss in Addition to loan loss provision.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/></tr><tr style="height:7pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Significant judgements and critical accounting estimates and assumptions:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Considerable management judgement is exercised in determining the amount of ECL for financial assets assessed on both a collective and an individual basis. In particular, this judgement requires ING Group to make various assumptions about the risk of default, the credit loss rates in case of a default and expected future cash flows. These assumptions are based on a combination of ING Group’s past history, existing market conditions and forward-looking estimates at the end of each reporting period. Changes in these assumptions may lead to changes in the ECL over time. Given they are subjective and complex in nature, and because the ECL and the underlying exposures subject to ECL are material, these assumptions are considered critical accounting assumptions. The sensitivity of these assumptions is assessed in the credit risk section of the ‘Risk Management’ section in the Annual Report.</span></div></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/></tr><tr style="height:328pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.96pt">The use of forward-looking macroeconomic scenarios in both collective and individual impairment assessments</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Forward-looking macroeconomic scenarios are uncertain in nature. The process ING Group follows involves two internal groups, the Macroeconomics Scenarios Team and the Macroeconomics Scenarios Expert Panel. The latter team consists of senior management representatives from the Business, Risk and Finance. These groups review inputs obtained from a third party provider and subject these to internal expert challenge to ensure the inputs used in the models reflect ING Group’s view on the macro economy. The use of alternate forward-looking macroeconomic scenarios can produce significantly different estimates of ECL. This is demonstrated in the sensitivity analysis in the ‘Risk Management’ section of the Annual Report, where the un-weighted ECL under each of the three scenarios for some significant portfolios is disclosed.</span></div><div style="margin-bottom:15pt;margin-top:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.96pt">The probability weights applied to each of the three scenarios </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group uses three macroeconomic scenarios when determining IFRS 9 ECL (baseline, upside and downside). Management judgement is applied in the design of the approach used to determine the weights of each scenario and in selecting the parts of the distribution of forecast errors from which the weights are derived. Reference is made to the ‘Alternative scenarios and probability weights’ and the sensitivity analysis in the ‘Risk Management’ section of the Annual Report for further details.</span></div><div style="margin-bottom:15pt;margin-top:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.96pt">The criteria for identifying a significant increase in credit risk</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When determining whether the credit risk on a financial asset has increased significantly, ING Group considers reasonable and supportable information to compare the risk of default occurring at reporting date with the risk of a default occurring at initial recognition of the financial asset. Whilst judgement is required in applying a PD rating to each financial asset, there is significant judgement used in determining the Stage allocation PD banding thresholds. The process of comparing a financial asset’s PD with the PD banding thresholds determines its ECL Stage. Assets in Stage 1 are allocated a 12 month ECL, and those in Stage 2 are allocated a lifetime ECL, and the difference is often significant. As such, the judgement made in assigning financial asset PDs and the PD banding thresholds constitute a significant judgement. Analysis of the sensitivity associated with the assessment of significant increase in credit risk is presented in the ‘Risk Management’ section of the Annual Report. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/></tr><tr style="height:28pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.96pt">The definition of default</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Judgement is exercised in management’s evaluation of whether there is objective evidence that larger exposures are credit-impaired. Management judgement is required in assessing evidence of credit-impairment.</span></div><div style="margin-bottom:15pt;margin-top:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%;padding-left:8.28pt">Management adjustments applied as at 31 December 2022</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To reflect the risks that are not properly captured by the ECL models, a number of management adjustments to the model-based ECL were necessary as at 31 December 2022. Reference is made to the ‘Management adjustments applied this year’ paragraph in the ‘Risk management’ section of the Annual Report.</span></div></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Changes In Accounting Policies Explanatory
DisclosureOfChangesInAccountingPoliciesExplanatory
|
<div style="margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.4 Changes to accounting policies and presentation</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>ING Group has consistently applied its accounting policies to all periods presented in these Consolidated financial statements.</span></div><div style="margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, ING Group updated the presentation in note 7 ‘Loans and advances to customers’ to improve consistency and comparability. Comparative figures for 2021 have been updated accordingly.</span></div> | |
| CY2022 | ifrs-full |
Description Of Expected Impact Of Initial Application Of New Standards Or Interpretations
DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations
|
<div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.4.1 Changes in IFRS effective in 2022</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>The following amended standards became effective in 2022:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amendments to IFRS 3 ‘Business Combinations’: Reference to the Conceptual Framework (issued in May 2020).</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amendments to IAS 16 ‘Property, Plant and Equipment’: Proceeds before Intended Use (issued in May 2020).</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amendments to IAS 37 ‘Provisions, Contingent Liabilities and Contingent Assets’: Onerous Contracts — Cost of Fulfilling a Contract (issued in May 2020).</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Annual improvements to IFRS Standards 2018-2020 Cycle: Amendments to IFRS 1 ‘First-time Adoption of International Financial Reporting Standards’, amendments to IFRS 9 ‘Financial Instruments’ and amendments to IFRS 16 ‘Leases’ (issued in May 2020).</span></div><div style="margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The above changes did not have significant impact on ING Group’s Consolidated financial statements. ING Group has not early adopted any standard, interpretation or amendment in 2022 which has been issued, but is not yet effective.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.4.2 Upcoming changes in IFRS after 2022</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>The following published amendments are not mandatory for 2022 and have not been early adopted by ING Group</span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Effective in 2023:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">IFRS 17 'Insurance Contracts' (issued in May 2017), including amendments to IFRS 17 (issued in June 2020).</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">IFRS 17 ‘Insurance Contracts’ is a new accounting standard for insurance contracts covering recognition and measurement, presentation and disclosure. Once effective, IFRS 17 will replace IFRS 4 ‘Insurance Contracts’, which allowed diversity in accounting practices for insurance contracts. In June 2020, the IASB published amendments to IFRS 17 including a scope exclusion for credit card contracts and similar contracts that provide insurance coverage, and an optional scope exclusion for loans with death waivers. ING Group does not have an insurance business, but on a limited basis sells insurance products as a broker where it does not run the insurance risk. ING Group performed an impact assessment which revealed that a portfolio of loans with death waivers in the Netherlands with a net carrying amount of approximately of EUR 750 million might be in scope of IFRS 17. Following the above mentioned amendments to IFRS 17 in 2020 which allow an accounting policy choice, ING Group intends to account for assets in this portfolio in their entirety, including death waiver features, using IFRS 9 ’Financial Instruments’ and not IFRS 17. As a result, this portfolio will no longer meet the ‘solely payments of principal and interest’ (SPPI) criterion, causing the portfolio to no longer be recognised at amortised cost but rather at fair value through profit or loss. This reclassification is not expected to have a material impact on equity or result of ING Group, as the fair value is expected not to differ materially from the current book value. Hence, the financial impact of IFRS 17 on ING Group is expected to be limited</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:12pt;font-weight:400;line-height:120%">. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following amendments will also be effective in 2023. However, the implementation of these amendments is expected to have no significant impact on ING Group's Consolidated financial statements.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amendments to IAS 1 ‘Presentation of Financial Statements’: Disclosure of Accounting Policies (issued in February 2021).</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amendments to IAS 8 ‘Accounting Policies, Changes in Accounting Estimates and Errors’: Definition of Accounting Estimates (issued in February 2021). </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amendments to IAS 12 ‘Income Taxes’: Deferred Tax Related to Assets and Liabilities Arising From a Single Transaction (issued in May 2021).</span></div><div><span><br/></span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Effective in 2024:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Amendments to IFRS 16 'Leases': Lease Liability in a Sale and Leaseback (issued in September 2022).</span></div>•Amendments to IAS 1 ‘Presentation of Financial Statements’: Classification of Liabilities as Current or Non-current (issued in January 2020). | |
| CY2022Q4 | ing |
Carrying Amount Of Contracts Within Scope Of Ifrs17
CarryingAmountOfContractsWithinScopeOfIFRS17
|
750000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Accounting Judgements And Estimates Explanatory
DisclosureOfAccountingJudgementsAndEstimatesExplanatory
|
<div style="margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.5 Significant judgements and critical accounting estimates and assumptions</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>The preparation of the Consolidated financial statements requires management to make judgements in the process of applying its accounting policies and to use estimates and assumptions. The estimates and assumptions affect the reported amounts of the assets and liabilities and the amounts of the contingent assets and contingent liabilities at the balance sheet date, as well as reported income and expenses for the year. The actual outcome may differ from these estimates. The process of setting assumptions is subject to internal control procedures and approvals. </span></div><div style="margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group has identified areas that require management to make significant judgements and use critical accounting estimates and assumptions based on the information and financial data that may or may not change in future periods. These areas are: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Loan loss provisions (financial assets);</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">The determination of the fair values of financial assets and liabilities; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Impairment assessment of an investment in associate; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Provisions; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Accounting for Targeted Longer-Term Refinancing Operations (TLTRO).</span></div><div style="margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For further discussion of the significant judgements and critical accounting estimates and assumptions in these areas, reference is made to the relevant parts in paragraph 1.7 ‘Financial instruments’ (specifically 1.7.8 ‘Impairment of financial assets’, 1.7.3 for ‘Fair values of financial assets and liabilities’, 1.11 ‘Investments in associates and joint ventures’, 1.18 ‘Provisions, contingent liabilities and contingent assets’ and 1.7.9 ‘Accounting for Targeted Longer-Term Refinancing Operations (TLTRO)’) of this note and the applicable notes to the Consolidated financial statements.</span></div> | |
| CY2003Q4 | ifrs-full |
Level Of Price Index
LevelOfPriceIndex
|
100 | |
| CY2021Q4 | ifrs-full |
Level Of Price Index
LevelOfPriceIndex
|
686.95 | |
| CY2022Q4 | ifrs-full |
Level Of Price Index
LevelOfPriceIndex
|
1128.45 | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Fair Value Measurement Explanatory
DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory
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<div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.7.3 Fair values of financial assets and liabilities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">All financial assets and liabilities are recognised initially at fair value. The fair value of a financial instrument on initial recognition is generally its transaction price (that is, the fair value of the consideration given or received). However, if there is a material difference between the transaction price and the fair value of financial instruments whose fair value is based on a valuation technique using significant unobservable inputs, the entire day one difference (a ‘Day One Profit or Loss’) is deferred. ING Group defers the Day One Profit or Loss relating to financial instruments classified as Level 3 and financial instruments with material unobservable inputs into CVA which are not necessarily classified as Level 3. The deferred Day One Profit or Loss is recognised in the statement of profit or loss over the life of the transaction until the transaction matures, or until the significant unobservable inputs become observable, or until the significant unobservable inputs become non-significant. In all other cases, ING Group recognises the difference as a gain or loss at inception.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Subsequently, except for financial assets and financial liabilities measured at amortised cost, all the other financial assets and liabilities are measured at fair value. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It assumes that market participants would use and take into account the characteristics of the asset or liability when pricing the asset or liability. Fair values of financial assets and liabilities are based on unadjusted quoted market prices where available. Such quoted market prices are primarily obtained from exchange prices for listed financial instruments. Where an exchange price is not available, quoted prices in an active market may be obtained from independent market vendors, brokers, or market makers. In general, positions are valued at the bid price for a long position and at the offer price for a short position or are valued at the price within the bid-offer spread that is most representative of fair value in the circumstances. In some cases where positions are marked at mid-market prices, a fair value adjustment is calculated. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For certain financial assets and liabilities, quoted market prices are not available. For such instruments, fair value is determined using valuation techniques. These range from discounting of cash flows to various valuation models, where relevant pricing factors including the market price of underlying reference instruments, market parameters (volatilities, correlations and credit ratings), and customer behaviour are taken into account. ING Group maximises the use of market observable inputs and minimises the use of unobservable inputs in determining the fair value. It can be subjective dependent on the significance of the unobservable input to the overall valuation. All valuation techniques used are subject to internal review and approval. Most data used in these valuation techniques are validated on a daily basis when possible.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When a group of financial assets and liabilities are managed on the basis of their net risk exposures, the fair value of a group of financial assets and liabilities are measured on a net portfolio level.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To include credit risk in fair value, ING Group applies both Credit and Debit Valuation Adjustments (CVA, DVA, also known as Bilateral Valuation Adjustments or BVA). Own issued debt and structured notes that are designated at FVPL are adjusted for ING Group’s own credit risk by means of a DVA. Additionally, derivatives valued at fair value are adjusted for credit risk by a BVA. The BVA is of a bilateral nature as both the credit risk on the counterparty (CVA) as well as the credit risk on ING Group (DVA) are included in the adjustment. All input data that is used in the determination of the BVA is based on market implied data. Additionally, wrong-way risk (when exposure to a counterparty is increasing and the credit quality of that counterparty deteriorates) and right-way risk (when exposure to a counterparty is increasing and the credit quality of that counterparty improves) are taken into account in the measurement of the valuation adjustment. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To include the funding risk, ING Group applies an additional ‘Funding Valuation Adjustment’ (FVA) to the uncollateralised derivatives based on the market price of funding liquidity.ING Group also applies to certain positions other valuation adjustments to arrive at the fair value: Bid-Offer adjustments, Model Risk Adjustments and Collateral Valuation Adjustments (CollVA).</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/></tr><tr style="height:149pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Significant judgements and critical accounting estimates and assumptions: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Even if market prices are available, when markets are less liquid there may be a range of prices for the same security from different price sources. Selecting the most appropriate price requires judgement and could result in different estimates of fair value. </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Valuation techniques are subjective in nature and significant judgement is involved in establishing fair values for certain financial assets and liabilities. Valuation techniques involve various assumptions regarding pricing factors. The use of different valuation techniques and assumptions could produce significantly different estimates of fair value. </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Price testing is performed to assess whether the process of valuation has led to an appropriate fair value of the position and to minimise the potential risks of economic losses due to incorrect or misused models. </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Assessing whether a market is active, and whether an input is observable and significant, requires judgement. ING Group categorises its financial instruments that are either measured in the statement of financial position at fair value or of which the fair value is disclosed, into a three level hierarchy based on the observability and significance of the valuation inputs. The use of different approaches to assess whether a market is active, whether an input is observable, and whether an unobservable input is significant could produce different classification within the fair value hierarchy as well as potentially different deferral of the Day One Profit or Loss. </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Reference is made to Note 38 'Fair value of assets and liabilities ' and to the ‘Market risk’ paragraph in the ‘Risk management’ section of the Annual Report for the basis of the determination of the fair value of financial instruments and related sensitivities.</span></div></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:98pt"><td colspan="12" style="display:none"/></tr></table> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Derivative Financial Instruments And Hedging Explanatory
DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory
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<div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.7.4 Derivatives and hedge accounting<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">IFRS 9 includes an accounting policy choice to defer the adoption of IFRS 9 hedge accounting and to continue with hedge accounting under IAS 39. ING Group decided to exercise this accounting policy choice and did not adopt IFRS 9 hedge accounting as of 1 January 2018. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Derivatives are initially recognised at fair value on the date on which a derivative contract is entered into and are subsequently measured at fair value. Fair values are obtained from quoted market prices in active markets, including market transactions and valuation techniques (such as discounted cash flow models and </span></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">option pricing models), as appropriate. All derivatives are carried as assets when their fair value is positive and as liabilities when their fair value is negative. Fair value movements on derivatives are presented in profit or loss in Valuation result and net trading income, except for derivatives in either a formal hedge relationship and so-called economic hedges that are not in a formal hedge accounting relationship where a component is presented separately in interest result in line with ING Group’s risk management strategy. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Embedded derivatives are separated from financial liabilities and other non-financial contracts and accounted for as a derivative if, and only if:</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">1.</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:6.13pt">the economic characteristics and risks of the embedded derivative are not closely related to the economic characteristics and risks of the host contract;</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2.</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:6.13pt">a separate instrument with the same terms as the embedded derivative would meet the definition of a derivative; and</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">3.</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:6.13pt">the combined instrument is not measured at fair value with changes in fair value reported in profit or loss.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If an embedded derivative is separated, the host contract is accounted for as a similar free-standing contract.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The method of recognising the resulting fair value gain or loss depends on whether the derivative is designated as a hedging instrument, and if so, the nature of the item being hedged. ING Group designates certain derivatives as hedges of the fair value of recognised assets or liabilities or firm commitments (fair value hedge), hedges of highly probable future cash flows attributable to a recognised asset or liability or a forecast transaction (cash flow hedge), or hedges of a net investment in a foreign operation. Hedge accounting is used for derivatives designated in this way provided certain criteria are met.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At the inception of the transaction ING Group documents the relationship between hedging instruments and hedged items, its risk management objective, together with the methods selected to assess hedge effectiveness. ING Group also documents its assessment, both at hedge inception and on an ongoing basis, of whether the derivatives that are used in hedging transactions are highly effective in offsetting changes in fair values or cash flows of the hedged items.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Fair value hedges<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Changes in the fair value of derivatives that are designated and qualify as fair value hedges are recognised in the statement of profit or loss, together with fair value adjustments to the hedged item attributable to the hedged risk. If the hedge relationship no longer meets the criteria for hedge accounting, the cumulative adjustment of the hedged item is, in the case of interest bearing instruments, amortised through the statement of profit or loss over the remaining term of the original hedge or recognised directly when the </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">hedged item is derecognised. For non-interest bearing instruments, the cumulative adjustment of the hedged item is recognised in the statement of profit or loss only when the hedged item is derecognised.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Cash flow hedges<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effective portion of changes in the fair value of derivatives that are designated and qualify as cash flow hedges are recognised in the Other Comprehensive Income. The gain or loss relating to the ineffective portion is recognised immediately in the statement of profit or loss. Amounts accumulated in the Other Comprehensive Income are recycled to the statement of profit or loss in the periods in which the hedged item affects net result. When a hedging instrument expires or is sold, or when a hedge no longer meets the criteria for hedge accounting, any cumulative gain or loss existing in the Other Comprehensive Income at that time remains in the Other Comprehensive Income and is recognised when the forecast transaction is ultimately recognised in the statement of profit or loss. When a forecast transaction is no longer expected to occur, the cumulative gain or loss that was reported in the Other Comprehensive Income is transferred immediately to the statement of profit or loss.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Net investment hedges<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Hedges of net investments in foreign operations are accounted for in a similar way to cash flow hedges. Any gain or loss on the hedging instrument relating to the effective portion of the hedge is recognised in the Other Comprehensive Income and the gain or loss relating to the ineffective portion is recognised immediately in the statement of profit or loss. Gains and losses accumulated in the Other Comprehensive Income are included in the statement of profit or loss when the foreign operation is disposed.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">IBOR Transition - specific policies applicable from 1 January 2019 for hedges directly affected by IBOR reform<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As further explained in the ‘IBOR Transition’ paragraph of the ‘Risk management’ section, the financial markets are going through a significant reform of interbank offered rates (IBOR) and financial institutions are obligated to implement a replacement of major interest rate reference rates. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Given that IBOR reform may have various accounting implications, the International Accounting Standards Board (IASB) has undertaken a two phase project. Phase 1 addresses those issues that affect financial reporting before the replacement of an existing benchmark. Phase 1 amendments to IFRS were issued by the IASB in 2019. Phase 2 focuses on issues that may affect financial reporting when the existing benchmark rate is reformed or replaced. Phase 2 amendments to IFRS were issued by the IASB in 2020. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Phase 1 amendments to IFRS allow ING Group to apply a set of temporary exceptions to continue hedge accounting even when there is uncertainty about contractual cash flows arising from the reform. Under these temporary exceptions, interbank offered rates are assumed to continue unaltered for the purposes of hedge accounting until such time as the uncertainty is resolved.</span></div></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">More specifically, the following temporary reliefs are part of the Phase 1 amendments:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Highly probable requirement for cash flow hedges <br/>When determining whether a forecast transaction is highly probable, it is assumed that the interest rate benchmark on which the hedged cash flows are based is not altered as a result of the reform.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Prospective assessment of hedge effectiveness<br/>When performing the prospective assessment it is assumed that the interest rate benchmark on which the hedged cash flows are based is not altered as a result of the reform.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Retrospective assessment of hedge effectiveness<br/>When performing the retrospective assessment hedges are allowed to pass the assessment even if actual results are outside the 80-125% range, during the period of uncertainty arising from the IBOR reform.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:100%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%;padding-left:8.96pt">Designation of a component of an item as a hedged item<br/>For hedges of the benchmark component of interest rate risk affected by the reform, the separately identifiable requirement only needs to be demonstrated at the inception of such hedging relationships.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The amendments are relevant given that ING Group hedges and applies hedge accounting to benchmark interest rate exposure part of IBOR reform. ING Group hedges are being progressively amended, where necessary, to incorporate the new benchmark rates. Temporary exceptions under Phase 1 continued to be relevant for ING Group as at 31 December 2022 (for USD and WIBOR).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group </span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">will completely cease to apply the amendments when this uncertainty is no longer present or when the hedging relationship is discontinued. Refer to Note 39 'Derivatives and hedge accounting' for the disclosures relating to the application of the amendments as part of Phase 1. Refer to note ‘Risk management/ IBOR Transition’ for more information regarding the end of Phase 1 reliefs for </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">’s hedging relationships.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Phase 2 amendments require that hedge accounting continues on transition to risk free rates provided that the modifications made to financial instruments are those necessary to implement the IBOR Reform and that the new basis for calculating cash flows is ‘economically equivalent’ to the previous basis. Particularly, Phase 2 amendments allow the continuation of hedging relationships, subject to amending their documentation to reflect changes in hedged instruments, hedging instruments, hedged risk, and/or the method for measuring effectiveness during the transition to the new benchmark rates. During 2022, Phase 2 continued to be relevant for ING Group when ING actually transitioned its financial instruments (designated in hedge accounting relationships) to the new benchmark rates (mainly, USD LIBOR).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">More specifically, the following temporary reliefs are part of the Phase 2 amendments:</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%">Relief from discontinuing hedging relationships</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments in the hedge documentation as a consequence of changes required by the IBOR reform do not result in the discontinuation of the hedge relationship nor the designation of a new hedge relationship. The changes can be in form of designating an alternative benchmark rate as a hedged risk, the description of the hedging instrument, the description of the hedged item, or the method to measure the effectiveness.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">When the hedged item is amended as a consequence of the IBOR reform (or if the hedge has previously been discontinued), amounts accumulated in the cash flow hedge reserve are deemed to be based on the Risk-Free Rate (RFR). This results in the release of the cash flow hedge reserve to profit or loss in the same period or periods in which the hedged cash flows that are now based on the RFR affect profit or loss.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">When the items within a designated group of hedged items are amended as a consequence of the IBOR reform, the hedging strategy remains and is not discontinued. As items within the hedged group transition at different times from IBORs to RFRs, they are transferred to sub-groups of instruments that reference RFRs as the hedged risk. The existing IBORs remain designated as the hedged risk for the other sub-group of hedged items, until they are also updated to reference the new RFR. The usual hedge accounting requirements are applied to the hedge relationship in its entirety.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">For the assessment of retrospective hedge effectiveness, the cumulative fair value changes may be reset to zero when the exception to the retrospective assessment of the Phase 1 reliefs ends. This election is made separately for each hedging relationship (i.e., on a hedge-by-hedge basis).</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Temporary relief from having to meet the separately identifiable requirement: a RFR is considered a separately identifiable risk component if it is reasonably expected to meet the separately identifiable requirement within 24 months from the date it is first designated as a non-contractually specified risk component (i.e. when the entity first designates the RFR as a non-contractually specified risk component). This relief applies to each RFR on a rate-by-rate basis.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Non-trading derivatives that do not qualify for hedge accounting<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Derivative instruments that are used by ING Group as part of its risk management strategies, but which do not qualify for hedge accounting under ING Group’s accounting policies, are presented as non-trading derivatives. Non-trading derivatives are measured at fair value with changes in the fair value taken to the statement of profit or loss.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Offsetting Of Financial Instruments Explanatory
DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory
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<span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.7.5 Offsetting of financial assets and financial liabilities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets and financial liabilities are offset, and the net amount is reported in the statement of financial position when ING Group has a current legally enforceable right to set off the recognised amounts and intends to either settle on a net basis or to realise the asset and settle the liability simultaneously. </span>Offsetting is applied to certain interest rate swaps for which the services of a central clearing house are used. | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Repurchase And Reverse Repurchase Agreements Explanatory
DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory
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<div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.7.6 Repurchase transactions and reverse repurchase transactions<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities sold subject to repurchase agreements (repos), securities lending and similar agreements continue to be recognised in the Consolidated statement of financial position. The counterparty liability is measured at FVPL (designated) and included in Other financial liabilities at FVPL if the asset is measured at FVPL. Otherwise, the counterparty liability is included in Deposits from banks, Customer deposits, or Trading, as appropriate. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities purchased under agreements to resell (reverse repos), securities borrowings and similar agreements are not recognised in the Consolidated statement of financial position. The consideration paid to purchase securities is recognised as Loans and advances to customers, Loans and advances to banks, Other financial assets at FVPL or Trading assets, as appropriate. The difference between the sale and repurchase price is treated as interest and amortised over the life of the agreement using the effective interest method for instruments that are not measured at FVPL.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Segment Reporting Explanatory
DescriptionOfAccountingPolicyForSegmentReportingExplanatory
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<span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.9 Segment reporting <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">An operating segment is a distinguishable component of ING Group, engaged in providing products or services, whose operating results are regularly reviewed by the Executive Board of ING Group and the Management Board Banking (together the Chief Operating Decision Maker (CODM)) to make decisions about resources to be allocated to the segments and assess its performance. A geographical area is a distinguishable component of ING Group engaged in providing products or services within a particular economic environment that is subject to risks and returns that differ from those of segments operating in other economic environments. </span>The CODM examines ING Group’s performance both by line of business and geographic perspective and has identified five reportable segments by line of business. The geographical analyses are based on the location of the office from which the transactions are originated. | |
| CY2022 | ing |
Number Of Reportable Segments1
NumberOfReportableSegments1
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5 | segment |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Foreign Currency Translation Explanatory
DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory
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<div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.10 Foreign currency translation <br/></span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Functional and presentation currency <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Items included in the financial statements of each of ING Group’s entities are measured using the currency of the primary economic environment in which the entity operates (the functional currency). The Consolidated financial statements are presented in euros, which is ING Group’s presentation currency. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Transactions and balances <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Foreign currency transactions are translated into the functional currency using the exchange rate prevailing at the date of the transactions. Exchange rate differences resulting from the settlement of such transactions and from the translation at year-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in the statement of profit or loss, except when deferred in equity as part of qualifying cash flow hedges or qualifying net investment hedges. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Non-monetary items that are measured in terms of historical cost in a foreign currency are translated using the exchange rate at the date of the transaction. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Exchange rate differences on non-monetary items, measured at fair value through profit or loss, are reported as part of the fair value gain or loss. Non-monetary items are retranslated at the date the fair value is determined. Exchange rate differences on non-monetary items measured at fair value through other comprehensive income are included in other comprehensive income and get accumulated in the revaluation reserve in equity. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Exchange rate differences in the statement of profit or loss are generally included in ‘Valuation results and net trading income’. Reference is made to Note 22 ‘Valuation results and net trading income’, which discloses the amounts included in the statement of profit or loss. Exchange rate differences relating to the disposal of debt and FVPL equity securities are considered to be an inherent part of the capital gains and </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">losses recognised in Investment income. As mentioned below, in Group companies relating to the disposals of group companies, any exchange rate difference deferred in equity is recognised in the statement of profit or loss in ‘Result on disposal of group companies’. Reference is also made to Note 19 ‘Equity’, which discloses the amounts included in the statement of profit or loss. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Group companies <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The results and financial positions of all group companies that have a functional currency different from the presentation currency are translated into the presentation currency as follows: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Assets and liabilities are translated at the closing rate at the date of the statement of financial position; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Income and expenses are translated at average exchange rates (unless this average is not a reasonable approximation of the cumulative effect of the rates prevailing on the transaction dates, in which case income and expenses are translated at the dates of the transactions). However, under hyperinflation accounting, income and expenses of ING Turkey are translated at the closing rate; and </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">All resulting exchange rate differences are recognised in a separate component of equity. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On consolidation, exchange rate differences arising from the translation of a monetary item that forms part of the net investment in a foreign operation, and of borrowings and other instruments designated as hedges of such investments, are taken to shareholders’ equity. When a foreign operation is sold, the corresponding exchange rate differences are recognised in the statement of profit or loss as part of the gain or loss on sale. </span></div>Goodwill and fair value adjustments arising from the acquisition of a foreign operation are treated as assets and liabilities of the foreign operation and translated at the exchange rate prevailing at the balance sheet date. | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Investment In Associates And Joint Ventures Explanatory
DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory
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<div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.11 Investments in associates and joint ventures<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Associates are all entities over which ING Group has significant influence but not control. Significant influence is the ability to participate in the financial and operating policies of the investee. It generally results from a shareholding of between 20% and 50% of the voting rights or through situations including, but not limited to one or more of the following: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Representation on the board of directors; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Participation in the policymaking process; and </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Interchange of managerial personnel. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Joint ventures are entities over which ING Group has joint control. Joint control is the contractually agreed sharing of control over an arrangement or entity, which exists only when decisions about the relevant activities require the unanimous consent of the parties sharing control. Joint control means that no party to </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">the agreement is able to act unilaterally to control the activity of the entity. The parties to the agreement must act together to control the entity and therefore exercise the joint control. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Investments in associates and joint ventures are initially recognised at cost and subsequently accounted for using the equity method of accounting. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group’s investment in associates and joint ventures (net of any accumulated impairment loss) includes goodwill identified on acquisition. ING Group’s share of its associates and joint ventures post-acquisition profits or losses is recognised in the statement of profit or loss, and its share of post-acquisition changes in reserves is recognised in equity. The cumulative post-acquisition changes are adjusted against the carrying amount of the investment. When ING Group’s share of losses in an associate or joint venture equals or exceeds its interest in the associate or joint venture, including any long-term interests in the associate like uncollateralised loans that are neither planned nor likely to be settled in the foreseeable future, ING Group does not recognise further losses, unless it has incurred obligations or made payments on behalf of the associate or joint venture. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Unrealised gains on transactions between ING Group and its associates and joint ventures are eliminated to the extent of ING Group’s interest in the associates and joint ventures. Unrealised losses are also eliminated unless they provide evidence of an impairment of the asset transferred. Accounting policies of associates and joint ventures have been changed where necessary to ensure consistency with the policies adopted by ING Group. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The recoverable amount, being the higher of fair value less cost of disposal and value in use, of the investment in associate and joint venture is determined when there is an indication of potential (reversal of) impairment. An impairment loss is recognised when the carrying amount of the investment exceeds its recoverable amount. Goodwill on acquisitions of interests in associates and joint ventures is not tested separately for impairment, but is assessed as part of the carrying amount of the investment. An impairment loss is subsequently reversed if there is indication of a reversal and there is a change in the estimates used to determine the recoverable amount. An impairment loss is reversed to the extent that the recoverable amount exceeds its carrying amount, but cannot exceed the original impairment loss.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The reporting dates of certain associates and joint ventures can differ from the reporting date of the Group, but by no more than three months..</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/></tr><tr style="height:49pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Significant judgements and critical accounting estimates and assumptions:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The most significant estimates and assumptions relate to the assessment of (reversal of) impairment of the investment in TMBThanachart Bank Public Company Limited (hereafter: TTB) which involves estimation of value in use.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Management's best estimate of the expected future earnings of TTB is based on forecasts derived from broker consensus over the short to medium term and reasonable and supportable assumptions capturing a combination of TTB specific and market data points for longer term and steady state expectations into perpetuity. A capital maintenance charge is applied, which is management’s forecast of the earnings that need to be withheld in order for TTB to meet target regulatory requirements over the forecast period. Both of these factors are subject to a high degree of uncertainty. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Key assumptions used in estimating TTB’s value in use and the sensitivity of the value in use calculations to different assumptions are described in note 8 ‘Investments in associates and joint ventures’.</span></div></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr></table> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Property Plant And Equipment Explanatory
DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory
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<div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.12 Property and equipment <br/></span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Property in own use <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Land and buildings held for own use are stated at fair value at the balance sheet date. Increases in the carrying amount arising on revaluation of land and buildings held for own use are credited to the revaluation reserve in shareholders’ equity. Decreases in the carrying amount that offset previous increases of the same asset are charged against the revaluation reserve directly in equity; all other decreases are charged to the statement of profit or loss. Increases that reverse a revaluation decrease on the same asset previously recognised in net result are recognised in the statement of profit or loss. Depreciation is recognised based on the fair value and the estimated useful life (in general 20 - 50 years). Depreciation is calculated on a straight-line basis. On disposal, the related revaluation reserve is transferred to retained earnings. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In principle, the fair values of land and buildings are appraised annually by independent qualified valuers. Subsequent expenditure is included in the asset’s carrying amount when it is probable that future economic benefits associated with the item will flow to ING Group and the cost of the item can be measured reliably. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Equipment <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Equipment is stated at cost less accumulated depreciation and any impairment losses. The cost of the assets is depreciated on a straight line basis over their estimated useful lives, which are generally as follows: for data processing equipment two years to five years, and four years to ten years for fixtures and fittings. Expenditure incurred on maintenance and repairs is recognised in the statement of profit or loss as incurred. Expenditure incurred on major improvements is capitalised and depreciated. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Disposals of property and equipment<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The difference between the proceeds on disposal and net carrying value is recognised in the statement of profit or loss under Other net income. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Right-of-use assets </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group as the lessee</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>A lessee is required to recognise a right-of-use asset representing its right to use the underlying leased asset and a corresponding liability representing its obligation to make lease payments at the date at which the leased asset is available for use by ING Group. Each lease payment is allocated between the repayment of the liability and finance cost. The finance costs are charged to profit or loss over the lease period so as to produce a constant periodic rate of interest on the remaining balance of the liability for each period. The right-of-use asset is depreciated over the shorter of the asset’s useful life and the lease term on a straight-line basis.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Assets and liabilities arising from a lease are initially measured on a present value basis. Lease liabilities include the net present value of the following lease payments: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Fixed payments (including in-substance fixed payments), less any lease incentives receivable; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Variable lease payments that are based on an index or a rate; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amounts expected to be payable by the lessee under residual value guarantees; </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">The exercise price of a purchase option if the lessee is reasonably certain to exercise that option; and </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Payments of penalties for terminating the lease, if the lease term reflects the lessee exercising that option. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The lease payments are discounted using the interest rate implicit in the lease. If that rate cannot be readily determined, the lessee’s incremental borrowing rate is used, being the rate that the lessee would have to pay to borrow the funds necessary to obtain an asset of similar value in a similar economic environment with similar terms and conditions. This rate is approximated by using the risk free rate applicable to the lease term, the currency of the lease payment and jurisdiction, with the Fund Transfer Pricing (FTP) rate as an add-on. The FTP rate is used to transfer interest rate risk and funding and liquidity risk positions between the ING Group business and treasury departments. It is determined by either ING Group or Local Asset and Liability Committee (ALCO). Reference is made to the ‘Risk management’ section of the Annual Report.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Right-of-use assets are measured at cost comprising the amount of the initial measurement of the lease liability, any lease payments made at or before the commencement date less any lease incentives received and any initial direct costs and restoration costs. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Payments associated with short-term leases and leases of low-value assets are recognised on a straight-line basis as an expense in profit or loss. Short-term leases are leases with a lease term of 12 months or less. Low-value assets comprise mainly IT-equipment (for example mobile phones or laptops) and small items of office furniture. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The right-of-use asset is included in the statement of financial position line-item ‘Property and equipment’, the lease liability is included in the statement of financial position line-item ‘Other liabilities’. Refer to note 9 ‘Property and equipment’ and to note 16 ‘Other liabilities’.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Subsequent to initial recognition, the right-of-use asset amortises using a straight-line method to the income statement over the life of the lease. The lease liability increases for the accrual of interest and decrease when payments are made. Any remeasurement of the lease liability due to a lease modification or other reassessment results in a corresponding adjustment to the carrying amount of the right-of-use asset.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.13 ING Group as lessor</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When ING Group acts as a lessor, a distinction should be made between finance leases and operating leases. For ING Group as a lessor these are mainly finance leases and are therefore not included in 'Property and equipment'. Instead, the present value of the lease payments is recognised as a receivable under Loans and advances to customers or Loans and advances to banks. The difference between the gross receivable and the present value of the receivable is unearned finance lease income. Lease income is recognised over the term of the lease using the net investment method (before tax), which reflects a constant periodic rate of return.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Income Tax Explanatory
DescriptionOfAccountingPolicyForIncomeTaxExplanatory
|
<div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.15 Taxation <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Income tax on the result for the year consists of current and deferred tax. Income tax is recognised in the statement of profit or loss but it is recognised directly in equity if the tax relates to items that are recognised directly in equity. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deferred income tax <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Deferred income tax is provided in full, using the liability method, for temporary differences arising between the tax basis of assets and liabilities and their carrying amounts in the Consolidated statement of financial position. Deferred income tax is determined using tax rates (and laws) that have been enacted or substantively enacted at the balance sheet date and are expected to apply when the related deferred income tax asset is realised or the deferred income tax liability is settled. Deferred tax assets and liabilities are not discounted. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Deferred tax assets are recognised when it is probable that future taxable profit will be available against which the temporary differences can be utilised. Deferred income tax is provided for temporary differences arising from investments in subsidiaries and associates, except where the timing of the reversal of the temporary difference is controlled by ING Group and it is probable that the difference will not reverse in the foreseeable future. The tax effects of income tax losses available for carry forward are recognised as an asset where it is probable that future taxable profits will be available against which these losses can be utilised. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair value remeasurements of debt and equity instruments measured at FVOCI and cash flow hedges are recognised directly in equity. Deferred tax related to this fair value remeasurement is also recognised directly in equity and is subsequently recognised in the statement of profit or loss together with the deferred gain or loss. </span></div>Uncertain tax positions are assessed continually by ING Group and in case it is probable that there will be a cash outflow, a current tax liability is recognised. | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Noncurrent Assets Or Disposal Groups Classified As Held For Sale And Discontinued Operations Explanatory
DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleAndDiscontinuedOperationsExplanatory
|
<div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.17 Disposal groups held for sale and discontinued operations <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Disposal groups (and non-current assets) are classified as held for sale if their carrying amount will be recovered principally through a sale transaction rather than through continuing use. This is only the case when the sale is highly probable and the disposal group (or non-current assets) is available for immediate sale in its present condition; including management must be committed to the sale, which is expected to occur within one year from the date of classification as held for sale. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Upon classification as held for sale, the disposal group is measured at the lower of its carrying amount and fair value less costs to sell, except where specifically exempt from IFRS 5 ‘Non-current Assets Held for Sale and Discontinued Operations. An impairment loss is recognised for any initial or subsequent write-down of the disposal group to fair value less costs to sell. A gain is recognised for any subsequent increases in fair value less costs to sell of the disposal group, but not in excess of any cumulative impairment loss previously recognised. A gain or loss not previously recognised by the date of the sale of the disposal group is recognised at the date of derecognition. Assets within the disposal group are not depreciated or amortised </span></div>while they are classified as held for sale. Interest and other net income/expenses attributable to the liabilities of a disposal group classified as held for sale continue to be recognised. The assets of the disposal group classified as held for sale are presented separately from the other assets in the balance sheet. The liabilities of a disposal group classified as held for sale are presented separately from other liabilities in the balance sheet. When a group of assets that is classified as held for sale represents a major line of business or geographical area the disposal group is classified as discontinued operations. Upon classification of a business as held for sale and discontinued operations the individual income and expenses are presented within the Total net result from discontinued operations instead of being presented in the usual line items in the Consolidated statement of profit or loss. All comparative years in the Consolidated statement of profit or loss are restated and presented as discontinued operations for all periods presented. Furthermore, the individual assets and liabilities are presented in the Consolidated statement of financial position as Assets and liabilities held for sale and are no longer included in the usual line items in the Consolidated statement of financial position. Changes in assets and liabilities as a result of classification as held for sale are included in the notes in the line ‘Changes in composition of the group and other changes’. | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Treasury Shares Explanatory
DescriptionOfAccountingPolicyForTreasurySharesExplanatory
|
<div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.20 Treasury shares<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Treasury shares (own equity instruments bought back by ING Group or its subsidiaries) are deducted from Equity (Other reserves). No gain or loss is recognised in the statement of profit or loss when purchasing, selling or cancelling these shares. Treasury shares are not taken into account when calculating earnings per ordinary share or dividend per ordinary share as they are not considered to be outstanding.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Treasury shares can be purchased by ING as part of a share buyback programme. If a share buyback is executed by a broker and the agreement with the broker is irrevocable, ING has a contractual obligation to purchase its own shares that is unavoidable once it signs the agreement with the broker. This is the moment when ING recognises a financial liability measured at the present value of the redemption amount with a corresponding reduction in equity (Retained earnings). During the share buyback programme, ING settles this liability for the actual purchase price paid for the shares bought on a daily basis. Actual shares bought back and held by ING are presented as Treasury shares within Other reserves in equity.</span></div> | |
| CY2022Q4 | ifrs-full |
Bank Balances At Central Banks Other Than Mandatory Reserve Deposits
BankBalancesAtCentralBanksOtherThanMandatoryReserveDeposits
|
1681000000 | eur |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Earnings Per Share Explanatory
DescriptionOfAccountingPolicyForEarningsPerShareExplanatory
|
<div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.23 Earnings per ordinary share<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Earnings per ordinary share is calculated on the basis of the weighted average number of ordinary shares outstanding. In calculating the weighted average number of ordinary shares outstanding: </span></div><div style="margin-bottom:4pt;margin-top:17pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.28pt">Own shares held by group companies are deducted from the total number of ordinary shares in issue; </span></div><div style="margin-bottom:4pt;margin-top:17pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.28pt">The computation is based on daily averages; and </span></div><div style="margin-bottom:4pt;margin-top:17pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.28pt">In case of exercised warrants, the exercise date is taken into consideration. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Diluted earnings per share data are computed as if all convertible instruments outstanding at year-end were exercised at the beginning of the period. It is also assumed that ING Group uses the assumed proceeds thus received to buy its own shares against the average market price in the financial year. The net increase </span></div>in the number of shares resulting from the exercise is added to the average number of shares used to calculate diluted earnings per share. Share options with fixed or determinable terms are treated as options in the calculation of diluted earnings per share, even though they may be contingent on vesting. They are treated as outstanding on the grant date. Performance-based employee share options are treated as contingently issuable shares because their issue is contingent upon satisfying specified conditions in addition to the passage of time. | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Cash Flows Explanatory
DescriptionOfAccountingPolicyForCashFlowsExplanatory
|
<div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.24 Statement of cash flows </span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The statement of cash flows is prepared in accordance with the indirect method, distinguishing cash flows from operating, investing and financing activities. In the net cash flow from operating activities, the result before tax is adjusted for those items in the statement of profit or loss and changes in items per the statement of financial position, which do not result in actual cash flows during the year. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For the purposes of the statement of cash flows, Cash and cash equivalents comprise balances with less than three months’ maturity from the date of acquisition, including cash and balances with central banks, treasury bills and other eligible bills, amounts due from other banks, and deposits from banks. Investments qualify as a cash equivalent if they are readily convertible to a known amount of cash and are subject to an insignificant risk of changes in value. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Cash flows arising from foreign currency transactions are translated into the functional currency using the exchange rates at the date of the cash flows. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net cash flow shown in respect of Loans and advances to customers relates only to transactions involving actual payments or receipts. The Addition to loan loss provision which is deducted from the item Loans and advances to customers in the statement of financial position has been adjusted accordingly from the result before tax and is shown separately in the statement of cash flows. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The difference between the Net cash flow in accordance with the statement of cash flows and the change between the opening and closing balance of Cash and cash equivalents in the statement of financial position is due to exchange rate differences and is presented separately in the cash flow statement.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Liabilities arising from financing activities are debt securities, lease liabilities and subordinated loans.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Cash And Bank Balances At Central Banks Explanatory
DisclosureOfCashAndBankBalancesAtCentralBanksExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">2 Cash and balances with central banks</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Cash and balances with central banks</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amounts held at central banks</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"> 1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85,934 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104,870 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash and bank balances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,681 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,650 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">87,614</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">106,520</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amounts held at central banks include an amount of EUR -12 million (2021</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">: </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">EUR -6 million</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">)</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> of Loan loss provisions.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The movement in Cash and balances with central banks reflects ING’s active liquidity management. Amounts held at central banks reflect on demand balances.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 42 'Transfer of financial assets, assets pledged and received as collateral' for restrictions on amounts held at central banks.</span></div> | |
| CY2022Q4 | ifrs-full |
Mandatory Reserve Deposits At Central Banks
MandatoryReserveDepositsAtCentralBanks
|
85934000000 | eur |
| CY2021Q4 | ifrs-full |
Mandatory Reserve Deposits At Central Banks
MandatoryReserveDepositsAtCentralBanks
|
104870000000 | eur |
| CY2021Q4 | ifrs-full |
Bank Balances At Central Banks Other Than Mandatory Reserve Deposits
BankBalancesAtCentralBanksOtherThanMandatoryReserveDeposits
|
1650000000 | eur |
| CY2022Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
87614000000 | eur |
| CY2021Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
106520000000 | eur |
| CY2022Q4 | ing |
Amounts Held At Central Banks Amount Of Loan Loss Provisions
AmountsHeldAtCentralBanksAmountOfLoanLossProvisions
|
-12000000 | eur |
| CY2021Q4 | ing |
Amounts Held At Central Banks Amount Of Loan Loss Provisions
AmountsHeldAtCentralBanksAmountOfLoanLossProvisions
|
-6000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Loans And Advances To Banks Explanatory
DisclosureOfLoansAndAdvancesToBanksExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">3 Loans and advances to banks</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:43.258%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.177%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and advances to banks</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Netherlands</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Rest of the world</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,463 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,019 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,679 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,595 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,141 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,614 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-37 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-22 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">23,451</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,010</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,653</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">16,582</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">35,104</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">23,592</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans include balances (mainly reverse repos) with central banks amounting to EUR 19,395 million (2021: EUR 3,403 million). Reference is made to Note 7 'Loans and advances to customers' for information on finance lease receivables included in Loans and advances to banks. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 31 December 2022 and at 31 December 2021, all loans and advances to banks are non-subordinated.</span></div> | |
| CY2022 | ing |
Disclosure Of Loans And Advances To Banks By Geography Explanatory
DisclosureOfLoansAndAdvancesToBanksByGeographyExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:43.258%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.177%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and advances to banks</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Netherlands</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Rest of the world</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,463 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,019 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,679 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,595 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,141 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,614 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-37 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-22 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">23,451</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,010</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,653</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">16,582</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">35,104</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">23,592</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022Q4 | ing |
Loans And Advances To Banks Gross
LoansAndAdvancesToBanksGross
|
35141000000 | eur |
| CY2021Q4 | ing |
Loans And Advances To Banks Gross
LoansAndAdvancesToBanksGross
|
23614000000 | eur |
| CY2022Q4 | ing |
Loss On Provisions For Loans To Banks
LossOnProvisionsForLoansToBanks
|
37000000 | eur |
| CY2021Q4 | ing |
Loss On Provisions For Loans To Banks
LossOnProvisionsForLoansToBanks
|
22000000 | eur |
| CY2022Q4 | ifrs-full |
Loans And Advances To Banks
LoansAndAdvancesToBanks
|
35104000000 | eur |
| CY2021Q4 | ifrs-full |
Loans And Advances To Banks
LoansAndAdvancesToBanks
|
23592000000 | eur |
| CY2022Q4 | ing |
Loans And Advances To Central Banks
LoansAndAdvancesToCentralBanks
|
19395000000 | eur |
| CY2021Q4 | ing |
Loans And Advances To Central Banks
LoansAndAdvancesToCentralBanks
|
3403000000 | eur |
| CY2022 | ing |
Disclosure Of Financial Assets At Fair Value Through Profit Or Loss Explanatory
DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">4 Financial assets at fair value through profit or loss</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:80.324%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.189%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial assets at fair value through profit or loss</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56,870 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51,381 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,893 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,536 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Designated at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,159 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,355 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46,844 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,684 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">113,766</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">101,956</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">(Reverse) repurchase transactions<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets at fair value through profit or loss includes securities lending and sales and repurchase transactions which were not derecognised, because ING Group continues to be exposed to substantially all risks and rewards of the transferred financial asset. For repurchase agreements the gross amount of assets must be considered together with the gross amount of related liabilities, which are presented separately on the statement of financial position since IFRS does not always allow netting of these positions in the statement of financial position.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group’s exposure to (reverse) repurchase transactions is included in the following lines in the statement of financial position:</span></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Exposure to (reverse) repurchase agreements</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reverse repurchase transactions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,395 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,403 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,306 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets, loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,732 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,026 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and receivables mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,153 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39,823 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">73,587</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">51,322</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Repurchase transactions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deposits from banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,809 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,138 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities, funds on deposit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,715 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,127 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Funds entrusted designated and measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,131 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34,608 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">52,654</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">45,873</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities purchased under agreements to resell (reverse repos), securities borrowings and similar agreements are not recognised in the consolidated statement of financial position. Based on the business model assessment and counterparty, the consideration paid to purchase securities is recognised as Loans and advances to customers, Loans and advances to banks, Other financial assets at FVPL or Trading assets. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities sold subject to repurchase agreements (repos), securities lending and similar agreements continue to be recognised in the consolidated statement of financial position. The counterparty liability is measured at FVPL (designated) and included in Other financial liabilities at FVPL if the asset is measured at FVPL. Otherwise, the counterparty liability is included in Deposits from banks, or Trading, as appropriate. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 42 'Transfer of financial assets, assets pledged and received as collateral' for information on transferred assets which were not derecognised.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Trading assets</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Trading assets by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,737 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,566 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,189 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,319 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30,841 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,764 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,103 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,733 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">56,870</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">51,381</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Trading assets include assets that are classified under IFRS as Trading, but are closely related to servicing the needs of the clients of ING Group. ING offers institutional clients, corporate clients, and governments, products that are traded on the financial markets. A significant part of the derivatives in the trading portfolio is related to servicing corporate clients in their risk management to hedge for example currency or interest rate exposures. In addition, ING provides its customers access to equity and debt markets for issuing their own equity or debt securities (securities underwriting).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 14 'Financial liabilities at fair value through profit or loss' for information on trading liabilities.<br/></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Non-trading derivatives</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Non-trading derivatives by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives used in</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- fair value hedges</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">836 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">365 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- cash flow hedges</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">814 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">300 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- hedges of net investments in foreign operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">119 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,124 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">852 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,893</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,536</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 39 'Derivatives and hedge accounting' for information on derivatives designated in hedge accounting.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other non-trading derivatives mainly includes interest rate swaps and foreign exchange currency swaps for which no hedge accounting is applied.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Designated at fair value through profit or loss</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Designated at fair value through profit or loss by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,437 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,870 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">722 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">485 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,159</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,355</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">‘Financial assets designated at fair value through profit or loss’ is partly economically hedged by credit derivatives. The hedges do not meet the criteria for hedge accounting and the loans and debt securities are recorded at fair value to avoid an accounting mismatch. The maximum credit exposure of the loans and receivables and debt securities included in ‘Financial assets designated at fair value through profit or loss’ approximates its carrying value and amounts to EUR 6,159 million (2021: EUR 6,355 million). The cumulative </span></div></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">change in fair value of the loans and debt securities attributable to changes in credit risk is EUR 357 million (2021: EUR 101 million).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The notional value of the related credit derivatives is EUR 3,370 million (2021: EUR 2,640 million). The cumulative change in fair value of the credit derivatives attributable to changes in credit risk since the financial assets were first designated, amounts to EUR 3 million (2021: EUR -69 million) and the change for the current year is EUR 72 million (2021: EUR -53 million).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The changes in fair value attributable to changes in credit risk have been calculated by determining the changes in credit spread implicit in the fair value of loans and bonds issued by entities with similar credit characteristics.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Mandatorily at fair value through profit or loss</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Mandatorily at fair value through profit or loss by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">203 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">161 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">821 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">787 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,820 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,735 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,844</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">42,684</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Equity securities are individually insignificant for ING Group. For debt securities total exposure reference is made to Note 6 'Securities at amortised cost'. Loans and receivables include mainly reverse repurchase agreements.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Financial Instruments At Fair Value Through Profit Or Loss Explanatory
DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:80.324%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.189%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial assets at fair value through profit or loss</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56,870 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51,381 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,893 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,536 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Designated at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,159 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,355 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46,844 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,684 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">113,766</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">101,956</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
56870000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
51381000000 | eur |
| CY2022Q4 | ing |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
3893000000 | eur |
| CY2021Q4 | ing |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
1536000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
6159000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
6355000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
46844000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
42684000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss
FinancialAssetsAtFairValueThroughProfitOrLoss
|
113766000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss
FinancialAssetsAtFairValueThroughProfitOrLoss
|
101956000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Repurchase And Reverse Repurchase Agreements Explanatory
DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory
|
ING Group’s exposure to (reverse) repurchase transactions is included in the following lines in the statement of financial position:<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Exposure to (reverse) repurchase agreements</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reverse repurchase transactions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,395 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,403 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,306 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets, loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,732 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,026 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and receivables mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,153 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39,823 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">73,587</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">51,322</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Repurchase transactions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deposits from banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,809 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,138 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities, funds on deposit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,715 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,127 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Funds entrusted designated and measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,131 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34,608 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">52,654</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">45,873</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Financial Assets Held For Trading Explanatory
DisclosureOfFinancialAssetsHeldForTradingExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Trading assets by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,737 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,566 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,189 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,319 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30,841 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,764 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,103 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,733 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">56,870</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">51,381</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
56870000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
51381000000 | eur |
| CY2022 | ing |
Disclosure Of Non Trading Derivatives Designated At Fair Value Through Profit Or Loss Explanatory
DisclosureOfNonTradingDerivativesDesignatedAtFairValueThroughProfitOrLossExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Non-trading derivatives by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives used in</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- fair value hedges</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">836 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">365 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- cash flow hedges</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">814 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">300 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- hedges of net investments in foreign operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">119 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,124 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">852 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,893</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,536</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table> | |
| CY2022Q4 | ing |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
3893000000 | eur |
| CY2021Q4 | ing |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
1536000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Financial Instruments Designated At Fair Value Through Profit Or Loss Explanatory
DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Designated at fair value through profit or loss by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,437 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,870 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">722 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">485 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,159</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,355</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
6159000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
6355000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
6159000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
6355000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Financial Instruments Explanatory
DisclosureOfFinancialInstrumentsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Mandatorily at fair value through profit or loss by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">203 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">161 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">821 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">787 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,820 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,735 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,844</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">42,684</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
46844000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
42684000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Other Comprehensive Income
FinancialAssetsAtFairValueThroughOtherComprehensiveIncome
|
31625000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Other Comprehensive Income
FinancialAssetsAtFairValueThroughOtherComprehensiveIncome
|
30635000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Of Each Investment In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income Explanatory
DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:61.805%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.176%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Equity securities designated as at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend income</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment in Bank of Beijing</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,614 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,700 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">111 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">97 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other Investments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">273 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">757 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,887</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,457</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">122</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022Q4 | ifrs-full |
Fair Value Of Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income
FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
1887000000 | eur |
| CY2021Q4 | ifrs-full |
Fair Value Of Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income
FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
2457000000 | eur |
| CY2022 | ifrs-full |
Dividends Recognised For Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income Held At End Of Reporting Period
DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod
|
149000000 | eur |
| CY2021 | ifrs-full |
Dividends Recognised For Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income Held At End Of Reporting Period
DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod
|
122000000 | eur |
| CY2022 | ing |
Disclosure Of Securities At Amortised Costs Explanatory
DisclosureOfSecuritiesAtAmortisedCostsExplanatory
|
Securities at amortised cost fully consist of Debt securities. ING Group’s exposure to debt securities is included in the following lines in the statement of financial position:<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Exposure to debt securities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,095 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,340 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities at amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,160 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,319 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities at fair value through other comprehensive income and amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">77,255</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">75,659</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,189 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,319 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities at fair value through profit or loss </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,258 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,658 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total debt securities at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,447</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,976</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">87,703</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">87,635</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Loans And Advances To Customers Explanatory
DisclosureOfLoansAndAdvancesToCustomersExplanatory
|
<div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">7 Loans and advances to customers</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.956%"><tr><td style="width:1.0%"/><td style="width:41.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.469%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.469%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.469%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.469%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.469%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.472%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and advances to customers by type </span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Netherlands</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Rest of the world</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans to public authorities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">837 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,153 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,840 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,672 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,677 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,824 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Residential mortgages</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">110,017 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108,466 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212,833 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">202,961 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">322,850 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">311,427 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other personal lending</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,835 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,551 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30,345 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31,511 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36,180 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38,063 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Lending</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68,077 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68,062 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">211,092 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">202,020 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">279,169 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270,082 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">184,766</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">184,232</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">466,111</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">446,164</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">650,876</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">630,396</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-993 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,119 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4,990 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4,156 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,984 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,274 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">183,772</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">183,113</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">461,120</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">442,009</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">644,893</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">625,122</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 2021 presentation has been updated to improve consistency and comparability</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For details on credit quality and loan loss provisioning, refer to ‘Risk management – Credit risk’ paragraphs ‘Credit quality’ and 'Loan loss provisioning'.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 31 December 2022 EUR 644,697 million (2021: EUR 624,962 million) of loans and advances to customers are non-subordinated.</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:143%">No individual loan or advance has terms and conditions that significantly affect the amount, timing or certainty of the consolidated cash flows of ING Group.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans and advances to customers and to banks include finance lease receivables and are detailed as follows:</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Finance lease receivables </span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maturities of gross investment in finance lease receivables</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- within 1 year</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,452 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,204 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- between 1-2 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,463 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,311 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- between 2-3 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,870 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,716 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- between 3-4 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,294 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,178 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- between 4-5 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">747 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">734 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more than 5 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,423 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,495 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,251</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unearned future finance income on finance leases</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-792 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-525 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net investment in finance leases</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,459</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,112</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Included in Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Included in Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,453 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,106 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,459</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,112</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The total loan loss provision of EUR 160 million (2021: EUR 167 million) for finance lease receivables is classified into the following loan loss provision stages: Stage 1: EUR 9 million (2021: EUR 8 million), Stage 2: EUR 28 million (2021: EUR 30 million) and Stage 3: EUR 123 million (2021: EUR 129 million).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The finance lease receivables mainly relate to the financing of equipment and are mainly part of corporate lending. To a lesser extent, the finance lease receivables relate to real estate for third parties, where ING is the lessor. Interest income in 2022 on finance lease receivables amounts to EUR 292 million (2021: EUR 217 million).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div><span><br/></span></div></div> | |
| CY2022 | ing |
Disclosure Of Loans And Advances To Customers By Type Explanatory
DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.956%"><tr><td style="width:1.0%"/><td style="width:41.483%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.469%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.469%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.469%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.469%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.469%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.472%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and advances to customers by type </span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Netherlands</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Rest of the world</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans to public authorities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">837 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,153 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,840 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,672 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,677 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,824 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Residential mortgages</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">110,017 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108,466 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212,833 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">202,961 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">322,850 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">311,427 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other personal lending</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,835 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,551 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30,345 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31,511 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36,180 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38,063 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Lending</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68,077 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68,062 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">211,092 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">202,020 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">279,169 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270,082 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">184,766</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">184,232</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">466,111</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">446,164</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">650,876</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">630,396</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-993 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,119 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4,990 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4,156 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,984 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,274 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">183,772</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">183,113</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">461,120</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">442,009</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">644,893</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">625,122</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table>1 2021 presentation has been updated to improve consistency and comparability | |
| CY2022Q4 | ing |
Loans And Advances To Customers Before Provisions
LoansAndAdvancesToCustomersBeforeProvisions
|
650876000000 | eur |
| CY2021Q4 | ing |
Loans And Advances To Customers Before Provisions
LoansAndAdvancesToCustomersBeforeProvisions
|
630396000000 | eur |
| CY2022Q4 | ifrs-full |
Loans And Advances To Customers
LoansAndAdvancesToCustomers
|
644893000000 | eur |
| CY2021Q4 | ifrs-full |
Loans And Advances To Customers
LoansAndAdvancesToCustomers
|
625122000000 | eur |
| CY2022 | ing |
Disclosure Of Finance Lease Receivable By Lessor Explanatory
DisclosureOfFinanceLeaseReceivableByLessorExplanatory
|
Loans and advances to customers and to banks include finance lease receivables and are detailed as follows:<div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Finance lease receivables </span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maturities of gross investment in finance lease receivables</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- within 1 year</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,452 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,204 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- between 1-2 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,463 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,311 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- between 2-3 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,870 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,716 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- between 3-4 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,294 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,178 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- between 4-5 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">747 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">734 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more than 5 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,423 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,495 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,251</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unearned future finance income on finance leases</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-792 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-525 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net investment in finance leases</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,459</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,112</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Included in Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Included in Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,453 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,106 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,459</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,112</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The total loan loss provision of EUR 160 million (2021: EUR 167 million) for finance lease receivables is classified into the following loan loss provision stages: Stage 1: EUR 9 million (2021: EUR 8 million), Stage 2: EUR 28 million (2021: EUR 30 million) and Stage 3: EUR 123 million (2021: EUR 129 million).</span></div> | |
| CY2022Q4 | ifrs-full |
Finance Lease Receivables
FinanceLeaseReceivables
|
11251000000 | eur |
| CY2021Q4 | ifrs-full |
Finance Lease Receivables
FinanceLeaseReceivables
|
10637000000 | eur |
| CY2022Q4 | ifrs-full |
Undiscounted Finance Lease Payments To Be Received
UndiscountedFinanceLeasePaymentsToBeReceived
|
792000000 | eur |
| CY2021Q4 | ifrs-full |
Undiscounted Finance Lease Payments To Be Received
UndiscountedFinanceLeasePaymentsToBeReceived
|
525000000 | eur |
| CY2022Q4 | ifrs-full |
Net Investment In Finance Lease
NetInvestmentInFinanceLease
|
10459000000 | eur |
| CY2021Q4 | ifrs-full |
Net Investment In Finance Lease
NetInvestmentInFinanceLease
|
10112000000 | eur |
| CY2022Q4 | ifrs-full |
Net Investment In Finance Lease
NetInvestmentInFinanceLease
|
10459000000 | eur |
| CY2021Q4 | ifrs-full |
Net Investment In Finance Lease
NetInvestmentInFinanceLease
|
10112000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Investments Accounted For Using Equity Method Explanatory
DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory
|
<div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">8 Investment in associates and joint ventures</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:38.930%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.246%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.246%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.937%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.246%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.246%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.176%"/><td style="width:0.1%"/></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest held (%)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fair value of listed invest-ments</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balance sheet value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total liabilities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total income</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total expenses</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">TMBThanachart Bank Public Company Limited</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">849 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,109 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,506 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,677 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,303 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">957 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other investments in associates and joint ventures</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">391 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,500</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:38.930%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.246%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.246%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.937%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.246%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.246%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.176%"/><td style="width:0.1%"/></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest held (%)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fair value of listed invest- ments</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balance sheet value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></div></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total liabilities</span></div></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total income</span></div></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total expenses</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">TMBThanachart Bank Public Company Limited</span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23 </span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">866 </span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,208 </span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46,478 </span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40,957 </span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,286 </span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,038 </span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other investments in associates and joint ventures</span></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">379 </span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,587</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">TMBThanachart Bank Public Company Limited<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group has a 23% investment in TMBThanachart Bank Public Company Limited (hereafter: TTB), a bank listed on the Stock Exchange of Thailand. TTB is providing products and services to Wholesale, Small and Medium Enterprise (SME), and Retail customers. TTB is accounted for as an investment in associate based on the size of ING shareholding and representation on the Board.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Other investments in associates and joint ventures<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Included in Other investments in associates and joint ventures are mainly financial services and (non) financial technology funds or vehicles operating predominantly in Europe, and represents a number of associates and joint ventures that are individually not significant to ING Group. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Significant influence for associates in which the interest held is below 20%, is based on the combination of ING Group’s financial interest and other arrangements, such as participation in the Board of Directors.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The associates and joint ventures of ING are subject to legal and regulatory restrictions regarding the amount of dividends they can pay to ING. These restrictions are for example dependent on the laws in the country of incorporation for declaring dividends or as a result of minimum capital requirements that are imposed by industry regulators in the countries in which the associates and joint ventures operate. In </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">addition, the associates and joint ventures also consider other factors in determining the appropriate levels of equity needed. These factors and limitations include, but are not limited to, rating agency and regulatory views, which can change over time.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,587 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,475 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-24 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share of results</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">92 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividends received</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-48 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-34 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-192 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-31 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #ababab;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,500</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,587</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Share of results from associates and joint ventures of EUR 92 million (2021: EUR 141 million) as included in the table above is mainly attributable to results of TTB of EUR 81 million (2021: EUR 61 million). In 2021, share of results from associates includes additional EUR 28 million gain on our stake in Ebusco.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Impairments<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, Impairments of EUR 192 million is predominantly attributable to TTB of EUR 165 million. TTB is part of the Retail Other segment.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Impairment testing TTB<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of TTB has been below the purchase cost of the investment for a prolonged period of time (since 1Q 2020). This is considered to be objective evidence of impairment. As a result ING performed quarterly impairment tests that led to impairment loss of EUR 165 million (2021: EUR nil).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The impairment test performed in 2022 led to an impairment at 31 March 2022 of EUR 150 million and EUR 15 million at 30 September 2022, as the recoverable amount as determined by a Value in Use calculation, was below the carrying amount at that point in time. The impairment test at year end resulted in no further impairments.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Methodology<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The recoverable amount is determined as the higher of the fair value less costs of disposal and Value in Use (‘VIU’). Fair value less costs of disposal is based on observable share price. The VIU calculation uses discounted cash flow projections based on management’s best estimates. VIU is derived using a Dividend </span></div></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Discount Model (DDM) where distributable equity, i.e. future earnings available to ordinary shareholders, is used as a proxy for future cash flows. The valuation looks at expected cash flows into perpetuity resulting in two main components to the VIU calculation:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">the estimation of future earnings over a 5 year forecast period; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">the terminal value being the extrapolation of earnings into perpetuity applying a long term growth rate. The earnings that are used for extrapolation represent the stable long term financial results and position of TTB, i.e. a steady state. The terminal value comprises the majority of the total VIU.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Key assumptions used in the VIU calculation as at 31 December 2022 (and as at 30 September 2022 resulting in impairment)<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The VIU is determined using a valuation model which is subject to multiple management assumptions. The key assumptions, i.e. those to which the overall result is most sensitive to, are the following:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Expected future earnings of TTB: Short to medium term expectations are based on forecasts derived from broker consensus. Longer term and steady state expectations into perpetuity are derived using reasonable and supportable assumptions capturing a combination of TTB specific and market data points. A capital maintenance charge is applied, which is management’s forecast of the earnings that need to be withheld in order for TTB to meet target regulatory requirements over the forecast period;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Discount rate (cost of equity): 9.71% (30 September 2022: 10.54%), based on the capital asset pricing model (CAPM) calculated for TTB using current market data.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Terminal growth rate: 3.05% (30 September 2022: 3.82%) consistent with current long term government bond yield in Thailand as a proxy for a risk-free rate;</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To assess the risk of further impairment at 31 December 2022, the model was evaluated for reasonably possible changes to key assumptions in the model. This reflects the sensitivity of the VIU to each key assumption on its own and it is possible that more than one favourable and/or unfavourable change may occur at the same time. Holding the other key assumptions constant, a reduction in all of the forecasted annual cash flows, including terminal value, of 836bps would reduce the recoverable amount to the carrying amount. An increase of 55bps in terminal growth rate and discount rate would cause the VIU to equal the carrying amount.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reversal of the impairment loss recognised was not considered appropriate as at 31 December 2022 mainly due to the lack of sufficiently positive changes observed in the underlying performance of TTB since the impairment loss as reflected in the broker consensus. Furthermore, the share price remains below the original cost of the investment for a prolonged period of time.</span></div> | |
| CY2022Q4 | ifrs-full |
Investments In Subsidiaries Joint Ventures And Associates
InvestmentsInSubsidiariesJointVenturesAndAssociates
|
1500000000 | eur |
| CY2021Q4 | ifrs-full |
Investments In Subsidiaries Joint Ventures And Associates
InvestmentsInSubsidiariesJointVenturesAndAssociates
|
1587000000 | eur |
| CY2022 | ing |
Disclosure Of Change In Investments In Associates And Joint Ventures Explanatory
DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,587 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,475 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-24 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share of results</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">92 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividends received</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-48 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-34 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-192 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-31 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #ababab;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,500</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,587</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022 | ing |
Estimate Of Future Earnings Period Value In Use Calculations
EstimateOfFutureEarningsPeriodValueInUseCalculations
|
P5Y | |
| CY2022 | ifrs-full |
Disclosure Of Property Plant And Equipment Explanatory
DisclosureOfPropertyPlantAndEquipmentExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">9 Property and equipment</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Property and equipment by type</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Property in own use</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">681 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">702 </span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equipment:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Data processing equipment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">213 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">207 </span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Other equipment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">476 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">493 </span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Right- of- use assets:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- ROU property</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,000 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,009 </span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- ROU cars</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">83 </span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- ROU other leases</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21 </span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #aaaaaa;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,446</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,515</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:24.711%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.178%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in property and equipment</span></td><td colspan="3" style="background-color:#ff6200;border-bottom:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;border-bottom:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;border-bottom:1pt solid #c4c4c4;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Property in own use</span></td><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equipment</span></td><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Right-of-use assets</span></td><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">702 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">745 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">699 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">842 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,113 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,255 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,515 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,841 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">229 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">175 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">173 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">164 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">404 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">348 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-24 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Depreciation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-220 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-287 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-252 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-271 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-485 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-573 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impairments</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-35 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reversals of impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Remeasurements</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">81 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-67 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-24 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-98 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-49 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-25 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">681</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">702</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">688</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">699</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,076</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,113</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,446</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,515</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Costprice</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">847 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">910 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,554 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,581 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,680 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,738 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,081 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,229 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated depreciation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-362 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-373 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,853 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,871 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-714 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-644 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,929 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,888 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-107 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-134 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-29 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-140 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-173 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated revaluation surplus</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">304 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">299 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">304 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">299 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated remeasurement</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">130 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">130 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net carrying value</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">681</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">702</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">688</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">699</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,076</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,113</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,446</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,515</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Impairments of property and equipment are presented within Other operating expenses in the statement of Profit or Loss.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING considers valuations from third party experts in determining the fair values of property in own use. Property in own use purchase costs amounted to EUR 847 million (2021: EUR 910 million). Cost or the purchase price less accumulated depreciation and impairments would have been EUR 368 million (2021: EUR 403 million) had property in own use been valued at cost instead of at fair value.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The reported impairment losses of EUR -35 million (2021: EUR -33 million) mainly result from a change in the post-pandemic way of working through downscaling of physical office spaces.</span></div> | |
| CY2022Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
2446000000 | eur |
| CY2021Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
2515000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Detailed Information About Property Plant And Equipment Explanatory
DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:24.711%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.178%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in property and equipment</span></td><td colspan="3" style="background-color:#ff6200;border-bottom:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;border-bottom:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;border-bottom:1pt solid #c4c4c4;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Property in own use</span></td><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equipment</span></td><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Right-of-use assets</span></td><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">702 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">745 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">699 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">842 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,113 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,255 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,515 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,841 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">229 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">175 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">173 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">164 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">404 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">348 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-24 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Depreciation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-220 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-287 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-252 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-271 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-485 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-573 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impairments</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-35 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reversals of impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Remeasurements</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">81 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-67 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-24 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-98 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-49 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-25 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">681</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">702</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">688</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">699</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,076</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,113</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,446</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,515</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Costprice</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">847 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">910 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,554 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,581 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,680 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,738 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,081 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,229 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated depreciation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-362 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-373 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,853 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,871 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-714 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-644 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,929 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,888 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-107 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-134 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-29 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-140 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-173 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated revaluation surplus</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">304 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">299 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">304 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">299 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated remeasurement</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">130 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">130 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48 </span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net carrying value</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">681</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">702</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">688</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">699</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,076</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,113</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,446</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,515</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #c4c4c4;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Impairments of property and equipment are presented within Other operating expenses in the statement of Profit or Loss.</span> | |
| CY2021Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
2515000000 | eur |
| CY2020Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
2841000000 | eur |
| CY2022 | ifrs-full |
Additions Other Than Through Business Combinations Property Plant And Equipment
AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment
|
404000000 | eur |
| CY2021 | ifrs-full |
Additions Other Than Through Business Combinations Property Plant And Equipment
AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment
|
348000000 | eur |
| CY2022 | ing |
Increase Decrease Through Transfers From To Other Assets
IncreaseDecreaseThroughTransfersFromToOtherAssets
|
-5000000 | eur |
| CY2021 | ing |
Increase Decrease Through Transfers From To Other Assets
IncreaseDecreaseThroughTransfersFromToOtherAssets
|
-24000000 | eur |
| CY2022 | ifrs-full |
Depreciation Expense
DepreciationExpense
|
485000000 | eur |
| CY2021 | ifrs-full |
Depreciation Expense
DepreciationExpense
|
573000000 | eur |
| CY2022 | ifrs-full |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
35000000 | eur |
| CY2021 | ifrs-full |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
33000000 | eur |
| CY2022 | ifrs-full |
Reversal Of Impairment Loss Recognised In Profit Or Loss Property Plant And Equipment
ReversalOfImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment
|
16000000 | eur |
| CY2021 | ifrs-full |
Reversal Of Impairment Loss Recognised In Profit Or Loss Property Plant And Equipment
ReversalOfImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment
|
7000000 | eur |
| CY2022 | ing |
Property Plant And Equipment Remeasurement
PropertyPlantAndEquipmentRemeasurement
|
81000000 | eur |
| CY2021 | ing |
Property Plant And Equipment Remeasurement
PropertyPlantAndEquipmentRemeasurement
|
24000000 | eur |
| CY2022 | ifrs-full |
Disposals Property Plant And Equipment
DisposalsPropertyPlantAndEquipment
|
98000000 | eur |
| CY2021 | ifrs-full |
Disposals Property Plant And Equipment
DisposalsPropertyPlantAndEquipment
|
49000000 | eur |
| CY2022 | ifrs-full |
Increase Decrease Through Net Exchange Differences Property Plant And Equipment
IncreaseDecreaseThroughNetExchangeDifferencesPropertyPlantAndEquipment
|
52000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease Through Net Exchange Differences Property Plant And Equipment
IncreaseDecreaseThroughNetExchangeDifferencesPropertyPlantAndEquipment
|
-25000000 | eur |
| CY2022Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
2446000000 | eur |
| CY2021Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
2515000000 | eur |
| CY2022Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
2446000000 | eur |
| CY2021Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
2515000000 | eur |
| CY2022Q4 | ifrs-full |
Property Plant And Equipment Carrying Amount At Cost Of Revalued Assets
PropertyPlantAndEquipmentCarryingAmountAtCostOfRevaluedAssets
|
368000000 | eur |
| CY2021Q4 | ifrs-full |
Property Plant And Equipment Carrying Amount At Cost Of Revalued Assets
PropertyPlantAndEquipmentCarryingAmountAtCostOfRevaluedAssets
|
403000000 | eur |
| CY2022 | ifrs-full |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
35000000 | eur |
| CY2021 | ifrs-full |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
33000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Intangible Assets Explanatory
DisclosureOfIntangibleAssetsExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">10 Intangible assets</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:38.218%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.487%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in intangible assets</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Goodwill</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Software</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">472 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">533 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">682 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">846 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,156 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,394 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance adjustment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Capitalised expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">144 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">144 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-226 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-260 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-226 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-261 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impairments </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-32 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-22 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-82 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-54 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-94 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reversal of impairment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-61 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-62 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in the composition of the group and other changes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">464</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">472</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">636</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">682</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,102</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,156</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross carrying amount</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">464 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">472 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,491 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,521 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,962 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,052 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated amortisation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,787 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,710 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,790 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,719 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-69 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-129 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-48 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-70 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-177 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net carrying value</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">464</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">472</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">636</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">682</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,102</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,156</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Impairments of intangible assets are presented within Other operating expenses in the statement of Profit or Loss.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Goodwill<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Following a change in monitoring from a centralised towards a de-centralised approach for Retail as from the beginning of 2022, goodwill related to the group of cash generating units (CGUs) 'Retail Growth Markets' was re-allocated to the underlying CGUs Retail Romania, Retail Poland and Retail Turkey using a relative value approach.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Goodwill is allocated to groups of cash generating units (CGUs) as follows:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:32.593%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.219%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.119%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.119%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.177%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Goodwill allocation to group of CGUs</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Method used for recoverable amount</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Discount rate</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Terminal growth rate</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Goodwill</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Goodwill</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Group of CGU’s</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Value in use</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.46 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.04 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Value in use</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.35 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.82 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">349 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">349 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Poland</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Value in use</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10.31 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.50 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">69 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Romania</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Value in use</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12.32 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.60 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Turkey</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">464</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">472</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Impairment testing<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Goodwill is tested for impairment annually in the fourth quarter by comparing the recoverable amount of each goodwill-carrying CGU with its carrying amount. The key assumptions used in the calculation of the recoverable amounts are included in the table above. Furthermore, ING Group tests goodwill whenever a triggering event is identified, as with the re-allocation from Group of CGUs to country level CGUs on 1 January 2022. The re-allocated goodwill to Turkey CGU, after first being adjusted for hyperinflation accounting for EUR 25 million, was fully impaired for the amount of EUR 32 million (based on discount rate 24.04% and terminal growth rate 10.40% as per 1 January 2022). Turkey is part of the Retail Other segment. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At the annual impairment test in the fourth quarter, the recoverable amount exceeds the carrying value of the CGUs as at 31 December 2022 and therefore no impairment is required.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Methodology <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In line with IFRS, the recoverable amount is determined as the higher of the fair value less costs of disposal and Value in Use (VIU). The VIU calculation is based on a Dividend Discount model using three year management approved plans, updated for expected changes in the macroeconomic environment. When estimating the VIU of a CGU, local conditions and requirements determine the capital requirements, discount rates, and terminal growth rates. These local conditions and requirements determine the ability to upstream excess capital and profits to ING Group. The discount rate calculation includes other inputs such as equity market premium, country risk premium, and long term inflation which are based on market sources and management’s judgement. The long term growth rate for EU-countries is based on long term risk-free rate by reference to the yield of a composite index consisting of Euro generic government bonds, with a maturity of 30 years . For other countries, the growth rate includes long term inflation rate obtained from market sources.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Sensitivity of key assumptions</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"> <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Key assumptions in the goodwill impairment test model are the projected locally available cash flows (based on local capital requirements and projected profits), discount rates (cost of equity), and long term growth rates. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The recoverable amounts of the CGUs are sensitive to the above key assumptions. A decrease in the available cash flows of 10%, an increase in the discount rate of 1 percent point or a reduction of future growth rate to zero are considered reasonably possible changes in key assumptions. If the aforementioned changes occur to one of the above key assumptions holding the other key assumptions constant, goodwill of the remaining CGUs will continue to be recoverable.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Other changes<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other changes in goodwill in 2022 relate to changes in currency exchange rates of Retail Poland and Retail Romania goodwill. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Software <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Software includes internally developed software amounting to EUR 540 million (2021: EUR 573 million). </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Software is reviewed for indicators of impairment. Irrespective of whether there is an indication of impairment, software under development is tested annually for impairment. In 2022, individually immaterial items were impaired for an amount of EUR 22 million. In 2021, an impairment of EUR 51 million with regard to software in the payments and cash management business was recognised. The remaining software impairments in 2021 related to various, individually immaterial items.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Detailed Information About Intangible Assets Explanatory
DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory
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<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:38.218%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.485%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.487%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in intangible assets</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Goodwill</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Software</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">472 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">533 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">682 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">846 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,156 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,394 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance adjustment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Capitalised expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">144 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">144 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-226 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-260 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-226 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-261 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impairments </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-32 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-22 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-82 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-54 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-94 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reversal of impairment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-61 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-62 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in the composition of the group and other changes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">464</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">472</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">636</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">682</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,102</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,156</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross carrying amount</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">464 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">472 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,491 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,521 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,962 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,052 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated amortisation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,787 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,710 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,790 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,719 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-69 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-129 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-48 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-70 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-177 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net carrying value</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">464</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">472</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">636</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">682</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,102</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,156</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table>1 Impairments of intangible assets are presented within Other operating expenses in the statement of Profit or Loss. | |
| CY2021Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
1156000000 | eur |
| CY2020Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
1394000000 | eur |
| CY2022 | ifrs-full |
Additions Other Than Through Business Combinations Intangible Assets Other Than Goodwill
AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill
|
54000000 | eur |
| CY2021 | ifrs-full |
Additions Other Than Through Business Combinations Intangible Assets Other Than Goodwill
AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill
|
44000000 | eur |
| CY2022 | ing |
Increase Decrease Through Capitalised Expenses Intangible Assets And Goodwill
IncreaseDecreaseThroughCapitalisedExpensesIntangibleAssetsAndGoodwill
|
144000000 | eur |
| CY2021 | ing |
Increase Decrease Through Capitalised Expenses Intangible Assets And Goodwill
IncreaseDecreaseThroughCapitalisedExpensesIntangibleAssetsAndGoodwill
|
135000000 | eur |
| CY2022 | ifrs-full |
Amortisation Intangible Assets Other Than Goodwill
AmortisationIntangibleAssetsOtherThanGoodwill
|
226000000 | eur |
| CY2021 | ifrs-full |
Amortisation Intangible Assets Other Than Goodwill
AmortisationIntangibleAssetsOtherThanGoodwill
|
261000000 | eur |
| CY2022 | ifrs-full |
Impairment Loss Recognised In Profit Or Loss Intangible Assets And Goodwill
ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsAndGoodwill
|
54000000 | eur |
| CY2021 | ifrs-full |
Impairment Loss Recognised In Profit Or Loss Intangible Assets And Goodwill
ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsAndGoodwill
|
94000000 | eur |
| CY2022 | ifrs-full |
Reversal Of Impairment Loss Recognised In Profit Or Loss Intangible Assets Other Than Goodwill
ReversalOfImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill
|
eur | |
| CY2021 | ifrs-full |
Reversal Of Impairment Loss Recognised In Profit Or Loss Intangible Assets Other Than Goodwill
ReversalOfImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill
|
eur | |
| CY2022 | ifrs-full |
Increase Decrease Through Net Exchange Differences Intangible Assets And Goodwill
IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill
|
2000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease Through Net Exchange Differences Intangible Assets And Goodwill
IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill
|
-62000000 | eur |
| CY2022 | ifrs-full |
Disposals Intangible Assets And Goodwill
DisposalsIntangibleAssetsAndGoodwill
|
3000000 | eur |
| CY2021 | ifrs-full |
Disposals Intangible Assets And Goodwill
DisposalsIntangibleAssetsAndGoodwill
|
eur | |
| CY2022 | ifrs-full |
Increase Decrease Through Transfers And Other Changes Intangible Assets And Goodwill
IncreaseDecreaseThroughTransfersAndOtherChangesIntangibleAssetsAndGoodwill
|
3000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease Through Transfers And Other Changes Intangible Assets And Goodwill
IncreaseDecreaseThroughTransfersAndOtherChangesIntangibleAssetsAndGoodwill
|
eur | |
| CY2022Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
1102000000 | eur |
| CY2021Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
1156000000 | eur |
| CY2022Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
1102000000 | eur |
| CY2021Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
1156000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Goodwill Explanatory
DisclosureOfGoodwillExplanatory
|
<span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Goodwill is allocated to groups of cash generating units (CGUs) as follows:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:32.593%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.219%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.119%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.119%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.177%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Goodwill allocation to group of CGUs</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Method used for recoverable amount</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Discount rate</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Terminal growth rate</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Goodwill</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Goodwill</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Group of CGU’s</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Value in use</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.46 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.04 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Value in use</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.35 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.82 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">349 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">349 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Poland</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Value in use</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10.31 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.50 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">69 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Romania</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Value in use</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12.32 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.60 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Turkey</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">464</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">472</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022 | ing |
Bonds Maturity Year
BondsMaturityYear
|
P30Y | |
| CY2022 | ing |
Percentage Decrease In Available Cash Flow
PercentageDecreaseInAvailableCashFlow
|
0.10 | |
| CY2022 | ing |
Change In Discount Rate
ChangeInDiscountRate
|
0.01 | |
| CY2022 | ing |
Sensitivity Future Growth Rate
SensitivityFutureGrowthRate
|
0 | |
| CY2022 | ifrs-full |
Impairment Loss Recognised In Profit Or Loss Intangible Assets Other Than Goodwill
ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill
|
22000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Other Assets Explanatory
DisclosureOfOtherAssetsExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">11 Other assets</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Other assets by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net defined benefit assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">617 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">783 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment properties</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Property development and obtained from foreclosures</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accrued assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">917 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">798 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amounts to be settled</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,191 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,424 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,073 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,914 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8,850</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,996</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Disclosures in respect of Net defined benefit assets are provided in Note 36 'Pensions and other post-employment benefits'.</span></div>Amounts to be settled include primarily transactions not settled at the balance sheet date. The nature of these transaction is short term and they are expected to settle shortly after the closing date of the balance sheet.Other relates to various receivables in the normal course of business, amongst others, short term receivables relating to mortgage issuance and other amounts receivable from customers. | |
| CY2022Q4 | ifrs-full |
Recognised Assets Defined Benefit Plan
RecognisedAssetsDefinedBenefitPlan
|
617000000 | eur |
| CY2021Q4 | ifrs-full |
Recognised Assets Defined Benefit Plan
RecognisedAssetsDefinedBenefitPlan
|
783000000 | eur |
| CY2022Q4 | ifrs-full |
Investment Property
InvestmentProperty
|
18000000 | eur |
| CY2021Q4 | ifrs-full |
Investment Property
InvestmentProperty
|
26000000 | eur |
| CY2022Q4 | ing |
Property Development And Foreclosures
PropertyDevelopmentAndForeclosures
|
34000000 | eur |
| CY2021Q4 | ing |
Property Development And Foreclosures
PropertyDevelopmentAndForeclosures
|
52000000 | eur |
| CY2022Q4 | ing |
Accrued Assets
AccruedAssets
|
917000000 | eur |
| CY2021Q4 | ing |
Accrued Assets
AccruedAssets
|
798000000 | eur |
| CY2022Q4 | ifrs-full |
Items In Course Of Collection From Other Banks
ItemsInCourseOfCollectionFromOtherBanks
|
5191000000 | eur |
| CY2021Q4 | ifrs-full |
Items In Course Of Collection From Other Banks
ItemsInCourseOfCollectionFromOtherBanks
|
2424000000 | eur |
| CY2022Q4 | ing |
Miscellaneous Other Assets
MiscellaneousOtherAssets
|
2073000000 | eur |
| CY2021Q4 | ing |
Miscellaneous Other Assets
MiscellaneousOtherAssets
|
1914000000 | eur |
| CY2022Q4 | ifrs-full |
Other Assets
OtherAssets
|
8850000000 | eur |
| CY2021Q4 | ifrs-full |
Other Assets
OtherAssets
|
5996000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Deposits From Banks Explanatory
DisclosureOfDepositsFromBanksExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">12 Deposits from banks<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Deposits from banks includes non-subordinated deposits and repurchase agreements from banks.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:43.258%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.177%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deposits from banks by type</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Netherlands</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Rest of the world</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-interest bearing</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">86 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">570 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">315 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">321 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">400 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">891 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest bearing</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,858 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51,893 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,374 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,307 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56,232 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">84,201 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">32,943</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">52,463</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">23,689</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">32,629</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">56,632</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">85,092</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Deposits from banks includes ING’s participation in the Targeted Longer-Term Refinancing Operations (TLTRO) of EUR 36.0 billion (2021: EUR 65.5 billion). 2022 includes the impact of an early repayment of EUR 29.5 billion of ING's TLTRO III participation.For the details of the applicable rates and impact on net interest income reference is made to Note 20 'Net interest income'.</span></div> | |
| CY2022Q4 | ing |
Non Interest Bearing On Deposits From Banks
NonInterestBearingOnDepositsFromBanks
|
400000000 | eur |
| CY2021Q4 | ing |
Non Interest Bearing On Deposits From Banks
NonInterestBearingOnDepositsFromBanks
|
891000000 | eur |
| CY2022Q4 | ing |
Interest Bearing On Deposits From Banks
InterestBearingOnDepositsFromBanks
|
56232000000 | eur |
| CY2021Q4 | ing |
Interest Bearing On Deposits From Banks
InterestBearingOnDepositsFromBanks
|
84201000000 | eur |
| CY2022Q4 | ifrs-full |
Deposits From Banks
DepositsFromBanks
|
56632000000 | eur |
| CY2021Q4 | ifrs-full |
Deposits From Banks
DepositsFromBanks
|
85092000000 | eur |
| CY2022 | ing |
Repayment Of Deposits From Banks
RepaymentOfDepositsFromBanks
|
29500000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Deposits From Customers Explanatory
DisclosureOfDepositsFromCustomersExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">13 Customer deposits</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Customer deposits</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Savings accounts</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">321,034 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">314,997 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit balances on customer accounts</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">283,417 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">279,805 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36,011 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22,174 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">336 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">424 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">640,799</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">617,400</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Savings accounts relate to the balances on savings accounts, savings books, savings deposits, and time deposits of private individuals.</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:43.258%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.177%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Customer deposits by type</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Netherlands</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Rest of the world</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-interest bearing</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,332 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,861 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24,229 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,636 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26,561 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,497 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest bearing</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">231,914 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">214,228 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">382,324 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">373,674 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">614,238 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">587,902 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">234,246</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">216,090</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">406,552</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">401,310</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">640,799</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">617,400</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022Q4 | ing |
Customer Deposits Savings Accounts
CustomerDepositsSavingsAccounts
|
321034000000 | eur |
| CY2021Q4 | ing |
Customer Deposits Savings Accounts
CustomerDepositsSavingsAccounts
|
314997000000 | eur |
| CY2022Q4 | ing |
Customer Accounts Credit Balances
CustomerAccountsCreditBalances
|
283417000000 | eur |
| CY2021Q4 | ing |
Customer Accounts Credit Balances
CustomerAccountsCreditBalances
|
279805000000 | eur |
| CY2022Q4 | ing |
Corporate Deposits
CorporateDeposits
|
36011000000 | eur |
| CY2021Q4 | ing |
Corporate Deposits
CorporateDeposits
|
22174000000 | eur |
| CY2022Q4 | ifrs-full |
Balances On Other Deposits From Customers
BalancesOnOtherDepositsFromCustomers
|
336000000 | eur |
| CY2021Q4 | ifrs-full |
Balances On Other Deposits From Customers
BalancesOnOtherDepositsFromCustomers
|
424000000 | eur |
| CY2022Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
640799000000 | eur |
| CY2021Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
617400000000 | eur |
| CY2022Q4 | ing |
Non Interest Bearing Customer Deposits
NonInterestBearingCustomerDeposits
|
26561000000 | eur |
| CY2021Q4 | ing |
Non Interest Bearing Customer Deposits
NonInterestBearingCustomerDeposits
|
29497000000 | eur |
| CY2022Q4 | ing |
Interest Bearing Customer Deposits
InterestBearingCustomerDeposits
|
614238000000 | eur |
| CY2021Q4 | ing |
Interest Bearing Customer Deposits
InterestBearingCustomerDeposits
|
587902000000 | eur |
| CY2022Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
640799000000 | eur |
| CY2021Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
617400000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Financial Liabilities Explanatory
DisclosureOfFinancialLiabilitiesExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">14 Financial liabilities at fair value through profit or loss</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial liabilities at fair value through profit or loss</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39,088 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,113 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,048 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,120 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Designated at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,883 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,808 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">93,019</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">71,041</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Trading liabilities</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Trading liabilities by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">935 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">322 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,291 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">753 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Funds on deposit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,993 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,513 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30,869 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,525 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39,088</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">27,113</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Non-trading derivatives</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.740%"><tr><td style="width:1.0%"/><td style="width:80.605%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.047%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.048%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Non-trading derivatives by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives used in:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- fair value hedges</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">244 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- cash flow hedges</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,275 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">485 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- hedges of net investments in foreign operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">83 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,446 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,278 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,048</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,120</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 39 'Derivatives and hedge accounting' for information on derivatives used for hedge accounting.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other non-trading derivatives mainly includes interest rate swaps and foreign currency swaps for hedging purposes, but for which no hedge accounting is applied.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Designated at fair value through profit or loss </span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Designated at fair value through profit or loss by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,537 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,065 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Funds entrusted</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44,263 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,513 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">230 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">50,883</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">41,808</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 31 December 2022, the change in the fair value of financial liabilities designated at fair value through profit or loss attributable to changes in credit risk is EUR -75 million (2021: EUR 95 million) on a cumulative basis. This change has been determined as the amount of change in fair value of the financial liability that is not attributable to changes in market conditions that gave rise to market risk (i.e. mainly interest rate risk based on yield curves).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The amount that ING Group is contractually required to pay at maturity to the holders of financial liabilities designated at fair value through profit or loss excluding repurchase agreements (part of funds entrusted) is EUR 8,408 million (2021: EUR 6,853 million).</span></div>Funds entrusted include mainly repurchase agreements. In 2022, the balance increased to EUR 44,263 million as a result of rising customer demand. | |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
39088000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
27113000000 | eur |
| CY2022Q4 | ing |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
3048000000 | eur |
| CY2021Q4 | ing |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
2120000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
50883000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
41808000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss
FinancialLiabilitiesAtFairValueThroughProfitOrLoss
|
93019000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss
FinancialLiabilitiesAtFairValueThroughProfitOrLoss
|
71041000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Financial Instruments Held For Trading Explanatory
DisclosureOfFinancialInstrumentsHeldForTradingExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Trading liabilities by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">935 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">322 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,291 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">753 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Funds on deposit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,993 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,513 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30,869 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,525 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39,088</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">27,113</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
39088000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
27113000000 | eur |
| CY2022Q4 | ing |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
3048000000 | eur |
| CY2021Q4 | ing |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
2120000000 | eur |
| CY2022 | ifrs-full |
Increase Decrease Through Transfers And Other Changes Other Provisions
IncreaseDecreaseThroughTransfersAndOtherChangesOtherProvisions
|
-4000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
50883000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
41808000000 | eur |
| CY2022 | ifrs-full |
Changes In Fair Value Of Financial Liability Attributable To Changes In Credit Risk Of Liability
ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability
|
-75000000 | eur |
| CY2021 | ifrs-full |
Changes In Fair Value Of Financial Liability Attributable To Changes In Credit Risk Of Liability
ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability
|
95000000 | eur |
| CY2022Q4 | ifrs-full |
Difference Between Carrying Amount Of Financial Liability And Amount Contractually Required To Pay At Maturity To Holder Of Obligation
DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation
|
8408000000 | eur |
| CY2021Q4 | ifrs-full |
Difference Between Carrying Amount Of Financial Liability And Amount Contractually Required To Pay At Maturity To Holder Of Obligation
DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation
|
6853000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Provisions Explanatory
DisclosureOfProvisionsExplanatory
|
<span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">15 Provisions</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Provisions by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reorganisation provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">418 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">421 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Litigation provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">150 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">132 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">484 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">441 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,052</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">995</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:24.825%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.162%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in provisions</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reorganisation</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Litigation</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">421 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">381 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">132 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">105 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">441 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">205 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">995 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">691 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">217 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">310 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">227 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">354 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">503 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">715 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Releases</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-46 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-96 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-166 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-79 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-221 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-186 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Utilised</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-170 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-172 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-18 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-25 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-218 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-215 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other changes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">418</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">421</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">150</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">132</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">484</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">441</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,052</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">995</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022 and 2021 the additions to the reorganisation provisions mainly relate to the discontinuation of retail banking activities in France and the restructuring of the branch network and retail advice organisation in the Netherlands, as well as to restructuring activities in Belgium in 2022. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These initiatives are implemented over a period of several years and the estimate of the reorganisation provisions is inherently uncertain.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 45 'Legal proceedings' for developments in litigation provisions. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The additions to the Other provisions in 2022 include EUR 75 million which relates to the provision for the compensation of Dutch retail customers for past interest charges that did not sufficiently track market rates and largely reflects the impact of interest-on-interest compensation. This is in addition to the provision of EUR 180 million recognised in 2021.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, Other provisions include provisions of EUR 29 million (2021: EUR 34 million) that relate to credit replacement facilities and EUR 109 million (2021: EUR 114 million) that relate to non-credit replacement off balance facilities. The additions and releases in 2022 include EUR 138 million (2021: EUR 109 million) and EUR 141 million (2021: EUR 66 million) respectively related to these off balance facilities. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 31 December 2022, amounts expected to be settled within twelve months in provisions amount to EUR 837 million (2021: EUR 761 million). The amounts included are based on best estimates with regard to amounts and timing of cash flows required to settle the obligation. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Additions to provisions and unused amounts released are presented in Note 27 'Other operating expenses'.</span></div> | |
| CY2022Q4 | ifrs-full |
Other Provisions
OtherProvisions
|
1052000000 | eur |
| CY2021Q4 | ifrs-full |
Other Provisions
OtherProvisions
|
995000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease Through Transfers And Other Changes Other Provisions
IncreaseDecreaseThroughTransfersAndOtherChangesOtherProvisions
|
-5000000 | eur |
| CY2022Q4 | ifrs-full |
Other Provisions
OtherProvisions
|
1052000000 | eur |
| CY2021Q4 | ifrs-full |
Other Provisions
OtherProvisions
|
995000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Other Provisions Explanatory
DisclosureOfOtherProvisionsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:24.825%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.162%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in provisions</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reorganisation</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Litigation</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">421 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">381 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">132 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">105 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">441 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">205 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">995 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">691 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">217 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">310 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">227 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">354 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">503 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">715 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Releases</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-46 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-96 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-166 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-79 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-221 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-186 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Utilised</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-170 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-172 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-18 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-25 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-218 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-215 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other changes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">418</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">421</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">150</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">132</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">484</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">441</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,052</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">995</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2021Q4 | ifrs-full |
Other Provisions
OtherProvisions
|
995000000 | eur |
| CY2020Q4 | ifrs-full |
Other Provisions
OtherProvisions
|
691000000 | eur |
| CY2022 | ifrs-full |
Additional Provisions Other Provisions
AdditionalProvisionsOtherProvisions
|
503000000 | eur |
| CY2021 | ifrs-full |
Additional Provisions Other Provisions
AdditionalProvisionsOtherProvisions
|
715000000 | eur |
| CY2022 | ifrs-full |
Increase Decrease Through Change In Discount Rate Other Provisions
IncreaseDecreaseThroughChangeInDiscountRateOtherProvisions
|
-2000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease Through Change In Discount Rate Other Provisions
IncreaseDecreaseThroughChangeInDiscountRateOtherProvisions
|
-2000000 | eur |
| CY2022 | ifrs-full |
Unused Provision Reversed Other Provisions
UnusedProvisionReversedOtherProvisions
|
221000000 | eur |
| CY2021 | ifrs-full |
Unused Provision Reversed Other Provisions
UnusedProvisionReversedOtherProvisions
|
186000000 | eur |
| CY2022 | ifrs-full |
Provision Used Other Provisions
ProvisionUsedOtherProvisions
|
218000000 | eur |
| CY2021 | ifrs-full |
Provision Used Other Provisions
ProvisionUsedOtherProvisions
|
215000000 | eur |
| CY2022 | ifrs-full |
Increase Decrease Through Net Exchange Differences Other Provisions
IncreaseDecreaseThroughNetExchangeDifferencesOtherProvisions
|
-1000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease Through Net Exchange Differences Other Provisions
IncreaseDecreaseThroughNetExchangeDifferencesOtherProvisions
|
-4000000 | eur |
| CY2022Q4 | ifrs-full |
Other Shortterm Provisions
OtherShorttermProvisions
|
837000000 | eur |
| CY2021Q4 | ifrs-full |
Other Shortterm Provisions
OtherShorttermProvisions
|
761000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Other Liabilities Explanatory
DisclosureOfOtherLiabilitiesExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">16 Other liabilities</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Other liabilities by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net defined benefit liability</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">139 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">227 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other post-employment benefits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other staff-related liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">633 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">612 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share-based payment plan liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other taxation and social security contributions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">365 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">409 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Rents received in advance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Costs payable</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,016 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,016 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amounts to be settled</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,715 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,082 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lease liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,174 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,220 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,543 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,178 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,646</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,839</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Disclosures in respect of Net defined benefit liabilities are provided in Note 36 'Pensions and other post-employment benefits'.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other staff-related liabilities includes vacation leave provisions, variable compensation provisions, jubilee provisions, and disability/illness provisions.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Amounts to be settled includes primarily transactions not settled at the balance sheet date. The nature of these transactions is short term and have settled after the closing date of the balance sheet.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Lease liabilities relate to right-of-use assets. Disclosures in respect to right-of-use assets are provided in Note 9 'Property and equipment'. The total cash outflow for leases in 2022 was EUR 296 million (2021: EUR 301 million).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The line other relates mainly to balances on margin accounts or amounts payable to customers and includes the remaining EUR 297 million obligation to the shareholders regarding the share buyback programme.</span></div> | |
| CY2022Q4 | ifrs-full |
Recognised Liabilities Defined Benefit Plan
RecognisedLiabilitiesDefinedBenefitPlan
|
139000000 | eur |
| CY2021Q4 | ifrs-full |
Recognised Liabilities Defined Benefit Plan
RecognisedLiabilitiesDefinedBenefitPlan
|
227000000 | eur |
| CY2022Q4 | ing |
Pension And Other Post Employment Benefit
PensionAndOtherPostEmploymentBenefit
|
29000000 | eur |
| CY2021Q4 | ing |
Pension And Other Post Employment Benefit
PensionAndOtherPostEmploymentBenefit
|
72000000 | eur |
| CY2022Q4 | ing |
Other Staff Related Liabilities
OtherStaffRelatedLiabilities
|
633000000 | eur |
| CY2021Q4 | ing |
Other Staff Related Liabilities
OtherStaffRelatedLiabilities
|
612000000 | eur |
| CY2022Q4 | ifrs-full |
Liabilities From Sharebased Payment Transactions2011
LiabilitiesFromSharebasedPaymentTransactions2011
|
3000000 | eur |
| CY2021Q4 | ifrs-full |
Liabilities From Sharebased Payment Transactions2011
LiabilitiesFromSharebasedPaymentTransactions2011
|
4000000 | eur |
| CY2022Q4 | ifrs-full |
Current Payables On Social Security And Taxes Other Than Income Tax
CurrentPayablesOnSocialSecurityAndTaxesOtherThanIncomeTax
|
365000000 | eur |
| CY2021Q4 | ifrs-full |
Current Payables On Social Security And Taxes Other Than Income Tax
CurrentPayablesOnSocialSecurityAndTaxesOtherThanIncomeTax
|
409000000 | eur |
| CY2022Q4 | ifrs-full |
Advances
Advances
|
30000000 | eur |
| CY2021Q4 | ifrs-full |
Advances
Advances
|
19000000 | eur |
| CY2022Q4 | ifrs-full |
Trade And Other Payables To Trade Suppliers
TradeAndOtherPayablesToTradeSuppliers
|
2016000000 | eur |
| CY2021Q4 | ifrs-full |
Trade And Other Payables To Trade Suppliers
TradeAndOtherPayablesToTradeSuppliers
|
2016000000 | eur |
| CY2022Q4 | ifrs-full |
Items In Course Of Transmission To Other Banks
ItemsInCourseOfTransmissionToOtherBanks
|
6715000000 | eur |
| CY2021Q4 | ifrs-full |
Items In Course Of Transmission To Other Banks
ItemsInCourseOfTransmissionToOtherBanks
|
5082000000 | eur |
| CY2022Q4 | ifrs-full |
Lease Liabilities
LeaseLiabilities
|
1174000000 | eur |
| CY2021Q4 | ifrs-full |
Lease Liabilities
LeaseLiabilities
|
1220000000 | eur |
| CY2022Q4 | ing |
Other Liabilities Classified As Other
OtherLiabilitiesClassifiedAsOther
|
2543000000 | eur |
| CY2021Q4 | ing |
Other Liabilities Classified As Other
OtherLiabilitiesClassifiedAsOther
|
3178000000 | eur |
| CY2022Q4 | ifrs-full |
Other Liabilities
OtherLiabilities
|
13646000000 | eur |
| CY2021Q4 | ifrs-full |
Other Liabilities
OtherLiabilities
|
12839000000 | eur |
| CY2022 | ifrs-full |
Payments Of Lease Liabilities Classified As Financing Activities
PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities
|
296000000 | eur |
| CY2021 | ifrs-full |
Payments Of Lease Liabilities Classified As Financing Activities
PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities
|
301000000 | eur |
| CY2022Q4 | ing |
Share Buyback Programme Liability
ShareBuybackProgrammeLiability
|
297000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Debt Securities Explanatory
DisclosureOfDebtSecuritiesExplanatory
|
<span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">17 Debt securities in issue<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Debt securities in issue relates to debentures and other issued debt securities with either fixed interest rates or interest rates based on floating interest rate levels, such as certificates of deposit and accepted bills issued by ING Group, except for subordinated items. Debt securities in issue does not include debt securities </span><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">presented as Financial liabilities at fair value through profit or loss. ING Group does not have debt securities that are issued on terms other than those available in the normal course of business.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Debt securities in issue – maturities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Fixed rate debt securities</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Within 1 year</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,176 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34,559 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 1 year but less than 2 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,777 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,245 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 2 years but less than 3 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,897 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,791 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 3 years but less than 4 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,067 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,924 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 4 years but less than 5 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,039 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,035 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 5 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,582 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,843 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total fixed rate debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">78,539</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">85,397</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Floating rate debt securities</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Within 1 year</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,286 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,389 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 1 year but less than 2 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">307 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,534 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 2 years but less than 3 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">256 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">137 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 3 years but less than 4 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">958 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">194 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 4 years but less than 5 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">467 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">192 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 5 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">105 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">942 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total floating rate debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,379</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,388</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">95,918</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">91,784</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 32 'Changes in liabilities arising from financing activities' for further information on issuances, redemptions and non-cash movements.</span></div> | |
| CY2022Q4 | ifrs-full |
Debt Securities
DebtSecurities
|
95918000000 | eur |
| CY2021Q4 | ifrs-full |
Debt Securities
DebtSecurities
|
91784000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Borrowings Explanatory
DisclosureOfBorrowingsExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">18 Subordinated loans</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Subordinated loans by the group</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Groep N.V. </span></div></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,786 </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,715 </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Subordinated loans issued by ING Groep N.V. include bonds issued to raise Tier 1 and Tier 2 (CRD IV eligible) capital for ING Bank N.V. Under IFRS these bonds are classified as liabilities and for regulatory purposes, they </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">are considered capital. Subordinated loans issued by ING Group companies comprise, for the most part, subordinated loans which are subordinated to all current and future liabilities of ING Bank N.V.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022 ING Groep N.V. issued in August EUR 1 billion 4.13% Fixed Rate Subordinated Tier 2 Green Notes. ING Groep N.V. redeemed in April 2022 USD 1 billion 6.875% Perpetual Additional Tier 1 Contingent Convertible Capital Securities and in May 2022 JPY 10 billion 1.10% Subordinated Tier 2 Notes on the first call dates. Reference is made to Note 32 'Changes in liabilities arising from financing activities' for further information on issuances and redemptions.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The average interest rate on subordinated loans is 4.01% (2021: 3.75%). The interest expense during the year 2022 was EUR 648 million (2021: EUR 571 million).</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Subordinated Liabilities Explanatory
DisclosureOfSubordinatedLiabilitiesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Subordinated loans by the group</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Groep N.V. </span></div></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,786 </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,715 </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Share Capital Reserves And Other Equity Interest Explanatory
DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory
|
<div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">19 Equity</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Total equity</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share capital and share premium</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> - Share capital</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> - Share premium</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,116 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,105 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,089 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,154</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,144</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,128</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other reserves</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> - Revaluation reserve: Equity securities at FVOCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,187 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,282 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,181 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> - Revaluation reserve: Debt instruments at FVOCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-341 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">309 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> - Revaluation reserve: Cash flow hedge</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,055 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-153 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,450 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> - Revaluation reserve: Credit liability</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-80 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-117 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> - Revaluation reserve: Property in own use</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">176 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">208 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">221 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> - Net defined benefit asset/liability remeasurement reserve</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-232 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-212 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-307 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> - Currency translation reserve</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,395 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,483 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,636 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> - Share of associates and joint ventures and other reserves</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,603 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,416 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,246 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> - Treasury shares</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,205 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,612 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-2,192</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-540</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,342</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retained earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,538 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,462 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,149 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Shareholders’ equity (parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56,500 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52,066 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51,619 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">504 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">736 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,022 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #aaaaaa;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">57,004</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">52,802</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">52,640</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Adjustments for hyperinflation</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>In 2022 Turkey was deemed a hyperinflationary economy for accounting purposes and ING started applying IAS 29 ‘Hyperinflation’ on its investment in Turkey. The IAS 29 indexation impact on equity was EUR 100 million in total including EUR 1,011 million in currency translation reserve, EUR -563 million in retained earnings, EUR -17 million in revaluation reserves and EUR -331 million in profit or loss.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Share capital and share premium<br/></span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Share capital</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.657%"><tr><td style="width:1.0%"/><td style="width:31.658%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.498%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.498%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.498%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.715%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.715%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.718%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Share capital</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="9" style="border-bottom:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Ordinary shares (par value EUR </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">0.01</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">)</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Number x 1,000</span></td><td colspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Authorised share capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,142,000</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,729,000</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,729,000</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">147 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">147 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unissued share capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,415,461</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,824,935</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,828,331</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issued share capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,726,539</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,904,065</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,900,669</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">37</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:74.170%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.266%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in issued share capital</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Ordinary shares (par value EUR 0.01)</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Number x 1,000</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issued share capital as at 1 January 2020</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,896,734 </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issue of shares</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,934 </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issued share capital as at 31 December 2020</span></div></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,900,669 </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issue of shares</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,397 </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issued share capital as at 31 December 2021</span></div></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,904,065 </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issue of shares</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,935 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cancellation of shares</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-180,461 </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issued share capital as at 31 December 2022</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a9a9a9;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,726,539 </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a9a9a9;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37 </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a9a9a9;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, ING Groep N.V. issued 2.9 million ordinary shares (2021: 3.4 million and in 2020: 3.9 million ordinary shares). These issues were made in order to fund obligations arising from share-based employee incentive programmes. The cancellation of shares relate to the shares purchased under the share buyback programmes (reference is made to 'Ordinary shares held by ING Group (treasury shares)').</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 31 December 2022 ING Groep N.V. has issued USD 6,750 million (2021: USD 7,750 million) Perpetual Additional Tier 1 Contingent Convertible Capital Securities which can, in accordance with their terms and conditions, convert by operation of law into ordinary shares if the conditions to such a conversion are fulfilled. As a result of this conversion, the issued share capital can increase by up to 750 million (2021: 861 million) ordinary shares. Reference is made to Note 18 'Subordinated loans'. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Ordinary shares<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">All ordinary shares are registered. No share certificates have been issued. The par value of ordinary shares is </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">EUR 0.01. The authorised ordinary share capital of ING Groep N.V. currently consists of 9,142 million ordinary shares. As at 31 December 2022, 3,727million ordinary shares were issued and fully paid.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Ordinary shares held by ING Group (Treasury shares)<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 31 December 2022, 107.4 million ordinary shares (2021: 128.3 million and 2020: 0.6 million) of ING Groep N.V. with a par value of EUR 0.01 are held by ING Groep N.V. or its subsidiaries. The obligations with regard to the share plans will be funded either by cash or by repurchasing shares from the market.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Share premium</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Share premium</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,105 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,089 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,078 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issue of shares</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,116</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,105</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,089</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The increase in share premium, is a result of the issuance of ordinary shares related to share-based employee incentive programmes.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Other reserves<br/>Revaluation reserves</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.503%"><tr><td style="width:1.0%"/><td style="width:38.617%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.947%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.947%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.947%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.947%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.947%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.948%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in revaluation reserve: Equity securities and Debt instruments at FVOCI</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:10pt"><td colspan="3" rowspan="2" style="padding:0 1pt"/><td colspan="9" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities at FVOCI</span></td><td colspan="9" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt instruments at FVOCI</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:11pt"><td colspan="48" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,282 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,181 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,580 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">309 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">322 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-118 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-337 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-412 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-173 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised gains/losses transferred to the statement of profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-25 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-40 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised revaluations transferred to retained earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other changes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-62 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,187</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,282</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,181</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-341</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">96</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">309</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Equity securities at FVOCI<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, the unrealised revaluation of EUR -118 million (2021: 94 million and 2020: -337 million) includes revaluation of shares in Bank of Beijing for EUR -86 million(2021: 38 million and 2020: -339 million).</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2020, Other changes of EUR -62 million is related to prior years revaluations of Visa shares, which are reclassified to Financial assets at fair value through profit or loss and for which the unrealised revaluation up until 2020 is transferred to retained earnings.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.812%"><tr><td style="width:1.0%"/><td style="width:38.806%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.915%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.915%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.915%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.915%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.915%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.919%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in cash flow hedge and credit liability reserve</span></td></tr><tr style="height:10pt"><td colspan="3" rowspan="2" style="padding:0 1pt"/><td colspan="9" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash flow hedge</span></td><td colspan="9" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit liability</span></td></tr><tr style="height:3pt"><td colspan="21" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-153 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,450 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,208 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-80 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-117 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-114 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in credit liability reserve</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">165 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-19 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,901 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,603 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">242 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised revaluations transferred to retained earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3,055</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-153</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,450</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">70</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-80</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-117</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Cash flow hedge<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING mainly hedges floating rate lending with interest rate swaps. Due to an increase in yield curves in 2022 the interest rate swaps had a negative revaluation of EUR -2,901 million which is recognised in the cash flow hedge reserve.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.740%"><tr><td style="width:1.0%"/><td style="width:69.132%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.822%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.822%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.824%"/><td style="width:0.1%"/></tr><tr><td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Property in own use reserve</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">208 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">221 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">253 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impact IAS 29 on opening balance</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised revaluations transferred to retained earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">176</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">208</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">221</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Impact of application of hyperinflation accounting under IAS 29 from 1 January 2022.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Net defined benefit asset/liability remeasurement reserve<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 36 'Pensions and other post-employment benefits'.</span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Currency translation reserve</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in currency translation reserve</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,483 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,636 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,079 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impact IAS 29 on opening balance</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">647 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-61 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">106 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised gains/losses transferred to the statement of profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">444 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">214 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,662 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-2,395</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3,483</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3,636</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Impact of application of hyperinflation accounting under IAS 29 from 1 January 2022.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Unrealised revaluations relates to changes in the value of hedging instruments that are designated as net investment hedges. The hedging strategy is to protect the CET1 ratio against adverse impact from exchange rate fluctuations. The net increase of unrealised revaluations and Exchange rate differences of EUR 437 million is related to several currencies including USD (EUR 380 million), TRY (EUR 192 million, including EUR 364 million IAS 29 indexation effect) GBP (EUR -73 million), PLN (EUR -49 million), CHF (EUR 41 million), AUD (EUR -20 million), UAH (EUR -27 million) and other currencies (EUR -7 million). </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Share of associates and joint ventures and other reserves</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in share of associates, joint ventures and other reserves</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,416 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,246 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,189 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Result for the year</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">161 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">191 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer to/from retained earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-37 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,603</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,416</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,246</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Share of associates, joint ventures and other reserves includes non-distributable profits from associates and joint ventures of EUR 797 million (2021: EUR 738 million). Other reserves includes a statutory reserve of EUR 2,264 million (2021: EUR 2,103 million) related to the former Stichting Regio Bank and the former Stichting Vakbondsspaarbank SPN and a legal reserve of EUR 540 million (2021: EUR 573 million) related to own developed software.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Treasury shares</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.121%"><tr><td style="width:1.0%"/><td style="width:33.689%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.288%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.600%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.260%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.820%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.820%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.823%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in treasury shares</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Number x 1,000</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,612 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128,301 </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">572 </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">919 </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchased/sold for trading purposes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-312 </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102 </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-348 </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchased Share buyback programme</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,721 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,604 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">159,866 </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">127,628 </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cancelled Share buyback programme</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,124 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-180,461 </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,205</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,612</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">107,395 </span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">128,301 </span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">572 </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group initiated three share buyback programmes:<br/>First programme of EUR 1,744 million, commencing on 5 October 2021 and completed by February 2022. A total of 140 million million shares have been repurchased at an average price of EUR 12.47 per share. The shares have been cancelled in July 2022<br/>Second programme of EUR 380 million, commencing on 12 May 2022 and completed by July 2022. A total of 41 million shares have been repurchased at an average price of EUR 9.41 per share. The shares have been cancelled in November 2022<br/>Third programme of EUR 1,500 million, commencing on 3 November 2022 and completed by December 2022. A total of 107 million shares have been repurchased at an average price of EUR 11.25 per share for a total consideration of EUR 1,204 million. The remaining amount of EUR 297million was paid out as a cash distribution in January 2023.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Retained earnings</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in retained earnings</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,462 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,149 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,866 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impact IAS 29 on opening balance</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-563 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer to/from other reserves</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Result for the year</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,965 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,760 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,156 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend and other distributions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,349 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,342 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Employee stock options and share plans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in composition of the group and other changes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,984 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-143 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">41,538</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">35,462</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">32,149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Impact of application of hyperinflation accounting under IAS 29 from 1 January 2022</span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Dividend and other distributions<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, a cash dividend of EUR 2,178 million (2021: EUR 1,288 million and 2020: EUR nil million) and other cash distributions of EUR 1,171 million (2021 EUR 1,054 million and 2020: nil) related to prior year profits and reduction of capital were paid to the shareholders of ING Group. For further information, reference is made to Note 30 'Dividend per ordinary share'.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Other changes<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other changes includes an amount of EUR -1,983 million (2021: EUR -140 million), which corresponds to the purchase and cancellation of treasury shares purchased under the share buyback programmes. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Ordinary shares - Restrictions with respect to dividend and repayment of capital<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following equity components cannot be freely distributed: Revaluation reserves, Net defined benefit asset/liability remeasurement reserve, Currency translation reserve, Share of associates and joint ventures reserve and Other reserves including the part related to the former Stichting Regio Bank and the former Stichting Vakbondsspaarbank SPN.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 31 December 2022, an amount of EUR 2,264 million (2021: EUR 2,103 million; 2020: EUR 1,912 million) related to the former Stichting Regio Bank and the former Stichting Vakbondsspaarbank SPN is included.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Groep N.V. is subject to legal restrictions regarding the amount of dividends it can pay to the holders of its ordinary shares. Pursuant to the Dutch Civil Code, dividends can only be paid up to an amount equal to the excess of the company’s own funds over the sum of the paid-up capital and reserves required by law.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Moreover, ING Groep N.V.’s ability to pay dividends is dependent on the dividend payment ability of its subsidiaries, associates and joint ventures. ING Groep N.V. is legally required to create a non-distributable reserve insofar as profits of its subsidiaries, associates and joint ventures are subject to dividend payment restrictions which apply to those subsidiaries, associates and joint ventures themselves. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Non distributable reserves, determined in accordance with the financial reporting requirements included in Part 9 of Book 2 of the Dutch Civil Code, from ING Group’s subsidiaries, associates and joint ventures are as follows:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Non-distributable reserves</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,408 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,205 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,829 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-distributable reserves</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8,408</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8,205</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,831</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition to the legal and regulatory restrictions on distributing dividends from subsidiaries, associates and joint ventures to ING Groep N.V. there are various other considerations and limitations that are taken into account in determining the appropriate levels of equity in the Group’s subsidiaries, associates and joint </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ventures. These considerations and limitations include, but are not restricted to, minimum capital requirements that are imposed by industry regulators in the countries in which the subsidiaries, associates and joint ventures operate, or other limitations which may exist in certain countries and may or may not be temporary in nature. It is not possible to disclose a reliable quantification of these limitations. <br/>Without prejudice to the authority of the Executive Board to allocate profits to reserves and to the fact that the ordinary shares are the most junior securities issued by ING Groep N.V., no specific dividend payment restrictions with respect to ordinary shares exist. Refer to Note 50 'Capital management' for further details of the minimal capital requirements and dividend policy of ING Group. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore, ING Groep N.V. is subject to legal restrictions with respect to repayment of capital to holders of ordinary shares. Pursuant to the Dutch Civil Code, capital may only be repaid if none of ING Groep N.V.’s creditors opposes such a repayment within two months following the announcement of a resolution to that effect.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Cumulative preference shares (not issued)<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the Articles of Association of ING Groep N.V. the authorised cumulative preference share capital consists of 4.6 billion cumulative preference shares, of which none have been issued. The par value of these cumulative preference shares is EUR 0.01. A right to acquire cumulative preference shares has been granted to Stichting Continuïteit ING (ING Continuity Foundation).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The cumulative preference shares rank before the ordinary shares in entitlement to dividend and to distributions upon liquidation of ING Groep N.V.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The dividend on the cumulative preference shares will be equal to a percentage, calculated on the amount compulsorily paid up or yet to be paid up. This percentage shall be equal to the average of the Euro short-term rate (€STR) as calculated by the European Central Bank during the financial year for which the distribution is made; this percentage being weighted on the basis of the number of days for which it applies, and increased by 2.585 percentage points.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If, and to the extent that the profit available for distribution is not sufficient to pay the dividend referred to above in full, the shortfall will be made up from the reserves insofar as possible. If, and to the extent that, the dividend distribution cannot be made from the reserves, the profits earned in subsequent years shall first be used to make up the shortfall before any distribution may be made on shares of any other category.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Groep N.V.’s Articles of Association make provision for the cancellation of cumulative preference shares. Upon cancellation of cumulative preference shares and upon liquidation of ING Groep N.V., the amount paid up on the cumulative preference shares will be repaid together with the accrued dividend as well as any dividend shortfall in preceding years, insofar as this shortfall has not yet been made up. No specific dividend payment restrictions with respect to the cumulative preference shares exist.</span></div></div> | |
| CY2022Q4 | ifrs-full |
Issued Capital
IssuedCapital
|
37000000 | eur |
| CY2021Q4 | ifrs-full |
Issued Capital
IssuedCapital
|
39000000 | eur |
| CY2020Q4 | ifrs-full |
Issued Capital
IssuedCapital
|
39000000 | eur |
| CY2022Q4 | ifrs-full |
Share Premium
SharePremium
|
17116000000 | eur |
| CY2021Q4 | ifrs-full |
Share Premium
SharePremium
|
17105000000 | eur |
| CY2020Q4 | ifrs-full |
Share Premium
SharePremium
|
17089000000 | eur |
| CY2022Q4 | ing |
Share Capital And Share Premium
ShareCapitalAndSharePremium
|
17154000000 | eur |
| CY2021Q4 | ing |
Share Capital And Share Premium
ShareCapitalAndSharePremium
|
17144000000 | eur |
| CY2020Q4 | ing |
Share Capital And Share Premium
ShareCapitalAndSharePremium
|
17128000000 | eur |
| CY2022Q4 | ifrs-full |
Reserve Of Cash Flow Hedges
ReserveOfCashFlowHedges
|
-3055000000 | eur |
| CY2021Q4 | ifrs-full |
Reserve Of Cash Flow Hedges
ReserveOfCashFlowHedges
|
-153000000 | eur |
| CY2020Q4 | ifrs-full |
Reserve Of Cash Flow Hedges
ReserveOfCashFlowHedges
|
1450000000 | eur |
| CY2022Q4 | ing |
Revaluation Reserves Credit Liability
RevaluationReservesCreditLiability
|
70000000 | eur |
| CY2021Q4 | ing |
Revaluation Reserves Credit Liability
RevaluationReservesCreditLiability
|
-80000000 | eur |
| CY2020Q4 | ing |
Revaluation Reserves Credit Liability
RevaluationReservesCreditLiability
|
-117000000 | eur |
| CY2022Q4 | ing |
Reserve Of Property In Own Use
ReserveOfPropertyInOwnUse
|
176000000 | eur |
| CY2021Q4 | ing |
Reserve Of Property In Own Use
ReserveOfPropertyInOwnUse
|
208000000 | eur |
| CY2020Q4 | ing |
Reserve Of Property In Own Use
ReserveOfPropertyInOwnUse
|
221000000 | eur |
| CY2022Q4 | ifrs-full |
Reserve Of Remeasurements Of Defined Benefit Plans
ReserveOfRemeasurementsOfDefinedBenefitPlans
|
-232000000 | eur |
| CY2021Q4 | ifrs-full |
Reserve Of Remeasurements Of Defined Benefit Plans
ReserveOfRemeasurementsOfDefinedBenefitPlans
|
-212000000 | eur |
| CY2020Q4 | ifrs-full |
Reserve Of Remeasurements Of Defined Benefit Plans
ReserveOfRemeasurementsOfDefinedBenefitPlans
|
-307000000 | eur |
| CY2022Q4 | ifrs-full |
Reserve Of Exchange Differences On Translation
ReserveOfExchangeDifferencesOnTranslation
|
-2395000000 | eur |
| CY2021Q4 | ifrs-full |
Reserve Of Exchange Differences On Translation
ReserveOfExchangeDifferencesOnTranslation
|
-3483000000 | eur |
| CY2020Q4 | ifrs-full |
Reserve Of Exchange Differences On Translation
ReserveOfExchangeDifferencesOnTranslation
|
-3636000000 | eur |
| CY2022Q4 | ing |
Reserve From Share Of Changes In Equities Of Associates And Joint Venture
ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture
|
3603000000 | eur |
| CY2021Q4 | ing |
Reserve From Share Of Changes In Equities Of Associates And Joint Venture
ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture
|
3416000000 | eur |
| CY2020Q4 | ing |
Reserve From Share Of Changes In Equities Of Associates And Joint Venture
ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture
|
3246000000 | eur |
| CY2022Q4 | ifrs-full |
Treasury Shares
TreasuryShares
|
1205000000 | eur |
| CY2021Q4 | ifrs-full |
Treasury Shares
TreasuryShares
|
1612000000 | eur |
| CY2020Q4 | ifrs-full |
Treasury Shares
TreasuryShares
|
4000000 | eur |
| CY2022Q4 | ifrs-full |
Other Reserves
OtherReserves
|
-2192000000 | eur |
| CY2021Q4 | ifrs-full |
Other Reserves
OtherReserves
|
-540000000 | eur |
| CY2020Q4 | ifrs-full |
Other Reserves
OtherReserves
|
2342000000 | eur |
| CY2022Q4 | ifrs-full |
Retained Earnings
RetainedEarnings
|
41538000000 | eur |
| CY2021Q4 | ifrs-full |
Retained Earnings
RetainedEarnings
|
35462000000 | eur |
| CY2020Q4 | ifrs-full |
Retained Earnings
RetainedEarnings
|
32149000000 | eur |
| CY2022Q4 | ifrs-full |
Equity Attributable To Owners Of Parent
EquityAttributableToOwnersOfParent
|
56500000000 | eur |
| CY2021Q4 | ifrs-full |
Equity Attributable To Owners Of Parent
EquityAttributableToOwnersOfParent
|
52066000000 | eur |
| CY2020Q4 | ifrs-full |
Equity Attributable To Owners Of Parent
EquityAttributableToOwnersOfParent
|
51619000000 | eur |
| CY2022Q4 | ifrs-full |
Noncontrolling Interests
NoncontrollingInterests
|
504000000 | eur |
| CY2021Q4 | ifrs-full |
Noncontrolling Interests
NoncontrollingInterests
|
736000000 | eur |
| CY2020Q4 | ifrs-full |
Noncontrolling Interests
NoncontrollingInterests
|
1022000000 | eur |
| CY2022Q4 | ifrs-full |
Equity
Equity
|
57004000000 | eur |
| CY2021Q4 | ifrs-full |
Equity
Equity
|
52802000000 | eur |
| CY2020Q4 | ifrs-full |
Equity
Equity
|
52640000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Classes Of Share Capital Explanatory
DisclosureOfClassesOfShareCapitalExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.657%"><tr><td style="width:1.0%"/><td style="width:31.658%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.498%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.498%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.498%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.715%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.715%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.718%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Share capital</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="9" style="border-bottom:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Ordinary shares (par value EUR </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">0.01</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">)</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Number x 1,000</span></td><td colspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Authorised share capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,142,000</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,729,000</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,729,000</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">147 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">147 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unissued share capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,415,461</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,824,935</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,828,331</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issued share capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,726,539</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,904,065</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,900,669</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">37</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022Q4 | ifrs-full |
Number Of Shares Authorised
NumberOfSharesAuthorised
|
9142000000 | shares |
| CY2021Q4 | ifrs-full |
Number Of Shares Authorised
NumberOfSharesAuthorised
|
14729000000 | shares |
| CY2020Q4 | ifrs-full |
Number Of Shares Authorised
NumberOfSharesAuthorised
|
14729000000 | shares |
| CY2022Q4 | ing |
Shares Authorized Value
SharesAuthorizedValue
|
91000000 | eur |
| CY2021Q4 | ing |
Shares Authorized Value
SharesAuthorizedValue
|
147000000 | eur |
| CY2020Q4 | ing |
Shares Authorized Value
SharesAuthorizedValue
|
147000000 | eur |
| CY2022 | ing |
Unissued Shares Number
UnissuedSharesNumber
|
5415461000 | shares |
| CY2021 | ing |
Unissued Shares Number
UnissuedSharesNumber
|
10824935000 | shares |
| CY2020 | ing |
Unissued Shares Number
UnissuedSharesNumber
|
10828331000 | shares |
| CY2022Q4 | ing |
Unissued Shares Value
UnissuedSharesValue
|
54000000 | eur |
| CY2021Q4 | ing |
Unissued Shares Value
UnissuedSharesValue
|
108000000 | eur |
| CY2020Q4 | ing |
Unissued Shares Value
UnissuedSharesValue
|
108000000 | eur |
| CY2022Q4 | ifrs-full |
Number Of Shares Issued
NumberOfSharesIssued
|
3726539000 | shares |
| CY2021Q4 | ifrs-full |
Number Of Shares Issued
NumberOfSharesIssued
|
3904065000 | shares |
| CY2020Q4 | ifrs-full |
Number Of Shares Issued
NumberOfSharesIssued
|
3900669000 | shares |
| CY2022Q4 | ifrs-full |
Issued Capital
IssuedCapital
|
37000000 | eur |
| CY2021Q4 | ifrs-full |
Issued Capital
IssuedCapital
|
39000000 | eur |
| CY2020Q4 | ifrs-full |
Issued Capital
IssuedCapital
|
39000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Reserves And Other Equity Interest Explanatory
DisclosureOfReservesAndOtherEquityInterestExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:74.170%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.266%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in issued share capital</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Ordinary shares (par value EUR 0.01)</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Number x 1,000</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issued share capital as at 1 January 2020</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,896,734 </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issue of shares</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,934 </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issued share capital as at 31 December 2020</span></div></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,900,669 </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issue of shares</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,397 </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issued share capital as at 31 December 2021</span></div></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,904,065 </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issue of shares</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,935 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cancellation of shares</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-180,461 </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issued share capital as at 31 December 2022</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a9a9a9;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,726,539 </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a9a9a9;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37 </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a9a9a9;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Share premium</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,105 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,089 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,078 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issue of shares</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,116</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,105</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,089</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.503%"><tr><td style="width:1.0%"/><td style="width:38.617%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.947%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.947%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.947%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.947%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.947%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.948%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in revaluation reserve: Equity securities and Debt instruments at FVOCI</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:10pt"><td colspan="3" rowspan="2" style="padding:0 1pt"/><td colspan="9" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities at FVOCI</span></td><td colspan="9" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt instruments at FVOCI</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:11pt"><td colspan="48" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,282 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,181 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,580 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">309 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">322 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-118 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-337 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-412 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-173 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised gains/losses transferred to the statement of profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-25 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-40 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised revaluations transferred to retained earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other changes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-62 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,187</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,282</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,181</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-341</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">96</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">309</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.812%"><tr><td style="width:1.0%"/><td style="width:38.806%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.915%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.915%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.915%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.915%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.915%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.919%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in cash flow hedge and credit liability reserve</span></td></tr><tr style="height:10pt"><td colspan="3" rowspan="2" style="padding:0 1pt"/><td colspan="9" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash flow hedge</span></td><td colspan="9" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit liability</span></td></tr><tr style="height:3pt"><td colspan="21" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-153 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,450 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,208 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-80 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-117 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-114 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in credit liability reserve</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">165 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-19 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,901 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,603 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">242 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised revaluations transferred to retained earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3,055</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-153</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,450</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">70</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-80</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-117</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.740%"><tr><td style="width:1.0%"/><td style="width:69.132%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.822%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.822%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.824%"/><td style="width:0.1%"/></tr><tr><td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Property in own use reserve</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">208 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">221 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">253 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impact IAS 29 on opening balance</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bfbfbf;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised revaluations transferred to retained earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #bfbfbf;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26 </span></td><td style="border-top:1pt solid #bfbfbf;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #b6b6b6;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">176</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">208</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">221</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Impact of application of hyperinflation accounting under IAS 29 from 1 January 2022.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in currency translation reserve</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,483 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,636 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,079 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impact IAS 29 on opening balance</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">647 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-61 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">106 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised gains/losses transferred to the statement of profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">444 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">214 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,662 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-2,395</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3,483</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3,636</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Impact of application of hyperinflation accounting under IAS 29 from 1 January 2022.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in share of associates, joint ventures and other reserves</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,416 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,246 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,189 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Result for the year</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">161 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">191 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer to/from retained earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-37 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,603</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,416</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,246</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.121%"><tr><td style="width:1.0%"/><td style="width:33.689%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.288%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.600%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.260%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.820%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.820%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.823%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in treasury shares</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Number x 1,000</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,612 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128,301 </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">572 </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">919 </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchased/sold for trading purposes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-312 </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102 </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-348 </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchased Share buyback programme</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,721 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,604 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">159,866 </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">127,628 </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cancelled Share buyback programme</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,124 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-180,461 </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,205</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,612</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">107,395 </span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">128,301 </span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">572 </span></td></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in retained earnings</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,462 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,149 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,866 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impact IAS 29 on opening balance</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-563 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer to/from other reserves</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Result for the year</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,965 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,760 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,156 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend and other distributions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,349 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,342 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Employee stock options and share plans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in composition of the group and other changes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,984 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-143 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">41,538</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">35,462</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">32,149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Impact of application of hyperinflation accounting under IAS 29 from 1 January 2022</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Non-distributable reserves</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,408 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,205 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,829 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-distributable reserves</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8,408</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8,205</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,831</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2019Q4 | ifrs-full |
Number Of Shares Outstanding
NumberOfSharesOutstanding
|
3896734000 | shares |
| CY2019Q4 | ifrs-full |
Issued Capital
IssuedCapital
|
39000000 | eur |
| CY2020 | ifrs-full |
Increase Decrease In Number Of Shares Outstanding
IncreaseDecreaseInNumberOfSharesOutstanding
|
3934000 | shares |
| CY2020Q4 | ifrs-full |
Number Of Shares Outstanding
NumberOfSharesOutstanding
|
3900669000 | shares |
| CY2020Q4 | ifrs-full |
Issued Capital
IssuedCapital
|
39000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease In Number Of Shares Outstanding
IncreaseDecreaseInNumberOfSharesOutstanding
|
3397000 | shares |
| CY2021Q4 | ifrs-full |
Number Of Shares Outstanding
NumberOfSharesOutstanding
|
3904065000 | shares |
| CY2021Q4 | ifrs-full |
Issued Capital
IssuedCapital
|
39000000 | eur |
| CY2022 | ifrs-full |
Increase Decrease In Number Of Shares Outstanding
IncreaseDecreaseInNumberOfSharesOutstanding
|
2935000 | shares |
| CY2022 | ing |
Cancellation Of Treasury Stock Shares
CancellationOfTreasuryStockShares
|
180461000 | shares |
| CY2022 | ifrs-full |
Cancellation Of Treasury Shares
CancellationOfTreasuryShares
|
2000000 | eur |
| CY2022Q4 | ifrs-full |
Number Of Shares Outstanding
NumberOfSharesOutstanding
|
3726539000 | shares |
| CY2022Q4 | ifrs-full |
Issued Capital
IssuedCapital
|
37000000 | eur |
| CY2022 | ifrs-full |
Increase Decrease In Number Of Shares Outstanding
IncreaseDecreaseInNumberOfSharesOutstanding
|
2900000 | shares |
| CY2021 | ifrs-full |
Increase Decrease In Number Of Shares Outstanding
IncreaseDecreaseInNumberOfSharesOutstanding
|
3400000 | shares |
| CY2020 | ifrs-full |
Increase Decrease In Number Of Shares Outstanding
IncreaseDecreaseInNumberOfSharesOutstanding
|
3900000 | shares |
| CY2022 | ifrs-full |
Issue Of Convertible Instruments
IssueOfConvertibleInstruments
|
750000000 | usd |
| CY2021 | ifrs-full |
Issue Of Convertible Instruments
IssueOfConvertibleInstruments
|
861000000 | usd |
| CY2022Q4 | ifrs-full |
Number Of Shares Authorised
NumberOfSharesAuthorised
|
9142000000 | shares |
| CY2022Q4 | ifrs-full |
Number Of Shares Outstanding
NumberOfSharesOutstanding
|
3727000000 | shares |
| CY2021Q4 | ifrs-full |
Share Premium
SharePremium
|
17105000000 | eur |
| CY2020Q4 | ifrs-full |
Share Premium
SharePremium
|
17089000000 | eur |
| CY2019Q4 | ifrs-full |
Share Premium
SharePremium
|
17078000000 | eur |
| CY2022 | ing |
Issue Of Share Premium Value
IssueOfSharePremiumValue
|
12000000 | eur |
| CY2021 | ing |
Issue Of Share Premium Value
IssueOfSharePremiumValue
|
16000000 | eur |
| CY2020 | ing |
Issue Of Share Premium Value
IssueOfSharePremiumValue
|
11000000 | eur |
| CY2022Q4 | ifrs-full |
Share Premium
SharePremium
|
17116000000 | eur |
| CY2021Q4 | ifrs-full |
Share Premium
SharePremium
|
17105000000 | eur |
| CY2020Q4 | ifrs-full |
Share Premium
SharePremium
|
17089000000 | eur |
| CY2022 | ing |
Increase Decrease In Exchange Rate Differences And Unrealised Revaluations Net
IncreaseDecreaseInExchangeRateDifferencesAndUnrealisedRevaluationsNet
|
437000000 | eur |
| CY2022Q4 | ing |
Share Of Associates Joing Venture And Other Reserves Including Non Distributable Profits From Associates And Joint Ventures
ShareOfAssociatesJoingVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures
|
797000000 | eur |
| CY2021Q4 | ing |
Share Of Associates Joing Venture And Other Reserves Including Non Distributable Profits From Associates And Joint Ventures
ShareOfAssociatesJoingVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures
|
738000000 | eur |
| CY2021Q4 | ifrs-full |
Treasury Shares
TreasuryShares
|
1612000000 | eur |
| CY2020Q4 | ifrs-full |
Treasury Shares
TreasuryShares
|
4000000 | eur |
| CY2019Q4 | ifrs-full |
Treasury Shares
TreasuryShares
|
10000000 | eur |
| CY2022 | ifrs-full |
Increase Decrease Through Treasury Share Transactions
IncreaseDecreaseThroughTreasuryShareTransactions
|
4000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease Through Treasury Share Transactions
IncreaseDecreaseThroughTreasuryShareTransactions
|
-4000000 | eur |
| CY2020 | ifrs-full |
Increase Decrease Through Treasury Share Transactions
IncreaseDecreaseThroughTreasuryShareTransactions
|
5000000 | eur |
| CY2022 | ing |
Share Buyback Programme Amount
ShareBuybackProgrammeAmount
|
1721000000 | eur |
| CY2021 | ing |
Share Buyback Programme Amount
ShareBuybackProgrammeAmount
|
1604000000 | eur |
| CY2022 | ing |
Share Buyback Programme Cancelled Amount
ShareBuybackProgrammeCancelledAmount
|
2124000000 | eur |
| CY2022 | ing |
Share Buyback Programme Cancelled Shares
ShareBuybackProgrammeCancelledShares
|
180461000 | shares |
| CY2022Q4 | ifrs-full |
Treasury Shares
TreasuryShares
|
1205000000 | eur |
| CY2021Q4 | ifrs-full |
Treasury Shares
TreasuryShares
|
1612000000 | eur |
| CY2020Q4 | ifrs-full |
Treasury Shares
TreasuryShares
|
4000000 | eur |
| CY2022 | ifrs-full |
Dividends Paid
DividendsPaid
|
2178000000 | eur |
| CY2021 | ifrs-full |
Dividends Paid
DividendsPaid
|
1288000000 | eur |
| CY2020 | ifrs-full |
Dividends Paid
DividendsPaid
|
0 | eur |
| CY2022 | ing |
Other Cash Distributions
OtherCashDistributions
|
1171000000 | eur |
| CY2021 | ing |
Other Cash Distributions
OtherCashDistributions
|
1054000000 | eur |
| CY2020 | ing |
Other Cash Distributions
OtherCashDistributions
|
0 | eur |
| CY2022Q4 | ing |
Non Distributable Reserves
NonDistributableReserves
|
8408000000 | eur |
| CY2021Q4 | ing |
Non Distributable Reserves
NonDistributableReserves
|
8205000000 | eur |
| CY2020Q4 | ing |
Non Distributable Reserves
NonDistributableReserves
|
9831000000 | eur |
| CY2022 | ing |
Increase Dividend As Percentage
IncreaseDividendAsPercentage
|
0.02585 | |
| CY2022 | ifrs-full |
Disclosure Of Interest Income Expense Explanatory
DisclosureOfInterestIncomeExpenseExplanatory
|
<span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">20 Net interest income</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:33.183%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:33.183%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.403%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Net interest income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on loans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,440 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,914 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,624 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on deposits from banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">420 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">177 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on financial assets at fair value through OCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">511 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">346 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">512 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on customer deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,800 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">915 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,331 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on debt securities at amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">591 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">468 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">508 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on debt securities in issue</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,722 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,218 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,732 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on non-trading derivatives (hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,011 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,361 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,392 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on subordinated loans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">648 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">571 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">612 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Negative interest on liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">887 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,487 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">678 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Negative interest on assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">285 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">572 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">353 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total interest income using effective interest rate method</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">24,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,577</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">20,715</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on non-trading derivatives (hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,144 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,700 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,198 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total interest expense using effective interest rate method</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,019</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,085</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,402</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on financial assets at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,444 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">435 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">658 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on non-trading derivatives (no hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,390 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,025 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,154 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on financial liabilities at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,237 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">304 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">514 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on non-trading derivatives (no hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,411 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,605 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,029 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total other interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,934</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,474</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,843</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on lease liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">28,373</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">21,051</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">22,559</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">98 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total other interest expense</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,762</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,966</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,605</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total interest expense</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,780</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,051</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,007</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">14,593</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">14,000</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,552</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total net interest income amounts to EUR 14,593 million (2021: EUR 14,000 million). Net interest income was affected by reversing the hedge accounting impacts that are applied under EU ‘IAS 39 carve-out’ with an impact of EUR 836 million (2021: EUR 385 million). The net increase, without the IAS 39 carve out impact, is EUR 141 million. Despite a one-off impact related to credit moratoria in Poland (EUR -343 million), net interest income is increasing: a reflection of the changing interest rate environment which reprices faster on the asset side than the liability side of the balance sheet.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Negative interest on liabilities in 2022, amounting to EUR 887 million (2021: EUR 1,487 million) includes ECB funding rate benefit from the TLTRO III programme of EUR 314 million (2021: EUR 808 million).</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As ING met the 2020-2021 TLTRO III lending growth targets, the funding rate for TLTRO III amounted -100 bps during the special interest periods between 24 June 2020 and 23 June 2022 (of which -50 bps was unconditional and -50 bps was conditional). As a result, -100 bps was the applicable TLTRO III rate throughout the entire 2021 and the first half of 2022 until 23 June 2022. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In October 2022, the ECB changed the terms of the unconditional interest related to the periods before and after the special interest periods. Interest rate before 24 June 2020 and from 23 June 2022 until 22 November 2022 is now based on the average Deposit Facility (DF) rate during the period between the draw down date until 22 November 2022. As ING participated in series 3, 4 and 7 of TLTRO III, 3 different average DF rates apply to those and comprised -37 bps, -36 bps and -29 bps, respectively. </span></div></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under the revised terms of TLTRO III, interest rate after 22 November 2022 until maturity is now based on the average DF rate during that period instead of the average DF rate for the whole life of TLTRO III, as it was contemplated previously. The DF rate was at 150 bps between 22 November 2022 and 21 December 2022 and at 200 bps thereafter until the end of 2022. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Interest income recognised in 2022 within ‘Negative interest on liabilities’ is based on the above updated terms of TLTRO.</span></div> | |
| CY2022 | ifrs-full |
Interest Income On Loans And Receivables
InterestIncomeOnLoansAndReceivables
|
18440000000 | eur |
| CY2021 | ifrs-full |
Interest Income On Loans And Receivables
InterestIncomeOnLoansAndReceivables
|
13914000000 | eur |
| CY2020 | ifrs-full |
Interest Income On Loans And Receivables
InterestIncomeOnLoansAndReceivables
|
15624000000 | eur |
| CY2022 | ifrs-full |
Interest Expense On Deposits From Banks
InterestExpenseOnDepositsFromBanks
|
420000000 | eur |
| CY2021 | ifrs-full |
Interest Expense On Deposits From Banks
InterestExpenseOnDepositsFromBanks
|
109000000 | eur |
| CY2020 | ifrs-full |
Interest Expense On Deposits From Banks
InterestExpenseOnDepositsFromBanks
|
177000000 | eur |
| CY2022 | ifrs-full |
Interest Revenue For Financial Assets Measured At Fair Value Through Other Comprehensive Income
InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
511000000 | eur |
| CY2021 | ifrs-full |
Interest Revenue For Financial Assets Measured At Fair Value Through Other Comprehensive Income
InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
346000000 | eur |
| CY2020 | ifrs-full |
Interest Revenue For Financial Assets Measured At Fair Value Through Other Comprehensive Income
InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
512000000 | eur |
| CY2022 | ifrs-full |
Interest Expense On Deposits From Customers
InterestExpenseOnDepositsFromCustomers
|
2800000000 | eur |
| CY2021 | ifrs-full |
Interest Expense On Deposits From Customers
InterestExpenseOnDepositsFromCustomers
|
915000000 | eur |
| CY2020 | ifrs-full |
Interest Expense On Deposits From Customers
InterestExpenseOnDepositsFromCustomers
|
1331000000 | eur |
| CY2022 | ifrs-full |
Interest Income For Financial Assets Measured At Amortised Cost
InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost
|
591000000 | eur |
| CY2021 | ifrs-full |
Interest Income For Financial Assets Measured At Amortised Cost
InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost
|
468000000 | eur |
| CY2020 | ifrs-full |
Interest Income For Financial Assets Measured At Amortised Cost
InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost
|
508000000 | eur |
| CY2022 | ifrs-full |
Interest Expense On Debt Instruments Issued
InterestExpenseOnDebtInstrumentsIssued
|
1722000000 | eur |
| CY2021 | ifrs-full |
Interest Expense On Debt Instruments Issued
InterestExpenseOnDebtInstrumentsIssued
|
1218000000 | eur |
| CY2020 | ifrs-full |
Interest Expense On Debt Instruments Issued
InterestExpenseOnDebtInstrumentsIssued
|
1732000000 | eur |
| CY2022 | ing |
Interest Income On Non Trading Derivatives Hedge Accounting Ifrs9
InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9
|
4011000000 | eur |
| CY2021 | ing |
Interest Income On Non Trading Derivatives Hedge Accounting Ifrs9
InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9
|
2361000000 | eur |
| CY2020 | ing |
Interest Income On Non Trading Derivatives Hedge Accounting Ifrs9
InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9
|
3392000000 | eur |
| CY2022 | ing |
Interest Expense On Subordinated Loans
InterestExpenseOnSubordinatedLoans
|
648000000 | eur |
| CY2021 | ing |
Interest Expense On Subordinated Loans
InterestExpenseOnSubordinatedLoans
|
571000000 | eur |
| CY2020 | ing |
Interest Expense On Subordinated Loans
InterestExpenseOnSubordinatedLoans
|
612000000 | eur |
| CY2022 | ing |
Negative Interest Income On Liabilities
NegativeInterestIncomeOnLiabilities
|
887000000 | eur |
| CY2021 | ing |
Negative Interest Income On Liabilities
NegativeInterestIncomeOnLiabilities
|
1487000000 | eur |
| CY2020 | ing |
Negative Interest Income On Liabilities
NegativeInterestIncomeOnLiabilities
|
678000000 | eur |
| CY2022 | ing |
Negative Interest Expense On Assets
NegativeInterestExpenseOnAssets
|
285000000 | eur |
| CY2021 | ing |
Negative Interest Expense On Assets
NegativeInterestExpenseOnAssets
|
572000000 | eur |
| CY2020 | ing |
Negative Interest Expense On Assets
NegativeInterestExpenseOnAssets
|
353000000 | eur |
| CY2022 | ifrs-full |
Interest Revenue Calculated Using Effective Interest Method
InterestRevenueCalculatedUsingEffectiveInterestMethod
|
24439000000 | eur |
| CY2021 | ifrs-full |
Interest Revenue Calculated Using Effective Interest Method
InterestRevenueCalculatedUsingEffectiveInterestMethod
|
18577000000 | eur |
| CY2020 | ifrs-full |
Interest Revenue Calculated Using Effective Interest Method
InterestRevenueCalculatedUsingEffectiveInterestMethod
|
20715000000 | eur |
| CY2022 | ing |
Interest Expense On Non Trading Derivatives Qualified For Hedge Accounting
InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting
|
4144000000 | eur |
| CY2021 | ing |
Interest Expense On Non Trading Derivatives Qualified For Hedge Accounting
InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting
|
1700000000 | eur |
| CY2020 | ing |
Interest Expense On Non Trading Derivatives Qualified For Hedge Accounting
InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting
|
3198000000 | eur |
| CY2022 | ing |
Interest Expenses Calculated Using Effective Interest Method
InterestExpensesCalculatedUsingEffectiveInterestMethod
|
10019000000 | eur |
| CY2021 | ing |
Interest Expenses Calculated Using Effective Interest Method
InterestExpensesCalculatedUsingEffectiveInterestMethod
|
5085000000 | eur |
| CY2020 | ing |
Interest Expenses Calculated Using Effective Interest Method
InterestExpensesCalculatedUsingEffectiveInterestMethod
|
7402000000 | eur |
| CY2022 | ifrs-full |
Interest Income On Financial Assets Designated At Fair Value Through Profit Or Loss
InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss
|
1444000000 | eur |
| CY2021 | ifrs-full |
Interest Income On Financial Assets Designated At Fair Value Through Profit Or Loss
InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss
|
435000000 | eur |
| CY2020 | ifrs-full |
Interest Income On Financial Assets Designated At Fair Value Through Profit Or Loss
InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss
|
658000000 | eur |
| CY2022 | ing |
Interest Income On Non Trading Derivatives Not Qualified For Hedge Accounting
InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting
|
2390000000 | eur |
| CY2021 | ing |
Interest Income On Non Trading Derivatives Not Qualified For Hedge Accounting
InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting
|
2025000000 | eur |
| CY2020 | ing |
Interest Income On Non Trading Derivatives Not Qualified For Hedge Accounting
InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting
|
1154000000 | eur |
| CY2022 | ifrs-full |
Interest Expense On Financial Liabilities Designated At Fair Value Through Profit Or Loss
InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss
|
1237000000 | eur |
| CY2021 | ifrs-full |
Interest Expense On Financial Liabilities Designated At Fair Value Through Profit Or Loss
InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss
|
304000000 | eur |
| CY2020 | ifrs-full |
Interest Expense On Financial Liabilities Designated At Fair Value Through Profit Or Loss
InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss
|
514000000 | eur |
| CY2022 | ing |
Miscellaneous Interest Income
MiscellaneousInterestIncome
|
100000000 | eur |
| CY2021 | ing |
Miscellaneous Interest Income
MiscellaneousInterestIncome
|
14000000 | eur |
| CY2020 | ing |
Miscellaneous Interest Income
MiscellaneousInterestIncome
|
32000000 | eur |
| CY2022 | ing |
Interest Expense On Non Trading Derivatives Not Qualified For Hedge Accounting
InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting
|
2411000000 | eur |
| CY2021 | ing |
Interest Expense On Non Trading Derivatives Not Qualified For Hedge Accounting
InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting
|
1605000000 | eur |
| CY2020 | ing |
Interest Expense On Non Trading Derivatives Not Qualified For Hedge Accounting
InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting
|
1029000000 | eur |
| CY2022 | ifrs-full |
Interest Income On Other Financial Assets
InterestIncomeOnOtherFinancialAssets
|
3934000000 | eur |
| CY2021 | ifrs-full |
Interest Income On Other Financial Assets
InterestIncomeOnOtherFinancialAssets
|
2474000000 | eur |
| CY2020 | ifrs-full |
Interest Income On Other Financial Assets
InterestIncomeOnOtherFinancialAssets
|
1843000000 | eur |
| CY2022 | ifrs-full |
Interest Expense On Lease Liabilities
InterestExpenseOnLeaseLiabilities
|
15000000 | eur |
| CY2021 | ifrs-full |
Interest Expense On Lease Liabilities
InterestExpenseOnLeaseLiabilities
|
14000000 | eur |
| CY2020 | ifrs-full |
Interest Expense On Lease Liabilities
InterestExpenseOnLeaseLiabilities
|
18000000 | eur |
| CY2022 | ifrs-full |
Revenue From Interest
RevenueFromInterest
|
28373000000 | eur |
| CY2021 | ifrs-full |
Revenue From Interest
RevenueFromInterest
|
21051000000 | eur |
| CY2020 | ifrs-full |
Revenue From Interest
RevenueFromInterest
|
22559000000 | eur |
| CY2022 | ing |
Miscellaneous Interest Expense
MiscellaneousInterestExpense
|
98000000 | eur |
| CY2021 | ing |
Miscellaneous Interest Expense
MiscellaneousInterestExpense
|
43000000 | eur |
| CY2020 | ing |
Miscellaneous Interest Expense
MiscellaneousInterestExpense
|
44000000 | eur |
| CY2022 | ifrs-full |
Interest Expense On Other Financial Liabilities
InterestExpenseOnOtherFinancialLiabilities
|
3762000000 | eur |
| CY2021 | ifrs-full |
Interest Expense On Other Financial Liabilities
InterestExpenseOnOtherFinancialLiabilities
|
1966000000 | eur |
| CY2020 | ifrs-full |
Interest Expense On Other Financial Liabilities
InterestExpenseOnOtherFinancialLiabilities
|
1605000000 | eur |
| CY2022 | ifrs-full |
Interest Expense
InterestExpense
|
13780000000 | eur |
| CY2021 | ifrs-full |
Interest Expense
InterestExpense
|
7051000000 | eur |
| CY2020 | ifrs-full |
Interest Expense
InterestExpense
|
9007000000 | eur |
| CY2022 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
14593000000 | eur |
| CY2021 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
14000000000 | eur |
| CY2020 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
13552000000 | eur |
| CY2022 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
14593000000 | eur |
| CY2021 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
14000000000 | eur |
| CY2022 | ing |
Negative Interest Income On Liabilities
NegativeInterestIncomeOnLiabilities
|
887000000 | eur |
| CY2021 | ing |
Negative Interest Income On Liabilities
NegativeInterestIncomeOnLiabilities
|
1487000000 | eur |
| CY2022 | ing |
Ecb Funding Rate Benefit On Tltroii Programme
ECBFundingRateBenefitOnTLTROIIProgramme
|
314000000 | eur |
| CY2021 | ing |
Ecb Funding Rate Benefit On Tltroii Programme
ECBFundingRateBenefitOnTLTROIIProgramme
|
808000000 | eur |
| ing |
Funding Rate Tltroiii
FundingRateTLTROIII
|
-0.0100 | ||
| ing |
Funding Rate Tltroiii Unconditional
FundingRateTLTROIIIUnconditional
|
-0.0050 | ||
| ing |
Funding Rate Tltroiii Conditional
FundingRateTLTROIIIConditional
|
-0.0050 | ||
| ing |
Funding Rate Tltroiii
FundingRateTLTROIII
|
-0.0100 | ||
| CY2022Q4 | ing |
Funding Rate Tltroiii
FundingRateTLTROIII
|
0.0150 | |
| CY2022Q4 | ing |
Funding Rate Tltroiii
FundingRateTLTROIII
|
0.0200 | |
| CY2022 | ifrs-full |
Disclosure Of Fee And Commission Income Expense Explanatory
DisclosureOfFeeAndCommissionIncomeExpenseExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">21 Net fee and commission income</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Net fee and commission income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020 </span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Fee and commission income</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payment Services</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,888 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,661 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,566 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities business</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">632 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">853 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">700 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Insurance and other broking</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">682 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">734 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">705 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Portfolio management</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">600 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">617 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">525 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lending business</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">556 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">477 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">368 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial guarantees and other commitments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">496 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">458 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">364 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">232 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">204 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">286 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,085</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,004</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,514</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Fee and commission expenses</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payment Services</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">600 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">563 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">611 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities business</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">160 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">164 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">133 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Distribution of products (Externally)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">555 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">591 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">548 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">184 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">169 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">211 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total fee and commission expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,499</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,487</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,503</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,586</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,517</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,011</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 ING changed the presentation of net fee and commission income as of 2021. The comparative figure for 2020 has been updated accordingly. The reclassification does not affect the total amount of Net Fee and Commission Income.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Payment services fees are earned for providing services for deposit accounts and cards, cash management and transaction processing including interchange. Securities fees and commissions are fees for securities brokerage and securities underwriting. Portfolio management fees include fees earned for asset management activities, fiduciary and related activities in which ING holds or invests assets on behalf of its </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">customers. Fees and commissions from Lending business include income earned for lending advisory, origination, underwriting and loan commitments which are not part of the effective interest rate. Financial guarantees and other commitments fees and commissions are earned from bank guarantees, letters of credit and other trade finance related products, factoring and leasing. Fees paid for distribution of products are all fees paid for the distribution of ING’s products and services through external providers. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">All of ING’s net fee and commission income are in scope of IFRS 15 ‘Revenue from Contracts with Customers’. Reference is made to Note 34 'Segments' which includes net fee and commission income, as reported to the Executive Board and the Management Board Banking, disaggregated by line of business and by geographical segment.</span></div> | |
| CY2022 | ing |
Payment Services Fee And Commission Income
PaymentServicesFeeAndCommissionIncome
|
1888000000 | eur |
| CY2021 | ing |
Payment Services Fee And Commission Income
PaymentServicesFeeAndCommissionIncome
|
1661000000 | eur |
| CY2020 | ing |
Payment Services Fee And Commission Income
PaymentServicesFeeAndCommissionIncome
|
1566000000 | eur |
| CY2022 | ing |
Securities Business Fee And Commission Income
SecuritiesBusinessFeeAndCommissionIncome
|
632000000 | eur |
| CY2021 | ing |
Securities Business Fee And Commission Income
SecuritiesBusinessFeeAndCommissionIncome
|
853000000 | eur |
| CY2020 | ing |
Securities Business Fee And Commission Income
SecuritiesBusinessFeeAndCommissionIncome
|
700000000 | eur |
| CY2022 | ing |
Insurance And Other Broking Fee And Commission Income
InsuranceAndOtherBrokingFeeAndCommissionIncome
|
682000000 | eur |
| CY2021 | ing |
Insurance And Other Broking Fee And Commission Income
InsuranceAndOtherBrokingFeeAndCommissionIncome
|
734000000 | eur |
| CY2020 | ing |
Insurance And Other Broking Fee And Commission Income
InsuranceAndOtherBrokingFeeAndCommissionIncome
|
705000000 | eur |
| CY2022 | ifrs-full |
Portfolio And Other Management Fee Income
PortfolioAndOtherManagementFeeIncome
|
600000000 | eur |
| CY2021 | ifrs-full |
Portfolio And Other Management Fee Income
PortfolioAndOtherManagementFeeIncome
|
617000000 | eur |
| CY2020 | ifrs-full |
Portfolio And Other Management Fee Income
PortfolioAndOtherManagementFeeIncome
|
525000000 | eur |
| CY2022 | ing |
Lending Business Fee And Commission Income
LendingBusinessFeeAndCommissionIncome
|
556000000 | eur |
| CY2021 | ing |
Lending Business Fee And Commission Income
LendingBusinessFeeAndCommissionIncome
|
477000000 | eur |
| CY2020 | ing |
Lending Business Fee And Commission Income
LendingBusinessFeeAndCommissionIncome
|
368000000 | eur |
| CY2022 | ing |
Financial Guarantees And Other Commitments
FinancialGuaranteesAndOtherCommitments
|
496000000 | eur |
| CY2021 | ing |
Financial Guarantees And Other Commitments
FinancialGuaranteesAndOtherCommitments
|
458000000 | eur |
| CY2020 | ing |
Financial Guarantees And Other Commitments
FinancialGuaranteesAndOtherCommitments
|
364000000 | eur |
| CY2022 | ifrs-full |
Other Fee And Commission Income
OtherFeeAndCommissionIncome
|
232000000 | eur |
| CY2021 | ifrs-full |
Other Fee And Commission Income
OtherFeeAndCommissionIncome
|
204000000 | eur |
| CY2020 | ifrs-full |
Other Fee And Commission Income
OtherFeeAndCommissionIncome
|
286000000 | eur |
| CY2022 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
5085000000 | eur |
| CY2021 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
5004000000 | eur |
| CY2020 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
4514000000 | eur |
| CY2022 | ing |
Payment Services Fee And Commission Expense
PaymentServicesFeeAndCommissionExpense
|
600000000 | eur |
| CY2021 | ing |
Payment Services Fee And Commission Expense
PaymentServicesFeeAndCommissionExpense
|
563000000 | eur |
| CY2020 | ing |
Payment Services Fee And Commission Expense
PaymentServicesFeeAndCommissionExpense
|
611000000 | eur |
| CY2022 | ing |
Securities Business Fee And Commission Expense
SecuritiesBusinessFeeAndCommissionExpense
|
160000000 | eur |
| CY2021 | ing |
Securities Business Fee And Commission Expense
SecuritiesBusinessFeeAndCommissionExpense
|
164000000 | eur |
| CY2020 | ing |
Securities Business Fee And Commission Expense
SecuritiesBusinessFeeAndCommissionExpense
|
133000000 | eur |
| CY2022 | ing |
Distribution Of Products Fee And Commission Expense
DistributionOfProductsFeeAndCommissionExpense
|
555000000 | eur |
| CY2021 | ing |
Distribution Of Products Fee And Commission Expense
DistributionOfProductsFeeAndCommissionExpense
|
591000000 | eur |
| CY2020 | ing |
Distribution Of Products Fee And Commission Expense
DistributionOfProductsFeeAndCommissionExpense
|
548000000 | eur |
| CY2022 | ifrs-full |
Other Fee And Commission Expense
OtherFeeAndCommissionExpense
|
184000000 | eur |
| CY2021 | ifrs-full |
Other Fee And Commission Expense
OtherFeeAndCommissionExpense
|
169000000 | eur |
| CY2020 | ifrs-full |
Other Fee And Commission Expense
OtherFeeAndCommissionExpense
|
211000000 | eur |
| CY2022 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
1499000000 | eur |
| CY2021 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
1487000000 | eur |
| CY2020 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
1503000000 | eur |
| CY2022 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
3586000000 | eur |
| CY2021 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
3517000000 | eur |
| CY2020 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
3011000000 | eur |
| CY2022 | ing |
Disclosure Of Valuation Results And Net Trading Income Explanatory
DisclosureOfValuationResultsAndNetTradingIncomeExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">22 Valuation results and net trading income</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation results and net trading income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities trading results</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-356 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">787 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-500 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives trading results</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-554 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">701 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other trading results</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">84 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change in fair value of derivatives relating to</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– fair value hedges</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,928 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,317 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">538 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– cash flow hedges (ineffective portion)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– other non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,358 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,179 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-90 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change in fair value of assets and liabilities (hedged items)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,563 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,330 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-541 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Valuation results on assets and liabilities designated at FVPL (excluding trading)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">439 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-123 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange transactions results</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">567 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">422 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,214</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,065</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">474</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In general, the fair value movements are influenced by changes in the market conditions, such as stock prices, credit spreads, interest rates and currency exchange rates. In 2022 the market has been affected by a significant increase in interest rates volatility, interest rate hikes across EU, and US and a steady fall of the EUR value and appreciation of USD. Moreover, a significant increase in interest rates volatility resulted in a positive EU IAS39 carve out adjustment of EUR 10,713 million (2021: EUR 1,218 million).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities trading results includes the results of market making in instruments such as government securities, equity securities, corporate debt securities, money-market instruments. Derivatives trading results includes the results of derivatives such as interest rate swaps, options, futures, and forward contracts. Trading gains and losses relating to trading securities still held as at 31 December 2022 amount to EUR -157 million (2021: EUR -268 million; 2020: EUR -690 million).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The majority of the risks involved in security and currency trading is economically hedged with derivatives. The securities trading results are partly offset by results on these derivatives. The result of these derivatives is included in Derivatives trading results. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other trading results include the results of trading loans and funds entrusted.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Foreign exchange transactions results include gains and losses from spot and forward contracts, options, futures, and translated foreign currency assets and liabilities. The result on currency trading is included in foreign exchange transactions results.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net trading income relates to trading assets and trading liabilities which include assets and liabilities that are classified under IFRS as Trading but are closely related to servicing the needs of the clients of ING. ING offers products that are traded on the financial markets to institutional clients, corporate clients, and governments. ING Group’s trading books are managed based on internal limits and comprise a mix of products with results which could be offset. A significant part of the derivatives in the trading portfolio are related to servicing corporate clients in their risk management to hedge for example currency or interest rate exposures. From a risk perspective, the gross amount of trading assets must be considered together with the gross amount of trading liabilities, which are presented separately on the statement of financial position. However, IFRS does not always allow netting of these positions in the statement of financial position. Reference is made to Note 4 'Financial assets at fair value through profit or loss' and Note 14 'Financial liabilities at fair value through profit or loss' for information on trading assets and trading liabilities respectively.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">‘Valuation results and net trading income’ include the fair value movements on derivatives (used for both hedge accounting and economically hedging exposures) as well as the changes in the fair value of assets and liabilities included in hedging relationships as hedged items. During 2022, the interest rate movements significantly affected the fair value changes of other non-trading derivatives as well as the fair value changes of both the derivatives and the hedged items designated in fair value hedges. Reference is made to Note 39 'Derivatives and hedge accounting' for information on derivatives used for hedge accounting. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore, derivatives trading results is also impacted by fair value movements arising from changes in credit spreads (CVA and DVA), bid offer spreads, model risk and incremental cost of funding on derivatives (FVA and CollV</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A). Spreads widened in 2022 compared to 2021 and the fair value changes increased.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, Derivatives trading results include EUR 43 million CVA/DVA adjustments on trading derivatives (2021: EUR 98 million; 2020: EUR 17 million). </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Valuation results on assets and liabilities designated at fair value through profit or loss (excluding trading)’ include fair value changes on financial assets and financial liabilities driven by changed market conditions. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Refer to Note 4 'Financial assets at fair value through profit or loss' and to Note 14 'Financial liabilities at fair value through profit or loss'.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, ‘Valuation results on assets and liabilities designated at fair value through profit or loss (excluding trading)’ include fair value adjustments on own issued notes amounting to EUR 745 million (2021: EUR 65 million; 2020: EUR -1 million).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Interest income from trading assets in 2022 amounted to EUR 18,593 million (2021: EUR 13,737 million; 2020: EUR 13,412 million). Interest expense from trading liabilities in 2022 amounted to EUR 18,765 million (2021: EUR 14,079 million; 2020: EUR 13,052 million).</span></div> | |
| CY2022 | ing |
Trading Income Expense On Securities
TradingIncomeExpenseOnSecurities
|
-356000000 | eur |
| CY2021 | ing |
Trading Income Expense On Securities
TradingIncomeExpenseOnSecurities
|
787000000 | eur |
| CY2020 | ing |
Trading Income Expense On Securities
TradingIncomeExpenseOnSecurities
|
-500000000 | eur |
| CY2022 | ifrs-full |
Trading Income Expense On Derivative Financial Instruments
TradingIncomeExpenseOnDerivativeFinancialInstruments
|
11000000 | eur |
| CY2021 | ifrs-full |
Trading Income Expense On Derivative Financial Instruments
TradingIncomeExpenseOnDerivativeFinancialInstruments
|
-554000000 | eur |
| CY2020 | ifrs-full |
Trading Income Expense On Derivative Financial Instruments
TradingIncomeExpenseOnDerivativeFinancialInstruments
|
701000000 | eur |
| CY2022 | ifrs-full |
Other Trading Income Expense
OtherTradingIncomeExpense
|
71000000 | eur |
| CY2021 | ifrs-full |
Other Trading Income Expense
OtherTradingIncomeExpense
|
84000000 | eur |
| CY2020 | ifrs-full |
Other Trading Income Expense
OtherTradingIncomeExpense
|
72000000 | eur |
| CY2022 | ifrs-full |
Gains Losses On Hedging Instrument
GainsLossesOnHedgingInstrument
|
-5928000000 | eur |
| CY2021 | ifrs-full |
Gains Losses On Hedging Instrument
GainsLossesOnHedgingInstrument
|
-1317000000 | eur |
| CY2020 | ifrs-full |
Gains Losses On Hedging Instrument
GainsLossesOnHedgingInstrument
|
538000000 | eur |
| CY2022 | ifrs-full |
Gains Losses On Ineffectiveness Of Cash Flow Hedges Recognised In Profit Or Loss
GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss
|
20000000 | eur |
| CY2021 | ifrs-full |
Gains Losses On Ineffectiveness Of Cash Flow Hedges Recognised In Profit Or Loss
GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss
|
1000000 | eur |
| CY2020 | ifrs-full |
Gains Losses On Ineffectiveness Of Cash Flow Hedges Recognised In Profit Or Loss
GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss
|
-5000000 | eur |
| CY2022 | ing |
Gains On Change In Fair Value Of Other Non Trading Derivatives
GainsOnChangeInFairValueOfOtherNonTradingDerivatives
|
12358000000 | eur |
| CY2021 | ing |
Gains On Change In Fair Value Of Other Non Trading Derivatives
GainsOnChangeInFairValueOfOtherNonTradingDerivatives
|
1179000000 | eur |
| CY2020 | ing |
Gains On Change In Fair Value Of Other Non Trading Derivatives
GainsOnChangeInFairValueOfOtherNonTradingDerivatives
|
-90000000 | eur |
| CY2022 | ifrs-full |
Gains Losses On Hedged Item Attributable To Hedged Risk
GainsLossesOnHedgedItemAttributableToHedgedRisk
|
5563000000 | eur |
| CY2021 | ifrs-full |
Gains Losses On Hedged Item Attributable To Hedged Risk
GainsLossesOnHedgedItemAttributableToHedgedRisk
|
1330000000 | eur |
| CY2020 | ifrs-full |
Gains Losses On Hedged Item Attributable To Hedged Risk
GainsLossesOnHedgedItemAttributableToHedgedRisk
|
-541000000 | eur |
| CY2022 | ing |
Gains Losses On Assets And Liabilities Designated At Fair Value Through Profit Or Loss Excluding Trading
GainsLossesOnAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossExcludingTrading
|
439000000 | eur |
| CY2021 | ing |
Gains Losses On Assets And Liabilities Designated At Fair Value Through Profit Or Loss Excluding Trading
GainsLossesOnAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossExcludingTrading
|
-13000000 | eur |
| CY2020 | ing |
Gains Losses On Assets And Liabilities Designated At Fair Value Through Profit Or Loss Excluding Trading
GainsLossesOnAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossExcludingTrading
|
-123000000 | eur |
| CY2022 | ifrs-full |
Trading Income Expense On Foreign Exchange Contracts
TradingIncomeExpenseOnForeignExchangeContracts
|
38000000 | eur |
| CY2021 | ifrs-full |
Trading Income Expense On Foreign Exchange Contracts
TradingIncomeExpenseOnForeignExchangeContracts
|
567000000 | eur |
| CY2020 | ifrs-full |
Trading Income Expense On Foreign Exchange Contracts
TradingIncomeExpenseOnForeignExchangeContracts
|
422000000 | eur |
| CY2022 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
12214000000 | eur |
| CY2021 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
2065000000 | eur |
| CY2020 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
474000000 | eur |
| CY2022 | ing |
Credit Valuation Adjustments Debt Valuation Adjustments On Trading Derivatives
CreditValuationAdjustmentsDebtValuationAdjustmentsOnTradingDerivatives
|
43000000 | eur |
| CY2021 | ing |
Credit Valuation Adjustments Debt Valuation Adjustments On Trading Derivatives
CreditValuationAdjustmentsDebtValuationAdjustmentsOnTradingDerivatives
|
98000000 | eur |
| CY2020 | ing |
Credit Valuation Adjustments Debt Valuation Adjustments On Trading Derivatives
CreditValuationAdjustmentsDebtValuationAdjustmentsOnTradingDerivatives
|
17000000 | eur |
| CY2022 | ing |
Fair Value Adjustments On Own Issued Notes
FairValueAdjustmentsOnOwnIssuedNotes
|
745000000 | eur |
| CY2021 | ing |
Fair Value Adjustments On Own Issued Notes
FairValueAdjustmentsOnOwnIssuedNotes
|
65000000 | eur |
| CY2020 | ing |
Fair Value Adjustments On Own Issued Notes
FairValueAdjustmentsOnOwnIssuedNotes
|
-1000000 | eur |
| CY2022 | ifrs-full |
Interest Income On Financial Assets Held For Trading
InterestIncomeOnFinancialAssetsHeldForTrading
|
18593000000 | eur |
| CY2021 | ifrs-full |
Interest Income On Financial Assets Held For Trading
InterestIncomeOnFinancialAssetsHeldForTrading
|
13737000000 | eur |
| CY2020 | ifrs-full |
Interest Income On Financial Assets Held For Trading
InterestIncomeOnFinancialAssetsHeldForTrading
|
13412000000 | eur |
| CY2022 | ifrs-full |
Interest Expense On Financial Liabilities Held For Trading
InterestExpenseOnFinancialLiabilitiesHeldForTrading
|
18765000000 | eur |
| CY2021 | ifrs-full |
Interest Expense On Financial Liabilities Held For Trading
InterestExpenseOnFinancialLiabilitiesHeldForTrading
|
14079000000 | eur |
| CY2020 | ifrs-full |
Interest Expense On Financial Liabilities Held For Trading
InterestExpenseOnFinancialLiabilitiesHeldForTrading
|
13052000000 | eur |
| CY2022 | ing |
Disclosure Of Investment Income Explanatory
DisclosureOfInvestmentIncomeExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">23 Investment income</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Investment income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">149 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">107 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised gains/losses on disposal of debt instruments measured at FVOCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from and fair value gains/losses on investment properties</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a6a6a6;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">181</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a6a6a6;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a6a6a6;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">167</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a6a6a6;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a6a6a6;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">152</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a6a6a6;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, 2021 and 2020 dividend income mainly consists of dividend received from ING’s equity stake in Bank of Beijing.</span></div> | |
| CY2022 | ifrs-full |
Revenue From Dividends
RevenueFromDividends
|
149000000 | eur |
| CY2021 | ifrs-full |
Revenue From Dividends
RevenueFromDividends
|
122000000 | eur |
| CY2020 | ifrs-full |
Revenue From Dividends
RevenueFromDividends
|
107000000 | eur |
| CY2022 | ing |
Gain Loss On Disposal Of Debt Instruments Measured At Fair Value Through Other Comprehensive Income
GainLossOnDisposalOfDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
32000000 | eur |
| CY2021 | ing |
Gain Loss On Disposal Of Debt Instruments Measured At Fair Value Through Other Comprehensive Income
GainLossOnDisposalOfDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
45000000 | eur |
| CY2020 | ing |
Gain Loss On Disposal Of Debt Instruments Measured At Fair Value Through Other Comprehensive Income
GainLossOnDisposalOfDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
44000000 | eur |
| CY2022 | ifrs-full |
Gains Losses On Fair Value Adjustment Investment Property
GainsLossesOnFairValueAdjustmentInvestmentProperty
|
-1000000 | eur |
| CY2021 | ifrs-full |
Gains Losses On Fair Value Adjustment Investment Property
GainsLossesOnFairValueAdjustmentInvestmentProperty
|
eur | |
| CY2020 | ifrs-full |
Gains Losses On Fair Value Adjustment Investment Property
GainsLossesOnFairValueAdjustmentInvestmentProperty
|
1000000 | eur |
| CY2022 | ifrs-full |
Investment Income
InvestmentIncome
|
181000000 | eur |
| CY2021 | ifrs-full |
Investment Income
InvestmentIncome
|
167000000 | eur |
| CY2020 | ifrs-full |
Investment Income
InvestmentIncome
|
152000000 | eur |
| CY2022 | ifrs-full |
Gain Loss Arising From Derecognition Of Financial Assets Measured At Amortised Cost
GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost
|
-5000000 | eur |
| CY2021 | ifrs-full |
Gain Loss Arising From Derecognition Of Financial Assets Measured At Amortised Cost
GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost
|
0 | eur |
| CY2020 | ifrs-full |
Gain Loss Arising From Derecognition Of Financial Assets Measured At Amortised Cost
GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost
|
189000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Other Operating Income Expense Explanatory
DisclosureOfOtherOperatingIncomeExpenseExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">25 Other net income<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, Other net income of EUR -56 million (2021: EUR 236 million; 2020: EUR 20 million) includes EUR -333 million net monetary loss reflecting the IAS 29 hyperinflation impact in Turkey related to the indexation of Turkey’s statement of financial position and statement of profit or loss and is directly recognized in equity (retained earnings).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore, it includes the proceeds of the agreement with Boursorama after our exit from the retail banking market in France of EUR 125 million and a gain of EUR 67 million from a legacy entity in Retail Belgium.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2021, other net income included the recognition of EUR 72 million relating to a better than expected recovery of the insolvency of a financial institution in the Netherlands and EUR 34 million proceeds of the agreement with Raiffeisenbank due to the withdrawal from the retail banking market in the Czech Republic. Furthermore, it includes the positive recovery of defaulted receivables of EUR 25 million (2020: EUR 27 million).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2020, Other net income is impacted by positive and negative non-recurring results, including a loss of EUR -58 million following a settlement with the Australian Tax Authorities related to former insurance activities, that were fully indemnified by NN Group. This was offset by a tax profit for the same amount resulting from the release of the provision for uncertain tax positions in current tax liabilities.</span></div> | |
| CY2022 | ifrs-full |
Other Operating Income Expense
OtherOperatingIncomeExpense
|
-56000000 | eur |
| CY2021 | ifrs-full |
Other Operating Income Expense
OtherOperatingIncomeExpense
|
236000000 | eur |
| CY2020 | ifrs-full |
Other Operating Income Expense
OtherOperatingIncomeExpense
|
20000000 | eur |
| CY2022 | ing |
Gain Loss From Hyperinflation Remeasurement
GainLossFromHyperinflationRemeasurement
|
333000000 | eur |
| CY2022 | ing |
Gain Loss On Divestiture Of Business
GainLossOnDivestitureOfBusiness
|
125000000 | eur |
| CY2022 | ing |
Gain Loss On Liquidation Of Entity
GainLossOnLiquidationOfEntity
|
67000000 | eur |
| CY2021Q4 | ing |
Receivable Related To The Insolvency Of A Financial Institution
ReceivableRelatedToTheInsolvencyOfAFinancialInstitution
|
72000000 | eur |
| CY2021 | ing |
Proceeds From Agreement Of Withdrawal Of Retail Banking Market
ProceedsFromAgreementOfWithdrawalOfRetailBankingMarket
|
34000000 | eur |
| CY2021 | ifrs-full |
Gain On Recovery Of Loans And Advances Previously Written Off
GainOnRecoveryOfLoansAndAdvancesPreviouslyWrittenOff
|
25000000 | eur |
| CY2020 | ifrs-full |
Gain On Recovery Of Loans And Advances Previously Written Off
GainOnRecoveryOfLoansAndAdvancesPreviouslyWrittenOff
|
27000000 | eur |
| CY2020 | ing |
Net Other Income Loss
NetOtherIncomeLoss
|
58000000 | eur |
| CY2022 | ing |
Disclosure Of Employee Benefits Expense Explanatory
DisclosureOfEmployeeBenefitsExpenseExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">26 Staff Expenses</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Staff expenses</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Salaries</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,145 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,011 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,751 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Pension costs and other staff-related benefit costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">390 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">408 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">395 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Social security costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">584 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">563 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">538 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share-based compensation arrangements</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">External employees</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">738 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">699 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">881 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Education</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other staff costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">222 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">182 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">186 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,152</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,941</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,812</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Share-based compensation arrangements include EUR </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> 25 million (2021: EUR 29 million; 2020: EUR 17 million) relating to equity-settled share-based payment arrangements and EUR 1 million (2021: EUR 2 million; 2020: EUR 2 million</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">) relating to cash-settled share-based payment arrangements.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:25.175%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.091%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.091%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.091%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.091%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.091%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.091%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.091%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.091%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.097%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Number of employees</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Netherlands</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Rest of the world</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total average number of internal employees at full time equivalent basis</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,488</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,138</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,201</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,081</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,523</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40,701</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57,569</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57,660</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55,901</span></td></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Remuneration of senior management, Executive Board and Supervisory Board<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 49 'Related parties'.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Share plans and Stock Options<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING grants various types of share awards, namely deferred shares, performance shares and upfront shares, which form part of the variable remuneration offering via the Long-term Sustainable Performance Plan (LSPP). The entitlement to the LSPP share awards is granted conditionally. If the participant remains in employment for an uninterrupted period between the grant date and the vesting date, the entitlement becomes unconditional, with the exception of the upfront shares which are immediately vested upon grant. Upfront and deferred shares awarded to the Management Board members of ING Group as well as identified staff, have a retention obligation that must be adhered to upon vesting, typically a minimum retention of 12 months applies. ING has the authority to apply a holdback to awarded but unvested shares and a clawback to vested shares</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The share awards granted in 2022 relate to the performance year 2021. In 2022, 55,651 share awards (2021: 0; 2020: 63,837) were granted to the members of the Executive Board of ING Groep N.V., and 137,506 share awards (2021: 123,750; 2020: 122,338) were granted to the Management Board Banking. To senior management and other employees 2,913,926 share awards (2021: 3,267,372; 2020: 3,678,776) were granted.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The obligations with regard to share plans are funded by newly issued shares at the discretion of ING Group. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:38.621%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.719%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.719%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.719%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.176%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in share awards</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share awards (in numbers)</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average grant date fair values (in euros)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,674,672</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,878,219</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,857,048</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.60 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.25 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11.14 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Granted</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,107,083</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,391,122</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,864,951</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.99 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.69 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.12 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Vested</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,962,698</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,459,163</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,690,340</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.60 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.25 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.01 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Forfeited</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-119,502</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-135,506</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-153,440</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.63 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.61 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.55 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,699,555</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,674,672</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,878,219</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.97 </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.60 </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.25 </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 31 December 2022 the share awards consists of 3,201,579 share awards (2021: 3,154,715; 2020: 3,326,457) relating to equity-settled share-based payment arrangements and 497,976 share awards (2021: 519,957; 2020: 551,762) relating to cash-settled share-based payment arrangements.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of share awards granted is recognised as an expense under Staff expenses and is allocated over the vesting period of the share awards. The fair value calculation takes into account the current share prices, expected volatilities and the dividend yield of ING shares. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 31 December 2022, total unrecognised compensation costs related to share awards amount to EUR 13 million (2021: EUR 13 million; 2020: EUR 10 million). These costs are expected to be recognised over a weighted average period of 1.9 years (2021: 1.7 years; 2020: 1.6 years).</span></div> | |
| CY2022 | ifrs-full |
Wages And Salaries
WagesAndSalaries
|
4145000000 | eur |
| CY2021 | ifrs-full |
Wages And Salaries
WagesAndSalaries
|
4011000000 | eur |
| CY2020 | ifrs-full |
Wages And Salaries
WagesAndSalaries
|
3751000000 | eur |
| CY2022 | ing |
Pension Costs And Other Staff Related Benefit Costs
PensionCostsAndOtherStaffRelatedBenefitCosts
|
390000000 | eur |
| CY2021 | ing |
Pension Costs And Other Staff Related Benefit Costs
PensionCostsAndOtherStaffRelatedBenefitCosts
|
408000000 | eur |
| CY2020 | ing |
Pension Costs And Other Staff Related Benefit Costs
PensionCostsAndOtherStaffRelatedBenefitCosts
|
395000000 | eur |
| CY2022 | ifrs-full |
Social Security Contributions
SocialSecurityContributions
|
584000000 | eur |
| CY2021 | ifrs-full |
Social Security Contributions
SocialSecurityContributions
|
563000000 | eur |
| CY2020 | ifrs-full |
Social Security Contributions
SocialSecurityContributions
|
538000000 | eur |
| CY2022 | ifrs-full |
Expense From Sharebased Payment Transactions With Employees
ExpenseFromSharebasedPaymentTransactionsWithEmployees
|
26000000 | eur |
| CY2021 | ifrs-full |
Expense From Sharebased Payment Transactions With Employees
ExpenseFromSharebasedPaymentTransactionsWithEmployees
|
31000000 | eur |
| CY2020 | ifrs-full |
Expense From Sharebased Payment Transactions With Employees
ExpenseFromSharebasedPaymentTransactionsWithEmployees
|
19000000 | eur |
| CY2022 | ing |
External Employee Expense
ExternalEmployeeExpense
|
738000000 | eur |
| CY2021 | ing |
External Employee Expense
ExternalEmployeeExpense
|
699000000 | eur |
| CY2020 | ing |
External Employee Expense
ExternalEmployeeExpense
|
881000000 | eur |
| CY2022 | ing |
Education Expense
EducationExpense
|
47000000 | eur |
| CY2021 | ing |
Education Expense
EducationExpense
|
47000000 | eur |
| CY2020 | ing |
Education Expense
EducationExpense
|
43000000 | eur |
| CY2022 | ifrs-full |
Other Employee Expense
OtherEmployeeExpense
|
222000000 | eur |
| CY2021 | ifrs-full |
Other Employee Expense
OtherEmployeeExpense
|
182000000 | eur |
| CY2020 | ifrs-full |
Other Employee Expense
OtherEmployeeExpense
|
186000000 | eur |
| CY2022 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
6152000000 | eur |
| CY2021 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
5941000000 | eur |
| CY2020 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
5812000000 | eur |
| CY2022 | ing |
Expense From Equity Settled Sharebased Payment Arrangement
ExpenseFromEquitySettledSharebasedPaymentArrangement
|
25000000 | eur |
| CY2021 | ing |
Expense From Equity Settled Sharebased Payment Arrangement
ExpenseFromEquitySettledSharebasedPaymentArrangement
|
29000000 | eur |
| CY2020 | ing |
Expense From Equity Settled Sharebased Payment Arrangement
ExpenseFromEquitySettledSharebasedPaymentArrangement
|
17000000 | eur |
| CY2022 | ing |
Expense From Cash Settled Sharebased Payment Arrangement
ExpenseFromCashSettledSharebasedPaymentArrangement
|
1000000 | eur |
| CY2021 | ing |
Expense From Cash Settled Sharebased Payment Arrangement
ExpenseFromCashSettledSharebasedPaymentArrangement
|
2000000 | eur |
| CY2020 | ing |
Expense From Cash Settled Sharebased Payment Arrangement
ExpenseFromCashSettledSharebasedPaymentArrangement
|
2000000 | eur |
| CY2022 | ifrs-full |
Average Number Of Employees
AverageNumberOfEmployees
|
57569 | employee |
| CY2021 | ifrs-full |
Average Number Of Employees
AverageNumberOfEmployees
|
57660 | employee |
| CY2020 | ifrs-full |
Average Number Of Employees
AverageNumberOfEmployees
|
55901 | employee |
| CY2022 | ifrs-full |
Professional Fees Expense
ProfessionalFeesExpense
|
310000000 | eur |
| CY2022Q4 | ing |
Share Awards Relating To Equity Settled Sharebased Payment Arrangement
ShareAwardsRelatingToEquitySettledSharebasedPaymentArrangement
|
3201579 | shares |
| CY2021Q4 | ing |
Share Awards Relating To Equity Settled Sharebased Payment Arrangement
ShareAwardsRelatingToEquitySettledSharebasedPaymentArrangement
|
3154715 | shares |
| CY2020Q4 | ing |
Share Awards Relating To Equity Settled Sharebased Payment Arrangement
ShareAwardsRelatingToEquitySettledSharebasedPaymentArrangement
|
3326457 | shares |
| CY2022Q4 | ing |
Share Awards Relating To Cash Settled Sharebased Payment Arrangement
ShareAwardsRelatingToCashSettledSharebasedPaymentArrangement
|
497976 | shares |
| CY2021Q4 | ing |
Share Awards Relating To Cash Settled Sharebased Payment Arrangement
ShareAwardsRelatingToCashSettledSharebasedPaymentArrangement
|
519957 | shares |
| CY2020Q4 | ing |
Share Awards Relating To Cash Settled Sharebased Payment Arrangement
ShareAwardsRelatingToCashSettledSharebasedPaymentArrangement
|
551762 | shares |
| CY2022 | ing |
Unrecognised Compensation Cost Related To Share Awards
UnrecognisedCompensationCostRelatedToShareAwards
|
13000000 | eur |
| CY2021 | ing |
Unrecognised Compensation Cost Related To Share Awards
UnrecognisedCompensationCostRelatedToShareAwards
|
13000000 | eur |
| CY2020 | ing |
Unrecognised Compensation Cost Related To Share Awards
UnrecognisedCompensationCostRelatedToShareAwards
|
10000000 | eur |
| CY2022 | ing |
Weighted Average Period Of Unrecognised Compensation Costs Related To Share Awards
WeightedAveragePeriodOfUnrecognisedCompensationCostsRelatedToShareAwards
|
P1Y10M24D | |
| CY2021 | ing |
Weighted Average Period Of Unrecognised Compensation Costs Related To Share Awards
WeightedAveragePeriodOfUnrecognisedCompensationCostsRelatedToShareAwards
|
P1Y8M12D | |
| CY2020 | ing |
Weighted Average Period Of Unrecognised Compensation Costs Related To Share Awards
WeightedAveragePeriodOfUnrecognisedCompensationCostsRelatedToShareAwards
|
P1Y7M6D | |
| CY2022 | ifrs-full |
Disclosure Of Other Operating Expense Explanatory
DisclosureOfOtherOperatingExpenseExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Other operating expenses</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,250 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,265 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,105 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Audit and non-audit services</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">IT related expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">818 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">781 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">812 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Advertising and public relations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">331 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">305 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">335 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">External advisory fees</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">310 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">301 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">418 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Office expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">273 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">281 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">320 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Travel and accommodation expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Contributions and subscriptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">112 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">110 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Postal charges</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Depreciation of property and equipment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">485 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">573 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">578 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation of intangible assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">226 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">261 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">251 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Reversals of) impairments of property and equipment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Reversals of) impairments of intangible assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">95 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">515 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Addition to / (unused amounts reversed of) provision for reorganisations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">170 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">214 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">149 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Addition to / (unused amounts reversed of) other provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">117 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">254 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">726 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">658 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">532 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,047</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,251</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,341</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 9 'Property and equipment' for (reversals of) impairments of property and equipment and Note 10 'Intangible assets' for (reversals of) impairments of intangible assets. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For further information on addition to (unused amounts reversed of) provision for reorganisations refer to Note 15 'Provisions' and for further information on addition to (unused amounts reversed of) other provisions refer to Note 15 'Provisions' and Note 45 'Legal proceedings'.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Regulatory costs<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Regulatory costs represent contributions to the Deposit Guarantee Schemes (DGS), the Single Resolution Fund (SRF), local bank taxes and local resolution funds. Included in Regulatory costs for 2022, are contributions to DGS of EUR 425 million (2021: EUR 435 million; 2020: EUR 413 million) mainly related to the Netherlands, Germany, Belgium, and Poland and contributions to the SRF and local resolution funds of EUR 354 million (2021: EUR 308 million; 2020: EUR 277 million). In 2022 local bank taxes decreased by EUR 51 million from EUR 522 million in 2021 to EUR 470 million (2020: EUR 414 million). </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, ING Bank Slaski, together with seven other Polish banks, has established an Institutional Protection Scheme (IPS). The fund can be used to ensure the liquidity and solvency of each of its participants, and to </span></div>assist in the resolution of participating and non-participating banks. The contribution by ING amounts to EUR 99 million and is recognized as regulatory costs (DGS). | |
| CY2021 | ifrs-full |
Professional Fees Expense
ProfessionalFeesExpense
|
301000000 | eur |
| CY2020 | ifrs-full |
Professional Fees Expense
ProfessionalFeesExpense
|
418000000 | eur |
| CY2022 | ing |
Regulatory Costs
RegulatoryCosts
|
1250000000 | eur |
| CY2021 | ing |
Regulatory Costs
RegulatoryCosts
|
1265000000 | eur |
| CY2020 | ing |
Regulatory Costs
RegulatoryCosts
|
1105000000 | eur |
| CY2022 | ing |
Audit And Non Audit Services
AuditAndNonAuditServices
|
31000000 | eur |
| CY2021 | ing |
Audit And Non Audit Services
AuditAndNonAuditServices
|
34000000 | eur |
| CY2020 | ing |
Audit And Non Audit Services
AuditAndNonAuditServices
|
29000000 | eur |
| CY2022 | ing |
Information Technology Expenses
InformationTechnologyExpenses
|
818000000 | eur |
| CY2021 | ing |
Information Technology Expenses
InformationTechnologyExpenses
|
781000000 | eur |
| CY2020 | ing |
Information Technology Expenses
InformationTechnologyExpenses
|
812000000 | eur |
| CY2022 | ifrs-full |
Advertising Expense
AdvertisingExpense
|
331000000 | eur |
| CY2021 | ifrs-full |
Advertising Expense
AdvertisingExpense
|
305000000 | eur |
| CY2020 | ifrs-full |
Advertising Expense
AdvertisingExpense
|
335000000 | eur |
| CY2022 | ifrs-full |
Administrative Expense
AdministrativeExpense
|
273000000 | eur |
| CY2021 | ifrs-full |
Administrative Expense
AdministrativeExpense
|
281000000 | eur |
| CY2020 | ifrs-full |
Administrative Expense
AdministrativeExpense
|
320000000 | eur |
| CY2022 | ifrs-full |
Travel Expense
TravelExpense
|
91000000 | eur |
| CY2021 | ifrs-full |
Travel Expense
TravelExpense
|
52000000 | eur |
| CY2020 | ifrs-full |
Travel Expense
TravelExpense
|
68000000 | eur |
| CY2022 | ing |
Contributions And Subscriptions
ContributionsAndSubscriptions
|
109000000 | eur |
| CY2021 | ing |
Contributions And Subscriptions
ContributionsAndSubscriptions
|
112000000 | eur |
| CY2020 | ing |
Contributions And Subscriptions
ContributionsAndSubscriptions
|
110000000 | eur |
| CY2022 | ing |
Postal Charges
PostalCharges
|
31000000 | eur |
| CY2021 | ing |
Postal Charges
PostalCharges
|
38000000 | eur |
| CY2020 | ing |
Postal Charges
PostalCharges
|
38000000 | eur |
| CY2022 | ifrs-full |
Depreciation Property Plant And Equipment
DepreciationPropertyPlantAndEquipment
|
485000000 | eur |
| CY2021 | ifrs-full |
Depreciation Property Plant And Equipment
DepreciationPropertyPlantAndEquipment
|
573000000 | eur |
| CY2020 | ifrs-full |
Depreciation Property Plant And Equipment
DepreciationPropertyPlantAndEquipment
|
578000000 | eur |
| CY2022 | ifrs-full |
Amortisation Intangible Assets Other Than Goodwill
AmortisationIntangibleAssetsOtherThanGoodwill
|
226000000 | eur |
| CY2021 | ifrs-full |
Amortisation Intangible Assets Other Than Goodwill
AmortisationIntangibleAssetsOtherThanGoodwill
|
261000000 | eur |
| CY2020 | ifrs-full |
Amortisation Intangible Assets Other Than Goodwill
AmortisationIntangibleAssetsOtherThanGoodwill
|
251000000 | eur |
| CY2022 | ing |
Reversals Of Impairments Of Tangible Assets
ReversalsOfImpairmentsOfTangibleAssets
|
-19000000 | eur |
| CY2021 | ing |
Reversals Of Impairments Of Tangible Assets
ReversalsOfImpairmentsOfTangibleAssets
|
-26000000 | eur |
| CY2020 | ing |
Reversals Of Impairments Of Tangible Assets
ReversalsOfImpairmentsOfTangibleAssets
|
-43000000 | eur |
| CY2022 | ing |
Reversals Of Impairments Of Intangible Assets
ReversalsOfImpairmentsOfIntangibleAssets
|
-60000000 | eur |
| CY2021 | ing |
Reversals Of Impairments Of Intangible Assets
ReversalsOfImpairmentsOfIntangibleAssets
|
-95000000 | eur |
| CY2020 | ing |
Reversals Of Impairments Of Intangible Assets
ReversalsOfImpairmentsOfIntangibleAssets
|
-515000000 | eur |
| CY2022 | ing |
Addition Unused Amounts Reversed Provision For Reorganisations And Relocations
AdditionUnusedAmountsReversedProvisionForReorganisationsAndRelocations
|
170000000 | eur |
| CY2021 | ing |
Addition Unused Amounts Reversed Provision For Reorganisations And Relocations
AdditionUnusedAmountsReversedProvisionForReorganisationsAndRelocations
|
214000000 | eur |
| CY2020 | ing |
Addition Unused Amounts Reversed Provision For Reorganisations And Relocations
AdditionUnusedAmountsReversedProvisionForReorganisationsAndRelocations
|
149000000 | eur |
| CY2022 | ing |
Addition Unused Amounts Reversed Of Other Provisions
AdditionUnusedAmountsReversedOfOtherProvisions
|
117000000 | eur |
| CY2021 | ing |
Addition Unused Amounts Reversed Of Other Provisions
AdditionUnusedAmountsReversedOfOtherProvisions
|
254000000 | eur |
| CY2020 | ing |
Addition Unused Amounts Reversed Of Other Provisions
AdditionUnusedAmountsReversedOfOtherProvisions
|
39000000 | eur |
| CY2022 | ifrs-full |
Miscellaneous Other Operating Expense
MiscellaneousOtherOperatingExpense
|
726000000 | eur |
| CY2021 | ifrs-full |
Miscellaneous Other Operating Expense
MiscellaneousOtherOperatingExpense
|
658000000 | eur |
| CY2020 | ifrs-full |
Miscellaneous Other Operating Expense
MiscellaneousOtherOperatingExpense
|
532000000 | eur |
| CY2022 | ifrs-full |
Other Expense By Nature
OtherExpenseByNature
|
5047000000 | eur |
| CY2021 | ifrs-full |
Other Expense By Nature
OtherExpenseByNature
|
5251000000 | eur |
| CY2020 | ifrs-full |
Other Expense By Nature
OtherExpenseByNature
|
5341000000 | eur |
| CY2022 | ing |
Contributions To Single Resolution Fund
ContributionsToSingleResolutionFund
|
354000000 | eur |
| CY2021 | ing |
Contributions To Single Resolution Fund
ContributionsToSingleResolutionFund
|
308000000 | eur |
| CY2020 | ing |
Contributions To Single Resolution Fund
ContributionsToSingleResolutionFund
|
277000000 | eur |
| CY2022 | ing |
Increase Decrease In Local Bank Taxes
IncreaseDecreaseInLocalBankTaxes
|
-51000000 | eur |
| CY2021Q4 | ing |
Local Bank Taxes
LocalBankTaxes
|
522000000 | eur |
| CY2022Q4 | ing |
Local Bank Taxes
LocalBankTaxes
|
470000000 | eur |
| CY2020Q4 | ing |
Local Bank Taxes
LocalBankTaxes
|
414000000 | eur |
| CY2022 | ing |
Contributions To Institutional Protection Scheme
ContributionsToInstitutionalProtectionScheme
|
99000000 | eur |
| CY2022 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
12126000000 | eur |
| CY2021 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
5951000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Additional Information Explanatory
DisclosureOfAdditionalInformationExplanatory
|
<div style="text-indent:14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:71.036%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.190%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fees of Group’s auditors</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Audit fees</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Audit related fees</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">27</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">27</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">26</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 The Group’s auditors did not provide any non-audit services.</span></div> | |
| CY2022 | ifrs-full |
Auditors Remuneration For Audit Services
AuditorsRemunerationForAuditServices
|
27000000 | eur |
| CY2021 | ifrs-full |
Auditors Remuneration For Audit Services
AuditorsRemunerationForAuditServices
|
27000000 | eur |
| CY2020 | ifrs-full |
Auditors Remuneration For Audit Services
AuditorsRemunerationForAuditServices
|
25000000 | eur |
| CY2022 | ifrs-full |
Auditors Remuneration For Other Services
AuditorsRemunerationForOtherServices
|
eur | |
| CY2021 | ifrs-full |
Auditors Remuneration For Other Services
AuditorsRemunerationForOtherServices
|
eur | |
| CY2020 | ifrs-full |
Auditors Remuneration For Other Services
AuditorsRemunerationForOtherServices
|
1000000 | eur |
| CY2022 | ifrs-full |
Auditors Remuneration
AuditorsRemuneration
|
27000000 | eur |
| CY2021 | ifrs-full |
Auditors Remuneration
AuditorsRemuneration
|
27000000 | eur |
| CY2020 | ifrs-full |
Auditors Remuneration
AuditorsRemuneration
|
26000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Earnings Per Share Explanatory
DisclosureOfEarningsPerShareExplanatory
|
<span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">29 Earnings per ordinary share</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:24.247%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.937%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.937%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.937%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.019%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.019%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.019%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.627%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.627%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.631%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Earnings per ordinary share</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average number</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">of ordinary shares outstanding</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amount</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">during the period</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Per ordinary share</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in EUR million)</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in millions)</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in EUR)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Basic earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,126 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,951 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,250 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,619.1</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,888.5</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,898.9</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.35 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.53 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.58 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Basic earnings from continuing operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,126</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,951</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3.35</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.53</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.58</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of dilutive instruments:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Stock option and share plans</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.2</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5.2</span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2.2</span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2.2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Diluted earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,126 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,951 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,250 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,624.3</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,890.7</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,901.1</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.35 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.53 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.58 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Diluted earnings from continuing operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,126</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,951</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3.35</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.53</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.58</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Earnings per ordinary share is calculated on the basis of the weighted average number of ordinary shares outstanding. In calculating the weighted average number of ordinary shares outstanding, own shares held by group companies (including share buyback programmes) are deducted from the total number of ordinary shares in issue.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Dilutive instruments</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Diluted earnings per share is calculated as if the share plans outstanding at the end of the period had been exercised at the beginning of the period and assuming that the cash received from dilutive instruments (if any) is used to buy own shares against the average market price during the period. The net increase in the number of shares resulting from exercising share plans is added to the average number of shares used for the calculation of diluted earnings per share. From 2021, the effect of dilutive instruments no longer includes stock options. The stock option scheme was terminated in 2020.</span></div> | |
| CY2022 | ifrs-full |
Earnings Per Share Explanatory
EarningsPerShareExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:24.247%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.937%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.937%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.937%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.019%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.019%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.019%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.627%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.627%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.631%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Earnings per ordinary share</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average number</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">of ordinary shares outstanding</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amount</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">during the period</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Per ordinary share</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in EUR million)</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in millions)</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in EUR)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Basic earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,126 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,951 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,250 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,619.1</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,888.5</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,898.9</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.35 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.53 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.58 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Basic earnings from continuing operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,126</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,951</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3.35</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.53</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.58</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of dilutive instruments:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Stock option and share plans</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.2</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5.2</span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2.2</span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2.2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Diluted earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,126 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,951 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,250 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,624.3</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,890.7</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,901.1</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.35 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.53 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.58 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Diluted earnings from continuing operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,126</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,951</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3.35</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.53</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.58</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table> | |
| CY2020 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
2250000000 | eur |
| CY2022 | ifrs-full |
Weighted Average Shares
WeightedAverageShares
|
3619100000 | shares |
| CY2021 | ifrs-full |
Weighted Average Shares
WeightedAverageShares
|
3888500000 | shares |
| CY2020 | ifrs-full |
Weighted Average Shares
WeightedAverageShares
|
3898900000 | shares |
| CY2022 | ifrs-full |
Basic Earnings Loss Per Share
BasicEarningsLossPerShare
|
3.35 | |
| CY2021 | ifrs-full |
Basic Earnings Loss Per Share
BasicEarningsLossPerShare
|
1.53 | |
| CY2020 | ifrs-full |
Basic Earnings Loss Per Share
BasicEarningsLossPerShare
|
0.58 | |
| CY2022 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
12126000000 | eur |
| CY2021 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
5951000000 | eur |
| CY2020 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
2250000000 | eur |
| CY2022 | ifrs-full |
Basic Earnings Loss Per Share From Continuing Operations
BasicEarningsLossPerShareFromContinuingOperations
|
3.35 | |
| CY2021 | ifrs-full |
Basic Earnings Loss Per Share From Continuing Operations
BasicEarningsLossPerShareFromContinuingOperations
|
1.53 | |
| CY2020 | ifrs-full |
Basic Earnings Loss Per Share From Continuing Operations
BasicEarningsLossPerShareFromContinuingOperations
|
0.58 | |
| CY2022 | ifrs-full |
Dilutive Effect Of Share Options On Number Of Ordinary Shares
DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares
|
5200000 | shares |
| CY2022 | ifrs-full |
Dilutive Effect Of Share Options On Number Of Ordinary Shares
DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares
|
5200000 | shares |
| CY2021 | ifrs-full |
Dilutive Effect Of Share Options On Number Of Ordinary Shares
DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares
|
2200000 | shares |
| CY2021 | ifrs-full |
Dilutive Effect Of Share Options On Number Of Ordinary Shares
DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares
|
2200000 | shares |
| CY2020 | ifrs-full |
Dilutive Effect Of Share Options On Number Of Ordinary Shares
DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares
|
2200000 | shares |
| CY2020 | ifrs-full |
Dilutive Effect Of Share Options On Number Of Ordinary Shares
DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares
|
2200000 | shares |
| CY2022 | ing |
Diluted Number Of Shares
DilutedNumberOfShares
|
5200000 | shares |
| CY2022 | ing |
Diluted Number Of Shares
DilutedNumberOfShares
|
5200000 | shares |
| CY2021 | ing |
Diluted Number Of Shares
DilutedNumberOfShares
|
2200000 | shares |
| CY2021 | ing |
Diluted Number Of Shares
DilutedNumberOfShares
|
2200000 | shares |
| CY2020 | ing |
Diluted Number Of Shares
DilutedNumberOfShares
|
2200000 | shares |
| CY2020 | ing |
Diluted Number Of Shares
DilutedNumberOfShares
|
2200000 | shares |
| CY2022 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity Including Dilutive Effects
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects
|
12126000000 | eur |
| CY2021 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity Including Dilutive Effects
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects
|
5951000000 | eur |
| CY2020 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity Including Dilutive Effects
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects
|
2250000000 | eur |
| CY2022 | ifrs-full |
Adjusted Weighted Average Shares
AdjustedWeightedAverageShares
|
3624300000 | shares |
| CY2021 | ifrs-full |
Adjusted Weighted Average Shares
AdjustedWeightedAverageShares
|
3890700000 | shares |
| CY2020 | ifrs-full |
Adjusted Weighted Average Shares
AdjustedWeightedAverageShares
|
3901100000 | shares |
| CY2022 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
3.35 | |
| CY2022 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
3.35 | |
| CY2021 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
1.53 | |
| CY2021 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
1.53 | |
| CY2020 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
0.58 | |
| CY2020 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
0.58 | |
| CY2022 | ifrs-full |
Profit Loss From Continuing Operations Attributable To Ordinary Equity Holders Of Parent Entity Including Dilutive Effects
ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects
|
12126000000 | eur |
| CY2021 | ifrs-full |
Profit Loss From Continuing Operations Attributable To Ordinary Equity Holders Of Parent Entity Including Dilutive Effects
ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects
|
5951000000 | eur |
| CY2020 | ifrs-full |
Profit Loss From Continuing Operations Attributable To Ordinary Equity Holders Of Parent Entity Including Dilutive Effects
ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects
|
2250000000 | eur |
| CY2022 | ifrs-full |
Diluted Earnings Loss Per Share From Continuing Operations
DilutedEarningsLossPerShareFromContinuingOperations
|
3.35 | |
| CY2021 | ifrs-full |
Diluted Earnings Loss Per Share From Continuing Operations
DilutedEarningsLossPerShareFromContinuingOperations
|
1.53 | |
| CY2020 | ifrs-full |
Diluted Earnings Loss Per Share From Continuing Operations
DilutedEarningsLossPerShareFromContinuingOperations
|
0.58 | |
| CY2022 | ifrs-full |
Disclosure Of Dividends Explanatory
DisclosureOfDividendsExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">30 Dividend per ordinary share</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.740%"><tr><td style="width:1.0%"/><td style="width:74.403%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.148%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.149%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Dividends to shareholders of the parent</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Per ordinary share</span></div><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> (in EUR)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total (in EUR million)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Dividends on ordinary shares:</span></td><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In respect of 2020</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> - Interim dividend, paid in February 2021</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.12 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">468 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total dividend in respect of 2020</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.12</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">468</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In respect of 2021</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend, paid in October 2021</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.21 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">820 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> - Final dividend, paid in May 2022</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.41 </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,548 </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total dividend in respect of 2021</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.62</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,368</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In respect of 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> - Interim dividend, paid in August 2022</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.17 </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">636 </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Final dividend declared</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.389</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,408 </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total dividend in respect of 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.559</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,044</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">AGM declared the interim dividend of EUR 0.12 per ordinary share, paid in February 2021, as final dividend over 2020.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 28 February 2022 ING announced it had fully completed the share buyback programme, which started on 5 October 2021. The total number of shares repurchased under the programme was 140 million shares and were cancelled in July 2022.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 25 April 2022, the Annual General Meeting of shareholders ratified the total dividend of EUR 0.62 per ordinary share of which EUR 0.21 was paid as an interim cash dividend during 2021. The final dividend of EUR 0.41 per ordinary share was paid entirely in cash.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 6 May 2022, ING announced EUR 1.25 billion programme to return capital to the shareholders. An additional cash dividend of EUR 0.23 per share was paid on 18 May 2022 and the remaining amount, EUR 380 million, has been distributed via a share buyback programme. A total number of 40.7 million ordinary shares were repurchased under the programme, which was completed on 14 July 2022. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 3 November 2022, ING announced a share buyback programme for a maximum total amount of EUR 1.5 billion. The program was completed on 28 December 2022 for a total consideration of EUR 1,204 million, with the repurchase of 107 million shares. The remaining EUR 297 million (or EUR 0.08 per share) was paid to shareholders as a cash distribution on 16 January 2023.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, other cash distributions related to prior year profits and reduction of capital of EUR 1,171 million; EUR 0.31 per share (2021: EUR 1,054 million; EUR 0.27 per share) were paid to the shareholders of ING Group.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Groep N.V. is required to withhold tax of 15% on dividends paid.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 19 'Equity' for further information.</span></div> | |
| CY2021Q1 | ifrs-full |
Dividends Paid Ordinary Shares Per Share
DividendsPaidOrdinarySharesPerShare
|
0.12 | |
| CY2021Q1 | ifrs-full |
Dividends Paid Ordinary Shares
DividendsPaidOrdinaryShares
|
468000000 | eur |
| CY2020 | ifrs-full |
Dividends Recognised As Distributions To Owners Per Share
DividendsRecognisedAsDistributionsToOwnersPerShare
|
0.12 | |
| CY2020 | ifrs-full |
Dividends Recognised As Distributions To Owners Of Parent
DividendsRecognisedAsDistributionsToOwnersOfParent
|
468000000 | eur |
| CY2021Q4 | ifrs-full |
Dividends Paid Ordinary Shares Per Share
DividendsPaidOrdinarySharesPerShare
|
0.21 | |
| CY2021Q4 | ifrs-full |
Dividends Paid Ordinary Shares
DividendsPaidOrdinaryShares
|
820000000 | eur |
| CY2022Q2 | ifrs-full |
Dividends Paid Ordinary Shares Per Share
DividendsPaidOrdinarySharesPerShare
|
0.41 | |
| CY2022Q2 | ifrs-full |
Dividends Paid Ordinary Shares
DividendsPaidOrdinaryShares
|
1548000000 | eur |
| CY2021 | ifrs-full |
Dividends Recognised As Distributions To Owners Per Share
DividendsRecognisedAsDistributionsToOwnersPerShare
|
0.62 | |
| CY2021 | ifrs-full |
Dividends Recognised As Distributions To Owners Of Parent
DividendsRecognisedAsDistributionsToOwnersOfParent
|
2368000000 | eur |
| CY2022Q3 | ifrs-full |
Dividends Recognised As Distributions To Owners Per Share
DividendsRecognisedAsDistributionsToOwnersPerShare
|
0.17 | |
| CY2022Q3 | ifrs-full |
Dividends Recognised As Distributions To Owners Of Parent
DividendsRecognisedAsDistributionsToOwnersOfParent
|
636000000 | eur |
| ifrs-full |
Dividends Paid Ordinary Shares Per Share
DividendsPaidOrdinarySharesPerShare
|
0.389 | ||
| ifrs-full |
Dividends Paid Ordinary Shares
DividendsPaidOrdinaryShares
|
1408000000 | eur | |
| CY2022 | ifrs-full |
Dividends Recognised As Distributions To Owners Per Share
DividendsRecognisedAsDistributionsToOwnersPerShare
|
0.559 | |
| CY2022 | ifrs-full |
Dividends Recognised As Distributions To Owners Of Parent
DividendsRecognisedAsDistributionsToOwnersOfParent
|
2044000000 | eur |
| CY2021Q1 | ifrs-full |
Dividends Paid Ordinary Shares Per Share
DividendsPaidOrdinarySharesPerShare
|
0.12 | |
| ing |
Share Buyback Programme Number Of Shares Repurchased
ShareBuybackProgrammeNumberOfSharesRepurchased
|
140000000 | shares | |
| CY2022Q2 | ifrs-full |
Dividends Paid Ordinary Shares Per Share
DividendsPaidOrdinarySharesPerShare
|
0.62 | |
| CY2021Q4 | ifrs-full |
Dividends Paid Ordinary Shares Per Share
DividendsPaidOrdinarySharesPerShare
|
0.21 | |
| CY2021 | ifrs-full |
Dividends Paid Ordinary Shares Per Share
DividendsPaidOrdinarySharesPerShare
|
0.41 | |
| CY2022Q2 | ing |
Return Of Capital Programme Maximum Amount
ReturnOfCapitalProgrammeMaximumAmount
|
1250000000 | eur |
| CY2022Q2 | ifrs-full |
Dividends Paid Ordinary Shares Per Share
DividendsPaidOrdinarySharesPerShare
|
0.23 | |
| CY2022Q2 | ifrs-full |
Purchase Of Treasury Shares
PurchaseOfTreasuryShares
|
380000000 | eur |
| CY2022Q3 | ing |
Share Buyback Programme Number Of Shares Repurchased
ShareBuybackProgrammeNumberOfSharesRepurchased
|
40700000 | shares |
| CY2022Q4 | ing |
Share Buyback Programme Authorized
ShareBuybackProgrammeAuthorized
|
1500000000 | eur |
| CY2022Q4 | ifrs-full |
Purchase Of Treasury Shares
PurchaseOfTreasuryShares
|
1204000000 | eur |
| CY2022Q4 | ing |
Share Buyback Programme Number Of Shares Repurchased
ShareBuybackProgrammeNumberOfSharesRepurchased
|
107000000 | shares |
| CY2022 | ing |
Other Cash Distributions
OtherCashDistributions
|
1171000000 | eur |
| CY2022 | ing |
Other Cash Distributions Per Share
OtherCashDistributionsPerShare
|
0.31 | |
| CY2021 | ing |
Other Cash Distributions
OtherCashDistributions
|
1054000000 | eur |
| CY2021 | ing |
Other Cash Distributions Per Share
OtherCashDistributionsPerShare
|
0.27 | |
| CY2022 | ing |
Withholding Tax On Dividends Paid
WithholdingTaxOnDividendsPaid
|
0.15 | |
| CY2022 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
17358000000 | eur |
| CY2021 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
8385000000 | eur |
| CY2020 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
3399000000 | eur |
| CY2022 | ifrs-full |
Adjustments For Depreciation And Amortisation Expense
AdjustmentsForDepreciationAndAmortisationExpense
|
711000000 | eur |
| CY2021 | ifrs-full |
Adjustments For Depreciation And Amortisation Expense
AdjustmentsForDepreciationAndAmortisationExpense
|
834000000 | eur |
| CY2020 | ifrs-full |
Adjustments For Depreciation And Amortisation Expense
AdjustmentsForDepreciationAndAmortisationExpense
|
829000000 | eur |
| CY2022 | ifrs-full |
Adjustments For Provisions
AdjustmentsForProvisions
|
1861000000 | eur |
| CY2021 | ifrs-full |
Adjustments For Provisions
AdjustmentsForProvisions
|
516000000 | eur |
| CY2020 | ifrs-full |
Adjustments For Provisions
AdjustmentsForProvisions
|
2675000000 | eur |
| CY2022 | ifrs-full |
Other Adjustments To Reconcile Profit Loss
OtherAdjustmentsToReconcileProfitLoss
|
-6332000000 | eur |
| CY2021 | ifrs-full |
Other Adjustments To Reconcile Profit Loss
OtherAdjustmentsToReconcileProfitLoss
|
-1190000000 | eur |
| CY2020 | ifrs-full |
Other Adjustments To Reconcile Profit Loss
OtherAdjustmentsToReconcileProfitLoss
|
1671000000 | eur |
| CY2022 | ifrs-full |
Income Taxes Paid Classified As Operating Activities
IncomeTaxesPaidClassifiedAsOperatingActivities
|
1474000000 | eur |
| CY2021 | ifrs-full |
Income Taxes Paid Classified As Operating Activities
IncomeTaxesPaidClassifiedAsOperatingActivities
|
1873000000 | eur |
| CY2020 | ifrs-full |
Income Taxes Paid Classified As Operating Activities
IncomeTaxesPaidClassifiedAsOperatingActivities
|
1734000000 | eur |
| CY2022 | ing |
Adjustments For Increase Decrease In Loans And Advances To Banks Not Available On Demand
AdjustmentsForIncreaseDecreaseInLoansAndAdvancesToBanksNotAvailableOnDemand
|
-5837000000 | eur |
| CY2021 | ing |
Adjustments For Increase Decrease In Loans And Advances To Banks Not Available On Demand
AdjustmentsForIncreaseDecreaseInLoansAndAdvancesToBanksNotAvailableOnDemand
|
262000000 | eur |
| CY2020 | ing |
Adjustments For Increase Decrease In Loans And Advances To Banks Not Available On Demand
AdjustmentsForIncreaseDecreaseInLoansAndAdvancesToBanksNotAvailableOnDemand
|
10033000000 | eur |
| CY2022 | ifrs-full |
Adjustments For Increase Decrease In Deposits From Banks
AdjustmentsForIncreaseDecreaseInDepositsFromBanks
|
-26976000000 | eur |
| CY2021 | ifrs-full |
Adjustments For Increase Decrease In Deposits From Banks
AdjustmentsForIncreaseDecreaseInDepositsFromBanks
|
8438000000 | eur |
| CY2020 | ifrs-full |
Adjustments For Increase Decrease In Deposits From Banks
AdjustmentsForIncreaseDecreaseInDepositsFromBanks
|
43044000000 | eur |
| CY2022 | ifrs-full |
Adjustments For Decrease Increase In Loans And Advances To Banks
AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBanks
|
-32813000000 | eur |
| CY2021 | ifrs-full |
Adjustments For Decrease Increase In Loans And Advances To Banks
AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBanks
|
8700000000 | eur |
| CY2020 | ifrs-full |
Adjustments For Decrease Increase In Loans And Advances To Banks
AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBanks
|
53078000000 | eur |
| CY2022 | ifrs-full |
Adjustments For Decrease Increase In Financial Assets Held For Trading
AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading
|
-5489000000 | eur |
| CY2021 | ifrs-full |
Adjustments For Decrease Increase In Financial Assets Held For Trading
AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading
|
-25000000 | eur |
| CY2020 | ifrs-full |
Adjustments For Decrease Increase In Financial Assets Held For Trading
AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading
|
-2101000000 | eur |
| CY2022 | ifrs-full |
Adjustments For Increase Decrease In Trade And Other Payables
AdjustmentsForIncreaseDecreaseInTradeAndOtherPayables
|
11975000000 | eur |
| CY2021 | ifrs-full |
Adjustments For Increase Decrease In Trade And Other Payables
AdjustmentsForIncreaseDecreaseInTradeAndOtherPayables
|
-5596000000 | eur |
| CY2020 | ifrs-full |
Adjustments For Increase Decrease In Trade And Other Payables
AdjustmentsForIncreaseDecreaseInTradeAndOtherPayables
|
4667000000 | eur |
| CY2022 | ifrs-full |
Adjustments For Decrease Increase In Trade And Other Receivables
AdjustmentsForDecreaseIncreaseInTradeAndOtherReceivables
|
6486000000 | eur |
| CY2021 | ifrs-full |
Adjustments For Decrease Increase In Trade And Other Receivables
AdjustmentsForDecreaseIncreaseInTradeAndOtherReceivables
|
-5620000000 | eur |
| CY2020 | ifrs-full |
Adjustments For Decrease Increase In Trade And Other Receivables
AdjustmentsForDecreaseIncreaseInTradeAndOtherReceivables
|
2566000000 | eur |
| CY2022 | ifrs-full |
Adjustments For Decrease Increase In Loans And Advances To Customers
AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers
|
-19297000000 | eur |
| CY2021 | ifrs-full |
Adjustments For Decrease Increase In Loans And Advances To Customers
AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers
|
-27860000000 | eur |
| CY2020 | ifrs-full |
Adjustments For Decrease Increase In Loans And Advances To Customers
AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers
|
2876000000 | eur |
| CY2022 | ifrs-full |
Adjustments For Increase Decrease In Deposits From Customers
AdjustmentsForIncreaseDecreaseInDepositsFromCustomers
|
25057000000 | eur |
| CY2021 | ifrs-full |
Adjustments For Increase Decrease In Deposits From Customers
AdjustmentsForIncreaseDecreaseInDepositsFromCustomers
|
10339000000 | eur |
| CY2020 | ifrs-full |
Adjustments For Increase Decrease In Deposits From Customers
AdjustmentsForIncreaseDecreaseInDepositsFromCustomers
|
39740000000 | eur |
| CY2022 | ing |
Adjustments For Increase Decrease In Non Trading Derivatives
AdjustmentsForIncreaseDecreaseInNonTradingDerivatives
|
-5469000000 | eur |
| CY2021 | ing |
Adjustments For Increase Decrease In Non Trading Derivatives
AdjustmentsForIncreaseDecreaseInNonTradingDerivatives
|
290000000 | eur |
| CY2020 | ing |
Adjustments For Increase Decrease In Non Trading Derivatives
AdjustmentsForIncreaseDecreaseInNonTradingDerivatives
|
-1440000000 | eur |
| CY2022 | ing |
Adjustments For Increase Decrease In Other Financial Assets At Fair Value Through Profit Or Loss
AdjustmentsForIncreaseDecreaseInOtherFinancialAssetsAtFairValueThroughProfitOrLoss
|
45000000 | eur |
| CY2021 | ing |
Adjustments For Increase Decrease In Other Financial Assets At Fair Value Through Profit Or Loss
AdjustmentsForIncreaseDecreaseInOtherFinancialAssetsAtFairValueThroughProfitOrLoss
|
-1907000000 | eur |
| CY2020 | ing |
Adjustments For Increase Decrease In Other Financial Assets At Fair Value Through Profit Or Loss
AdjustmentsForIncreaseDecreaseInOtherFinancialAssetsAtFairValueThroughProfitOrLoss
|
-1369000000 | eur |
| CY2022 | ing |
Adjustments For Increase Decrease In Financial Assets Mandatorily At Fair Value Through Profit Or Loss
AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss
|
-4143000000 | eur |
| CY2021 | ing |
Adjustments For Increase Decrease In Financial Assets Mandatorily At Fair Value Through Profit Or Loss
AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss
|
1650000000 | eur |
| CY2020 | ing |
Adjustments For Increase Decrease In Financial Assets Mandatorily At Fair Value Through Profit Or Loss
AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss
|
-1963000000 | eur |
| CY2022 | ifrs-full |
Adjustments For Decrease Increase In Other Assets
AdjustmentsForDecreaseIncreaseInOtherAssets
|
-2866000000 | eur |
| CY2021 | ifrs-full |
Adjustments For Decrease Increase In Other Assets
AdjustmentsForDecreaseIncreaseInOtherAssets
|
-113000000 | eur |
| CY2020 | ifrs-full |
Adjustments For Decrease Increase In Other Assets
AdjustmentsForDecreaseIncreaseInOtherAssets
|
1082000000 | eur |
| CY2022 | ing |
Adjustments For Increase Decrease In Other Financial Liabilities At Fair Value Through Profit Or Loss
AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss
|
9886000000 | eur |
| CY2021 | ing |
Adjustments For Increase Decrease In Other Financial Liabilities At Fair Value Through Profit Or Loss
AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss
|
-6791000000 | eur |
| CY2020 | ing |
Adjustments For Increase Decrease In Other Financial Liabilities At Fair Value Through Profit Or Loss
AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss
|
1189000000 | eur |
| CY2022 | ing |
Adjustments For Provisions And Other Liabilities
AdjustmentsForProvisionsAndOtherLiabilities
|
-123000000 | eur |
| CY2021 | ing |
Adjustments For Provisions And Other Liabilities
AdjustmentsForProvisionsAndOtherLiabilities
|
-304000000 | eur |
| CY2020 | ing |
Adjustments For Provisions And Other Liabilities
AdjustmentsForProvisionsAndOtherLiabilities
|
-1355000000 | eur |
| CY2022 | ifrs-full |
Adjustments For Increase Decrease In Other Liabilities
AdjustmentsForIncreaseDecreaseInOtherLiabilities
|
-2671000000 | eur |
| CY2021 | ifrs-full |
Adjustments For Increase Decrease In Other Liabilities
AdjustmentsForIncreaseDecreaseInOtherLiabilities
|
-7175000000 | eur |
| CY2020 | ifrs-full |
Adjustments For Increase Decrease In Other Liabilities
AdjustmentsForIncreaseDecreaseInOtherLiabilities
|
-3856000000 | eur |
| CY2022 | ifrs-full |
Cash Flows From Used In Operating Activities
CashFlowsFromUsedInOperatingActivities
|
-11112000000 | eur |
| CY2021 | ifrs-full |
Cash Flows From Used In Operating Activities
CashFlowsFromUsedInOperatingActivities
|
-14943000000 | eur |
| CY2020 | ifrs-full |
Cash Flows From Used In Operating Activities
CashFlowsFromUsedInOperatingActivities
|
101243000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Information That Enables Users Of Financial Statements To Evaluate Changes In Liabilities Arising From Financing Activities Explanatory
DisclosureOfInformationThatEnablesUsersOfFinancialStatementsToEvaluateChangesInLiabilitiesArisingFromFinancingActivitiesExplanatory
|
<span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">32 Changes in liabilities arising from financing activities</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:24.711%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.178%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in liabilities arising from financing activities</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Subordinated Loans</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lease liabilities</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total Liabilities from financing activities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91,784 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82,065 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,715 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,805 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,220 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,339 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109,719 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">99,208 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Cashflows:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">92,707 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85,113 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">983 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,163 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93,690 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88,276 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redemptions / Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-82,844 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-76,150 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,090 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,449 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-296 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-301 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-84,230 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-78,900 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Non cash changes:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">312 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">357 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-92 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">239 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">161 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">285 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7,658 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,923 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,470 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-414 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9,127 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,336 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange movement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,577 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,771 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">611 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">609 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,185 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,386 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">95,918</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">91,784</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15,786</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">16,715</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,174</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,220</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">112,878</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">109,719</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table>Part of Debt securities in issue and subordinated loans are in fair value hedge accounting. Hence, 'Changes in unrealised revaluations' represent fair value adjustments to the hedged item attributable to the hedged interest rate risk. Reference is made to paragraph 'fair value hedge accounting' in Note 39 'Derivatives and hedge accounting'. | |
| CY2022 | ifrs-full |
Disclosure Of Reconciliation Of Liabilities Arising From Financing Activities Explanatory
DisclosureOfReconciliationOfLiabilitiesArisingFromFinancingActivitiesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:24.711%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.178%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in liabilities arising from financing activities</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Subordinated Loans</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lease liabilities</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total Liabilities from financing activities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91,784 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82,065 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,715 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,805 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,220 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,339 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109,719 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">99,208 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Cashflows:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">92,707 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85,113 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">983 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,163 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93,690 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88,276 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redemptions / Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-82,844 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-76,150 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,090 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,449 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-296 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-301 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-84,230 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-78,900 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Non cash changes:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">312 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">357 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-92 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">239 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">161 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">285 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7,658 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,923 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,470 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-414 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9,127 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,336 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange movement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,577 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,771 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">611 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">609 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,185 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,386 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">95,918</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">91,784</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15,786</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">16,715</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,174</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,220</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">112,878</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">109,719</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2021Q4 | ifrs-full |
Liabilities Arising From Financing Activities
LiabilitiesArisingFromFinancingActivities
|
109719000000 | eur |
| CY2020Q4 | ifrs-full |
Liabilities Arising From Financing Activities
LiabilitiesArisingFromFinancingActivities
|
99208000000 | eur |
| CY2022 | ifrs-full |
Increase Decrease Through Financing Cash Flows Liabilities Arising From Financing Activities
IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities
|
93690000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease Through Financing Cash Flows Liabilities Arising From Financing Activities
IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities
|
88276000000 | eur |
| CY2022 | ing |
Increase Decrease Through Redemptions Or Disposals Liabilities Arising From Financing Activities
IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities
|
-84230000000 | eur |
| CY2021 | ing |
Increase Decrease Through Redemptions Or Disposals Liabilities Arising From Financing Activities
IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities
|
-78900000000 | eur |
| CY2022 | ing |
Increase Decrease Through Amortisation Liabilities Arising From Financing Activities
IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities
|
357000000 | eur |
| CY2021 | ing |
Increase Decrease Through Amortisation Liabilities Arising From Financing Activities
IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities
|
42000000 | eur |
| CY2022 | ing |
Increase Decrease Through Transfer Asset Or Liabilities Arising From Financing Activities
IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities
|
285000000 | eur |
| CY2021 | ing |
Increase Decrease Through Transfer Asset Or Liabilities Arising From Financing Activities
IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities
|
43000000 | eur |
| CY2022 | ifrs-full |
Increase Decrease Through Changes In Fair Values Liabilities Arising From Financing Activities
IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities
|
-9127000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease Through Changes In Fair Values Liabilities Arising From Financing Activities
IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities
|
-2336000000 | eur |
| CY2022 | ifrs-full |
Increase Decrease Through Effect Of Changes In Foreign Exchange Rates Liabilities Arising From Financing Activities
IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities
|
2185000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease Through Effect Of Changes In Foreign Exchange Rates Liabilities Arising From Financing Activities
IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities
|
3386000000 | eur |
| CY2022Q4 | ifrs-full |
Liabilities Arising From Financing Activities
LiabilitiesArisingFromFinancingActivities
|
112878000000 | eur |
| CY2021Q4 | ifrs-full |
Liabilities Arising From Financing Activities
LiabilitiesArisingFromFinancingActivities
|
109719000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Cash And Cash Equivalents Explanatory
DisclosureOfCashAndCashEquivalentsExplanatory
|
<span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">33 Cash and cash equivalents</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Cash and cash equivalents</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Treasury bills and other eligible bills</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deposits from banks/Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,776 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,122 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">478 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash and balances with central banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">87,614 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">106,520 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">111,087 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash and cash equivalents at end of year</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">95,391</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">107,665</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">111,566</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Treasury bills and other eligible bills included in cash and cash equivalents</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Treasury bills and other eligible bills included in trading assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Treasury bills and other eligible bills included in FVOCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Treasury bills and other eligible bills included in securities at AC</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">23</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deposits from banks/Loans and advances to banks</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Included in cash and cash equivalents:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deposits from banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,172 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7,059 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8,788 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,948 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,181 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,266 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,776</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,122</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">478</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Not included in cash and cash equivalents:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deposits from banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-50,460 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-78,033 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-69,310 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,156 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,411 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,098 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-29,304</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-62,621</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-53,212</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total as included in the statement of financial position:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deposits from banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-56,632 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-85,092 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-78,098 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,104 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,592 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25,364 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-21,528</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-61,500</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-52,733</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Cash and cash equivalents includes deposits from banks and loans and advances to banks that are on demand. </span></div>Included in Cash and cash equivalents, are minimum mandatory reserve deposits to be held with various central banks. Reference is made to Note 42 'Transfer of financial assets, assets pledged and received as collateral' for restrictions on Cash and balances with central banks. | |
| CY2022Q4 | ing |
Treasury Bills And Other Eligible Bills
TreasuryBillsAndOtherEligibleBills
|
1000000 | eur |
| CY2021Q4 | ing |
Treasury Bills And Other Eligible Bills
TreasuryBillsAndOtherEligibleBills
|
23000000 | eur |
| CY2020Q4 | ing |
Treasury Bills And Other Eligible Bills
TreasuryBillsAndOtherEligibleBills
|
0 | eur |
| CY2022Q4 | ing |
Cash And Cash Equivalents Deposits From Banks Or Loans And Advances To Banks
CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks
|
-7776000000 | eur |
| CY2021Q4 | ing |
Cash And Cash Equivalents Deposits From Banks Or Loans And Advances To Banks
CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks
|
-1122000000 | eur |
| CY2020Q4 | ing |
Cash And Cash Equivalents Deposits From Banks Or Loans And Advances To Banks
CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks
|
-478000000 | eur |
| CY2022Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
87614000000 | eur |
| CY2021Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
106520000000 | eur |
| CY2020Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
111087000000 | eur |
| CY2022Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
95391000000 | eur |
| CY2021Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
107665000000 | eur |
| CY2020Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
111566000000 | eur |
| CY2022Q4 | ing |
Cash And Cash Equivalents Treasury Bills And Other Eligible Bills Included In Securities At Accumulated Cost
CashAndCashEquivalentsTreasuryBillsAndOtherEligibleBillsIncludedInSecuritiesAtAccumulatedCost
|
0 | eur |
| CY2021Q4 | ing |
Cash And Cash Equivalents Treasury Bills And Other Eligible Bills Included In Securities At Accumulated Cost
CashAndCashEquivalentsTreasuryBillsAndOtherEligibleBillsIncludedInSecuritiesAtAccumulatedCost
|
23000000 | eur |
| CY2020Q4 | ing |
Cash And Cash Equivalents Treasury Bills And Other Eligible Bills Included In Securities At Accumulated Cost
CashAndCashEquivalentsTreasuryBillsAndOtherEligibleBillsIncludedInSecuritiesAtAccumulatedCost
|
0 | eur |
| CY2022Q4 | ifrs-full |
Debt Instruments Held
DebtInstrumentsHeld
|
1000000 | eur |
| CY2021Q4 | ifrs-full |
Debt Instruments Held
DebtInstrumentsHeld
|
23000000 | eur |
| CY2020Q4 | ifrs-full |
Debt Instruments Held
DebtInstrumentsHeld
|
0 | eur |
| CY2022Q4 | ing |
Included In Cash And Cash Equivalents Of Deposits From Banks
IncludedInCashAndCashEquivalentsOfDepositsFromBanks
|
6172000000 | eur |
| CY2021Q4 | ing |
Included In Cash And Cash Equivalents Of Deposits From Banks
IncludedInCashAndCashEquivalentsOfDepositsFromBanks
|
7059000000 | eur |
| CY2020Q4 | ing |
Included In Cash And Cash Equivalents Of Deposits From Banks
IncludedInCashAndCashEquivalentsOfDepositsFromBanks
|
8788000000 | eur |
| CY2022Q4 | ing |
Included In Cash And Cash Equivalents Of Loans And Advances To Banks
IncludedInCashAndCashEquivalentsOfLoansAndAdvancesToBanks
|
13948000000 | eur |
| CY2021Q4 | ing |
Included In Cash And Cash Equivalents Of Loans And Advances To Banks
IncludedInCashAndCashEquivalentsOfLoansAndAdvancesToBanks
|
8181000000 | eur |
| CY2020Q4 | ing |
Included In Cash And Cash Equivalents Of Loans And Advances To Banks
IncludedInCashAndCashEquivalentsOfLoansAndAdvancesToBanks
|
9266000000 | eur |
| CY2022Q4 | ing |
Cash And Cash Equivalents Deposits From Banks Or Loans And Advances To Banks
CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks
|
-7776000000 | eur |
| CY2021Q4 | ing |
Cash And Cash Equivalents Deposits From Banks Or Loans And Advances To Banks
CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks
|
-1122000000 | eur |
| CY2020Q4 | ing |
Cash And Cash Equivalents Deposits From Banks Or Loans And Advances To Banks
CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks
|
-478000000 | eur |
| CY2022Q4 | ing |
Not Included In Cash And Cash Equivalents Of Deposits From Banks
NotIncludedInCashAndCashEquivalentsOfDepositsFromBanks
|
50460000000 | eur |
| CY2021Q4 | ing |
Not Included In Cash And Cash Equivalents Of Deposits From Banks
NotIncludedInCashAndCashEquivalentsOfDepositsFromBanks
|
78033000000 | eur |
| CY2020Q4 | ing |
Not Included In Cash And Cash Equivalents Of Deposits From Banks
NotIncludedInCashAndCashEquivalentsOfDepositsFromBanks
|
69310000000 | eur |
| CY2022Q4 | ing |
Not Included In Cash And Cash Equivalents Of Loans And Advances To Banks
NotIncludedInCashAndCashEquivalentsOfLoansAndAdvancesToBanks
|
21156000000 | eur |
| CY2021Q4 | ing |
Not Included In Cash And Cash Equivalents Of Loans And Advances To Banks
NotIncludedInCashAndCashEquivalentsOfLoansAndAdvancesToBanks
|
15411000000 | eur |
| CY2020Q4 | ing |
Not Included In Cash And Cash Equivalents Of Loans And Advances To Banks
NotIncludedInCashAndCashEquivalentsOfLoansAndAdvancesToBanks
|
16098000000 | eur |
| CY2022Q4 | ing |
Not Cash And Cash Equivalents Deposits From Banks Or Loans And Advances To Banks
NotCashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks
|
29304000000 | eur |
| CY2021Q4 | ing |
Not Cash And Cash Equivalents Deposits From Banks Or Loans And Advances To Banks
NotCashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks
|
62621000000 | eur |
| CY2020Q4 | ing |
Not Cash And Cash Equivalents Deposits From Banks Or Loans And Advances To Banks
NotCashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks
|
53212000000 | eur |
| CY2022Q4 | ifrs-full |
Deposits From Banks
DepositsFromBanks
|
56632000000 | eur |
| CY2021Q4 | ifrs-full |
Deposits From Banks
DepositsFromBanks
|
85092000000 | eur |
| CY2020Q4 | ifrs-full |
Deposits From Banks
DepositsFromBanks
|
78098000000 | eur |
| CY2022Q4 | ifrs-full |
Loans And Advances To Banks
LoansAndAdvancesToBanks
|
35104000000 | eur |
| CY2021Q4 | ifrs-full |
Loans And Advances To Banks
LoansAndAdvancesToBanks
|
23592000000 | eur |
| CY2020Q4 | ifrs-full |
Loans And Advances To Banks
LoansAndAdvancesToBanks
|
25364000000 | eur |
| CY2022Q4 | ing |
Deposits From Banks Or Loans And Advances To Banks
DepositsFromBanksOrLoansAndAdvancesToBanks
|
21528000000 | eur |
| CY2021Q4 | ing |
Deposits From Banks Or Loans And Advances To Banks
DepositsFromBanksOrLoansAndAdvancesToBanks
|
61500000000 | eur |
| CY2020Q4 | ing |
Deposits From Banks Or Loans And Advances To Banks
DepositsFromBanksOrLoansAndAdvancesToBanks
|
52733000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Entitys Reportable Segments Explanatory
DisclosureOfEntitysReportableSegmentsExplanatory
|
<div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:8pt;margin-top:20pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Segment reporting</span></div><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">34 Segments<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group’s segments are based on the internal reporting structure by lines of business.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Executive Board of ING Group and the Management Board Banking (together the Chief Operating Decision Maker (CODM)) set the performance targets, approve and monitor the budgets prepared by the business lines. Business lines formulate strategic, commercial, and financial plans in conformity with the strategy and performance targets set by the CODM.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Recognition and measurement of segment results are in line with the accounting policies as described in Note 1 'Basis of preparation and significant accounting policies'. The results for the period for each reportable segment are after intercompany and intersegment eliminations and are those reviewed by the CODM to assess performance of the segments. Corporate expenses are allocated to business lines based on time spent by head office personnel, the relative number of staff, or on the basis of income, expenses and/or assets of the segment.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table specifies the segments by line of business and main sources of income of each of the segments:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:35.474%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:62.326%"/><td style="width:0.1%"/></tr><tr><td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Specification of the main sources of income of each of the segments by line of business</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Segments by line of business</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Main source of income</span></td></tr><tr style="height:39pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands <br/>(Market Leaders)</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail and private banking activities in the Netherlands, including the SME and mid-corporate segments, and the Real Estate Finance portfolio related to Dutch domestic mid-corporates. The main products offered are current and savings accounts, business lending, mortgages and other consumer lending in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"/></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium <br/>(Market Leaders)</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail and private banking activities in Belgium (including Luxembourg), including the SME and mid-corporate segments. The main products offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"/></tr><tr style="height:30pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany<br/> (Challengers and Growth Markets)</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail and private banking activities in Germany (including Austria up to and including 2021, after which ING left the retail market). The main products offered are current and savings accounts, mortgages and other customer lending.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"/></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other <br/>(Challengers and Growth Markets)</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail banking activities in the rest of the world, including the SME and mid-corporate segments in specific countries. The main products offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from wholesale banking activities. The main products are: lending, debt capital markets, working capital solutions, export finance, daily banking solutions, treasury and risk solutions, and corporate finance.</span></td></tr></table></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:32.284%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:65.516%"/><td style="width:0.1%"/></tr><tr><td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Specification of geographical split of the segments</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Geographical split of the segments</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Main countries</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Netherlands</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Including Luxembourg</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Germany</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Including Retail Banking Austria </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other Challengers</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Australia, Retail Banking Czech Republic </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">, France </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">, Italy, Spain, Portugal, Other</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Growth Markets</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Poland, Romania, Turkey, Philippines </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> and Asian stakes</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking Rest of World</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">UK, Americas, Asia and other countries in Central and Eastern Europe</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"> 3</span></div></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Retail Banking Austria and Retail Banking Czech Republic up to and including 2021, after which ING left the retail market.<br/>2 In 2022, ING discontinued its retail activities in France and the Philippines.<br/>3 As from 2022, Wholesale Banking Austria as well as Wholesale Banking Czech Republic are recorded in Wholesale Banking Rest of<br/> World. Previously these financials were reported in Germany and Other Challengers respectively.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group monitors and evaluates the performance of ING Group at a consolidated level and by segment. The Executive Board and the Management Board Banking consider this to be relevant to an understanding of the Group’s financial performance, because it allows investors to understand the primary method used by management to evaluate the Group’s operating performance and make decisions about allocating resources.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, ING Group believes that the presentation of results in accordance with IFRS-EU helps investors compare its segment performance on a meaningful basis by highlighting result before tax attributable to ongoing operations and the profitability of the segment businesses. IFRS-EU result is derived by including the impact of the IFRS-EU ‘IAS 39 carve out’ adjustment.<br/>The IFRS-EU ‘IAS 39 carve-out’ adjustment relates to fair value portfolio hedge accounting strategies for the mortgage and savings portfolios in the Benelux, Germany and Other Challengers that are not eligible under IFRS-IASB. As no hedge accounting is applied to these mortgage and savings portfolios under IFRS-IASB, the fair value changes of the derivatives are not offset by fair value changes of the hedge items (mortgages and savings).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The segment reporting in the annual report on Form 20-F has been prepared in accordance with International Financial Reporting Standards as issued by the EU (IFRS-EU) and reconciled to International Financial Reporting Standards as issued by the International Accounting Standards Board (IFRS-IASB) for consistency with the other financial information contained in this report. The difference between the accounting standards is reflected in the Wholesale Banking segment, and in the geographical split of the segments in the Netherlands, Belgium, Germany and Other Challengers. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 1 'Basis of preparation and significant accounting policies' for a reconciliation between IFRS-EU and IFRS-IASB. Corporate expenses are allocated to business lines based on time spent by </span></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">head office personnel, the relative number of staff, or on the basis of income, expenses and/or assets of the segment.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group reconciles the total segment results to the total result using Corporate Line. The Corporate Line is a reflection of capital management activities and certain income and expenses that are not allocated to the banking businesses. Furthermore, the Corporate Line includes the isolated legacy costs (mainly negative interest results) caused by the replacement of short-term funding with long-term funding during 2013 and 2014. ING Group applies a system of capital charging for its banking operations in order to create a comparable basis for the results of business units globally, irrespective of the business units’ book equity and the currency they operate in. In 2022, results in the Corporate Line were impacted by the application of hyperinflation accounting in the consolidation of our subsidiary in Turkey.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Income in 2022 included a hyperinflation accounting impact of EUR -279 million and a net TLTRO impact of EUR 16 million, while previous year was supported by a EUR 143 million net TLTRO impact and the recognition of a EUR 72 million receivable related to the insolvency of a financial institution. The decline was partly compensated by higher income from foreign currency ratio hedging, mainly on US dollar and the Polish zloty. Expenses in 2022 included a hyperinflation impact of EUR 30 million and a EUR 32 million impairment loss related to the goodwill allocated to Turkey, while previous year had included EUR 87 million of regulatory costs due to an incidental 50% increase in the Dutch bank tax.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The information presented in this note is in line with the information presented to the Executive Board of ING Group and Management Board Banking.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This note does not provide information on the types of products and services from which each reportable segment derives its revenues, as this is not reported internally and is therefore not readily available.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:22.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.001%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.931%"/><td style="width:0.1%"/></tr><tr><td colspan="48" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation between IFRS-IASB and IFRS-EU income, expense and net result</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 month period</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB attributable to equity holder of the parent</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30,418</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,060</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">102</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,126</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">20,093</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,708</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,306</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">128</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,951</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,227</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,828</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,070</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">78</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Remove impact of:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU 'IAS 39 carve out' </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11,856 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,405 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8,451 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,603 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-429 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,174 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">410 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">176 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">234 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a7a7a7;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result IFRS-EU </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,561</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,060</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,725</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">102</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,674</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,490</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,708</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,877</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">128</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,776</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,828</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,246</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">78</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,485</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Net result, after tax and non-controlling interests.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">ING prepares the Form 20-F in accordance with IFRS-IASB. This information is prepared by reversing the hedge accounting impacts that applied under the EU 'carve-out' version of IAS 39. For the IFRS-EU result, the impact of the carve-out is re-instated as this is the measure at which management monitors the business.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">IFRS-EU figures are derived from figures according to IFRS-IASB by excluding the impact of adjustment of the EU 'IAS 39 carve-out'.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="text-indent:14.17pt"><span><br/></span></div></div></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.294%"><tr><td style="width:1.0%"/><td style="width:52.374%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.310%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.310%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.742%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Total</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 month period</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:15pt"><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total ING Group</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total ING Group</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total ING Group</span></td></tr><tr style="height:10pt"><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,745 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,756 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,615 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,615 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,600 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,604 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,586 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,586 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,517 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,517 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,011 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,011 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,215 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,219 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,354 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,359 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,034 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,022 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">16</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,561</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,485</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,490</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,645</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-9</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenditure</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,193 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,199 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,195 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,192 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,160 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,153 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,861 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,861 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">516 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">516 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,675 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,675 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,053</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,060</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,711</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,708</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,835</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-8</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,828</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,493</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,502</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,774</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,782</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,810</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,809</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,723 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,725 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,876 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,877 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,317 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-71 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,246 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,667</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,674</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,770</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,776</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,415</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">70</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,485</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU 'IAS 39 carve out'</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,451 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,451 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,174 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,174 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-234 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-234 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,119</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,126</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,944</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,951</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,180</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">70</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:9.627%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.001%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.626%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.176%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.851%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.725%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.626%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.275%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.951%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.551%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.626%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.661%"/><td style="width:0.1%"/></tr><tr><td colspan="66" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Segments by line of business</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 month period</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Nether-lands</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="3" rowspan="2" style="border-right:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" rowspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Nether-lands</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="3" rowspan="2" style="border-right:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" rowspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Nether-lands</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:15pt"><td colspan="66" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,888 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,668 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,666 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,726 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,260 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">550 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,756 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,290 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,747 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,447 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,712 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,151 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">267 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,615 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,511 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,816 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,587 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,760 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,718 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,604 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">892 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">511 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">437 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">535 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,217 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,586 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">771 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">519 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">497 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">530 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,197 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,517 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">681 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">413 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">437 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">412 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,069 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,011 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">417 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-32 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">69 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">402 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">849 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-486 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,219 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">201 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">209 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">361 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">568 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-45 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,359 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">279 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">145 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">89 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">609 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-192 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,022 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,196</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,147</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,172</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,663</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,325</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">58</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,561</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,262</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,475</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,009</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,602</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,916</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">226</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,490</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,471</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,373</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,117</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,261</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,396</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenditure</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,115 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,786 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,140 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,516 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,114 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">529 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,199 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,403 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,667 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,174 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,452 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,926 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">570 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,192 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,236 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,737 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,110 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,469 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,218 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">383 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,153 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">139 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">131 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">302 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,220 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,861 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-76 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">225 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">202 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">117 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">516 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">157 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">514 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">593 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,351 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,675 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,182</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,924</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,271</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,818</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,334</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">531</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,060</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,326</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,892</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,223</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,654</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,042</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">570</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,708</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,393</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,251</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,167</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,063</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,568</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">385</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,828</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,014</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">223</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">901</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">845</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,991</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-473</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,502</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,936</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">583</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">786</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">949</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,874</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-345</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,782</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,078</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">122</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">950</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">199</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">827</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-367</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,809</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">540 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">202 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">257 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">581 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,725 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">499 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">146 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">252 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">703 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,877 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">523 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">331 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">105 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">295 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-58 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,246 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">98 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,474</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">151</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">696</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">541</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,674</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,437</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">437</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">529</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">639</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,144</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-410</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,776</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,556</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">71</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">615</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">512</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-308</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,485</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU 'IAS 39 carve out'</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,451 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,451 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,174 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,174 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-234 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-234 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,474</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">151</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">696</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">541</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,810</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,126</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,437</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">437</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">529</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">639</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,318</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-410</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,951</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,556</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">71</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">615</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">278</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-308</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-right:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 In 2022, ING discontinued its retail activities in France and the Philippines.</span></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 In the fourth quarter of 2021, ING exited from the retail banking markets in Austria and the Czech Republic.</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:7.977%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.200%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.350%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.101%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.551%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:1.975%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.500%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.725%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.800%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.350%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.875%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.425%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.350%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.875%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.275%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.443%"/><td style="width:0.1%"/></tr><tr><td colspan="75" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Geographical split of the segments</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 month period</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:44pt"><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Nether-lands</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Ger-many</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other Challengers </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Growth markets </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Wholesale Banking Rest of World</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Nether-lands</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Ger-many </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline">2,3</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other Challengers </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline">2,3</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Growth markets</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Wholesale Banking Rest of World </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Nether-lands</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Ger-many </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other Challengers </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Growth markets</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Wholesale Banking Rest of World</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline"> 3</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:13pt"><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,782 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,065 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,126 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,988 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,464 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,786 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">546 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,756 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,068 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,109 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,938 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,833 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,532 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,866 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">268 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,615 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,178 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,116 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,083 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,744 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,578 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,697 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">208 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,604 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,171 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">714 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">494 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">312 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">376 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">526 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,586 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,070 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">717 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">523 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">327 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">351 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">525 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,517 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">981 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">583 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">466 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">271 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">286 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">425 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,011 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">577 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-14 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">192 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">416 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">435 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-481 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,219 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">314 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">265 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">80 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">182 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-46 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,359 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">398 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">196 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">125 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">215 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">244 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-184 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,022 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,531</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,765</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,714</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,491</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,256</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,746</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">58</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,561</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,452</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,092</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,578</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,240</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,330</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,574</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">226</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,490</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,557</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,896</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,674</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,042</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,078</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,366</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">23</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenditure</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,001 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,120 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,318 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,456 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,444 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,331 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">529 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,199 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,279 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,960 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,339 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,516 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,276 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,251 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">570 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,192 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,347 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,037 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,263 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,536 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,272 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,310 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">387 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,153 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">181 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">230 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">460 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">241 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">230 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">517 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,861 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">184 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">110 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">516 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">421 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">589 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">267 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">297 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">412 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">685 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,675 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,182</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,350</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,778</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,696</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,674</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,847</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">531</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,060</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,307</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,143</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,457</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,616</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,386</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,228</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">570</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,708</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,769</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,627</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,530</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,833</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,684</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,995</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">390</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,828</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,349</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">415</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">936</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">795</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">581</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">899</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-473</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,502</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,145</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">948</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,121</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">623</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">944</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,346</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-345</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,782</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,788</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">269</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,144</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">209</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">395</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">371</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-367</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,809</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Banking</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,014 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">223 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">901 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">547 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">298 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,983 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,936 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">583 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">786 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">206 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">742 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,253 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,078 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">950 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">225 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,348 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">335 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">192 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">248 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">284 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">899 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,991 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">209 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">365 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">336 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">417 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">202 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,346 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,874 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-290 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">147 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">194 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">236 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">169 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">371 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">827 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-473 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-473 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-345 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-345 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-367 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-367 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,349</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">415</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">936</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">795</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">581</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">899</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-473</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,502</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,145</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">948</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,121</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">623</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">944</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,346</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-345</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,782</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,788</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">269</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,144</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">209</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">395</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">371</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-367</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,809</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">658 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">114 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">297 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">255 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">156 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">189 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,725 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">556 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">240 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">358 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">185 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">178 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">296 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,877 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">518 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">89 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">380 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">90 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">87 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-59 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,246 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">98 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">124 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,691</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">301</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">636</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">540</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">327</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">710</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-531</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,674</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,589</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">708</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">759</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">438</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">641</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,050</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-409</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,776</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,271</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">180</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">760</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">119</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">178</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">284</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-308</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,485</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU 'IAS 39 carve out'</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,818 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,570 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,911 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">152 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,451 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">723 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">390 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,174 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-177 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-115 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-234 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,510</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,871</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,547</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">692</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">327</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">710</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-531</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,126</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,312</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">755</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">452</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">641</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,050</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-409</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,951</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,094</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">207</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">645</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">178</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">284</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-308</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-right:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 In 2022, ING discontinued its retail activities in France and the Philippines.<br/>2 In the fourth quarter of 2021, ING exited from the retail banking markets in Austria and the Czech Republic.<br/>3 As from 2022, Wholesale Banking Austria as well as Wholesale Banking Czech Republic are recorded in Wholesale Banking Rest of World. Previously these financials were reported in Germany and Other Challengers respectively. Historical figures have been adjusted.</span> | |
| CY2022 | ifrs-full |
Disclosure Of Operating Segments Explanatory
DisclosureOfOperatingSegmentsExplanatory
|
<span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table specifies the segments by line of business and main sources of income of each of the segments:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:35.474%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:62.326%"/><td style="width:0.1%"/></tr><tr><td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Specification of the main sources of income of each of the segments by line of business</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Segments by line of business</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Main source of income</span></td></tr><tr style="height:39pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands <br/>(Market Leaders)</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail and private banking activities in the Netherlands, including the SME and mid-corporate segments, and the Real Estate Finance portfolio related to Dutch domestic mid-corporates. The main products offered are current and savings accounts, business lending, mortgages and other consumer lending in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"/></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium <br/>(Market Leaders)</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail and private banking activities in Belgium (including Luxembourg), including the SME and mid-corporate segments. The main products offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"/></tr><tr style="height:30pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany<br/> (Challengers and Growth Markets)</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail and private banking activities in Germany (including Austria up to and including 2021, after which ING left the retail market). The main products offered are current and savings accounts, mortgages and other customer lending.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"/></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other <br/>(Challengers and Growth Markets)</span></td><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail banking activities in the rest of the world, including the SME and mid-corporate segments in specific countries. The main products offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from wholesale banking activities. The main products are: lending, debt capital markets, working capital solutions, export finance, daily banking solutions, treasury and risk solutions, and corporate finance.</span></td></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:32.284%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:65.516%"/><td style="width:0.1%"/></tr><tr><td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Specification of geographical split of the segments</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Geographical split of the segments</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Main countries</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Netherlands</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Including Luxembourg</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Germany</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Including Retail Banking Austria </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other Challengers</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Australia, Retail Banking Czech Republic </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">, France </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">, Italy, Spain, Portugal, Other</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Growth Markets</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Poland, Romania, Turkey, Philippines </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> and Asian stakes</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking Rest of World</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">UK, Americas, Asia and other countries in Central and Eastern Europe</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"> 3</span></div></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Retail Banking Austria and Retail Banking Czech Republic up to and including 2021, after which ING left the retail market.<br/>2 In 2022, ING discontinued its retail activities in France and the Philippines.<br/>3 As from 2022, Wholesale Banking Austria as well as Wholesale Banking Czech Republic are recorded in Wholesale Banking Rest of<br/> World. Previously these financials were reported in Germany and Other Challengers respectively.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.294%"><tr><td style="width:1.0%"/><td style="width:52.374%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.310%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.310%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.733%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.742%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Total</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 month period</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:15pt"><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total ING Group</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total ING Group</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total ING Group</span></td></tr><tr style="height:10pt"><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,745 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,756 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,615 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,615 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,600 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,604 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,586 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,586 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,517 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,517 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,011 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,011 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,215 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,219 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,354 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,359 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,034 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,022 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">16</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,561</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,485</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,490</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,645</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-9</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenditure</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,193 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,199 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,195 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,192 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,160 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,153 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,861 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,861 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">516 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">516 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,675 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,675 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,053</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,060</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,711</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,708</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,835</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-8</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,828</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,493</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,502</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,774</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,782</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,810</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,809</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,723 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,725 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,876 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,877 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,317 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-71 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,246 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,667</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,674</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,770</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,776</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,415</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">70</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,485</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU 'IAS 39 carve out'</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,451 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,451 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,174 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,174 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-234 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-234 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,119</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,126</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,944</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,951</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,180</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">70</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022 | ing |
Hyperinflationary Accounting Income
HyperinflationaryAccountingIncome
|
-279000000 | eur |
| CY2022 | ing |
Tltro Benefit
TltroBenefit
|
16000000 | eur |
| CY2021 | ing |
Tltro Benefit
TltroBenefit
|
143000000 | eur |
| CY2021Q4 | ing |
Receivable Related To The Insolvency Of A Financial Institution
ReceivableRelatedToTheInsolvencyOfAFinancialInstitution
|
72000000 | eur |
| CY2021 | ing |
Hyperinflationary Accounting Net Profit Loss
HyperinflationaryAccountingNetProfitLoss
|
30000000 | eur |
| CY2021 | ifrs-full |
Impairment Loss Recognised In Profit Or Loss Goodwill
ImpairmentLossRecognisedInProfitOrLossGoodwill
|
32000000 | eur |
| CY2021 | ing |
Regulatory Settlement
RegulatorySettlement
|
87000000 | eur |
| CY2021 | ing |
Increase In Bank Tax Percent
IncreaseInBankTaxPercent
|
0.50 | |
| CY2022 | ing |
Disclosure Of Operating Segments Underlying Income Expenses Explanatory
DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory
|
<div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:22.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.001%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.931%"/><td style="width:0.1%"/></tr><tr><td colspan="48" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation between IFRS-IASB and IFRS-EU income, expense and net result</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 month period</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB attributable to equity holder of the parent</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30,418</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,060</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">102</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,126</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">20,093</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,708</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,306</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">128</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,951</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,227</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,828</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,070</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">78</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Remove impact of:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU 'IAS 39 carve out' </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11,856 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,405 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8,451 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,603 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-429 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,174 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">410 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">176 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">234 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a7a7a7;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result IFRS-EU </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,561</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,060</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,725</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">102</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,674</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,490</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,708</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,877</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">128</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,776</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,828</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,246</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">78</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,485</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Net result, after tax and non-controlling interests.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">ING prepares the Form 20-F in accordance with IFRS-IASB. This information is prepared by reversing the hedge accounting impacts that applied under the EU 'carve-out' version of IAS 39. For the IFRS-EU result, the impact of the carve-out is re-instated as this is the measure at which management monitors the business.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">IFRS-EU figures are derived from figures according to IFRS-IASB by excluding the impact of adjustment of the EU 'IAS 39 carve-out'.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="text-indent:14.17pt"><span><br/></span></div></div></div> | |
| CY2022 | ifrs-full |
Profit Loss From Operating Activities
ProfitLossFromOperatingActivities
|
30418000000 | eur |
| CY2022 | ifrs-full |
Expense By Nature
ExpenseByNature
|
13060000000 | eur |
| CY2022 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
5130000000 | eur |
| CY2022 | ifrs-full |
Profit Loss Attributable To Noncontrolling Interests
ProfitLossAttributableToNoncontrollingInterests
|
102000000 | eur |
| CY2022 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
12126000000 | eur |
| CY2021 | ifrs-full |
Profit Loss From Operating Activities
ProfitLossFromOperatingActivities
|
20093000000 | eur |
| CY2021 | ifrs-full |
Expense By Nature
ExpenseByNature
|
11708000000 | eur |
| CY2021 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
2306000000 | eur |
| CY2021 | ifrs-full |
Profit Loss Attributable To Noncontrolling Interests
ProfitLossAttributableToNoncontrollingInterests
|
128000000 | eur |
| CY2021 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
5951000000 | eur |
| CY2020 | ifrs-full |
Profit Loss From Operating Activities
ProfitLossFromOperatingActivities
|
17227000000 | eur |
| CY2020 | ifrs-full |
Expense By Nature
ExpenseByNature
|
13828000000 | eur |
| CY2020 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
1070000000 | eur |
| CY2020 | ifrs-full |
Profit Loss Attributable To Noncontrolling Interests
ProfitLossAttributableToNoncontrollingInterests
|
78000000 | eur |
| CY2020 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
2250000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Products And Services Explanatory
DisclosureOfProductsAndServicesExplanatory
|
<div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:9.627%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.001%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.626%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.176%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.851%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.725%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.626%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.275%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.951%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.551%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.626%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.661%"/><td style="width:0.1%"/></tr><tr><td colspan="66" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Segments by line of business</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 month period</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Nether-lands</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="3" rowspan="2" style="border-right:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" rowspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Nether-lands</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="3" rowspan="2" style="border-right:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" rowspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Nether-lands</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:15pt"><td colspan="66" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,888 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,668 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,666 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,726 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,260 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">550 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,756 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,290 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,747 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,447 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,712 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,151 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">267 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,615 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,511 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,816 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,587 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,760 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,718 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,604 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">892 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">511 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">437 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">535 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,217 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,586 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">771 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">519 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">497 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">530 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,197 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,517 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">681 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">413 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">437 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">412 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,069 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,011 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">417 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-32 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">69 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">402 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">849 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-486 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,219 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">201 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">209 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">361 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">568 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-45 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,359 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">279 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">145 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">89 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">609 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-192 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,022 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,196</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,147</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,172</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,663</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,325</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">58</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,561</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,262</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,475</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,009</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,602</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,916</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">226</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,490</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,471</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,373</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,117</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,261</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,396</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenditure</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,115 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,786 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,140 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,516 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,114 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">529 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,199 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,403 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,667 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,174 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,452 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,926 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">570 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,192 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,236 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,737 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,110 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,469 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,218 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">383 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,153 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">139 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">131 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">302 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,220 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,861 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-76 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">225 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">202 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">117 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">516 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">157 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">514 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">593 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,351 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,675 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,182</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,924</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,271</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,818</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,334</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">531</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,060</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,326</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,892</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,223</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,654</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,042</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">570</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,708</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,393</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,251</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,167</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,063</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,568</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">385</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,828</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,014</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">223</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">901</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">845</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,991</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-473</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,502</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,936</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">583</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">786</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">949</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,874</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-345</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,782</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,078</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">122</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">950</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">199</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">827</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-367</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,809</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">540 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">202 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">257 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">581 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,725 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">499 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">146 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">252 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">703 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,877 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">523 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">331 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">105 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">295 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-58 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,246 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">98 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,474</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">151</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">696</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">541</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,674</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,437</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">437</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">529</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">639</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,144</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-410</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,776</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,556</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">71</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">615</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">512</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-308</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,485</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU 'IAS 39 carve out'</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,451 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,451 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,174 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,174 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-234 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-234 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,474</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">151</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">696</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">541</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,810</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,126</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,437</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">437</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">529</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">639</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,318</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-410</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,951</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,556</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">71</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">615</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">278</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-308</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-right:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 In 2022, ING discontinued its retail activities in France and the Philippines.</span></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 In the fourth quarter of 2021, ING exited from the retail banking markets in Austria and the Czech Republic.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Geographical Areas Explanatory
DisclosureOfGeographicalAreasExplanatory
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<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:7.977%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.200%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.350%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.101%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.551%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:1.975%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.500%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.725%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.800%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.350%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.875%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.425%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.350%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.875%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.275%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.443%"/><td style="width:0.1%"/></tr><tr><td colspan="75" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Geographical split of the segments</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 month period</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:44pt"><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Nether-lands</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Ger-many</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other Challengers </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Growth markets </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Wholesale Banking Rest of World</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Nether-lands</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Ger-many </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline">2,3</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other Challengers </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline">2,3</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Growth markets</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Wholesale Banking Rest of World </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Nether-lands</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Ger-many </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other Challengers </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Growth markets</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Wholesale Banking Rest of World</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.52pt;font-weight:400;line-height:120%;position:relative;top:-2.97pt;vertical-align:baseline"> 3</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:13pt"><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,782 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,065 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,126 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,988 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,464 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,786 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">546 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,756 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,068 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,109 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,938 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,833 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,532 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,866 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">268 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,615 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,178 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,116 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,083 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,744 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,578 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,697 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">208 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,604 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,171 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">714 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">494 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">312 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">376 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">526 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,586 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,070 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">717 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">523 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">327 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">351 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">525 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,517 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">981 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">583 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">466 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">271 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">286 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">425 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,011 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">577 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-14 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">192 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">416 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">435 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-481 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,219 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">314 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">265 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">80 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">182 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-46 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,359 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">398 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">196 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">125 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">215 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">244 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-184 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,022 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,531</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,765</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,714</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,491</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,256</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,746</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">58</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,561</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,452</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,092</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,578</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,240</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,330</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,574</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">226</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,490</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,557</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,896</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,674</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,042</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,078</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,366</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">23</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenditure</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,001 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,120 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,318 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,456 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,444 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,331 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">529 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,199 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,279 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,960 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,339 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,516 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,276 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,251 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">570 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,192 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,347 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,037 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,263 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,536 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,272 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,310 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">387 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,153 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">181 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">230 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">460 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">241 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">230 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">517 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,861 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">184 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">110 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">516 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">421 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">589 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">267 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">297 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">412 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">685 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,675 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,182</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,350</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,778</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,696</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,674</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,847</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">531</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,060</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,307</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,143</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,457</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,616</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,386</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,228</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">570</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,708</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,769</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,627</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,530</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,833</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,684</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,995</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">390</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,828</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,349</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">415</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">936</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">795</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">581</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">899</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-473</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,502</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,145</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">948</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,121</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">623</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">944</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,346</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-345</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,782</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,788</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">269</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,144</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">209</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">395</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">371</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-367</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,809</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Banking</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,014 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">223 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">901 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">547 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">298 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,983 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,936 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">583 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">786 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">206 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">742 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,253 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,078 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">950 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">225 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,348 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">335 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">192 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">248 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">284 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">899 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,991 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">209 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">365 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">336 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">417 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">202 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,346 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,874 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-290 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">147 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">194 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">236 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">169 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">371 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">827 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-473 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-473 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-345 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-345 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-367 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-367 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,349</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">415</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">936</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">795</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">581</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">899</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-473</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,502</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,145</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">948</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,121</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">623</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">944</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,346</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-345</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,782</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,788</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">269</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,144</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">209</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">395</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">371</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-367</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,809</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">658 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">114 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">297 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">255 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">156 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">189 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,725 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">556 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">240 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">358 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">185 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">178 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">296 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,877 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">518 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">89 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">380 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">90 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">87 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-59 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,246 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">98 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">124 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,691</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">301</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">636</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">540</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">327</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">710</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-531</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,674</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,589</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">708</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">759</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">438</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">641</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,050</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-409</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,776</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,271</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">180</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">760</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">119</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">178</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">284</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-308</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,485</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU 'IAS 39 carve out'</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,818 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,570 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,911 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">152 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,451 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">723 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">390 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,174 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-177 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-115 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-234 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,510</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,871</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,547</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">692</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">327</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">710</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-531</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,126</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,312</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">755</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">452</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">641</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,050</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-409</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,951</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,094</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">207</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">645</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">178</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">284</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-308</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-right:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 In 2022, ING discontinued its retail activities in France and the Philippines.<br/>2 In the fourth quarter of 2021, ING exited from the retail banking markets in Austria and the Czech Republic.<br/>3 As from 2022, Wholesale Banking Austria as well as Wholesale Banking Czech Republic are recorded in Wholesale Banking Rest of World. Previously these financials were reported in Germany and Other Challengers respectively. Historical figures have been adjusted.</span> | |
| CY2022 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
12126000000 | eur |
| CY2021 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
5951000000 | eur |
| CY2020 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
2250000000 | eur |
| CY2022 | ing |
Disclosure Of Detailed Information About Geographical Areas Explanatory
DisclosureOfDetailedInformationAboutGeographicalAreasExplanatory
|
<div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">35 Information on geographical areas<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group’s business lines operate in Seven main geographical areas: the Netherlands, Belgium, Rest of Europe, North America, Latin America, Asia and Australia. A geographical area is a distinguishable component of the Group engaged in providing products or services within a particular economic environment that is subject to risks and returns that are different from those of geographical areas operating in other economic environments. The geographical analyses are based on the location of the office from which the transactions are originated and do not include countries where ING only has representation offices. The Netherlands is ING Group’s country of domicile.<br/><br/>In order to increase ING Group’s tax transparency, additional financial information on a per country basis has been included in this disclosure: Tax paid represents all income tax paid to and/or received from tax authorities in the current year, irrespective of the fiscal year to which these payments or refunds relate. </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total assets by country does not include intercompany balances and reconciles to the total assets in the consolidated statement of financial position of ING Group. In December 2021 the OECD released a draft legislative framework that is designed to ensure, from 2024 onwards, that large multinational groups pay income tax at a minimum rate of 15% in all the countries they are present in. At the date when these financial statements were authorized for issue, of all the countries ING is present in, only South Korea has enacted legislation to this effect. At 31 December 2022 ING Group does not have sufficient information to determine the future potential quantitative impact.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below provide additional information, for the years 2022, 2021 and 2020 respectively, on names of principal subsidiaries and branches, nature of main activities and average number of employees on a full time equivalent basis by country/tax jurisdiction.</span></div></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:5.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.182%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.782%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.254%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.254%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.254%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.653%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.653%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.653%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.404%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.404%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.404%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.428%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.203%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.203%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.203%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.203%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.203%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.203%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.128%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.138%"/><td style="width:0.1%"/></tr><tr><td colspan="51" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Additional information by country</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Geographical area</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Country/Tax jurisdiction</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Name of principal subsidiary</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Main (banking) activity</span></td><td colspan="9" style="border-left:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Average number of employees at full time equivalent basis</span></td><td colspan="9" style="border-left:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total Income</span></td><td colspan="9" style="border-left:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></td><td colspan="9" style="border-left:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Result before tax</span></td><td colspan="9" style="border-left:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="9" style="border-left:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tax paid</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Netherlands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Netherlands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,488</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,138</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,201</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,831 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,621 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,100 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">310,913 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">299,768 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">283,664 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,874 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,383 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">612 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,399 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">728 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">284 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">376 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #c1c1c1;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">428 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">588 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING België N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,582</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,965</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,397</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,365 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,754 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,637 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128,323 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">130,335 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">133,269 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,298 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">843 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">584 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">213 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">152 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #c1c1c1;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">174 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Luxembourg</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Luxembourg S.A.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">927</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">856</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">855</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">503 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">366 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">280 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,415 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,407 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,290 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">261 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">189 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Rest of Europe</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Poland </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank Slaski S.A</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,130</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,674</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,425</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,652 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,509 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,399 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,598 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,888 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40,928 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">544 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">660 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">438 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">143 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">154 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">131 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">235 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">232 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Germany</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING DiBa A.G.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,573</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,521</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,059</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,574 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,962 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,376 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">167,517 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">159,799 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">162,538 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,798 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,587 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">896 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,175 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">522 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">310 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">189 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">493 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">409 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Romania </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,580</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,319</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,049</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">584 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">495 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">456 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,555 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,635 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,526 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">324 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">273 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Turkey</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank A.S.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,076</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,338</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,724</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">335 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">420 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,400 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,818 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,316 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-143 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">144 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">125 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">79 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Spain</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,439</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,380</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,228</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">899 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">743 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">679 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,277 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,559 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,899 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">321 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">101 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Italy</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,118</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,025</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">345 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">335 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">337 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,152 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,983 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,747 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">UK</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">692</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">698</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">709</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">693 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">636 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">546 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46,066 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,734 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64,676 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">286 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">277 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">97 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">81 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">58 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">France </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2,3</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">600</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">764</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">737</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">557 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">313 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">239 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,087 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,397 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,555 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">229 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-65 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-70 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-17 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Russia</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank (Eurasia) Z.A.O.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">272</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">281</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">297</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">246 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,783 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">898 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,035 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Czech Republic </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">137</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">285</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">355</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">145 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,192 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,894 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,848 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hungary</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">119</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">131</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,993 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,148 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,092 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Slovakia </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,129</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">983</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">878</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">391 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">352 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">385 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Ukraine</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PJSC ING Bank Ukraine</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">385 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">409 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">335 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Austria </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">292</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">332</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">175 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">261 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">419 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,840 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">101 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-14 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Bulgaria</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">436 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">420 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">406 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Ireland</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,773 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,831 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,051 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Portugal</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">689 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">675 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">790 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Switzerland</span></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">277</span></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">259</span></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">256</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">290 </span></td><td style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">241 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">187 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,513 </span></td><td style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,081 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,939 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">182 </span></td><td style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">148 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45 </span></td><td style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Includes significant number of FTEs in relation to global services provided.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Public subsidies received, as defined in article 89 of the CRD IV, amounts to EUR 0.1 million (2021: EUR 0.0 million; 2020: EUR 0.3 million).</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">In 2022, ING discontinued its retail activities in France and the Philippines.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">In the fourth quarter of 2021, ING exited from the retail banking markets in Austria and the Czech Republic.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:5.337%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.636%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.726%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.759%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.166%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.166%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.166%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.642%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.642%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.642%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.391%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.391%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.391%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.201%"/><td style="width:0.1%"/></tr><tr><td colspan="51" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Additional information by country (continued)</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Geographical area</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Country/Tax jurisdiction</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Name of principal subsidiary</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Main (banking) activity</span></td><td colspan="9" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Average number of employees at full time equivalent basis</span></td><td colspan="9" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total Income</span></td><td colspan="9" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></td><td colspan="9" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Result before tax</span></td><td colspan="9" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="9" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tax paid</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">North America</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Canada</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payvision Canada Services Ltd.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In liquidation</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #c3c3c3;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">USA</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Financial Holdings Corp.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">586</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">563</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">600</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">892 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">936 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">720 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65,024 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55,582 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,205 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">413 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">779 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">115 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">182 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">148 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Latin America</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Brazil</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closed in 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">89</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">288 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,813 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Colombia</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Capital Colombia S.A.S.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dissolved in 2021</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mexico</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Consulting, S.A. de C.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Asia</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">China</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">76</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">79</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">90</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,181 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,654 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,598 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Japan</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,128 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,256 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,104 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Singapore</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">565</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">573</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">608</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">354 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">331 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">353 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25,701 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24,163 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24,498 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">105 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">133 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Macau</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payvision Macau Ltd.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liquidated in 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hong Kong</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">103</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">105</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">79 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">92 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,343 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,691 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,030 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Philippines </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1,3</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,098</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,414</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,857</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">381 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">567 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">497 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-39 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">South Korea</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">86 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,989 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,800 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,692 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taiwan</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,578 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,963 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,160 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Indonesia</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PT ING Securities Indonesia</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liquidated in 2022 </span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Malaysia</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closed in 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sri Lanka</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Hubs B.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Global services</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">United Arab Emirates</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Australia</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Australia</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank (Australia) Ltd.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,556</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,503</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,472</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">948 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">782 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">740 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52,728 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,826 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46,014 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">557 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">500 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">362 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">172 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">149 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">121 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">181 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mauritius</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Mauritius Investment I</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liquidated in 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">57,569</span></td><td colspan="3" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">57,660</span></td><td colspan="3" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">55,901</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30,418</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">20,093</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,227</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">976,834</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">949,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">933,891</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8,385</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,399</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,306</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,070</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,474</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,873</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,734</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Includes significant number of FTEs in relation to global services provided.</span></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 In 2022 ING discontinued its retail activities in France and the Philippines.</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">2022<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The higher tax charge of 29% in the Netherlands (compared to the statutory rate of 25.8%) is mainly caused by the non-deductible Dutch bank tax (EUR 179 million) and the non-deductible impairments regarding goodwill ING Turkey (EUR 32 million) and TTB (EUR 165 million).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The higher positive tax charge of Turkey combined with its accounting loss based on hyperinflation accounting is mainly caused by the non deductibility of this loss for tax purposes.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Since the Russian invasion of the Ukraine our strategy is no new business with Russian clients, including Russian owned entities outside of Russia and to get existing Russia-related credit exposures repaid as quickly as possible. These exposures are booked in various countries and totalled EUR 6.7 billion, published on 4 March 2022. Remaining at risk for ING Group at year-end 2022 is EUR0.3 billion local equity and EUR 2.5 billion credit exposures booked outside of Russia. In 2022, ING's results in connection with Russia-related credit exposures declined significantly, as we have recognized EUR 0.5 billion</span></div></div></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">risk costs related to these exposures. The local results on a stand-alone basis were higher compared to 2021. This was driven by the high local interest rate environment and increased rouble inflow from existing, predominantly non-Russian, clients. Under local law and banking regulations, ING Russia must accept these rouble inflows. Furthermore, the local result before tax expressed in euro (EUR 128 million) was positively impacted by the appreciation of the rouble against the euro for an amount of EUR 80 million throughout 2022. Going forward, we will continue to actively reduce our Russia-related credit exposure.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The higher tax charge in Poland is mainly caused by non-deductible regulatory and other costs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">2021<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The higher tax charge of 31% in the Netherlands (compared to the statutory rate of 25%) is mainly caused by the non-deductible Dutch bank tax (EUR 260 million) and the impairments on deferred tax assets regarding Payvision and Yolt (EUR 26 million tax).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The lower tax charge in Austria is caused by previously not recognised tax losses (EUR -10 million tax).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The higher tax charge in Poland is mainly caused by non-deductible regulatory- and other costs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">2020<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The higher tax charge of 47% in the Netherlands (compared to the statutory rate of 25%) is mainly caused by the non-deductible Dutch bank tax (EUR 169 million) and the non-deductible impairments regarding goodwill (EUR 266 million) and TMB (EUR 230 million).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The lower tax charge in Australia is caused by a release of a tax provision after concluding a settlement with the Australian Tax Authorities on an issue related to former Insurance activities, which issue was fully indemnified by NN Group.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The higher tax charges in Brazil and the Philippines are mainly caused by the de-recognition of tax benefits for incurred tax losses due to expected insufficient future taxable profits.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The higher tax charges in Poland and Belgium are mainly caused by non-deductible regulatory- and other costs.</span></div> | |
| CY2022 | ing |
Number Of Operating Segments1
NumberOfOperatingSegments1
|
7 | segment |
| CY2022 | ing |
Disclosure Of Tax Credit Adjustment By Geographical Area Explanatory
DisclosureOfTaxCreditAdjustmentByGeographicalAreaExplanatory
|
<div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:5.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.182%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.782%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.254%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.254%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.254%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.653%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.653%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.653%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.404%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.404%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.404%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.428%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.203%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.203%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.203%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.203%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.203%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.203%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.128%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.138%"/><td style="width:0.1%"/></tr><tr><td colspan="51" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Additional information by country</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Geographical area</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Country/Tax jurisdiction</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Name of principal subsidiary</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Main (banking) activity</span></td><td colspan="9" style="border-left:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Average number of employees at full time equivalent basis</span></td><td colspan="9" style="border-left:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total Income</span></td><td colspan="9" style="border-left:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></td><td colspan="9" style="border-left:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Result before tax</span></td><td colspan="9" style="border-left:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="9" style="border-left:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tax paid</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Netherlands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Netherlands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,488</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,138</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,201</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,831 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,621 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,100 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">310,913 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">299,768 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">283,664 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,874 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,383 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">612 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,399 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">728 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">284 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">376 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #c1c1c1;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">428 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">588 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING België N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,582</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,965</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,397</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,365 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,754 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,637 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128,323 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">130,335 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">133,269 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,298 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">843 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">584 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">213 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">152 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #c1c1c1;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">174 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Luxembourg</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Luxembourg S.A.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">927</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">856</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">855</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">503 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">366 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">280 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,415 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,407 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,290 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">261 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">189 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Rest of Europe</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Poland </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank Slaski S.A</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,130</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,674</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,425</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,652 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,509 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,399 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,598 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,888 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40,928 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">544 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">660 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">438 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">143 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">154 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">131 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">235 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">232 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Germany</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING DiBa A.G.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,573</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,521</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,059</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,574 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,962 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,376 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">167,517 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">159,799 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">162,538 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,798 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,587 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">896 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,175 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">522 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">310 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">189 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">493 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">409 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Romania </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,580</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,319</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,049</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">584 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">495 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">456 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,555 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,635 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,526 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">324 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">273 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Turkey</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank A.S.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,076</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,338</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,724</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">335 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">420 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,400 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,818 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,316 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-143 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">144 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">125 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">79 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Spain</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,439</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,380</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,228</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">899 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">743 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">679 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,277 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,559 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,899 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">321 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">101 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Italy</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,118</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,025</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">345 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">335 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">337 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,152 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,983 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,747 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">UK</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">692</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">698</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">709</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">693 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">636 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">546 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46,066 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,734 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64,676 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">286 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">277 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">97 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">81 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">58 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">France </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2,3</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">600</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">764</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">737</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">557 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">313 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">239 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,087 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,397 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,555 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">229 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-65 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-70 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-17 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Russia</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank (Eurasia) Z.A.O.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">272</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">281</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">297</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">246 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,783 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">898 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,035 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Czech Republic </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">137</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">285</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">355</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">145 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,192 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,894 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,848 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hungary</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">119</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">131</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,993 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,148 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,092 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Slovakia </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,129</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">983</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">878</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">391 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">352 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">385 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Ukraine</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PJSC ING Bank Ukraine</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">385 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">409 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">335 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Austria </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">292</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">332</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">175 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">261 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">419 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,840 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">101 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-14 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Bulgaria</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">436 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">420 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">406 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Ireland</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,773 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,831 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,051 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Portugal</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11</span></td><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">689 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">675 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">790 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Switzerland</span></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">277</span></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">259</span></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">256</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">290 </span></td><td style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">241 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">187 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,513 </span></td><td style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,081 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,939 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">182 </span></td><td style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">148 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45 </span></td><td style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Includes significant number of FTEs in relation to global services provided.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Public subsidies received, as defined in article 89 of the CRD IV, amounts to EUR 0.1 million (2021: EUR 0.0 million; 2020: EUR 0.3 million).</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">In 2022, ING discontinued its retail activities in France and the Philippines.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">In the fourth quarter of 2021, ING exited from the retail banking markets in Austria and the Czech Republic.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:5.337%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.636%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.726%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.759%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.166%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.166%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.166%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.642%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.642%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.642%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.391%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.391%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.391%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.201%"/><td style="width:0.1%"/></tr><tr><td colspan="51" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Additional information by country (continued)</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Geographical area</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Country/Tax jurisdiction</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Name of principal subsidiary</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Main (banking) activity</span></td><td colspan="9" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Average number of employees at full time equivalent basis</span></td><td colspan="9" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total Income</span></td><td colspan="9" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></td><td colspan="9" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Result before tax</span></td><td colspan="9" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="9" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tax paid</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-left:1pt solid #c3c3c3;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">North America</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Canada</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payvision Canada Services Ltd.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In liquidation</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #c3c3c3;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">USA</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Financial Holdings Corp.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">586</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">563</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">600</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">892 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">936 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">720 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65,024 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55,582 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,205 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">413 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">779 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">115 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">182 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">148 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Latin America</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Brazil</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closed in 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">89</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">288 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,813 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Colombia</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Capital Colombia S.A.S.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dissolved in 2021</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mexico</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Consulting, S.A. de C.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Asia</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">China</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">76</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">79</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">90</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,181 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,654 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,598 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Japan</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,128 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,256 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,104 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Singapore</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">565</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">573</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">608</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">354 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">331 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">353 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25,701 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24,163 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24,498 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">105 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">133 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Macau</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payvision Macau Ltd.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liquidated in 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hong Kong</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">103</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">105</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">79 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">92 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,343 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,691 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,030 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Philippines </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1,3</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,098</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,414</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,857</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">381 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">567 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">497 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-39 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">South Korea</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">86 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,989 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,800 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,692 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taiwan</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,578 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,963 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,160 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Indonesia</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PT ING Securities Indonesia</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liquidated in 2022 </span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Malaysia</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closed in 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sri Lanka</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Hubs B.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Global services</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">United Arab Emirates</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Branch of ING Bank N.V.</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Australia</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Australia</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank (Australia) Ltd.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale / Retail</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,556</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,503</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,472</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">948 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">782 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">740 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52,728 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,826 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46,014 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">557 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">500 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">362 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">172 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">149 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">121 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">181 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mauritius</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Mauritius Investment I</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liquidated in 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">57,569</span></td><td colspan="3" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">57,660</span></td><td colspan="3" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">55,901</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30,418</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">20,093</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,227</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">976,834</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">949,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">933,891</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8,385</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,399</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,306</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,070</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,474</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,873</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-left:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,734</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Includes significant number of FTEs in relation to global services provided.</span></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 In 2022 ING discontinued its retail activities in France and the Philippines.</span></div> | |
| CY2022 | ing |
Average Number Of Employees On Full Time Equivalent Basis
AverageNumberOfEmployeesOnFullTimeEquivalentBasis
|
57569 | employee |
| CY2021 | ing |
Average Number Of Employees On Full Time Equivalent Basis
AverageNumberOfEmployeesOnFullTimeEquivalentBasis
|
57660 | employee |
| CY2020 | ing |
Average Number Of Employees On Full Time Equivalent Basis
AverageNumberOfEmployeesOnFullTimeEquivalentBasis
|
55901 | employee |
| CY2022 | ifrs-full |
Revenue
Revenue
|
30418000000 | eur |
| CY2021 | ifrs-full |
Revenue
Revenue
|
20093000000 | eur |
| CY2020 | ifrs-full |
Revenue
Revenue
|
17227000000 | eur |
| CY2022Q4 | ifrs-full |
Assets
Assets
|
976834000000 | eur |
| CY2021Q4 | ifrs-full |
Assets
Assets
|
949250000000 | eur |
| CY2020Q4 | ifrs-full |
Assets
Assets
|
933891000000 | eur |
| CY2022 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
17358000000 | eur |
| CY2021 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
8385000000 | eur |
| CY2020 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
3399000000 | eur |
| CY2022 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
5130000000 | eur |
| CY2021 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
2306000000 | eur |
| CY2020 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
1070000000 | eur |
| CY2022 | ifrs-full |
Income Taxes Paid Refund
IncomeTaxesPaidRefund
|
1474000000 | eur |
| CY2021 | ifrs-full |
Income Taxes Paid Refund
IncomeTaxesPaidRefund
|
1873000000 | eur |
| CY2020 | ifrs-full |
Income Taxes Paid Refund
IncomeTaxesPaidRefund
|
1734000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Employee Benefits Explanatory
DisclosureOfEmployeeBenefitsExplanatory
|
<div style="margin-bottom:8pt;margin-top:20pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Additional notes to the Consolidated financial statements</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">36 Pensions and other post-employment benefits<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Most group companies sponsor defined contribution pension plans. The assets of all ING Group’s defined contribution plans are held in independently administered funds. Contributions, including the defined contribution plan in the Netherlands, are principally determined as a percentage of remuneration. These plans do not give rise to provisions in the statement of financial position, other than relating to short-term timing differences included in other assets and in other liabilities.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group maintains defined benefit retirement plans in some countries. These plans provide benefits that are related to the remuneration and service of employees upon retirement. The benefits in some of these plans are subject to various forms of indexation. The indexation is, in some cases, at the discretion of management; in other cases it is dependent upon the sufficiency of plan assets.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Annual contributions are paid to the funds at a rate necessary to adequately finance the accrued liabilities of the plans calculated in accordance with local legal requirements. Plans in all countries are designed to comply with applicable local regulations governing investments and funding levels.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group provides other post-employment benefits to certain former employees. These are primarily discounts on ING products.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Defined contribution plans</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:12pt;font-weight:400;line-height:120%"> <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING, as part of the labour agreements with its employee’s , sponsors a number of defined contribution plans. ING’s obligation is limited to contributions which are agreed in advance and also includes employee contributions. The most significant plans are in The Netherlands and Belgium. The Employer contribution are recognized as an expense which amounted for 2022 EUR 364 million (2021: EUR 369 million).</span></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Defined benefit retirement plans<br/>Statement of financial position - Net defined benefit asset/liability</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:43.258%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.177%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Plan assets and defined benefit obligation per country</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Plan assets</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Defined benefit obligation</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Funded Status</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Netherlands</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">310 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">427 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">400 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">578 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-90 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-151 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">United States</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">248 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">332 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">230 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">312 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">United Kingdom</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,277 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,968 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">750 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,236 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">527 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">732 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">507 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">606 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">475 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">617 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other countries</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">295 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">338 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">305 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">372 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-34 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Funded status (Net defined benefit asset/liability)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,671</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,159</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,115</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">478</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">556</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Presented as:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Other assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">617 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">783 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Other liabilities</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-139 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-227 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">478</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">556</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The most recent (actuarial) valuations of the plan assets and the present value of the defined benefit obligation were carried out as at 31 December 2022. The present value of the defined benefit obligation, and the related current service cost and past service cost, were determined using the projected unit credit method.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The current worldwide uncertainty due to the Russian invasion in the Ukraine and the resulting increasing interest rates and inflation has a strong negative impact on most investment markets in 2022, the effect on the fair value of ING Group’s plan assets and defined benefit obligation is significant however the funding status declined only by EUR -78 million mainly following the Liability Driven Investment (LDI) strategy in the United Kingdom.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Changes in the fair value of plan assets for the period were as follows::</span></div><div><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in fair value of plan assets</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,671 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,583 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Remeasurements: Return on plan assets excluding amounts included in interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-947 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Employer's contribution</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Participants contributions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Benefits paid</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-126 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-136 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-53 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">158 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,671</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Actual return on the plan assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-894</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 31 December 2022 the defined benefit plans did not hold any direct investments in ING Groep N.V.(2021: nil). During 2022 and 2021 there were no purchases or sales of assets between ING and the pension funds. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING does not manage the pension funds and thus receives no compensation for fund management. The pension funds have not engaged ING in any swap or derivative transactions to manage the risk of the pension funds. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">No plan assets are expected to be returned to ING Group during 2023.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Changes in the present value of the defined benefit obligation and other post-employment benefits for the period were as follows:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:61.805%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.176%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in defined benefit obligation and other post-employment benefits</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Defined benefit obligation</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other post-employment benefits</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,115 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,208 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">83 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Current service cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Remeasurements: Actuarial gains and losses arising from changes in demographic assumptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Remeasurements: Actuarial gains and losses arising from changes in financial assumptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-882 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-122 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-45 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Participants’ contributions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Benefits paid</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-129 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-141 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Past service cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of curtailment or settlement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,159</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,115</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">29</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">72</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Amounts recognised directly in Other comprehensive income were as follows:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in the net defined benefit assets/liability remeasurement reserve</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-212 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-307 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Remeasurement of plan assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-947 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Actuarial gains and losses arising from changes in demographic assumptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Actuarial gains and losses arising from changes in financial assumptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">882 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation and Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-34 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total Other comprehensive income movement for the year</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-19</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">95</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-232</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-212</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022 EUR -947 million (2021: EUR 2 million) remeasurement of plan assets, that is recognised as a loss in other comprehensive income, is driven by higher yields on investments. Also the war in Ukraine and high inflation had impact on the investment return. Material changes in interest rates and equity returns impacted plan assets negatively during 2022 substantially.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The EUR 882 million (2021: EUR 122 million) actuarial gains arising from changes in financial assumptions in the calculation of the defined benefit obligation are mainly due to an increase in discount rates.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The accumulated amount of remeasurements recognised directly in Other comprehensive income is EUR -289 million(EUR -232 million after tax) as at 31 December 2022 (2021: EUR -296 million; EUR -212 million after tax).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Amounts recognised in the statement of profit or loss related to pension and other staff related benefits are as follows:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:33.521%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.167%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Pension and other staff-related benefit costs</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net defined benefit asset/liability</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other post-employment benefits</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Current service cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Past service cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net Interest cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of curtailment or settlement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Defined benefit plans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">26</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">27</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">27</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">27</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">28</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">28</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Defined contribution plans</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">364 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">369 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">356 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Pension and other post employment benefits</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">392</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">397</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">383</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other staff related benefits</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Pension and other staff-related benefits</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">390</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">408</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">395</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Determination of the net defined benefit asset/liability<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net defined benefit asset/liability is reviewed and adjusted annually. The assumptions used in the determination of the net defined benefit asset/liability and the Other post-employment benefits include discount rates, mortality rates, expected rates of salary increases (excluding promotion increases), and indexation. The rates used for salary developments, interest discount factors, and other adjustments reflect country-specific conditions.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The key assumption in the determination of the net defined benefit asset/liability is the discount rate. The discount rate is the weighted average of the discount rates that are applied in different regions where ING Group has defined benefit pension plans (weighted by the defined benefit obligation). The discount rate is based on a methodology that uses market yields on high quality corporate bonds of the specific regions with durations matching the pension liabilities as key input. Market yields of high quality corporate bonds </span></div></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">reflect the yield on corporate bonds with an AA rating for durations where such yields are available. An extrapolation is applied in order to determine the yield to the longer durations for which no AA-rated corporate bonds are available. As a result of the limited availability of long-duration AA-rated corporate bonds, extrapolation is an important element of the determination of the discount rate. The weighted average discount rate applied for net defined benefit asset/liability for 2022 was 4.3% (2021: 1.5%) based on the pension plan in the Netherlands, Germany, Belgium, The United States of America, and the United Kingdom. The average discount rate applied for Other post-employment benefits in 2022 was 5.5% (2021: 2.9%).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Sensitivity analysis of key assumptions<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING performs sensitivity analyses on the most significant assumptions: discount rates, mortality, expected rate of salary increase, and indexation. The sensitivity analysis has been carried out under the assumption that the changes occurred at the end of the reporting period.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The sensitivity analysis calculates the financial impact on the defined benefit obligation of an increase or decrease of the weighted averages of each significant actuarial assumption, all other assumptions held constant. In practice, this is unlikely to occur, and some changes of the assumptions may be correlated. Changes to mortality, expected rate of salary increase, and indexation would have no material impact on the defined benefit obligation. The most significant impact would be from a change in the discount rate. An increase or decrease in the discount rate of 1.0% creates an impact on the defined benefit obligation of EUR 247 million (decrease) and EUR 287 million (increase), respectively.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Expected cash flows<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Annual contributions are paid to the funds at a rate necessary to adequately finance the accrued liabilities of the plans calculated in accordance with local supervisory requirements. Plans in all countries are designed to comply with applicable local regulations governing investments and funding levels. ING Group’s subsidiaries should fund the cost of the entitlements expected to be earned on a yearly basis.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For 2023 the expected contributions to defined benefit pension plans are EUR 33 million.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The benefit payments for defined benefit and other post-employment benefits expected to be made by the plan between 2023-2027 are estimated to be between EUR 128 million and EUR 150 million per year. From 2028 to 2032 the total payments made by the plan are expected to be EUR 739 million.</span></div> | |
| CY2022 | ifrs-full |
Postemployment Benefit Expense Defined Contribution Plans
PostemploymentBenefitExpenseDefinedContributionPlans
|
364000000 | eur |
| CY2021 | ifrs-full |
Postemployment Benefit Expense Defined Contribution Plans
PostemploymentBenefitExpenseDefinedContributionPlans
|
369000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Net Defined Benefit Liability Asset Explanatory
DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:43.258%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.177%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Plan assets and defined benefit obligation per country</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Plan assets</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Defined benefit obligation</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Funded Status</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Netherlands</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">310 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">427 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">400 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">578 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-90 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-151 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">United States</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">248 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">332 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">230 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">312 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">United Kingdom</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,277 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,968 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">750 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,236 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">527 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">732 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">507 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">606 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">475 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">617 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other countries</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">295 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">338 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">305 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">372 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-34 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Funded status (Net defined benefit asset/liability)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,671</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,159</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,115</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">478</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">556</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Presented as:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Other assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">617 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">783 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Other liabilities</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-139 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-227 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">478</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">556</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022Q4 | ifrs-full |
Plan Assets At Fair Value
PlanAssetsAtFairValue
|
2637000000 | eur |
| CY2021Q4 | ifrs-full |
Plan Assets At Fair Value
PlanAssetsAtFairValue
|
3671000000 | eur |
| CY2022Q4 | ifrs-full |
Defined Benefit Obligation At Present Value
DefinedBenefitObligationAtPresentValue
|
2159000000 | eur |
| CY2021Q4 | ifrs-full |
Defined Benefit Obligation At Present Value
DefinedBenefitObligationAtPresentValue
|
3115000000 | eur |
| CY2022Q4 | ifrs-full |
Surplus Deficit In Plan
SurplusDeficitInPlan
|
478000000 | eur |
| CY2021Q4 | ifrs-full |
Surplus Deficit In Plan
SurplusDeficitInPlan
|
556000000 | eur |
| CY2022Q4 | ifrs-full |
Recognised Assets Defined Benefit Plan
RecognisedAssetsDefinedBenefitPlan
|
617000000 | eur |
| CY2021Q4 | ifrs-full |
Recognised Assets Defined Benefit Plan
RecognisedAssetsDefinedBenefitPlan
|
783000000 | eur |
| CY2022Q4 | ifrs-full |
Recognised Liabilities Defined Benefit Plan
RecognisedLiabilitiesDefinedBenefitPlan
|
139000000 | eur |
| CY2021Q4 | ifrs-full |
Recognised Liabilities Defined Benefit Plan
RecognisedLiabilitiesDefinedBenefitPlan
|
227000000 | eur |
| CY2022Q4 | ifrs-full |
Surplus Deficit In Plan
SurplusDeficitInPlan
|
478000000 | eur |
| CY2021Q4 | ifrs-full |
Surplus Deficit In Plan
SurplusDeficitInPlan
|
556000000 | eur |
| CY2022 | ing |
Surplus Deficit In Plan Increase Decrease
SurplusDeficitInPlanIncreaseDecrease
|
-78000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Of Plan Assets Explanatory
DisclosureOfFairValueOfPlanAssetsExplanatory
|
Changes in the fair value of plan assets for the period were as follows::<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in fair value of plan assets</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,671 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,583 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Remeasurements: Return on plan assets excluding amounts included in interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-947 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Employer's contribution</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Participants contributions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Benefits paid</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-126 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-136 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-53 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">158 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,671</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Actual return on the plan assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-894</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Additional Information About Defined Benefit Plans Explanatory
DisclosureOfAdditionalInformationAboutDefinedBenefitPlansExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:61.805%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.176%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in defined benefit obligation and other post-employment benefits</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Defined benefit obligation</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other post-employment benefits</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,115 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,208 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">83 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Current service cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Remeasurements: Actuarial gains and losses arising from changes in demographic assumptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Remeasurements: Actuarial gains and losses arising from changes in financial assumptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-882 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-122 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-45 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Participants’ contributions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Benefits paid</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-129 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-141 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Past service cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of curtailment or settlement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,159</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,115</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">29</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">72</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022 | ifrs-full |
Actuarial Gains Losses Arising From Changes In Financial Assumptions Net Defined Benefit Liability Asset
ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset
|
-882000000 | eur |
| CY2021Q4 | ifrs-full |
Reserve Of Remeasurements Of Defined Benefit Plans
ReserveOfRemeasurementsOfDefinedBenefitPlans
|
-212000000 | eur |
| CY2020Q4 | ifrs-full |
Reserve Of Remeasurements Of Defined Benefit Plans
ReserveOfRemeasurementsOfDefinedBenefitPlans
|
-307000000 | eur |
| CY2022 | ifrs-full |
Gain Loss On Remeasurement Of Net Defined Benefit Liability Asset
GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset
|
947000000 | eur |
| CY2021 | ifrs-full |
Gain Loss On Remeasurement Of Net Defined Benefit Liability Asset
GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset
|
-2000000 | eur |
| CY2022 | ifrs-full |
Actuarial Gains Losses Arising From Changes In Demographic Assumptions Net Defined Benefit Liability Asset
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset
|
0 | eur |
| CY2021 | ifrs-full |
Actuarial Gains Losses Arising From Changes In Demographic Assumptions Net Defined Benefit Liability Asset
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset
|
-5000000 | eur |
| CY2022 | ifrs-full |
Actuarial Gains Losses Arising From Changes In Financial Assumptions Net Defined Benefit Liability Asset
ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset
|
-882000000 | eur |
| CY2021 | ifrs-full |
Actuarial Gains Losses Arising From Changes In Financial Assumptions Net Defined Benefit Liability Asset
ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset
|
-122000000 | eur |
| CY2022 | ing |
Increase Decrease Through Changes In Taxation Net Defined Benefit Liability Asset
IncreaseDecreaseThroughChangesInTaxationNetDefinedBenefitLiabilityAsset
|
46000000 | eur |
| CY2021 | ing |
Increase Decrease Through Changes In Taxation Net Defined Benefit Liability Asset
IncreaseDecreaseThroughChangesInTaxationNetDefinedBenefitLiabilityAsset
|
-34000000 | eur |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
|
-19000000 | eur |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
|
95000000 | eur |
| CY2022Q4 | ifrs-full |
Reserve Of Remeasurements Of Defined Benefit Plans
ReserveOfRemeasurementsOfDefinedBenefitPlans
|
-232000000 | eur |
| CY2021Q4 | ifrs-full |
Reserve Of Remeasurements Of Defined Benefit Plans
ReserveOfRemeasurementsOfDefinedBenefitPlans
|
-212000000 | eur |
| CY2022 | ifrs-full |
Gain Loss On Remeasurement Of Net Defined Benefit Liability Asset
GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset
|
947000000 | eur |
| CY2021 | ifrs-full |
Gain Loss On Remeasurement Of Net Defined Benefit Liability Asset
GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset
|
-2000000 | eur |
| CY2022 | ifrs-full |
Actuarial Gains Losses Arising From Changes In Financial Assumptions Net Defined Benefit Liability Asset
ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset
|
-882000000 | eur |
| CY2021 | ifrs-full |
Actuarial Gains Losses Arising From Changes In Financial Assumptions Net Defined Benefit Liability Asset
ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset
|
-122000000 | eur |
| CY2022Q4 | ing |
Reserve Of Remeasurements Of Defined Benefit Plans Before Tax
ReserveOfRemeasurementsOfDefinedBenefitPlansBeforeTax
|
-289000000 | eur |
| CY2022Q4 | ifrs-full |
Reserve Of Remeasurements Of Defined Benefit Plans
ReserveOfRemeasurementsOfDefinedBenefitPlans
|
-232000000 | eur |
| CY2021Q4 | ing |
Reserve Of Remeasurements Of Defined Benefit Plans Before Tax
ReserveOfRemeasurementsOfDefinedBenefitPlansBeforeTax
|
-296000000 | eur |
| CY2021Q4 | ifrs-full |
Reserve Of Remeasurements Of Defined Benefit Plans
ReserveOfRemeasurementsOfDefinedBenefitPlans
|
-212000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Defined Benefit Plans Explanatory
DisclosureOfDefinedBenefitPlansExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:33.521%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.167%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Pension and other staff-related benefit costs</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net defined benefit asset/liability</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other post-employment benefits</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Current service cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Past service cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net Interest cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of curtailment or settlement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Defined benefit plans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">26</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">27</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">27</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">27</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">28</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">28</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Defined contribution plans</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">364 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">369 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">356 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Pension and other post employment benefits</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">392</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">397</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">383</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other staff related benefits</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Pension and other staff-related benefits</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">390</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">408</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">395</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table> | |
| CY2022 | ifrs-full |
Current Service Cost Net Defined Benefit Liability Asset
CurrentServiceCostNetDefinedBenefitLiabilityAsset
|
34000000 | eur |
| CY2021 | ifrs-full |
Current Service Cost Net Defined Benefit Liability Asset
CurrentServiceCostNetDefinedBenefitLiabilityAsset
|
34000000 | eur |
| CY2020 | ifrs-full |
Current Service Cost Net Defined Benefit Liability Asset
CurrentServiceCostNetDefinedBenefitLiabilityAsset
|
29000000 | eur |
| CY2020 | ifrs-full |
Past Service Cost Net Defined Benefit Liability Asset
PastServiceCostNetDefinedBenefitLiabilityAsset
|
2000000 | eur |
| CY2022 | ifrs-full |
Interest Expense Income Net Defined Benefit Liability Asset
InterestExpenseIncomeNetDefinedBenefitLiabilityAsset
|
-6000000 | eur |
| CY2021 | ifrs-full |
Interest Expense Income Net Defined Benefit Liability Asset
InterestExpenseIncomeNetDefinedBenefitLiabilityAsset
|
-4000000 | eur |
| CY2020 | ifrs-full |
Interest Expense Income Net Defined Benefit Liability Asset
InterestExpenseIncomeNetDefinedBenefitLiabilityAsset
|
-4000000 | eur |
| CY2021 | ifrs-full |
Gains Losses Arising From Settlements Net Defined Benefit Liability Asset
GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset
|
2000000 | eur |
| CY2022 | ifrs-full |
Increase Decrease In Net Defined Benefit Liability Asset
IncreaseDecreaseInNetDefinedBenefitLiabilityAsset
|
27000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease In Net Defined Benefit Liability Asset
IncreaseDecreaseInNetDefinedBenefitLiabilityAsset
|
28000000 | eur |
| CY2020 | ifrs-full |
Increase Decrease In Net Defined Benefit Liability Asset
IncreaseDecreaseInNetDefinedBenefitLiabilityAsset
|
28000000 | eur |
| CY2022 | ifrs-full |
Postemployment Benefit Expense Defined Contribution Plans
PostemploymentBenefitExpenseDefinedContributionPlans
|
364000000 | eur |
| CY2021 | ifrs-full |
Postemployment Benefit Expense Defined Contribution Plans
PostemploymentBenefitExpenseDefinedContributionPlans
|
369000000 | eur |
| CY2020 | ifrs-full |
Postemployment Benefit Expense Defined Contribution Plans
PostemploymentBenefitExpenseDefinedContributionPlans
|
356000000 | eur |
| CY2022 | ing |
Pension And Other Post Employment Benefits Defined Contribution Plans
PensionAndOtherPostEmploymentBenefitsDefinedContributionPlans
|
392000000 | eur |
| CY2021 | ing |
Pension And Other Post Employment Benefits Defined Contribution Plans
PensionAndOtherPostEmploymentBenefitsDefinedContributionPlans
|
397000000 | eur |
| CY2020 | ing |
Pension And Other Post Employment Benefits Defined Contribution Plans
PensionAndOtherPostEmploymentBenefitsDefinedContributionPlans
|
383000000 | eur |
| CY2022 | ing |
Other Staff Related Benefits Defined Contribution Plans
OtherStaffRelatedBenefitsDefinedContributionPlans
|
-2000000 | eur |
| CY2021 | ing |
Other Staff Related Benefits Defined Contribution Plans
OtherStaffRelatedBenefitsDefinedContributionPlans
|
11000000 | eur |
| CY2020 | ing |
Other Staff Related Benefits Defined Contribution Plans
OtherStaffRelatedBenefitsDefinedContributionPlans
|
12000000 | eur |
| CY2022 | ing |
Pension Costs And Other Staff Related Benefit Costs
PensionCostsAndOtherStaffRelatedBenefitCosts
|
390000000 | eur |
| CY2021 | ing |
Pension Costs And Other Staff Related Benefit Costs
PensionCostsAndOtherStaffRelatedBenefitCosts
|
408000000 | eur |
| CY2020 | ing |
Pension Costs And Other Staff Related Benefit Costs
PensionCostsAndOtherStaffRelatedBenefitCosts
|
395000000 | eur |
| CY2022Q4 | ing |
Weighted Average Basic Actuarial Assumption Of Discount Rates On Net Defined Benefit Asset Or Liability
WeightedAverageBasicActuarialAssumptionOfDiscountRatesOnNetDefinedBenefitAssetOrLiability
|
0.043 | |
| CY2021Q4 | ing |
Weighted Average Basic Actuarial Assumption Of Discount Rates On Net Defined Benefit Asset Or Liability
WeightedAverageBasicActuarialAssumptionOfDiscountRatesOnNetDefinedBenefitAssetOrLiability
|
0.015 | |
| CY2022Q4 | ing |
Weighted Average Basic Actuarial Assumption Of Discount Rates On Other Post Employment Benefits
WeightedAverageBasicActuarialAssumptionOfDiscountRatesOnOtherPostEmploymentBenefits
|
0.055 | |
| CY2021 | ing |
Percentage On Financial Assets Based On Unadjusted Quoted Prices In Inactive Markets
PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets
|
0.325 | |
| CY2021Q4 | ing |
Weighted Average Basic Actuarial Assumption Of Discount Rates On Other Post Employment Benefits
WeightedAverageBasicActuarialAssumptionOfDiscountRatesOnOtherPostEmploymentBenefits
|
0.029 | |
| CY2022 | ifrs-full |
Estimate Of Contributions Expected To Be Paid To Plan
EstimateOfContributionsExpectedToBePaidToPlan
|
33000000 | eur |
| CY2022 | ing |
Disclosure Of Taxation Explanatory
DisclosureOfTaxationExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">37 Taxation</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Statement of financial position – Deferred tax<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Deferred taxes are recognised on all temporary differences under the liability method using tax rates applicable in the jurisdictions in which ING Group is subject to taxation.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.121%"><tr><td style="width:1.0%"/><td style="width:32.753%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.380%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.480%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.104%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.628%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.603%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in deferred tax</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million </span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net liability (-) Net asset (+) opening balance</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change through equity</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change through net result</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in the composition of the group and other changes</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net liability (-) Net asset (+) ending balance</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at FVOCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-71 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">151 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">81 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets and liabilities at FVPL</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">746 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,493 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,739 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Depreciation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash flow hedges</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-126 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">875 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">752 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Pension and post-employment benefits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-49 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-54 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">430 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">177 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">612 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unused tax losses carried forward</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">199 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">137 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">327 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-148 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-123 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-251 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">991</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">910</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3,122</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-5</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,227</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Presented in the statement of financial position as:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deferred tax liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-311 </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,652 </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deferred tax assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,303 </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,425 </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">991</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,227</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The above table shows netted deferred tax amounts related to right-of-use assets and lease liabilities included in the row ‘Other’, and includes a deferred tax amount for right-of-use assets of EUR 205 million (2021: EUR 220 million and 2020: EUR 306 million) and a deferred tax amount for lease liabilities of EUR 231 million (2021: EUR 252 million and 2020: EUR 326 million).</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The changes in Deferred tax on financial assets and liabilities at FVPL in 2022 amounting to EUR-3,493 million (2021: EUR-468 million is mainly driven by the EU IAS39 carve out adjustment, we refer to Note 1.2.2 Reconciliation between IFRS-EU and IFRS-IASB. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The deferred tax on cash flow hedges relate to floating rate lending with interest rate swaps. Due to an increase in the interest rate yield curve in 2022 there was a negative revaluation through other </span></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">comprehensive income of EUR 875 million (2021 EUR 233 million) and an increase of the deferred tax asset from -126 million in 2021 to EUR 752 million in 2022.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.740%"><tr><td style="width:1.0%"/><td style="width:32.543%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.303%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.202%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.202%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.202%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.543%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.305%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in deferred tax</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million </span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net liability (-) Net asset (+) opening balance </span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change through equity</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change through net result</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in the composi-tion of the group and other changes</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net liability (-) Net asset (+) ending balance</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at FVOCI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-107 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-71 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets and liabilities at FVPL</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,201 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-468 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">746 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Depreciation</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash flow hedges</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-360 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">233 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-126 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Pension and post-employment benefits</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-54 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-49 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other provisions</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">517 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-83 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">430 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unused tax losses carried forward</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">129 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">199 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-82 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-83 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-148 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,253</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">123</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-399</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">991</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Presented in the statement of financial position as:</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– deferred tax liabilities</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-343 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-311 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– deferred tax assets</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,596 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,303 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,253</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">991</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:80.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.033%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.189%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deferred tax in connection with unused tax losses carried forward</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total unused tax losses carried forward</span></td><td colspan="2" style="background-color:#f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,668 </span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,165 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unused tax losses carried forward not recognised as a deferred tax asset</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">937 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">819 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unused tax losses carried forward recognised as a deferred tax asset</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,731</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,345</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Average tax rate</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21.1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22.3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deferred tax asset</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">365 </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">300 </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:61.805%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.176%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Total unused tax losses carried forward analysed by expiry terms</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">No deferred tax </span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">asset recognised</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deferred tax </span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">asset recognised</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Within 1 year</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">591 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 1 year but less than 5 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">587 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">642 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 5 years but less than 10 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 10 years but less than 20 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unlimited</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">808 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">808 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">550 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">704 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">937</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">819</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,731</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,345</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The above mentioned deferred tax asset of EUR 365 million (2021: EUR 300 million) and the related unused tax losses carried forward exclude the deferred tax liability recognised in the Netherlands with respect to the recapture of tax losses originated in the United Kingdom but previously deducted in the Netherlands for the amount of EUR 37 million (2021: EUR 102 million). </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Deferred tax assets are recognised for temporary deductible differences, for tax losses carried forward and unused tax credits only to the extent that realisation of the related tax benefit is probable.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Breakdown of certain net deferred tax asset positions by jurisdiction</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Poland</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">391 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">265 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">France</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Philippines</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">China</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Czech</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hong Kong</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">United States of America</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Turkey</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taiwan</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">483</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">354</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table above includes a breakdown of certain net deferred tax asset positions by jurisdiction for which the utilisation of the deferred tax asset is dependent on future taxable profits in excess of the profits arising from the reversal of existing taxable temporary differences whilst the related entities have incurred losses in either the current or the preceding year.</span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022 and 2021 ING Bank Slaski (Poland) incurred a tax loss following the large value changes of the cash flow hedge derivatives which are settled net via a central clearing party. This tax loss can be carried forward for 5 years. Based on a taxable profit forecast, ING considers it probable that the future taxable profits will compensate for this tax loss carry forward position within 2 years. Based on this a deferred tax asset on unused tax losses carried forward (EUR 224 million) is fully recognised during 2021. The remaining deferred tax amount in Poland of EUR 167 million relates to temporary tax differences on loans and advances and financial assets at fair value through profit and loss.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Recognition is based on the fact that it is probable that the entity will have taxable profits and/or can utilise tax planning opportunities before expiration of the deferred tax assets. Changes in circumstances in future periods may adversely impact the assessment of the recoverability. The uncertainty of the recoverability is taken into account in establishing the deferred tax assets.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At 31 December 2021 and 2022, ING Group had no significant temporary differences associated with the parent company’s investments in subsidiaries as any economic benefit from those investments will not be taxable at parent company level.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Statement of profit or loss – Taxation</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:15.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.179%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Taxation by type</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Netherlands</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Rest of the world</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Current taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">498 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">459 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">355 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,510 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,448 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,016 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,008 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,908 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,371 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deferred taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">901 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">269 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-72 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,221 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">129 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-230 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,122 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">399 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-301 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,399</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">728</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">283</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,731</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,578</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">786</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,306</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,070</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation of the weighted average statutory income tax rate to ING Group’s effective income tax rate</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Result before tax from continuing operations</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,358</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,385</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,399</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average statutory tax rate</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27.5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24.7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25.2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average statutory tax amount</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,770</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,074</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">856</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Permanent differences affecting current tax</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Participation exemption</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-64 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-68 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-46 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other income not subject to tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-40 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-32 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses not deductible for tax purposes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">403 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">201 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">320 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Current tax from previously unrecognised amounts</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">State and local taxes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustments to prior periods</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-29 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-85 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Differences affecting deferred tax</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impact on deferred tax from change in tax rates</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-47 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deferred tax benefit from previously unrecognised amounts</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-18 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Write-off/reversal of deferred tax assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effective tax amount</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,306</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,070</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effective tax rate</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29.6 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27.5 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31.5 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The weighted average statutory tax rate in 2022 (27.5%) increased compared to that of 2021 (24.7%). </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effective tax rate of 29.6% in 2022 is higher than the weighted average statutory tax rate.This is mainly caused by the impact in 2022 of the following non-deductible items for income tax purposes: hyperinflation accounting loss in Turkey, impairments on TTB and interest expenses in various countries.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The weighted average statutory tax rate in 2021 ( (24.7%) was lower than the rate of 25.2% in 2020.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effective tax rate of 27.5% in 2021 was significantly higher than the weighted average statutory tax rate. This is mainly caused by a high amount of expenses non-deductible for tax purposes like the non-deductible bank tax and a tax charge caused by the recapture of tax losses originated in the United Kingdom but previously deducted in the Netherlands.. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effective tax rate of 31.5% in 2020 was higher than the weighted average statutory tax rate. This is mainly caused by a high amount of expenses non-deductible for tax purposes like the non-deductible bank tax and non-deductible losses with respect to goodwill impairments and impairments on associates in the Netherlands and in some other European countries.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Adjustments to prior periods in 2020 relates to a release of a tax provision of EUR 68 million after concluding on a settlement with the Australian tax authorities with respect to an issue related to former insurance activities, which issue was fully indemnified by NN Group.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Equity - Other comprehensive income</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:71.079%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Income tax related to components of other comprehensive income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unrealised revaluations financial assets at fair value through other comprehensive income and other revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">142 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised gains/losses transferred to the statement of profit or loss (reclassifications from equity to profit or loss)</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in cash flow hedge reserve</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">875 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">233 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Remeasurement of the net defined benefit asset/liability</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-54 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in fair value of own credit risk of financial liabilities at fair value through profit or loss</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences and other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-141 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-77 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">62 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total income tax related to components of other comprehensive income</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">910</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">123</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">40</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Temporary Difference Unused Tax Losses And Unused Tax Credits Explanatory
DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory
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<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.121%"><tr><td style="width:1.0%"/><td style="width:32.753%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.380%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.480%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.104%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.628%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.603%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in deferred tax</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million </span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net liability (-) Net asset (+) opening balance</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change through equity</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change through net result</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in the composition of the group and other changes</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net liability (-) Net asset (+) ending balance</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at FVOCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-71 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">151 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">81 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets and liabilities at FVPL</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">746 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,493 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,739 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Depreciation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash flow hedges</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-126 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">875 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">752 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Pension and post-employment benefits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-49 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-54 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">430 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">177 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">612 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unused tax losses carried forward</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">199 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">137 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">327 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-148 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-123 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-251 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">991</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">910</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3,122</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-5</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,227</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Presented in the statement of financial position as:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deferred tax liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-311 </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,652 </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deferred tax assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,303 </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,425 </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">991</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,227</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.740%"><tr><td style="width:1.0%"/><td style="width:32.543%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.303%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.202%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.202%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.202%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.543%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.305%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in deferred tax</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million </span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net liability (-) Net asset (+) opening balance </span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change through equity</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change through net result</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in the composi-tion of the group and other changes</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net liability (-) Net asset (+) ending balance</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at FVOCI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-107 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-71 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets and liabilities at FVPL</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,201 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-468 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">746 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Depreciation</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash flow hedges</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-360 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">233 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-126 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Pension and post-employment benefits</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-54 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-49 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other provisions</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">517 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-83 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">430 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unused tax losses carried forward</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">129 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">199 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-82 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-83 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-148 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,253</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">123</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-399</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">991</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Presented in the statement of financial position as:</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– deferred tax liabilities</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-343 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-311 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– deferred tax assets</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,596 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,303 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,253</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">991</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2021Q4 | ifrs-full |
Deferred Tax Liability Asset
DeferredTaxLiabilityAsset
|
991000000 | eur |
| CY2022 | ifrs-full |
Deferred Tax Relating To Items Charged Or Credited Directly To Equity
DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity
|
910000000 | eur |
| CY2022 | ifrs-full |
Deferred Tax Expense Income Recognised In Profit Or Loss
DeferredTaxExpenseIncomeRecognisedInProfitOrLoss
|
3122000000 | eur |
| CY2022 | ifrs-full |
Increase Decrease Through Net Exchange Differences Deferred Tax Liability Asset
IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset
|
-5000000 | eur |
| CY2022 | ifrs-full |
Increase Decrease Through Business Combinations Deferred Tax Liability Asset
IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset
|
eur | |
| CY2022Q4 | ifrs-full |
Deferred Tax Liability Asset
DeferredTaxLiabilityAsset
|
-1227000000 | eur |
| CY2022Q4 | ifrs-full |
Deferred Tax Liability Asset
DeferredTaxLiabilityAsset
|
-1227000000 | eur |
| CY2022Q4 | ing |
Deferred Tax Asset For Right Of Use Assets
DeferredTaxAssetForRightOfUseAssets
|
205000000 | eur |
| CY2021Q4 | ing |
Deferred Tax Asset For Right Of Use Assets
DeferredTaxAssetForRightOfUseAssets
|
220000000 | eur |
| CY2020Q4 | ing |
Deferred Tax Asset For Right Of Use Assets
DeferredTaxAssetForRightOfUseAssets
|
306000000 | eur |
| CY2022Q4 | ing |
Deferred Taxes For Lease Liabilities
DeferredTaxesForLeaseLiabilities
|
231000000 | eur |
| CY2021Q4 | ing |
Deferred Taxes For Lease Liabilities
DeferredTaxesForLeaseLiabilities
|
252000000 | eur |
| CY2020Q4 | ing |
Deferred Taxes For Lease Liabilities
DeferredTaxesForLeaseLiabilities
|
326000000 | eur |
| CY2021 | ifrs-full |
Income Tax Relating To Cash Flow Hedges Of Other Comprehensive Income
IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome
|
233000000 | eur |
| CY2020Q4 | ifrs-full |
Deferred Tax Liability Asset
DeferredTaxLiabilityAsset
|
1253000000 | eur |
| CY2021 | ifrs-full |
Deferred Tax Relating To Items Charged Or Credited Directly To Equity
DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity
|
123000000 | eur |
| CY2021 | ifrs-full |
Deferred Tax Expense Income Recognised In Profit Or Loss
DeferredTaxExpenseIncomeRecognisedInProfitOrLoss
|
399000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease Through Net Exchange Differences Deferred Tax Liability Asset
IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset
|
15000000 | eur |
| CY2021 | ifrs-full |
Increase Decrease Through Business Combinations Deferred Tax Liability Asset
IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset
|
-1000000 | eur |
| CY2021Q4 | ifrs-full |
Deferred Tax Liability Asset
DeferredTaxLiabilityAsset
|
991000000 | eur |
| CY2022 | ing |
Disclosure Of Deferred Tax In Connection With Unused Tax Losses Carried Forward Explanatory
DisclosureOfDeferredTaxInConnectionWithUnusedTaxLossesCarriedForwardExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:80.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.033%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.189%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deferred tax in connection with unused tax losses carried forward</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total unused tax losses carried forward</span></td><td colspan="2" style="background-color:#f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,668 </span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,165 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unused tax losses carried forward not recognised as a deferred tax asset</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">937 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">819 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unused tax losses carried forward recognised as a deferred tax asset</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,731</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,345</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Average tax rate</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21.1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22.3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deferred tax asset</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">365 </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">300 </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table> | |
| CY2022 | ing |
Unused Tax Losses Carried Forward
UnusedTaxLossesCarriedForward
|
2668000000 | eur |
| CY2021 | ing |
Unused Tax Losses Carried Forward
UnusedTaxLossesCarriedForward
|
2165000000 | eur |
| CY2022Q4 | ifrs-full |
Unused Tax Losses For Which No Deferred Tax Asset Recognised
UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised
|
937000000 | eur |
| CY2021Q4 | ifrs-full |
Unused Tax Losses For Which No Deferred Tax Asset Recognised
UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised
|
819000000 | eur |
| CY2022 | ing |
Unused Tax Losses Carried Forward Recognised As Deferred Tax Asset
UnusedTaxLossesCarriedForwardRecognisedAsDeferredTaxAsset
|
1731000000 | eur |
| CY2021 | ing |
Unused Tax Losses Carried Forward Recognised As Deferred Tax Asset
UnusedTaxLossesCarriedForwardRecognisedAsDeferredTaxAsset
|
1345000000 | eur |
| CY2021Q4 | ing |
Financial Assets Classified As Level3 Based On Quoted Price
FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice
|
2000000000.0 | eur |
| CY2022 | ing |
Average Effective Deferred Tax Rate
AverageEffectiveDeferredTaxRate
|
0.211 | |
| CY2021 | ing |
Average Effective Deferred Tax Rate
AverageEffectiveDeferredTaxRate
|
0.223 | |
| CY2022Q4 | ing |
Deferred Tax In Connection With Unused Tax Losses Carried Forward
DeferredTaxInConnectionWithUnusedTaxLossesCarriedForward
|
365000000 | eur |
| CY2021Q4 | ing |
Deferred Tax In Connection With Unused Tax Losses Carried Forward
DeferredTaxInConnectionWithUnusedTaxLossesCarriedForward
|
300000000 | eur |
| CY2022 | ing |
Disclosure Of Net Unused Tax Losses Carried Forward Analysed By Expiry Terms Explanatory
DisclosureOfNetUnusedTaxLossesCarriedForwardAnalysedByExpiryTermsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:61.805%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.176%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Total unused tax losses carried forward analysed by expiry terms</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">No deferred tax </span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">asset recognised</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deferred tax </span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">asset recognised</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Within 1 year</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">591 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 1 year but less than 5 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">587 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">642 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 5 years but less than 10 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">More than 10 years but less than 20 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unlimited</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">808 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">808 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">550 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">704 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">937</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">819</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,731</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,345</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022Q4 | ifrs-full |
Unused Tax Losses For Which No Deferred Tax Asset Recognised
UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised
|
937000000 | eur |
| CY2021Q4 | ifrs-full |
Unused Tax Losses For Which No Deferred Tax Asset Recognised
UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised
|
819000000 | eur |
| CY2022Q4 | ing |
Unused Tax Losses For Which Deferred Tax Asset Recognised
UnusedTaxLossesForWhichDeferredTaxAssetRecognised
|
1731000000 | eur |
| CY2021Q4 | ing |
Unused Tax Losses For Which Deferred Tax Asset Recognised
UnusedTaxLossesForWhichDeferredTaxAssetRecognised
|
1345000000 | eur |
| CY2022Q4 | ing |
Deferred Tax In Connection With Unused Tax Losses Carried Forward
DeferredTaxInConnectionWithUnusedTaxLossesCarriedForward
|
365000000 | eur |
| CY2021Q4 | ing |
Deferred Tax In Connection With Unused Tax Losses Carried Forward
DeferredTaxInConnectionWithUnusedTaxLossesCarriedForward
|
300000000 | eur |
| CY2022 | ing |
Disclosure Of Net Deferred Tax Position Explanatory
DisclosureOfNetDeferredTaxPositionExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Breakdown of certain net deferred tax asset positions by jurisdiction</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Poland</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">391 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">265 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">France</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Philippines</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">China</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Czech</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hong Kong</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">United States of America</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Turkey</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taiwan</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">483</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">354</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022Q4 | ifrs-full |
Deferred Tax Asset When Utilisation Is Dependent On Future Taxable Profits In Excess Of Profits From Reversal Of Taxable Temporary Differences And Entity Has Suffered Loss In Jurisdiction To Which Deferred Tax Asset Relates
DeferredTaxAssetWhenUtilisationIsDependentOnFutureTaxableProfitsInExcessOfProfitsFromReversalOfTaxableTemporaryDifferencesAndEntityHasSufferedLossInJurisdictionToWhichDeferredTaxAssetRelates
|
483000000 | eur |
| CY2021Q4 | ifrs-full |
Deferred Tax Asset When Utilisation Is Dependent On Future Taxable Profits In Excess Of Profits From Reversal Of Taxable Temporary Differences And Entity Has Suffered Loss In Jurisdiction To Which Deferred Tax Asset Relates
DeferredTaxAssetWhenUtilisationIsDependentOnFutureTaxableProfitsInExcessOfProfitsFromReversalOfTaxableTemporaryDifferencesAndEntityHasSufferedLossInJurisdictionToWhichDeferredTaxAssetRelates
|
354000000 | eur |
| CY2022 | ing |
Disclosure Of Income Tax Benefits Expense Explanatory
DisclosureOfIncomeTaxBenefitsExpenseExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:15.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.179%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Taxation by type</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Netherlands</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Rest of the world</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Current taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">498 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">459 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">355 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,510 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,448 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,016 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,008 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,908 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,371 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deferred taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">901 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">269 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-72 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,221 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">129 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-230 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,122 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">399 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-301 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,399</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">728</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">283</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,731</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,578</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">786</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,306</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,070</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022 | ifrs-full |
Current Tax Expense Income
CurrentTaxExpenseIncome
|
2008000000 | eur |
| CY2021 | ifrs-full |
Current Tax Expense Income
CurrentTaxExpenseIncome
|
1908000000 | eur |
| CY2020 | ifrs-full |
Current Tax Expense Income
CurrentTaxExpenseIncome
|
1371000000 | eur |
| CY2022 | ifrs-full |
Deferred Tax Expense Income Recognised In Profit Or Loss
DeferredTaxExpenseIncomeRecognisedInProfitOrLoss
|
3122000000 | eur |
| CY2021 | ifrs-full |
Deferred Tax Expense Income Recognised In Profit Or Loss
DeferredTaxExpenseIncomeRecognisedInProfitOrLoss
|
399000000 | eur |
| CY2020 | ifrs-full |
Deferred Tax Expense Income Recognised In Profit Or Loss
DeferredTaxExpenseIncomeRecognisedInProfitOrLoss
|
-301000000 | eur |
| CY2022 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
5130000000 | eur |
| CY2021 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
2306000000 | eur |
| CY2020 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
1070000000 | eur |
| CY2022 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
17358000000 | eur |
| CY2021 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
8385000000 | eur |
| CY2020 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
3399000000 | eur |
| CY2022 | ifrs-full |
Applicable Tax Rate
ApplicableTaxRate
|
0.275 | |
| CY2021 | ifrs-full |
Applicable Tax Rate
ApplicableTaxRate
|
0.247 | |
| CY2020 | ifrs-full |
Applicable Tax Rate
ApplicableTaxRate
|
0.252 | |
| CY2022 | ifrs-full |
Tax Expense Income At Applicable Tax Rate
TaxExpenseIncomeAtApplicableTaxRate
|
4770000000 | eur |
| CY2021 | ifrs-full |
Tax Expense Income At Applicable Tax Rate
TaxExpenseIncomeAtApplicableTaxRate
|
2074000000 | eur |
| CY2020 | ifrs-full |
Tax Expense Income At Applicable Tax Rate
TaxExpenseIncomeAtApplicableTaxRate
|
856000000 | eur |
| CY2022 | ifrs-full |
Tax Effect Of Revenues Exempt From Taxation2011
TaxEffectOfRevenuesExemptFromTaxation2011
|
64000000 | eur |
| CY2021 | ifrs-full |
Tax Effect Of Revenues Exempt From Taxation2011
TaxEffectOfRevenuesExemptFromTaxation2011
|
68000000 | eur |
| CY2020 | ifrs-full |
Tax Effect Of Revenues Exempt From Taxation2011
TaxEffectOfRevenuesExemptFromTaxation2011
|
46000000 | eur |
| CY2022 | ing |
Tax Effect Of Other Income Not Subject To Tax
TaxEffectOfOtherIncomeNotSubjectToTax
|
40000000 | eur |
| CY2021 | ing |
Tax Effect Of Other Income Not Subject To Tax
TaxEffectOfOtherIncomeNotSubjectToTax
|
32000000 | eur |
| CY2020 | ing |
Tax Effect Of Other Income Not Subject To Tax
TaxEffectOfOtherIncomeNotSubjectToTax
|
6000000 | eur |
| CY2022 | ifrs-full |
Tax Effect Of Expense Not Deductible In Determining Taxable Profit Tax Loss
TaxEffectOfExpenseNotDeductibleInDeterminingTaxableProfitTaxLoss
|
403000000 | eur |
| CY2021 | ifrs-full |
Tax Effect Of Expense Not Deductible In Determining Taxable Profit Tax Loss
TaxEffectOfExpenseNotDeductibleInDeterminingTaxableProfitTaxLoss
|
201000000 | eur |
| CY2020 | ifrs-full |
Tax Effect Of Expense Not Deductible In Determining Taxable Profit Tax Loss
TaxEffectOfExpenseNotDeductibleInDeterminingTaxableProfitTaxLoss
|
320000000 | eur |
| CY2022 | ifrs-full |
Tax Benefit Arising From Previously Unrecognised Tax Loss Tax Credit Or Temporary Difference Of Prior Period Used To Reduce Current Tax Expense
TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceCurrentTaxExpense
|
10000000 | eur |
| CY2021 | ifrs-full |
Tax Benefit Arising From Previously Unrecognised Tax Loss Tax Credit Or Temporary Difference Of Prior Period Used To Reduce Current Tax Expense
TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceCurrentTaxExpense
|
51000000 | eur |
| CY2020 | ifrs-full |
Tax Benefit Arising From Previously Unrecognised Tax Loss Tax Credit Or Temporary Difference Of Prior Period Used To Reduce Current Tax Expense
TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceCurrentTaxExpense
|
17000000 | eur |
| CY2022 | ing |
Tax Effect Of State And Local Taxses
TaxEffectOfStateAndLocalTaxses
|
-68000000 | eur |
| CY2021 | ing |
Tax Effect Of State And Local Taxses
TaxEffectOfStateAndLocalTaxses
|
-64000000 | eur |
| CY2020 | ing |
Tax Effect Of State And Local Taxses
TaxEffectOfStateAndLocalTaxses
|
-44000000 | eur |
| CY2022 | ifrs-full |
Adjustments For Current Tax Of Prior Period
AdjustmentsForCurrentTaxOfPriorPeriod
|
-29000000 | eur |
| CY2021 | ifrs-full |
Adjustments For Current Tax Of Prior Period
AdjustmentsForCurrentTaxOfPriorPeriod
|
-12000000 | eur |
| CY2020 | ifrs-full |
Adjustments For Current Tax Of Prior Period
AdjustmentsForCurrentTaxOfPriorPeriod
|
-85000000 | eur |
| CY2022 | ifrs-full |
Tax Effect From Change In Tax Rate
TaxEffectFromChangeInTaxRate
|
5000000 | eur |
| CY2021 | ifrs-full |
Tax Effect From Change In Tax Rate
TaxEffectFromChangeInTaxRate
|
9000000 | eur |
| CY2020 | ifrs-full |
Tax Effect From Change In Tax Rate
TaxEffectFromChangeInTaxRate
|
-47000000 | eur |
| CY2022 | ifrs-full |
Tax Benefit Arising From Previously Unrecognised Tax Loss Tax Credit Or Temporary Difference Of Prior Period Used To Reduce Deferred Tax Expense
TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense
|
3000000 | eur |
| CY2021 | ifrs-full |
Tax Benefit Arising From Previously Unrecognised Tax Loss Tax Credit Or Temporary Difference Of Prior Period Used To Reduce Deferred Tax Expense
TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense
|
18000000 | eur |
| CY2020 | ifrs-full |
Tax Benefit Arising From Previously Unrecognised Tax Loss Tax Credit Or Temporary Difference Of Prior Period Used To Reduce Deferred Tax Expense
TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense
|
6000000 | eur |
| CY2022 | ing |
Tax Effect From Write Off Or Reversal Of Deferred Tax Assets
TaxEffectFromWriteOffOrReversalOfDeferredTaxAssets
|
10000000 | eur |
| CY2021 | ing |
Tax Effect From Write Off Or Reversal Of Deferred Tax Assets
TaxEffectFromWriteOffOrReversalOfDeferredTaxAssets
|
37000000 | eur |
| CY2020 | ing |
Tax Effect From Write Off Or Reversal Of Deferred Tax Assets
TaxEffectFromWriteOffOrReversalOfDeferredTaxAssets
|
24000000 | eur |
| CY2022 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
5130000000 | eur |
| CY2021 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
2306000000 | eur |
| CY2020 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
1070000000 | eur |
| CY2022 | ifrs-full |
Average Effective Tax Rate
AverageEffectiveTaxRate
|
0.296 | |
| CY2021 | ifrs-full |
Average Effective Tax Rate
AverageEffectiveTaxRate
|
0.275 | |
| CY2020 | ifrs-full |
Average Effective Tax Rate
AverageEffectiveTaxRate
|
0.315 | |
| CY2022 | ifrs-full |
Applicable Tax Rate
ApplicableTaxRate
|
0.275 | |
| CY2021 | ifrs-full |
Applicable Tax Rate
ApplicableTaxRate
|
0.247 | |
| CY2022 | ifrs-full |
Average Effective Tax Rate
AverageEffectiveTaxRate
|
0.296 | |
| CY2021 | ifrs-full |
Applicable Tax Rate
ApplicableTaxRate
|
0.247 | |
| CY2020 | ifrs-full |
Applicable Tax Rate
ApplicableTaxRate
|
0.252 | |
| CY2021 | ifrs-full |
Average Effective Tax Rate
AverageEffectiveTaxRate
|
0.275 | |
| CY2020 | ifrs-full |
Average Effective Tax Rate
AverageEffectiveTaxRate
|
0.315 | |
| CY2021 | ifrs-full |
Income Tax Relating To Changes In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability Of Other Comprehensive Income
IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome
|
-8000000 | eur |
| CY2020 | ifrs-full |
Income Tax Relating To Changes In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability Of Other Comprehensive Income
IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome
|
-1000000 | eur |
| CY2022 | ifrs-full |
Income Tax Relating To Availableforsale Financial Assets Of Other Comprehensive Income
IncomeTaxRelatingToAvailableforsaleFinancialAssetsOfOtherComprehensiveIncome
|
142000000 | eur |
| CY2021 | ifrs-full |
Income Tax Relating To Availableforsale Financial Assets Of Other Comprehensive Income
IncomeTaxRelatingToAvailableforsaleFinancialAssetsOfOtherComprehensiveIncome
|
17000000 | eur |
| CY2020 | ifrs-full |
Income Tax Relating To Availableforsale Financial Assets Of Other Comprehensive Income
IncomeTaxRelatingToAvailableforsaleFinancialAssetsOfOtherComprehensiveIncome
|
-1000000 | eur |
| CY2022 | ing |
Income Tax Relating To Realised Gains Losses Transferred To Statement Of Profit Or Loss
IncomeTaxRelatingToRealisedGainsLossesTransferredToStatementOfProfitOrLoss
|
8000000 | eur |
| CY2021 | ing |
Income Tax Relating To Realised Gains Losses Transferred To Statement Of Profit Or Loss
IncomeTaxRelatingToRealisedGainsLossesTransferredToStatementOfProfitOrLoss
|
12000000 | eur |
| CY2020 | ing |
Income Tax Relating To Realised Gains Losses Transferred To Statement Of Profit Or Loss
IncomeTaxRelatingToRealisedGainsLossesTransferredToStatementOfProfitOrLoss
|
10000000 | eur |
| CY2021 | ifrs-full |
Income Tax Relating To Cash Flow Hedges Of Other Comprehensive Income
IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome
|
233000000 | eur |
| CY2020 | ifrs-full |
Income Tax Relating To Cash Flow Hedges Of Other Comprehensive Income
IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome
|
-23000000 | eur |
| CY2022 | ifrs-full |
Income Tax Relating To Remeasurements Of Defined Benefit Plans Of Other Comprehensive Income
IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome
|
6000000 | eur |
| CY2021 | ifrs-full |
Income Tax Relating To Remeasurements Of Defined Benefit Plans Of Other Comprehensive Income
IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome
|
-54000000 | eur |
| CY2020 | ifrs-full |
Income Tax Relating To Remeasurements Of Defined Benefit Plans Of Other Comprehensive Income
IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome
|
-8000000 | eur |
| CY2022 | ifrs-full |
Income Tax Relating To Changes In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability Of Other Comprehensive Income
IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome
|
19000000 | eur |
| CY2022 | ing |
Percentage On Financial Assets Based On Unadjusted Quoted Prices In Inactive Markets
PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets
|
0.292 | |
| CY2022 | ifrs-full |
Income Tax Relating To Exchange Differences On Translation Of Other Comprehensive Income
IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome
|
-141000000 | eur |
| CY2021 | ifrs-full |
Income Tax Relating To Exchange Differences On Translation Of Other Comprehensive Income
IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome
|
-77000000 | eur |
| CY2020 | ifrs-full |
Income Tax Relating To Exchange Differences On Translation Of Other Comprehensive Income
IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome
|
62000000 | eur |
| CY2022 | ifrs-full |
Income Tax Relating To Components Of Other Comprehensive Income
IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome
|
910000000 | eur |
| CY2021 | ifrs-full |
Income Tax Relating To Components Of Other Comprehensive Income
IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome
|
123000000 | eur |
| CY2020 | ifrs-full |
Income Tax Relating To Components Of Other Comprehensive Income
IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome
|
40000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Measurement Explanatory
DisclosureOfFairValueMeasurementExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">38 Fair value of assets and liabilities <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">a) Valuation Methods<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The estimated fair values represent the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It is a market-based measurement, which is based on assumptions that market participants would use and takes into account the characteristics of the asset or liability that market participants would take into account when pricing the asset or liability.</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair values of financial assets and liabilities are based on quoted prices in active market where available. When such quoted prices are not available, the fair value is determined by using valuation techniques.</span></div><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022 the financial market witnessed globally a higher-volatility due to a confluence of factors, such as changing expectations about the paths of future interest rates in major advanced economies, energy crisis </span></div><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">and geopolitical tensions after Russia's invasion of Ukraine. Globally, interest rates hike across EU and US. The USD appreciates against EURO and various currencies during the year. These main factors drive the market-to-market movements across different asset classes and spread movement through the year. </span></div><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Overall in 2022, financial assets and liabilities, including Level 3, continued to be valued using agreed methodologies and ING continued to limit the unobservable input to arrive at the most appropriate Fair Market value.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">b) Valuation Control framework<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The valuation control framework covers the product approval process (PARP), pricing, market data assessment and independent price verification (IPV), valuation adjustments, model use, fair value hierarchy and day one profit or loss. Valuation processes are governed by various governance bodies, including Local Parameter Committees, Global Valuation and Impairment Committee, Market Data Committee and Valuation Model Committee. All relevant committees meet on a regular basis (monthly/quarterly), where agenda covers the aforementioned valuation controls.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Global Valuation and Impairment Committee is responsible for the oversight and the approval of the outcome of impairments (other than loan loss provisions) and valuation processes. It oversees the quality and coherence of valuation methodologies and performance. The Valuation Model Committee is responsible for the approval of all valuation models used for the Fair valuation (IFRS) and Prudent Valuation (CRR) of positions measured at fair value. The Local Parameter Committee discusses the valuation results and monitors the performance of the valuation activities carried out on local or regional level. The Market Data Committee is responsible for the approval of the market data used in valuation. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">c) Valuation Adjustments<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Valuation adjustments are an integral part of the fair value. They are the adjustments to the output from a valuation technique in order to appropriately determine a fair value in accordance with IFRS13. ING considers various fair value adjustments including Bid-Offer adjustments, Model Risk adjustments, Bilateral Valuation Adjustments (BVA, consisting of Credit Valuation Adjustments or CVA, and Debit valuation Adjustments or DVA), Collateral Valuation Adjustment (CollVA) and Funding Valuation Adjustment (FVA).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For financial instruments where the fair value at initial recognition is based on one or more significant unobservable inputs, a difference between the transaction price and the fair value resulting from the internal valuation process can occur. Such difference is referred to as Day One Profit or Day One Loss (DOP). ING defers material Day One Profit or Loss of instruments with significant unobservable valuation inputs, which are the financial instruments classified as Level 3 and financial instruments with material unobservable inputs into CVA which are not necessarily classified as Level 3. The Day One Profit or Loss is amortised over the life of the instrument, or until the significant unobservable inputs become observable, or </span></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">until the significant unobservable inputs become non-significant. Both the impact on the profit and loss in 2022 and the Day One Profit or Loss reserve is</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> disclosed in the below table.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the models reserves for financial assets and liabilities.</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:74.170%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.266%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation adjustment reserves on financial assets and liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deferred Day One Profit or Loss </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-108 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Own credit adjustments </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-95 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Bid/Offer</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-216 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-143 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Model Risk</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">CVA</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-192 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-159 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">DVA</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">99 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">CollVA</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FVA</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-78 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-95 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total Valuation Adjustments</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-441</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-489</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.In 2022, the presentation of Day One Profit or Loss</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">reserve has been included in the table above</span></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2. The change in the DVA as of 2022 entails the split into DVA on derivatives and Own credit adjustments on own issued liabilities.</span></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Comparatives figures for 2021 have been updated accordingly. </span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Overall, the fair value adjustments balance move down compared to last year end explained by own credit adjustments on own issued liabilities, mainly driven by the widening of ING CDS curve spread across all tenors, and for DVA on derivatives. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deferred Day One Profit or Loss Reserve <br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below summarizes the movement in the aggregate profit not recognised when financial instruments were initially recognised (Day One Profit or Loss), because of the use of valuation techniques for which not all the inputs were market observable data.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 31 December 2022 ING further refined the thresholds to identify trades with significant unobservable CVA which triggered more Day One Profit or Loss deferral. Reference is made to the table below.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:74.170%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.266%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deferred day one profit or loss reserve</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Opening balance at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">DOP deferred on new transactions during the period</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">107 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">DOP recognised in the statement of profit or loss during the period</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #b6b6b6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance at 31 December</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #b6b6b6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-108</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #b6b6b6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #b6b6b6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #b6b6b6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Own Credit Adjustment<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Own issued debt and structured notes that are designated at fair value through profit or loss are adjusted for ING`s own credit risk by means of DVA. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Bid-Offer Adjustment<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For positions priced based upon mid-market input parameters, Bid-Offer adjustments are required in order to reflect the valuation of that position based on bid price or offer price. In practice this adjustment accounts for the difference in valuation from ‘mid to bid’ and ‘mid to offer’ for long and short exposures respectively. In principle assets are valued at the bid prices and liabilities are valued at the offer price. For certain assets or liabilities, where a market quoted price is not available, the price used is the fair value that is most representative within the bid-offer spread.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Model Risk Adjustment<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial instruments that are valued using a valuation model can be subject to model risk. Model risk is the risk of possible financial loss resulting from pricing model or model-based parameter deficiencies and/or uncertainties.</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Bilateral Valuation Adjustments (Credit and Debit Valuation Adjustments) <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Bilateral Valuation Adjustment is the valuation adjustment reflecting the counterparty credit risk of derivative contracts. It has a bilateral nature, where both the counterparty’s credit risk (i.e. Credit Valuation Adjustment or CVA) and ING’s own credit risk (Debit Valuation Adjustment or DVA) are taken into account:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:32.72pt">CVA is the fair value adjustment applicable to derivative instruments to account for the possibility that the counterparty defaults (i.e. it is the market value of the counterparty’s credit risk).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:32.72pt">DVA is the fair value adjustment applicable to derivative instruments to account for the possibility that ING defaults (i.e. it is the market value of ING’s credit risk).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The calculation of CVA and DVA on derivatives is based on their expected exposures, the counterparties’ and ING’s risk of default, taking into account the collateral agreements as well as netting agreements. The counterparties’ risk of default is measured by probability of default and expected loss given default, which is based on market information including credit default swap (CDS) spreads. Where counterparty CDS spreads </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">are not available, relevant proxy spreads are used. Additionally, wrong-way risk (which occurs when the probability of default by the counterparty increases (decreases) when ING’s exposure to the counterparty increases (decreases)) and right-way risk (which occurs when the probability of default by the counterparty increases (decreases) when ING’s exposure to the counterparty decreases (increases)) are included in the adjustment.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Collateral Valuation Adjustment (CollVA)<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Collateral Valuation Adjustment is a fair valuation adjustment applied on derivative instruments to capture specific features of CSA (Credit Support Annex) with a counterparty that the regular OIS discounting framework does not capture. Non-standard CSA features may include deviations in relation to the currencies in which ING posts or receives collateral, deviations in remuneration rate on collateral which may pay lower or higher rate than overnight rate or even no interest at all; other deviations can be posting securities rather than cash as collateral, etc.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Funding Valuation Adjustment (FVA)<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Funding Valuation Adjustment (FVA) is a fair valuation adjustment applied on derivative instruments to address the asymmetry in funding costs or funding benefits between collateralized and uncollateralized derivatives portfolios. This adjustment is based on the expected exposure profiles of the uncollateralized or partially collateralized OTC derivatives and market-based funding spreads.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">d) Fair value hierarchy <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group has categorised its financial instruments that are either measured in the statement of financial position at fair value or of which the fair value is disclosed, into a three level hierarchy based on the observability of the valuation inputs. Highest priority is retained to unadjusted quoted prices in active markets for identical assets or liabilities and the lowest priority to valuation techniques supported by unobservable inputs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Transfers into and transfers out of fair value hierarchy levels are made on a quarterly basis at the end of the reporting period.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Level 1 – (Unadjusted) quoted prices in active markets<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This category includes financial instruments whose fair value is determined directly by reference to (unadjusted) quoted prices in an active market. A financial instrument is regarded as quoted in an active market if quoted prices are readily and regularly available from an exchange, dealer markets, brokered markets, or principal to principal markets. Those prices represent actual and regularly occurring market transactions with sufficient frequency and volume to provide pricing information on an ongoing basis. </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Transfers out of Level 1 into Level 2 or Level 3 occur when ING Group establishes that markets are no longer active and therefore (unadjusted) quoted prices no longer provide reliable pricing information.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Level 2 – Valuation technique supported by observable inputs<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This category includes financial instruments whose fair value is based on market observable inputs, either directly or indirectly, other than quoted prices included within Level 1. The fair value for financial instruments in this category can be determined by reference to quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, inputs other than quoted prices that are observable or market-corroborated inputs. ING analyses how the prices are derived and determines whether the prices are liquid tradable prices or model-based consensus prices taking various data as inputs. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For financial instruments that do not have a reference price available, fair value is determined using a valuation technique (e.g., a model), where inputs in the model are taken from an active market or are observable, such as interest rates and yield curves observable at commonly quoted intervals, implied volatilities, and credit spreads.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Instruments, where inputs are unobservable are classified in this category, provided that the impact of those unobservable inputs on the overall valuation is insignificant. The notion of significant is particularly relevant for the distinction between Level 2 and Level 3 assets and liabilities, as the significance assessment of the valuation input on the entire fair value measurement will determine whether the instrument should be classified as Level 2 or Level 3. Expert judgement is required on the significance assessment approach.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Level 3 – Valuation technique supported by unobservable inputs</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>This category includes financial instruments whose fair value is determined using a valuation technique for which a significant part of the overall valuation is driven by unobservable valuation inputs. Where valuation inputs are unobservable, the Group must use the best information available to value the instruments. This may require internally derived inputs taking into account market participants assumptions that are reasonably available, including assumptions on the risk inherent in a particular valuation technique used to measure fair value and the risk inherent in the inputs to the valuation technique. Unobservable inputs may include, among others, volatility, correlation, spreads to discount rates, default rates, recovery rates, prepayment rates, and certain credit spreads.</span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial instruments at fair value <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair values of the financial instruments were determined as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:24.203%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.990%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.990%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.990%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.748%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.990%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.990%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.990%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.209%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Methods applied in determining fair values of financial assets and liabilities (carried at fair value)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial Assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,783 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,591 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">156 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">134 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,941 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,727 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,636 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,317 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,361 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,016 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,450 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,643 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,447 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,976 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34,229 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,154 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">483 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">140 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34,734 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,299 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54,097 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,706 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,547 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,248 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56,644 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,954 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,441</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">19,914</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">93,690</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">76,877</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,635</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,165</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">113,766</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">101,956</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,639 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,232 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">247 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">225 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,887 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,457 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25,644 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,753 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,451 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,587 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,095 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,340 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">643 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">838 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">643 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">838 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">27,284</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">23,984</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,451</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,587</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">891</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,063</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31,625</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30,635</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial liabilities</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">822 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">827 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,743 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,333 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,619 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,295 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,257 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,026 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,257 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,026 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Trading securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,952 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">955 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">273 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,226 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,075 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33,200 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,388 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">678 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">195 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33,917 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,646 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,814</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,844</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">89,473</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">68,867</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">732</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">330</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">93,019</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">71,041</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following methods and assumptions were used by ING Group to estimate the fair value of the financial instruments:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Equity securities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Instrument description:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Equity securities include stocks and shares, corporate investments and private equity investments.<br/>Valuation:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If available, the fair values of publicly traded equity securities and private equity securities are based on quoted market prices. In absence of active markets, fair values are estimated by analysing the investee’s financial position, result, risk profile, prospect, price, earnings comparisons and revenue multiples. </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Additionally, reference is made to valuations of peer entities where quoted prices in active markets are available. For equity securities best market practice will be applied using the most relevant valuation method. All non-listed equity investments, including investments in private equity funds, are subject to a standard review framework which ensures that valuations reflect the fair values.<br/>Fair value hierarchy:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The majority of equity securities are publicly traded and quoted prices are readily and regularly available. Hence, these securities are classified as Level 1. Equity securities which are not traded in active markets mainly include corporate investments, fund investments and other equity securities and are classified as Level 3.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Debt securities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Instrument description:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Debt securities include government bonds, financial institutions bonds and Asset-backed securities (ABS). <br/>Valuation:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where available, fair values for debt securities are generally based on quoted market prices. Quoted market prices are obtained from an exchange market, dealer, broker, industry group, pricing service, or regulatory service. The quoted prices from non-exchange sources are reviewed on their tradability of market prices. If quoted prices in an active market are not available, fair value is based on an analysis of available market inputs, which includes consensus prices obtained from one or more pricing services. Furthermore, fair values are determined by valuation techniques discounting expected future cash flows using market interest rate curves, referenced credit spreads, maturity of the investment, and estimated prepayment rates where applicable.<br/>Fair value hierarchy:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Government bonds and financial institutions bonds are generally traded in active markets, where quoted prices are readily and regularly available and are hence, classified as Level 1. The remaining positions are classified as Level 2 or Level 3. Asset backed securities for which no active market is available and a wide discrepancy in quoted prices exists, are classified as Level 3.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Derivatives<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Instrument description:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Derivatives contracts can either be exchange-traded or over the counter (OTC). Derivatives include interest rate derivatives, FX derivatives, Credit derivatives, Equity derivatives and commodity derivatives.<br/>Valuation:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of exchange-traded derivatives is determined using quoted market prices in an active market and are classified as Level 1 of the fair value hierarchy. For instruments that are not actively traded, fair values are estimated based on valuation techniques. OTC derivatives and derivatives trading in an inactive market are valued using valuation techniques. The valuation techniques and inputs depend on the type of derivatives and the nature of the underlying instruments. The principal techniques used to value these instruments are based on (amongst others) discounted cash flows, option pricing models and Monte Carlo simulations. These valuation models calculate the present value of expected future cash flows, based on ‘no-arbitrage’ principles. The models are commonly used in the financial industry and inputs to the validation models are determined from observable market data where possible. Certain inputs may not be observable in the market, but can be determined from observable prices via valuation model calibration procedures. These inputs include prices available from exchanges, dealers, brokers or providers of pricing, yield curves, credit spreads, default rates, recovery rates, dividend rates, volatility of underlying interest </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">rates, equity prices, and foreign currency exchange rates and reference is made to quoted prices, recently executed trades, independent market quotes and consensus data, where available.<br/>For uncollateralised OTC derivatives, ING applies Credit Valuation Adjustment to correctly reflect the counterparty credit risk in the valuation and Debit Valuation Adjustments to reflect the credit risk of ING for its counterparty. In addition, for these derivatives ING applies Funding Valuation Adjustment. See sections CVA/DVA and FVA in section c) Valuation Adjustments for more details regarding the calculation.<br/>Fair value hierarchy:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The majority of the derivatives are priced using observable inputs and are classified as Level 2. Derivatives for which the input cannot be implied from observable market data are classified as Level 3.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and receivables<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Instrument description:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans and receivables are non-derivative financial assets with fixed or determinable payments that are not quoted in an active market. Loans and receivables carried at fair value includes trading loans, being securities lending and similar agreement comparable to collateralised lending, syndicated loans, loans expected to be sold and receivables with regards to reverse repurchase transactions.<br/>Valuation: The fair value of loans and receivables is generally estimated by discounting expected future cash flows using a discount rate that reflects credit risk, liquidity, and other current market conditions. The fair value of mortgage loans is estimated by taking into account prepayment behaviour. Fair value hierarchy: Loans and receivables are predominantly classified as Level 2. Loans and receivables for which current market information about similar assets to use as observable, corroborated data for all significant inputs into a valuation model is not available, are classified as Level 3.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial liabilities at fair value through profit and loss</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> <br/>Instrument description: Financial liabilities at fair value through profit and loss include debt securities, debt instruments, primarily comprised of structured notes, which are held at fair value under the fair value option. Besides that, it includes derivative contracts and repurchase agreements.<br/>Valuation: The fair values of securities in the trading portfolio and other liabilities at fair value through profit or loss are based on quoted market prices, where available. For those securities not actively traded, fair values are estimated based on internal discounted cash flow valuation techniques using interest rates and credit spreads that apply to similar instruments.<br/>Fair value hierarchy: The majority of the derivatives and debt instruments are classified as Level 2. Derivatives and debt instruments for which the input cannot be derived from observable market data are classified as Level 3.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">e) </span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Transfers between Level 1 and 2<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a consequence of change in observable inputs, ING recorded an EUR 1.8 billion transfer from Level 2 to Level 1 in debt securities measured at fair value through other comprehensive income. No significant transfers from Level 1 to Level 2 were recorded in the reporting period 2022</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">f) Level 3: Valuation techniques and inputs used</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets and liabilities in Level 3 include both assets and liabilities for which the fair value was determined using (i) valuation techniques that incorporate unobservable inputs as well as (ii) quoted prices which have been adjusted to reflect that the market was not actively trading at or around the balance sheet date. Unobservable inputs are inputs which are based on ING’s own assumptions about the factors that market participants would use in pricing an asset or liability, developed based on the best information available in the circumstances. Unobservable inputs may include volatility, correlation, spreads to discount rates, default rates and recovery rates, prepayment rates, and certain credit spreads. Valuation techniques that incorporate unobservable inputs are sensitive to the inputs used. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Of the total amount of financial assets classified as Level 3 as at 31 December 2022 of EUR 7.5 billion (31 December 2021: EUR 6.2 billion), an amount of EUR 2.2 billion (29.2%) (31 December 2021: EUR 2.0 billion, being 32.5%) is based on unadjusted quoted prices in inactive markets. As ING does not generally adjust quoted prices using its own inputs, there is no significant sensitivity to ING’s own unobservable inputs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore, Level 3 financial assets includes approximately EUR 4.2 billion (31 December 2021: EUR 2.9 billion) which relates to financial assets that are part of structures that are designed to be fully neutral in terms of market risk. Such structures include various financial assets and liabilities for which the overall sensitivity to market risk is insignificant. Whereas the fair value of individual components of these structures may be determined using different techniques and the fair value of each of the components of these structures may be sensitive to unobservable inputs, the overall sensitivity is by design not significant.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The remaining EUR 1.1 billion (31 December 2021: EUR 1.3 billion) of the fair value classified in Level 3 financial assets is established using valuation techniques that incorporates certain inputs that are unobservable.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Of the total amount of financial liabilities classified as Level 3 as at 31 December 2022 of EUR 0.7 billion (31 December 2021: EUR 0.3 billion), an amount of EUR 0.02 billion (2.5%) (31 December 2021: EUR 0.1 billion, being 42.0%) is based on unadjusted quoted prices in inactive markets. As ING does not generally adjust quoted prices using its own inputs, there is no significant sensitivity to ING’s own unobservable inputs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore, Level 3 financial liabilities includes approximately EUR 0.6 billion (31 December 2021: EUR 0.1 billion) which relates to financial liabilities that are part of structures that are designed to be fully neutral in terms of market risk. As explained above, the fair value of each of the components of these structures may be sensitive to unobservable inputs, but the overall sensitivity is by design not significant.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The remaining EUR 0.1 billion (31 December 2021: EUR 0.1 billion of the fair value classified in Level 3 financial liabilities is established using valuation techniques that incorporates certain inputs that are unobservable.<br/>The table below provides a summary of the valuation techniques, key unobservable inputs and the lower </span></div></div>and upper range of such unobservable inputs, by type of Level 3 asset/liability. The lower and upper range mentioned in the overview represent the lowest and highest variance of the respective valuation input as actually used in the valuation of the different financial instruments. Amounts and percentages stated are unweighted. The range can vary from period to period subject to market movements and change in Level 3 position. Lower and upper bounds reflect the variability of Level 3 positions and their underlying valuation inputs in the portfolio, but do not adequately reflect their level of valuation uncertainty. For valuation uncertainty assessment, reference is made to section Sensitivity analysis of unobservable inputs (Level 3).<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.294%"><tr><td style="width:1.0%"/><td style="width:21.785%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.280%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.670%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.670%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.359%"/><td style="width:0.1%"/></tr><tr><td colspan="33" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation techniques and range of unobservable inputs (Level 3)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Valuation techniques</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Significant unobservable inputs</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lower range</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upper range</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">At fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,447 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,643 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">125 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">121 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (price per share)</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">208</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">208</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">97 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">156 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">134 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (price per share)</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,457</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,475</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,485 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,598 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">250</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Reverse) repo's</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,062 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">650 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Structured notes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">84 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">84 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">107 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">125 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/Equity correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.5</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/FX correlation</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.4</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend yield (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spreads (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Rates</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">431 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">476 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate volatility (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">148</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reset spread (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%) </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:2pt solid #A8A8A8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:2pt solid #A8A8A8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– FX</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FX volatility (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:2pt solid #A8A8A8;padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:2pt solid #A8A8A8;padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Implied volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Credit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">175 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">623</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">359</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">119 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/Equity correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.5</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.5</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.8</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/FX correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.5</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.7</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.1</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.1</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend yield (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commodity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">89 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">At fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">643 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">838 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">99 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">99 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Equity</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">247 </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">225 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.7</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.7</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other (EUR)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">90</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">80</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,526</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,228</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">732</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">330</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr></table><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Price<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For securities where market prices are not available, fair value is measured by comparison with observable pricing data from similar instruments. Prices of 0% are distressed to the point that no recovery is expected, while prices significantly in excess of 100% or par are expected to pay a yield above current market rates.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Credit</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">spreads<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Credit spread is the premium above a benchmark interest rate required by the market participant to accept a lower credit quality. Higher credit spreads indicate lower credit quality and a lower value of an asset.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Volatility<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Volatility is a measure for variation of the price of a financial instrument or other valuation input over time. Volatility is one of the key inputs in option pricing models. Typically, the higher the volatility, the higher value of the option. Volatility varies by the underlying reference (equity, commodity, foreign currency and interest rates), by strike, and maturity of the option. The minimum level of volatility is 0% and there is no theoretical maximum.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Correlation<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Correlation is a measure of dependence between two underlying references which is relevant for valuing derivatives and other instruments having more than one underlying reference. High positive correlation (close to 1) indicates strong positive (statistical) relationship, where underliers move, everything else equal, into the same direction. The same holds for a high negative correlation.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reset spread<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reset spreads are key inputs to mortgage linked prepayment swaps valuation. Reset spread is the future spread at which mortgages will re-price at interest rate reset dates.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Inflation rate </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Inflation rate is a key input to inflation linked instruments. Inflation linked instruments protect against price inflation and are denominated and indexed to investment units. Interest payments would be based on the inflation index and nominal rate in order to receive/pay the real rate of return. A rise in nominal coupon payments is a result of an increase in inflation expectations, real rates, or both.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Dividend yield<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Dividend yield is an important input for equity option pricing models showing how much dividends a </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">company is expected to pay out each year relative to its share price. Dividend yields are generally expressed as an annualised percentage of share price.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Jump rate<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Jump rates simulate abrupt changes in valuation models. The rate is an added component to the discount rate in the model to include default risks. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Prepayment rate<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Prepayment rate is a key input to mortgage and loan valuation. Prepayment rate is the estimated rate at which mortgage borrowers will repay their mortgages early, e.g. 5% per year. Prepayment rate and reset spread are key inputs to mortgage linked prepayment swaps valuation.</span></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Level 3: Changes during the period</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"/></div><div style="margin-bottom:6pt;margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:44.886%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.403%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Level 3 Financial assets</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets mandatorily at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets designated at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at FVOCI</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">822 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">882 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,862 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,191 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,480 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">796 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,063 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,231 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,228 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,101 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised gain/loss recognised in the statement of profit or loss during the period </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-57 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-80 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">178 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-37 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Revaluation recognised in other comprehensive income during the period </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-84 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-84 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchase of assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">694 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">453 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,586 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,496 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">772 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,919 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">221 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">165 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,288 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,036 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sale of assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-49 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-48 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-669 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-612 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-191 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-141 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-275 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-234 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,187 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,037 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maturity/settlement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-511 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-14 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-617 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-163 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-59 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-109 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,188 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-299 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reclassifications</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-18 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers into Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">288 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">474 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">605 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">322 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,646 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers out of Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-442 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-517 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-115 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-856 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-98 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,414 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-615 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in the composition of the group and other changes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">873</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">822</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">421</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,849</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,862</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,492</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,480</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">891</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,063</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,526</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,228</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Net gains/losses were recorded as ‘Valuation results and net trading income’ in the statement of profit or loss. The total amounts includes EUR -171 million (2021: EUR 50 million) of unrealised gains and losses recognised in the statement of profit or loss. </span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Revaluation recognised in other comprehensive income is included on the line ‘Net change in fair value of debt instruments at fair value through other comprehensive income’.</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, the transfers into Level 3 mainly consisted of (non) trading derivatives that were transferred to Level 3 as a result of the valuation being significantly impacted by unobservable inputs. Furthermore, it relates to debt obligations of which the valuation is being significantly impacted by unobservable inputs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, following the enhancement of the significance assessment, transfers into and out of Level 3 of financial assets mandatorily at fair value mainly relate to a portfolio of securitization loans. Furthermore, transfers out of Level 3 relate to two syndicated deals due to the unobservable parameters were insignificant.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, transfers into level 3 financial assets designated at fair value relate to government bonds of which the valuation being significantly impacted by unobservable inputs</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2021, transfers out of Level 3 of financial assets designated at fair value mainly relate to (long term) reverse repurchase transactions that were transferred out of Level 3 due to the valuation not being significantly impacted by unobservable inputs.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:24.711%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.178%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Level 3 Financial liabilities</span></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities designated as at fair value through profit or loss</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">160 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">180 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">180 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">330 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">398 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised gain/loss recognised in the statement of profit or loss during the period</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">131 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">101 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">179 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">113 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">124 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">58 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">153 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">113 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redemptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-38 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-140 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-51 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-153 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maturity/settlement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-282 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-44 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-71 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-360 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-45 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers into Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">254 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">368 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">233 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">710 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">282 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers out of Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-117 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-173 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-88 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-203 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-226 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-378 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">229</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">160</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">449</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">35</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">54</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">135</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">732</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">330</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Net gains/losses were recorded as ‘Valuation results and net trading income’ in the statement of profit or loss. The total amount includes EUR 179 million (2021: EUR 113 million) of unrealised gains and losses recognised in the statement of profit or loss.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, the transfers into Level 3 mainly consisted of non-trading derivatives that were transferred to Level 3 as a result of the valuation being significantly impacted by unobservable inputs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2021, financial liabilities transfers into and out of Level 3 mainly consisted of structured notes, measured as designated at fair value through profit or loss. The structured notes were transferred out of Level 3 as the valuation was no longer impacted by significantly unobservable inputs.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">g) Recognition of unrealised gains and losses in Level 3<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Amounts recognised in the statement of profit or loss relating to unrealised gains and losses during the year that relates to Level 3 assets and liabilities are included in the line item ‘Valuation results and net trading income’ in the statement of profit or loss.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">h) Level 3: Sensitivity analysis of unobservable inputs<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where the fair value of a financial instrument is determined using inputs which are unobservable and which have a more than insignificant impact on the fair value of the instrument, the actual value of those inputs at </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">the balance date may be drawn from a range of reasonably possible alternatives. In line with market practice the upper and lower bounds of the range of alternative input values reflect a level of valuation certainty. The actual levels chosen for the unobservable inputs in preparing the financial statements are consistent with the valuation methodology used for fair valued financial instruments.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In practice valuation uncertainty is measured and managed per exposure to individual valuation inputs (i.e. risk factors) at portfolio level across different product categories. Where the disclosure looks at individual Level 3 inputs, the actual valuation adjustments may also reflect the benefits of portfolio offsets. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This disclosure does not attempt to indicate or predict future fair value movement. The numbers in isolation give limited information as in most cases these Level 3 assets and liabilities should be seen in combination with other instruments (for example as a hedge) that are classified as Level 2. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The valuation uncertainty in the table below is broken down by related risk class rather than by product. The possible impact of a change of unobservable inputs in the fair value of financial instruments where unobservable inputs are significant to the valuation is as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:61.805%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.176%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Sensitivity analysis of Level 3 instruments</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Positive fair value movements from using reasonable possible alternatives</span></div></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Negative fair value movements from using reasonable possible alternatives</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity (equity derivatives, structured notes)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rates (Rates derivatives, FX derivatives)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-14 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit (Debt securities, Loans, structured notes, credit derivatives)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-28 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-32 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">65</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">45</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-80</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-30</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">i) Financial instruments not measured at fair value<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the estimated fair values of the financial instruments not measured at fair value in the statement of financial position. The aggregation of the fair values presented below does not represent, and should not be construed as representing, the underlying value of ING Group.</span></div></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:43.236%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.226%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.226%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.403%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Methods applied in determining fair values of financial assets and liabilities (carried at amortised cost)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying Amount</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying amount approximates fair value</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total fair value</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial Assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to banks </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,104 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,592 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,859 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,675 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,459 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,033 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,786 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,926 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,104 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,635 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers </span></div></td><td colspan="2" style="background-color:#f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">644,893 </span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">625,122 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,095 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,939 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,264 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,465 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">575,805 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">600,253 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">610,164 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">635,657 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities at amortised cost </span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,160 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,319 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39,787 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40,314 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,160 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,327 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,406 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">681 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44,353 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,323 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">728,157</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">697,032</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">21,954</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,614</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39,788</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">40,316</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">47,883</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">42,825</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">579,996</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">605,860</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">689,621</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">707,614</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial liabilities</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deposits from banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56,632 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85,092 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,696 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,298 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,524 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75,847 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,954 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,890 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56,174 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">86,035 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Customer deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">640,799 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">617,400 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">589,851 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">585,929 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,123 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,089 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,331 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,624 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">640,306 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">617,641 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities in issue</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">95,918 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91,784 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,352 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37,345 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,642 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40,704 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,796 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,036 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96,790 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93,085 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Subordinated loans</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,786 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,715 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,843 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,826 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,705 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,377 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,548 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,203 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">809,135</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">810,990</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">593,547</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">590,227</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">51,194</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">50,171</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">126,995</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">141,017</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">37,082</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">32,549</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">808,818</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">813,964</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 The prior period has been updated to improve consistency and comparability of level 3 and 2.</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following methods and assumptions were used by ING Group to estimate the fair value of the financial instruments which are nor recorded and measured at fair value. These fair values were calculated for disclosure purposes only. The carrying amount of financial instruments presented in the above table includes the fair value hedge adjustment, this explains why the carrying amount approximates fair value.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Loans and advances to banks<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For short term receivables from banks carrying amounts represent a reasonable estimate of the fair value. The fair value of long term receivables from banks is estimated by discounting expected future cash flows using a discount rate based on specific available market data, such as interest rates and appropriate spreads that reflects current credit risk or quoted bonds.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Loans and advances to customers<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For short term loans carrying amounts represent a reasonable estimate of the fair value. The fair value of long term loans is estimated by discounting expected future cash flows using a discount rate that reflects current credit risk, current interest rates, and other current market conditions where applicable. The fair value of mortgage loans is estimated by taking into account prepayment behaviour. Loans with similar characteristics are aggregated for calculation purposes.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Deposits from banks<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For short term payables to banks carrying amounts represent a reasonable estimate of the fair value. The fair value of long term payables to banks is estimated by discounting expected future cash flows using a discount rate based on available market interest rates and appropriate spreads that reflects ING’s own credit risk.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Customer deposits<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The carrying values of customer deposits with an immediate on demand features approximate their fair values. The fair values of deposits with fixed contractual terms have been estimated based on discounting future cash flows using the interest rates currently applicable to deposits of similar maturities.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Debt securities in issue <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of debt securities in issue is generally based on quoted market prices, or if not available, on estimated prices by discounting expected future cash flows using a current market interest rate and credit spreads applicable to the yield, credit quality and maturity.</span></div></div></div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Subordinated loans<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of publicly traded subordinated loans are based on quoted market prices when available. Where no quoted market prices are available, fair value of the subordinated loans is estimated using discounted cash flows based on interest rates and credit spreads that apply to similar instruments..</span> | |
| CY2022 | ifrs-full |
Adjustments For Fair Value Gains Losses
AdjustmentsForFairValueGainsLosses
|
-441000000 | eur |
| CY2021 | ifrs-full |
Adjustments For Fair Value Gains Losses
AdjustmentsForFairValueGainsLosses
|
-489000000 | eur |
| CY2021Q4 | ing |
Fair Value Measurement Deferred Day One Profit Or Loss Reserve
FairValueMeasurementDeferredDayOneProfitOrLossReserve
|
-7000000 | eur |
| CY2020Q4 | ing |
Fair Value Measurement Deferred Day One Profit Or Loss Reserve
FairValueMeasurementDeferredDayOneProfitOrLossReserve
|
-5000000 | eur |
| CY2022 | ing |
Fair Value Measurement Deferred Day One Profit Or Loss Reserve Profit Loss Deferred On New Transactions
FairValueMeasurementDeferredDayOneProfitOrLossReserveProfitLossDeferredOnNewTransactions
|
107000000 | eur |
| CY2021 | ing |
Fair Value Measurement Deferred Day One Profit Or Loss Reserve Profit Loss Deferred On New Transactions
FairValueMeasurementDeferredDayOneProfitOrLossReserveProfitLossDeferredOnNewTransactions
|
-8000000 | eur |
| CY2022 | ing |
Fair Value Measurement Deferred Day One Profit Or Loss Reserve Profit Loss Recognised
FairValueMeasurementDeferredDayOneProfitOrLossReserveProfitLossRecognised
|
6000000 | eur |
| CY2021 | ing |
Fair Value Measurement Deferred Day One Profit Or Loss Reserve Profit Loss Recognised
FairValueMeasurementDeferredDayOneProfitOrLossReserveProfitLossRecognised
|
6000000 | eur |
| CY2022Q4 | ing |
Fair Value Measurement Deferred Day One Profit Or Loss Reserve
FairValueMeasurementDeferredDayOneProfitOrLossReserve
|
-108000000 | eur |
| CY2021Q4 | ing |
Fair Value Measurement Deferred Day One Profit Or Loss Reserve
FairValueMeasurementDeferredDayOneProfitOrLossReserve
|
-7000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Of Financial Instruments Explanatory
DisclosureOfFairValueOfFinancialInstrumentsExplanatory
|
<div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial instruments at fair value <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair values of the financial instruments were determined as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:24.203%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.990%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.990%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.990%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.748%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.990%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.990%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.990%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.209%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Methods applied in determining fair values of financial assets and liabilities (carried at fair value)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial Assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,783 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,591 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">156 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">134 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,941 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,727 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,636 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,317 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,361 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,016 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,450 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,643 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,447 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,976 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34,229 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,154 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">483 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">140 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34,734 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,299 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54,097 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,706 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,547 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,248 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56,644 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,954 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,441</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">19,914</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">93,690</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">76,877</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,635</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,165</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">113,766</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">101,956</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,639 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,232 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">247 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">225 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,887 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,457 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25,644 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,753 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,451 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,587 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,095 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,340 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">643 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">838 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">643 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">838 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">27,284</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">23,984</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,451</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,587</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">891</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,063</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31,625</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30,635</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial liabilities</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">822 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">827 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,743 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,333 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,619 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,295 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,257 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,026 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,257 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,026 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Trading securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,952 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">955 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">273 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,226 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,075 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33,200 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,388 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">678 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">195 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33,917 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,646 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,814</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,844</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">89,473</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">68,867</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">732</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">330</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">93,019</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">71,041</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div> | |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss
FinancialAssetsAtFairValueThroughProfitOrLoss
|
113766000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss
FinancialAssetsAtFairValueThroughProfitOrLoss
|
101956000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Other Comprehensive Income
FinancialAssetsAtFairValueThroughOtherComprehensiveIncome
|
31625000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Other Comprehensive Income
FinancialAssetsAtFairValueThroughOtherComprehensiveIncome
|
30635000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss
FinancialLiabilitiesAtFairValueThroughProfitOrLoss
|
93019000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss
FinancialLiabilitiesAtFairValueThroughProfitOrLoss
|
71041000000 | eur |
| CY2022Q4 | ing |
Financial Assets Classified As Level3 Based On Quoted Price
FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice
|
2200000000 | eur |
| CY2022Q4 | ing |
Amount Of Risk Neutral Designed Financial Assets
AmountOfRiskNeutralDesignedFinancialAssets
|
4200000000 | eur |
| CY2021Q4 | ing |
Amount Of Risk Neutral Designed Financial Assets
AmountOfRiskNeutralDesignedFinancialAssets
|
2900000000 | eur |
| CY2022Q4 | ing |
Remaining Financial Assets Classified As Level3
RemainingFinancialAssetsClassifiedAsLevel3
|
1100000000 | eur |
| CY2021Q4 | ing |
Remaining Financial Assets Classified As Level3
RemainingFinancialAssetsClassifiedAsLevel3
|
1300000000 | eur |
| CY2022Q4 | ing |
Financial Liabilities Classified As Level Based On Unadjusted Quoted Price Inactive Markets
FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets
|
20000000.00 | eur |
| CY2021Q4 | ing |
Financial Liabilities Classified As Level Based On Unadjusted Quoted Price Inactive Markets
FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets
|
100000000 | eur |
| CY2022Q4 | ing |
Amount Of Financial Liabilities Designed To Be Fully Neutral
AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral
|
600000000 | eur |
| CY2021Q4 | ing |
Amount Of Financial Liabilities Designed To Be Fully Neutral
AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral
|
100000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Explanatory
DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.294%"><tr><td style="width:1.0%"/><td style="width:21.785%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.280%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.670%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.670%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.356%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.359%"/><td style="width:0.1%"/></tr><tr><td colspan="33" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation techniques and range of unobservable inputs (Level 3)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Valuation techniques</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Significant unobservable inputs</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lower range</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upper range</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">At fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,447 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,643 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">125 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">121 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (price per share)</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">208</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">208</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">97 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">156 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">134 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (price per share)</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,457</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,475</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,485 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,598 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">250</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Reverse) repo's</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,062 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">650 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Structured notes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">84 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">84 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">107 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">125 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/Equity correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.5</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/FX correlation</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.4</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend yield (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spreads (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Rates</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">431 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">476 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate volatility (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">148</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reset spread (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%) </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:2pt solid #A8A8A8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:2pt solid #A8A8A8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– FX</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FX volatility (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:2pt solid #A8A8A8;padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:2pt solid #A8A8A8;padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Implied volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Credit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">175 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">623</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">359</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">119 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/Equity correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.5</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.5</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.8</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/FX correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.5</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.7</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.1</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.1</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend yield (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commodity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">89 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">At fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">643 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">838 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">99 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">99 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Equity</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">247 </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">225 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.7</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.7</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other (EUR)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">90</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">80</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,526</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,228</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">732</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">330</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Measurement Of Assets Explanatory
DisclosureOfFairValueMeasurementOfAssetsExplanatory
|
<div style="margin-bottom:6pt;margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:44.886%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.403%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Level 3 Financial assets</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets mandatorily at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets designated at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at FVOCI</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">822 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">882 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,862 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,191 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,480 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">796 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,063 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,231 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,228 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,101 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised gain/loss recognised in the statement of profit or loss during the period </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-57 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-80 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">178 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-37 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Revaluation recognised in other comprehensive income during the period </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-84 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-84 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchase of assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">694 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">453 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,586 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,496 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">772 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,919 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">221 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">165 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,288 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,036 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sale of assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-49 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-48 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-669 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-612 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-191 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-141 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-275 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-234 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,187 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,037 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maturity/settlement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-511 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-14 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-617 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-163 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-59 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-109 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,188 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-299 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reclassifications</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-18 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers into Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">288 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">474 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">605 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">322 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,646 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers out of Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-442 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-517 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-115 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-856 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-98 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,414 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-615 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in the composition of the group and other changes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">873</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">822</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">421</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,849</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,862</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,492</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,480</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">891</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,063</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,526</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,228</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Net gains/losses were recorded as ‘Valuation results and net trading income’ in the statement of profit or loss. The total amounts includes EUR -171 million (2021: EUR 50 million) of unrealised gains and losses recognised in the statement of profit or loss. </span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Revaluation recognised in other comprehensive income is included on the line ‘Net change in fair value of debt instruments at fair value through other comprehensive income’.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Measurement Of Liabilities Explanatory
DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory
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<div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:24.711%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.178%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Level 3 Financial liabilities</span></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities designated as at fair value through profit or loss</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">160 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">180 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">180 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">330 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">398 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised gain/loss recognised in the statement of profit or loss during the period</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">131 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">101 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">179 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">113 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">124 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">58 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">153 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">113 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redemptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-38 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-140 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-51 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-153 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maturity/settlement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-282 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-44 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-71 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-360 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-45 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers into Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">254 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">368 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">233 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">710 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">282 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers out of Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-117 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-173 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-88 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-203 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-226 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-378 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">229</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">160</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">449</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">35</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">54</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">135</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">732</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">330</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Net gains/losses were recorded as ‘Valuation results and net trading income’ in the statement of profit or loss. The total amount includes EUR 179 million (2021: EUR 113 million) of unrealised gains and losses recognised in the statement of profit or loss.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of General Hedge Accounting Explanatory
DisclosureOfGeneralHedgeAccountingExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">39 Derivatives and hedge accounting</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Use of derivatives <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING uses derivatives for economic hedging purposes to manage its asset and liability portfolios and structural risk positions. The primary objective of ING’s hedging activities is to manage the risks which arises from structural imbalances in the duration and other profiles of its assets and liabilities. The objective of economic hedging is to enter into positions with an opposite risk profile to an identified risk exposure to reduce that exposure. The main risks which are being hedged are interest rate risk and foreign currency exchange rate risk. These risks are primarily hedged with interest rate swaps, cross currency swaps and foreign exchange forwards/swaps.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING uses credit derivatives to manage its economic exposure to credit risk, including total return swaps and credit default swaps, to sell or buy protection for credit risk exposures in the loan, investment, and trading portfolios. Hedge accounting is not applied in relation to these credit derivatives.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Hedge accounting <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Derivatives that qualify for hedge accounting under IFRS are classified and accounted for in accordance with the nature of the instrument hedged and the type of IFRS hedge accounting model that is applicable. The three models applicable under IFRS are: fair value hedge accounting, cash flow hedge accounting, and hedge accounting of a net investment in a foreign operation. How and to what extent these models are applied are described under the relevant headings below. The company’s detailed accounting policies for these three hedge models are set out in paragraph 1.7 ‘Financial instruments’ of Note 1 ‘Basis of preparation and significant accounting policies’.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">IBOR transition<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to the note Risk management/ IBOR Transition for information on how ING is managing the transition to alternative benchmark rates and INGs progress in completing the transition.<br/>At the reporting date, ING assessed the extent to which hedge relationships are subject to uncertainties driven by IBOR reform.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The IBOR's in scope of ING’s IBOR Transition program are a component of either the hedging instrument and/or the hedged item where the interest rate and/or foreign currency risk are the designated hedged risk. The hedged exposures are mainly loan portfolios, issued debt securities and purchased debt instruments. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING early adopted the amendments to IAS 39 issued in September 2019 to these hedging relationships directly affected by IBOR reform (Phase 1). This excludes EURIBOR hedges as EURIBOR is Benchmarks Regulation compliant and continues to be available. Refer to section 1.7.4 of Note 1 ‘Basis of preparation and significant accounting policies’ for more information on the Phase 1 amendments.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Phase 1 amendments to IFRS allow ING to apply a set of temporary exceptions to continue hedge accounting even when there is uncertainty about contractual cash flows arising from IBOR reform. Phase 1 reliefs cease to apply when uncertainty arising from IBOR Reform is no longer present with respect to the timing and amount of the IBOR-based cash flows of the relevant instruments.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In Poland the local working group (the 'National Working Group') for benchmark reform issued a roadmap to replace the current Polish benchmark rate Warsaw Interbank Offered Rate (WIBOR) with a new rate named Warsaw Interest Rate Overnight (WIRON). The National Working Group indicated that the plan is for the market to be ready for a cessation of WIBOR by the start of 2025, consequently ING extended the application of the phase 1 reliefs to those hedge accounting relationships that will be subject to WIBOR reform.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Hedging relationships are being amended to incorporate the new benchmark rates. During 2022, ING focussed on USD LIBOR contracts. In the coming year, ING will continue the focus on the remaining USD LIBOR contracts as the used USD LIBOR tenors will cease to be published on 30 June 2023.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As of 31 December 2022, USD LIBOR and WIBOR indexed fair value and cash flow hedges are directly affected by the uncertainties arising from the IBOR reform. In particular, uncertainties over the timing and amount of the replacement rate may impact the effectiveness and highly probable assessment.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For these affected fair value and cash flow hedge relationships ING assumes that the USD LIBOR and WIBOR based cash flows from the hedging instrument and hedged item will remain unaffected. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The same assumption is used to assess the likelihood of occurrence of the forecast transactions that are subject to cash flow hedges. The hedged cash flows in cash flow hedges directly impacted by the IBOR reform still meet the highly probable requirement, assuming the USD LIBOR and WIBOR benchmark on which the hedged cash flows are based is not altered as a result of the reform.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The total gross notional amounts of hedging instruments as at 31 December that are used in the ING's hedge accounting relationships for which the Phase 1 amendments to IAS39 were applied are: </span></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:76.952%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.873%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.875%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notional amounts of Hedging instruments in EUR mln as at 31 December</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Benchmark</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">USD LIBOR</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,316 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,473 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">WIBOR</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57,774 </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:143%">1 WIBOR transition plans became concrete in 2022 and therefore no comparatives for 2021 are included.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Approximately 89% (31 December 2021: 72%) of the notional amounts for USD LIBOR have a maturity date beyond 30 June 2023. Approximately 71% of the notional amounts for WIBOR have a maturity date beyond 1 January 2025.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The notional amounts of the derivative hedging instruments provide a close approximation of the extent of the risk exposure ING manages through these hedging relationships. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Fair value hedge accounting<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING’s fair value hedges principally consist of interest rate swaps that are used to protect against changes in the fair value of fixed-rate instruments due to movements in market interest rates. ING’s approach to manage market risk, including interest rate risk, is discussed in ‘Risk management –Market risk’. ING’s exposure to interest rate risk is disclosed in paragraph ‘Interest rate risk in banking book’. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group designates specific non-contractual risk components of hedged items. This is usually determined by designating benchmark interest rates such as EURIBOR, SOFR, SONIA or TONAR, between others.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">By using derivative financial instruments to hedge exposures to changes in interest rates, ING also exposes itself to credit risk of the derivative counterparty, which is not offset by the hedged item. ING minimises counterparty credit risk in derivative instruments by clearing most of the derivatives through Central Clearing Counterparties. In addition, ING only enters into transactions with high-quality counterparties and requires posting collateral. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group applies fair value hedge accounting on micro level in which one hedged item is hedged with one or multiple hedging instruments. Micro fair value hedge accounting is mainly applied on issued debt securities and purchased debt instruments for hedging interest rate risk. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Before fair value hedge accounting is applied, ING determines whether an economic relationship between the hedged item and the hedging instrument exists based on an evaluation of the quantitative characteristics of these items and the hedged risk that is supported by quantitative analysis. ING considers whether the critical terms of the hedged item and hedging instrument closely align when assessing the presence of an economic relationship. ING evaluates whether the fair value of the hedged item and the hedging instrument respond similarly to similar risks. In addition, ING is mainly using regression analysis to </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">assess whether the hedging instrument is expected to be and has been highly effective in offsetting changes in the fair value of the hedged item.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING uses the following derivative financial instruments in a fair value hedge accounting relationship:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:55.005%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.873%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.873%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.873%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.876%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Gross carrying value of derivatives designated under fair value hedge accounting</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets 2022</span></div><div style="text-align:right"><span><br/></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities 2022</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets 2021</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities 2021</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on interest rate risk</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Interest rate swaps</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,750 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,047 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,665 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,528 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other interest derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">395 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">87 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">83 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The derivatives used for fair value hedge accounting are included in the statement of financial position line-item ‘Financial assets at fair value through profit or loss – Non-trading derivatives’ for EUR 836 million (2021: EUR 365 million) respectively ‘Financial liabilities at fair value through profit or loss – Non-trading derivatives’ EUR 244 million (2021: EUR 270 million). The difference between the gross carrying value as presented in the table and the net carrying value as presented in the statement of financial position is due to offsetting with other derivatives and collaterals paid or received.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For our main currencies the average fixed rate for interest rate swaps used in fair value hedge accounting are 2.75% (2021: 3.06%) for EUR and 3.86% (2021: 3.83%) for USD. </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table shows the net notional amount of derivatives designated in fair value hedging, split into the maturity of the instruments. The net notional amounts presented in the table are a combination of payer (-) and receiver (+) swaps.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:22.511%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.393%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Maturity derivatives designated in fair value hedging</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2022</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Less than 1 month</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 to 3 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3 to 12 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 to 2 year</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2 to 3 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3 to 4 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4 to 5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">>5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on interest rate risk</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Interest rate swaps</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,295 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,744 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,727 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,526 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,153 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,638 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,454 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54,523 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other interest derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-55 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-190 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-260 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-415 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-216 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-228 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-296 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,669 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2021</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on interest rate risk</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interest rate swaps</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-83 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,654 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,340 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,213 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,862 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,772 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,533 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,282 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,574 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other interest derivatives</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-102 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-307 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-286 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-287 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-357 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-224 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,490 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/></tr></table></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:143%">Gains and losses on derivatives designated under fair value hedge accounting are recognised in the statement of profit or loss. The effective portion of the fair value change on the hedged item is also recognised in the statement of profit or loss in 'Valuation results and net trading income'. As a result, only the net accounting ineffectiveness has an impact on the net result.</span></div></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:30.632%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.656%"/><td style="width:0.1%"/></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Hedged items included in a fair value hedging relationship</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying amount of the hedged items</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated amount of fair value hedge adjustment on the hedged item included in the carrying amount of the hedged item</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change in fair value used for measuring ineffectiveness for the period</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change in fair value hedging instruments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedge ineffectiveness recognised in the statement of profit or loss gain (+) / loss (-)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2022</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate risk</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Debt securities at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,816 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,798 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Loans at FVOCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">879 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-90 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Debt instruments at amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,098 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-448 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-678 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Debt securities in issue</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61,449 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,122 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,658 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Subordinated loans</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,750 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,344 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,470 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Amounts due to banks</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Customer deposits and other funds on deposit</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Discontinued hedges</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">261 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">24,794</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">76,199</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-208</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-7,468</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,563</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-5,928</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-365</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2021</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate risk</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Debt securities at fair value through other comprehensive income</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,307 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-798 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Loans at FVOCI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Loans and advances to customers</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,056 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-42 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Debt instruments at amortised cost</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,458 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">301 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-165 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Debt securities in issue</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53,756 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,498 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,923 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Subordinated loans</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,713 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">115 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">414 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Amounts due to banks</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Customer deposits and other funds on deposit</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Discontinued hedges</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">372 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">21,821</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">70,469</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">767</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,621</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,330</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,317</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The main sources of ineffectiveness are:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">differences in maturities of the hedged item(s) and hedging instrument(s);</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">different interest rate curves applied to discount the hedged item(s) and hedging instrument(s);</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">differences in timing of cash flows of the hedged item(s) and hedging instrument(s).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There were no other sources of significant ineffectiveness in these hedging relationships.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Cash flow hedge accounting<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING applies cash flow hedge accounting on micro and macro level. ING’s cash flow hedges mainly consist of interest rate swaps and cross-currency swaps that are used to protect against the exposure to variability in future cash flows on non-trading assets and liabilities that bear interest at variable rates or are expected to be refunded or reinvested in the future. The amounts and timing of future cash flows, representing both principal and interest flows, are projected for each portfolio of financial assets and liabilities, based on contractual terms and other variables including estimates of prepayments. These projected cash flows form the basis for identifying the notional amount subject to interest rate risk or foreign currency exchange rate risk that is designated under cash flow hedge accounting.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING’s approach to manage market risk, including interest rate risk and foreign currency exchange rate risk, is discussed in ‘Risk management – Credit risk and Market risk’. ING determines the amount of the exposures to which it applies hedge accounting by assessing the potential impact of changes in interest rates and foreign currency exchange rates on the future cash flows from its floating-rate assets and liabilities. This assessment is performed using analytical techniques. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As noted above for fair value hedges, by using derivative financial instruments to hedge exposures to changes in interest rates and foreign currency exchange rates, ING exposes itself to credit risk of the derivative counterparty, which is not offset by the hedged items. This exposure is managed similarly to that for fair value hedges. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Gains and losses on the effective portions of derivatives designated under cash flow hedge accounting are recognised in Other Comprehensive Income. Interest cash flows on these derivatives are recognised in the statement of profit or loss in ‘Net interest income’ consistent with the manner in which the forecasted cash flows affect net result. The gains and losses on ineffective portions of such derivatives are recognised immediately in the statement of profit or loss in ‘Valuation results and net trading income’. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING determines an economic relationship between the cash flows of the hedged item and the hedging instrument based on an evaluation of the quantitative characteristics of these items and the hedged risk that is supported by quantitative analysis. ING considers whether the critical terms of the hedged item and hedging instrument closely align when assessing the presence of an economic relationship. ING evaluates </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">whether the cash flows of the hedged item and the hedging instrument respond similarly to the hedged risk, such as the benchmark interest rate of foreign currency. In addition, a regression analysis is performed to assess whether the hedging instrument is expected to be and has been highly effective in offsetting changes in the fair value of the hedged item. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING uses the following derivative financial instruments in a cash flow hedge accounting relationship:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:61.903%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.104%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.116%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.568%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.809%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Gross carrying value of derivatives used for cash flow hedge accounting</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on interest rate risk</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Interest rate swaps</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,038 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,836 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-437 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">781 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on combined interest and FX rate risk</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Cross currency interest rate derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">428 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">168 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">285 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The derivatives used for cash flow hedge accounting are included in the statement of financial position line-item ‘Financial assets at fair value through profit or loss – Non-trading derivatives’ EUR 814 million (2021: EUR 300 million) respectively ‘Financial liabilities at fair value through profit or loss – Non-trading derivatives’ EUR 1,275 million (2021: EUR 485 million). The difference between the gross carrying value as presented in the table and the net carrying value as presented in the statement of financial position is due to offsetting with other derivatives and collaterals paid or received.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For the main currencies the average fixed rate for interest rate swaps used in cash flow hedge accounting are 0.51% (2021: -0.16%) for EUR, 3.27% (2021: 1.73%) for PLN, 1.96% (2021: 2.09%) for USD and 1.28% (2021: 0.55%) for AUD. The average currency exchange rates for cross currency swaps used in cash flow hedge accounting is for EUR/USD 0.99 (2021: 1.01) and for EUR/AUD 1.58 (2021: 1.61).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table shows the net notional amount of derivatives designated in cash flow hedging split into the maturity of the instruments. The net notional amounts presented in the table are a combination of payer (+) and receiver (-) swaps.</span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:15.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.179%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Maturity derivatives designated in cash flow hedging</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2022</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Less than 1</span></div><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">month</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 to 3 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3 to 12</span></div><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">months</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 to 2 year</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2 to 3 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3 to 4 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4 to 5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">>5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on interest rate risk</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Interest rate swaps</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-562 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-935 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,730 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12,464 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8,926 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8,115 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,620 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8,947 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-50,300 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on combined interest and FX rate risk</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Cross currency interest rate derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-834 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,535 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-721 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,140 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-52 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-48 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,323 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2021</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on interest rate risk</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Interest rate swaps</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">418 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,075 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,939 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,470 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,711 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,825 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,272 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-18,107 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-48,982 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on combined interest and FX rate risk</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Cross currency interest rate derivatives</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-256 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,048 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,760 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,831 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,528 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,580 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">181 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-56 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11,878 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table shows the cash flow hedge accounting impact on profit or loss and comprehensive income:</span></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:40.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.655%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Cash flow hedging – impact of hedging instruments on the statement of profit or loss and other comprehensive income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change in value of hedged item used for calculating hedge ineffectiveness for the period</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying amount cash flow hedge reserve at the end of the reporting period</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amount reclassified from CFH reserve to profit or loss</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash flow is no longer expected to occur</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change in value of hedging instrument recognised in OCI</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedge ineffectiveness recognised in the statement of profit or loss, gain (+) / loss (-)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2022</span></div></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate risk on;</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate lending</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,817 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,460 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">395 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate borrowing</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-775 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">923 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-181 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Discontinued hedges</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">330 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-263 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest rate risk</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,037</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-4,210</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-50</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-4,279</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">21</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Combined interest and FX rate risk on;</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate lending</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-47 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-269 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate borrowing</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Discontinued hedges</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total combined interest and Fx</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-51</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-18</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-263</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">296</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total cash flow hedge</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,986</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-4,227</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-313</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3,982</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">20</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2021</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate risk on;</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate lending</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,937 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,132 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-454 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate borrowing</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-915 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">366 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">143 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">165 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-122 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Discontinued hedges</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">674 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-306 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest rate risk</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,188</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-214</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-603</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,825</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Combined interest and FX rate risk on;</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate lending</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-90 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-153 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate borrowing</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Discontinued hedges</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-90 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total combined interest and Fx</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-92</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-49</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-235</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total cash flow hedge</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,096</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-262</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-838</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,574</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The carrying amount is the gross amount, excluding tax adjustments.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The decrease in the carrying amount of the cash flow hedge reserve is driven by increased interest rates.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The main sources of ineffectiveness for cash flow hedges are:</span></div></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">differences in timing of cash flows of the hedged item(s) and hedging instrument(s);</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">mismatches in reset frequency between hedged item and hedging instrument.</span></div><div><span><br/></span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Hedges of net investments in foreign operations<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A foreign currency exposure arises from a net investment in subsidiaries that have a different functional currency from the presentation currency of ING. The risk arises from the fluctuation in spot exchange rates between the functional currency of the subsidiaries and ING’s presentation currency, which causes the amount of the net investment to vary in the consolidated financial statements of ING. This risk may have a significant impact on ING’s financial statements. ING’s policy is to hedge these exposures only when not doing so it is expected to have a significant impact on the regulatory capital ratios of ING and its subsidiaries. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING’s net investment hedges principally consist of derivatives (including currency forwards and swaps) and non-derivative financial instruments such as foreign currency denominated funding. When the hedging instrument is foreign currency denominated debt, ING assesses effectiveness by comparing past changes in the carrying amount of the debt that are attributable to a change in the spot rate with past changes in the investment in the foreign operation due to movement in the spot rate (the offset method). </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Gains and losses on the effective portions of derivatives designated under net investment hedge accounting are recognised in Other Comprehensive Income. The balance in equity is recognised in the statement of profit or loss when the related foreign subsidiary is disposed. The gains and losses on ineffective portions are recognised immediately in the statement of profit or loss in 'Valuation results and net trading income'.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has the following derivative financial instruments used for net investment hedging:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:55.623%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.719%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.719%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.719%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.720%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Gross carrying value of derivatives used for net investment hedging</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– FX forwards and Cross currency swaps</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">119 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">83 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The derivatives used for net investment hedge accounting are included in the statement of financial position line-item ‘Financial assets at fair value through profit or loss – Non-trading derivatives’ EUR 119 million (2021: EUR 18 million) respectively ‘Financial liabilities at fair value through profit or loss – Non trading derivatives’ EUR 83 million (2021: EUR 88 million).</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For ING’s main currencies the average exchange rates used in net investment hedge accounting for 2022 are EUR/USD 1.06 (2021: 1.18), EUR/PLN 4.68 (2021: 4.58), EUR/AUD 1.52 (2021: 1.58) and EUR/THB 36.87 (2021: 37.84). </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table shows the notional amount of derivatives designated in net investment hedging split into the maturity of the instruments:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:15.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.179%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Maturity derivatives designated in net investment hedging</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2022</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Less than 1 month</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 to 3 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3 to 12 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 to 2 year</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2 to 3 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3 to 4 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4 to 5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">>5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– FX forwards and cross currency swaps</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,164 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,638 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-97 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8,899 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2021</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– FX forwards and Cross currency swaps</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4,462 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-461 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-590 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,514 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effect of the net investment hedge accounting in the statement of profit or loss and other comprehensive income is as follows:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:29.348%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.810%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.810%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.810%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.810%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.812%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Net investment hedge accounting – Impact on statement of profit or loss and other comprehensive income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2022</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change in value used for calculating hedge ineffectiveness for the period</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying amount net investment hedge reserve at the end of the reporting period</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedged item affected statement of profit or loss</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change in value of hedging instrument recognised in OCI</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedge ineffectiveness recognised in the statement of profit or loss, gain(+) / Loss(-)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment in foreign operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Discontinued hedges</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">304 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2021</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment in foreign operations</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">330 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-72 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Discontinued hedges</span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-59 </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The carrying amount is the gross amount, excluding tax adjustments.</span></div> | |
| CY2022Q4 | ing |
Other Assets Including Current And Deferred Tax Assets
OtherAssetsIncludingCurrentAndDeferredTaxAssets
|
15671000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Hedge Accounting Explanatory
DisclosureOfHedgeAccountingExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:76.952%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.873%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.875%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notional amounts of Hedging instruments in EUR mln as at 31 December</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Benchmark</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">USD LIBOR</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,316 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,473 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">WIBOR</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57,774 </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:143%">1 WIBOR transition plans became concrete in 2022 and therefore no comparatives for 2021 are included.</span> | |
| CY2022 | ifrs-full |
Disclosure Of Detailed Information About Hedging Instruments Explanatory
DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory
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<div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING uses the following derivative financial instruments in a fair value hedge accounting relationship:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:55.005%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.873%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.873%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.873%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.876%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Gross carrying value of derivatives designated under fair value hedge accounting</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets 2022</span></div><div style="text-align:right"><span><br/></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities 2022</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets 2021</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities 2021</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on interest rate risk</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Interest rate swaps</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,750 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,047 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,665 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,528 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other interest derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">395 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">87 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">83 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:61.903%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.104%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.116%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.568%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.809%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Gross carrying value of derivatives used for cash flow hedge accounting</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on interest rate risk</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Interest rate swaps</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,038 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,836 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-437 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">781 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on combined interest and FX rate risk</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Cross currency interest rate derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">428 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">168 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">285 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Information About Terms And Conditions Of Hedging Instruments And How They Affect Future Cash Flows Explanatory
DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsExplanatory
|
<div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table shows the net notional amount of derivatives designated in fair value hedging, split into the maturity of the instruments. The net notional amounts presented in the table are a combination of payer (-) and receiver (+) swaps.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:22.511%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.393%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Maturity derivatives designated in fair value hedging</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2022</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Less than 1 month</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 to 3 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3 to 12 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 to 2 year</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2 to 3 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3 to 4 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4 to 5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">>5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on interest rate risk</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Interest rate swaps</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,295 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,744 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,727 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,526 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,153 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,638 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,454 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54,523 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other interest derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-55 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-190 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-260 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-415 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-216 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-228 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-296 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,669 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2021</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on interest rate risk</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interest rate swaps</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-83 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,654 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,340 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,213 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,862 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,772 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,533 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,282 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,574 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other interest derivatives</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-102 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-307 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-286 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-287 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-357 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-224 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,490 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/></tr></table></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:15.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.179%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Maturity derivatives designated in cash flow hedging</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2022</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Less than 1</span></div><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">month</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 to 3 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3 to 12</span></div><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">months</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 to 2 year</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2 to 3 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3 to 4 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4 to 5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">>5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on interest rate risk</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Interest rate swaps</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-562 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-935 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,730 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12,464 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8,926 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8,115 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,620 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8,947 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-50,300 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on combined interest and FX rate risk</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Cross currency interest rate derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-834 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,535 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-721 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,140 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-52 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-48 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,323 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2021</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on interest rate risk</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Interest rate swaps</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">418 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,075 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,939 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,470 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,711 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,825 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,272 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-18,107 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-48,982 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedging instrument on combined interest and FX rate risk</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Cross currency interest rate derivatives</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-256 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,048 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,760 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,831 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,528 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,580 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">181 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-56 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11,878 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:15.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.179%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Maturity derivatives designated in net investment hedging</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2022</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Less than 1 month</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 to 3 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3 to 12 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 to 2 year</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2 to 3 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3 to 4 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4 to 5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">>5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– FX forwards and cross currency swaps</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,164 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,638 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-97 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8,899 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2021</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– FX forwards and Cross currency swaps</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4,462 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-461 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-590 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,514 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Detailed Information About Hedged Items Explanatory
DisclosureOfDetailedInformationAboutHedgedItemsExplanatory
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<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:30.632%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.656%"/><td style="width:0.1%"/></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Hedged items included in a fair value hedging relationship</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying amount of the hedged items</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Accumulated amount of fair value hedge adjustment on the hedged item included in the carrying amount of the hedged item</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change in fair value used for measuring ineffectiveness for the period</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change in fair value hedging instruments</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedge ineffectiveness recognised in the statement of profit or loss gain (+) / loss (-)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2022</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate risk</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Debt securities at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,816 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,798 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Loans at FVOCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">879 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-90 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Debt instruments at amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,098 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-448 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-678 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Debt securities in issue</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61,449 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,122 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,658 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Subordinated loans</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,750 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,344 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,470 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Amounts due to banks</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Customer deposits and other funds on deposit</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Discontinued hedges</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">261 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">24,794</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">76,199</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-208</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-7,468</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,563</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-5,928</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-365</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2021</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate risk</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Debt securities at fair value through other comprehensive income</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,307 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-798 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Loans at FVOCI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Loans and advances to customers</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,056 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-42 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Debt instruments at amortised cost</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,458 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">301 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-165 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Debt securities in issue</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53,756 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,498 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,923 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Subordinated loans</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,713 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">115 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">414 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Amounts due to banks</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Customer deposits and other funds on deposit</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Discontinued hedges</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">372 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">21,821</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">70,469</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">767</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,621</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,330</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,317</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:55.623%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.719%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.719%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.719%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.720%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Gross carrying value of derivatives used for net investment hedging</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– FX forwards and Cross currency swaps</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">119 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">83 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-left:0.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88 </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Information About Amounts That Affected Statement Of Comprehensive Income As Result Of Hedge Accounting Explanatory
DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingExplanatory
|
The following table shows the cash flow hedge accounting impact on profit or loss and comprehensive income:<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:40.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.655%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Cash flow hedging – impact of hedging instruments on the statement of profit or loss and other comprehensive income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change in value of hedged item used for calculating hedge ineffectiveness for the period</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying amount cash flow hedge reserve at the end of the reporting period</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amount reclassified from CFH reserve to profit or loss</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash flow is no longer expected to occur</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change in value of hedging instrument recognised in OCI</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedge ineffectiveness recognised in the statement of profit or loss, gain (+) / loss (-)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2022</span></div></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate risk on;</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate lending</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,817 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,460 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">395 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate borrowing</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-775 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">923 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-181 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Discontinued hedges</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">330 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-263 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest rate risk</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,037</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-4,210</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-50</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-4,279</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">21</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Combined interest and FX rate risk on;</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate lending</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-47 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-269 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate borrowing</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Discontinued hedges</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5 </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total combined interest and Fx</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-51</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-18</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-263</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">296</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total cash flow hedge</span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,986</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-4,227</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-313</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3,982</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">20</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f6f6f6;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2021</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate risk on;</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate lending</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,937 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,132 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-454 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate borrowing</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-915 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">366 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">143 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">165 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-122 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Discontinued hedges</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">674 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-306 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest rate risk</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,188</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-214</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-603</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,825</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Combined interest and FX rate risk on;</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate lending</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-90 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-153 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Floating rate borrowing</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Discontinued hedges</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-90 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total combined interest and Fx</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-92</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-49</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-235</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total cash flow hedge</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,096</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-262</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-838</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,574</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The carrying amount is the gross amount, excluding tax adjustments.</span><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:29.348%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.810%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.810%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.810%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.810%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.812%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Net investment hedge accounting – Impact on statement of profit or loss and other comprehensive income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2022</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change in value used for calculating hedge ineffectiveness for the period</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying amount net investment hedge reserve at the end of the reporting period</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedged item affected statement of profit or loss</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Change in value of hedging instrument recognised in OCI</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Hedge ineffectiveness recognised in the statement of profit or loss, gain(+) / Loss(-)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment in foreign operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Discontinued hedges</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">304 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">As at 31 December 2021</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment in foreign operations</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">330 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-72 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Discontinued hedges</span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-59 </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The carrying amount is the gross amount, excluding tax adjustments.</span></div> | |
| CY2022Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
87614000000 | eur |
| CY2022Q4 | ifrs-full |
Loans And Advances To Banks
LoansAndAdvancesToBanks
|
35104000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
56870000000 | eur |
| CY2022Q4 | ing |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
3893000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
46844000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
6159000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets At Amortised Cost
FinancialAssetsAtAmortisedCost
|
48160000000 | eur |
| CY2022Q4 | ifrs-full |
Loans And Advances To Customers
LoansAndAdvancesToCustomers
|
644893000000 | eur |
| CY2022Q4 | ifrs-full |
Assets
Assets
|
976834000000 | eur |
| CY2021Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
106520000000 | eur |
| CY2021Q4 | ifrs-full |
Loans And Advances To Banks
LoansAndAdvancesToBanks
|
23592000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
51381000000 | eur |
| CY2021Q4 | ing |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
1536000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
42684000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
6355000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets At Amortised Cost
FinancialAssetsAtAmortisedCost
|
48319000000 | eur |
| CY2021Q4 | ifrs-full |
Loans And Advances To Customers
LoansAndAdvancesToCustomers
|
625122000000 | eur |
| CY2021Q4 | ing |
Other Assets Including Current And Deferred Tax Assets
OtherAssetsIncludingCurrentAndDeferredTaxAssets
|
13106000000 | eur |
| CY2021Q4 | ifrs-full |
Assets
Assets
|
949250000000 | eur |
| CY2022 | ing |
Disclosure Of Liabilities By Maturity Explanatory
DisclosureOfLiabilitiesByMaturityExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">41 Liabilities and off-balance sheet commitments by maturity<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The tables below include all liabilities and off-balance sheet commitments by maturity based on contractual, undiscounted cash flows. These balances are included in the maturity analysis as follows:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Perpetual liabilities are included in the column ‘Maturity not applicable’.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Derivative liabilities are included on a net basis if cash flows are settled net. For other derivative liabilities the contractual gross cash flow payable is included.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Undiscounted future coupon interest on financial liabilities payable is included in a separate line and in the relevant maturity bucket. </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Non-financial liabilities are included based on a breakdown of the amounts per statement of financial position, per expected maturity.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Loans and other credit-related commitments are classified on the basis of the earliest date they can be drawn down.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group’s expected cash flows on some financial liabilities vary significantly from contractual cash flows. Principal differences are in demand deposits from customers that are expected to remain stable or increase and in unrecognised loan commitments that are not all expected to be drawn down immediately. Reference is made to the liquidity risk paragraph in ‘Risk Management – Funding and liquidity risk’ for a description on how liquidity risk is managed.</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:26.957%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.902%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.902%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.227%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.302%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.902%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.102%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.902%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.904%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Liabilities and off-balance sheet commitments by maturity</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Less than 1 month </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1–3 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3–12 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1–5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Over 5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maturity not applicable</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deposits from banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,053 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,238 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33,268 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,878 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,794 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-598 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56,632 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Customer deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">605,154 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,127 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,045 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,729 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,872 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-128 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">640,799 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other trading liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,778 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">875 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">304 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">771 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">575 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-83 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,219 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,319 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,942 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,330 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,609 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,570 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30,869 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">345 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">288 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">216 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,204 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">470 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">525 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,048 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Designated at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31,505 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,472 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,626 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,177 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,701 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-620 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,883 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,049 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,227 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,187 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30,769 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34,335 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,648 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">95,918 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Subordinated loans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">760 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,936 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,307 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,218 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,786 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lease liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">170 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">593 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">377 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-28 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,174 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">657,001</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">44,588</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">79,518</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">58,451</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">56,669</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,329</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">771</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">903,328</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other liabilities </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,913 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">683 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,466 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,033 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">406 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,502 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">666,914</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">45,271</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">81,984</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">61,485</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">57,075</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,329</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">771</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">919,829</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Coupon interest due on financial liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">430 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">714 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,132 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,346 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,208 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">347 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,175 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Contingent liabilities in respect of</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Discounted bills</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Guarantees</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,304 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">550 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,859 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Irrevocable letters of credit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,660 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,682 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Guarantees issued by ING Groep N.V.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">336 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">336 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Irrevocable facilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">161,147 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">194 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">434 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">166 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">161,940 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">205,447</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">19</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">197</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">438</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">719</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">206,820</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Includes liabilities on demand.<br/>2 This column reconciles the contractual undiscounted cash flows on financial liabilities to the statement of financial position values. The adjustments mainly relate to the impact of discounting and fair value hedge adjustments, and for derivatives, to the fact that the contractual cash flows are presented on a gross basis (unless the cash flows are actually settled net).<br/>3 Includes Other liabilities, Current and deferred tax liabilities, and Provisions as presented in the Consolidated statement of financial position.</span><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:26.881%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.902%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.902%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.902%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.927%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.902%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.877%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.902%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.905%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Liabilities and off-balance sheet commitments by maturity</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Less than 1 month </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1–3 month</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3–12 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1–5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Over 5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maturity not applicable</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deposits from banks</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,477 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,062 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,387 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71,413 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,719 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-967 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85,092 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Customer deposits</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">596,625 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,226 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,060 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,571 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,937 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">617,400 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities at fair value through profit or loss</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other trading liabilities</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,965 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">397 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">322 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">462 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">438 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,588 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Trading derivatives</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,689 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,608 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,674 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,295 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,731 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,472 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,525 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Non-trading derivatives</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">546 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">245 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">422 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">571 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-564 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,120 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Designated at fair value through profit or loss</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24,862 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,224 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">771 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,851 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,721 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">358 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,808 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,766 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,470 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,712 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,052 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,934 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,851 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91,784 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Subordinated loans</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">716 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,948 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,822 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">229 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,715 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lease liabilities</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">159 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">571 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">454 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,220 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">643,949</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">44,272</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">28,506</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">108,831</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">52,453</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,843</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,602</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">883,251</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other liabilities </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,810 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">487 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,665 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">300 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">934 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,196 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total liabilities</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">652,759</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">44,758</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31,172</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">109,132</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">53,386</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,843</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,602</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">896,448</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Coupon interest due on financial liabilities</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">193 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">406 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,000 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,579 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,773 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">387 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,338 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Contingent liabilities in respect of</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Discounted bills</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Guarantees</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25,911 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">550 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26,461 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Irrevocable letters of credit</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,851 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,851 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– other</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Guarantees issued by ING Groep N.V.</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">316 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">316 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Irrevocable facilities</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">4</span></div></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">143,891 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">184 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">144,167 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">186,969</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">189</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">628</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">187,802</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Includes liabilities on demand.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">This column reconciles the contractual undiscounted cash flows on financial liabilities to the statement of financial position values. The adjustments mainly relate to the impact of discounting and fair value hedge adjustments, and for derivatives, to the fact that the contractual cash flows are presented on a gross basis (unless the cash flows are actually settled net).</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Includes Other liabilities, Current and deferred tax liabilities, and Provisions as presented in the Consolidated statement of financial position.</span></div> | |
| CY2022Q4 | ifrs-full |
Deposits From Banks
DepositsFromBanks
|
56632000000 | eur |
| CY2022Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
640799000000 | eur |
| CY2022Q4 | ing |
Financial Liabilities At Fair Value Through Other Trading Liabilities
FinancialLiabilitiesAtFairValueThroughOtherTradingLiabilities
|
8219000000 | eur |
| CY2022Q4 | ing |
Financial Liabilities At Fair Value Through Profit Or Loss That Meet Definition Of Held For Trading Derivatives
FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingDerivatives
|
30869000000 | eur |
| CY2022Q4 | ing |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
3048000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
50883000000 | eur |
| CY2022Q4 | ifrs-full |
Debt Securities
DebtSecurities
|
95918000000 | eur |
| CY2022Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
15786000000 | eur |
| CY2022Q4 | ifrs-full |
Lease Liabilities
LeaseLiabilities
|
1174000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Amortised Cost
FinancialLiabilitiesAtAmortisedCost
|
903328000000 | eur |
| CY2022Q4 | ing |
Other Liabilities Includes Current And Deferred Tax Liabilities And Provisions
OtherLiabilitiesIncludesCurrentAndDeferredTaxLiabilitiesAndProvisions
|
16502000000 | eur |
| CY2022Q4 | ifrs-full |
Liabilities
Liabilities
|
919829000000 | eur |
| CY2022Q4 | ing |
Coupon Interest Due On Financial Liabilities
CouponInterestDueOnFinancialLiabilities
|
14175000000 | eur |
| CY2022Q4 | ing |
Guarantees Issued
GuaranteesIssued
|
336000000 | eur |
| CY2022Q4 | ing |
Irrevocable Facilities
IrrevocableFacilities
|
161940000000 | eur |
| CY2022Q4 | ing |
Contingent Liabilities And Commitments
ContingentLiabilitiesAndCommitments
|
206820000000 | eur |
| CY2021Q4 | ifrs-full |
Deposits From Banks
DepositsFromBanks
|
85092000000 | eur |
| CY2021Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
617400000000 | eur |
| CY2021Q4 | ing |
Financial Liabilities At Fair Value Through Other Trading Liabilities
FinancialLiabilitiesAtFairValueThroughOtherTradingLiabilities
|
8588000000 | eur |
| CY2021Q4 | ing |
Financial Liabilities At Fair Value Through Profit Or Loss That Meet Definition Of Held For Trading Derivatives
FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingDerivatives
|
18525000000 | eur |
| CY2021Q4 | ing |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Non Trading Derivatives
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives
|
2120000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
41808000000 | eur |
| CY2021Q4 | ifrs-full |
Debt Securities
DebtSecurities
|
91784000000 | eur |
| CY2021Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
16715000000 | eur |
| CY2021Q4 | ifrs-full |
Lease Liabilities
LeaseLiabilities
|
1220000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Amortised Cost
FinancialLiabilitiesAtAmortisedCost
|
883251000000 | eur |
| CY2021Q4 | ing |
Other Liabilities Includes Current And Deferred Tax Liabilities And Provisions
OtherLiabilitiesIncludesCurrentAndDeferredTaxLiabilitiesAndProvisions
|
13196000000 | eur |
| CY2021Q4 | ifrs-full |
Liabilities
Liabilities
|
896448000000 | eur |
| CY2021Q4 | ing |
Coupon Interest Due On Financial Liabilities
CouponInterestDueOnFinancialLiabilities
|
7338000000 | eur |
| CY2021Q4 | ing |
Guarantees Issued
GuaranteesIssued
|
316000000 | eur |
| CY2021Q4 | ing |
Irrevocable Facilities
IrrevocableFacilities
|
144167000000 | eur |
| CY2021Q4 | ing |
Contingent Liabilities And Commitments
ContingentLiabilitiesAndCommitments
|
187802000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Transfers Of Financial Assets Explanatory
DisclosureOfTransfersOfFinancialAssetsExplanatory
|
<div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">42 Transfer of financial assets, assets pledged and received as collateral</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial assets pledged as collateral<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The financial assets pledged as collateral consist primarily of Loans and advances to customers pledged to secure Debt securities in issue, deposits from the Dutch Central Bank and other banks, as well as debt securities used in securities lending or sale and repurchase transactions. They serve to secure margin accounts and are used for other purposes required by law. Pledges are generally conducted under terms that are usual and customary for collateralised transactions including standard sale and repurchase agreements, securities lending and borrowing and derivatives margining. The financial assets pledged are as follows:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial assets pledged as collateral</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Banks</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Cash and balances with central banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">364 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">465 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,007 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,310 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,079 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,334 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through OCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,142 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,320 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities at amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,578 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,468 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">98,917 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118,868 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">596 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">796 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">126,682</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">145,560</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, in some jurisdictions ING Bank N.V. has an obligation to maintain a reserve with central banks. As at 31 December 2022, the minimum mandatory reserve deposits with various central banks amount to EUR 11,108 million (2021: EUR 10,625 million).</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial assets received as collateral<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The financial assets received as collateral that can be sold or repledged in absence of default by the owner of the collateral consists of securities obtained through reverse repurchase transactions and securities borrowing transactions. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These transactions are generally conducted under standard market terms for most repurchase transactions and the recipient of the collateral has unrestricted right to sell or repledge it, provided that the collateral (or equivalent collateral) is returned to the counterparty at term.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial assets received as collateral</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total received collateral available for sale or repledge at fair value</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22,847 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,553 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">103,723 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67,696 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">of which sold or repledged at fair value</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,613 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,330 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66,636 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,366 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Transfer of financial assets<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The majority of ING's financial assets that have been transferred, but do not qualify for derecognition are debt instruments used in securities lending or sale and repurchase transactions.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.967%"><tr><td style="width:1.0%"/><td style="width:38.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Transfer of financial assets not qualifying for derecognition</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities lending</span></td><td colspan="12" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sale and repurchase</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity</span></td><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt</span></td><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity</span></td><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Transferred assets at carrying amount</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,087 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,109 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,357 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,384 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,178 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,863 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">499 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">453 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">527 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,637 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,386 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities at amortised cost</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">435 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">261 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">992 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Associated liabilities at carrying amount</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,245 </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,130 </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,932 </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,538 </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The table includes the associated liabilities which are reported after offsetting, compared to the gross positions of the encumbered assets. </span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The prior period on Financial assets at fair value through other comprehensive income and Securities at amortised cost has been updated to improve consistency and comparability</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table above does not include assets transferred to consolidated securitisation entities as the related assets remain recognised in the consolidated statement of financial position. Transferred financial assets that are derecognised in their entirety are mentioned in Note 49 'Structured entities'.</span></div></div> | |
| CY2022Q4 | ing |
Financial Assets Amounts Not Subject To Enforceable Netting Arrangements
FinancialAssetsAmountsNotSubjectToEnforceableNettingArrangements
|
47234000000 | eur |
| CY2022Q4 | ing |
Financial Assets Statement Of Financial Position
FinancialAssetsStatementOfFinancialPosition
|
110576000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Assets Pledged As Collateral For Liabilities Or Contingent Liabilities
FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
|
126682000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Assets Pledged As Collateral For Liabilities Or Contingent Liabilities
FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
|
145560000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Financial Assets Transferred During Period Which Do Not Qualify For Derecognition Explanatory
DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.967%"><tr><td style="width:1.0%"/><td style="width:38.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.400%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Transfer of financial assets not qualifying for derecognition</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities lending</span></td><td colspan="12" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sale and repurchase</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity</span></td><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt</span></td><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity</span></td><td colspan="6" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Transferred assets at carrying amount</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,087 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,109 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,357 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,384 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,178 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,863 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">499 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">453 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">527 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,637 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,386 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities at amortised cost</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">435 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">261 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">992 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Associated liabilities at carrying amount</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,245 </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,130 </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,932 </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,538 </span></td><td style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The table includes the associated liabilities which are reported after offsetting, compared to the gross positions of the encumbered assets. </span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The prior period on Financial assets at fair value through other comprehensive income and Securities at amortised cost has been updated to improve consistency and comparability</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Offsetting Of Financial Assets And Financial Liabilities Explanatory
DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">43 Offsetting financial assets and liabilities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables include information about rights to offset and the related arrangements. The amounts included consist of all recognised financial instruments that are presented net in the statement of financial position under the IFRS netting criteria (legal right to offset and intention to settle net or to realise the asset and settle the liability simultaneously) and amounts presented gross in the statement of financial position but subject to enforceable master netting arrangements or similar arrangements.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At ING Group amounts that are offset mainly relate to derivatives transactions, sale and repurchase agreements, securities lending agreements and cash pooling arrangements. A significant portion of offsetting is applied to OTC derivatives which are cleared through central clearing parties.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Related amounts not set off in the statement of financial position include transactions where:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">The counterparty has an offsetting exposure and a master netting or similar arrangement is in place with a right to set off only in the event of default, insolvency or bankruptcy, or the offsetting criteria are otherwise not satisfied, and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">In the case of derivatives and securities lending or sale and repurchase agreements, cash and non-cash collateral has been received or pledged to cover net exposure in the event of a default or other predetermined events. The effect of over-collateralisation is excluded. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net amounts resulting after set off are not intended to represent ING’s actual exposure to counterparty risk, as risk management employs a number of credit risk mitigation strategies in addition to netting and collateral arrangements. Reference is made in the Risk Management Credit risk’ section ‘Credit risk mitigation'.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:18.419%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.764%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.458%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.383%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.257%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.557%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.563%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial assets subject to offsetting, enforceable master netting arrangements and similar agreements</span></td></tr><tr style="height:24pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></div></td><td colspan="3" rowspan="2" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial assets</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial liabilities offset in the statement of financial position</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amounts of financial assets presented in the statement of financial position</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Related amounts not offset in the statement of financial position</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amount</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amounts not subject to enforceable netting arrangements</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Statement of financial position total ¹</span></td></tr><tr style="height:45pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial instruments</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash and financial instruments received as collateral</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Statement of financial position line item</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial instrument</span></td><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Loans and advances to banks </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reverse repurchase, securities borrowing and similar agreements</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,576 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,576 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,549 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,820 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,395 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,576</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,576</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,549</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">27</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">16,819</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">19,395</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial assets at fair value through profit or loss</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading and Non-trading</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reverse repurchase, securities borrowing and similar agreements</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51,870 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21,245 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30,625 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,813 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">710 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22,260 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52,886 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">134,253 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-106,523 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,730 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,190 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,525 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,015 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,004 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34,734 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">186,123</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-127,768</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">58,355</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,292</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">34,337</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,726</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">29,264</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">87,619</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Loans and advances to customers </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reverse repurchase, securities borrowing and similar agreements</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">155 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">155 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">155 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,151 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,306 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash pools</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">224,261 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-222,857 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,404 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">74 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">889 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">441 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,404 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">224,416</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-222,857</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,559</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">74</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,044</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">441</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,151</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,710</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other items where offsetting is applied in the statement of financial position </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,750</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-5,899</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">851</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">74</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">777</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">851</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total financial assets</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">419,865</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-356,524</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">63,341</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,440</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">37,930</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,971</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">47,234</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">110,576</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">‘The statement of financial position total’ is the sum of ‘Net amounts of financial assets presented in the statement of financial position’ and ’Amounts not subject to enforceable master netting arrangements’.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2022, the total amount of ‘Loans and advances to banks’ excluding repurchase agreements is EUR 15,709 million which is not subject to offsetting.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2022, the total amount of ‘Loans and advances to customers’ excluding repurchase agreements is EUR 643,587 million of which the net cash pool position of EUR 1,404 million is subject to offsetting.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Other items mainly include amounts to be settled with Central Clearing Counterparties regarding securities and derivatives transactions and is included in ‘Other Assets – Amounts to be settled’ for EUR 5,191 million in the statement of financial position of which EUR 851 million is subject to offsetting as at 31 December 2022.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:18.375%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.806%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.589%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.589%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.589%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.364%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.364%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.240%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.540%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.544%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial assets subject to offsetting, enforceable master netting arrangements and similar agreements</span></td></tr><tr style="height:24pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></div></td><td colspan="3" rowspan="2" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial assets</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial liabilities offset in the statement of financial position</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amounts of financial assets presented in the statement of financial position</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Related amounts not offset in the statement of financial position</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amount</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amounts not subject to enforceable netting arrangements</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Statement of financial position total ¹</span></td></tr><tr style="height:45pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial instruments</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash and financial instruments received as collateral</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Statement of financial position line item</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial instrument</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Loans and advances to banks </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reverse repurchase, securities borrowing and similar agreements</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,930 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,930 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,923 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,473 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,403 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,931</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,930</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,923</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,473</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,403</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial assets at fair value through profit or loss</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading and Non-trading</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reverse repurchase, securities borrowing and similar agreements</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,822 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11,564 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,258 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">168 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31,848 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">243 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,590 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47,848 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52,724 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-38,431 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,293 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,005 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,108 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,180 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,006 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,299 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">96,546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-49,995</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,552</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,172</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">34,956</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,423</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">22,596</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">69,148</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Loans and advances to customers </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reverse repurchase, securities borrowing and similar agreements</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash pools</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">196,328 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-194,522 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,806 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,417 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">369 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,806 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">196,400</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-194,522</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,878</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">19</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,489</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">369</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,878</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Other items where offsetting is applied in the statement of financial position </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,692</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3,470</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">222</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">222</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">222</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total financial assets</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">298,569</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-247,987</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">50,581</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,191</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">38,368</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,022</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">24,069</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">74,650</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">‘The statement of financial position total’ is the sum of ‘Net amounts of financial assets presented in the statement of financial position’ and ’Amounts not subject to enforceable master netting arrangements’.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2021, the total amount of ‘Loans and advances to banks’ excluding repurchase agreements is EUR 20,189 million which is not subject to offsetting.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2021, the total amount of ‘Loans and advances to customers’ excluding repurchase agreements is EUR 624,635 million of which the net cash pool position of EUR 1,806 million is subject to offsetting.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Other items mainly include amounts to be settled with Central Clearing Counterparties regarding securities and derivatives transactions and is included in ‘Other Assets – Amounts to be settled’ for EUR 2,424 million in the statement of financial position of which EUR 222 million is subject to offsetting as at 31 December 2021.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.819%"><tr><td style="width:1.0%"/><td style="width:21.214%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.573%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.540%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.540%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.540%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.112%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.112%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.041%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial liabilities subject to offsetting, enforceable master netting arrangements and similar agreements</span></td></tr><tr style="height:24pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Related amounts not offset in the statement of financial position</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amounts not subject to enforceable netting arrangements</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Statement of financial position total ¹</span></div></td></tr><tr style="height:57pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial assets offset in the statement of financial position</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amounts of financial liabilities presented in the statement of financial position</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial instruments</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash and financial instruments pledged as collateral</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amount</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #808080;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Statement of financial position line item</span></td><td colspan="3" style="border-top:1pt solid #808080;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial instrument</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Deposits from banks </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Repurchase, securities lending and similar agreements</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,809 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,809 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,809</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,809</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Customer deposits </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Repurchase, securities lending and similar agreements</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash pools</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">236,219 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-222,857 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,362 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,310 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,362 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">236,219</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-222,857</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,362</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">52</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,310</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,362</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial liabilities at fair value through profit or loss</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading and Non-trading</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Repurchase, securities lending and similar agreements</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57,871 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21,245 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36,626 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31,868 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,655 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,220 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,846 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">127,937 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-103,988 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,949 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,215 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,964 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">770 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,967 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33,917 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">185,808</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-125,233</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">60,575</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,317</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">36,833</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,425</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">22,187</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">82,762</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Other items where offsetting is applied in the statement of financial position </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8,535</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-8,435</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">70</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total financial liabilities</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">430,561</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-356,524</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">74,037</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,440</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">36,833</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,765</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">25,996</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">100,033</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">‘The statement of financial position total’ is the sum of ‘Net amounts of financial liabilities presented in the statement of financial position’ and ’Amounts not subject to enforceable master netting arrangements’.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2022, the total amount of ‘Deposits from banks’ excluding repurchase agreements is EUR 52,823 million of which EUR 0 million is subject to offsetting.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2022, the total amount of ‘Customers deposits’ excluding repurchase agreements is EUR 640,799 million of which the net cash pool position of EUR 13,362 million is subject to offsetting.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Other items mainly include amounts to be settled with Central Clearing Counterparties regarding securities and derivatives transactions and is included in ‘Other Liabilities – Amounts to be settled’ for EUR 6,715 million in the statement of financial position of which EUR 100 million is subject to offsetting as at 31 December 2022. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.444%"><tr><td style="width:1.0%"/><td style="width:21.298%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.625%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.497%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.497%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.497%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.195%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.195%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.215%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.988%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.993%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial liabilities subject to offsetting, enforceable master netting arrangements and similar agreements</span></td></tr><tr style="height:24pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Related amounts not offset in the statement of financial position</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amounts not subject to enforceable netting arrangements</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Statement of financial position total ¹</span></div></td></tr><tr style="height:68pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial liabilities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial assets offset in the statement of financial position</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amounts of financial liabilities presented in the statement of financial position</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial instruments</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash and financial instruments pledged as collateral</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amount</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #808080;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Statement of financial position line item</span></td><td colspan="3" style="border-top:1pt solid #808080;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial instrument</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Deposits from banks </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Repurchase, securities lending and similar agreements</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">433 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">433 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">426 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,705 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,138 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">436</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">435</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">426</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,705</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,140</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Customer deposits </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Repurchase, securities lending and similar agreements</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash pools</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">207,930 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-194,522 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,408 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,389 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,408 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">207,930</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-194,522</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,408</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">19</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,389</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,408</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial liabilities at fair value through profit or loss</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading and Non-trading</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Repurchase, securities lending and similar agreements</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,883 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11,564 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,319 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">168 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,056 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,416 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,735 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53,778 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-39,053 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,725 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,006 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,326 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,393 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,920 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,646 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">97,661</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-50,617</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">47,044</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,173</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">36,382</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,489</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15,337</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">62,381</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Other items where offsetting is applied in the statement of financial position </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,098</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-2,848</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">252</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total financial liabilities</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">309,125</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-247,987</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">61,138</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,191</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">36,808</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15,139</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">19,041</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">80,179</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">‘The statement of financial position total’ is the sum of ‘Net amounts of financial liabilities presented in the statement of financial position’ and ’Amounts not subject to enforceable master netting arrangements’.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2021, the total amount of ‘Deposits from banks’ excluding repurchase agreements is EUR 80,954 million of which EUR 2 million is subject to offsetting.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2021, the total amount of ‘Customers deposits’ excluding repurchase agreements is EUR 617,400 million of which the net cash pool position of EUR 13,408 million is subject to offsetting.</span></div>4Other items mainly include amounts to be settled with Central Clearing Counterparties regarding securities and derivatives transactions and is included in ‘Other Liabilities – Amounts to be settled’ for EUR 5,082 million in the statement of financial position of which EUR 250 million is subject to offsetting as at 31 December 2021. | |
| CY2022 | ifrs-full |
Disclosure Of Reconciliation Of Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements To Individual Line Items In Statement Of Financial Position Explanatory
DisclosureOfReconciliationOfFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsToIndividualLineItemsInStatementOfFinancialPositionExplanatory
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<div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:18.419%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.764%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.458%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.383%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.257%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.557%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.563%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial assets subject to offsetting, enforceable master netting arrangements and similar agreements</span></td></tr><tr style="height:24pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></div></td><td colspan="3" rowspan="2" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial assets</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial liabilities offset in the statement of financial position</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amounts of financial assets presented in the statement of financial position</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Related amounts not offset in the statement of financial position</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amount</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amounts not subject to enforceable netting arrangements</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Statement of financial position total ¹</span></td></tr><tr style="height:45pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial instruments</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash and financial instruments received as collateral</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Statement of financial position line item</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial instrument</span></td><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Loans and advances to banks </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reverse repurchase, securities borrowing and similar agreements</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,576 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,576 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,549 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,820 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,395 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,576</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,576</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,549</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">27</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">16,819</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">19,395</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial assets at fair value through profit or loss</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading and Non-trading</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reverse repurchase, securities borrowing and similar agreements</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51,870 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21,245 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30,625 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,813 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">710 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22,260 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52,886 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">134,253 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-106,523 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,730 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,190 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,525 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,015 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,004 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34,734 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">186,123</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-127,768</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">58,355</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,292</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">34,337</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,726</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">29,264</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">87,619</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Loans and advances to customers </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reverse repurchase, securities borrowing and similar agreements</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">155 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">155 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">155 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,151 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,306 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash pools</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">224,261 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-222,857 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,404 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">74 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">889 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">441 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,404 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">224,416</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-222,857</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,559</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">74</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,044</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">441</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,151</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,710</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other items where offsetting is applied in the statement of financial position </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,750</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-5,899</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">851</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">74</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">777</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">851</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total financial assets</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">419,865</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-356,524</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">63,341</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,440</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">37,930</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,971</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">47,234</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">110,576</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">‘The statement of financial position total’ is the sum of ‘Net amounts of financial assets presented in the statement of financial position’ and ’Amounts not subject to enforceable master netting arrangements’.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2022, the total amount of ‘Loans and advances to banks’ excluding repurchase agreements is EUR 15,709 million which is not subject to offsetting.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2022, the total amount of ‘Loans and advances to customers’ excluding repurchase agreements is EUR 643,587 million of which the net cash pool position of EUR 1,404 million is subject to offsetting.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Other items mainly include amounts to be settled with Central Clearing Counterparties regarding securities and derivatives transactions and is included in ‘Other Assets – Amounts to be settled’ for EUR 5,191 million in the statement of financial position of which EUR 851 million is subject to offsetting as at 31 December 2022.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:18.375%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.806%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.589%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.589%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.589%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.364%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.364%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.240%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.540%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.544%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial assets subject to offsetting, enforceable master netting arrangements and similar agreements</span></td></tr><tr style="height:24pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></div></td><td colspan="3" rowspan="2" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial assets</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial liabilities offset in the statement of financial position</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amounts of financial assets presented in the statement of financial position</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Related amounts not offset in the statement of financial position</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amount</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amounts not subject to enforceable netting arrangements</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Statement of financial position total ¹</span></td></tr><tr style="height:45pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial instruments</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash and financial instruments received as collateral</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Statement of financial position line item</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial instrument</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Loans and advances to banks </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reverse repurchase, securities borrowing and similar agreements</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,930 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,930 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,923 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,473 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,403 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,931</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,930</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,923</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,473</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,403</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial assets at fair value through profit or loss</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading and Non-trading</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reverse repurchase, securities borrowing and similar agreements</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,822 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11,564 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,258 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">168 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31,848 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">243 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,590 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47,848 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52,724 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-38,431 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,293 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,005 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,108 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,180 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,006 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,299 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">96,546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-49,995</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,552</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,172</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">34,956</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,423</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">22,596</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">69,148</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Loans and advances to customers </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reverse repurchase, securities borrowing and similar agreements</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash pools</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">196,328 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-194,522 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,806 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,417 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">369 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,806 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">196,400</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-194,522</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,878</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">19</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,489</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">369</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,878</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Other items where offsetting is applied in the statement of financial position </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,692</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3,470</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">222</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">222</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">222</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total financial assets</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">298,569</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-247,987</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">50,581</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,191</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">38,368</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,022</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">24,069</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">74,650</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">‘The statement of financial position total’ is the sum of ‘Net amounts of financial assets presented in the statement of financial position’ and ’Amounts not subject to enforceable master netting arrangements’.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2021, the total amount of ‘Loans and advances to banks’ excluding repurchase agreements is EUR 20,189 million which is not subject to offsetting.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2021, the total amount of ‘Loans and advances to customers’ excluding repurchase agreements is EUR 624,635 million of which the net cash pool position of EUR 1,806 million is subject to offsetting.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Other items mainly include amounts to be settled with Central Clearing Counterparties regarding securities and derivatives transactions and is included in ‘Other Assets – Amounts to be settled’ for EUR 2,424 million in the statement of financial position of which EUR 222 million is subject to offsetting as at 31 December 2021.</span></div> | |
| CY2022Q4 | ifrs-full |
Gross Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements
GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements
|
419865000000 | eur |
| CY2022Q4 | ifrs-full |
Gross Financial Liabilities Set Off Against Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements
GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements
|
356524000000 | eur |
| CY2022Q4 | ifrs-full |
Net Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position
NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition
|
63341000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Instruments Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets
FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets
|
18440000000 | eur |
| CY2022Q4 | ifrs-full |
Cash Collateral Received Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets
CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets
|
37930000000 | eur |
| CY2022Q4 | ifrs-full |
Net Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements
NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements
|
6971000000 | eur |
| CY2021Q4 | ifrs-full |
Gross Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements
GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements
|
298569000000 | eur |
| CY2021Q4 | ifrs-full |
Gross Financial Liabilities Set Off Against Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements
GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements
|
247987000000 | eur |
| CY2021Q4 | ifrs-full |
Net Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position
NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition
|
50581000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Instruments Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets
FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets
|
9191000000 | eur |
| CY2021Q4 | ifrs-full |
Cash Collateral Received Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets
CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets
|
38368000000 | eur |
| CY2021Q4 | ifrs-full |
Net Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements
NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements
|
3022000000 | eur |
| CY2021Q4 | ing |
Financial Assets Amounts Not Subject To Enforceable Netting Arrangements
FinancialAssetsAmountsNotSubjectToEnforceableNettingArrangements
|
24069000000 | eur |
| CY2021Q4 | ing |
Financial Assets Statement Of Financial Position
FinancialAssetsStatementOfFinancialPosition
|
74650000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Reconciliation Of Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements To Individual Line Items In Statement Of Financial Position Explanatory
DisclosureOfReconciliationOfFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsToIndividualLineItemsInStatementOfFinancialPositionExplanatory
|
<div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.819%"><tr><td style="width:1.0%"/><td style="width:21.214%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.573%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.540%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.540%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.540%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.164%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.112%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.112%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.041%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial liabilities subject to offsetting, enforceable master netting arrangements and similar agreements</span></td></tr><tr style="height:24pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Related amounts not offset in the statement of financial position</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amounts not subject to enforceable netting arrangements</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Statement of financial position total ¹</span></div></td></tr><tr style="height:57pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial assets offset in the statement of financial position</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amounts of financial liabilities presented in the statement of financial position</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial instruments</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash and financial instruments pledged as collateral</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amount</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #808080;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Statement of financial position line item</span></td><td colspan="3" style="border-top:1pt solid #808080;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial instrument</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #808080;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Deposits from banks </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Repurchase, securities lending and similar agreements</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,809 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,809 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,809</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,809</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Customer deposits </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Repurchase, securities lending and similar agreements</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash pools</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">236,219 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-222,857 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,362 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,310 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,362 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">236,219</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-222,857</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,362</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">52</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,310</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,362</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial liabilities at fair value through profit or loss</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading and Non-trading</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Repurchase, securities lending and similar agreements</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57,871 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21,245 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36,626 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31,868 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,655 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,220 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,846 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">127,937 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-103,988 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,949 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,215 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,964 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">770 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,967 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33,917 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">185,808</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-125,233</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">60,575</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,317</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">36,833</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,425</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">22,187</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">82,762</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Other items where offsetting is applied in the statement of financial position </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8,535</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-8,435</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">70</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total financial liabilities</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">430,561</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-356,524</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">74,037</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,440</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">36,833</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,765</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">25,996</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">100,033</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">‘The statement of financial position total’ is the sum of ‘Net amounts of financial liabilities presented in the statement of financial position’ and ’Amounts not subject to enforceable master netting arrangements’.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2022, the total amount of ‘Deposits from banks’ excluding repurchase agreements is EUR 52,823 million of which EUR 0 million is subject to offsetting.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2022, the total amount of ‘Customers deposits’ excluding repurchase agreements is EUR 640,799 million of which the net cash pool position of EUR 13,362 million is subject to offsetting.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Other items mainly include amounts to be settled with Central Clearing Counterparties regarding securities and derivatives transactions and is included in ‘Other Liabilities – Amounts to be settled’ for EUR 6,715 million in the statement of financial position of which EUR 100 million is subject to offsetting as at 31 December 2022. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.444%"><tr><td style="width:1.0%"/><td style="width:21.298%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.625%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.497%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.497%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.497%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.195%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.195%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.215%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.988%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.993%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial liabilities subject to offsetting, enforceable master netting arrangements and similar agreements</span></td></tr><tr style="height:24pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Related amounts not offset in the statement of financial position</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amounts not subject to enforceable netting arrangements</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Statement of financial position total ¹</span></div></td></tr><tr style="height:68pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial liabilities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross amounts of recognised financial assets offset in the statement of financial position</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amounts of financial liabilities presented in the statement of financial position</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial instruments</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash and financial instruments pledged as collateral</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net amount</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #808080;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Statement of financial position line item</span></td><td colspan="3" style="border-top:1pt solid #808080;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial instrument</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Deposits from banks </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Repurchase, securities lending and similar agreements</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">433 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">433 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">426 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,705 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,138 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">436</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">435</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">426</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,705</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,140</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Customer deposits </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Repurchase, securities lending and similar agreements</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash pools</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">207,930 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-194,522 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,408 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,389 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,408 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">207,930</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-194,522</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,408</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">19</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,389</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,408</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial liabilities at fair value through profit or loss</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading and Non-trading</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Repurchase, securities lending and similar agreements</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,883 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11,564 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,319 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">168 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,056 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,416 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,735 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53,778 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-39,053 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,725 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,006 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,326 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,393 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,920 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,646 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">97,661</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-50,617</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">47,044</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,173</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">36,382</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,489</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15,337</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">62,381</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Other items where offsetting is applied in the statement of financial position </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,098</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-2,848</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">252</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total financial liabilities</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">309,125</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-247,987</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">61,138</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,191</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">36,808</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15,139</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">19,041</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">80,179</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">‘The statement of financial position total’ is the sum of ‘Net amounts of financial liabilities presented in the statement of financial position’ and ’Amounts not subject to enforceable master netting arrangements’.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2021, the total amount of ‘Deposits from banks’ excluding repurchase agreements is EUR 80,954 million of which EUR 2 million is subject to offsetting.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">At 31 December 2021, the total amount of ‘Customers deposits’ excluding repurchase agreements is EUR 617,400 million of which the net cash pool position of EUR 13,408 million is subject to offsetting.</span></div>4Other items mainly include amounts to be settled with Central Clearing Counterparties regarding securities and derivatives transactions and is included in ‘Other Liabilities – Amounts to be settled’ for EUR 5,082 million in the statement of financial position of which EUR 250 million is subject to offsetting as at 31 December 2021. | |
| CY2022Q4 | ifrs-full |
Gross Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements
GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements
|
430561000000 | eur |
| CY2022Q4 | ifrs-full |
Gross Financial Assets Set Off Against Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements
GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements
|
356524000000 | eur |
| CY2022Q4 | ifrs-full |
Net Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position
NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition
|
74037000000 | eur |
| CY2022Q4 | ifrs-full |
Financial Instruments Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities
FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities
|
18440000000 | eur |
| CY2022Q4 | ifrs-full |
Cash Collateral Pledged Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities
CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities
|
36833000000 | eur |
| CY2022Q4 | ifrs-full |
Net Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements
NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements
|
18765000000 | eur |
| CY2022Q4 | ing |
Financial Liabilities Amounts Not Subject To Enforceable Netting Arrangements
FinancialLiabilitiesAmountsNotSubjectToEnforceableNettingArrangements
|
25996000000 | eur |
| CY2022Q4 | ing |
Financial Liabilities Statement Of Financial Position
FinancialLiabilitiesStatementOfFinancialPosition
|
100033000000 | eur |
| CY2021Q4 | ifrs-full |
Gross Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements
GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements
|
309125000000 | eur |
| CY2021Q4 | ifrs-full |
Gross Financial Assets Set Off Against Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements
GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements
|
247987000000 | eur |
| CY2021Q4 | ifrs-full |
Net Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position
NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition
|
61138000000 | eur |
| CY2021Q4 | ifrs-full |
Financial Instruments Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities
FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities
|
9191000000 | eur |
| CY2021Q4 | ifrs-full |
Cash Collateral Pledged Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities
CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities
|
36808000000 | eur |
| CY2021Q4 | ifrs-full |
Net Financial Liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements
NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements
|
15139000000 | eur |
| CY2021Q4 | ing |
Financial Liabilities Amounts Not Subject To Enforceable Netting Arrangements
FinancialLiabilitiesAmountsNotSubjectToEnforceableNettingArrangements
|
19041000000 | eur |
| CY2021Q4 | ing |
Financial Liabilities Statement Of Financial Position
FinancialLiabilitiesStatementOfFinancialPosition
|
80179000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Contingent Liabilities Explanatory
DisclosureOfContingentLiabilitiesExplanatory
|
<div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">44 Contingent liabilities and commitments<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the normal course of business, ING Group is party to activities where risks are not reflected in whole or in part in the consolidated financial statements. In response to the needs of its customers, the Group offers financial products related to loans. These products include traditional off-balance sheet credit-related financial instruments.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:77.020%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.839%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.841%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Contingent liabilities and commitments</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Contingent liabilities in respect of</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Guarantees</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,859 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26,461 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Irrevocable letters of credit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,682 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,851 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">44,544</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">43,319</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Guarantees issued by ING Groep N.V.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">336 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">316 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Irrevocable facilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">161,940 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">144,167 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">206,820</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">187,802</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Guarantees relate both to credit and non-credit substitute guarantees. Credit substitute guarantees are guarantees given by ING Group in respect of credit granted to customers by a third party. Many of them are expected to expire without being drawn on and therefore do not necessarily represent future cash outflows.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Irrevocable letters of credit mainly secure payments to third parties for a customer’s foreign and domestic trade transactions in order to finance a shipment of goods. ING Group’s credit risk in these transactions is limited since these transactions are collateralised by the commodity shipped and are of a short duration.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other contingent liabilities include acceptances of bills and are of a short-term nature. Other contingent liabilities also include contingent liabilities resulting from the operations of the Real Estate business including obligations under development and construction contracts.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Irrevocable facilities mainly constitute unused portions of irrevocable credit facilities granted to corporate clients. Many of these facilities are for a fixed duration and bear interest at a floating rate. ING Group’s credit risk and interest rate risk in these transactions is limited. The unused portion of irrevocable credit facilities is partly secured by customers’ assets or counter-guarantees by the central governments and other public sector entities under the regulatory requirements. Irrevocable facilities also include commitments made to purchase securities to be issued by governments and private issuers.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 31 December 2022, ING Groep N.V. guarantees various US dollar debentures (that mature between 2023 and 2036) which were issued by a subsidiary of Voya Financial Inc. In accordance with the Shareholder’s agreement, the net exposure of ING Groep N.V. as at 31 December 2022 was nil, as the outstanding principal amount of the US dollar debentures was fully covered with collateral of EUR 344 million(2021: EUR 320 million) pledged by Voya Financial Inc</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition to the items included in contingent liabilities, ING Group has issued certain guarantees as participant in collective arrangements of national banking funds and as a participant in required collective guarantee schemes which apply in different countries. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Bank N.V. provided a guarantee to the German Deposit Guarantee Fund (‘Einlagensicherungsfonds’ or ESF) under section 5 (10) of the by-laws of this fund, where ING Bank N.V. indemnifies the Association of German Banks Berlin against any losses it might incur as result of actions taken with respect to ING Germany. The ESF is a voluntary collective guarantee scheme for retail savings and deposits in excess of EUR 100,000.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore we refer to Note 45 'Legal proceedings' for any contingent liabilities in respect of legal proceedings.</span></div></div> | |
| CY2022 | ifrs-full |
Disclosure Of Commitments And Contingent Liabilities Explanatory
DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:77.020%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.839%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.841%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Contingent liabilities and commitments</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Contingent liabilities in respect of</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Guarantees</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,859 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26,461 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Irrevocable letters of credit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,682 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,851 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">44,544</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">43,319</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Guarantees issued by ING Groep N.V.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">336 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">316 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Irrevocable facilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">161,940 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">144,167 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">206,820</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">187,802</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022Q4 | ifrs-full |
Estimated Financial Effect Of Contingent Liabilities
EstimatedFinancialEffectOfContingentLiabilities
|
44544000000 | eur |
| CY2021Q4 | ifrs-full |
Estimated Financial Effect Of Contingent Liabilities
EstimatedFinancialEffectOfContingentLiabilities
|
43319000000 | eur |
| CY2022Q4 | ing |
Guarantees Issued
GuaranteesIssued
|
336000000 | eur |
| CY2021Q4 | ing |
Guarantees Issued
GuaranteesIssued
|
316000000 | eur |
| CY2022Q4 | ing |
Irrevocable Facilities
IrrevocableFacilities
|
161940000000 | eur |
| CY2021Q4 | ing |
Irrevocable Facilities
IrrevocableFacilities
|
144167000000 | eur |
| CY2022Q4 | ing |
Contingent Liabilities And Commitments
ContingentLiabilitiesAndCommitments
|
206820000000 | eur |
| CY2021Q4 | ing |
Contingent Liabilities And Commitments
ContingentLiabilitiesAndCommitments
|
187802000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Business Combinations Explanatory
DisclosureOfBusinessCombinationsExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">46 Consolidated companies and businesses acquired and divested<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Acquisitions<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There were no significant acquisitions in 2022, 2021 or 2020.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Divestments 2022<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING announced at 13 December 2022 that it has sold their interest (80%) in Intersoftware Holding BV to the </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Sky Group/ DIAS and realised a transaction result of EUR 11.0 million which consists of a profit of EUR 7.0 on sale of InterSoftware Holding BV and the release of the redemption liability of EUR 3.0 million. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Divestments 2021<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 18 February 2021 ING announced the intention to withdraw from the retail banking market in the Czech Republic. The decision to discontinue Czech Retail Banking entails the closure of retail customer accounts /mutual funds and the sale of assets comprising the related government bond portfolio. ING’s retail customers in the Czech Republic have received a welcome offer from Raiffeisenbank Czech Republic. ING’s departure from the Czech Retail banking market resulted in EUR 2.5 billion saving accounts being transferred to Raiffeisenbank and the government bond portfolio with a carrying amount of EUR 0.5 billion being sold in the second quarter of 2021. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At 12 July 2021, ING announced that it has reached an agreement to transfer ING’s Retail Banking operations in Austria to Bank99. Under the terms of the agreement, approximately EUR 1.7 billion of savings deposits and approximately EUR 1.0 billion of mortgages, approximately EUR 0.4 billion other personal lending and approximately EUR 0.4 billion loans to banks of ING Austria have been transferred to Bank99. In December 2021 the transaction was completed and a loss on disposal of EUR 26 million was realised. In 2022 some final closing activities resulted in an additional loss of EUR 1 million. ING Austria was included in the segment Retail Challengers & Growth Markets.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2021, ING and the board of Makelaarsland agreed to continue Makelaarsland independently. The new board will take over all clients and employees, and services to clients will continue unchanged. The negative result on disposal of group companies from this management buyout amounted to approximately EUR 3 million.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 28 October 2021 ING announced that its subsidiary Payvision will start phasing out its services as a payment service provider and acquirer. In 2021, Payvision recognised an impairment loss of intangible assets of EUR 44 million, mainly with respect to Brand, IT and Customer relationships and an impairment loss of the deferred tax asset of EUR 14 million.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has been active in the French retail banking market since 2000 as an online bank. In December 2021 ING announced that it will leave the retail banking market in France in order to sharpen the focus of its business portfolio. ING and Boursorama (a subsidiary of Société Générale) have signed an agreement to offer the attractive services to retail customers of ING in France.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The contract allows ING customers to join Boursorama and benefit from a simplified account opening process and exclusive offers. The agreement also includes the transfer to Boursorama of ‘assurance'vie’ (investment products) contracts, for which ING acts as a broker with Generali Vie. Home loans </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">and consumer loans are not included in the agreement and the portfolio will continue to be managed by ING.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The agreement follows ING’s announcement in December 2021 to exit the French retail banking market. The exit is finalised end of 2022. ING’s departure from the France retail banking market is proceeding well with EUR 9.7 billion saving accounts already transferred to Boursorama. ING will continue its Wholesale Banking activities in France, with a focus on strengthening its position and the ambition to be the go-to bank for sustainable finance.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:54.850%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.583%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.583%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.584%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Most significant companies disposed in 2021</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Makelaarsland BV & Above BV</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">ING Austria Retail Banking</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total divested</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Sales Proceeds</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sales proceeds</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-cash proceeds</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash proceeds</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash outflow / inflow on disposal</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,404 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,404 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amounts due from banks</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">378 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">378 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Miscalleneous other assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Customer deposits and other funds on deposit</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,725 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,725 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Miscallaneous other liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">58 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">% disposed</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net assets disposed</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">56</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">58</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result on disposal</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-26</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-29</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2020 there were no significant divestments.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Analysis Of Single Amount Of Discontinued Operations Explanatory
DisclosureOfAnalysisOfSingleAmountOfDiscontinuedOperationsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:54.850%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.583%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.583%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.584%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Most significant companies disposed in 2021</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Makelaarsland BV & Above BV</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">ING Austria Retail Banking</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total divested</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Sales Proceeds</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sales proceeds</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-cash proceeds</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash proceeds</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash outflow / inflow on disposal</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,404 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,404 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amounts due from banks</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">378 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">378 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Miscalleneous other assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Customer deposits and other funds on deposit</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,725 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,725 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Miscallaneous other liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">58 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">% disposed</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net assets disposed</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">56</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">58</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:13pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result on disposal</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-26</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-29</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Interests In Other Entities Explanatory
DisclosureOfInterestsInOtherEntitiesExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">47 Principal subsidiaries, investments in associates and joint ventures<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For the majority of ING’s principal subsidiaries, ING Groep N.V. has control because it either directly or indirectly owns more than half of the voting power. For subsidiaries in which the interest held is below 50%, control exists based on the combination of ING’s financial interest and its rights from other contractual arrangements which result in control over the operating and financial policies of the entity.</span></div><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For each of the subsidiaries listed, the voting rights held equal the proportion of ownership interest and consolidation by ING is based on the majority of ownership.</span></div><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For the principal investments in associates and joint ventures ING Group has significant influence but not control. Significant influence generally results from a shareholding of between 20% and 50% of the voting rights, but also the ability to participate in the financial and operating policies through situations including, but not limited to one or more of the following:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Representation on the board of directors;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Participation in the policymaking process; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Interchange of managerial personnel.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The principal subsidiaries, investments in associates and joint ventures of ING Groep N.V. and their statutory place of incorporation or primary place of business are as follows:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.430%"><tr><td style="width:1.0%"/><td style="width:38.246%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.340%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:21.761%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.075%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.078%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Principal subsidiaries, investments in associates and joint ventures</span></td></tr><tr style="height:26pt"><td colspan="3" rowspan="2" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:0 1pt"/><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Proportion of ownership and interest held by the group</span></td></tr><tr style="height:26pt"><td colspan="15" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Subsidiary</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Statutory place of Incorporation</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Country of operation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amsterdam</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">the Netherlands</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Bank Mendes Gans N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amsterdam</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">the Netherlands</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Belgium S.A./N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Brussels</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Luxembourg S.A.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Luxembourg City</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Luxembourg</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING-DiBa AG</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Frankfurt am Main</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Germany</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank Slaski S.A.</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Katowice</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Poland</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Financial Holdings Corporation</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Delaware</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">United States of America</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank A.S.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Istanbul</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Turkey</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank (Australia) Ltd</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sydney</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Australia</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Commercial Finance B.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amsterdam</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">the Netherlands</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Groenbank N.V.</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amsterdam</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">the Netherlands</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Investments in associates and joint ventures</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">TMBThanachart Bank Public Company Ltd</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Bangkok</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Thailand</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23 </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23 </span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The shares of the non-controlling interest stake of 25% are listed on the Warsaw Stock Exchange, for summarised financial information we refer to Note 35 'Information on geographical areas'.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Reference is made to Note 8 'Investment in associates and joint ventures'.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Information About Consolidated Structured Entities Explanatory
DisclosureOfInformationAboutConsolidatedStructuredEntitiesExplanatory
|
<span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">48 Structured entities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group’s activities involve transactions with various structured entities (SE) in the normal course of its business. A structured entity is an entity that has been designed so that voting or similar rights are not the dominant factor in deciding who controls the entity, such as when any voting rights relate to administrative tasks only and the relevant activities are directed by means of contractual arrangements. ING Group’s involvement in these entities varies and includes both debt financing and equity financing of these entities as well as other relationships. Based on its accounting policies, as disclosed in the section Principles of valuation and determination of results of these financial statements, ING establishes whether these involvements result in no significant influence, significant influence, joint control or control over the structured entity.</span><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The structured entities over which ING can exercise control are consolidated. ING may provide support to these consolidated structured entities as and when appropriate. However, this is fully reflected in the consolidated financial statements of ING Group as all assets and liabilities of these entities are included and off-balance sheet commitments are disclosed.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING’s activities involving structured entities are explained below in the following categories:</span></div><div style="margin-top:15pt;padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:0.67pt">Consolidated ING originated securitisation programmes;</span></div><div style="margin-top:15pt;padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:0.67pt">Consolidated ING originated Covered bond programme (CBC);</span></div><div style="margin-top:15pt;padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:0.67pt">Consolidated ING sponsored Securitisation programme (Mont Blanc);</span></div><div style="margin-top:15pt;padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4.</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:0.67pt">Unconsolidated Securitisation programme; and</span></div><div style="margin-top:15pt;padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:0.67pt">Other structured entities.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1. Consolidated ING originated securitisation programmes<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group enters into liquidity management securitisation programmes in order to obtain funding and improve liquidity. Within the programme ING Group sells ING originated assets to a structured entity. The underlying exposures include residential mortgages and SME loans in the Netherlands, Belgium, Spain, Italy, Australia and Germany.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The structured entity issues securitised notes (traditional securitisations) which are eligible collateral for central bank liquidity purposes. In most programmes ING Group acts as investor of the securitised notes. ING Group continues to consolidate these structured entities if it is deemed to control the entities.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The structured entity issues securitisation notes in two or more tranches, of which the senior tranche obtains a high rating (AAA or AA) by a rating agency. The tranche can subsequently be used by ING Group as collateral in the money market for secured borrowings.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group originated various securitisations, as at 31 December 2022, these consisted of approximately EUR 65 billion (2021: EUR 74 billion) of senior and subordinated notes, of which approximately EUR 1 billion (2021: EUR 1 billion) were issued externally. The underlying exposures are residential mortgages and SME loans. Apart from the third party funding, these securitisations did not impact ING Group’s Consolidated statement of financial position and profit or loss.</span></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2022, there are no non-controlling interests as part of the securitisation structured entities that are significant to ING Group. ING Group for the majority of the securitisation vehicles provides the funding for the entity except for EUR 1 billion (2021: EUR 1 billion).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition ING Group originated various securitisations for liquidity management optimisation purposes. As at 31 December 2022, these consisted of EUR 444 million (2021: EUR 662 million) of senior secured portfolio loans, which have been issued to ING subsidiaries in Germany. The underlying exposures are senior loans to large corporations and financial institutions, and real estate finance loans, mainly in the Netherlands. These securitisations did not impact ING Group’s consolidated statement of financial position and profit or loss.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">2. Consolidated ING originated Covered bond programme (CBC)<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group has entered into a covered bond programme. Under the covered bond programme ING issues bonds. The payment of interest and principal is guaranteed by the ING administered structured entities, ING Covered Bond Company B.V., and ING SB Covered Bond Company B.V. In order for these entities to fulfil their guarantee, ING legally transfers mainly Dutch mortgage loans originated by ING. Furthermore ING offers protection against deterioration of the mortgage loans. The entities are consolidated by ING Group.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Covered bond programme</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fair value pledged mortgage loans</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dutch Covered Bond Companies</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,379 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,586 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">21,379</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">16,586</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #929292;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:143%">In addition, subsidiaries of ING in Germany, Belgium and Australia also issued covered bonds with pledged mortgages loans of approximately EUR 24,880 million (2021: EUR 22,597 million) in total.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For the covered bond programme, third-party investors in securities issued by the structured entity have recourse to the assets of the entity and to the assets of ING Group.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">3. Consolidated ING sponsored Securitisation programme (Mont Blanc)<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the normal course of business, ING Group structures financing transactions for its clients by assisting them in obtaining sources of liquidity by selling the clients’ receivables or other financial assets to a Special Purpose Vehicle (SPV). The senior positions in these transactions may be funded by the ING administered multi seller Asset Backed Commercial Paper (ABCP) conduit Mont Blanc Capital Corp. (rated A-1/P-1). Mont Blanc Capital Corp. funds itself externally in the ABCP markets. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In its role as administrative agent, ING Group facilitates these transactions by acting as administrative agent, swap counterparty and liquidity provider to Mont Blanc Capital Corp. ING Group also provides support </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">facilities (i.e. liquidity) backing the transactions funded by the conduit. The types of asset currently in the Mont Blanc conduit include trade receivables, consumer finance receivables, car leases and residential mortgages.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group supports the commercial paper programmes by providing Mont Blanc Capital Corp. with short-term liquidity facilities. Once drawn these facilities bear normal credit risk. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The liquidity facilities, provided to Mont Blanc are EUR 2,446 million (2021: EUR 2,581 million). The drawn liquidity amount is nil as at 31 December 2022 (2021: nil).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The standby liquidity facilities are reported under irrevocable facilities. All facilities, which vary in risk profile, are granted to the Mont Blanc Capital Corp. subject to normal ING Group credit and liquidity risk analysis procedures. The fees received for services provided and for facilities are charged subject to market conditions.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">4. Unconsolidated Securitisation programme<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2013 ING transferred financial assets (mortgage loans) for an amount of approximately EUR 2 billion to a special purpose vehicle (SPV). The transaction resulted in full derecognition of the financial assets from ING’s statement of financial position. Following this transfer ING continues to have two types of on-going involvement in the transferred assets: as counterparty to the SPE of a non-standard interest rate swap and as servicer of the transferred assets. ING has an option to unwind the transaction by redeeming all notes at their principal outstanding amount, in the unlikely event of changes in accounting and/or regulatory requirements that significantly impact the transaction. The fair value of the swap held by ING at 31 December 2022 amounted to EUR -40 million(2021: EUR -34 million); fair value changes on this swap recognised in the statement of profit or loss in 2022 were EUR -6 million (2021: EUR 0 million). Service fee income recognised, for the role as administrative agent, in the statement of profit or loss in 2022 amounted to EUR 1 million (2021: EUR 1 million). The cumulative income recognised in profit or loss since derecognition amounts to EUR 18 million (2021: EUR 17 million).</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">5. Other structured entities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the normal course of business, ING Group enters into transactions with structured entities as counterparty. Predominantly in its structured finance operations, ING can be instrumental in facilitating the creation of these structured entity counterparties. These entities are generally not included in the consolidated financial statements of ING Group, as ING facilitates these transactions as administrative agent by providing structuring, accounting, funding, lending, and operation services.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group offers various investment fund products to its clients. ING Group does not invest in these investment funds for its own account nor acts as the fund manager.</span></div></div> | |
| CY2022Q4 | ing |
Fair Value Pledged Mortgage Loans
FairValuePledgedMortgageLoans
|
21379000000 | eur |
| CY2021Q4 | ing |
Fair Value Pledged Mortgage Loans
FairValuePledgedMortgageLoans
|
16586000000 | eur |
| CY2013 | ifrs-full |
Assets Transferred To Structured Entities At Time Of Transfer
AssetsTransferredToStructuredEntitiesAtTimeOfTransfer
|
2000000000 | eur |
| CY2022 | ifrs-full |
Income From Structured Entities
IncomeFromStructuredEntities
|
18000000 | eur |
| CY2021 | ifrs-full |
Income From Structured Entities
IncomeFromStructuredEntities
|
17000000 | eur |
| CY2022 | ifrs-full |
Disclosure Of Related Party Explanatory
DisclosureOfRelatedPartyExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">49 Related parties<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the normal course of business, ING Group enters into various transactions with related parties. Parties are considered to be related if one party has the ability to control or exercise significant influence over the other party in making financial or operating decisions. Related parties of ING Group include, among others, its subsidiaries, associates, joint ventures, key management personnel, and various defined benefit and contribution plans. For post-employment benefit plans, reference is made to Note 36 'Pensions and other post-employment benefits' Transactions between related parties include rendering or receiving of services, leases, transfers under finance arrangements and provisions of guarantees or collateral. All transactions with related parties took place at conditions customary in the market. There are no significant provisions for doubtful debts or individually significant bad debt expenses recognised on outstanding balances with related parties.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Subsidiaries</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.381%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.160%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Transactions with ING Groep N.V.'s main subsidiaries</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65,704 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56,349 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income received</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,426 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,158 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses paid</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Transactions between ING Groep N.V. and its subsidiaries are eliminated on consolidation. Reference is made to Note 47 'Principal subsidiaries, investments in associates and joint ventures' for a list of principal subsidiaries and their statutory place of incorporation. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Assets from ING’s subsidiaries mainly comprise long-term funding. Liabilities to ING’s subsidiaries mainly comprise short-term deposits.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Associates and joint ventures</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:61.805%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.176%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Transactions with ING Group’s main associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Associates</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Joint ventures</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">121 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">115 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">309 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">417 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Off-balance sheet commitments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income received</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #929292;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses paid</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Assets, liabilities, commitments, and income related to Associates and joint ventures result from transactions which are executed as part of the normal Banking business.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Key management personnel compensation<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Executive Board of ING Groep N.V., the Management Board Banking and the Supervisory Board are considered Key Management personnel of ING Group. In 2022 and 2021, the three members of the Executive Board of ING Groep N.V. were also members of the Management Board Banking.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Transactions with key management personnel, including their compensation are included in the tables below.</span></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.729%"><tr><td style="width:1.0%"/><td style="width:57.602%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.298%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.456%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.244%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Key management personnel compensation (Executive Board and Management Board Banking)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2022</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR thousands</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Executive Board of ING Groep N.V. </span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Management Board Banking </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fixed Compensation</span></td><td colspan="3" style="border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #808080;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Base salary</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,220 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,969 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,189 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Collective fixed allowances </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,011 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,073 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,084 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Pension costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">116 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">186 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Severance benefits</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">932 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">932 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Variable compensation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Upfront cash</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">803 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">803 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Upfront shares</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">268 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">803 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,071 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deferred cash</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,204 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,204 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deferred shares</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">401 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,204 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,605 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other emoluments </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">296 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">638 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">934 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total compensation</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,266</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,742</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,008</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Excluding members of the Management Board Banking that are also members of the Executive Board of ING Groep N.V.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The collective fixed allowances consist of two savings allowances applicable to employees in the Netherlands; an individual savings allowance of 3.5% and a collective savings allowance to compensate for loss of pension benefits with respect to salary in excess of EUR 114,866.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">This includes amongst others: housing, school/tuition fees, international health insurance, relocation costs and tax and financial planning.</span></div><div style="text-indent:14.17pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="text-indent:14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:63.660%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.646%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.646%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.648%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Key management personnel compensation (Executive Board and Management Board Banking)</span></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Executive Board of ING Groep N.V. </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Management Board Banking </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1,4</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:30pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2021</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR thousands</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fixed Compensation</span></td><td colspan="3" style="border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #808080;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Base salary</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,836 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,024 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,860 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Collective fixed allowances </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">954 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,214 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,168 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Pension costs</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">116 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">180 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Severance benefits</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,075 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,075 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Variable compensation</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Upfront cash</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">664 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">664 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Upfront shares</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">265 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">691 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">956 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deferred cash</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">997 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">997 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deferred shares</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">398 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,036 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,434 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other emoluments </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">5</span></div></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">274 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">959 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,233 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total compensation</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,791</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,776</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,567</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Excluding members of the Management Board Banking that are also members of the Executive Board of ING Groep N.V.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The collective fixed allowances consist of two savings allowances applicable to employees in the Netherlands; an individual savings allowance of 3.5% and a collective savings allowance to compensate for loss of pension benefits with respect to salary in excess of EUR 112,189.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">In 2021 one member of the Executive Board joined ING during the year. The table includes compensation earned in the capacity as Executive Board member as of the appointment at the AGM on 26 April 2021.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">One member of the Management Board Banking left ING during the reporting year 2021. In line with applicable regulation a severance payment was granted.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">This includes amongst others: housing, school/tuition fees, international health insurance, relocation costs and tax and financial planning.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING indemnifies the members of the EB against direct financial losses in connection with claims from third parties filed, or threatened to be filed, against them by virtue of their service as a member of the EB, as far as permitted by law, on the conditions laid down in the Articles of Association and their commission contract. ING has taken out liability insurance for the members of the EB.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In accordance with the Articles of Association ING indemnifies the members of the Supervisory Board as far as legally permitted against direct financial losses in connection with claims from third parties filed or threatened to be filed against them by virtue of their service as a member of the Supervisory Board.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Key management personnel compensation is generally included in Staff expenses in the statement of profit or loss. The total remuneration of the Executive Board and Management Board Banking is disclosed in the table above. Under IFRS, certain components of variable remuneration are not recognised in the statement of profit or loss directly, but are allocated over the vesting period of the award. The comparable amount </span></div></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">recognised in Staff expenses in 2022 relating to the fixed expenses of 2022 and the vesting of variable remuneration of earlier performance years, i</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">s EUR 14 million in 20</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">22 (2021: EUR 13 million). </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below shows the total of fixed remuneration, expense allowances and attendance fees for the Supervisory Board in 2022 and 2021.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.173%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.175%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Key management personnel compensation (Supervisory Board)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR thousands</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total compensation</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,048 </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">994 </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Loans and advance to key management personnel<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 31 December 2022 Loans and advances outstanding to key management personnel amounted to EUR 2.7 million (2021: EUR 2.4 million) and loan commitments to key management personnel amounted to EUR 203 thousand (2021: EUR 197 thousand). Total interest received in 2022 on these loans and advances amounted to EUR 62 thousand (EUR 37 thousand). </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These loans and advances and loan commitments (1) were made in the ordinary course of business, (2) were granted on conditions that are comparable to those of loans and advances granted to all employees and (3) did not involve more than the normal risk of collectability or present other unfavourable features. Loans and advances to members of the Executive Board and Management Board Banking are compliant with the standards set out in the DNB guidelines for loans to officers and directors of a regulated entity, such as ING.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Deposits outstanding to key management personnel<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 31 December 2022 Deposits outstanding from key management personnel amounted to EUR 11.5 million (2021: EUR 6.1 million). Total interest paid in 2022 on these deposits amounted to EUR 36 thousand (2021: EUR 14 thousand).</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">ING shares held by key management personnel</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:69.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.583%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.584%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Number of ING Groep N.V. shares and stock options to key management personnel</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Groep N.V. shares</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in numbers</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Executive Board members</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108,217 </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91,853 </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Management Board Banking</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">294,574 </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">237,525 </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Supervisory Board members</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,295 </span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,295 </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total number of shares and stock options</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">408,086 </span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">334,673 </span></td></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Significant Investments In Subsidiaries Explanatory
DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:80.381%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.159%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.160%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Transactions with ING Groep N.V.'s main subsidiaries</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65,704 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56,349 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income received</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,426 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,158 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses paid</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:0 1pt"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Information About Key Management Personnel Explanatory
DisclosureOfInformationAboutKeyManagementPersonnelExplanatory
|
<div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.729%"><tr><td style="width:1.0%"/><td style="width:57.602%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.298%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.456%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.244%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Key management personnel compensation (Executive Board and Management Board Banking)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2022</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR thousands</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Executive Board of ING Groep N.V. </span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Management Board Banking </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fixed Compensation</span></td><td colspan="3" style="border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #808080;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Base salary</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,220 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,969 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,189 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Collective fixed allowances </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,011 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,073 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,084 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Pension costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">116 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">186 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Severance benefits</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">932 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">932 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Variable compensation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Upfront cash</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">803 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">803 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Upfront shares</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">268 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">803 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,071 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deferred cash</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,204 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,204 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deferred shares</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">401 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,204 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,605 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other emoluments </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">296 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">638 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">934 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total compensation</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,266</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,742</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,008</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Excluding members of the Management Board Banking that are also members of the Executive Board of ING Groep N.V.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The collective fixed allowances consist of two savings allowances applicable to employees in the Netherlands; an individual savings allowance of 3.5% and a collective savings allowance to compensate for loss of pension benefits with respect to salary in excess of EUR 114,866.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">This includes amongst others: housing, school/tuition fees, international health insurance, relocation costs and tax and financial planning.</span></div><div style="text-indent:14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:63.660%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.646%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.646%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.648%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Key management personnel compensation (Executive Board and Management Board Banking)</span></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Executive Board of ING Groep N.V. </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Management Board Banking </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1,4</span></div></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:30pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2021</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR thousands</span></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fixed Compensation</span></td><td colspan="3" style="border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #808080;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #808080;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Base salary</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,836 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,024 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,860 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Collective fixed allowances </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">954 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,214 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,168 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Pension costs</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">116 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">180 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Severance benefits</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,075 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,075 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Variable compensation</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Upfront cash</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">664 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">664 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Upfront shares</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">265 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">691 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">956 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deferred cash</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">997 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">997 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Deferred shares</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">398 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,036 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,434 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">– Other emoluments </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">5</span></div></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">274 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">959 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,233 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total compensation</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,791</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,776</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,567</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Excluding members of the Management Board Banking that are also members of the Executive Board of ING Groep N.V.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The collective fixed allowances consist of two savings allowances applicable to employees in the Netherlands; an individual savings allowance of 3.5% and a collective savings allowance to compensate for loss of pension benefits with respect to salary in excess of EUR 112,189.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">In 2021 one member of the Executive Board joined ING during the year. The table includes compensation earned in the capacity as Executive Board member as of the appointment at the AGM on 26 April 2021.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">One member of the Management Board Banking left ING during the reporting year 2021. In line with applicable regulation a severance payment was granted.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">This includes amongst others: housing, school/tuition fees, international health insurance, relocation costs and tax and financial planning.</span></div> | |
| CY2022 | ifrs-full |
Key Management Personnel Compensation Shortterm Employee Benefits
KeyManagementPersonnelCompensationShorttermEmployeeBenefits
|
9189000 | eur |
| CY2022 | ing |
Key Management Personnel Compensation Collective Fixed Allowances
KeyManagementPersonnelCompensationCollectiveFixedAllowances
|
2084000 | eur |
| CY2022 | ifrs-full |
Key Management Personnel Compensation Postemployment Benefits
KeyManagementPersonnelCompensationPostemploymentBenefits
|
186000 | eur |
| CY2022 | ifrs-full |
Key Management Personnel Compensation Termination Benefits
KeyManagementPersonnelCompensationTerminationBenefits
|
932000 | eur |
| CY2022 | ing |
Key Management Personnel Compensation Upfront Cash
KeyManagementPersonnelCompensationUpfrontCash
|
803000 | eur |
| CY2022 | ifrs-full |
Key Management Personnel Compensation Sharebased Payment
KeyManagementPersonnelCompensationSharebasedPayment
|
1071000 | eur |
| CY2022 | ing |
Key Management Personnel Compensation Deferred Cash
KeyManagementPersonnelCompensationDeferredCash
|
1204000 | eur |
| CY2022 | ing |
Key Management Personnel Compensation Deferred Shares
KeyManagementPersonnelCompensationDeferredShares
|
1605000 | eur |
| CY2022 | ing |
Key Management Personnel Compensation Other Variable Compensation
KeyManagementPersonnelCompensationOtherVariableCompensation
|
934000 | eur |
| CY2022 | ifrs-full |
Key Management Personnel Compensation
KeyManagementPersonnelCompensation
|
18008000 | eur |
| CY2022 | ing |
Individual Savings Allowance Percentage
IndividualSavingsAllowancePercentage
|
0.035 | |
| CY2022 | ing |
Collective Saving Allowances For Loss Pension Benefits
CollectiveSavingAllowancesForLossPensionBenefits
|
114866 | eur |
| CY2021 | ifrs-full |
Key Management Personnel Compensation Shortterm Employee Benefits
KeyManagementPersonnelCompensationShorttermEmployeeBenefits
|
8860000 | eur |
| CY2021 | ing |
Key Management Personnel Compensation Collective Fixed Allowances
KeyManagementPersonnelCompensationCollectiveFixedAllowances
|
2168000 | eur |
| CY2021 | ifrs-full |
Key Management Personnel Compensation Postemployment Benefits
KeyManagementPersonnelCompensationPostemploymentBenefits
|
180000 | eur |
| CY2021 | ifrs-full |
Key Management Personnel Compensation Termination Benefits
KeyManagementPersonnelCompensationTerminationBenefits
|
1075000 | eur |
| CY2021 | ing |
Key Management Personnel Compensation Upfront Cash
KeyManagementPersonnelCompensationUpfrontCash
|
664000 | eur |
| CY2021 | ifrs-full |
Key Management Personnel Compensation Sharebased Payment
KeyManagementPersonnelCompensationSharebasedPayment
|
956000 | eur |
| CY2021 | ing |
Key Management Personnel Compensation Deferred Cash
KeyManagementPersonnelCompensationDeferredCash
|
997000 | eur |
| CY2021 | ing |
Key Management Personnel Compensation Deferred Shares
KeyManagementPersonnelCompensationDeferredShares
|
1434000 | eur |
| CY2021 | ing |
Key Management Personnel Compensation Other Variable Compensation
KeyManagementPersonnelCompensationOtherVariableCompensation
|
1233000 | eur |
| CY2021 | ifrs-full |
Key Management Personnel Compensation
KeyManagementPersonnelCompensation
|
17567000 | eur |
| CY2021 | ing |
Individual Savings Allowance Percentage
IndividualSavingsAllowancePercentage
|
0.035 | |
| CY2021 | ing |
Collective Saving Allowances For Loss Pension Benefits
CollectiveSavingAllowancesForLossPensionBenefits
|
112189 | eur |
| CY2022 | ing |
Disclosure Of Detailed Information About Capital Management Explanatory
DisclosureOfDetailedInformationAboutCapitalManagementExplanatory
|
<div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">50 Capital management<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Objectives<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Group Treasury (“GT”) Balance Sheet & Capital Management, is responsible for maintaining the adequate capitalisation of ING Group and ING Bank entities, to manage the risk associated with ING’s business activities. This involves not only managing, planning and allocating capital within ING Group, ING Bank and its various entities, but also helping to execute necessary capital market transactions, term (capital) funding and risk management transactions. ING takes an integrated approach to assess the adequacy of its capital position in relation to its risk profile and operating environment. This means GT Balance Sheet & Capital Management takes into account both regulatory and internal, economic based metrics and requirements as well as the interests of key stakeholders such as shareholders and rating agencies. ING manages capital using the IFRS-EU equity position as a basis.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING applies the following main capital definitions:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Common equity Tier 1 capital (CET1) - is defined as shareholders’ equity less regulatory adjustments. CET1 capital divided by risk-weighted assets equals the CET1 ratio.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Tier 1 capital – is defined as CET1 capital plus Additional Tier 1 (hybrid) securities and other regulatory adjustments. Tier 1 capital divided by risk-weighted assets equals the Tier 1 capital ratio.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Total capital – is Tier 1 capital plus subordinated Tier 2 liabilities and regulatory adjustments. Total capital divided by risk-weighted assets equals the Total capital ratio.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">CET1 ratio target – is built on the CET1 requirements specified for ING, potential increase in the regulatory requirement of the Countercyclical Buffer, the potential impact of a standardised and pre-determined stress scenario and general uncertainties.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Leverage ratio (LR) – is defined as Tier 1 capital divided by the leverage exposure.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Total Loss Absorbing Capacity (TLAC) – is Total capital plus senior unsecured bonds and amortisations. TLAC ratios are based on both risk-weighted assets and leverage exposure. </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Minimum Required Eligible Liabilities (MREL) – is Total capital plus senior unsecured bonds and amortisations. MREL ratios are based on both risk-weighted assets and leverage exposure. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Capital developments<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING’s capital position remained strong despite the challenging economic and geopolitical environment. At both the consolidated and entity level, ING has sufficient buffers to withstand various stressed scenarios. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING’s CET1 target level of around 12.50% is well above the prevailing Maximum Distributable Amount (MDA) level of 10.58%, implying a management buffer of about 190 basis points. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING’s capital ratios at the end of the year decreased compared to 2021 primarily due to additional distributions and higher risk-weighted assets. ING distributed an additional EUR 1.25 billion and EUR 1.5 </span></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">billion as next steps to converge the CET1 ratio towards ING’s CET1 target by 2025. Risk-weighted assets were mainly impacted by rating downgrades on Russia-related exposure, currency movements, the implementation of EBA guidelines on the treatment of structural FX positions, and model impacts. Model impacts reflect the introduction of a risk-weight floor on Dutch residential mortgages by the Dutch Central Bank as well as ongoing redevelopment of internal models and EBA guidelines.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Groep N.V. has a CET1 ratio of 14.5% at 31 December 2022 versus an overall SREP requirement (including buffer requirements) of 10.58%. The Group’s Tier 1 ratio decreased to 16.4%. The Total capital ratio decreased from 21.0% to 19.4% compared to last year. </span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:77.537%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.581%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.582%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group capital position according to CRR II / CRD V</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Shareholders’ equity </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,909</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53,919</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interim profits not included in CET1 capital </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,411</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,568</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Other adjustments</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-537</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,590</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory adjustments</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,948</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4,159</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Available common equity Tier 1 capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">47,961</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">49,760</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additional Tier 1 securities </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,295</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,808</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory adjustments additional Tier </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Available Tier 1 capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">54,316</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">56,618</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Supplementary capital Tier 2 bonds </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,046</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,341</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory adjustments Tier 2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-32</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-158</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Available Total capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">64,330</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">65,801</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Risk weighted assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">331,520</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">313,064</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Common equity Tier 1 ratio</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">14.47</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15.89</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 ratio</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16.38 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18.09 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total capital ratio</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19.40 </span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21.02 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Shareholders' equity is determined in accordance with IFRS-EU.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">All T2 securities are CRR/CRD V-compliant for 2022 (2021: EUR 153 million was subject to CRR/CRD IV grandfathering rules).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In accordance with the applicable regulation, credit and operational risk models used in the capital ratios calculations are not audited.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Distribution<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING’s distribution policy is a pay-out ratio of 50% of resilient net profit. Resilient net profit is defined as net profit adjusted for significant items not linked to the normal course of business. The 50% pay-out may be in the form of cash, or a combination of cash and share repurchases, with the majority in cash. Additional distributions to be considered periodically, taking into account alternative opportunities, macro-economic circumstances and the outcome of our capital planning.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For 2022, the resilient net profit amounts to EUR 4,038 million (IFRS-EU net result: 3,674 million), of which EUR 2,019 million was reserved for distribution outside of CET1 capital reflecting ING’s distribution policy of a 50% pay-out ratio. Resilient net profit includes a positive adjustment to the net profit of EUR 363 million related to hyperinflation accounting according to IAS 29 in the consolidation of our subsidiary in Turkey and the impairment of the goodwill allocated to Turkey. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Following ING’s distribution policy of a 50% pay-out ratio on resilient net profit: </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">A final dividend over 2021 of EUR 0.41 per share was paid was paid after shareholders’ approval at the Annual General Meeting in April 2022. </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">An interim dividend over 2022 of EUR 0.17 per share was paid on 15 August 2022.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">The Board has proposed to pay a final cash dividend over 2022 of EUR 0.389 per share. This is subject to the approval by shareholders at the Annual General Meeting in April 2023.</span></div><div style="margin-top:0.52pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition to this, </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING distributed an additional EUR 1.25 billion and EUR 1.5 billion:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">An additional EUR 1.25 billion by means of a cash distribution of EUR 0.232 per share which was paid on 18 May 2022 and a share buyback programme by which a total number of 40.7 million ordinary shares for the amount of EUR 380 million had been repurchased between 12 May and 14 July 2022.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">•</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">An additional distribution of EUR 1.5 billion, by means of a share buyback programme by which a total number of 107.0 million ordinary shares for the amount of EUR 1.2 billion had been repurchased between 3 November and 28 December 2022 and the remaining amount has been paid in cash (EUR 0.082 per share) to shareholders on 16 January 2023</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Processes for managing capital<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">GT Balance Sheet & Capital Management ensures adherence to ING’s solvency risk appetite statements by planning and executing capital management transactions. The ongoing assessment and monitoring of capital adequacy is embedded in the capital planning process as part of the ICAAP framework. As part of the dynamic business planning process, ING prepares a capital and funding plan on a regular basis for all its material businesses and assesses continuously the timing, need and feasibility for capital management </span></div></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">actions in scope of its execution strategy. Sufficient financial flexibility should be preserved to meet important financial objectives. Risk appetite statements are at the foundation of the capital plan and are cascaded to the different businesses in line with ING’s risk management framework. Contingency capital measures and early warning indicators are in place in conjunction with ING’s contingency and recovery plan to support the strategy in times of stress.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Adverse planning and stress testing, which reflect the outcome of the annual risk assessment, are integral components of ING’s risk and capital management framework. It allows to (i) identify and assess potential vulnerabilities in ING’s businesses, business model, portfolios or operating environment; (ii) understand the sensitivities of the core assumptions used in ING’s strategic and capital plan; and (iii) improve decision-making and business steering through balancing risk and return following a forward looking and prudent management approach.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Regulatory requirements<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Capital adequacy and the use of required regulatory capital are based on the guidelines developed by the Basel Committee on Banking Supervision (The Basel Committee) and the European Union Directives, as implemented by the Dutch Central Bank and the ECB for supervisory purposes. In 2010, the Basel Committee issued new solvency and liquidity requirements that superseded Basel II, implemented in the EU via CRR / CRD. In accordance with the CRR the minimum Pillar 1 capital requirements applicable to ING Group are: a CET1 ratio of 4.5%, a Tier 1 ratio of 6.0% and a Total capital ratio of 8.0% of risk-weighted assets.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The overall SREP CET1 requirement (including buffer requirements) for ING Group at a consolidated level increased slightly during 2022 due to announcements in the Countercyclical Buffer and was 10.58% at the end of 2022. This requirement is the sum of a 4.5% Pillar I requirement, a 0.98% Pillar II requirement, a 2.5% Capital Conservation Buffer (CCB), a 0.10% Countercyclical Buffer (CCyB) (based on December 2022 positions) and a 2.5% O-SII buffer that is set separately for Dutch systemic banks by the Dutch Central Bank (De Nederlandsche Bank). This requirement excludes the Pillar II guidance, which is not disclosed.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Maximum Distributable Amount (MDA) trigger level stood at 10.58% in 2022 for CET1, 12.41% for Tier 1 Capital and 14.85% for Total Capital. These MDA levels are in line with the application of Art.104a in CRD V, which allows ING to partly fulfil the total Pillar II requirement (1.75%) with Additional Tier 1 and Tier 2 securities. As per 1 January 2023 a MDA requirement on the leverage ratio of 3.5% applies to ING Group. In the event that ING Group breaches an MDA level, ING may face restrictions on dividend payments, coupons on AT1 securities and payment of variable remuneration.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Ratings<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING’s credit ratings and outlook are shown in the table below. Each of these ratings reflects only the view of the applicable rating agency at the time the rating was issued, and any explanation of the significance of a rating may be obtained only from the rating agency.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:86.132%"><tr><td style="width:1.0%"/><td style="width:50.426%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.057%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.057%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.060%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Main credit ratings of ING at 31 December 2022</span></td></tr><tr><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">S&P</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Moody’s</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fitch</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">ING Groep N.V.</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Issuer rating</span></td><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Long-term</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">A-</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">A+</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Short-term</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">A-2</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">F1</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Outlook</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Stable</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Stable 1)</span></div></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Stable</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Senior unsecured rating</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">A-</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baa1</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">A+</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Outlook refers to the senior unsecured rating.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A security rating is not a recommendation to buy, sell or hold securities and each rating should be evaluated independently of other ratings. There is no assurance that any credit rating will remain in effect for any given period of time or that a rating will not be lowered, suspended or withdrawn entirely by the rating agency if, in the rating agency’s judgment, circumstances so warrant. ING accepts no responsibility for the accuracy or reliability of the ratings.</span></div></div> | |
| CY2022Q3 | ifrs-full |
Dividends Paid
DividendsPaid
|
1250000000 | eur |
| CY2021 | ing |
Supplementary Capital Tier Bonds As Per Crrcrdiv Grandfathering Rules
SupplementaryCapitalTierBondsAsPerCRRCRDIVGrandfatheringRules
|
153000000 | eur |
| CY2022 | ing |
Hyperinflationary Accounting Net Profit Loss
HyperinflationaryAccountingNetProfitLoss
|
363000000 | eur |
| CY2021Q4 | ifrs-full |
Dividends Paid Ordinary Shares Per Share
DividendsPaidOrdinarySharesPerShare
|
0.41 | |
| CY2022Q3 | ifrs-full |
Dividends Paid Ordinary Shares Per Share
DividendsPaidOrdinarySharesPerShare
|
0.17 | |
| CY2022Q3 | ifrs-full |
Dividends Paid
DividendsPaid
|
1250000000 | eur |
| CY2022Q3 | ifrs-full |
Dividends Paid
DividendsPaid
|
1250000000 | eur |
| CY2022Q2 | ifrs-full |
Dividends Paid Ordinary Shares Per Share
DividendsPaidOrdinarySharesPerShare
|
0.232 | |
| CY2022Q3 | ing |
Share Buyback Programme Shares
ShareBuybackProgrammeShares
|
40700000 | shares |
| CY2022Q3 | ifrs-full |
Purchase Of Treasury Shares
PurchaseOfTreasuryShares
|
380000000 | eur |
| CY2022Q4 | ing |
Share Buyback Programme Shares
ShareBuybackProgrammeShares
|
107000000.0 | shares |
| CY2022Q4 | ifrs-full |
Purchase Of Treasury Shares
PurchaseOfTreasuryShares
|
1200000000 | eur |
| CY2022 | ifrs-full |
Maturity Analysis For Nonderivative Financial Liabilities
MaturityAnalysisForNonderivativeFinancialLiabilities
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.430%"><tr><td style="width:1.0%"/><td style="width:57.220%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.319%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.319%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.319%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.323%"/><td style="width:0.1%"/></tr><tr style="height:14pt"><td colspan="15" style="background-color:#ff6200;padding:0 1pt 0 4.97pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Subordinated loans</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debenture loans</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Less than 1 year</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="border-top:1pt solid #a7a7a7;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,639 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,963 </span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 to 2 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,570 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,590 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2 to 3 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,250 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,565 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3 to 4 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,716 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,250 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4 to 5 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,563 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,177 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Longer than 5 years</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,113 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,125 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,872 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,728 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maturity not applicable</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,329 </span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,843 </span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">16,441</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15,967</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">41,609</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">34,273</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></td></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Events After Reporting Period Explanatory
DisclosureOfEventsAfterReportingPeriodExplanatory
|
52 Subsequent events On 6 February 2023, a devastating earthquake with multiple aftershocks struck southern and central Turkey and northern and western Syria causing a significant tragedy for the people and is causing disruption to business and economic activity in the region. This qualifies as a non-adjusting subsequent event. |
