2024 Q4 Form 10-Q Financial Statement

#000121390024098172 Filed on November 14, 2024

View on sec.gov

Income Statement

Concept 2024 Q4 2024 Q3 2023 Q3
Revenue
YoY Change
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $53.00K $59.00K
YoY Change -10.17% -13.24%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $2.064M
YoY Change 355.63%
% of Operating Profit
Other Income/Expense, Net -$23.00K -$17.00K
YoY Change 35.29%
Pretax Income -$21.00K -$244.0K
YoY Change -91.39% -149.9%
Income Tax -$6.000K -$69.00K
% Of Pretax Income
Net Earnings -$15.00K -$175.0K
YoY Change -91.43% -146.92%
Net Earnings / Revenue
Basic Earnings Per Share $0.00 -$0.02
Diluted Earnings Per Share $0.00 -$0.02
COMMON SHARES
Basic Shares Outstanding 8.087M shares 8.087M shares 8.087M shares
Diluted Shares Outstanding 8.087M shares 8.099M shares

Balance Sheet

Concept 2024 Q4 2024 Q3 2023 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $17.27M $12.59M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $4.216M $4.397M
YoY Change -4.12% -3.66%
Goodwill $947.0K
YoY Change 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $375.7M $356.8M
YoY Change 5.29% 7.82%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $164.0K
YoY Change 1390.91%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $164.0K
YoY Change 1390.91%
LONG-TERM LIABILITIES
Long-Term Debt $0.00
YoY Change
Other Long-Term Liabilities $1.797M
YoY Change 11.61%
Total Long-Term Liabilities $1.797M
YoY Change 11.61%
TOTAL LIABILITIES
Total Short-Term Liabilities $164.0K
Total Long-Term Liabilities $1.797M
Total Liabilities $327.4M $307.1M
YoY Change 6.61% 9.97%
SHAREHOLDERS EQUITY
Retained Earnings $17.31M $19.21M
YoY Change -9.87% -6.73%
Common Stock $86.00K $86.00K
YoY Change 0.0% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $3.969M $3.969M
YoY Change 0.0% 13.14%
Treasury Stock Shares
Shareholders Equity $48.22M $49.65M
YoY Change
Total Liabilities & Shareholders Equity $375.7M $356.8M
YoY Change 5.29% 7.82%

Cashflow Statement

Concept 2024 Q4 2024 Q3 2023 Q3
OPERATING ACTIVITIES
Net Income -$15.00K -$175.0K
YoY Change -91.43% -146.92%
Depreciation, Depletion And Amortization $53.00K $59.00K
YoY Change -10.17% -13.24%
Cash From Operating Activities -$1.407M -$570.0K
YoY Change 146.84% -230.73%
INVESTING ACTIVITIES
Capital Expenditures $2.000K $21.00K
YoY Change -90.48% -69.57%
Acquisitions
YoY Change
Other Investing Activities -$3.524M
YoY Change -82.95%
Cash From Investing Activities $213.0K -$3.545M
YoY Change -106.01% -82.9%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities $176.0K $8.534M
YoY Change -97.94% 174.58%
NET CHANGE
Cash From Operating Activities -$1.407M -$570.0K
Cash From Investing Activities $213.0K -$3.545M
Cash From Financing Activities $176.0K $8.534M
Net Change In Cash -$1.018M $4.419M
YoY Change -123.04% -125.71%
FREE CASH FLOW
Cash From Operating Activities -$1.407M -$570.0K
Capital Expenditures $2.000K $21.00K
Free Cash Flow -$1.409M -$591.0K
YoY Change 138.41% -261.04%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
CY2024Q3 us-gaap Preferred Stock Value
PreferredStockValue
usd
CY2024Q3 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
shares
CY2024Q2 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
shares
CY2024Q2 us-gaap Preferred Stock Value
PreferredStockValue
usd
CY2024Q3 dei Document Type
DocumentType
10-Q
CY2024Q3 dei Document Quarterly Report
DocumentQuarterlyReport
true
CY2024Q3 dei Document Period End Date
DocumentPeriodEndDate
2024-09-30
CY2024Q3 dei Document Transition Report
DocumentTransitionReport
false
CY2024Q3 dei Entity File Number
EntityFileNumber
0-51176
CY2024Q3 dei Entity Registrant Name
EntityRegistrantName
KENTUCKY FIRST FEDERAL BANCORP
CY2024Q3 dei Entity Incorporation State Country Code
EntityIncorporationStateCountryCode
X1
CY2024Q3 dei Entity Tax Identification Number
EntityTaxIdentificationNumber
61-1484858
CY2024Q3 dei Entity Address Address Line1
EntityAddressAddressLine1
655 Main Street
CY2024Q3 dei Entity Address City Or Town
EntityAddressCityOrTown
Hazard
CY2024Q3 dei Entity Address State Or Province
EntityAddressStateOrProvince
KY
CY2024Q3 dei Entity Address Postal Zip Code
EntityAddressPostalZipCode
41702
CY2024Q3 dei City Area Code
CityAreaCode
(502)
CY2024Q3 dei Local Phone Number
LocalPhoneNumber
223-1638
CY2024Q3 dei Security12b Title
Security12bTitle
Common Stock, $0.01 par value per share
CY2024Q3 dei Trading Symbol
TradingSymbol
KFFB
CY2024Q3 dei Security Exchange Name
SecurityExchangeName
NASDAQ
CY2024Q3 dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
CY2024Q3 dei Entity Interactive Data Current
EntityInteractiveDataCurrent
Yes
CY2024Q3 dei Entity Filer Category
EntityFilerCategory
Non-accelerated Filer
CY2024Q3 dei Entity Small Business
EntitySmallBusiness
true
CY2024Q3 dei Entity Emerging Growth Company
EntityEmergingGrowthCompany
false
CY2024Q3 dei Entity Shell Company
EntityShellCompany
false
CY2024Q4 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
8086715 shares
CY2024Q3 us-gaap Cash And Due From Banks
CashAndDueFromBanks
2876000 usd
CY2024Q2 us-gaap Cash And Due From Banks
CashAndDueFromBanks
1913000 usd
CY2024Q3 us-gaap Federal Funds Sold
FederalFundsSold
720000 usd
CY2024Q2 us-gaap Federal Funds Sold
FederalFundsSold
703000 usd
CY2024Q3 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
13673000 usd
CY2024Q2 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
15671000 usd
CY2024Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
17269000 usd
CY2024Q2 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
18287000 usd
CY2024Q3 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
9416000 usd
CY2024Q2 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
9648000 usd
CY2024Q3 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
195000 usd
CY2024Q2 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
203000 usd
CY2024Q3 us-gaap Held To Maturity Securities Noncurrent
HeldToMaturitySecuritiesNoncurrent
199000 usd
CY2024Q2 us-gaap Held To Maturity Securities Noncurrent
HeldToMaturitySecuritiesNoncurrent
213000 usd
CY2024Q3 kffb Loans Held For Sale
LoansHeldForSale
1502000 usd
CY2024Q2 kffb Loans Held For Sale
LoansHeldForSale
110000 usd
CY2024Q3 us-gaap Allowance For Doubtful Accounts Receivable Current
AllowanceForDoubtfulAccountsReceivableCurrent
2141000 usd
CY2024Q2 us-gaap Allowance For Doubtful Accounts Receivable Current
AllowanceForDoubtfulAccountsReceivableCurrent
2127000 usd
CY2024Q3 us-gaap Accounts Receivable Net Noncurrent
AccountsReceivableNetNoncurrent
333175000 usd
CY2024Q2 us-gaap Accounts Receivable Net Noncurrent
AccountsReceivableNetNoncurrent
333025000 usd
CY2024Q3 us-gaap Real Estate Investments
RealEstateInvestments
10000 usd
CY2024Q2 us-gaap Real Estate Investments
RealEstateInvestments
10000 usd
CY2024Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
4216000 usd
CY2024Q2 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
4267000 usd
CY2024Q3 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
4439000 usd
CY2024Q2 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
4230000 usd
CY2024Q3 us-gaap Interest Receivable
InterestReceivable
1277000 usd
CY2024Q2 us-gaap Interest Receivable
InterestReceivable
1169000 usd
CY2024Q3 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
2936000 usd
CY2024Q2 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
2915000 usd
CY2024Q3 us-gaap Prepaid Taxes
PrepaidTaxes
194000 usd
CY2024Q2 us-gaap Prepaid Taxes
PrepaidTaxes
219000 usd
CY2024Q3 us-gaap Prepaid Expense And Other Assets Noncurrent
PrepaidExpenseAndOtherAssetsNoncurrent
1017000 usd
CY2024Q2 us-gaap Prepaid Expense And Other Assets Noncurrent
PrepaidExpenseAndOtherAssetsNoncurrent
875000 usd
CY2024Q3 us-gaap Assets
Assets
375650000 usd
CY2024Q2 us-gaap Assets
Assets
374968000 usd
CY2024Q3 kffb Savings
Savings
47269000 usd
CY2024Q2 kffb Savings
Savings
47390000 usd
CY2024Q3 kffb Certificates Of Deposit
CertificatesOfDeposit
176222000 usd
CY2024Q2 kffb Certificates Of Deposit
CertificatesOfDeposit
176572000 usd
CY2024Q3 us-gaap Demand Deposit Accounts
DemandDepositAccounts
31424000 usd
CY2024Q2 us-gaap Demand Deposit Accounts
DemandDepositAccounts
32177000 usd
CY2024Q3 us-gaap Deposits
Deposits
254915000 usd
CY2024Q2 us-gaap Deposits
Deposits
256139000 usd
CY2024Q3 us-gaap Federal Home Loan Bank Advances Long Term
FederalHomeLoanBankAdvancesLongTerm
70055000 usd
CY2024Q2 us-gaap Federal Home Loan Bank Advances Long Term
FederalHomeLoanBankAdvancesLongTerm
68988000 usd
CY2024Q3 us-gaap Advance Payments By Borrowers For Taxes And Insurance
AdvancePaymentsByBorrowersForTaxesAndInsurance
1242000 usd
CY2024Q2 us-gaap Advance Payments By Borrowers For Taxes And Insurance
AdvancePaymentsByBorrowersForTaxesAndInsurance
909000 usd
CY2024Q3 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
242000 usd
CY2024Q2 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
176000 usd
CY2024Q3 us-gaap Deferred Income Tax Liabilities Net
DeferredIncomeTaxLiabilitiesNet
166000 usd
CY2024Q2 us-gaap Deferred Income Tax Liabilities Net
DeferredIncomeTaxLiabilitiesNet
113000 usd
CY2024Q3 us-gaap Other Liabilities
OtherLiabilities
807000 usd
CY2024Q2 us-gaap Other Liabilities
OtherLiabilities
646000 usd
CY2024Q3 us-gaap Liabilities
Liabilities
327427000 usd
CY2024Q2 us-gaap Liabilities
Liabilities
326971000 usd
CY2024Q3 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
500000 shares
CY2024Q2 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
500000 shares
CY2024Q3 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2024Q2 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2024Q3 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
20000000 shares
CY2024Q2 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
20000000 shares
CY2024Q3 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2024Q2 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2024Q3 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
8596064 shares
CY2024Q2 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
8596064 shares
CY2024Q3 us-gaap Common Stock Value
CommonStockValue
86000 usd
CY2024Q2 us-gaap Common Stock Value
CommonStockValue
86000 usd
CY2024Q3 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
34891000 usd
CY2024Q2 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
34891000 usd
CY2024Q3 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
17310000 usd
CY2024Q2 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
17325000 usd
CY2024Q3 us-gaap Treasury Stock Common Shares
TreasuryStockCommonShares
509349 shares
CY2024Q2 us-gaap Treasury Stock Common Shares
TreasuryStockCommonShares
509349 shares
CY2024Q3 us-gaap Treasury Stock Value
TreasuryStockValue
3969000 usd
CY2024Q2 us-gaap Treasury Stock Value
TreasuryStockValue
3969000 usd
CY2024Q3 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-95000 usd
CY2024Q2 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-336000 usd
CY2024Q3 us-gaap Stockholders Equity
StockholdersEquity
48223000 usd
CY2024Q2 us-gaap Stockholders Equity
StockholdersEquity
47997000 usd
CY2024Q3 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
375650000 usd
CY2024Q2 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
374968000 usd
CY2024Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
4265000 usd
CY2023Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
3459000 usd
CY2024Q3 us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
81000 usd
CY2023Q3 us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
99000 usd
CY2024Q3 us-gaap Interest Income Other Domestic Deposits
InterestIncomeOtherDomesticDeposits
274000 usd
CY2023Q3 us-gaap Interest Income Other Domestic Deposits
InterestIncomeOtherDomesticDeposits
176000 usd
CY2024Q3 us-gaap Interest Income Operating
InterestIncomeOperating
4620000 usd
CY2023Q3 us-gaap Interest Income Operating
InterestIncomeOperating
3734000 usd
CY2024Q3 us-gaap Interest Expense Demand Deposit Accounts
InterestExpenseDemandDepositAccounts
9000 usd
CY2023Q3 us-gaap Interest Expense Demand Deposit Accounts
InterestExpenseDemandDepositAccounts
8000 usd
CY2024Q3 us-gaap Interest Expense Savings Deposits
InterestExpenseSavingsDeposits
50000 usd
CY2023Q3 us-gaap Interest Expense Savings Deposits
InterestExpenseSavingsDeposits
57000 usd
CY2024Q3 kffb Interest Expense Certificates Of Deposit
InterestExpenseCertificatesOfDeposit
1876000 usd
CY2023Q3 kffb Interest Expense Certificates Of Deposit
InterestExpenseCertificatesOfDeposit
1151000 usd
CY2024Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
1935000 usd
CY2023Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
1216000 usd
CY2024Q3 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
815000 usd
CY2023Q3 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
848000 usd
CY2024Q3 us-gaap Interest Expense Operating
InterestExpenseOperating
2750000 usd
CY2023Q3 us-gaap Interest Expense Operating
InterestExpenseOperating
2064000 usd
CY2024Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
1870000 usd
CY2023Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
1670000 usd
CY2024Q3 us-gaap Provision For Other Credit Losses
ProvisionForOtherCreditLosses
15000 usd
CY2023Q3 us-gaap Provision For Other Credit Losses
ProvisionForOtherCreditLosses
6000 usd
CY2024Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
1855000 usd
CY2023Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
1664000 usd
CY2024Q3 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
22000 usd
CY2023Q3 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
21000 usd
CY2024Q3 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
60000 usd
CY2023Q3 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
-1000 usd
CY2023Q3 us-gaap Gain Loss On Sale Of Other Assets
GainLossOnSaleOfOtherAssets
4000 usd
CY2024Q3 us-gaap Noninterest Income Other
NoninterestIncomeOther
55000 usd
CY2023Q3 us-gaap Noninterest Income Other
NoninterestIncomeOther
50000 usd
CY2024Q3 us-gaap Noninterest Income
NoninterestIncome
137000 usd
CY2023Q3 us-gaap Noninterest Income
NoninterestIncome
74000 usd
CY2024Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
1186000 usd
CY2023Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
1242000 usd
CY2024Q3 us-gaap Communication
Communication
164000 usd
CY2023Q3 us-gaap Communication
Communication
133000 usd
CY2024Q3 us-gaap Occupancy Net
OccupancyNet
137000 usd
CY2023Q3 us-gaap Occupancy Net
OccupancyNet
142000 usd
CY2024Q3 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
63000 usd
CY2023Q3 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
35000 usd
CY2024Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
34000 usd
CY2023Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
38000 usd
CY2024Q3 us-gaap Advertising Expense
AdvertisingExpense
42000 usd
CY2023Q3 us-gaap Advertising Expense
AdvertisingExpense
39000 usd
CY2024Q3 kffb Outside Service Fees
OutsideServiceFees
70000 usd
CY2023Q3 kffb Outside Service Fees
OutsideServiceFees
78000 usd
CY2024Q3 us-gaap Professional Fees
ProfessionalFees
80000 usd
CY2023Q3 us-gaap Professional Fees
ProfessionalFees
65000 usd
CY2024Q3 us-gaap Nonoperating Income Expense
NonoperatingIncomeExpense
-23000 usd
CY2023Q3 us-gaap Nonoperating Income Expense
NonoperatingIncomeExpense
-17000 usd
CY2024Q3 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
21000 usd
CY2023Q3 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
23000 usd
CY2024Q3 us-gaap Taxes Excluding Income And Excise Taxes
TaxesExcludingIncomeAndExciseTaxes
28000 usd
CY2023Q3 us-gaap Taxes Excluding Income And Excise Taxes
TaxesExcludingIncomeAndExciseTaxes
33000 usd
CY2024Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
165000 usd
CY2023Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
137000 usd
CY2024Q3 us-gaap Noninterest Expense
NoninterestExpense
2013000 usd
CY2023Q3 us-gaap Noninterest Expense
NoninterestExpense
1982000 usd
CY2024Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
-21000 usd
CY2023Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
-244000 usd
CY2024Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-6000 usd
CY2023Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-69000 usd
CY2024Q3 us-gaap Net Income Loss
NetIncomeLoss
-15000 usd
CY2023Q3 us-gaap Net Income Loss
NetIncomeLoss
-175000 usd
CY2024Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0
CY2024Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0
CY2023Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
-0.02
CY2023Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
-0.02
CY2024Q3 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0
CY2023Q3 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.1
CY2024Q3 us-gaap Net Income Loss
NetIncomeLoss
-15000 usd
CY2023Q3 us-gaap Net Income Loss
NetIncomeLoss
-175000 usd
CY2024Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
80000 usd
CY2023Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-46000 usd
CY2024Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
241000 usd
CY2023Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-138000 usd
CY2024Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
226000 usd
CY2023Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-313000 usd
CY2024Q2 us-gaap Stockholders Equity
StockholdersEquity
47997000 usd
CY2024Q3 us-gaap Net Income Loss
NetIncomeLoss
-15000 usd
CY2024Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
241000 usd
CY2024Q3 us-gaap Stockholders Equity
StockholdersEquity
48223000 usd
CY2023Q2 us-gaap Stockholders Equity
StockholdersEquity
50297000 usd
CY2023Q3 us-gaap Net Income Loss
NetIncomeLoss
-175000 usd
CY2023Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-138000 usd
CY2023Q3 us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.1
CY2023Q3 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
335000 usd
CY2023Q3 us-gaap Stockholders Equity
StockholdersEquity
49649000 usd
CY2024Q3 us-gaap Net Income Loss
NetIncomeLoss
-15000 usd
CY2023Q3 us-gaap Net Income Loss
NetIncomeLoss
-175000 usd
CY2024Q3 us-gaap Depreciation
Depreciation
53000 usd
CY2023Q3 us-gaap Depreciation
Depreciation
59000 usd
CY2024Q3 kffb Accretion Of Purchased Loan Credit Discount
AccretionOfPurchasedLoanCreditDiscount
9000 usd
CY2023Q3 kffb Accretion Of Purchased Loan Credit Discount
AccretionOfPurchasedLoanCreditDiscount
11000 usd
CY2024Q3 us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
6000 usd
CY2023Q3 us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
3000 usd
CY2024Q3 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
5000 usd
CY2023Q3 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
5000 usd
CY2024Q3 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
60000 usd
CY2023Q3 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
-1000 usd
CY2023Q3 us-gaap Gains Losses On Sales Of Investment Real Estate
GainsLossesOnSalesOfInvestmentRealEstate
4000 usd
CY2024Q3 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
22000 usd
CY2023Q3 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
21000 usd
CY2024Q3 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
15000 usd
CY2023Q3 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
6000 usd
CY2024Q3 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
2813000 usd
CY2023Q3 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
512000 usd
CY2024Q3 us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
1481000 usd
CY2023Q3 us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
231000 usd
CY2024Q3 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-27000 usd
CY2023Q3 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-91000 usd
CY2024Q3 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
108000 usd
CY2023Q3 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
101000 usd
CY2024Q3 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
117000 usd
CY2023Q3 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
119000 usd
CY2024Q3 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
66000 usd
CY2023Q3 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
94000 usd
CY2024Q3 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
160000 usd
CY2023Q3 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
81000 usd
CY2024Q3 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
-1407000 usd
CY2023Q3 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
-570000 usd
CY2024Q3 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
13000 usd
CY2023Q3 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
16000 usd
CY2024Q3 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
559000 usd
CY2023Q3 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
674000 usd
CY2024Q3 us-gaap Payments To Acquire Federal Home Loan Bank Stock
PaymentsToAcquireFederalHomeLoanBankStock
342000 usd
CY2024Q3 us-gaap Proceeds From Sale Of Federal Home Loan Bank Stock
ProceedsFromSaleOfFederalHomeLoanBankStock
133000 usd
CY2023Q3 us-gaap Proceeds From Sale Of Federal Home Loan Bank Stock
ProceedsFromSaleOfFederalHomeLoanBankStock
592000 usd
CY2024Q3 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
148000 usd
CY2023Q3 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
4870000 usd
CY2023Q3 kffb Proceeds From Sale Of Real Estate Owned
ProceedsFromSaleOfRealEstateOwned
64000 usd
CY2024Q3 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
2000 usd
CY2023Q3 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
21000 usd
CY2024Q3 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
213000 usd
CY2023Q3 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-3545000 usd
CY2024Q3 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-1224000 usd
CY2023Q3 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
26050000 usd
CY2024Q3 kffb Payments By Borrowers For Taxes And Insurance Net
PaymentsByBorrowersForTaxesAndInsuranceNet
333000 usd
CY2023Q3 kffb Payments By Borrowers For Taxes And Insurance Net
PaymentsByBorrowersForTaxesAndInsuranceNet
330000 usd
CY2024Q3 us-gaap Proceeds From Federal Home Loan Bank Advances
ProceedsFromFederalHomeLoanBankAdvances
11750000 usd
CY2023Q3 us-gaap Proceeds From Federal Home Loan Bank Advances
ProceedsFromFederalHomeLoanBankAdvances
16100000 usd
CY2024Q3 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
10683000 usd
CY2023Q3 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
33611000 usd
CY2023Q3 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
335000 usd
CY2024Q3 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
176000 usd
CY2023Q3 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
8534000 usd
CY2024Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
-1018000 usd
CY2023Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
4419000 usd
CY2024Q2 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
18287000 usd
CY2023Q2 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
8167000 usd
CY2024Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
17269000 usd
CY2023Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
12586000 usd
CY2023Q3 us-gaap Income Taxes Paid
IncomeTaxesPaid
125000 usd
CY2024Q3 kffb Interest On Deposits And Borrowings
InterestOnDepositsAndBorrowings
2684000 usd
CY2023Q3 kffb Interest On Deposits And Borrowings
InterestOnDepositsAndBorrowings
1970000 usd
CY2024Q3 us-gaap Use Of Estimates
UseOfEstimates
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span style="text-decoration:underline">Critical Accounting Policies and Estimates</span></b></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Investments – </b>Management determines the classification of debt securities at purchase as held-to-maturity, trading, or available-for-sale. Held-to-maturity securities are those we have both the intent and ability to hold to maturity and are reported at amortized cost. Securities that are not considered held-to-maturity are considered either trading or available-for-sale securities in accordance with Financial Accounting Standards Board Accounting Standards Codification (“ASC”) 320, <i>Investments – Debt Securities, </i>and are reported at fair value in the statement of financial position. We have no trading securities. The adjustment to fair value for available-for-sale securities for unrealized gains and losses is included as a separate component of shareholders’ equity, net of tax.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Loans – </b>Loans for which we have the ability and intent to hold until maturity and/or payoff are reported at the carrying value of the unpaid principal reduced by unearned interest, an allowance for credit losses and unamortized deferred fees and costs and premiums. Interest income is accrued on a level yield basis. In circumstances where management believes that collection of interest income is uncollectible on specific loans, after considering economic and business conditions, collateral value and collection efforts, interest accrual is discontinued. Interest income may be recognized on the cash basis when received unless a determination has been made by management to apply all of the payment against principal.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Allowance for Credit Losses – </b>We account for the allowance for credit losses under ASC 326, Measurement of Credit Losses on Financial Instruments, which is commonly known as CECL. We measure expected credit losses of financial assets on a weighted average remaining maturity (WARM) basis.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We maintain an allowance for credit losses (“ACL”) at a level that is appropriate to cover estimated credit losses on individually evaluated loans, as well as estimated credit losses inherent in the estimated life of the loan portfolio. Credit losses are charged to and recoveries are credited to the ACL.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Loans with similar risk characteristics are evaluated on a collective basis within homogeneous loan pools under ASC 326. Our homogeneous loan pools are primarily determined by loan purpose and collateral type. Pools include residential real estate (composed of one-to four-family, multi-family, and construction), land, farm, nonresidential real estate, commercial and industrial, and consumer loans (composed of Loans on deposit, home equity, automobile, and unsecured). Credits that are nonaccrual status are subject to individual evaluation.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Historical loss rates for loans are adjusted for significant factors that, in management’s judgment, reflect the impact of any current conditions on loss recognition. Qualitative factors used to derive our ACL include delinquency trends, current economic conditions and trends, strength of supervision and administration of the loan portfolio, levels of underperforming loans, trends in loan losses and underwriting exceptions. Reasonable and supportable economic forecasts that may offset collectibility are also included as factors in our ACL model. Management continually reevaluates the other subjective factors included in its ACL analysis.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Income Taxes – </b>Income tax expense is based on the taxes due on the consolidated tax return plus deferred taxes on the expected future tax benefits and consequences of temporary differences between carrying amounts and tax bases of assets and liabilities, using enacted tax rates.</p>
CY2023Q3 kffb Allowance For Loan Losses
AllowanceForLoanLosses
497000 usd
CY2023Q3 us-gaap Allowance For Notes And Loans Receivable Current
AllowanceForNotesAndLoansReceivableCurrent
54000 usd
CY2024Q3 kffb Decrease Of Retained Earnings
DecreaseOfRetainedEarnings
414000 usd
CY2024Q3 us-gaap Deferred Tax Assets Net
DeferredTaxAssetsNet
137000 usd
CY2024Q3 us-gaap Other Commitment
OtherCommitment
57000 usd
CY2024Q3 us-gaap Lines Of Credit Current
LinesOfCreditCurrent
23600000 usd
CY2023Q3 us-gaap Lines Of Credit Current
LinesOfCreditCurrent
26100000 usd
CY2024Q3 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
-15000 usd
CY2024Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-15000 usd
CY2023Q3 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
-175000 usd
CY2023Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-175000 usd
CY2024Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0
CY2024Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0
CY2023Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
-0.02
CY2023Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
-0.02
CY2024Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
8086715 shares
CY2024Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
8086715 shares
CY2023Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
8086715 shares
CY2023Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
8086715 shares
CY2024Q3 us-gaap Deposit Liabilities Collateral Issued Financial Instruments
DepositLiabilitiesCollateralIssuedFinancialInstruments
0 usd
CY2024Q2 us-gaap Deposit Liabilities Collateral Issued Financial Instruments
DepositLiabilitiesCollateralIssuedFinancialInstruments
0 usd
CY2024Q3 kffb Overnight Deposits
OvernightDeposits
0 usd
CY2024Q2 kffb Overnight Deposits
OvernightDeposits
0 usd
CY2024Q3 kffb Debt Securities Unrealized Loss Position Percentage
DebtSecuritiesUnrealizedLossPositionPercentage
0.867 pure
CY2024Q2 kffb Debt Securities Unrealized Loss Position Percentage
DebtSecuritiesUnrealizedLossPositionPercentage
1 pure
CY2024Q3 us-gaap Accounts Receivable Gross Noncurrent
AccountsReceivableGrossNoncurrent
335316000 usd
CY2024Q2 us-gaap Accounts Receivable Gross Noncurrent
AccountsReceivableGrossNoncurrent
335152000 usd
CY2024Q3 us-gaap Allowance For Doubtful Accounts Receivable Noncurrent
AllowanceForDoubtfulAccountsReceivableNoncurrent
2141000 usd
CY2024Q2 us-gaap Allowance For Doubtful Accounts Receivable Noncurrent
AllowanceForDoubtfulAccountsReceivableNoncurrent
2127000 usd
CY2024Q3 us-gaap Accounts Receivable Net Noncurrent
AccountsReceivableNetNoncurrent
333175000 usd
CY2024Q2 us-gaap Accounts Receivable Net Noncurrent
AccountsReceivableNetNoncurrent
333025000 usd
CY2024Q3 us-gaap Deferred Offering Costs
DeferredOfferingCosts
259000 usd
CY2024Q2 us-gaap Deferred Offering Costs
DeferredOfferingCosts
288000 usd
CY2024Q3 us-gaap Debt Instrument Face Amount
DebtInstrumentFaceAmount
50000 usd
CY2024Q3 kffb Private Mortgage Insurance
PrivateMortgageInsurance
0.97 pure
CY2024Q3 kffb Borrow Up Percentage
BorrowUpPercentage
0.90 pure
CY2024Q3 kffb Loan To Value Ration
LoanToValueRation
0.80 pure
CY2024Q3 us-gaap Reporting Unit Percentage Of Fair Value In Excess Of Carrying Amount
ReportingUnitPercentageOfFairValueInExcessOfCarryingAmount
0.80 pure
CY2024Q3 us-gaap Loans Held For Sale Term
LoansHeldForSaleTerm
P25Y
CY2024Q3 kffb Nonresidential Loans Percentage
NonresidentialLoansPercentage
0.80 pure
CY2024Q3 kffb Loans Secured Percentage
LoansSecuredPercentage
0.90 pure
CY2024Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
2127000 usd
CY2024Q3 kffb Provision For Recovery Of Credit Losses On Loans
ProvisionForRecoveryOfCreditLossesOnLoans
15000 usd
CY2024Q3 us-gaap Financing Receivable Allowance For Credit Loss Writeoff After Recovery
FinancingReceivableAllowanceForCreditLossWriteoffAfterRecovery
1000 usd
CY2024Q3 kffb Credit Losses For Unfunded Liabilities
CreditLossesForUnfundedLiabilities
2000 usd
CY2024Q3 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
2141000 usd
CY2023Q3 kffb Provision For Recovery Of Credit Losses On Loans
ProvisionForRecoveryOfCreditLossesOnLoans
4000 usd
CY2023Q3 kffb Allowancefor Credit Loss Loans Charged Off
AllowanceforCreditLossLoansChargedOff
-9000 usd
CY2023Q3 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
2126000 usd
CY2024Q3 us-gaap Real Estate Acquired Through Foreclosure
RealEstateAcquiredThroughForeclosure
883000 usd
CY2024Q2 us-gaap Real Estate Acquired Through Foreclosure
RealEstateAcquiredThroughForeclosure
926000 usd
CY2024Q3 us-gaap Loans Receivable With Fixed Rates Of Interest1
LoansReceivableWithFixedRatesOfInterest1
758462 usd
CY2024Q3 kffb Financing Receivables Recorded Investment Past Due
FinancingReceivablesRecordedInvestmentPastDue
10664000 usd
CY2024Q3 kffb Loans And Leases Receivable Gross Carrying Amount1
LoansAndLeasesReceivableGrossCarryingAmount1
335316000 usd
CY2024Q2 kffb Financing Receivables Recorded Investment Past Due
FinancingReceivablesRecordedInvestmentPastDue
8530000 usd
CY2024Q2 kffb Loans And Leases Receivable Gross Carrying Amount1
LoansAndLeasesReceivableGrossCarryingAmount1
335152000 usd
CY2024Q3 kffb Financial Receivable Pass
FinancialReceivablePass
327953000 usd
CY2024Q3 kffb Financial Receivables Special Mention
FinancialReceivablesSpecialMention
785000 usd
CY2024Q3 kffb Financial Receivables Substandard
FinancialReceivablesSubstandard
6578000 usd
CY2024Q2 kffb Financial Receivable Pass
FinancialReceivablePass
327184000 usd
CY2024Q2 kffb Financial Receivables Special Mention
FinancialReceivablesSpecialMention
797000 usd
CY2024Q2 kffb Financial Receivables Substandard
FinancialReceivablesSubstandard
7171000 usd
CY2024Q3 us-gaap Financing Receivable Unamortized Purchase Premium Discount
FinancingReceivableUnamortizedPurchasePremiumDiscount
25000 usd
CY2024Q2 us-gaap Financing Receivable Unamortized Purchase Premium Discount
FinancingReceivableUnamortizedPurchasePremiumDiscount
25000 usd
CY2024Q2 kffb Certain Loan Acquired In Transfer Accretable Yield
CertainLoanAcquiredInTransferAccretableYield
260000 usd
CY2023Q2 kffb Certain Loan Acquired In Transfer Accretable Yield
CertainLoanAcquiredInTransferAccretableYield
294000 usd
CY2024Q3 kffb Certain Loans Acquired In Transfer Not Accounted For As Debt Securitie Accretable Yield Accretion
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritieAccretableYieldAccretion
-9000 usd
CY2024 kffb Certain Loans Acquired In Transfer Not Accounted For As Debt Securitie Accretable Yield Accretion
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritieAccretableYieldAccretion
-34000 usd
CY2024Q3 kffb Certain Loan Acquired In Transfer Accretable Yield
CertainLoanAcquiredInTransferAccretableYield
251000 usd
CY2024Q2 kffb Certain Loan Acquired In Transfer Accretable Yield
CertainLoanAcquiredInTransferAccretableYield
260000 usd
CY2024Q2 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-336000 usd
CY2024Q3 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
241000 usd
CY2024Q3 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-95000 usd
CY2024Q3 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
321000 usd
CY2023Q3 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
-753000 usd
CY2024Q3 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Plan Amendments Tax Effect
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansPlanAmendmentsTaxEffect
-80000 usd
CY2023Q3 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Plan Amendments Tax Effect
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansPlanAmendmentsTaxEffect
188000 usd
CY2024Q3 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
241000 usd
CY2023Q3 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
-565000 usd
CY2024Q3 ecd Rule10b51 Arr Adopted Flag
Rule10b51ArrAdoptedFlag
false
CY2024Q3 ecd Non Rule10b51 Arr Adopted Flag
NonRule10b51ArrAdoptedFlag
false
CY2024Q3 ecd Non Rule10b51 Arr Trmntd Flag
NonRule10b51ArrTrmntdFlag
false
CY2024Q3 ecd Rule10b51 Arr Trmntd Flag
Rule10b51ArrTrmntdFlag
false
CY2024Q3 us-gaap Goodwill
Goodwill
usd
CY2024Q2 us-gaap Goodwill
Goodwill
usd
CY2024Q3 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
usd
CY2023Q3 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
usd
CY2024Q3 us-gaap Gain Loss On Sale Of Other Assets
GainLossOnSaleOfOtherAssets
usd
CY2024Q3 us-gaap Gains Losses On Sales Of Investment Real Estate
GainsLossesOnSalesOfInvestmentRealEstate
usd
CY2023Q3 us-gaap Payments To Acquire Federal Home Loan Bank Stock
PaymentsToAcquireFederalHomeLoanBankStock
usd
CY2024Q3 kffb Proceeds From Sale Of Real Estate Owned
ProceedsFromSaleOfRealEstateOwned
usd
CY2024Q3 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
usd
CY2024Q3 us-gaap Income Taxes Paid
IncomeTaxesPaid
usd
CY2024Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
shares
CY2023Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
shares
CY2024Q3 kffb Allowancefor Credit Loss Loans Charged Off
AllowanceforCreditLossLoansChargedOff
usd
CY2023Q3 us-gaap Financing Receivable Allowance For Credit Loss Writeoff After Recovery
FinancingReceivableAllowanceForCreditLossWriteoffAfterRecovery
usd
CY2024Q3 kffb Financial Receivables Doubtfuls
FinancialReceivablesDoubtfuls
usd
CY2024Q2 kffb Financial Receivables Doubtfuls
FinancialReceivablesDoubtfuls
usd
CY2024Q2 us-gaap Financing Receivable Revolving Converted To Term Loan
FinancingReceivableRevolvingConvertedToTermLoan
usd
CY2024Q3 dei Amendment Flag
AmendmentFlag
false
CY2024Q3 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--06-30
CY2024Q3 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q1
CY2024Q3 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2025
CY2024Q3 dei Entity Central Index Key
EntityCentralIndexKey
0001297341

Files In Submission

Name View Source Status
kffb-20240930_def.xml Edgar Link unprocessable
kffb-20240930_cal.xml Edgar Link unprocessable
0001213900-24-098172-index-headers.html Edgar Link pending
0001213900-24-098172-index.html Edgar Link pending
0001213900-24-098172.txt Edgar Link pending
0001213900-24-098172-xbrl.zip Edgar Link pending
ea0220825-10q_kentucky.htm Edgar Link pending
ea022082501ex31-1_kentucky.htm Edgar Link pending
ea022082501ex31-2_kentucky.htm Edgar Link pending
ea022082501ex32-1_kentucky.htm Edgar Link pending
ea022082501ex32-2_kentucky.htm Edgar Link pending
Financial_Report.xlsx Edgar Link pending
kffb-20240930.xsd Edgar Link pending
MetaLinks.json Edgar Link pending
R1.htm Edgar Link pending
R10.htm Edgar Link pending
R11.htm Edgar Link pending
R12.htm Edgar Link pending
R13.htm Edgar Link pending
R14.htm Edgar Link pending
R15.htm Edgar Link pending
R16.htm Edgar Link pending
R17.htm Edgar Link pending
R18.htm Edgar Link pending
R19.htm Edgar Link pending
R2.htm Edgar Link pending
R20.htm Edgar Link pending
R21.htm Edgar Link pending
R22.htm Edgar Link pending
R23.htm Edgar Link pending
R24.htm Edgar Link pending
R25.htm Edgar Link pending
R26.htm Edgar Link pending
R27.htm Edgar Link pending
R28.htm Edgar Link pending
R29.htm Edgar Link pending
R3.htm Edgar Link pending
R30.htm Edgar Link pending
R31.htm Edgar Link pending
R32.htm Edgar Link pending
R33.htm Edgar Link pending
R34.htm Edgar Link pending
R35.htm Edgar Link pending
R36.htm Edgar Link pending
R37.htm Edgar Link pending
R38.htm Edgar Link pending
R39.htm Edgar Link pending
R4.htm Edgar Link pending
FilingSummary.xml Edgar Link unprocessable
kffb-20240930_lab.xml Edgar Link unprocessable
kffb-20240930_pre.xml Edgar Link unprocessable
ea0220825-10q_kentucky_htm.xml Edgar Link completed
R40.htm Edgar Link pending
R41.htm Edgar Link pending
R42.htm Edgar Link pending
R43.htm Edgar Link pending
R44.htm Edgar Link pending
R5.htm Edgar Link pending
R6.htm Edgar Link pending
R7.htm Edgar Link pending
R8.htm Edgar Link pending
R9.htm Edgar Link pending
report.css Edgar Link pending
Show.js Edgar Link pending