$LPRO
Open Lending Corp Stock $lpro

$lpro Overview Financials Valuation SEC Filings Company Website

2024 Q1 Form 10-K Financial Statement

#000180620124000036 Filed on February 28, 2024

Income Statement

Concept	2024 Q1	2023 Q4	2023
Revenue	$30.75M	$14.94M	$117.5M
YoY Change	-19.85%	-44.3%	-34.6%
Cost Of Revenue	$5.750M	$5.365M	$22.28M
YoY Change	5.87%	9.58%	11.59%
Gross Profit	$25.00M	$9.574M	$95.18M
YoY Change	-24.1%	-56.33%	-40.37%
Gross Profit Margin	81.3%	64.09%	81.03%
Selling, General & Admin	$16.19M	$16.35M	$60.53M
YoY Change	10.88%	6.78%	12.49%
% of Gross Profit	64.78%	170.79%	63.59%
Research & Development	$1.479M	$1.500M	$5.575M
YoY Change	20.24%	-18.43%	-32.05%
% of Gross Profit	5.92%	15.67%	5.86%
Depreciation & Amortization	$372.0K	$335.0K	$1.159M
YoY Change	52.46%	-49.17%	-13.44%
% of Gross Profit	1.49%	3.5%	1.22%
Operating Expenses	$17.67M	$17.85M	$66.10M
YoY Change	11.61%	4.08%	6.6%
Operating Profit	$7.323M	-$8.277M	$29.08M
YoY Change	-57.17%	-273.41%	-70.21%
Interest Expense	$2.770M	$198.0K	$10.66M
YoY Change	16.05%	-129.55%	82.8%
% of Operating Profit	37.83%		36.67%
Other Income/Expense, Net		$118.0K	$109.0K
YoY Change		11700.0%	-145.8%
Pretax Income	$7.524M	-$7.961M	$28.86M
YoY Change	-55.14%	-293.98%	-69.15%
Income Tax	$2.400M	-$3.119M	$6.788M
% Of Pretax Income	31.9%		23.52%
Net Earnings	$5.087M	-$4.842M	$22.07M
YoY Change	-59.43%	15.59%	-66.87%
Net Earnings / Revenue	16.55%	-32.41%	18.79%
Basic Earnings Per Share	$0.04		$0.18
Diluted Earnings Per Share	$0.04	-$0.04	$0.18
COMMON SHARES
Basic Shares Outstanding	118.9M shares	119.8M shares	120.8M shares
Diluted Shares Outstanding	119.4M shares		121.5M shares

Balance Sheet

Concept	2024 Q1	2023 Q4	2023
SHORT-TERM ASSETS
Cash & Short-Term Investments	$247.0M	$240.2M	$240.2M
YoY Change	17.28%	17.49%	17.49%
Cash & Equivalents	$247.0M	$240.2M	$240.2M
Short-Term Investments
Other Short-Term Assets	$2.665M	$2.852M	$9.315M
YoY Change	45.47%	20.8%	44.87%
Inventory
Prepaid Expenses
Receivables	$5.751M	$4.616M	$33.32M
Other Receivables	$5.631M	$7.035M	$7.035M
Total Short-Term Assets	$290.5M	$289.9M	$289.9M
YoY Change	6.79%	3.25%	3.25%
LONG-TERM ASSETS
Property, Plant & Equipment	$4.131M	$3.913M	$7.903M
YoY Change	55.07%	52.08%	10.02%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets	$3.630M	$5.535M	$75.65M
YoY Change	-35.66%	-0.72%	6.99%
Total Long-Term Assets	$90.13M	$84.16M	$84.16M
YoY Change	-10.68%	-14.89%	-14.89%
TOTAL ASSETS
Total Short-Term Assets	$290.5M	$289.9M	$289.9M
Total Long-Term Assets	$90.13M	$84.16M	$84.16M
Total Assets	$380.6M	$374.0M	$374.0M
YoY Change	2.06%	-1.47%	-1.47%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$440.0K	$375.0K	$375.0K
YoY Change	-40.62%	30.21%	30.21%
Accrued Expenses	$7.895M	$8.131M	$8.131M
YoY Change	23.96%	27.29%	27.29%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00
YoY Change
Long-Term Debt Due	$4.688M	$4.688M	$4.688M
YoY Change	25.01%	25.01%	25.01%
Total Short-Term Liabilities	$22.11M	$20.59M	$20.59M
YoY Change	32.0%	36.29%	36.29%
LONG-TERM LIABILITIES
Long-Term Debt	$138.5M	$139.4M	$139.4M
YoY Change	-3.02%	-3.01%	-3.01%
Other Long-Term Liabilities	$5.166M	$5.060M	$8.510M
YoY Change	34.39%	29.74%	6.15%
Total Long-Term Liabilities	$143.7M	$5.060M	$147.9M
YoY Change	-2.04%	-96.57%	-2.53%
TOTAL LIABILITIES
Total Short-Term Liabilities	$22.11M	$20.59M	$20.59M
Total Long-Term Liabilities	$143.7M	$5.060M	$147.9M
Total Liabilities	$169.1M	$168.5M	$168.5M
YoY Change	1.02%	0.99%	0.99%
SHAREHOLDERS EQUITY
Retained Earnings	-$188.7M	-$193.7M
YoY Change	-7.19%	-10.23%
Common Stock	$1.282M	$1.282M
YoY Change	0.0%	0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity	$211.5M	$205.6M	$205.6M
YoY Change
Total Liabilities & Shareholders Equity	$380.6M	$374.0M	$374.0M
YoY Change	2.06%	-1.47%	-1.47%

Cashflow Statement

Concept	2024 Q1	2023 Q4	2023
OPERATING ACTIVITIES
Net Income	$5.087M	-$4.842M	$22.07M
YoY Change	-59.43%	15.59%	-66.87%
Depreciation, Depletion And Amortization	$372.0K	$335.0K	$1.159M
YoY Change	52.46%	-49.17%	-13.44%
Cash From Operating Activities	$11.01M	$16.75M	$82.66M
YoY Change	-62.7%	-25.31%	-23.06%
INVESTING ACTIVITIES
Capital Expenditures	$0.00	$20.00K	$123.0K
YoY Change	-100.0%	-253.85%	-80.29%
Acquisitions
YoY Change
Other Investing Activities	-$642.0K	-$570.0K	-$2.055M
YoY Change	114.72%
Cash From Investing Activities	-$642.0K	-$590.0K	-$2.178M
YoY Change	91.64%	-4638.46%	249.04%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net			$37.32M
YoY Change			107.14%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	-$1.959M	-7.907M	-$42.33M
YoY Change	-91.25%	-58.57%	137.85%
NET CHANGE
Cash From Operating Activities	$11.01M	16.75M	$82.66M
Cash From Investing Activities	-$642.0K	-590.0K	-$2.178M
Cash From Financing Activities	-$1.959M	-7.907M	-$42.33M
Net Change In Cash	$8.405M	8.258M	$38.15M
YoY Change	23.91%	145.55%	-57.14%
FREE CASH FLOW
Cash From Operating Activities	$11.01M	$16.75M	$82.66M
Capital Expenditures	$0.00	$20.00K	$123.0K
Free Cash Flow	$11.01M	$16.73M	$82.54M
YoY Change	-62.66%	-25.45%	-22.73%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value	Unit
CY2023	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.18
CY2023	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.18
CY2022	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.53
CY2022	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	126108329	shares
CY2021	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	126354597	shares
CY2021	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	126390435	shares
CY2021	us-gaap	Stock Repurchased During Period Value StockRepurchasedDuringPeriodValue	20000000	usd
CY2022Q4	us-gaap	Stockholders Equity StockholdersEquity	212824000	usd
CY2023	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	9580000	usd
CY2021	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	20055000	usd
CY2023	us-gaap	Increase Decrease In Accounts Receivable IncreaseDecreaseInAccountsReceivable	-1105000	usd
CY2023	us-gaap	Investment Income Interest InvestmentIncomeInterest	10335000	usd
CY2022	us-gaap	Investment Income Interest InvestmentIncomeInterest	1995000	usd
CY2023Q4	us-gaap	Stockholders Equity StockholdersEquity	205580000	usd
CY2021	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	25280000	usd
CY2021	us-gaap	Capital Expenditures Incurred But Not Yet Paid CapitalExpendituresIncurredButNotYetPaid	24000	usd
CY2023	lpro	Accrued Intangible Assets Costs AccruedIntangibleAssetsCosts	88000	usd
CY2022	lpro	Accrued Intangible Assets Costs AccruedIntangibleAssetsCosts	0	usd
CY2023	lpro	Capitalized Software Development Costs Accrued But Not Paid CapitalizedSoftwareDevelopmentCostsAccruedButNotPaid	248000	usd
CY2023Q4	us-gaap	Allowance For Doubtful Accounts Receivable AllowanceForDoubtfulAccountsReceivable	100000	usd
CY2023	dei	Amendment Flag AmendmentFlag	false
CY2023	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	FY
CY2023	dei	Entity Central Index Key EntityCentralIndexKey	0001806201
CY2020	us-gaap	Accounting Standards Update Extensible List AccountingStandardsUpdateExtensibleList	http://fasb.org/us-gaap/2023#AccountingStandardsUpdate201613Member
CY2022Q4	us-gaap	Operating Lease Liability Current Statement Of Financial Position Extensible List OperatingLeaseLiabilityCurrentStatementOfFinancialPositionExtensibleList	http://fasb.org/us-gaap/2023#OtherLiabilitiesCurrent
CY2023Q4	us-gaap	Operating Lease Liability Current Statement Of Financial Position Extensible List OperatingLeaseLiabilityCurrentStatementOfFinancialPositionExtensibleList	http://fasb.org/us-gaap/2023#OtherLiabilitiesCurrent
CY2023	dei	Document Annual Report DocumentAnnualReport	true
CY2023	dei	Document Period End Date DocumentPeriodEndDate	2023-12-31
CY2023	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--12-31
CY2023	dei	Document Transition Report DocumentTransitionReport	false
CY2023	dei	Entity File Number EntityFileNumber	001-39326
CY2023	dei	Entity Registrant Name EntityRegistrantName	OPEN LENDING CORPORATION
CY2023	dei	Entity Incorporation State Country Code EntityIncorporationStateCountryCode	DE
CY2023	dei	Entity Tax Identification Number EntityTaxIdentificationNumber	84-5031428
CY2023	dei	Entity Address Address Line1 EntityAddressAddressLine1	1501 S. MoPac Expressway Suite #450
CY2023	dei	Entity Well Known Seasoned Issuer EntityWellKnownSeasonedIssuer	Yes
CY2023	dei	Entity Voluntary Filers EntityVoluntaryFilers	No
CY2023	dei	Entity Current Reporting Status EntityCurrentReportingStatus	Yes
CY2023	dei	Entity Interactive Data Current EntityInteractiveDataCurrent	Yes
CY2023	dei	Entity Filer Category EntityFilerCategory	Large Accelerated Filer
CY2023	dei	Entity Small Business EntitySmallBusiness	false
CY2023	dei	Entity Emerging Growth Company EntityEmergingGrowthCompany	false
CY2023	dei	Icfr Auditor Attestation Flag IcfrAuditorAttestationFlag	true
CY2023	dei	Document Fin Stmt Error Correction Flag DocumentFinStmtErrorCorrectionFlag	false
CY2023	dei	Entity Shell Company EntityShellCompany	false
CY2023Q2	dei	Entity Public Float EntityPublicFloat	800000000	usd
CY2024Q1	dei	Entity Common Stock Shares Outstanding EntityCommonStockSharesOutstanding	118876821	shares
CY2023Q4	ecd	Rule10b51 Arr Adopted Flag Rule10b51ArrAdoptedFlag	false
CY2023Q4	ecd	Non Rule10b51 Arr Adopted Flag NonRule10b51ArrAdoptedFlag	false
CY2023Q4	ecd	Non Rule10b51 Arr Trmntd Flag NonRule10b51ArrTrmntdFlag	false
CY2023Q4	ecd	Rule10b51 Arr Trmntd Flag Rule10b51ArrTrmntdFlag	false
CY2023	dei	Auditor Firm AuditorFirmId	42
CY2023	dei	Auditor Name AuditorName	Ernst & Young LLP
CY2023	dei	Auditor Location AuditorLocation	Austin, Texas
CY2023Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	240206000	usd
CY2022Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	204450000	usd
CY2023Q4	us-gaap	Restricted Cash Current RestrictedCashCurrent	6463000	usd
CY2022Q4	us-gaap	Restricted Cash Current RestrictedCashCurrent	4069000	usd
CY2023Q4	us-gaap	Accounts Receivable Net Current AccountsReceivableNetCurrent	4616000	usd
CY2022Q4	us-gaap	Accounts Receivable Net Current AccountsReceivableNetCurrent	5721000	usd
CY2023Q4	us-gaap	Contract With Customer Asset Net Current ContractWithCustomerAssetNetCurrent	28704000	usd
CY2022Q4	us-gaap	Contract With Customer Asset Net Current ContractWithCustomerAssetNetCurrent	54429000	usd
CY2023Q4	us-gaap	Income Taxes Receivable IncomeTaxesReceivable	7035000	usd
CY2022Q4	us-gaap	Income Taxes Receivable IncomeTaxesReceivable	9714000	usd
CY2023Q4	us-gaap	Other Assets Current OtherAssetsCurrent	2852000	usd
CY2022Q4	us-gaap	Other Assets Current OtherAssetsCurrent	2361000	usd
CY2023Q4	us-gaap	Assets Current AssetsCurrent	289876000	usd
CY2022Q4	us-gaap	Assets Current AssetsCurrent	280744000	usd
CY2023Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	3913000	usd
CY2022Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	2573000	usd
CY2023Q4	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	3990000	usd
CY2022Q4	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	4610000	usd
CY2023Q4	us-gaap	Contract With Customer Asset Net Noncurrent ContractWithCustomerAssetNetNoncurrent	610000	usd
CY2022Q4	us-gaap	Contract With Customer Asset Net Noncurrent ContractWithCustomerAssetNetNoncurrent	21001000	usd
CY2023Q4	us-gaap	Deferred Income Tax Assets Net DeferredIncomeTaxAssetsNet	70113000	usd
CY2022Q4	us-gaap	Deferred Income Tax Assets Net DeferredIncomeTaxAssetsNet	65128000	usd
CY2023Q4	us-gaap	Other Assets Noncurrent OtherAssetsNoncurrent	5535000	usd
CY2022Q4	us-gaap	Other Assets Noncurrent OtherAssetsNoncurrent	5575000	usd
CY2023Q4	us-gaap	Assets Assets	374037000	usd
CY2022Q4	us-gaap	Assets Assets	379631000	usd
CY2023Q4	us-gaap	Accounts Payable Current AccountsPayableCurrent	375000	usd
CY2022Q4	us-gaap	Accounts Payable Current AccountsPayableCurrent	288000	usd
CY2023Q4	us-gaap	Accrued Liabilities Current AccruedLiabilitiesCurrent	8131000	usd
CY2022Q4	us-gaap	Accrued Liabilities Current AccruedLiabilitiesCurrent	6388000	usd
CY2023Q4	us-gaap	Notes Payable Current NotesPayableCurrent	4688000	usd
CY2022Q4	us-gaap	Notes Payable Current NotesPayableCurrent	3750000	usd
CY2023Q4	lpro	Liability For Claims And Claims Adjustment Expense Current LiabilityForClaimsAndClaimsAdjustmentExpenseCurrent	6464000	usd
CY2022Q4	lpro	Liability For Claims And Claims Adjustment Expense Current LiabilityForClaimsAndClaimsAdjustmentExpenseCurrent	4055000	usd
CY2023Q4	us-gaap	Other Liabilities Current OtherLiabilitiesCurrent	932000	usd
CY2022Q4	us-gaap	Other Liabilities Current OtherLiabilitiesCurrent	626000	usd
CY2023Q4	us-gaap	Liabilities Current LiabilitiesCurrent	20590000	usd
CY2022Q4	us-gaap	Liabilities Current LiabilitiesCurrent	15107000	usd
CY2023Q4	us-gaap	Long Term Notes Payable LongTermNotesPayable	139357000	usd
CY2022Q4	us-gaap	Long Term Notes Payable LongTermNotesPayable	143683000	usd
CY2023Q4	us-gaap	Operating Lease Liability Noncurrent OperatingLeaseLiabilityNoncurrent	3450000	usd
CY2022Q4	us-gaap	Operating Lease Liability Noncurrent OperatingLeaseLiabilityNoncurrent	4082000	usd
CY2023Q4	us-gaap	Other Liabilities Noncurrent OtherLiabilitiesNoncurrent	5060000	usd
CY2022Q4	us-gaap	Other Liabilities Noncurrent OtherLiabilitiesNoncurrent	3935000	usd
CY2023Q4	us-gaap	Liabilities Liabilities	168457000	usd
CY2022Q4	us-gaap	Liabilities Liabilities	166807000	usd
CY2023Q4	us-gaap	Commitments And Contingencies CommitmentsAndContingencies		usd
CY2022Q4	us-gaap	Commitments And Contingencies CommitmentsAndContingencies		usd
CY2023Q4	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.01
CY2022Q4	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.01
CY2022Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	10000000	shares
CY2023Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	10000000	shares
CY2023Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0	shares
CY2023Q4	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0	shares
CY2022Q4	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0	shares
CY2022Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0	shares
CY2023Q4	us-gaap	Preferred Stock Value PreferredStockValue	0	usd
CY2022Q4	us-gaap	Preferred Stock Value PreferredStockValue	0	usd
CY2023Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2022Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2023Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	550000000	shares
CY2022Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	550000000	shares
CY2023Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	128198185	shares
CY2023Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	118819795	shares
CY2022Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	128198185	shares
CY2022Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	123646059	shares
CY2023Q4	us-gaap	Common Stock Value CommonStockValue	1282000	usd
CY2022Q4	us-gaap	Common Stock Value CommonStockValue	1282000	usd
CY2023Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	502032000	usd
CY2022Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	499625000	usd
CY2023Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	-193749000	usd
CY2022Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	-215819000	usd
CY2023Q4	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	9378390	shares
CY2022Q4	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	4552126	shares
CY2023Q4	us-gaap	Treasury Stock Common Value TreasuryStockCommonValue	103985000	usd
CY2022Q4	us-gaap	Treasury Stock Common Value TreasuryStockCommonValue	72264000	usd
CY2023Q4	us-gaap	Stockholders Equity StockholdersEquity	205580000	usd
CY2022Q4	us-gaap	Stockholders Equity StockholdersEquity	212824000	usd
CY2023Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	374037000	usd
CY2022Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	379631000	usd
CY2023	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	117460000	usd
CY2022	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	179594000	usd
CY2021	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	215655000	usd
CY2023	us-gaap	Cost Of Goods And Services Sold CostOfGoodsAndServicesSold	22282000	usd
CY2022	us-gaap	Cost Of Goods And Services Sold CostOfGoodsAndServicesSold	19968000	usd
CY2021	us-gaap	Cost Of Goods And Services Sold CostOfGoodsAndServicesSold	18621000	usd
CY2023	us-gaap	Gross Profit GrossProfit	95178000	usd
CY2022	us-gaap	Gross Profit GrossProfit	159626000	usd
CY2021	us-gaap	Gross Profit GrossProfit	197034000	usd
CY2023	us-gaap	General And Administrative Expense GeneralAndAdministrativeExpense	43043000	usd
CY2022	us-gaap	General And Administrative Expense GeneralAndAdministrativeExpense	35950000	usd
CY2021	us-gaap	General And Administrative Expense GeneralAndAdministrativeExpense	30393000	usd
CY2023	us-gaap	Selling And Marketing Expense SellingAndMarketingExpense	17485000	usd
CY2022	us-gaap	Selling And Marketing Expense SellingAndMarketingExpense	17856000	usd
CY2021	us-gaap	Selling And Marketing Expense SellingAndMarketingExpense	12000000	usd
CY2023	us-gaap	Research And Development Expense ResearchAndDevelopmentExpense	5575000	usd
CY2022	us-gaap	Research And Development Expense ResearchAndDevelopmentExpense	8205000	usd
CY2021	us-gaap	Research And Development Expense ResearchAndDevelopmentExpense	4352000	usd
CY2023	us-gaap	Operating Expenses OperatingExpenses	66103000	usd
CY2022	us-gaap	Operating Expenses OperatingExpenses	62011000	usd
CY2021	us-gaap	Operating Expenses OperatingExpenses	46745000	usd
CY2023	us-gaap	Operating Income Loss OperatingIncomeLoss	29075000	usd
CY2022	us-gaap	Operating Income Loss OperatingIncomeLoss	97615000	usd
CY2021	us-gaap	Operating Income Loss OperatingIncomeLoss	150289000	usd
CY2023	us-gaap	Interest Expense InterestExpense	10661000	usd
CY2022	us-gaap	Interest Expense InterestExpense	5832000	usd
CY2021	us-gaap	Interest Expense InterestExpense	5859000	usd
CY2021	us-gaap	Investment Income Interest InvestmentIncomeInterest	213000	usd
CY2023	us-gaap	Gain Loss On Contract Termination GainLossOnContractTermination	0	usd
CY2022	us-gaap	Gain Loss On Contract Termination GainLossOnContractTermination	0	usd
CY2021	us-gaap	Gain Loss On Contract Termination GainLossOnContractTermination	55422000	usd
CY2023	us-gaap	Gains Losses On Extinguishment Of Debt GainsLossesOnExtinguishmentOfDebt	0	usd
CY2022	us-gaap	Gains Losses On Extinguishment Of Debt GainsLossesOnExtinguishmentOfDebt	0	usd
CY2021	us-gaap	Gains Losses On Extinguishment Of Debt GainsLossesOnExtinguishmentOfDebt	-8778000	usd
CY2023	us-gaap	Other Nonoperating Income Expense OtherNonoperatingIncomeExpense	109000	usd
CY2022	us-gaap	Other Nonoperating Income Expense OtherNonoperatingIncomeExpense	-238000	usd
CY2021	us-gaap	Other Nonoperating Income Expense OtherNonoperatingIncomeExpense	-119000	usd
CY2023	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	28858000	usd
CY2022	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	93540000	usd
CY2021	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	191168000	usd
CY2023	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	6788000	usd
CY2022	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	26920000	usd
CY2021	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	45086000	usd
CY2023	us-gaap	Net Income Loss NetIncomeLoss	22070000	usd
CY2022	us-gaap	Net Income Loss NetIncomeLoss	66620000	usd
CY2021	us-gaap	Net Income Loss NetIncomeLoss	146082000	usd
CY2022	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.53
CY2021	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	1.16
CY2021	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	1.16
CY2020Q4	us-gaap	Stockholders Equity StockholdersEquity	26622000	usd
CY2021	us-gaap	Adjustments To Additional Paid In Capital Other AdjustmentsToAdditionalPaidInCapitalOther	2836000	usd
CY2021	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	3815000	usd
CY2021	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	-258000	usd
CY2021	us-gaap	Net Income Loss NetIncomeLoss	146082000	usd
CY2021Q4	us-gaap	Stockholders Equity StockholdersEquity	158982000	usd
CY2022	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	5449000	usd
CY2022	us-gaap	Stock Repurchased During Period Value StockRepurchasedDuringPeriodValue	18018000	usd
CY2022	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	-209000	usd
CY2022	us-gaap	Net Income Loss NetIncomeLoss	66620000	usd
CY2023	us-gaap	Stock Repurchased During Period Value StockRepurchasedDuringPeriodValue	37695000	usd
CY2023	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	-1199000	usd
CY2023	us-gaap	Net Income Loss NetIncomeLoss	22070000	usd
CY2023	us-gaap	Net Income Loss NetIncomeLoss	22070000	usd
CY2022	us-gaap	Net Income Loss NetIncomeLoss	66620000	usd
CY2023	us-gaap	Share Based Compensation ShareBasedCompensation	9492000	usd
CY2022	us-gaap	Share Based Compensation ShareBasedCompensation	5449000	usd
CY2021	us-gaap	Share Based Compensation ShareBasedCompensation	3815000	usd
CY2023	us-gaap	Depreciation Depletion And Amortization DepreciationDepletionAndAmortization	1159000	usd
CY2022	us-gaap	Depreciation Depletion And Amortization DepreciationDepletionAndAmortization	915000	usd
CY2021	us-gaap	Depreciation Depletion And Amortization DepreciationDepletionAndAmortization	525000	usd
CY2023	us-gaap	Amortization Of Financing Costs AmortizationOfFinancingCosts	428000	usd
CY2022	us-gaap	Amortization Of Financing Costs AmortizationOfFinancingCosts	424000	usd
CY2021	us-gaap	Amortization Of Financing Costs AmortizationOfFinancingCosts	597000	usd
CY2023	us-gaap	Operating Lease Right Of Use Asset Amortization Expense OperatingLeaseRightOfUseAssetAmortizationExpense	620000	usd
CY2022	us-gaap	Operating Lease Right Of Use Asset Amortization Expense OperatingLeaseRightOfUseAssetAmortizationExpense	579000	usd
CY2021	us-gaap	Operating Lease Right Of Use Asset Amortization Expense OperatingLeaseRightOfUseAssetAmortizationExpense	544000	usd
CY2023	lpro	Gain Loss On Extinguishment Of Tax Receivable Agreement GainLossOnExtinguishmentOfTaxReceivableAgreement	0	usd
CY2022	lpro	Gain Loss On Extinguishment Of Tax Receivable Agreement GainLossOnExtinguishmentOfTaxReceivableAgreement	0	usd
CY2021	lpro	Gain Loss On Extinguishment Of Tax Receivable Agreement GainLossOnExtinguishmentOfTaxReceivableAgreement	55422000	usd
CY2023	us-gaap	Gains Losses On Extinguishment Of Debt GainsLossesOnExtinguishmentOfDebt	0	usd
CY2022	us-gaap	Gains Losses On Extinguishment Of Debt GainsLossesOnExtinguishmentOfDebt	0	usd
CY2021	us-gaap	Gains Losses On Extinguishment Of Debt GainsLossesOnExtinguishmentOfDebt	-8778000	usd
CY2022	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	375000	usd
CY2023	us-gaap	Proceeds From Other Operating Activities ProceedsFromOtherOperatingActivities	15000	usd
CY2022	us-gaap	Proceeds From Other Operating Activities ProceedsFromOtherOperatingActivities	0	usd
CY2021	us-gaap	Proceeds From Other Operating Activities ProceedsFromOtherOperatingActivities	0	usd
CY2022	us-gaap	Increase Decrease In Accounts Receivable IncreaseDecreaseInAccountsReceivable	-804000	usd
CY2021	us-gaap	Increase Decrease In Accounts Receivable IncreaseDecreaseInAccountsReceivable	2181000	usd
CY2023	us-gaap	Increase Decrease In Contract With Customer Asset IncreaseDecreaseInContractWithCustomerAsset	-46116000	usd
CY2022	us-gaap	Increase Decrease In Contract With Customer Asset IncreaseDecreaseInContractWithCustomerAsset	-37527000	usd
CY2021	us-gaap	Increase Decrease In Contract With Customer Asset IncreaseDecreaseInContractWithCustomerAsset	23763000	usd
CY2023	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	507000	usd
CY2022	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	2685000	usd
CY2021	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	1120000	usd
CY2023	us-gaap	Increase Decrease In Accounts Payable Trade IncreaseDecreaseInAccountsPayableTrade	86000	usd
CY2022	us-gaap	Increase Decrease In Accounts Payable Trade IncreaseDecreaseInAccountsPayableTrade	-996000	usd
CY2021	us-gaap	Increase Decrease In Accounts Payable Trade IncreaseDecreaseInAccountsPayableTrade	-2157000	usd
CY2023	us-gaap	Increase Decrease In Accrued Liabilities IncreaseDecreaseInAccruedLiabilities	1183000	usd
CY2022	us-gaap	Increase Decrease In Accrued Liabilities IncreaseDecreaseInAccruedLiabilities	2405000	usd
CY2021	us-gaap	Increase Decrease In Accrued Liabilities IncreaseDecreaseInAccruedLiabilities	693000	usd
CY2023	us-gaap	Increase Decrease In Accrued Income Taxes Payable IncreaseDecreaseInAccruedIncomeTaxesPayable	2699000	usd
CY2022	us-gaap	Increase Decrease In Accrued Income Taxes Payable IncreaseDecreaseInAccruedIncomeTaxesPayable	-8369000	usd
CY2021	us-gaap	Increase Decrease In Accrued Income Taxes Payable IncreaseDecreaseInAccruedIncomeTaxesPayable	-450000	usd
CY2023	us-gaap	Increase Decrease In Operating Lease Liability IncreaseDecreaseInOperatingLeaseLiability	-561000	usd
CY2022	us-gaap	Increase Decrease In Operating Lease Liability IncreaseDecreaseInOperatingLeaseLiability	-495000	usd
CY2021	us-gaap	Increase Decrease In Operating Lease Liability IncreaseDecreaseInOperatingLeaseLiability	-364000	usd
CY2023	us-gaap	Increase Decrease In Liability For Claims And Claims Adjustment Expense Reserve IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve	2409000	usd
CY2022	us-gaap	Increase Decrease In Liability For Claims And Claims Adjustment Expense Reserve IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve	1005000	usd
CY2021	us-gaap	Increase Decrease In Liability For Claims And Claims Adjustment Expense Reserve IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve	459000	usd
CY2023	us-gaap	Increase Decrease In Other Operating Liabilities IncreaseDecreaseInOtherOperatingLiabilities	1329000	usd
CY2022	us-gaap	Increase Decrease In Other Operating Liabilities IncreaseDecreaseInOtherOperatingLiabilities	3873000	usd
CY2021	us-gaap	Increase Decrease In Other Operating Liabilities IncreaseDecreaseInOtherOperatingLiabilities	-935000	usd
CY2023	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	82658000	usd
CY2022	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	107431000	usd
CY2021	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	95156000	usd
CY2023	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	123000	usd
CY2022	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	238000	usd
CY2021	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	111000	usd
CY2023	us-gaap	Payments To Develop Software PaymentsToDevelopSoftware	2055000	usd
CY2022	us-gaap	Payments To Develop Software PaymentsToDevelopSoftware	386000	usd
CY2021	us-gaap	Payments To Develop Software PaymentsToDevelopSoftware	1876000	usd
CY2023	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-2178000	usd
CY2022	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-624000	usd
CY2021	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-1987000	usd
CY2023	us-gaap	Proceeds From Notes Payable ProceedsFromNotesPayable	0	usd
CY2022	us-gaap	Proceeds From Notes Payable ProceedsFromNotesPayable	150000000	usd
CY2021	us-gaap	Proceeds From Notes Payable ProceedsFromNotesPayable	125000000	usd
CY2023	us-gaap	Proceeds From Long Term Lines Of Credit ProceedsFromLongTermLinesOfCredit	0	usd
CY2022	us-gaap	Proceeds From Long Term Lines Of Credit ProceedsFromLongTermLinesOfCredit	0	usd
CY2021	us-gaap	Proceeds From Long Term Lines Of Credit ProceedsFromLongTermLinesOfCredit	50000000	usd
CY2023	us-gaap	Repayments Of Notes Payable RepaymentsOfNotesPayable	3750000	usd
CY2022	us-gaap	Repayments Of Notes Payable RepaymentsOfNotesPayable	123594000	usd
CY2021	us-gaap	Repayments Of Notes Payable RepaymentsOfNotesPayable	169191000	usd
CY2023	us-gaap	Repayments Of Long Term Lines Of Credit RepaymentsOfLongTermLinesOfCredit	0	usd
CY2022	us-gaap	Repayments Of Long Term Lines Of Credit RepaymentsOfLongTermLinesOfCredit	25000000	usd
CY2021	us-gaap	Repayments Of Long Term Lines Of Credit RepaymentsOfLongTermLinesOfCredit	25000000	usd
CY2023	lpro	Payments Of Deferred Financings Costs PaymentsOfDeferredFinancingsCosts	0	usd
CY2022	lpro	Payments Of Deferred Financings Costs PaymentsOfDeferredFinancingsCosts	976000	usd
CY2021	lpro	Payments Of Deferred Financings Costs PaymentsOfDeferredFinancingsCosts	1669000	usd
CY2023	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	37322000	usd
CY2022	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	18018000	usd
CY2021	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	20000000	usd
CY2023	us-gaap	Payments Related To Tax Withholding For Share Based Compensation PaymentsRelatedToTaxWithholdingForShareBasedCompensation	1258000	usd
CY2022	us-gaap	Payments Related To Tax Withholding For Share Based Compensation PaymentsRelatedToTaxWithholdingForShareBasedCompensation	209000	usd
CY2021	us-gaap	Payments Related To Tax Withholding For Share Based Compensation PaymentsRelatedToTaxWithholdingForShareBasedCompensation	0	usd
CY2023	lpro	Payments For Settlement Of Tax Receivable Agreement PaymentsForSettlementOfTaxReceivableAgreement	0	usd
CY2022	lpro	Payments For Settlement Of Tax Receivable Agreement PaymentsForSettlementOfTaxReceivableAgreement	0	usd
CY2021	lpro	Payments For Settlement Of Tax Receivable Agreement PaymentsForSettlementOfTaxReceivableAgreement	36948000	usd
CY2022	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	-17797000	usd
CY2021	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	-77808000	usd
CY2023	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	38150000	usd
CY2022	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	89010000	usd
CY2021	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	15361000	usd
CY2021Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	119509000	usd
CY2020Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	104148000	usd
CY2023Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	246669000	usd
CY2022Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	208519000	usd
CY2021Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	119509000	usd
CY2023	us-gaap	Interest Paid Net InterestPaidNet	10313000	usd
CY2022	us-gaap	Interest Paid Net InterestPaidNet	3520000	usd
CY2021	us-gaap	Interest Paid Net InterestPaidNet	5243000	usd
CY2023	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	9075000	usd
CY2022	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	36112000	usd
CY2023	us-gaap	Capital Expenditures Incurred But Not Yet Paid CapitalExpendituresIncurredButNotYetPaid	0	usd
CY2022	us-gaap	Capital Expenditures Incurred But Not Yet Paid CapitalExpendituresIncurredButNotYetPaid	0	usd
CY2021	lpro	Accrued Intangible Assets Costs AccruedIntangibleAssetsCosts	0	usd
CY2022	lpro	Capitalized Software Development Costs Accrued But Not Paid CapitalizedSoftwareDevelopmentCostsAccruedButNotPaid	0	usd
CY2021	lpro	Capitalized Software Development Costs Accrued But Not Paid CapitalizedSoftwareDevelopmentCostsAccruedButNotPaid	0	usd
CY2023	lpro	Accrued Excise Tax From Share Repurchases AccruedExciseTaxFromShareRepurchases	314000	usd
CY2022	lpro	Accrued Excise Tax From Share Repurchases AccruedExciseTaxFromShareRepurchases	0	usd
CY2021	lpro	Accrued Excise Tax From Share Repurchases AccruedExciseTaxFromShareRepurchases	0	usd
CY2023	us-gaap	Number Of Operating Segments NumberOfOperatingSegments	1	segment
CY2023	us-gaap	Use Of Estimates UseOfEstimates	<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts in the consolidated financial statements and accompanying notes. Actual results could differ from those estimates, and those differences may be material. Estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to estimates are recognized prospectively.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The most significant items subject to such estimates and assumptions include, but are not limited to, profit share revenue recognition and the corresponding impact on contract assets and assessing the realizability of deferred tax assets. The Company bases its estimates on historical trends and relevant assumptions that it believes to be reasonable under the circumstances. Accordingly, actual results could be materially different from those estimates.</span></div>
CY2023Q4	us-gaap	Restricted Cash Current RestrictedCashCurrent	6500000	usd
CY2022Q4	us-gaap	Restricted Cash Current RestrictedCashCurrent	4100000	usd
CY2022Q4	us-gaap	Allowance For Doubtful Accounts Receivable AllowanceForDoubtfulAccountsReceivable	100000	usd
CY2023	us-gaap	Provision For Doubtful Accounts ProvisionForDoubtfulAccounts	-48000	usd
CY2023Q4	us-gaap	Contract With Customer Asset Net ContractWithCustomerAssetNet	29314000	usd
CY2023Q4	us-gaap	Finite Lived Intangible Assets Remaining Amortization Period1 FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1	P3Y
CY2023	us-gaap	Depreciation Depreciation	1200000	usd
CY2022	us-gaap	Depreciation Depreciation	900000	usd
CY2021	us-gaap	Depreciation Depreciation	800000	usd
CY2023Q4	lpro	Revenue From Contract With Customer Percentage Monthly Service Fee RevenueFromContractWithCustomerPercentageMonthlyServiceFee	0.03
CY2023	us-gaap	Advertising Expense AdvertisingExpense	1100000	usd
CY2023	us-gaap	Concentration Risk Credit Risk ConcentrationRiskCreditRisk	<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial instruments that potentially subject the Company to credit risk consist of </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Cash and cash equivalents</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Restricted cash</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Accounts receivable, net</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and contract assets to the extent of the amounts recorded on the balance sheets.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Cash and cash equivalents are deposited in commercial analysis accounts, money market funds and U.S. Treasury securities at financial institutions with high credit standing. Restricted cash relates to funds held by the Company on behalf of the insurance carriers, designated for the use of insurance claim payments. Restricted cash is deposited in commercial analysis accounts at one financial institution. At times, such deposits may be in excess of the Federal Deposit Insurance Corporation insurance limits of $250,000 per institution. The Company has not experienced any losses on its deposits of cash and cash equivalents and management believes the Company is not exposed to significant risks on such accounts.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company’s accounts receivable and contract assets are derived from revenue earned from customers. The Company maintains an allowance for expected credit losses on its accounts receivable and contract asset receivable in accordance with CECL.</span></div>
CY2021Q4	us-gaap	Contract With Customer Asset Net ContractWithCustomerAssetNet	112956000	usd
CY2022	us-gaap	Contract With Customer Asset Increase Decrease For Contract Acquired In Business Combination ContractWithCustomerAssetIncreaseDecreaseForContractAcquiredInBusinessCombination	185469000	usd
CY2022	us-gaap	Contract With Customer Asset Cumulative Catch Up Adjustment To Revenue Change In Measure Of Progress ContractWithCustomerAssetCumulativeCatchUpAdjustmentToRevenueChangeInMeasureOfProgress	5677000	usd
CY2022	us-gaap	Contract With Customer Asset Reclassified To Receivable ContractWithCustomerAssetReclassifiedToReceivable	79039000	usd
CY2022	lpro	Payments Received From Insurance Carriers PaymentsReceivedFromInsuranceCarriers	138372000	usd
CY2022	us-gaap	Provision For Doubtful Accounts ProvisionForDoubtfulAccounts	-93000	usd
CY2022Q4	us-gaap	Contract With Customer Asset Net ContractWithCustomerAssetNet	75430000	usd
CY2023	us-gaap	Contract With Customer Asset Increase Decrease For Contract Acquired In Business Combination ContractWithCustomerAssetIncreaseDecreaseForContractAcquiredInBusinessCombination	140413000	usd
CY2023	us-gaap	Contract With Customer Asset Cumulative Catch Up Adjustment To Revenue Change In Measure Of Progress ContractWithCustomerAssetCumulativeCatchUpAdjustmentToRevenueChangeInMeasureOfProgress	22812000	usd
CY2023	us-gaap	Contract With Customer Asset Reclassified To Receivable ContractWithCustomerAssetReclassifiedToReceivable	67440000	usd
CY2023	lpro	Payments Received From Insurance Carriers PaymentsReceivedFromInsuranceCarriers	96325000	usd
CY2023Q4	us-gaap	Contract With Customer Asset Net Current ContractWithCustomerAssetNetCurrent	28700000	usd
CY2022Q4	us-gaap	Contract With Customer Asset Net Current ContractWithCustomerAssetNetCurrent	54400000	usd
CY2023Q4	us-gaap	Contract With Customer Asset Net Noncurrent ContractWithCustomerAssetNetNoncurrent	600000	usd
CY2022Q4	us-gaap	Contract With Customer Asset Net Noncurrent ContractWithCustomerAssetNetNoncurrent	21000000	usd
CY2023Q4	us-gaap	Deferred Finance Costs Net DeferredFinanceCostsNet	1268000	usd
CY2022Q4	us-gaap	Deferred Finance Costs Net DeferredFinanceCostsNet	1630000	usd
CY2023Q4	us-gaap	Long Term Debt LongTermDebt	144045000	usd
CY2022Q4	us-gaap	Long Term Debt LongTermDebt	147433000	usd
CY2023Q4	us-gaap	Long Term Debt Current LongTermDebtCurrent	4688000	usd
CY2022Q4	us-gaap	Long Term Debt Current LongTermDebtCurrent	3750000	usd
CY2023Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Next Twelve Months LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths	4688000	usd
CY2023Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Two LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo	7500000	usd
CY2023Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Three LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree	7500000	usd
CY2023Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Four LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour	125625000	usd
CY2023Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal After Year Five LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive	0	usd
CY2023Q4	us-gaap	Debt Instrument Carrying Amount DebtInstrumentCarryingAmount	145313000	usd
CY2020Q2	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2020Q2	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	550000000	shares
CY2020Q2	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	10000000	shares
CY2022Q4	us-gaap	Stock Repurchase Program Authorized Amount1 StockRepurchaseProgramAuthorizedAmount1	75000000	usd
CY2023Q4	us-gaap	Sales And Excise Tax Payable Current SalesAndExciseTaxPayableCurrent	300000	usd
CY2023Q4	us-gaap	Stock Repurchase Program Remaining Authorized Repurchase Amount1 StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1	19600000	usd
CY2023Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	118819795	shares
CY2023	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	9492000	usd
CY2022	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	5449000	usd
CY2021	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	3815000	usd
CY2023	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	9492000	usd
CY2022	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	5449000	usd
CY2021	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	3815000	usd
CY2022Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber	172461	shares
CY2022Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice	33.56
CY2022	us-gaap	Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2 SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2	P7Y5M8D
CY2023	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Expirations In Period ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod	20244	shares
CY2023	us-gaap	Share Based Compensation Arrangements By Share Based Payment Award Options Expirations In Period Weighted Average Exercise Price ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice	33.56
CY2023	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod	12168	shares
CY2023	us-gaap	Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice	33.56
CY2023Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber	140049	shares
CY2023Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice	33.56
CY2023	us-gaap	Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2 SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2	P6Y9M21D
CY2023Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber	140049	shares
CY2023Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Outstanding Weighted Average Exercise Price ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice	33.56
CY2023Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber	106012	shares
CY2023Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice	33.56
CY2023	us-gaap	Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1 SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1	P6Y9M
CY2022Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue	0	usd
CY2023Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue	0	usd
CY2023	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate	0
CY2023Q4	us-gaap	Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized	24114000	usd
CY2023	us-gaap	Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized Period For Recognition1 EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1	P2Y6M14D
CY2023	us-gaap	Net Income Loss NetIncomeLoss	22070000	usd
CY2022	us-gaap	Net Income Loss NetIncomeLoss	66620000	usd
CY2021	us-gaap	Net Income Loss NetIncomeLoss	146082000	usd
CY2023	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	22070000	usd
CY2022	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	66620000	usd
CY2021	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	146082000	usd
CY2023	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	120826644	shares
CY2022	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	126108329	shares
CY2021	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	126354597	shares
CY2023	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.18
CY2022	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.53
CY2021	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	1.16
CY2023	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	22070000	usd
CY2022	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	66620000	usd
CY2021	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	146082000	usd
CY2023	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	120826644	shares
CY2022	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	126108329	shares
CY2021	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	126354597	shares
CY2023	us-gaap	Incremental Common Shares Attributable To Share Based Payment Arrangements IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	648236	shares
CY2022	us-gaap	Incremental Common Shares Attributable To Share Based Payment Arrangements IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	153285	shares
CY2021	us-gaap	Incremental Common Shares Attributable To Share Based Payment Arrangements IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	35838	shares
CY2023	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	121474880	shares
CY2022	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	126261614	shares
CY2021	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	126390435	shares
CY2023	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.18
CY2022	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.53
CY2021	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	1.16
CY2023	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	845426	shares
CY2022	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	743775	shares
CY2021	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	443637	shares
CY2023Q4	us-gaap	Assets Fair Value Disclosure AssetsFairValueDisclosure	211792000	usd
CY2022Q4	us-gaap	Assets Fair Value Disclosure AssetsFairValueDisclosure	187426000	usd
CY2023	lpro	Lessee Operating Lease Number Of Operating Leases LesseeOperatingLeaseNumberOfOperatingLeases	1	lease
CY2023	us-gaap	Operating Lease Cost OperatingLeaseCost	953000	usd
CY2022	us-gaap	Operating Lease Cost OperatingLeaseCost	953000	usd
CY2021	us-gaap	Operating Lease Cost OperatingLeaseCost	953000	usd
CY2023	us-gaap	Variable Lease Cost VariableLeaseCost	401000	usd
CY2022	us-gaap	Variable Lease Cost VariableLeaseCost	408000	usd
CY2021	us-gaap	Variable Lease Cost VariableLeaseCost	455000	usd
CY2023	us-gaap	Lease Cost LeaseCost	1354000	usd
CY2022	us-gaap	Lease Cost LeaseCost	1361000	usd
CY2021	us-gaap	Lease Cost LeaseCost	1408000	usd
CY2023	us-gaap	Operating Lease Payments OperatingLeasePayments	896000	usd
CY2022	us-gaap	Operating Lease Payments OperatingLeasePayments	871000	usd
CY2021	us-gaap	Operating Lease Payments OperatingLeasePayments	774000	usd
CY2023	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	0	usd
CY2022	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	0	usd
CY2021	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	0	usd
CY2023Q4	us-gaap	Operating Lease Weighted Average Remaining Lease Term1 OperatingLeaseWeightedAverageRemainingLeaseTerm1	P5Y29D
CY2022Q4	us-gaap	Operating Lease Weighted Average Remaining Lease Term1 OperatingLeaseWeightedAverageRemainingLeaseTerm1	P6Y29D
CY2021Q4	us-gaap	Operating Lease Weighted Average Remaining Lease Term1 OperatingLeaseWeightedAverageRemainingLeaseTerm1	P7Y29D
CY2023Q4	us-gaap	Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent	0.0772
CY2022Q4	us-gaap	Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent	0.0772
CY2021Q4	us-gaap	Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent	0.0772
CY2023Q4	lpro	Operating Lease Right Of Use Asset Before Accumulated Amortization OperatingLeaseRightOfUseAssetBeforeAccumulatedAmortization	5911000	usd
CY2022Q4	lpro	Operating Lease Right Of Use Asset Before Accumulated Amortization OperatingLeaseRightOfUseAssetBeforeAccumulatedAmortization	5911000	usd
CY2023Q4	lpro	Operating Lease Right Of Use Asset Accumulated Amortization OperatingLeaseRightOfUseAssetAccumulatedAmortization	1921000	usd
CY2022Q4	lpro	Operating Lease Right Of Use Asset Accumulated Amortization OperatingLeaseRightOfUseAssetAccumulatedAmortization	1301000	usd
CY2023Q4	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	3990000	usd
CY2022Q4	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	4610000	usd
CY2023Q4	us-gaap	Operating Lease Liability Current OperatingLeaseLiabilityCurrent	632000	usd
CY2022Q4	us-gaap	Operating Lease Liability Current OperatingLeaseLiabilityCurrent	561000	usd
CY2023Q4	us-gaap	Operating Lease Liability Noncurrent OperatingLeaseLiabilityNoncurrent	3450000	usd
CY2022Q4	us-gaap	Operating Lease Liability Noncurrent OperatingLeaseLiabilityNoncurrent	4082000	usd
CY2023Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	4082000	usd
CY2022Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	4643000	usd
CY2023Q4	us-gaap	Lessee Operating Lease Liability Payments Due Next Twelve Months LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths	919000	usd
CY2023Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Two LesseeOperatingLeaseLiabilityPaymentsDueYearTwo	945000	usd
CY2023Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Three LesseeOperatingLeaseLiabilityPaymentsDueYearThree	970000	usd
CY2023Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Four LesseeOperatingLeaseLiabilityPaymentsDueYearFour	996000	usd
CY2023Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Five LesseeOperatingLeaseLiabilityPaymentsDueYearFive	1021000	usd
CY2023Q4	us-gaap	Lessee Operating Lease Liability Payments Due After Year Five LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive	87000	usd
CY2023Q4	us-gaap	Lessee Operating Lease Liability Payments Due LesseeOperatingLeaseLiabilityPaymentsDue	4938000	usd
CY2023Q4	us-gaap	Lessee Operating Lease Liability Undiscounted Excess Amount LesseeOperatingLeaseLiabilityUndiscountedExcessAmount	856000	usd
CY2023Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	4082000	usd
CY2023	lpro	Defined Contribution Plan Minimum Employee Age Requirement For Participation DefinedContributionPlanMinimumEmployeeAgeRequirementForParticipation	P21Y
CY2023	lpro	Defined Contribution Plan Minimum Days Of Service Required For Participation DefinedContributionPlanMinimumDaysOfServiceRequiredForParticipation	P60D
CY2023	us-gaap	Defined Contribution Plan Employer Matching Contribution Percent DefinedContributionPlanEmployerMatchingContributionPercent	0.03
CY2021	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	0	usd
CY2023	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	0	usd
CY2022	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	0	usd
CY2023	us-gaap	Defined Contribution Plan Employer Discretionary Contribution Amount DefinedContributionPlanEmployerDiscretionaryContributionAmount	900000	usd
CY2022	us-gaap	Defined Contribution Plan Employer Discretionary Contribution Amount DefinedContributionPlanEmployerDiscretionaryContributionAmount	700000	usd
CY2021	us-gaap	Defined Contribution Plan Employer Discretionary Contribution Amount DefinedContributionPlanEmployerDiscretionaryContributionAmount	500000	usd
CY2023	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	6800000	usd
CY2022	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	26900000	usd
CY2021	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	45100000	usd
CY2023	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.235
CY2022	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.288
CY2021	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.236
CY2023	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	10091000	usd
CY2022	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	22029000	usd
CY2021	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	19537000	usd
CY2023	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	1682000	usd
CY2022	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	4516000	usd
CY2021	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	5494000	usd
CY2023	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	-2821000	usd
CY2022	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	-4165000	usd
CY2021	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	16098000	usd
CY2023	us-gaap	Deferred Foreign Income Tax Expense Benefit DeferredForeignIncomeTaxExpenseBenefit	-2164000	usd
CY2022	us-gaap	Deferred Foreign Income Tax Expense Benefit DeferredForeignIncomeTaxExpenseBenefit	4540000	usd
CY2021	us-gaap	Deferred Foreign Income Tax Expense Benefit DeferredForeignIncomeTaxExpenseBenefit	3957000	usd
CY2023	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	6788000	usd
CY2022	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	26920000	usd
CY2021	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	45086000	usd
CY2023Q4	us-gaap	Deferred Tax Liabilities Leasing Arrangements DeferredTaxLiabilitiesLeasingArrangements	972000	usd
CY2022Q4	us-gaap	Deferred Tax Liabilities Leasing Arrangements DeferredTaxLiabilitiesLeasingArrangements	1105000	usd
CY2023	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.210
CY2022	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.210
CY2021	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.210
CY2023	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0
CY2022	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0.077
CY2021	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0.037
CY2023	lpro	Effective Income Tax Rate Reconciliation Officer Compensation Limitation Percent EffectiveIncomeTaxRateReconciliationOfficerCompensationLimitationPercent	0.025
CY2022	lpro	Effective Income Tax Rate Reconciliation Officer Compensation Limitation Percent EffectiveIncomeTaxRateReconciliationOfficerCompensationLimitationPercent	0.007
CY2021	lpro	Effective Income Tax Rate Reconciliation Officer Compensation Limitation Percent EffectiveIncomeTaxRateReconciliationOfficerCompensationLimitationPercent	0.003
CY2023	us-gaap	Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Percent EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitPercent	0.011
CY2022	us-gaap	Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Percent EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitPercent	0.005
CY2021	us-gaap	Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Percent EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitPercent	0.001
CY2023	lpro	Effective Income Tax Rate Reconciliation Gain On Extinguishment Of Tax Receivable Agreement Percent EffectiveIncomeTaxRateReconciliationGainOnExtinguishmentOfTaxReceivableAgreementPercent	0
CY2022	lpro	Effective Income Tax Rate Reconciliation Gain On Extinguishment Of Tax Receivable Agreement Percent EffectiveIncomeTaxRateReconciliationGainOnExtinguishmentOfTaxReceivableAgreementPercent	0
CY2021	lpro	Effective Income Tax Rate Reconciliation Gain On Extinguishment Of Tax Receivable Agreement Percent EffectiveIncomeTaxRateReconciliationGainOnExtinguishmentOfTaxReceivableAgreementPercent	0.010
CY2023	us-gaap	Effective Income Tax Rate Reconciliation Other Adjustments EffectiveIncomeTaxRateReconciliationOtherAdjustments	-0.011
CY2022	us-gaap	Effective Income Tax Rate Reconciliation Other Adjustments EffectiveIncomeTaxRateReconciliationOtherAdjustments	-0.011
CY2021	us-gaap	Effective Income Tax Rate Reconciliation Other Adjustments EffectiveIncomeTaxRateReconciliationOtherAdjustments	-0.005
CY2023	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.235
CY2022	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.288
CY2021	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.236
CY2023Q4	us-gaap	Deferred Tax Assets Goodwill And Intangible Assets DeferredTaxAssetsGoodwillAndIntangibleAssets	73650000	usd
CY2022Q4	us-gaap	Deferred Tax Assets Goodwill And Intangible Assets DeferredTaxAssetsGoodwillAndIntangibleAssets	78296000	usd
CY2023Q4	lpro	Deferred Tax Assets Operating Lease Liability DeferredTaxAssetsOperatingLeaseLiability	995000	usd
CY2022Q4	lpro	Deferred Tax Assets Operating Lease Liability DeferredTaxAssetsOperatingLeaseLiability	1113000	usd
CY2023Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Liabilities DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities	1418000	usd
CY2022Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Liabilities DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities	563000	usd
CY2023Q4	us-gaap	Deferred Tax Assets Net DeferredTaxAssetsNet	76063000	usd
CY2022Q4	us-gaap	Deferred Tax Assets Net DeferredTaxAssetsNet	79972000	usd
CY2023Q4	lpro	Deferred Tax Liabilities Contract Assets DeferredTaxLiabilitiesContractAssets	4056000	usd
CY2022Q4	lpro	Deferred Tax Liabilities Contract Assets DeferredTaxLiabilitiesContractAssets	12863000	usd
CY2023Q4	us-gaap	Deferred Tax Liabilities Property Plant And Equipment DeferredTaxLiabilitiesPropertyPlantAndEquipment	463000	usd
CY2022Q4	us-gaap	Deferred Tax Liabilities Property Plant And Equipment DeferredTaxLiabilitiesPropertyPlantAndEquipment	608000	usd
CY2023Q4	us-gaap	Deferred Tax Liabilities Other DeferredTaxLiabilitiesOther	459000	usd
CY2022Q4	us-gaap	Deferred Tax Liabilities Other DeferredTaxLiabilitiesOther	268000	usd
CY2023Q4	us-gaap	Deferred Income Tax Liabilities DeferredIncomeTaxLiabilities	5950000	usd
CY2022Q4	us-gaap	Deferred Income Tax Liabilities DeferredIncomeTaxLiabilities	14844000	usd
CY2023Q4	us-gaap	Deferred Tax Assets Liabilities Net DeferredTaxAssetsLiabilitiesNet	70113000	usd
CY2022Q4	us-gaap	Deferred Tax Assets Liabilities Net DeferredTaxAssetsLiabilitiesNet	65128000	usd
CY2023Q4	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	4000000	usd
CY2022Q4	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	3900000	usd
CY2023Q4	us-gaap	Income Tax Receivable IncomeTaxReceivable	5100000	usd

Files In Submission

Name	View Source	Status
lpro-20231231_def.xml	Edgar Link	unprocessable
lpro-20231231_cal.xml	Edgar Link	unprocessable
lpro-20231231_lab.xml	Edgar Link	unprocessable
FilingSummary.xml	Edgar Link	unprocessable
0001806201-24-000036-index-headers.html	Edgar Link	pending
0001806201-24-000036-index.html	Edgar Link	pending
0001806201-24-000036.txt	Edgar Link	pending
0001806201-24-000036-xbrl.zip	Edgar Link	pending
Financial_Report.xlsx	Edgar Link	pending
lpro-20231231.htm	Edgar Link	pending
lpro-20231231.xsd	Edgar Link	pending
lpro-20231231ex1015.htm	Edgar Link	pending
lpro-20231231ex211.htm	Edgar Link	pending
lpro-20231231ex231.htm	Edgar Link	pending
lpro-20231231ex311.htm	Edgar Link	pending
lpro-20231231ex312.htm	Edgar Link	pending
lpro-20231231ex321.htm	Edgar Link	pending
lpro-20231231ex322.htm	Edgar Link	pending
lpro-20231231ex971.htm	Edgar Link	pending
lpro-20231231_g1.jpg	Edgar Link	pending
lpro-20231231_g2.jpg	Edgar Link	pending
MetaLinks.json	Edgar Link	pending
R1.htm	Edgar Link	pending
R10.htm	Edgar Link	pending
R11.htm	Edgar Link	pending
R12.htm	Edgar Link	pending
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R31.htm	Edgar Link	pending
R32.htm	Edgar Link	pending
R33.htm	Edgar Link	pending
R34.htm	Edgar Link	pending
lpro-20231231_pre.xml	Edgar Link	unprocessable
lpro-20231231_htm.xml	Edgar Link	completed
R35.htm	Edgar Link	pending
R36.htm	Edgar Link	pending
R37.htm	Edgar Link	pending
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R4.htm	Edgar Link	pending
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R6.htm	Edgar Link	pending
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R8.htm	Edgar Link	pending
R9.htm	Edgar Link	pending
R9999.htm	Edgar Link	pending
report.css	Edgar Link	pending
Show.js	Edgar Link	pending

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$LPRO
Open Lending Corp Stock $lpro

2024 Q1 Form 10-K Financial Statement

#000180620124000036 Filed on February 28, 2024

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$LPRO Open Lending Corp Stock $lpro

2024 Q1 Form 10-K Financial Statement

#000180620124000036 Filed on February 28, 2024

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$LPRO
Open Lending Corp Stock $lpro