$MCBS
Metrocity Bankshares Inc Stock $mcbs

$mcbs Overview Financials Valuation SEC Filings Company Website

2023 Q1 Form 10-K Financial Statement

#000174706823000010 Filed on March 10, 2023

Income Statement

Concept	2023 Q1	2022 Q4	2022
Revenue
YoY Change
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development			$1.052M
YoY Change			28.92%
% of Gross Profit
Depreciation & Amortization	$705.0K	$1.210M	$1.200M
YoY Change	0.71%	101.67%	0.0%
% of Gross Profit
Operating Expenses			$1.052M
YoY Change			28.92%
Operating Profit
YoY Change
Interest Expense	$19.73M		$27.61M
YoY Change	1417.85%		503.87%
% of Operating Profit
Other Income/Expense, Net	$2.678M		$13.31M
YoY Change	-21.9%		14.27%
Pretax Income	$21.57M	$19.53M	$91.22M
YoY Change	-17.12%	-18.78%	10.41%
Income Tax	$5.840M	$9.353M	$28.62M
% Of Pretax Income	27.07%	47.88%	31.37%
Net Earnings	$15.73M	$10.18M	$62.60M
YoY Change	-19.04%	-41.66%	1.46%
Net Earnings / Revenue
Basic Earnings Per Share	$0.63		$2.46
Diluted Earnings Per Share	$0.62	$0.40	$2.44
COMMON SHARES
Basic Shares Outstanding	25.14M	25.31M	25.41M
Diluted Shares Outstanding	25.41M		25.69M

Balance Sheet

Concept	2023 Q1	2022 Q4	2022
SHORT-TERM ASSETS
Cash & Short-Term Investments	$234.5M	$189.8M
YoY Change	-46.19%	-58.08%
Cash & Equivalents	$224.1M	$179.5M
Short-Term Investments	$10.40M	$10.30M
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment	$15.17M	$14.26M	$22.72M
YoY Change	18.35%	9.1%	1.43%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets	$3.419B	$3.427B	$3.427B
YoY Change	8.81%	10.34%	10.34%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$3.681M	$2.739M	$2.739M
YoY Change	1740.5%	1269.5%	1269.5%
Accrued Expenses	$8.438M	$8.885M	$8.885M
YoY Change	-10.23%	-10.25%	-10.25%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$12.12M	$11.62M	$11.62M
YoY Change	26.24%	15.09%	15.09%
LONG-TERM LIABILITIES
Long-Term Debt	$387.0K	$392.0K	$392.0K
YoY Change	-3.25%	-21.6%	-21.6%
Other Long-Term Liabilities	$34.45M	$23.96M	$23.96M
YoY Change	-42.29%	-43.48%	-43.48%
Total Long-Term Liabilities	$34.84M	$24.36M	$24.36M
YoY Change	-42.03%	-43.23%	-43.23%
TOTAL LIABILITIES
Total Short-Term Liabilities	$12.12M	$11.62M	$11.62M
Total Long-Term Liabilities	$34.84M	$24.36M	$24.36M
Total Liabilities	$3.066B	$3.078B	$3.078B
YoY Change	8.27%	9.3%	9.3%
SHAREHOLDERS EQUITY
Retained Earnings	$293.1M	$285.8M
YoY Change	15.33%	19.81%
Common Stock	$251.0K	$252.0K
YoY Change	-1.57%	-1.18%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity	$353.0M	$349.4M	$349.4M
YoY Change
Total Liabilities & Shareholders Equity	$3.419B	$3.427B	$3.427B
YoY Change	8.81%	10.34%	10.34%

Cashflow Statement

Concept	2023 Q1	2022 Q4	2022
OPERATING ACTIVITIES
Net Income	$15.73M	$10.18M	$62.60M
YoY Change	-19.04%	-41.66%	1.46%
Depreciation, Depletion And Amortization	$705.0K	$1.210M	$1.200M
YoY Change	0.71%	101.67%	0.0%
Cash From Operating Activities	$25.53M	-$8.913M	$134.7M
YoY Change	-72.96%	-184.89%	105.85%
INVESTING ACTIVITIES
Capital Expenditures	$1.162M	$925.0K	$2.354M
YoY Change	4369.23%	-1025.0%	513.02%
Acquisitions
YoY Change
Other Investing Activities	$48.04M	-$78.28M	-$649.5M
YoY Change	-145.23%	-53.98%	-30.18%
Cash From Investing Activities	$46.88M	-$79.20M	-$651.8M
YoY Change	-144.11%	-53.47%	-29.95%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net			$8.195M
YoY Change			47.82%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	-27.83M	87.88M	255.3M
YoY Change	485.38%	-74.73%	-77.91%
NET CHANGE
Cash From Operating Activities	25.53M	-8.913M	134.7M
Cash From Investing Activities	46.88M	-79.20M	-651.8M
Cash From Financing Activities	-27.83M	87.88M	255.3M
Net Change In Cash	44.58M	-238.0K	-261.9M
YoY Change	-368.39%	-100.13%	-190.09%
FREE CASH FLOW
Cash From Operating Activities	$25.53M	-$8.913M	$134.7M
Capital Expenditures	$1.162M	$925.0K	$2.354M
Free Cash Flow	$24.37M	-$9.838M	$132.3M
YoY Change	-74.18%	-192.81%	103.45%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value
CY2022	us-gaap	Other Comprehensive Income Loss Tax Portion Attributable To Parent1 OtherComprehensiveIncomeLossTaxPortionAttributableToParent1	6069000
CY2022	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2022
CY2022	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	FY
CY2022	dei	Amendment Flag AmendmentFlag	false
CY2021Q4	us-gaap	Trading Securities Debt TradingSecuritiesDebt	0
CY2022Q4	us-gaap	Trading Securities Debt TradingSecuritiesDebt	0
CY2020	mcbs	Fees And Commissions And Costs Mortgage Banking And Servicing FeesAndCommissionsAndCostsMortgageBankingAndServicing	1308000
CY2022	mcbs	Gain Loss On Sale Of Sba Loans GainLossOnSaleOfSbaLoans	2068000
CY2021	mcbs	Gain Loss On Sale Of Sba Loans GainLossOnSaleOfSbaLoans	10952000
CY2022Q4	us-gaap	Preferred Stock Value PreferredStockValue
CY2021Q4	us-gaap	Preferred Stock Value PreferredStockValue
CY2022	dei	Entity Filer Category EntityFilerCategory	Accelerated Filer
CY2021Q4	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0
CY2022Q4	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0
CY2021Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	25465236
CY2022	us-gaap	Lessee Operating Lease Existence Of Option To Extend LesseeOperatingLeaseExistenceOfOptionToExtend	true
CY2022	dei	Entity Central Index Key EntityCentralIndexKey	0001747068
CY2022	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--12-31
CY2022Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	25169709
CY2022	dei	Document Type DocumentType	10-K
CY2022	dei	Document Annual Report DocumentAnnualReport	true
CY2022	dei	Document Period End Date DocumentPeriodEndDate	2022-12-31
CY2022	dei	Document Transition Report DocumentTransitionReport	false
CY2022	dei	Entity File Number EntityFileNumber	001-39068
CY2022	dei	Entity Registrant Name EntityRegistrantName	METROCITY BANKSHARES, INC.
CY2022	dei	Entity Incorporation State Country Code EntityIncorporationStateCountryCode	GA
CY2022	dei	Entity Tax Identification Number EntityTaxIdentificationNumber	47-2528408
CY2022	dei	Entity Address Address Line1 EntityAddressAddressLine1	5114 Buford Highway
CY2022	dei	Entity Address City Or Town EntityAddressCityOrTown	Doraville
CY2022	dei	Entity Address State Or Province EntityAddressStateOrProvince	GA
CY2022	dei	Entity Address Postal Zip Code EntityAddressPostalZipCode	30340
CY2022	dei	City Area Code CityAreaCode	770
CY2022	dei	Local Phone Number LocalPhoneNumber	455-4989
CY2022	dei	Security12b Title Security12bTitle	Common Stock, par value $0.01 per share
CY2022	dei	Trading Symbol TradingSymbol	MCBS
CY2022	dei	Security Exchange Name SecurityExchangeName	NASDAQ
CY2022	dei	Entity Well Known Seasoned Issuer EntityWellKnownSeasonedIssuer	No
CY2022	dei	Entity Voluntary Filers EntityVoluntaryFilers	No
CY2022	dei	Entity Current Reporting Status EntityCurrentReportingStatus	Yes
CY2022	dei	Entity Interactive Data Current EntityInteractiveDataCurrent	Yes
CY2022	dei	Entity Small Business EntitySmallBusiness	false
CY2022	dei	Entity Emerging Growth Company EntityEmergingGrowthCompany	true
CY2022	dei	Entity Ex Transition Period EntityExTransitionPeriod	true
CY2022	dei	Icfr Auditor Attestation Flag IcfrAuditorAttestationFlag	false
CY2022	dei	Entity Shell Company EntityShellCompany	false
CY2022Q2	dei	Entity Public Float EntityPublicFloat	377100000
CY2023Q1	dei	Entity Common Stock Shares Outstanding EntityCommonStockSharesOutstanding	25143675
CY2022	dei	Auditor Firm AuditorFirmId	173
CY2022	dei	Auditor Name AuditorName	Crowe LLP
CY2022	dei	Auditor Location AuditorLocation	Atlanta, Georgia
CY2022Q4	us-gaap	Cash And Due From Banks CashAndDueFromBanks	150964000
CY2021Q4	us-gaap	Cash And Due From Banks CashAndDueFromBanks	432523000
CY2022Q4	us-gaap	Federal Funds Sold FederalFundsSold	28521000
CY2021Q4	us-gaap	Federal Funds Sold FederalFundsSold	8818000
CY2022Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	179485000
CY2021Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	441341000
CY2022Q4	us-gaap	Marketable Securities MarketableSecurities	10300000
CY2021Q4	us-gaap	Marketable Securities MarketableSecurities	11386000
CY2022Q4	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	19245000
CY2021Q4	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	25733000
CY2022Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	13888000
CY2021Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	16952000
CY2022Q4	us-gaap	Loans And Leases Receivable Net Reported Amount LoansAndLeasesReceivableNetReportedAmount	3041801000
CY2021Q4	us-gaap	Loans And Leases Receivable Net Reported Amount LoansAndLeasesReceivableNetReportedAmount	2488118000
CY2022Q4	us-gaap	Interest Receivable InterestReceivable	13171000
CY2021Q4	us-gaap	Interest Receivable InterestReceivable	11052000
CY2022Q4	us-gaap	Federal Home Loan Bank Stock FederalHomeLoanBankStock	17493000
CY2021Q4	us-gaap	Federal Home Loan Bank Stock FederalHomeLoanBankStock	19701000
CY2022Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	14257000
CY2021Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	13068000
CY2022Q4	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	8463000
CY2021Q4	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	9338000
CY2022Q4	us-gaap	Other Real Estate And Foreclosed Assets OtherRealEstateAndForeclosedAssets	4328000
CY2021Q4	us-gaap	Other Real Estate And Foreclosed Assets OtherRealEstateAndForeclosedAssets	3618000
CY2022Q4	mcbs	Sba Servicing Asset Net SbaServicingAssetNet	7085000
CY2021Q4	mcbs	Sba Servicing Asset Net SbaServicingAssetNet	10234000
CY2022Q4	mcbs	Mortgage Servicing Asset Net MortgageServicingAssetNet	3973000
CY2021Q4	mcbs	Mortgage Servicing Asset Net MortgageServicingAssetNet	7747000
CY2022Q4	us-gaap	Bank Owned Life Insurance BankOwnedLifeInsurance	69130000
CY2021Q4	us-gaap	Bank Owned Life Insurance BankOwnedLifeInsurance	59437000
CY2022Q4	us-gaap	Derivative Assets DerivativeAssets	28781000
CY2021Q4	us-gaap	Derivative Assets DerivativeAssets	367000
CY2022Q4	us-gaap	Other Assets OtherAssets	9727000
CY2021Q4	us-gaap	Other Assets OtherAssets	5018000
CY2022Q4	us-gaap	Assets Assets	3427239000
CY2021Q4	us-gaap	Assets Assets	3106158000
CY2022Q4	us-gaap	Noninterest Bearing Domestic Deposit Demand NoninterestBearingDomesticDepositDemand	611991000
CY2021Q4	us-gaap	Noninterest Bearing Domestic Deposit Demand NoninterestBearingDomesticDepositDemand	592444000
CY2022Q4	us-gaap	Interest Bearing Deposit Liabilities InterestBearingDepositLiabilities	2054847000
CY2021Q4	us-gaap	Interest Bearing Deposit Liabilities InterestBearingDepositLiabilities	1670576000
CY2022Q4	us-gaap	Deposits Deposits	2666838000
CY2021Q4	us-gaap	Deposits Deposits	2263020000
CY2022Q4	us-gaap	Advances From Federal Home Loan Banks AdvancesFromFederalHomeLoanBanks	375000000
CY2021Q4	us-gaap	Advances From Federal Home Loan Banks AdvancesFromFederalHomeLoanBanks	500000000
CY2022Q4	us-gaap	Other Borrowings OtherBorrowings	392000
CY2021Q4	us-gaap	Other Borrowings OtherBorrowings	459000
CY2022Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	8885000
CY2021Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	9861000
CY2022Q4	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	2739000
CY2021Q4	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	204000
CY2022Q4	us-gaap	Other Liabilities OtherLiabilities	23964000
CY2021Q4	us-gaap	Other Liabilities OtherLiabilities	42391000
CY2022Q4	us-gaap	Liabilities Liabilities	3077818000
CY2021Q4	us-gaap	Liabilities Liabilities	2815935000
CY2021Q4	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.01
CY2022Q4	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.01
CY2021Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	10000000
CY2022Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	10000000
CY2021Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0
CY2022Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0
CY2021Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2022Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2021Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	40000000
CY2022Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	40000000
CY2022Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	25169709
CY2021Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	25465236
CY2022Q4	us-gaap	Common Stock Value CommonStockValue	252000
CY2021Q4	us-gaap	Common Stock Value CommonStockValue	255000
CY2022Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	45298000
CY2021Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	51559000
CY2022Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	285832000
CY2021Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	238577000
CY2022Q4	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	18039000
CY2021Q4	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	-168000
CY2022Q4	us-gaap	Stockholders Equity StockholdersEquity	349421000
CY2021Q4	us-gaap	Stockholders Equity StockholdersEquity	290223000
CY2022Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	3427239000
CY2021Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	3106158000
CY2022	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	142815000
CY2021	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	107851000
CY2020	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	75872000
CY2022	us-gaap	Investment Income Nonoperating InvestmentIncomeNonoperating	4330000
CY2021	us-gaap	Investment Income Nonoperating InvestmentIncomeNonoperating	885000
CY2020	us-gaap	Investment Income Nonoperating InvestmentIncomeNonoperating	1429000
CY2022	us-gaap	Interest Income Federal Funds Sold InterestIncomeFederalFundsSold	75000
CY2021	us-gaap	Interest Income Federal Funds Sold InterestIncomeFederalFundsSold	5000
CY2020	us-gaap	Interest Income Federal Funds Sold InterestIncomeFederalFundsSold	308000
CY2022	us-gaap	Interest Income Operating InterestIncomeOperating	147220000
CY2021	us-gaap	Interest Income Operating InterestIncomeOperating	108741000
CY2020	us-gaap	Interest Income Operating InterestIncomeOperating	77609000
CY2022	us-gaap	Interest Expense Customer Deposits InterestExpenseCustomerDeposits	23558000
CY2021	us-gaap	Interest Expense Customer Deposits InterestExpenseCustomerDeposits	3948000
CY2020	us-gaap	Interest Expense Customer Deposits InterestExpenseCustomerDeposits	10918000
CY2022	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm	4051000
CY2021	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm	624000
CY2020	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm	571000
CY2022	us-gaap	Interest Expense InterestExpense	27609000
CY2021	us-gaap	Interest Expense InterestExpense	4572000
CY2020	us-gaap	Interest Expense InterestExpense	11489000
CY2022	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	119611000
CY2021	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	104169000
CY2020	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	66120000
CY2022	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	-2767000
CY2021	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	6929000
CY2020	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	3467000
CY2022	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	122378000
CY2021	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	97240000
CY2020	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	62653000
CY2022	us-gaap	Gain Loss On Sale Of Mortgage Loans GainLossOnSaleOfMortgageLoans	2017000
CY2020	us-gaap	Gain Loss On Sale Of Mortgage Loans GainLossOnSaleOfMortgageLoans	2529000
CY2022	mcbs	Fees And Commissions And Costs Mortgage Banking And Servicing FeesAndCommissionsAndCostsMortgageBankingAndServicing	-561000
CY2021	mcbs	Fees And Commissions And Costs Mortgage Banking And Servicing FeesAndCommissionsAndCostsMortgageBankingAndServicing	-564000
CY2020	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	263000
CY2020	mcbs	Gain Loss On Sale Of Sba Loans GainLossOnSaleOfSbaLoans	6467000
CY2022	mcbs	Sba Servicing Income Net SbaServicingIncomeNet	1825000
CY2021	mcbs	Sba Servicing Income Net SbaServicingIncomeNet	5884000
CY2020	mcbs	Sba Servicing Income Net SbaServicingIncomeNet	6130000
CY2022	us-gaap	Other Income OtherIncome	2139000
CY2021	us-gaap	Other Income OtherIncome	1398000
CY2020	us-gaap	Other Income OtherIncome	920000
CY2022	us-gaap	Noninterest Income NoninterestIncome	19204000
CY2021	us-gaap	Noninterest Income NoninterestIncome	33803000
CY2020	us-gaap	Noninterest Income NoninterestIncome	27211000
CY2022	us-gaap	Labor And Related Expense LaborAndRelatedExpense	30502000
CY2021	us-gaap	Labor And Related Expense LaborAndRelatedExpense	30112000
CY2020	us-gaap	Labor And Related Expense LaborAndRelatedExpense	25500000
CY2022	mcbs	Occupancy And Equipment Expense OccupancyAndEquipmentExpense	4857000
CY2021	mcbs	Occupancy And Equipment Expense OccupancyAndEquipmentExpense	5028000
CY2020	mcbs	Occupancy And Equipment Expense OccupancyAndEquipmentExpense	5083000
CY2022	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	1095000
CY2021	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	1100000
CY2020	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	1078000
CY2022	us-gaap	Advertising Expense AdvertisingExpense	606000
CY2021	us-gaap	Advertising Expense AdvertisingExpense	541000
CY2020	us-gaap	Advertising Expense AdvertisingExpense	566000
CY2022	us-gaap	Other Expenses OtherExpenses	13305000
CY2021	us-gaap	Other Expenses OtherExpenses	11643000
CY2020	us-gaap	Other Expenses OtherExpenses	8873000
CY2022	us-gaap	Noninterest Expense NoninterestExpense	50365000
CY2021	us-gaap	Noninterest Expense NoninterestExpense	48424000
CY2020	us-gaap	Noninterest Expense NoninterestExpense	41100000
CY2022	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	91217000
CY2021	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	82619000
CY2020	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	48764000
CY2022	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	28615000
CY2021	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	20918000
CY2020	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	12370000
CY2022	us-gaap	Net Income Loss NetIncomeLoss	62602000
CY2021	us-gaap	Net Income Loss NetIncomeLoss	61701000
CY2020	us-gaap	Net Income Loss NetIncomeLoss	36394000
CY2022	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	2.46
CY2021	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	2.41
CY2020	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	1.42
CY2022	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	2.44
CY2021	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	2.39
CY2020	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	1.41
CY2022	us-gaap	Net Income Loss NetIncomeLoss	62602000
CY2021	us-gaap	Net Income Loss NetIncomeLoss	61701000
CY2020	us-gaap	Net Income Loss NetIncomeLoss	36394000
CY2022	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	-3528000
CY2021	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	-208000
CY2022	us-gaap	Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification And Tax OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax	27804000
CY2021	us-gaap	Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification And Tax OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax	-286000
CY2020	us-gaap	Proceeds From Sale Of Other Loans Held For Sale ProceedsFromSaleOfOtherLoansHeldForSale	95314000
CY2022	mcbs	Gain Loss On Sale Of Residential Mortgages GainLossOnSaleOfResidentialMortgages	2017000
CY2021	us-gaap	Other Comprehensive Income Loss Tax Portion Attributable To Parent1 OtherComprehensiveIncomeLossTaxPortionAttributableToParent1	-131000
CY2020	us-gaap	Other Comprehensive Income Loss Tax Portion Attributable To Parent1 OtherComprehensiveIncomeLossTaxPortionAttributableToParent1	67000
CY2022	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	18207000
CY2021	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	-363000
CY2020	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	196000
CY2022	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	80809000
CY2021	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	61338000
CY2020	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	36590000
CY2019Q4	us-gaap	Stockholders Equity StockholdersEquity	216724000
CY2020	us-gaap	Net Income Loss NetIncomeLoss	36394000
CY2020	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	1822000
CY2020	us-gaap	Other Comprehensive Income Loss Net Of Tax OtherComprehensiveIncomeLossNetOfTax	196000
CY2020	us-gaap	Dividends Common Stock DividendsCommonStock	10305000
CY2020Q4	us-gaap	Stockholders Equity StockholdersEquity	244831000
CY2021	us-gaap	Net Income Loss NetIncomeLoss	61701000
CY2021	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	1427000
CY2021	us-gaap	Other Comprehensive Income Loss Net Of Tax OtherComprehensiveIncomeLossNetOfTax	-363000
CY2021	us-gaap	Dividends Common Stock DividendsCommonStock	11829000
CY2021Q4	us-gaap	Stockholders Equity StockholdersEquity	290223000
CY2022	us-gaap	Net Income Loss NetIncomeLoss	62602000
CY2022	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	1931000
CY2022	us-gaap	Stock Repurchased And Retired During Period Value StockRepurchasedAndRetiredDuringPeriodValue	8195000
CY2022	us-gaap	Other Comprehensive Income Loss Net Of Tax OtherComprehensiveIncomeLossNetOfTax	18207000
CY2022	us-gaap	Dividends Common Stock DividendsCommonStock	15347000
CY2022Q4	us-gaap	Stockholders Equity StockholdersEquity	349421000
CY2022	us-gaap	Profit Loss ProfitLoss	62602000
CY2021	us-gaap	Profit Loss ProfitLoss	61701000
CY2020	us-gaap	Profit Loss ProfitLoss	36394000
CY2022	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	3875000
CY2021	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	2809000
CY2020	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	2929000
CY2022	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	-2767000
CY2021	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	6929000
CY2020	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	3467000
CY2022	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	1931000
CY2021	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	1427000
CY2020	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	1822000
CY2022	us-gaap	Unrealized Gain Loss On Investments UnrealizedGainLossOnInvestments	-1086000
CY2021	us-gaap	Unrealized Gain Loss On Investments UnrealizedGainLossOnInvestments	-114000
CY2022	us-gaap	Gains Losses On Sales Of Other Real Estate GainsLossesOnSalesOfOtherRealEstate	-15000
CY2021	us-gaap	Gains Losses On Sales Of Other Real Estate GainsLossesOnSalesOfOtherRealEstate	-108000
CY2020	us-gaap	Gains Losses On Sales Of Other Real Estate GainsLossesOnSalesOfOtherRealEstate	99000
CY2020	mcbs	Writedown Of Foreclosed Real Estate WritedownOfForeclosedRealEstate	141000
CY2022	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-2956000
CY2021	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-3074000
CY2020	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-1950000
CY2020	us-gaap	Payments To Purchase Other Loans Held For Sale PaymentsToPurchaseOtherLoansHeldForSale	6992000
CY2022	us-gaap	Proceeds From Sale Of Other Loans Held For Sale ProceedsFromSaleOfOtherLoansHeldForSale	96932000
CY2020	mcbs	Gain Loss On Sale Of Residential Mortgages GainLossOnSaleOfResidentialMortgages	2529000
CY2020	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	537000
CY2022	us-gaap	Proceeds From Sale Of Foreclosed Assets ProceedsFromSaleOfForeclosedAssets	41000
CY2021	us-gaap	Proceeds From Sale Of Foreclosed Assets ProceedsFromSaleOfForeclosedAssets	986000
CY2022	us-gaap	Payments For Origination Of Mortgage Loans Held For Sale PaymentsForOriginationOfMortgageLoansHeldForSale	32077000
CY2021	us-gaap	Payments For Origination Of Mortgage Loans Held For Sale PaymentsForOriginationOfMortgageLoansHeldForSale	127062000
CY2020	us-gaap	Payments For Origination Of Mortgage Loans Held For Sale PaymentsForOriginationOfMortgageLoansHeldForSale	137374000
CY2022	mcbs	Proceeds From Sales Of Sba Loans Held For Sale ProceedsFromSalesOfSbaLoansHeldForSale	34145000
CY2021	mcbs	Proceeds From Sales Of Sba Loans Held For Sale ProceedsFromSalesOfSbaLoansHeldForSale	138014000
CY2020	mcbs	Proceeds From Sales Of Sba Loans Held For Sale ProceedsFromSalesOfSbaLoansHeldForSale	143841000
CY2022	mcbs	Gain Loss On Sale Of Sba Loans GainLossOnSaleOfSbaLoans	2068000
CY2021	mcbs	Gain Loss On Sale Of Sba Loans GainLossOnSaleOfSbaLoans	10952000
CY2020	mcbs	Gain Loss On Sale Of Sba Loans GainLossOnSaleOfSbaLoans	6467000
CY2022	us-gaap	Life Insurance Corporate Or Bank Owned Change In Value LifeInsuranceCorporateOrBankOwnedChangeInValue	1693000
CY2021	us-gaap	Life Insurance Corporate Or Bank Owned Change In Value LifeInsuranceCorporateOrBankOwnedChangeInValue	1131000
CY2020	us-gaap	Life Insurance Corporate Or Bank Owned Change In Value LifeInsuranceCorporateOrBankOwnedChangeInValue	587000
CY2022	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	2119000
CY2021	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	381000
CY2020	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	5570000
CY2022	mcbs	Increase Decrease In Sba Servicing Rights IncreaseDecreaseInSbaServicingRights	-3149000
CY2021	mcbs	Increase Decrease In Sba Servicing Rights IncreaseDecreaseInSbaServicingRights	591000
CY2020	mcbs	Increase Decrease In Sba Servicing Rights IncreaseDecreaseInSbaServicingRights	1455000
CY2022	mcbs	Increase Decrease In Mortgage Servicing Rights IncreaseDecreaseInMortgageServicingRights	3774000
CY2021	mcbs	Increase Decrease In Mortgage Servicing Rights IncreaseDecreaseInMortgageServicingRights	5244000
CY2020	mcbs	Increase Decrease In Mortgage Servicing Rights IncreaseDecreaseInMortgageServicingRights	5077000
CY2022	us-gaap	Increase Decrease In Other Current Assets IncreaseDecreaseInOtherCurrentAssets	7698000
CY2021	us-gaap	Increase Decrease In Other Current Assets IncreaseDecreaseInOtherCurrentAssets	-2705000
CY2020	us-gaap	Increase Decrease In Other Current Assets IncreaseDecreaseInOtherCurrentAssets	2861000
CY2022	us-gaap	Increase Decrease In Interest Payable Net IncreaseDecreaseInInterestPayableNet	2535000
CY2021	us-gaap	Increase Decrease In Interest Payable Net IncreaseDecreaseInInterestPayableNet	-18000
CY2020	us-gaap	Increase Decrease In Interest Payable Net IncreaseDecreaseInInterestPayableNet	-668000
CY2022	us-gaap	Increase Decrease In Other Current Liabilities IncreaseDecreaseInOtherCurrentLiabilities	-21955000
CY2021	us-gaap	Increase Decrease In Other Current Liabilities IncreaseDecreaseInOtherCurrentLiabilities	-10409000
CY2020	us-gaap	Increase Decrease In Other Current Liabilities IncreaseDecreaseInOtherCurrentLiabilities	20125000
CY2022	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	134694000
CY2021	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	65433000
CY2020	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	142558000
CY2020	us-gaap	Proceeds From Securities Purchased Under Agreements To Resell ProceedsFromSecuritiesPurchasedUnderAgreementsToResell	15000000
CY2021	us-gaap	Payments To Acquire Marketable Securities PaymentsToAcquireMarketableSecurities	11500000
CY2021	mcbs	Payment To Acquire Available For Sale Securities PaymentToAcquireAvailableForSaleSecurities	10744000
CY2020	mcbs	Payment To Acquire Available For Sale Securities PaymentToAcquireAvailableForSaleSecurities	5952000
CY2022	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	2886000
CY2021	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	2851000
CY2020	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	3746000
CY2022	us-gaap	Payments For Proceeds From Federal Home Loan Bank Stock PaymentsForProceedsFromFederalHomeLoanBankStock	-2208000
CY2021	us-gaap	Payments For Proceeds From Federal Home Loan Bank Stock PaymentsForProceedsFromFederalHomeLoanBankStock	13554000
CY2020	us-gaap	Payments For Proceeds From Federal Home Loan Bank Stock PaymentsForProceedsFromFederalHomeLoanBankStock	2305000
CY2022	mcbs	Increase Decrease In Loans Held For Sale For Investing Activities IncreaseDecreaseInLoansHeldForSaleForInvestingActivities	646597000
CY2021	mcbs	Increase Decrease In Loans Held For Sale For Investing Activities IncreaseDecreaseInLoansHeldForSaleForInvestingActivities	875706000
CY2020	mcbs	Increase Decrease In Loans Held For Sale For Investing Activities IncreaseDecreaseInLoansHeldForSaleForInvestingActivities	474275000
CY2022	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	2354000
CY2021	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	384000
CY2020	us-gaap	Proceeds From Sale Of Foreclosed Assets ProceedsFromSaleOfForeclosedAssets	1459000
CY2022	mcbs	Payments To Acquire Bank Owned Life Insurance PaymentsToAcquireBankOwnedLifeInsurance	8000000
CY2020	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	14771000
CY2021	mcbs	Payments To Acquire Bank Owned Life Insurance PaymentsToAcquireBankOwnedLifeInsurance	22500000
CY2020	mcbs	Payments To Acquire Bank Owned Life Insurance PaymentsToAcquireBankOwnedLifeInsurance	15000000
CY2022	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-651816000
CY2021	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-930551000
CY2020	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-477864000
CY2022	us-gaap	Increase Decrease In Deposits IncreaseDecreaseInDeposits	403818000
CY2021	us-gaap	Increase Decrease In Deposits IncreaseDecreaseInDeposits	783131000
CY2020	us-gaap	Increase Decrease In Deposits IncreaseDecreaseInDeposits	172512000
CY2022	mcbs	Repayments Proceeds From Federal Home Loan Bank Advances RepaymentsProceedsFromFederalHomeLoanBankAdvances	525000000
CY2021	mcbs	Repayments Proceeds From Federal Home Loan Bank Advances RepaymentsProceedsFromFederalHomeLoanBankAdvances	640000000
CY2020	mcbs	Repayments Proceeds From Federal Home Loan Bank Advances RepaymentsProceedsFromFederalHomeLoanBankAdvances	70000000
CY2022	mcbs	Payment For Federal Home Loan Bank Advances PaymentForFederalHomeLoanBankAdvances	650000000
CY2021	mcbs	Payment For Federal Home Loan Bank Advances PaymentForFederalHomeLoanBankAdvances	250000000
CY2020	mcbs	Payment For Federal Home Loan Bank Advances PaymentForFederalHomeLoanBankAdvances	20000000
CY2022	us-gaap	Debt Instrument Increase Decrease Other Net DebtInstrumentIncreaseDecreaseOtherNet	67000
CY2021	us-gaap	Debt Instrument Increase Decrease Other Net DebtInstrumentIncreaseDecreaseOtherNet	24000
CY2020	us-gaap	Debt Instrument Increase Decrease Other Net DebtInstrumentIncreaseDecreaseOtherNet	2646000
CY2022	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	8195000
CY2021	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	5544000
CY2022	us-gaap	Payments Of Dividends Common Stock PaymentsOfDividendsCommonStock	15290000
CY2021	us-gaap	Payments Of Dividends Common Stock PaymentsOfDividendsCommonStock	11792000
CY2020	us-gaap	Payments Of Dividends Common Stock PaymentsOfDividendsCommonStock	10285000
CY2022	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	255266000
CY2021	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	1155771000
CY2020	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	209581000
CY2022	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect	-261856000
CY2021	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect	290653000
CY2020	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect	-125725000
CY2021Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	441341000
CY2020Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	150688000
CY2019Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	276413000
CY2022Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	179485000
CY2021Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	441341000
CY2020Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	150688000
CY2022	mcbs	Transfer Of Loan Principal To Foreclosed Real Estate Net Of Write Downs TransferOfLoanPrincipalToForeclosedRealEstateNetOfWriteDowns	766000
CY2021	mcbs	Transfer Of Loan Principal To Foreclosed Real Estate Net Of Write Downs TransferOfLoanPrincipalToForeclosedRealEstateNetOfWriteDowns	868000
CY2020	mcbs	Transfer Of Loan Principal To Foreclosed Real Estate Net Of Write Downs TransferOfLoanPrincipalToForeclosedRealEstateNetOfWriteDowns	4922000
CY2022	mcbs	Initial Recognition Of Operating Lease Right Of Use Assets InitialRecognitionOfOperatingLeaseRightOfUseAssets	1761000
CY2021	mcbs	Initial Recognition Of Operating Lease Right Of Use Assets InitialRecognitionOfOperatingLeaseRightOfUseAssets	560000
CY2020	mcbs	Initial Recognition Of Operating Lease Right Of Use Assets InitialRecognitionOfOperatingLeaseRightOfUseAssets	131000
CY2022	mcbs	Initial Recognition Of Operating Lease Liabilities InitialRecognitionOfOperatingLeaseLiabilities	1761000
CY2021	mcbs	Initial Recognition Of Operating Lease Liabilities InitialRecognitionOfOperatingLeaseLiabilities	560000
CY2020	mcbs	Initial Recognition Of Operating Lease Liabilities InitialRecognitionOfOperatingLeaseLiabilities	131000
CY2022	us-gaap	Interest Paid Net InterestPaidNet	25074000
CY2021	us-gaap	Interest Paid Net InterestPaidNet	4590000
CY2020	us-gaap	Interest Paid Net InterestPaidNet	12157000
CY2022	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	34311000
CY2021	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	23506000
CY2021Q4	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	25733000
CY2022Q4	us-gaap	Impaired Financing Receivable With Related Allowance Recorded Investment ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment	2412000
CY2022	us-gaap	Use Of Estimates UseOfEstimates	<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">Use of Estimates </b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:18pt;margin:0pt 0pt 12pt 0pt;">The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. </p>
CY2022	us-gaap	Concentration Risk Credit Risk ConcentrationRiskCreditRisk	<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">Significant Group Concentrations of Credit Risk</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:18pt;margin:0pt 0pt 12pt 0pt;">A substantial portion of the Company’s loan portfolio is to customers in the Atlanta, Georgia and New York, New York metropolitan areas. The ultimate collectability of a substantial portion of the portfolio is therefore susceptible to changes in the economic and market condition in and around this area.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:18pt;margin:0pt 0pt 12pt 0pt;">The nature of the Company’s business requires that it maintain amounts due from banks, which at times may exceed federally insured limits. The Company has not experienced any losses in such accounts.</p>
CY2021Q4	us-gaap	Restricted Cash And Cash Equivalents At Carrying Value RestrictedCashAndCashEquivalentsAtCarryingValue	0
CY2022Q4	us-gaap	Restricted Cash And Cash Equivalents At Carrying Value RestrictedCashAndCashEquivalentsAtCarryingValue	0
CY2021Q4	us-gaap	Held To Maturity Securities HeldToMaturitySecurities	0
CY2022Q4	us-gaap	Held To Maturity Securities HeldToMaturitySecurities	0
CY2022	us-gaap	Income Tax Reconciliation Other Adjustments IncomeTaxReconciliationOtherAdjustments	-113000
CY2022Q4	us-gaap	Impaired Financing Receivable Recorded Investment ImpairedFinancingReceivableRecordedInvestment	30725000
CY2022Q4	us-gaap	Impaired Financing Receivable Related Allowance ImpairedFinancingReceivableRelatedAllowance	714000
CY2022	us-gaap	Derivatives Methods Of Accounting Hedging Derivatives DerivativesMethodsOfAccountingHedgingDerivatives	<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">Interest Rate Derivatives</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:18pt;margin:0pt 0pt 12pt 0pt;">The Company may use interest rate swap and cap agreements to hedge various exposures or to modify interest rate characteristics of various financial instruments. The Company utilizes interest rate swap and cap agreements as part of its asset/liability management strategy to help manage its interest-rate risk position. Interest rate swaps are contracts in which a series of interest payments are exchanged over a prescribed time period. The notional amounts of the interest rate swap are correlated to match the underlying asset or liability and do not represent the amount exchanged by the parties. The amount exchanged is determined by reference to the notional amount and the other terms of the individual interest rate swap agreements.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:18pt;margin:0pt 0pt 12pt 0pt;">The Company determines the effectiveness of cash flow hedges at the inception of the derivative contract based on the Company’s intentions and belief as to the likely effectiveness as a hedge. Cash flow hedges represent a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to the recognized asset or liability. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income (loss) and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. The changes in fair value of derivatives that are not highly effective in hedging the changes in fair value or expected cash flows of the hedged item are recognized immediately in current earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income. Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. </p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:18pt;margin:0pt 0pt 12pt 0pt;">The Company formally documents the relationship between derivatives and hedge items, as well as the risk management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship. This documentation includes linking cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair value or cash flows of hedged items. The Company will discontinue the hedge accounting when it determines that the derivative is no longer effective in offsetting changes in the fair value or cash flows of the hedged items, the derivative is settled or terminates, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm, or treatment of the derivative as a hedge is no longer appropriate or intended. </p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;text-indent:0pt;margin:0pt 0pt 12pt 0pt;">When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as noninterest income. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into income over the same periods in which the hedged transactions will affect income.</p>
CY2021Q4	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	0
CY2022Q4	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	0
CY2022Q4	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	19245000
CY2021Q4	us-gaap	Debt Securities Available For Sale Amortized Cost After Allowance For Credit Loss DebtSecuritiesAvailableForSaleAmortizedCostAfterAllowanceForCreditLoss	25680000
CY2021Q4	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax	214000
CY2021Q4	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax	161000
CY2022	us-gaap	Number Of Operating Segments NumberOfOperatingSegments	1
CY2022	us-gaap	Number Of Reportable Segments NumberOfReportableSegments	1
CY2020Q1	mcbs	Coronavirus Aid Relief And Economic Security Act Value Of Relief Package Provided By Government CoronavirusAidReliefAndEconomicSecurityActValueOfReliefPackageProvidedByGovernment	2200000000000
CY2022Q4	us-gaap	Debt Securities Available For Sale Amortized Cost After Allowance For Credit Loss DebtSecuritiesAvailableForSaleAmortizedCostAfterAllowanceForCreditLoss	22720000
CY2022Q4	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax	3475000
CY2021Q4	us-gaap	Impaired Financing Receivable Unpaid Principal Balance ImpairedFinancingReceivableUnpaidPrincipalBalance	11849000
CY2022Q4	us-gaap	Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost	5922000
CY2022Q4	us-gaap	Available For Sale Securities Debt Maturities After One Through Five Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue	5893000
CY2022Q4	us-gaap	Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost	379000
CY2022Q4	us-gaap	Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue	372000
CY2022Q4	us-gaap	Available For Sale Securities Debt Maturities After Ten Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost	6879000
CY2022Q4	us-gaap	Available For Sale Securities Debt Maturities After Ten Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue	5197000
CY2022Q4	us-gaap	Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost	9540000
CY2022Q4	us-gaap	Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue	7783000
CY2022Q4	us-gaap	Available For Sale Debt Securities Amortized Cost Basis AvailableForSaleDebtSecuritiesAmortizedCostBasis	22720000
CY2022Q4	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	19245000
CY2021Q4	mcbs	Number Of Securities Pledged NumberOfSecuritiesPledged	0
CY2022Q4	mcbs	Number Of Securities Pledged NumberOfSecuritiesPledged	0
CY2020Q4	mcbs	Number Of Securities Sold NumberOfSecuritiesSold	0
CY2021Q4	mcbs	Number Of Securities Sold NumberOfSecuritiesSold	0
CY2022Q4	mcbs	Number Of Securities Sold NumberOfSecuritiesSold	0
CY2022Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss	804000
CY2022Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months	4097000
CY2022Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss	2671000
CY2022Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger	10089000
CY2021Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss	161000
CY2021Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months	11731000
CY2022Q4	us-gaap	Debt Securities Available For Sale Unrealized Loss Position Number Of Positions DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions	20
CY2022	mcbs	Debt Securities Available For Sale Percentage Of Depreciation DebtSecuritiesAvailableForSalePercentageOfDepreciation	0.1968
CY2021Q4	us-gaap	Debt Securities Available For Sale Unrealized Loss Position Number Of Positions DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions	9
CY2022Q4	us-gaap	Marketable Securities MarketableSecurities	10300000
CY2021Q4	us-gaap	Marketable Securities MarketableSecurities	11400000
CY2022	us-gaap	Marketable Securities Unrealized Gain Loss MarketableSecuritiesUnrealizedGainLoss	-1100000
CY2021	us-gaap	Marketable Securities Unrealized Gain Loss MarketableSecuritiesUnrealizedGainLoss	-114000
CY2020	us-gaap	Marketable Securities Unrealized Gain Loss MarketableSecuritiesUnrealizedGainLoss	0
CY2021Q4	us-gaap	Impaired Financing Receivable With No Related Allowance Recorded Investment ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment	10365000
CY2021Q4	us-gaap	Impaired Financing Receivable With Related Allowance Recorded Investment ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment	1542000
CY2021Q4	us-gaap	Impaired Financing Receivable Recorded Investment ImpairedFinancingReceivableRecordedInvestment	11907000
CY2022Q4	us-gaap	Loans And Leases Receivable Gross Carrying Amount LoansAndLeasesReceivableGrossCarryingAmount	3065329000
CY2021Q4	us-gaap	Loans And Leases Receivable Gross Carrying Amount LoansAndLeasesReceivableGrossCarryingAmount	2511508000
CY2022Q4	us-gaap	Loans And Leases Receivable Deferred Income LoansAndLeasesReceivableDeferredIncome	9640000
CY2021Q4	us-gaap	Loans And Leases Receivable Deferred Income LoansAndLeasesReceivableDeferredIncome	6438000
CY2022Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	13888000
CY2021Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	16952000
CY2022Q4	us-gaap	Loans And Leases Receivable Net Reported Amount LoansAndLeasesReceivableNetReportedAmount	3041801000
CY2021Q4	us-gaap	Loans And Leases Receivable Net Reported Amount LoansAndLeasesReceivableNetReportedAmount	2488118000
CY2021Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	16952000
CY2022	us-gaap	Allowance For Loan And Lease Losses Write Offs AllowanceForLoanAndLeaseLossesWriteOffs	-390000
CY2022	us-gaap	Allowance For Doubtful Accounts Receivable Recoveries AllowanceForDoubtfulAccountsReceivableRecoveries	93000
CY2022	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	-2767000
CY2022Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	13888000
CY2020Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	10135000
CY2021	us-gaap	Allowance For Loan And Lease Losses Write Offs AllowanceForLoanAndLeaseLossesWriteOffs	-131000
CY2021	us-gaap	Allowance For Doubtful Accounts Receivable Recoveries AllowanceForDoubtfulAccountsReceivableRecoveries	19000
CY2021	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	6929000
CY2021Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	16952000
CY2019Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	6839000
CY2020	us-gaap	Allowance For Loan And Lease Losses Write Offs AllowanceForLoanAndLeaseLossesWriteOffs	-257000
CY2020	us-gaap	Allowance For Doubtful Accounts Receivable Recoveries AllowanceForDoubtfulAccountsReceivableRecoveries	86000
CY2020	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	3467000
CY2020Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	10135000
CY2022Q4	us-gaap	Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1 FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1	714000
CY2022Q4	us-gaap	Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment	13174000
CY2022Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	13888000
CY2022Q4	us-gaap	Financing Receivable Individually Evaluated For Impairment FinancingReceivableIndividuallyEvaluatedForImpairment	29926000
CY2022Q4	us-gaap	Financing Receivable Collectively Evaluated For Impairment FinancingReceivableCollectivelyEvaluatedForImpairment	3025763000
CY2022Q4	us-gaap	Loans And Leases Receivable Net Of Deferred Income LoansAndLeasesReceivableNetOfDeferredIncome	3055689000
CY2021Q4	us-gaap	Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1 FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1	676000
CY2021Q4	us-gaap	Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment	16276000
CY2021Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	16952000
CY2021Q4	us-gaap	Financing Receivable Individually Evaluated For Impairment FinancingReceivableIndividuallyEvaluatedForImpairment	11849000
CY2021Q4	us-gaap	Financing Receivable Collectively Evaluated For Impairment FinancingReceivableCollectivelyEvaluatedForImpairment	2493221000
CY2021Q4	us-gaap	Loans And Leases Receivable Net Of Deferred Income LoansAndLeasesReceivableNetOfDeferredIncome	2505070000
CY2021Q4	us-gaap	Impaired Financing Receivable Related Allowance ImpairedFinancingReceivableRelatedAllowance	676000
CY2022Q4	us-gaap	Impaired Financing Receivable Unpaid Principal Balance ImpairedFinancingReceivableUnpaidPrincipalBalance	29926000
CY2022Q4	us-gaap	Impaired Financing Receivable With No Related Allowance Recorded Investment ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment	28313000
CY2022	us-gaap	Impaired Financing Receivable Average Recorded Investment ImpairedFinancingReceivableAverageRecordedInvestment	21604000
CY2022	mcbs	Impaired Financing Receivable Interest Income Cash Basis Method And Accrual Method ImpairedFinancingReceivableInterestIncomeCashBasisMethodAndAccrualMethod	1068000
CY2021	us-gaap	Impaired Financing Receivable Average Recorded Investment ImpairedFinancingReceivableAverageRecordedInvestment	11829000
CY2021	mcbs	Impaired Financing Receivable Interest Income Cash Basis Method And Accrual Method ImpairedFinancingReceivableInterestIncomeCashBasisMethodAndAccrualMethod	310000
CY2020	us-gaap	Impaired Financing Receivable Average Recorded Investment ImpairedFinancingReceivableAverageRecordedInvestment	16129000
CY2020	mcbs	Impaired Financing Receivable Interest Income Cash Basis Method And Accrual Method ImpairedFinancingReceivableInterestIncomeCashBasisMethodAndAccrualMethod	569000
CY2022Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	10065000
CY2022Q4	us-gaap	Loans And Leases Receivable Net Of Deferred Income LoansAndLeasesReceivableNetOfDeferredIncome	3055689000
CY2021Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	8759000
CY2021Q4	us-gaap	Loans And Leases Receivable Net Of Deferred Income LoansAndLeasesReceivableNetOfDeferredIncome	2505070000
CY2022Q4	us-gaap	Loans And Leases Receivable Net Of Deferred Income LoansAndLeasesReceivableNetOfDeferredIncome	3055689000
CY2021Q4	us-gaap	Loans And Leases Receivable Net Of Deferred Income LoansAndLeasesReceivableNetOfDeferredIncome	2505070000
CY2022Q4	mcbs	Financing Receivable Modifications Recorded Investment Still Accruing FinancingReceivableModificationsRecordedInvestmentStillAccruing	9919000
CY2022Q4	mcbs	Financing Receivable Modifications Recorded Investment Non Accrual Status FinancingReceivableModificationsRecordedInvestmentNonAccrualStatus	699000
CY2022Q4	us-gaap	Financing Receivable Modifications Recorded Investment FinancingReceivableModificationsRecordedInvestment	10618000
CY2021Q4	mcbs	Financing Receivable Modifications Recorded Investment Still Accruing FinancingReceivableModificationsRecordedInvestmentStillAccruing	2698000
CY2021Q4	mcbs	Financing Receivable Modifications Recorded Investment Non Accrual Status FinancingReceivableModificationsRecordedInvestmentNonAccrualStatus	479000
CY2021Q4	us-gaap	Financing Receivable Modifications Recorded Investment FinancingReceivableModificationsRecordedInvestment	3177000
CY2022Q4	mcbs	Financing Receivable Troubled Debt Restructuring Specific Reserve FinancingReceivableTroubledDebtRestructuringSpecificReserve	524000
CY2021Q4	mcbs	Financing Receivable Troubled Debt Restructuring Specific Reserve FinancingReceivableTroubledDebtRestructuringSpecificReserve	242000
CY2021	us-gaap	Financing Receivables Impaired Troubled Debt Restructuring Write Down FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown	0
CY2022	us-gaap	Financing Receivables Impaired Troubled Debt Restructuring Write Down FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown	0
CY2021	us-gaap	Financing Receivable Modifications Number Of Contracts2 FinancingReceivableModificationsNumberOfContracts2	0
CY2022Q4	us-gaap	Financing Receivable Modifications Recorded Investment FinancingReceivableModificationsRecordedInvestment	10618000
CY2021Q4	us-gaap	Financing Receivable Modifications Recorded Investment FinancingReceivableModificationsRecordedInvestment	3177000
CY2022Q4	mcbs	Financing Receivable Modifications Td Rs Number Of Contracts FinancingReceivableModificationsTDRsNumberOfContracts	10000
CY2022Q4	mcbs	Financing Receivable Modifications Recorded Investment Including Interest And Fees FinancingReceivableModificationsRecordedInvestmentIncludingInterestAndFees	11318000
CY2021Q4	mcbs	Financing Receivable Modifications Td Rs Number Of Contracts FinancingReceivableModificationsTDRsNumberOfContracts	5000
CY2021Q4	mcbs	Financing Receivable Modifications Recorded Investment Including Interest And Fees FinancingReceivableModificationsRecordedInvestmentIncludingInterestAndFees	3190000
CY2021	us-gaap	Operating Lease Payments OperatingLeasePayments	1960000
CY2022	mcbs	Operating Lease Liability Reduction Payments OperatingLeaseLiabilityReductionPayments	1598000
CY2021Q4	us-gaap	Due From Related Parties DueFromRelatedParties	8327000
CY2020Q4	us-gaap	Due From Related Parties DueFromRelatedParties	8641000
CY2022	us-gaap	Repayments Of Related Party Debt RepaymentsOfRelatedPartyDebt	4214000
CY2021	us-gaap	Repayments Of Related Party Debt RepaymentsOfRelatedPartyDebt	314000
CY2022Q4	us-gaap	Due From Related Parties DueFromRelatedParties	4113000
CY2021Q4	us-gaap	Due From Related Parties DueFromRelatedParties	8327000
CY2022Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	23250000
CY2021Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	20918000
CY2022Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	8993000
CY2021Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	7850000
CY2022Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	14257000
CY2021Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	13068000
CY2022	us-gaap	Depreciation Depreciation	1200000
CY2021	us-gaap	Depreciation Depreciation	1200000
CY2020	us-gaap	Depreciation Depreciation	1100000
CY2022Q4	us-gaap	Lessee Operating Lease Renewal Term LesseeOperatingLeaseRenewalTerm	P5Y
CY2022	us-gaap	Lessee Operating Lease Existence Of Option To Terminate LesseeOperatingLeaseExistenceOfOptionToTerminate	false
CY2022	mcbs	Lessee Operating Lease Number Of Short Term Leases LesseeOperatingLeaseNumberOfShortTermLeases	0
CY2021	mcbs	Operating Lease Liability Reduction Payments OperatingLeaseLiabilityReductionPayments	1643000
CY2022	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	1761000
CY2021	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	560000
CY2022	us-gaap	Operating Lease Cost OperatingLeaseCost	1995000
CY2021	us-gaap	Operating Lease Cost OperatingLeaseCost	2158000
CY2020	us-gaap	Operating Lease Cost OperatingLeaseCost	2197000
CY2022	us-gaap	Variable Lease Cost VariableLeaseCost	164000
CY2021	us-gaap	Variable Lease Cost VariableLeaseCost	188000
CY2020	us-gaap	Variable Lease Cost VariableLeaseCost	190000
CY2022	us-gaap	Lease Cost LeaseCost	2159000
CY2021	us-gaap	Lease Cost LeaseCost	2346000
CY2020	us-gaap	Lease Cost LeaseCost	2387000
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due Next Rolling Twelve Months LesseeOperatingLeaseLiabilityPaymentsDueNextRollingTwelveMonths	2026000
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due In Rolling Year Two LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearTwo	1900000
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due In Rolling Year Three LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearThree	1665000
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due In Rolling Year Four LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFour	1417000
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due In Rolling Year Five LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFive	1152000
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due After Rolling Year Five LesseeOperatingLeaseLiabilityPaymentsDueAfterRollingYearFive	1550000
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due LesseeOperatingLeaseLiabilityPaymentsDue	9710000
CY2022Q4	us-gaap	Lessee Operating Lease Liability Undiscounted Excess Amount LesseeOperatingLeaseLiabilityUndiscountedExcessAmount	825000
CY2022Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	8885000
CY2022Q4	us-gaap	Operating Lease Weighted Average Remaining Lease Term1 OperatingLeaseWeightedAverageRemainingLeaseTerm1	P5Y7M6D
CY2022Q4	us-gaap	Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent	0.0317
CY2022	us-gaap	Operating Lease Payments OperatingLeasePayments	1859000
CY2022Q4	mcbs	Time Deposits Less Than250000 TimeDepositsLessThan250000	417775000
CY2022Q4	us-gaap	Servicing Asset At Fair Value Amount ServicingAssetAtFairValueAmount	7200000
CY2021Q4	us-gaap	Servicing Asset At Fair Value Amount ServicingAssetAtFairValueAmount	7900000
CY2022Q4	us-gaap	Noninterest Bearing Domestic Deposit Demand NoninterestBearingDomesticDepositDemand	611991000
CY2021Q4	us-gaap	Noninterest Bearing Domestic Deposit Demand NoninterestBearingDomesticDepositDemand	592444000
CY2022Q4	us-gaap	Deposits Negotiable Order Of Withdrawal Now DepositsNegotiableOrderOfWithdrawalNOW	168675000
CY2021Q4	us-gaap	Deposits Negotiable Order Of Withdrawal Now DepositsNegotiableOrderOfWithdrawalNOW	170696000
CY2022Q4	us-gaap	Deposits Money Market Deposits DepositsMoneyMarketDeposits	553077000
CY2021Q4	us-gaap	Deposits Money Market Deposits DepositsMoneyMarketDeposits	606679000
CY2022Q4	us-gaap	Interest Bearing Domestic Deposit Brokered InterestBearingDomesticDepositBrokered	523687000
CY2021Q4	us-gaap	Interest Bearing Domestic Deposit Brokered InterestBearingDomesticDepositBrokered	425055000
CY2021	us-gaap	Effective Income Tax Rate Reconciliation Tax Exempt Income EffectiveIncomeTaxRateReconciliationTaxExemptIncome	0.002
CY2020	us-gaap	Income Tax Reconciliation Tax Exempt Income IncomeTaxReconciliationTaxExemptIncome	-342000
CY2021Q4	mcbs	Time Deposits Less Than250000 TimeDepositsLessThan250000	330275000
CY2022Q4	mcbs	Time Deposits250000 Or More TimeDeposits250000OrMore	391633000
CY2021Q4	mcbs	Time Deposits250000 Or More TimeDeposits250000OrMore	137871000
CY2022Q4	us-gaap	Deposits Deposits	2666838000
CY2021Q4	us-gaap	Deposits Deposits	2263020000
CY2022Q4	us-gaap	Time Deposit Maturities Year One TimeDepositMaturitiesYearOne	663704000
CY2022Q4	us-gaap	Time Deposit Maturities Year Two TimeDepositMaturitiesYearTwo	142378000
CY2022Q4	us-gaap	Time Deposit Maturities Year Three TimeDepositMaturitiesYearThree	2766000
CY2022Q4	us-gaap	Time Deposit Maturities Year Four TimeDepositMaturitiesYearFour	330000
CY2022Q4	us-gaap	Time Deposit Maturities Year Five TimeDepositMaturitiesYearFive	230000
CY2022Q4	us-gaap	Time Deposits TimeDeposits	809408000
CY2022Q4	mcbs	Overdraft Demand Deposits Reclassified As Loan OverdraftDemandDepositsReclassifiedAsLoan	216000
CY2021Q4	mcbs	Overdraft Demand Deposits Reclassified As Loan OverdraftDemandDepositsReclassifiedAsLoan	69000
CY2022Q4	us-gaap	Related Party Deposit Liabilities RelatedPartyDepositLiabilities	9200000
CY2021Q4	us-gaap	Related Party Deposit Liabilities RelatedPartyDepositLiabilities	4800000
CY2022Q4	us-gaap	Advances From Federal Home Loan Banks AdvancesFromFederalHomeLoanBanks	375000000
CY2021Q4	us-gaap	Advances From Federal Home Loan Banks AdvancesFromFederalHomeLoanBanks	500000000
CY2022Q4	mcbs	Advances From Federal Home Loan Banks Call Amounts Every Nine Months AdvancesFromFederalHomeLoanBanksCallAmountsEveryNineMonths	225000000.0
CY2022Q4	mcbs	Advances From Federal Home Loan Banks Call Amounts Every Twelve Months AdvancesFromFederalHomeLoanBanksCallAmountsEveryTwelveMonths	150000000.0
CY2022Q4	us-gaap	Federal Home Loan Bank Advances General Debt Obligations Disclosures Maximum Amount Available FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable	1010000000.00
CY2021Q4	us-gaap	Federal Home Loan Bank Advances General Debt Obligations Disclosures Maximum Amount Available FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable	826900000
CY2022Q4	us-gaap	Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1 FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1	2290000000
CY2021Q4	us-gaap	Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1 FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1	1860000000
CY2022Q4	us-gaap	Secured Debt SecuredDebt	392000
CY2021Q4	us-gaap	Secured Debt SecuredDebt	459000
CY2020	us-gaap	Effective Income Tax Rate Reconciliation Tax Exempt Income EffectiveIncomeTaxRateReconciliationTaxExemptIncome	0.007
CY2022	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	18167000
CY2021	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	18914000
CY2020	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	11684000
CY2022	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	13404000
CY2021	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	5078000
CY2020	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	2636000
CY2022	us-gaap	Current Income Tax Expense Benefit CurrentIncomeTaxExpenseBenefit	31571000
CY2021	us-gaap	Current Income Tax Expense Benefit CurrentIncomeTaxExpenseBenefit	23992000
CY2020	us-gaap	Current Income Tax Expense Benefit CurrentIncomeTaxExpenseBenefit	14320000
CY2022	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	-1482000
CY2021	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	-2246000
CY2020	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	-1421000
CY2022	us-gaap	Deferred State And Local Income Tax Expense Benefit DeferredStateAndLocalIncomeTaxExpenseBenefit	-1474000
CY2021	us-gaap	Deferred State And Local Income Tax Expense Benefit DeferredStateAndLocalIncomeTaxExpenseBenefit	-828000
CY2020	us-gaap	Deferred State And Local Income Tax Expense Benefit DeferredStateAndLocalIncomeTaxExpenseBenefit	-529000
CY2022	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-2956000
CY2021	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-3074000
CY2020	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-1950000
CY2022	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	28615000
CY2021	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	20918000
CY2020	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	12370000
CY2022	us-gaap	Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate	19156000
CY2022	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.210
CY2021	us-gaap	Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate	17350000
CY2021	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.210
CY2020	us-gaap	Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate	10240000
CY2020	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.210
CY2022	us-gaap	Income Tax Reconciliation State And Local Income Taxes IncomeTaxReconciliationStateAndLocalIncomeTaxes	9425000
CY2022	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0.103
CY2021	us-gaap	Income Tax Reconciliation State And Local Income Taxes IncomeTaxReconciliationStateAndLocalIncomeTaxes	3262000
CY2021	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0.039
CY2020	us-gaap	Income Tax Reconciliation State And Local Income Taxes IncomeTaxReconciliationStateAndLocalIncomeTaxes	1665000
CY2020	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0.034
CY2022	us-gaap	Income Tax Reconciliation Tax Exempt Income IncomeTaxReconciliationTaxExemptIncome	-147000
CY2022	us-gaap	Effective Income Tax Rate Reconciliation Tax Exempt Income EffectiveIncomeTaxRateReconciliationTaxExemptIncome	0.002
CY2021	us-gaap	Income Tax Reconciliation Tax Exempt Income IncomeTaxReconciliationTaxExemptIncome	-183000
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CY2020	us-gaap	Income Tax Reconciliation Other Adjustments IncomeTaxReconciliationOtherAdjustments	123000
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CY2022Q4	mcbs	Deferred Tax Assets Deferred Loan Fees Gross DeferredTaxAssetsDeferredLoanFeesGross	2849000
CY2021Q4	mcbs	Deferred Tax Assets Deferred Loan Fees Gross DeferredTaxAssetsDeferredLoanFeesGross	1530000
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CY2021Q4	us-gaap	Deferred Tax Liabilities Property Plant And Equipment DeferredTaxLiabilitiesPropertyPlantAndEquipment	426000
CY2022Q4	mcbs	Deferred Tax Liabilities Right Of Use Assets Under Operating Leases DeferredTaxLiabilitiesRightOfUseAssetsUnderOperatingLeases	2501000
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CY2022Q4	mcbs	Deferred Tax Assets Tax Credit Carryforwards Used After Next Twelve Months DeferredTaxAssetsTaxCreditCarryforwardsUsedAfterNextTwelveMonths	10000000.0
CY2022Q4	mcbs	Deferred Tax Assets Tax Credit Carryforwards Used After Next Twelve Months DeferredTaxAssetsTaxCreditCarryforwardsUsedAfterNextTwelveMonths	10000000.0
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CY2021	us-gaap	Net Income Loss NetIncomeLoss	61701000
CY2020	us-gaap	Net Income Loss NetIncomeLoss	36394000
CY2022	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	25409654
CY2021	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	25572005
CY2020	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	25613881
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CY2020	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	1.42
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CY2021	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	25572005
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CY2020	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	25798549
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CY2022Q4	us-gaap	Capital Capital	338185000
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CY2020	us-gaap	Dividends Common Stock DividendsCommonStock	10300000
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CY2022	us-gaap	Communications And Information Technology CommunicationsAndInformationTechnology	1052000
CY2021	us-gaap	Communications And Information Technology CommunicationsAndInformationTechnology	816000
CY2020	us-gaap	Communications And Information Technology CommunicationsAndInformationTechnology	787000
CY2022	mcbs	Bank Security Expenses BankSecurityExpenses	1037000
CY2021	mcbs	Bank Security Expenses BankSecurityExpenses	1084000
CY2020	mcbs	Bank Security Expenses BankSecurityExpenses	1037000
CY2022	us-gaap	Noninterest Expense Directors Fees NoninterestExpenseDirectorsFees	565000
CY2021	us-gaap	Noninterest Expense Directors Fees NoninterestExpenseDirectorsFees	455000
CY2020	us-gaap	Noninterest Expense Directors Fees NoninterestExpenseDirectorsFees	383000
CY2022	mcbs	Other Operating Expenses OtherOperatingExpenses	3980000
CY2021	mcbs	Other Operating Expenses OtherOperatingExpenses	3937000
CY2020	mcbs	Other Operating Expenses OtherOperatingExpenses	3201000
CY2022	us-gaap	Other Cost And Expense Operating OtherCostAndExpenseOperating	13305000
CY2021	us-gaap	Other Cost And Expense Operating OtherCostAndExpenseOperating	11643000
CY2020	us-gaap	Other Cost And Expense Operating OtherCostAndExpenseOperating	8873000

Files In Submission

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$MCBS
Metrocity Bankshares Inc Stock $mcbs

2023 Q1 Form 10-K Financial Statement

#000174706823000010 Filed on March 10, 2023

Income Statement

Balance Sheet

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Facts In Submission

Files In Submission

$MCBS Metrocity Bankshares Inc Stock $mcbs

2023 Q1 Form 10-K Financial Statement

#000174706823000010 Filed on March 10, 2023

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$MCBS
Metrocity Bankshares Inc Stock $mcbs