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PACIFIC PREMIER BANCORP INC

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No Longer Reporting

The company has not filed an annual or quarterly report since its Q2 FY2025 10-Q, filed Aug 1, 2025. Its latest SEC filing is a SCHEDULE 13G/A from Oct 9, 2025.

The sections below describe the company as of the FY2024 annual report.

What Did They Do?

Provides commercial banking services, including deposits, loans and cash management, to small- and middle-market businesses, corporations and consumers.

How Did They Make Money?

Most revenue comes from interest on loans and securities. It also collects fees for deposit accounts, debit-card transactions, trust custody and escrow and exchange services, generally for short-term account arrangements or when a service is provided.

revenue
SegmentShareRevenue
Deposit Account
20%
FY2021: 15%
Other service fee income
2.2%
FY2021: 2.6%
Debit Card
6.2%
FY2021: 5.8%
Fiduciary and Trust
67%
FY2021: 64%
Escrow and exchange fees
5.1%
FY2021: 12%

Who Were Their Customers?

Serves small- and middle-market businesses and corporations, consumers, and specialist clients such as homeowners’ associations and self-directed IRA investors. Customers work with relationship bankers and branches or use digital banking and call centers; HOA banking and trust custody also serve customers nationwide.

Did Revenues Turn Into Profits?

Yes. It kept 19 cents of every revenue dollar as net income in FY2024 and turned 27 cents into free cash flow.

Net income, FY2024
19% of revenue
▲ +415% vs FY2023 ($30.9M, 3%)
Free cash flow, FY2024
27% of revenue
▼ −9% vs FY2023 ($244.4M, 28%)

How Were They Changing?

Since the FY2024 annual report
Latest quarter: Q2 FY2025, the three months to Jun 30, 2025
Revenue
▼ −9%
vs $208.1M in Q2 FY2024
Net income
▼ −23%
vs $41.9M in Q2 FY2024
Trust custodial account fees share of noninterest income vs 65.8% in Q2 FY2024
  • Sep 2, 2025 Columbia completed the bank acquisition and merger The company's common stock was delisted from Nasdaq; Columbia expects systems and services integration in the first quarter of 2026.

Grew. Revenue grew 30% in 4 years, from $630.7M in FY2020 to $822.6M in FY2024, about 7% a year.

Broader customer focus The older report says organic growth centered primarily on small- and middle-market business clients; the latest also describes consumer banking as an organic-growth target, including commercial clients’ employees and people near branches.

Revenue over time
Deposit Account Other service fee income Debit Card Fiduciary and Trust Escrow and exchange fees
$100M$50M$0

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