HERITAGE COMMERCE CORP Income Statement

Ask AI

Financial Statements

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest income:
Loans, including fees
Securities, taxable
Securities, exempt from Federal tax
Other investments, interest-bearing deposits in other financial institutions and Federal funds sold
Total interest income
Interest expense:
Deposits
Short-term borrowings
Subordinated debt
Total interest expense
Net interest income before provision for credit losses on loans
Provision for (recapture of) credit losses on loans
Provision for credit losses on loans
Net interest income after provision for credit losses on loans
Noninterest income:
Service charges and fees on deposit accounts
Service charges and fees on deposit accounts
Total service charges and fees on deposit accounts

FHLB and FRB stock dividends
Increase in cash surrender value of life insurance
Termination fees
Gain on warrants
Servicing income
Gain on sales of SBA loans
Gain on proceeds from company owned life insurance
Other
Total noninterest income

Noninterest expense:
Salaries and employee benefits
Occupancy and equipment
Professional fees
Other
Total noninterest expense
Income before income taxes
Income tax expense
Net income
Earnings per common share:
Basic (in dollars per share)
Diluted (in dollars per share)

Comments