AMERICAN RIVER BANKSHARES Income Statement

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Financial Statements

In millions of USD, except per-share amounts

	FY2020 12 months to Dec 31, 2020	FY2019 12 months to Dec 31, 2019	FY2018 12 months to Dec 31, 2018	FY2017 12 months to Dec 31, 2017	FY2016 12 months to Dec 31, 2016
Interest income:
Interest and fees on loans:
Taxable
Exempt from Federal income taxes
Interest on deposits in banks
Interest on Federal funds sold
Interest and dividends on investment securities:
Taxable
Exempt from Federal income taxes
Total interest income
Interest expense:
Interest on deposits (Note 9)
Interest on borrowings
Total interest expense
Net interest income
Provision for loan losses (Note 7)
Net interest income after provision for loan losses
Noninterest income:
Service charges
Gain on sale of investment securities (Note 5)
Income from other real estate owned properties
Other income (Note 15)
Total noninterest income
Noninterest expense:
Salaries and employee benefits (Notes 6 and 16)
Other real estate expense
Occupancy (Notes 8, 12 and 17)
Furniture and equipment (Notes 8 and 12)
Regulatory assessments
Other expense (Note 15)
Total noninterest expense
Income before provision for income taxes
Provision for income taxes (Note 11)
Net income
Basic earnings per share
Diluted earnings per share
Cash dividends per share of issued and outstanding common stock

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