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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated balance sheet

In millions of GBP, except per-share amounts
Q4 FY2025
As of Dec 31, 2025
Q4 FY2024
As of Dec 31, 2024
Q4 FY2022
As of Dec 31, 2022
Q4 FY2021
As of Dec 31, 2021
Q4 FY2020
As of Dec 31, 2020
Q4 FY2019
As of Dec 31, 2019
Q4 FY2018
As of Dec 31, 2018
Assets
Cash and balances at central banks
Total cash and balances at central banks
Financial assets at fair value through profit or loss
Total financial assets at fair value through profit or loss
Derivative financial instruments
Total derivative financial instruments
Loans and advances to banks
Total loans and advances to banks
Loans and advances to customers
Total loans and advances to customers
Reverse repurchase agreements
Total reverse repurchase agreements
Debt securities
Total debt securities
Due from fellow Lloyds Banking Group undertakings
Total due from fellow Lloyds Banking Group undertakings
Financial assets at amortised cost
Total financial assets at amortised cost
Financial assets at fair value through other comprehensive income
Total financial assets at fair value through other comprehensive income
Goodwill
Total goodwill
Goodwill and other intangible assets
Current tax recoverable
Total current tax recoverable
Deferred tax assets
Total deferred tax assets
Retirement benefit assets
Total retirement benefit assets
Other assets
Total other assets
Total assets
Liabilities
Deposits from banks
Total deposits from banks
Customer deposits
Total customer deposits
Repurchase agreements at amortised cost
Total repurchase agreements at amortised cost
Due to fellow Lloyds Banking Group undertakings
Total due to fellow Lloyds Banking Group undertakings
Financial liabilities at fair value through profit or loss
Total financial liabilities at fair value through profit or loss
Derivative financial instruments
Total derivative financial instruments
Debt securities in issue
Total debt securities in issue
Notes in circulation
Total notes in circulation
Debt securities in issue at amortised cost
Other liabilities
Total other liabilities
Retirement benefit obligations
Total retirement benefit obligations
Current tax liabilities
Total current tax liabilities
Deferred tax liabilities
Provisions
Subordinated liabilities
Total subordinated liabilities
Total liabilities
Equity
Share capital
Total share capital
Share premium account
Total share premium account
Other reserves
Total other reserves
Retained profits
Total retained profits
Ordinary shareholders’ equity
Total ordinary shareholders’ equity
Other equity instruments
Total other equity instruments
Equity excluding non-controlling interests
Total equity excluding non-controlling interests
Non-controlling interests
Total non-controlling interests
Total equity
Equity and liabilities
Total equity and liabilities

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