BNC BANCORP Income Statement | Understand Stock

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Financial Statements

In millions of USD, except per-share amounts

	FY2016 12 months to Dec 31, 2016	FY2015 12 months to Dec 31, 2015	FY2014 12 months to Dec 31, 2014	FY2013 12 months to Dec 31, 2013	FY2012 12 months to Dec 31, 2012
Interest income:
Loans, including fees
Investment securities:
Taxable
Tax-exempt
Interest-earning balances and other
Total interest income
Interest expense:
Demand deposits
Time deposits
Short-term borrowings
Long-term debt
Total interest expense
Net interest income
Provision for loan losses
Net interest income after provision for loan losses
Non-interest income:
Mortgage lending income
Service charges
Investment Brokerage Fees
Earnings on bank-owned life insurance
Gain (loss) on sale of investment securities, net
Bargain purchase gain on acquisition
Other
Total non-interest income

Non-interest expense:
Salaries and employee benefits
Occupancy
Furniture and equipment
Data processing and supplies
Advertising and business development
Insurance, professional and other services
FDIC insurance assessments
Loan, foreclosure and other real estate owned expenses
Other
Total non-interest expense
Income before income tax expense
Income tax expense
Net income
Less preferred stock dividends and discount accretion
Net income available to common shareholders
Earnings per common share
Basic earnings per common share (USD per share)
Diluted earnings per common share (USD per share)
Dividends declared and paid per common share (USD per share)

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