Financial Snapshot

Revenue
Gross Margin
Net Earnings
$7.147M
TTM
Current Assets
Current Liabilities
$4.139M
Q4 2022
Current Ratio
Total Assets
$754.2M
Q4 2022
Total Liabilities
$708.1M
Q4 2022
Book Value
$46.09M
Q4 2022
Cash
P/E
6.707
Sep 11, 2023 EST
Free Cash Flow

Revenues

Revenues

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Revenue YoY Change

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Revenues

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Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

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Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

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Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

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Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

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Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

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Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

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Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $47.936 Million

About OREGON PACIFIC BANCORP

Oregon Pacific Bancorp operates as a holding company for Oregon Pacific Bank, which provides commercial banking products and services from its full-service branches. The company is headquartered in Florence Oregon, Oregon and currently employs 128 full-time employees. The Company, through its subsidiary, Oregon Pacific Banking Company, doing business as Oregon Pacific Bank (the Bank), is engaged in providing banking products and services from its full-service branches in Florence, Eugene, Coos Bay, Roseburg, and Medford and a loan production office in Portland. The Bank also offers trust services in Florence, Coos Bay, Medford, and Eugene. The Bank specializes in offering comprehensive financial services to local families and business owners, which includes checking, savings, money market, and time deposit accounts. The Bank also offers a variety of lending services, including commercial, consumer, and credit cards. Its merchant services department handles payment processing solutions for business clients. Its technology services include Internet banking, online bill pay, and mobile banking services. The company also provides wealth management and investment services that offer non-deposit products.

Industry: National Commercial Banks Peers: Community Heritage Financial, Inc. FIRST US BANCSHARES, INC. PNC FINANCIAL SERVICES GROUP, INC.