TWO RIVER BANCORP Income Statement

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Financial Statements

In millions of USD, except per-share amounts

	FY2018 12 months to Dec 31, 2018	FY2017 12 months to Dec 31, 2017	FY2016 12 months to Dec 31, 2016	FY2015 12 months to Dec 31, 2015	FY2014 12 months to Dec 31, 2014
Interest Income
Loans, including fees
Securities:
Taxable
Tax-exempt
Interest-bearing deposits
Total Interest Income
Interest Expense
Deposits
Securities sold under agreements to repurchase
FHLB and other borrowings
Subordinated debt
Total Interest Expense
Net Interest Income
Provision for Loan Losses
Net Interest Income after Provision for Loan Losses
Non-Interest Income
Service fees on deposit accounts
Mortgage banking
Other loan fees
Earnings from investment in bank owned life insurance
Death benefit on bank owned life insurance
Gain on sale of SBA loans
Net gain on sale of securities
Gain on sale of premises and equipment
Other income
Total Non-Interest Income
Non-Interest Expenses
Salaries and employee benefits
Occupancy and equipment
Professional
Insurance
FDIC insurance and assessments
Advertising
Data processing
Outside service fees
Amortization of identifiable intangibles
OREO expenses, impairments and sales, net
Loan workout expenses
Other operating
Total Non-Interest Expenses
Income before Income Taxes
Income tax expense
Net Income
Preferred stock dividend
Net Income available to common shareholders
Earnings Per Common Share:
Basic earnings per common share (in dollars per share)
Diluted earnings per common share (in dollars per share)

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