|
FY2012
12 months to Dec 31, 2012
|
|
|---|---|
| Interest income | |
| Interest and fee income on loans | |
| Interest on Federal funds sold and FRB deposits | |
| Interest on time deposits in banks | |
| Interest and dividends on investment securities | |
| Total interest income | |
| Interest expense on deposits | |
| Money market and NOW accounts | |
| Savings | |
| Time deposits less than $100,000 | |
| Time deposits of $100,000 or more | |
| Total interest expense on deposits | |
| Interest expense on borrowings | |
| Total interest expense | |
| Net interest income | |
| Provision for loan losses (Note 6) | |
| Net interest income after provision for loan losses | |
| Noninterest income | |
| Service charges on deposit accounts | |
| Customer fees and miscellaneous income | |
| Gain on sale of foreclosed assets | |
| Dividend income from restricted stock | |
| Income from bank owned life insurance | |
| Total noninterest income | |
| Noninterest expenses | |
| Salaries and employee benefits | |
| Occupancy and equipment expenses | |
| Other operating expenses (Note 25) | |
| Total noninterest expenses | |
| Income before provision for income taxes | |
| Provision for income taxes (Note 14) | |
| Net income | |
| Basic earnings per share (in dollars per share) | |
| Diluted earnings per share (in dollars per share) |
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