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FY2021
12 months to Dec 31, 2021
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FY2020
12 months to Dec 31, 2020
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FY2019
12 months to Dec 31, 2019
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FY2018
12 months to Dec 31, 2018
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FY2017
12 months to Dec 31, 2017
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|---|---|---|---|---|---|
| Interest and dividend income: | |||||
| Commercial real estate | |||||
| Interest and fee income | |||||
| Commercial and Industrial | |||||
| Equipment Financing | |||||
| Residential mortgage | |||||
| Home equity and other consumer | |||||
| Total interest on loans | |||||
| Securities | |||||
| Short-term investments | |||||
| Loans held-for-sale | |||||
| Total interest and dividend income | |||||
| Interest expense: | |||||
| Deposits (note 11) | |||||
| Borrowings (note 12) | |||||
| Notes and debentures | |||||
| Total interest expense | |||||
| Net interest income | |||||
| Provision for loan losses (note 5) | |||||
| Provision for credit losses on loans (note 6) | |||||
| Provision for credit losses on securities (note 4) | |||||
| Total provision for loan losses (note 5) | |||||
| Net interest income after provisions for credit losses | |||||
| Non-interest income: | |||||
| Revenue from contract with customer | |||||
| Bank service charges | |||||
| Investment management fees | |||||
| Commercial banking lending fees | |||||
| Insurance Revenue | |||||
| Brokerage Commissions | |||||
| Operating lease income (note 7) | |||||
| Insurance revenue (note 2) | |||||
| Cash management fees | |||||
| Net gains on sales of residential mortgage loans (note 5) | |||||
| Net security gains (losses) (note 4) | |||||
| Gain on sale of business, net of expenses (note 2) | |||||
| Other non-interest income (notes 2, 4, 5 and 7) | |||||
| Total non-interest income | |||||
| Non-interest expense: | |||||
| Compensation and benefits (notes 19 and 20) | |||||
| Occupancy and equipment (notes 7 and 9) | |||||
| Professional and outside services | |||||
| Amortization of other acquisition-related intangible assets (note 8) | |||||
| Operating lease expense | |||||
| Regulatory assessments | |||||
| Other non-interest expense | |||||
| Total non-interest expense | |||||
| Income before income tax expense | |||||
| Income tax expense (note 14) | |||||
| Net income | |||||
| Preferred stock dividend | |||||
| Net income available to common shareholders | |||||
| Earnings per common share (note 17): | |||||
| Basic (in dollars per share) | |||||
| Diluted (in dollars per share) | |||||
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