ESSA Bancorp, Inc.
ir.essabank.comNo Longer Reporting
The company has not filed an annual or quarterly report since its Q2 FY2025 10-Q, filed May 9, 2025. Its latest SEC filing is a SCHEDULE 13G/A from Aug 13, 2025.
10-Q for Q2 FY2025, filed May 9, 2025
The sections below describe the company as of the FY2024 annual report.
What Did They Do?
Provides deposit accounts and residential and commercial loans to individuals, families and businesses, plus trust and related financial services.
10-K for FY2024, filed Dec 13, 2024
How Did They Make Money?
Earns monthly fees for managing trusts and other customer assets, charged to accounts a few days after month-end, plus deposit-account and transaction fees paid immediately or the following month.
10-K for FY2024, filed Dec 13, 2024Trust and asset management income is primarily comprised of fees earned from the management and administration of trusts and other customer…View ↗
Service charges on deposit accounts consist of account analysis fees (i.e. net fees earned on analyzed business and public checking…View ↗
Fees, interchange, and other service charges are primarily comprised of debit card income, ATM fees, cash management income, and other…View ↗
$103.5M
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10-K for FY2024, filed Dec 13, 2024
$103.5M ↗
Who Were Their Customers?
Individuals, families and businesses use its community offices for deposits and loans; mortgage customers also come through brokers, referrals, advertising and walk-ins.
10-K for FY2024, filed Dec 13, 2024
Did Revenues Turn Into Profits?
Yes. It kept 16 cents of every revenue dollar as net income in FY2024.
10-K for FY2024, filed Dec 13, 2024
10-K for FY2024, filed Dec 13, 2024
$17MView ↗
How Were They Changing?
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Jul 24, 2025
ESSA merged into CNB and ceased to exist
ESSA Bank & Trust merged into CNB Bank; its offices will operate as ESSA Bank, a CNB Bank division.
Sources
8-K, filed Jul 24, 2025
On July 23, 2025, after the close of business, the Transaction was consummated.View ↗
Grew. Revenue grew 61% in 4 years, from $64.1M in FY2020 to $103.5M in FY2024, about 13% a year.
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