Stellar Bancorp, Inc.
ir.stellar.bankNo Longer Reporting
The company has not filed an annual or quarterly report since its Q1 FY2026 10-Q, filed Apr 28, 2026. Its latest SEC filing is a SCHEDULE 13G/A from Oct 8, 2026.
10-Q for Q1 FY2026, filed Apr 28, 2026
The sections below describe the company as of the FY2025 annual report.
What Did They Do?
Provides commercial banking services, including business and consumer loans, deposit accounts and account services, to small- and medium-sized businesses, professionals and individuals in Texas.
10-K for FY2025, filed Feb 26, 2026Through Stellar Bank, the Company provides a diversified range of commercial banking services primarily to small- to medium-sized…View ↗
We offer a wide range of commercial and retail lending services, including commercial loans, loans to small businesses guaranteed by the…View ↗
Deposits are our principal source of funds for use in lending and other general banking purposes. We offer a variety of deposit products…View ↗
We offer basic banking products and services, which we believe are attractively priced, easily understood, convenient and readily…View ↗
How Did They Make Money?
Earns most of its income from interest on loans and securities, with additional charges for customer-account services. Customers pay those service charges periodically or based on activity.
10-K for FY2025, filed Feb 26, 2026
$6.3M
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10-K for FY2025, filed Feb 27, 2026
$6.3M ↗
Who Were Their Customers?
Customers use full-service banking centers, mobile and online banking, and telephone services. The bank seeks deposits from its consumer and commercial loan customers and actively pursues business checking accounts.
10-K for FY2025, filed Feb 26, 2026Our community banking strategy leverages local delivery of the customer service associated with community banking combined with the…View ↗
Deposits are our principal source of funds for use in lending and other general banking purposes. We offer a variety of deposit products…View ↗
We offer basic banking products and services, which we believe are attractively priced, easily understood, convenient and readily…View ↗
Did Revenues Turn Into Profits?
Yes. Its net income in FY2025 was larger than its revenue and turned 1474 cents into free cash flow.
How Were They Changing?
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Jul 1, 2026
Stellar merged into Prosperity Bancshares
Stellar Bank also merged into Prosperity Bank, and Stellar shares were removed from the New York Stock Exchange listing.
Sources
8-K, filed Jul 1, 2026
On July 1, 2026, Stellar Bancorp, Inc., a Texas corporation (“Stellar”), merged (the “Merger”) with and into Prosperity Bancshares, Inc., a…View ↗
Shrank. Revenue fell 98% in 4 years, from $253.2M in FY2021 to $6.3M in FY2025, about 60% a year.
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