SP Bancorp, Inc. Income Statement

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Financial Statements

In millions of USD, except per-share amounts

	FY2013 12 months to Dec 31, 2013	FY2012 12 months to Dec 31, 2012	FY2011 12 months to Dec 31, 2011
Interest income:
Interest and fees on loans
Securities-taxable
Securities-nontaxable
Other interest-earning assets
Total interest income
Interest expense:
Deposit accounts
Borrowings
Total interest expense
Net interest income
Provision for loan losses
Net interest income after provision for loan losses
Noninterest income:
Service charges
Gain on sale of securities available for sale
Gain on sale of mortgage loans
Increase in cash surrender value of BOLI
Mortgage warehouse fees
Increase in cash surrender value of bank owned life insurance
Other
Total noninterest income
Noninterest expense:
Compensation and benefits
Occupancy costs
Equipment expense
Data processing expense
ATM expense
Professional and outside services
Stationery and supplies
Stationary and supplies
Marketing
FDIC insurance assessments
Provision for losses on other real estate owned
Operations from other real estate owned
Other expense
Total noninterest expense
Income before income tax expense
Income tax expense
Net income
Basic and diluted earnings per share
Basic earnings per share
Diluted earnings per share

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