PRUDENTIAL BANCORP, INC. Income Statement

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Financial Statements

In millions of USD, except per-share amounts

	FY2021 12 months to Sep 30, 2021	FY2020 12 months to Sep 30, 2020	FY2019 12 months to Sep 30, 2019	FY2018 12 months to Sep 30, 2018	FY2017 12 months to Sep 30, 2017
INTEREST INCOME:
Interest and fees on loans
Interest on mortgage-backed securities
Interest and dividends on investments
Interest on interest-bearing deposits
Total interest income
INTEREST EXPENSE:
Interest on deposits
Interest on advances from FHLB - short term
Interest on advances from FHLB - long term
Total interest expense
NET INTEREST INCOME
PROVISION FOR LOAN LOSSES
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES
NON-INTEREST INCOME:
Fees and other service charges
Gain on equity securities
Gain on sale of mortgage-backed securities available for sale
Gain (loss) on equity securities, net
Gain on sale of loans
Swap income (loss)
Earnings from bank owned life insurance
Other
Total non-interest income
NON-INTEREST EXPENSES:
Salaries and employee benefits
Data processing
Professional services
Office occupancy
Depreciation
Director compensation
Federal Deposit Insurance Corporation deposit insurance premiums
Real estate owned expense
Advertising
Merger related expenses
Core deposit amortization
Other
Total non-interest expenses

INCOME BEFORE INCOME TAXES
INCOME TAXES:
Current
Deferred (benefit) expense
Total income tax provision
NET INCOME
BASIC EARNINGS PER SHARE
DILUTED EARNINGS PER SHARE
DIVIDENDS PER SHARE

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