9 F Inc - Understand $jfu stock

$JFU Market Cap: $22.6 Million

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$821.7M

TTM

Gross Margin

79.51%

TTM

Net Earnings

-$730.4M

TTM

Current Assets

Current Liabilities

Current Ratio

Total Assets

$568.9M

Q4 2023

Total Liabilities

$65.74M

Q4 2023

Book Value

$503.2M

Q4 2023

Cash

$237.5M

Q4 2023

P/E

-0.03095

Oct 16, 2024 EST

Free Cash Flow

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016
Revenue	412.4M cnies	$81.43M	761.5M cnies	1.256B cnies	$4.425B	$5.557B	$6.742B	$2.261B
YoY Change	406.49%	-89.31%	-39.38%	-71.62%	-20.36%	-17.58%	198.22%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016
Revenue	412.4M cnies	$81.43M	761.5M cnies	1.256B cnies	$4.425B	$5.557B	$6.742B	$2.261B
Cost Of Revenue	61.65M cnies	46.42M cnies	59.09M cnies	3.515M cnies	$1.138B	$444.8M	$502.1M	$168.0M
Gross Profit	$11.41M	$15.73M	143.9M cnies	2.152M cnies	$3.288B	$5.112B	$6.240B	$2.093B
Gross Profit Margin	2.77%	19.31%	18.89%	0.17%	74.29%	91.99%	92.55%	92.56%

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016
Selling, General & Admin	$41.99M	$63.38M	688.3M cnies	1.645B cnies	$5.648B	$2.904B	$5.319B	$1.696B
YoY Change	-33.75%	-90.79%	-58.15%	-70.88%	94.52%	-45.41%	213.61%
% of Gross Profit	368.14%	402.96%	478.41%	76422.03%	171.8%	56.8%	85.25%	81.05%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$1.683M	$2.721M	25.14M cnies	14.50M cnies	$37.50M	$18.70M	$11.90M	$9.300M
YoY Change	-38.15%	-89.18%	73.36%	-61.33%	100.53%	57.14%	27.96%
% of Gross Profit	14.76%	17.3%	17.47%	673.79%	1.14%	0.37%	0.19%	0.44%
Operating Expenses	17.60M cnies	$63.38M	688.3M cnies	1.645B cnies	$5.648B	$2.903B	$5.319B	$1.696B
YoY Change	-72.23%	-90.79%	-58.15%	-70.88%	94.52%	-45.41%	213.61%
Operating Profit	-$27.27M	-$21.79M	-55.45M cnies	-1.282B cnies	-$2.360B	$2.208B	$920.5M	$396.5M
YoY Change	25.13%	-60.7%	-95.68%	-45.68%	-206.89%	139.89%	132.16%

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016
Interest Expense		-$400.0K	-$99.70M	$102.4M	$242.0M	$208.4M	$73.60M	$13.40M
YoY Change		-99.6%	-197.36%	-57.69%	16.12%	183.15%	449.25%
% of Operating Profit						9.44%	8.0%	3.38%
Other Income/Expense, Net	$31.00K	$1.856M	2.355M cnies	39.11M cnies	$52.90M	$25.60M	$25.40M	$7.700M
YoY Change	-98.33%	-21.19%	-93.98%	-26.06%	106.64%	0.79%	229.87%

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016
Pretax Income	-$21.39M	-$87.39M	-201.6M cnies	-1.692B cnies	-$2.220B	$2.419B	$1.012B	$417.7M
YoY Change	-75.52%	-56.64%	-88.08%	-23.81%	-191.8%	139.12%	142.16%
Income Tax	$1.091M	$1.685M	26.74M cnies	538.3M cnies	-$174.6M	$402.4M	$352.4M	$271.1M
% Of Pretax Income						16.64%	34.84%	64.9%
Net Earnings	-140.2M cnies	-$86.23M	-234.9M cnies	-2.259B cnies	-$2.170B	$1.720B	$401.3M	$142.3M
YoY Change	62.57%	-63.29%	-89.6%	4.08%	-226.18%	328.61%	182.01%
Net Earnings / Revenue	-33.99%	-105.89%	-30.85%	-179.85%	-49.05%	30.95%	5.95%	6.29%
Basic Earnings Per Share	-$0.60	-$2.55	-$1.10	-$11.37
Diluted Earnings Per Share	-$0.60	-$2.55	-$21.95	-$228.20	-$249.50	$177.30	$41.37	$14.68

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2022	2021	2020	2019	2018	2017	2016
Cash & Short-Term Investments	$2.433B	$2.443B	$2.727B	$4.684B	$5.469B	$3.778B	$1.239B
YoY Change	-0.41%	-10.39%	-41.79%	-14.36%	44.76%	205.05%
Cash & Equivalents	$2.433B	$2.443B	$2.727B	$4.684B	$5.469B	$3.778B	$1.239B
Short-Term Investments
Other Short-Term Assets	$221.1M	$665.3M	$665.3M	$981.0M	$384.0M	$391.9M	$10.80M
YoY Change	-66.77%	0.0%	-32.18%	155.47%	-2.02%	3528.7%
Inventory
Prepaid Expenses
Receivables	$88.20M	$83.80M	$51.20M	$305.8M	$192.8M	$300.1M	$81.00M
Other Receivables	$116.3M	$112.4M	$126.8M	$167.4M	$292.7M	$111.7M	$208.9M
Total Short-Term Assets	$2.859B	$3.305B	$3.570B	$6.138B	$6.339B	$4.582B	$1.539B
YoY Change	-13.5%	-7.43%	-41.84%	-3.16%	38.34%	197.67%
Property, Plant & Equipment	$78.00M	$62.10M	$92.10M	$232.2M	$86.30M	$54.70M	$20.10M
YoY Change	25.6%	-32.57%	-60.34%	169.06%	57.77%	172.14%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$963.3M	$942.5M	$839.0M	$784.4M	$1.788B	$1.210B	$152.0M
YoY Change	2.21%	12.34%	6.96%	-56.12%	47.77%	695.86%
Other Assets	$198.7M	$333.9M	$423.8M	$644.6M	$84.30M	$111.8M	$200.4M
YoY Change	-40.49%	-21.21%	-34.25%	664.65%	-24.6%	-44.21%
Total Long-Term Assets	$1.452B	$1.745B	$1.817B	$2.742B	$2.769B	$1.694B	$614.5M
YoY Change	-16.79%	-3.95%	-33.76%	-0.98%	63.48%	175.67%
Total Assets	$4.311B	$5.050B	$5.387B	$8.880B	$9.108B	$6.276B	$2.154B
YoY Change
Accounts Payable	$26.50M	$93.90M	$152.4M	$248.8M	$155.6M	$152.8M	$52.80M
YoY Change	-71.78%	-38.39%	-38.75%	59.9%	1.83%	189.39%
Accrued Expenses	$92.00M	$98.70M	$186.2M	$925.0M	$498.3M	$648.8M	$280.8M
YoY Change	-6.79%	-46.99%	-79.87%	85.63%	-23.2%	131.05%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$581.3M	$771.6M	$1.025B	$1.650B	$1.032B	$1.319B	$817.4M
YoY Change	-24.66%	-24.71%	-37.87%	59.84%	-21.78%	61.4%
Long-Term Debt	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change
Other Long-Term Liabilities	$11.20M	$80.30M	$129.1M	$885.8M	$429.6M	$422.0M	$119.3M
YoY Change	-86.05%	-37.8%	-85.43%	106.19%	1.8%	253.73%
Total Long-Term Liabilities	$11.20M	$80.30M	$129.1M	$885.8M	$429.6M	$422.0M	$119.3M
YoY Change	-86.05%	-37.8%	-85.43%	106.19%	1.8%	253.73%
Total Liabilities	$654.4M	$915.4M	$1.218B	$2.600B	$1.481B	$1.767B	$951.7M
YoY Change	-28.51%	-24.84%	-53.15%	75.52%	-16.18%	85.66%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020
Basic Shares Outstanding	235.5M shares	233.2M shares	213.6M shares	198.6M shares
Diluted Shares Outstanding	235.5M shares	233.2M shares	213.6M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $22.605 Million

About 9F Inc

9F, Inc. is an Internet technology company, which operates as a digital financial account platform integrating and personalizing financial services. The company is headquartered in Beijing, Beijing and currently employs 276 full-time employees. The company went IPO on 2019-08-15. The firm's products and services mainly include loan products, online wealth management products, and payment facilitation. The firm provides services, including quota installment, shopping mall installment, credit card management and other services through a smart credit account product One Card (GRAPHIC). The firm also operate a online shopping platform, One Card Mall.

Industry: Finance Services Peers: 36Kr Holdings Inc Cheer Holding Inc Luokung Technology Corp Phoenix New Media Ltd So-Young International Inc