Affinity Bancshares, Inc. Income Statement

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Financial Statements

In millions of USD; shares in millions, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest income:
Loans, including fees
Investment securities, including dividends
Investment securities
Interest-earning deposits
Total interest income

Interest expense:
Deposits
Borrowings
FHLB advances and other borrowings
Total interest expense

Net interest income before provision for credit losses
Provision for credit losses
Net interest income after provision for credit losses
Noninterest income:
Service charges on deposit accounts
Gain on sales of investment securities available-for-sale
Loss on sales of investment securities available for sale and held to maturity
Net gain on sale of other real estate owned
Other
Total noninterest income

Noninterest expenses:
Salaries and employee benefits
Deferred compensation
Occupancy
Advertising
Data processing
Other real estate owned
Write-down of premises and equipment
FHLB prepayment penalties
Professional fees
Organizational dues and subscriptions
Director compensation
Federal deposit insurance premiums
Other
Total noninterest expenses

Income before income taxes
Income tax expense
Net income
Weighted average common shares outstanding
Basic
Diluted
Basic earnings per share
Diluted earnings per share

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