Insights BETA

Income/Loss

Net Income is relatively inconsistent. When Net Income is inconsistent, it's hard to determine a value of the company you can feel confident in.
Net Income / Total Revenues is 90.66% on average. This is usually excellent. However, you're looking at a financial business, use caution because a high ratio could mean relaxing of standards, which means increased risk, which could lead to disaster in the future.

Return on Shareholders' Equity has been 1.74%, which is low (<10%). If Net Income as percentage of Total Revenue also weak (<10%) or negative, it’s a red flag. If it's strong (>10%), it's a green flag since this indicates that they are returning the earnings to shareholders somehow.