The company has not filed an annual or quarterly report since its Q2 FY2026 10-Q, filed Jul 27, 2026. Its latest SEC filing is a 15-12G from Sep 30, 2026.
10-Q for Q2 FY2026, filed Jul 27, 2026
The sections below describe the company as of the FY2025 annual report.
Provides banking and wealth services to businesses, individuals, and families through commercial, healthcare, and consumer banking operations.
10-K for FY2025, filed Feb 27, 2026The Bank is a commercial bank with a national bank charter focused on providing financial products and services to businesses, individuals…View ↗
Commercial Banking delivers financial solutions nationally to a wide range of companies, investors, government entities, and other public…View ↗
Healthcare Financial Services includes HSA Bank and Ametros. HSA Bank is one the country’s largest providers of employee benefits…View ↗
Consumer Banking delivers customized financial solutions to individuals, families, and small to mid-sized businesses through its…View ↗
Deposit service fees come from account maintenance, cash management, transactions and card use, generally charged immediately or the following month. Wealth fees are charged monthly or quarterly or when securities are sold; Ametros earns fees for arranging in-network sales and ongoing medical services, while payroll-financing fees track weekly remittances.
10-K for FY2025, filed Feb 27, 2026Deposit Service Fees. Deposit service fees consists of fees earned from commercial and consumer customer deposit accounts, such as account…View ↗
The deposit service fees revenue stream also includes interchange fees earned from debit and credit card transactions. The transaction…View ↗
Payroll finance non-interest income consists of fees earned from performing payroll financing and business process outsourcing services…View ↗
Wealth and Investment Services. Wealth and investment services consists of fees earned from asset management, trust administration, and…View ↗
Other Income - Ametros. Other income for the Healthcare Financial Services segment primarily includes revenues recognized in connection…View ↗
10-K for FY2025, filed Feb 27, 2026
FY2025 revenue by product or service (Revenue from contracts with customers) ↗$2.9B
10-K for FY2025, filed Feb 27, 2026
$2.9B ↗| Segment | Share | Revenue | How money arrives |
|---|---|---|---|
|
Deposit service fees
|
66%
FY2022: 74%
|
Deposit service fees, FY2025
$157.9M Sources
|
|
|
Loan and lease related fees
Usage-based
|
4.1%
FY2022: 8.0%
|
Loan and lease related fees, FY2025
$9.7M Sources
|
Usage-based |
|
Wealth and investment services
|
13%
FY2022: 15%
|
Wealth and investment services, FY2025
$31M Sources
|
|
|
Other
|
17%
FY2022: 3.1%
|
Other, FY2025
$39.4M Sources
|
Commercial Banking serves companies, investors, government entities, and other public and private institutions nationally; consumer banking serves individuals, families, and small to mid-sized businesses through relationship managers, wealth advisers, banking centers, and mobile banking. HSA Bank distributes employee-benefit products directly to employers and individuals and through insurance carriers, consultants, and financial advisers.
10-K for FY2025, filed Feb 27, 2026 10-K for FY2022, filed Mar 10, 2023HSA Bank, serviced through Webster Servicing LLC, offers a comprehensive consumer-directed healthcare solution that includes HSAs, health…View ↗
Yes. It kept 35 cents of every revenue dollar as net income in FY2025 and turned 35 cents into free cash flow.
10-K for FY2025, filed Feb 27, 2026
$1.5BView ↗
10-K for FY2025, filed Feb 27, 2026
$1BView ↗
10-K for FY2025, filed Feb 27, 2026
$1BView ↗
10-Q for Q2 FY2026, filed Jul 27, 2026
$256.8MView ↗
10-Q for Q2 FY2026, filed Jul 27, 2026
Open tableView ↗
8-K, filed Aug 20, 2026
The HoldCo Transactions were consummated on the Closing Date, and, as a result, Banco Santander acquired all outstanding shares of Webster…View ↗
Grew. Revenue grew 13.7x in 4 years, from $212.4M in FY2021 to $2.9B in FY2025, about 92% a year.
Expanded healthcare services
The older report describes HSA Bank's employee-benefits products; the latest also describes Ametros, which administers medical insurance claim settlements and helps people manage ongoing care.
10-K for FY2022, filed Mar 10, 2023 10-K for FY2025, filed Feb 27, 2026Healthcare Financial Services includes HSA Bank and Ametros. HSA Bank is one the country’s largest providers of employee benefits…View ↗
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