SUMMIT FINANCIAL GROUP, INC. Income Statement

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated Statements of Income

In millions of USD, except per-share amounts

	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021	FY2020 12 months to Dec 31, 2020	FY2019 12 months to Dec 31, 2019
Loans, including fees
Taxable, Loans, including fees
Tax-exempt, Loans, including fees
Securities
Taxable, Securities
Tax-exempt, Securities
Interest on interest bearing deposits with other banks
Total interest income
Interest expense
Deposits
Short-term borrowings
Long-term borrowings and subordinated debentures
Total interest expense
Net interest income
Provision for credit losses
Net interest income after provision for credit losses
Noninterest income
Insurance commissions
Revenue from contracts with customers
Fiduciary and Trust
Deposit Account
Credit and Debit Card
Total revenue from contracts with customers
Mortgage origination revenue
Net realized (losses)/gains on debt securities
Net gains on equity investments
Gain (Loss) on Disposition of Business
Bank owned life insurance and annuities income
Other
Total noninterest income

Noninterest expenses
Salaries, commissions and employee benefits
Net occupancy expense
Equipment expense
Professional fees
Advertising and public relations
Amortization of intangibles
FDIC premiums
Litigation Settlement
Bank card expense
Foreclosed properties expense, net of (gains)/losses
Acquisition-related expenses
Other
Total noninterest expenses

Income before income taxes
Income before income tax expense
Income tax expense
Net income
Preferred stock dividends
Net income applicable to common shares
Basic earnings per common share (in dollars per share)
Diluted earnings per common share (in dollars per share)

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