Provides vehicle financing and leases to Toyota and Lexus dealers and their customers, plus vehicle and payment protection products sold through dealers.
10-K for FY2026, filed Jun 2, 2026We provide a variety of finance and voluntary vehicle and payment protection products and services to authorized Toyota and Lexus dealers…View ↗
Finance Operations - We acquire retail installment sales contracts from dealers in the U.S. and Puerto Rico (“retail contracts”) and…View ↗
Voluntary Protection Operations - Through Toyota Motor Insurance Services, Inc., a wholly-owned subsidiary, and its insurance company…View ↗
Retail and lease customers make generally fixed payments over several years; TMCC also provides wholesale and other financing to dealers. Dealers sell vehicle and payment protection products to customers.
10-K for FY2026, filed Jun 2, 2026Finance Operations - We acquire retail installment sales contracts from dealers in the U.S. and Puerto Rico (“retail contracts”) and…View ↗
Voluntary Protection Operations - Through Toyota Motor Insurance Services, Inc., a wholly-owned subsidiary, and its insurance company…View ↗
Revenues generated by our retail and lease contracts are generally not subject to seasonal variations. Financing volume is subject to a…View ↗
10-K for FY2026, filed Jun 2, 2026
FY2026 revenue by reportable segment ↗$1.1B
10-K for FY2026, filed Jun 2, 2026
$1.1B ↗| Segment | Share | Revenue | How money arrives |
|---|---|---|---|
|
Finance Operations
Recurring
10-K for FY2026, filed Jun 2, 2026 |
59%
FY2023: 324%
|
Finance Operations, FY2026
$656M Sources
|
Recurring |
|
Voluntary Protection Operations
|
44%
FY2023: −224%
|
Voluntary Protection Operations, FY2026
$495M Sources
|
TMCC serves Toyota and Lexus dealers, private-label and other franchise dealers, and their customers. Credit applications generally come through dealers, though customers can apply online and have an application sent to a chosen dealer; dealers sell protection products with vehicle sales or during maintenance.
10-K for FY2026, filed Jun 2, 2026We provide a variety of finance and voluntary vehicle and payment protection products and services to authorized Toyota and Lexus dealers…View ↗
Dealers transmit customer credit applications electronically through our online system for contract acquisition. The customer may submit a…View ↗
TMIS offers voluntary protection products on Toyota, Lexus, and other domestic and import vehicles that are primarily sold by dealers along…View ↗
Yes. Its net income in FY2026 was larger than its revenue.
10-K for FY2026, filed Jun 2, 2026
10-K for FY2026, filed Jun 2, 2026
$2.3BView ↗
10-Q for Q1 FY2027, filed Aug 4, 2026
Open tableView ↗
Mazda financing transition
Mazda Financial Services was listed as a TMCC brand; new contract origination and financing shifted to Toyota Financial Savings Bank, while TMCC continues servicing those contracts and offering protection products.
10-K for FY2023, filed Jun 2, 2023 10-K for FY2026, filed Jun 2, 2026Toyota Motor Credit Corporation (“TMCC”) was incorporated in California in 1982 and commenced operations in 1983. References herein to the…View ↗
In fiscal 2025, TMCC transitioned the origination and financing of new automotive finance and lease contracts under the Mazda Financial…View ↗
Excess wear and use contracts
Excess wear and use contracts were among TMIS's voluntary protection products; TMIS later stopped offering them.
10-K for FY2023, filed Jun 2, 2023 10-K for FY2026, filed Jun 2, 2026Voluntary Protection Operations - Through Toyota Motor Insurance Services, Inc., a wholly-owned subsidiary, and its insurance company…View ↗
TMIS offers voluntary protection products on Toyota, Lexus, and other domestic and import vehicles that are primarily sold by dealers along…View ↗
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