FLUSHING FINANCIAL CORP Income Statement

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Financial Statements

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest and dividend income
Interest and fees on loans
Interest and dividends on securities:
Interest
Dividends
Other interest income
Total interest and dividend income
Interest expense
Deposits
Other interest expense
Total interest expense
Net interest income
Provision (benefit) for credit losses
Net interest income after provision (benefit) for credit losses
Non-interest income (loss)
Banking services fee income
Net gain (loss) on sale of loans
Net gain (loss) on disposition of assets
Net gain (loss) on sale of securities
Net gain (loss) from fair value adjustments
Federal Home Loan Bank of New York stock dividends
Gain from life insurance proceeds
Bank owned life insurance
Other income
Total non-interest income (loss)

Non-interest expense
Salaries and employee benefits
Occupancy and equipment
Professional services
FDIC deposit insurance
Data processing
Depreciation and amortization of bank premises and equipment
Other real estate owned / foreclosure expense
Net (gain) loss on sales of real estate owned
Prepayment penalty on borrowings
Impairment of goodwill
Other operating expenses
Total non-interest expense
Income (loss) before income taxes
Federal
State and local
Provision (benefit) for income taxes
Net income (loss)
Basic earnings (loss) per common share (in dollars per share)
Diluted earnings (loss) per common share (in dollars per share)

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