|
FY2012
12 months to Dec 31, 2012
|
FY2011
12 months to Dec 31, 2011
|
|
|---|---|---|
| INTEREST INCOME: | ||
| Interest and fees on loans | ||
| Interest on investment securities | ||
| Dividends on FHLB and FRB stock | ||
| Other interest-earning assets | ||
| Total interest income | ||
| INTEREST EXPENSE: | ||
| Interest expense on deposits | ||
| Interest expense on junior subordinated debentures | ||
| Interest expense on advances from Federal Home Loan Bank of Atlanta | ||
| Interest expense on other borrowed funds | ||
| Total interest expense | ||
| NET INTEREST INCOME | ||
| PROVISION FOR LOAN LOSSES | ||
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES | ||
| NONINTEREST INCOME: | ||
| Deposit account fees | ||
| ATM fees | ||
| Commission income | ||
| Loss on sale of other real estate owned | ||
| Gain on sale of loans | ||
| Loss on investments | ||
| Income from bank owned life insurance | ||
| Other | ||
| Total noninterest income | ||
| NONINTEREST EXPENSE: | ||
| Salaries and employee benefits | ||
| Occupancy expense | ||
| Equipment and data processing expense | ||
| Professional fees | ||
| FDIC deposit insurance premium | ||
| Other real estate owned expense and valuation adjustments | ||
| Loan collection expense | ||
| Other | ||
| Total noninterest expense | ||
| LOSS BEFORE INCOME TAXES | ||
| INCOME TAX EXPENSE (BENEFIT) | ||
| NET LOSS | ||
| PREFERRED STOCK DIVIDENDS AND DISCOUNT ACCRETION | ||
| NET LOSS AVAILABLE TO COMMON STOCKHOLDERS | ||
| Loss per common share - basic (in dollars per share) | ||
| Loss per common share - diluted (in dollars per share) | ||
| Dividends declared per common share (in dollars per share) | ||
| OTHER COMPREHENSIVE INCOME (LOSS) | ||
| TOTAL COMPREHENSIVE LOSS |
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