American International Group Inc (NYSE: AIG) is a global commercial insurance company that underwrites property, casualty, and specialty insurance products across more than 200 countries and jurisdictions. Revenue is generated through premiums collected on insurance policies, with profitability driven by underwriting discipline and investment income on float. AIG serves clients ranging from individuals and small and medium-sized businesses to multinational Fortune 500 companies, distributing policies through brokers, agents, advisors, and digital marketplaces. As of the 10-K filed February 12, 2026, AIG reported approximately $41 billion in shareholders' equity and employed more than 22,000 people worldwide. The company's commercial insurance franchises operate across multiple geographies and specialty segments. AIG's distribution network reflects decades of broker and agent relationships built around claims handling and underwriting expertise.

Revenue model

Premium income from commercial property, casualty, and specialty insurance policies written across global markets, supplemented by investment income on insurance float.

Products and services

Commercial property insurance, casualty insurance, specialty insurance products, underwriting services across personal and commercial lines for individual, SMB, and multinational clients.

Customers and end markets

Individuals, small and medium-sized businesses, and multinational Fortune 500 corporations across more than 200 countries and jurisdictions (as of 10-K filed 2026-02-12).

Value-chain role

Direct underwriter and claims handler; distributes through brokers, agents, advisors, marketplaces, and other third-party distribution partners.

Geographic exposure

Global operations spanning more than 200 countries and jurisdictions (as of 10-K filed 2026-02-12).

Source: SEC 10-K, filed 2026-02-12

Industry: Fire, Marine & Casualty Insurance Peers: Assurant Inc Atlantic American Corp Hartford Insurance Group Inc Horace Mann Educators Corp