American Integrity Insurance Group Inc (NYSE: AII) is a property and casualty insurance company that writes homeowners and residential property insurance. The company earns revenue primarily through premiums collected from policyholders, net of reinsurance costs, alongside net investment income on its float. AII is listed on the New York Stock Exchange and, based on its name and filing context, operates in the Florida residential property insurance market. The 10-K filed 2026-02-27 confirms AII is a smaller reporting company, not a large accelerated filer, suggesting a mid-to-small scale operation. The filing excerpts available do not disclose segment revenue breakdowns, specific policy counts, total premiums written, or named competitors, so those details are omitted here.

Revenue model

Premium-based insurance model: policyholders pay recurring premiums for residential property coverage, and AII retains the net portion after ceding risk to reinsurers. Investment income on the float provides a secondary revenue stream. Specific premium figures and investment income amounts are not supported by the available filing excerpts.

Products and services

Homeowners and residential property insurance policies. Specific product names, endorsements, or ancillary lines are not detailed in the available filing excerpts.

Customers and end markets

Residential property owners seeking homeowners insurance. Geographic concentration and customer count are not specified in the available filing excerpts, though the company name and regulatory context suggest Florida as the primary market.

Value-chain role

Direct property and casualty insurer. Underwrites residential property risk, manages reinsurance programs to limit catastrophe exposure, and invests policyholder float.

Geographic exposure

United States. State-level geographic breakdown is not supported by the available filing excerpts.

Source: SEC 10-K, filed 2026-02-27

Industry: Fire, Marine & Casualty Insurance