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Companies $AII
$29.52 +$0.69 (2.39%) Close
American Integrity Insurance Group Inc logo

American Integrity Insurance Group Inc

aii.com

What Do They Do?

Sells residential property insurance to single-family homeowners and condominium owners, and insures vacant dwellings and investment properties, predominantly in Florida.

How Do They Make Money?

Most revenue comes from insurance premiums earned on policies, after amounts ceded to reinsurers; the company also earns policy and installment fees and income from investing its assets.

FY2025 revenue

Who Are Their Customers?

Homeowners, condominium owners, and owners of vacant dwellings or investment properties obtain coverage through independent agents, insurance-company partners, and homebuilder-affiliated agents; the company also offers direct-to-consumer channels and selectively assumes policies from Citizens.

Do Revenues Turn Into Profits?

Yes. It kept 36 cents of every revenue dollar as net income in FY2025 and turned 48 cents into free cash flow.

Net income, FY2025
36% of revenue
▲ +151% vs FY2024 ($39.7M, 19%)
Free cash flow, FY2025
48% of revenue
▼ −10% vs FY2024 ($147.6M, 72%)

How Are They Changing?

Since the FY2025 annual report
Latest quarter: Q2 FY2026, the three months to Jun 30, 2026
Revenue
▲ +55%
vs $74.5M in Q2 FY2025
Net income
▲ +24%
vs $27.5M in Q2 FY2025
  • Apr 6, 2026 The CFO resigned and a successor was appointed Ben Lurie resigned, and Brian Foley was appointed to replace him as CFO.

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