Amerant Bancorp Inc.
investor.amerantbank.comWhat Do They Do?
Provides personal and business banking, loans, and investment and wealth-management services to individuals, businesses, and select international customers.
10-K for FY2025, filed Feb 27, 2026We are a bank holding company headquartered in Coral Gables, FL, with $9.8 billion in assets, $6.6 billion in loans held for investment…View ↗
How Do They Make Money?
The bank earns interest on loans and investments and collects fees for deposit services, brokerage, investment advice and trust services. Brokerage commissions arise when customers trade; advisory and account fees are collected at least quarterly, while deposit-service fees follow account agreements.
10-K for FY2025, filed Feb 27, 2026Net Interest Income. Net interest income represents interest income less interest expense. We generate interest income from interest…View ↗
Noninterest Income. Noninterest income consists of, among other revenue streams: (i) service fees on deposit accounts; (ii) income from…View ↗
Brokerage and advisory activities include brokerage commissions and advisory fees. Brokerage commissions earned are related to the dollar…View ↗
Deposits and services fees include service charges on deposit accounts, fees for banking services provided to customers including wire…View ↗
$597.4M
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10-K for FY2025, filed Feb 27, 2026
$597.4M ↗
Who Are Their Customers?
Serves individuals and businesses in its U.S. markets and select international customers through Amerant Bank and Amerant Investments, which provide banking, investment, wealth-management and related services.
10-K for FY2025, filed Feb 27, 2026We are a bank holding company headquartered in Coral Gables, FL, with $9.8 billion in assets, $6.6 billion in loans held for investment…View ↗
Do Revenues Turn Into Profits?
Yes. It kept 9 cents of every revenue dollar as net income in FY2025 and turned 22 cents into free cash flow.
How Are They Changing?
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May 19, 2026
Carlos Iafigliola appointed president and CEO
The boards appointed him after completing an executive search.
Sources
8-K, filed May 19, 2026
Following the completion of the Executive Search, on May 18, 2026, the Boards appointed Mr. Iafigliola as the President and Chief Executive…View ↗
Growing. Revenue grew 2.4x in 4 years, from $247.8M in FY2021 to $597.4M in FY2025, about 25% a year.
Florida-centered markets
The older report included Houston among the bank’s primary markets and described banking locations there; the latest report instead identifies South Florida and Tampa as its primary markets.
10-K for FY2022, filed Mar 1, 2023 10-K for FY2025, filed Feb 27, 2026Our primary market areas are South Florida (Miami-Dade, Broward and Palm Beach counties); Tampa FL and Houston, Texas. We serve our market…View ↗
Our primary market areas are South Florida (Miami-Dade, Broward and Palm Beach counties), and Tampa, FL. We serve our market areas from our…View ↗
Mortgage business narrows to Florida
The older report described a national mortgage operation offering a broad range of residential loans; the latest report shifts mortgage lending toward its Florida footprint and retail and private banking customers, while winding down Amerant Mortgage.
10-K for FY2022, filed Mar 1, 2023 10-K for FY2025, filed Feb 27, 2026In April 2025, considering its strategic decision to focus on Florida, the Company announced it would transition its mortgage business from…View ↗
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