Ategrity Specialty Insurance Company Holdings
ategrity.comWhat Do They Do?
Underwrites commercial property and casualty insurance for small and medium-sized businesses in selected industries across the United States.
10-K for FY2025, filed Mar 6, 2026Ategrity Specialty Insurance Company Holdings is a specialty property and casualty insurance holding company dedicated exclusively to the…View ↗
We underwrite small and medium-sized commercial risks across selected industry verticals, including Retail, Real Estate, Hospitality, and…View ↗
We offer commercial property and casualty. All of our gross written premiums for the years ended December 31, 2025 and 2024 were…View ↗
How Do They Make Money?
Insured businesses pay premiums for commercial insurance policies, which are earned over the policy term, generally 12 months. The company also charges policy fees when the related policies are written.
10-K for FY2025, filed Mar 6, 2026Gross written premiumsView ↗
Net earned premiums represent the earned portion of our net written premiums. Written premiums are earned on a pro rata basis over the…View ↗
Fee income includes policy fees charged to insureds and is recognized in earnings when the related premiums are written. These policy fees…View ↗
$424.3M
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10-K for FY2025, filed Mar 6, 2026
$424.3M ↗
Who Are Their Customers?
Small and medium-sized commercial businesses obtain coverage through licensed surplus lines brokers and wholesale agents. The brokerage channel handles medium-sized commercial businesses, while the Small Business channel serves smaller, standardized businesses.
10-K for FY2025, filed Mar 6, 2026Ategrity Specialty Insurance Company Holdings is a specialty property and casualty insurance holding company dedicated exclusively to the…View ↗
We distribute our products exclusively through licensed surplus lines brokers and wholesale agents. Our distribution strategy is centered…View ↗
Brokerage Channel, which serves medium-sized commercial risks evaluated by our underwriting team; and Small Business Channel, which serves…View ↗
Do Revenues Turn Into Profits?
Yes. It kept 17 cents of every revenue dollar as net income in FY2025 and turned 33 cents into free cash flow.
How Are They Changing?
- Net income
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Sources
10-Q for Q2 FY2026, filed Aug 13, 2026
$33.5MView ↗
- ▲ +90%
- vs $17.6M in Q2 FY2025
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Jul 10, 2026
Preliminary results exceeded outlook, and the company appointed a new CFO
The company expected more than $205 million in gross written premiums, a combined ratio below 87%, and diluted earnings per share above $0.60.
Sources
8-K, filed Jul 10, 2026
On July 10, 2026, Ategrity Specialty Insurance Company Holdings (the “Company”)issued a press release announcing certain preliminary…View ↗
Who Do They Compete With?
Competes with Kinsale Capital Group, RLI, Markel, and W.R. Berkley
10-K for FY2025, filed Mar 6, 2026Our primary competitors in the E&S market include Kinsale Capital Group, Inc., RLI Corp., Markel Corporation, and W.R. Berkley Corporation.View ↗
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