Altisource Portfolio Solutions S.A. - Understand $asps stock

$ASPS Market Cap: $22.07 Million

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$153.3M

TTM

Gross Margin

29.53%

TTM

Net Earnings

-$39.92M

TTM

Current Assets

$50.82M

Q3 2024

Current Liabilities

$265.4M

Q3 2024

Current Ratio

19.15%

Q3 2024

Total Assets

$144.5M

Q3 2024

Total Liabilities

$284.1M

Q3 2024

Book Value

-$139.6M

Q3 2024

Cash

$28.34M

Q3 2024

P/E

-0.5528

Nov 29, 2024 EST

Free Cash Flow

-$4.238M

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Revenue	$145.1M	$153.1M	$178.5M	$365.5M	$648.7M	$838.2M	$942.2M	$997.3M	$1.051B	$1.079B	$768.4M	$568.4M	$423.7M	$301.4M	$202.8M	$160.4M	$134.9M	$96.60M
YoY Change	-5.26%	-14.2%	-51.18%	-43.65%	-22.61%	-11.04%	-5.52%	-5.15%	-2.54%	40.42%	35.19%	34.15%	40.58%	48.61%	26.43%	18.9%	39.65%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Revenue	$145.1M	$153.1M	$178.5M	$365.5M	$648.7M	$838.2M	$942.2M	$997.3M	$1.051B	$1.079B	$768.4M	$568.4M	$423.7M	$301.4M	$202.8M	$160.4M	$134.9M	$96.60M
Cost Of Revenue	$115.4M	$131.3M	$171.4M	$305.2M	$493.3M	$622.2M	$699.9M	$690.0M	$687.3M	$707.2M	$492.5M	$366.2M	$275.8M	$189.1M	$126.8M	$115.0M	$97.00M	$72.20M
Gross Profit	$29.65M	$21.82M	$7.087M	$60.35M	$155.4M	$216.0M	$242.3M	$307.3M	$364.1M	$371.7M	$275.9M	$202.2M	$147.8M	$112.3M	$76.00M	$45.30M	$38.00M	$24.40M
Gross Profit Margin	20.44%	14.25%	3.97%	16.51%	23.96%	25.77%	25.72%	30.81%	34.63%	34.45%	35.9%	35.57%	34.89%	37.27%	37.48%	28.24%	28.17%	25.26%

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Selling, General & Admin	$40.54M	$54.76M	$67.05M	$92.74M	$141.1M	$175.7M	$192.6M	$214.2M	$220.9M	$201.7M	$113.8M	$74.71M	$62.13M	$57.35M	$36.20M	$25.50M	$27.90M	$17.60M
YoY Change	-25.97%	-18.34%	-27.7%	-34.27%	-19.69%	-8.81%	-10.05%	-3.04%	9.49%	77.25%	52.33%	20.25%	8.33%	58.43%	41.96%	-8.6%	58.52%
% of Gross Profit	136.71%	251.0%	946.08%	153.66%	90.79%	81.31%	79.49%	69.7%	60.65%	54.27%	41.25%	36.96%	42.03%	51.06%	47.63%	56.29%	73.42%	72.13%
Research & Development							$42.34M	$44.30M	$43.18M	$48.83M	$25.53M	$23.40M	$18.77M	$12.55M
YoY Change							-4.41%	2.59%	-11.58%	91.25%	9.1%	24.68%	49.6%
% of Gross Profit							17.47%	14.42%	11.86%	13.14%	9.26%	11.58%	12.7%	11.17%
Depreciation & Amortization	$7.574M	$3.400M	$4.600M	$14.90M	$18.50M	$30.80M	$36.40M	$84.40M	$77.60M	$66.70M	$47.30M	$17.80M	$13.70M	$12.10M	$8.100M	$10.40M	$8.600M	$9.700M
YoY Change	122.76%	-26.09%	-69.13%	-19.46%	-39.94%	-15.38%	-56.87%	8.76%	16.34%	41.01%	165.73%	29.93%	13.22%	49.38%	-22.12%	20.93%	-11.34%
% of Gross Profit	25.54%	15.59%	64.91%	24.69%	11.91%	14.26%	15.02%	27.47%	21.31%	17.94%	17.15%	8.8%	9.27%	10.77%	10.66%	22.96%	22.63%	39.75%
Operating Expenses	$46.42M	$54.76M	$67.05M	$92.74M	$141.1M	$175.7M	$235.0M	$258.5M	$264.0M	$250.6M	$139.3M	$98.12M	$80.90M	$69.90M	$39.50M	$28.10M	$27.90M	$17.60M
YoY Change	-15.22%	-18.34%	-27.7%	-34.27%	-19.69%	-25.24%	-9.08%	-2.12%	5.38%	79.82%	42.02%	21.28%	15.74%	76.96%	40.57%	0.72%	58.52%
Operating Profit	-$16.77M	-$33.18M	$28.97M	-$44.36M	$18.05M	$42.50M	$49.71M	$65.10M	$79.08M	$170.5M	$162.1M	$127.4M	$85.71M	$54.97M	$36.50M	$17.20M	$10.10M	$6.800M
YoY Change	-49.47%	-214.55%	-165.31%	-345.69%	-57.52%	-14.51%	-23.65%	-17.67%	-53.61%	5.18%	27.16%	48.7%	55.92%	50.59%	112.21%	70.3%	48.53%

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Interest Expense	-$34.79M	$16.64M	$14.55M	$17.73M	$21.39M	$26.25M	$22.25M	$24.41M	$28.21M	$23.36M	$20.29M	$1.210M	$85.00K	$119.0K	-$1.600M	-$2.600M	-$1.900M	-$800.0K
YoY Change	-309.08%	14.38%	-17.95%	-17.12%	-18.52%	17.98%	-8.84%	-13.46%	20.74%	15.14%	1576.94%	1323.53%	-28.57%	-107.44%	-38.46%	36.84%	137.5%
% of Operating Profit			50.22%		118.5%	61.78%	44.77%	37.5%	35.67%	13.71%	12.52%	0.95%	0.1%	0.22%	-4.38%	-15.12%	-18.81%	-11.76%
Other Income/Expense, Net	$2.619M	-$14.39M	-$13.68M	-$13.35M	-$5.614M	-$41.10M	-$14.33M	-$20.78M	-$26.02M	-$23.19M	-$19.73M	-$2.798M	$203.0K	$804.0K	$2.700M	$0.00	$200.0K	$1.000M
YoY Change	-118.21%	5.13%	2.49%	137.82%	-86.34%	186.76%	-31.04%	-20.12%	12.2%	17.51%	605.29%	-1478.33%	-74.75%	-70.22%		-100.0%	-80.0%

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Pretax Income	-$52.35M	-$47.57M	$15.29M	-$57.71M	$12.44M	$1.399M	$35.38M	$44.32M	$53.06M	$147.3M	$142.3M	$124.6M	$85.91M	$55.77M	$37.60M	$14.60M	$8.300M	$7.000M
YoY Change	10.05%	-411.2%	-126.49%	-563.91%	789.14%	-96.05%	-20.18%	-16.47%	-63.97%	3.47%	14.19%	45.09%	54.04%	48.33%	157.53%	75.9%	18.57%
Income Tax	$3.714M	$5.266M	$3.232M	$8.609M	$318.3M	$4.098M	-$276.3M	$12.94M	$8.260M	$10.18M	$8.540M	$8.738M	$7.943M	-$403.0K	$11.60M	$5.400M	$1.600M	$1.600M
% Of Pretax Income			21.14%		2558.89%	292.92%	-780.94%	29.18%	15.57%	6.91%	6.0%	7.01%	9.25%	-0.72%	30.85%	36.99%	19.28%	22.86%
Net Earnings	-$56.29M	-$52.83M	$12.05M	-$66.32M	-$305.9M	-$2.699M	$311.6M	$31.39M	$44.80M	$137.1M	$133.8M	$115.9M	$77.97M	$56.17M	$26.00M	$9.200M	$6.700M	$5.400M
YoY Change	6.54%	-538.34%	-118.18%	-78.32%	11232.23%	-100.87%	892.9%	-29.94%	-67.32%	2.46%	15.43%	48.67%	38.8%	116.05%	182.61%	37.31%	24.07%
Net Earnings / Revenue	-38.8%	-34.5%	6.75%	-18.14%	-47.15%	-0.32%	33.07%	3.15%	4.26%	12.71%	17.41%	20.39%	18.4%	18.64%	12.82%	5.74%	4.97%	5.59%
Basic Earnings Per Share	-$2.51	-$3.32	$0.75	-$4.31	-$19.26	-$0.32	$16.99	$1.53	$2.13	$6.22	$5.63	$4.74	$2.92	$1.96
Diluted Earnings Per Share	-$2.51	-$3.32	$0.74	-$4.31	-$19.26	-$0.32	$16.53	$1.46	$2.02	$5.69	$5.19	$4.43	$2.77	$1.88	$1.070M	$381.7K	$278.0K	$224.1K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Cash & Short-Term Investments	$32.52M	$51.03M	$98.13M	$58.30M	$125.4M	$134.3M	$183.6M	$208.1M	$179.3M	$161.4M	$130.4M	$105.5M	$32.10M	$22.10M	$30.50M	$7.000M	$5.700M
YoY Change	-36.26%	-48.0%	68.32%	-53.51%	-6.63%	-26.85%	-11.77%	16.06%	11.09%	23.77%	23.6%	228.66%	45.25%	-27.54%	335.71%	22.81%
Cash & Equivalents	$32.52M	$51.03M	$98.13M	$58.30M	$82.70M	$58.30M	$105.0M	$149.3M	$179.3M	$161.4M	$130.4M	$105.5M	$32.10M	$22.10M	$30.50M	$7.000M	$5.700M
Short-Term Investments				$0.00	$42.60M	$76.10M	$78.60M	$58.80M	$0.00
Other Short-Term Assets	$11.01M	$16.51M	$13.46M	$12.40M	$10.10M	$22.80M	$26.10M	$24.40M	$21.10M	$23.30M	$12.10M	$7.500M	$6.100M	$6.300M	$4.400M	$3.300M	$4.300M
YoY Change	-33.32%	22.67%	8.56%	22.77%	-55.7%	-12.64%	6.97%	15.64%	-9.44%	92.56%	61.33%	22.95%	-3.17%	43.18%	33.33%	-23.26%
Inventory
Prepaid Expenses
Receivables	$11.68M	$12.99M	$18.01M	$22.40M	$43.60M	$36.50M	$52.70M	$87.80M	$105.0M	$112.2M	$104.8M	$89.00M	$46.60M	$49.50M	$20.40M	$9.100M	$16.80M
Other Receivables	$325.0K	$7.031M	$8.403M	$7.100M	$5.100M	$7.900M	$9.300M	$5.200M	$700.0K	$5.200M	$1.600M	$1.800M	$5.400M	$11.30M	$10.10M	$0.00	$0.00
Total Short-Term Assets	$55.54M	$87.56M	$138.0M	$100.2M	$184.2M	$201.5M	$271.6M	$325.5M	$306.1M	$302.1M	$248.9M	$203.9M	$90.30M	$89.30M	$65.40M	$19.40M	$26.80M
YoY Change	-36.57%	-36.55%	37.73%	-45.6%	-8.59%	-25.81%	-16.56%	6.34%	1.32%	21.37%	22.07%	125.8%	1.12%	36.54%	237.11%	-27.61%
Property, Plant & Equipment	$5.088M	$9.543M	$14.47M	$30.10M	$53.60M	$45.60M	$73.30M	$103.5M	$119.1M	$127.8M	$87.30M	$50.40M	$25.60M	$17.50M	$11.40M	$9.300M	$12.20M
YoY Change	-46.68%	-34.04%	-51.94%	-43.84%	17.54%	-37.79%	-29.18%	-13.1%	-6.81%	46.39%	73.21%	96.88%	46.29%	53.51%	22.58%	-23.77%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$2.397M	$596.0K	$1.043M	$2.400M	$3.500M	$4.000M	$5.300M	$5.500M	$5.300M			$12.70M	$14.50M	$0.00
YoY Change	302.18%	-42.86%	-56.54%	-31.43%	-12.5%	-24.53%	-3.64%	3.77%				-12.41%
Other Assets	$9.325M	$9.618M	$11.48M	$12.80M	$18.10M	$317.5M	$308.6M	$13.00M	$11.40M	$22.30M	$18.30M	$90.70M	$14.00M	$6.800M	$700.0K	$100.0K	$100.0K
YoY Change	-3.05%	-16.18%	-10.35%	-29.28%	-94.3%	2.88%	2273.85%	14.04%	-48.88%	21.86%	-79.82%	547.86%	105.88%	871.43%	600.0%	0.0%
Total Long-Term Assets	$99.32M	$107.4M	$119.8M	$165.5M	$210.1M	$540.2M	$593.6M	$363.7M	$415.7M	$486.1M	$481.2M	$225.3M	$133.9M	$108.5M	$55.20M	$57.30M	$66.00M
YoY Change	-7.57%	-10.31%	-27.61%	-21.23%	-61.11%	-9.0%	63.21%	-12.51%	-14.48%	1.02%	113.58%	68.26%	23.41%	96.56%	-3.66%	-13.18%
Total Assets	$154.9M	$195.0M	$257.8M	$265.7M	$394.3M	$741.7M	$865.2M	$689.2M	$721.8M	$788.2M	$730.1M	$429.2M	$224.2M	$197.8M	$120.6M	$76.70M	$92.80M
YoY Change
Accounts Payable	$15.28M	$14.98M	$15.98M	$16.80M	$22.40M	$27.90M	$15.70M	$8.800M	$11.60M	$22.90M	$15.20M	$5.100M	$3.000M	$6.000M	$1.100M	$300.0K	$1.400M
YoY Change	1.96%	-6.24%	-4.89%	-25.0%	-19.71%	77.71%	78.41%	-24.14%	-49.34%	50.66%	198.04%	70.0%	-50.0%	445.45%	266.67%	-78.57%
Accrued Expenses	$15.26M	$19.46M	$28.80M	$43.30M	$54.90M	$59.20M	$68.60M	$74.00M	$76.90M	$75.80M	$51.00M	$36.30M	$33.20M	$23.50M	$15.80M	$4.500M	$6.800M
YoY Change	-21.59%	-32.44%	-33.49%	-21.13%	-7.26%	-13.7%	-7.3%	-3.77%	1.45%	48.63%	40.5%	9.34%	41.28%	48.73%	251.11%	-33.82%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$4.800M	$4.200M	$0.00	$0.00	$0.00	$0.00	$1.100M	$100.0K
YoY Change									-100.0%	14.29%					-100.0%	1000.0%
Long-Term Debt Due						$0.00	$5.900M	$5.900M	$5.900M	$5.900M	$4.000M	$2.200M	$600.0K	$700.0K	$500.0K	$900.0K	$1.800M
YoY Change						-100.0%	0.0%	0.0%	0.0%	47.5%	81.82%	266.67%	-14.29%	40.0%	-44.44%	-50.0%
Total Short-Term Liabilities	$35.76M	$40.09M	$54.75M	$71.50M	$87.60M	$104.4M	$109.6M	$148.9M	$129.1M	$140.8M	$135.6M	$71.60M	$55.40M	$41.70M	$30.70M	$13.00M	$13.20M
YoY Change	-10.79%	-26.78%	-23.43%	-18.38%	-16.09%	-4.74%	-26.39%	15.34%	-8.31%	3.83%	89.39%	29.24%	32.85%	35.83%	136.15%	-1.52%
Long-Term Debt	$215.6M	$245.2M	$243.6M	$242.7M	$287.9M	$331.5M	$403.3M	$467.6M	$522.2M	$582.7M	$391.3M	$196.0M	$200.0K	$900.0K	$100.0K	$400.0K	$1.800M
YoY Change	-12.08%	0.65%	0.39%	-15.7%	-13.15%	-17.8%	-13.75%	-10.46%	-10.38%	48.91%	99.64%	97900.0%	-77.78%	800.0%	-75.0%	-77.78%
Other Long-Term Liabilities	$19.51M	$19.54M	$19.27M	$25.20M	$31.00M	$9.200M	$12.30M	$10.50M	$18.20M	$20.60M	$45.50M	$1.700M	$2.600M	$3.400M	$600.0K	$0.00
YoY Change	-0.13%	1.4%	-23.55%	-18.71%	236.96%	-25.2%	17.14%	-42.31%	-11.65%	-54.73%	2576.47%	-34.62%	-23.53%	466.67%
Total Long-Term Liabilities	$235.1M	$264.8M	$262.9M	$267.9M	$318.9M	$340.7M	$415.6M	$478.1M	$540.4M	$603.3M	$436.8M	$197.7M	$2.800M	$4.300M	$700.0K	$400.0K	$1.800M
YoY Change	-11.2%	0.71%	-1.87%	-15.99%	-6.4%	-18.02%	-13.07%	-11.53%	-10.43%	38.12%	120.94%	6960.71%	-34.88%	514.29%	75.0%	-77.78%
Total Liabilities	$280.5M	$314.7M	$328.0M	$349.5M	$417.1M	$446.3M	$526.6M	$628.4M	$670.8M	$747.8M	$573.4M	$270.8M	$61.40M	$49.00M	$34.20M	$16.10M	$17.20M
YoY Change	-10.85%	-4.05%	-6.17%	-16.21%	-6.54%	-15.25%	-16.2%	-6.32%	-10.3%	30.42%	111.74%	341.04%	25.31%	43.27%	112.42%	-6.4%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010
Basic Shares Outstanding	22.42M shares	16.07M shares	15.84M shares	15.60M shares	15.99M shares	17.07M shares	18.18M shares	18.70M shares	19.50M shares	21.63M shares	23.07M shares	23.36M shares	24.37M shares	25.08M shares
Diluted Shares Outstanding	22.42M shares	16.07M shares	16.06M shares	15.60M shares	15.99M shares	17.07M shares	18.69M shares	19.61M shares	20.62M shares	23.63M shares	25.05M shares	24.96M shares	25.69M shares	26.26M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $22.068 Million

About ALTISOURCE PORTFOLIO SOLUTIONS S.A.

Altisource Portfolio Solutions SA engages in the provision of integrated service and marketplace for the real estate and mortgage industries. The firm offers portfolio management and related technology products, asset recovery, and customer relationship management services. The company acts as a transaction solutions provider with the electronic payment management software and behavioral science-based analytics for the business processes, vendor, and marketplace participants. The company also provides technology and solutions to mortgage servicing and origination clients as well as buyers and sellers of single-family residential real estate (single-family rental (SFR) solution) that helps improve operations, save money, reduce risk, and grow or liquidate portfolios.

Industry: Services-Miscellaneous Business Services Peers: