$ASRV
AMERISERV FINANCIAL INC /PA/ Stock $asrv

$asrv Overview Financials Valuation SEC Filings Company Website

2013 Q4 Form 10-Q Financial Statement

#000114420413060770 Filed on November 13, 2013

Income Statement

Concept	2013 Q4	2013 Q3	2012 Q3
Revenue	$10.20M	$9.811M	$10.03M
YoY Change	3.29%	-2.18%	-4.4%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$500.0K	$400.0K	$350.0K
YoY Change	25.0%	14.29%	-2.78%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense	$1.605M	$1.611M	$1.888M
YoY Change	-10.63%	-14.67%	-20.47%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income	$2.719M	$1.773M	$1.904M
YoY Change	159.94%	-6.88%	-17.58%
Income Tax	$878.0K	$547.0K	$597.0K
% Of Pretax Income	32.29%	30.85%	31.36%
Net Earnings	$1.841M	$1.226M	$1.307M
YoY Change	150.48%	-6.2%	-16.54%
Net Earnings / Revenue	18.04%	12.5%	13.03%
Basic Earnings Per Share	$0.10	$0.06	$0.05
Diluted Earnings Per Share	$0.09	$0.06	$0.05
COMMON SHARES
Basic Shares Outstanding	18.78M shares	18.78M shares	19.28M shares
Diluted Shares Outstanding		18.88M shares	19.35M shares

Balance Sheet

Concept	2013 Q4	2013 Q3	2012 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents	$30.07M	$28.70M	$33.67M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment	$13.12M	$13.27M	$11.20M
YoY Change	11.2%	18.44%	6.67%
Goodwill	$12.61M	$12.61M
YoY Change	0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets	$9.600M	$11.10M	$10.60M
YoY Change	-16.52%	4.72%	-14.52%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets	$1.056B	$1.038B	$1.002B
YoY Change	5.5%	3.58%	2.97%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt	$41.60M	$31.10M	$0.00
YoY Change	164.97%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$41.60M	$31.10M
YoY Change	164.97%
LONG-TERM LIABILITIES
Long-Term Debt	$13.10M	$13.10M	$13.10M
YoY Change	0.0%	0.0%	0.0%
Other Long-Term Liabilities	$8.600M	$10.40M	$14.80M
YoY Change	-33.85%	-29.73%	62.64%
Total Long-Term Liabilities	$21.70M	$23.50M	$27.90M
YoY Change	-16.86%	-15.77%	25.68%
TOTAL LIABILITIES
Total Short-Term Liabilities	$41.60M	$31.10M
Total Long-Term Liabilities	$21.70M	$23.50M	$27.90M
Total Liabilities	$942.7M	$927.8M	$890.0M
YoY Change	5.86%	4.24%	3.57%
SHAREHOLDERS EQUITY
Retained Earnings	$27.56M	$25.96M
YoY Change	19.09%
Common Stock	$145.5M	$145.4M
YoY Change	0.06%
Preferred Stock
YoY Change
Treasury Stock (at cost)	$74.83M	$74.83M
YoY Change	1.59%
Treasury Stock Shares	7.618M shares	7.618M shares
Shareholders Equity	$113.3M	$110.4M	$112.3M
YoY Change
Total Liabilities & Shareholders Equity	$1.056B	$1.038B	$1.002B
YoY Change	5.5%	3.58%	2.97%

Cashflow Statement

Concept	2013 Q4	2013 Q3	2012 Q3
OPERATING ACTIVITIES
Net Income	$1.841M	$1.226M	$1.307M
YoY Change	150.48%	-6.2%	-16.54%
Depreciation, Depletion And Amortization	$500.0K	$400.0K	$350.0K
YoY Change	25.0%	14.29%	-2.78%
Cash From Operating Activities	$2.270M	$3.820M	-$200.0K
YoY Change	-406.76%	-2010.0%	-385.71%
INVESTING ACTIVITIES
Capital Expenditures	-$360.0K	-$810.0K	-$650.0K
YoY Change	-64.71%	24.62%	132.14%
Acquisitions
YoY Change
Other Investing Activities	-$17.10M	-$13.47M	-$4.210M
YoY Change	142.21%	219.95%	18.93%
Cash From Investing Activities	-$17.46M	-$14.29M	-$4.860M
YoY Change	116.36%	194.03%	27.23%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	16.55M	13.51M	4.760M
YoY Change	744.39%	183.82%	-72.34%
NET CHANGE
Cash From Operating Activities	2.270M	3.820M	-200.0K
Cash From Investing Activities	-17.46M	-14.29M	-4.860M
Cash From Financing Activities	16.55M	13.51M	4.760M
Net Change In Cash	1.360M	3.040M	-300.0K
YoY Change	-119.85%	-1113.33%	-102.23%
FREE CASH FLOW
Cash From Operating Activities	$2.270M	$3.820M	-$200.0K
Capital Expenditures	-$360.0K	-$810.0K	-$650.0K
Free Cash Flow	$2.630M	$4.630M	$450.0K
YoY Change	839.29%	928.89%	28.57%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value	Unit
	asrv	Aggregate Of Multiple Consecutive Maturity Date Extensions Delay In Payment Days AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays	P120D
	asrv	Amounts Reclassified From Accumulated Other Comprehensive Income Loss AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss	350000	USD
CY2013Q3	asrv	Amounts Reclassified From Accumulated Other Comprehensive Income Loss AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss	-43000	USD
CY2012Q2	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	13317000	USD
	asrv	Assets And Liabilities Considered Financial Instruments Percentage AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage	0.9	pure
CY2013Q3	asrv	Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses Accumulated In Aoci AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI	64000	USD
CY2012Q4	asrv	Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses Accumulated In Aoci AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI	2000	USD
CY2013Q3	asrv	Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses Accumulated In Aoci AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI	1298000	USD
CY2012Q4	asrv	Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses Accumulated In Aoci AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI	120000	USD
CY2013Q3	asrv	Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses Accumulated In Aoci AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI	1234000	USD
CY2012Q4	asrv	Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses Accumulated In Aoci AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI	118000	USD
CY2013Q3	asrv	Availableforsale Securities Debt Maturities After Fifteen Years Amortized Cost AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsAmortizedCost	48260000	USD
CY2013Q3	asrv	Availableforsale Securities Debt Maturities After Fifteen Years Fair Value AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue	49675000	USD
CY2013Q3	asrv	Availableforsale Securities Debt Maturities After Ten Through Fifteen Years Amortized Cost Basis AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis	62453000	USD
CY2013Q3	asrv	Availableforsale Securities Debt Maturities After Ten Through Fifteen Years Fair Value AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue	63577000	USD
CY2013Q3	asrv	Available For Sale Securities Gross Unrealized Gain Accumulated In Aoci AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI	4005000	USD
CY2012Q4	asrv	Available For Sale Securities Gross Unrealized Gain Accumulated In Aoci AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI	6393000	USD
CY2013Q3	asrv	Available For Sale Securities Gross Unrealized Loss Accumulated In Aoci AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI	1298000	USD
CY2012Q4	asrv	Available For Sale Securities Gross Unrealized Loss Accumulated In Aoci AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI	120000	USD
	asrv	Benefits Plan Based On Service And Average Annual Earnings For Highest Consecutive Calendar Years BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYears	P5Y
	asrv	Benefits Plan Based On Service And Average Annual Earnings For Highest Consecutive Calendar Years From Final Employment Period Years BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYearsFromFinalEmploymentPeriodYears	P10Y
CY2013Q3	asrv	Borrowers Aggregate Exposure For Loan Modification Minimum BorrowersAggregateExposureForLoanModificationMinimum	250000	USD
CY2013Q3	asrv	Carrying Value Of Available For Sale Held To Maturity And Federal Home Loan Bank Borrowings CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings	112085000	USD
CY2012Q4	asrv	Carrying Value Of Available For Sale Held To Maturity And Federal Home Loan Bank Borrowings CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings	94206000	USD
	asrv	Commercial Loan Receivable Modifications Recorded Investment CommercialLoanReceivableModificationsRecordedInvestment	1320000	USD
	asrv	Commercial Loan Receivable Modifications Recorded Investment CommercialLoanReceivableModificationsRecordedInvestment	1312000	USD
CY2013Q3	asrv	Commercial Loan Receivable Modifications Recorded Investment CommercialLoanReceivableModificationsRecordedInvestment		USD
CY2012Q3	asrv	Commercial Loan Receivable Modifications Recorded Investment CommercialLoanReceivableModificationsRecordedInvestment	724000	USD
	asrv	Consolidated Investment Securities Portfolio Modified Years ConsolidatedInvestmentSecuritiesPortfolioModifiedYears	P3Y3M18D
CY2013Q3	asrv	Credit Reviews Mandatory For Loans Aggregate Balances CreditReviewsMandatoryForLoansAggregateBalances	1000000	USD
CY2013Q3	asrv	Debt And Capital Lease Obligations Fair Value Disclosure DebtAndCapitalLeaseObligationsFairValueDisclosure	36908000	USD
CY2012Q4	asrv	Debt And Capital Lease Obligations Fair Value Disclosure DebtAndCapitalLeaseObligationsFairValueDisclosure	30442000	USD
CY2013Q3	asrv	Deposits With No Stated Maturities DepositsWithNoStatedMaturities	537577000	USD
CY2012Q4	asrv	Deposits With No Stated Maturities DepositsWithNoStatedMaturities	520002000	USD
CY2013Q3	asrv	Deposits With No Stated Maturities Fair Value Disclosure DepositsWithNoStatedMaturitiesFairValueDisclosure	537577000	USD
CY2012Q4	asrv	Deposits With No Stated Maturities Fair Value Disclosure DepositsWithNoStatedMaturitiesFairValueDisclosure	520002000	USD
CY2013Q3	asrv	Deposits With Stated Maturities DepositsWithStatedMaturities	314634000	USD
CY2012Q4	asrv	Deposits With Stated Maturities DepositsWithStatedMaturities	315732000	USD
CY2013Q3	asrv	Deposits With Stated Maturities Fair Value Disclosure DepositsWithStatedMaturitiesFairValueDisclosure	321410000	USD
CY2012Q4	asrv	Deposits With Stated Maturities Fair Value Disclosure DepositsWithStatedMaturitiesFairValueDisclosure	320930000	USD
CY2013Q3	asrv	Federal Home Loan Bank Open Repo Plus Maturities Summary Average Interest Rate Overnight From Balance Sheet Date FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate	0.0025	pure
CY2012Q4	asrv	Federal Home Loan Bank Open Repo Plus Maturities Summary Average Interest Rate Overnight From Balance Sheet Date FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate	0.0025	pure
CY2013Q3	asrv	Federal Home Loan Bank Weighted Average Interest Rate FederalHomeLoanBankWeightedAverageInterestRate	0.0051	pure
CY2012Q4	asrv	Federal Home Loan Bank Weighted Average Interest Rate FederalHomeLoanBankWeightedAverageInterestRate	0.0047	pure
	asrv	Gain On Sale Of Securities GainOnSaleOfSecurities	137000	USD
	asrv	Gain On Sale Of Securities GainOnSaleOfSecurities	59000	USD
CY2013Q3	asrv	Gain On Sale Of Securities GainOnSaleOfSecurities	66000	USD
CY2013Q3	asrv	Held To Maturity Securities Accumulated Unrecognized Holding Gain HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain	348000	USD
CY2012Q4	asrv	Held To Maturity Securities Accumulated Unrecognized Holding Gain HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain	598000	USD
CY2013Q3	asrv	Held To Maturity Securities Accumulated Unrecognized Holding Loss HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss	467000	USD
CY2012Q4	asrv	Held To Maturity Securities Accumulated Unrecognized Holding Loss HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss	55000	USD
CY2013Q3	asrv	Held To Maturity Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss	6000	USD
CY2012Q4	asrv	Held To Maturity Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss	20000	USD
CY2013Q3	asrv	Held To Maturity Securities Continuous Unrealized Loss Position Accumulated Loss HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss	467000	USD
CY2012Q4	asrv	Held To Maturity Securities Continuous Unrealized Loss Position Accumulated Loss HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss	55000	USD
CY2013Q3	asrv	Held To Maturity Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss	461000	USD
CY2012Q4	asrv	Held To Maturity Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss	35000	USD
CY2013Q3	asrv	Heldtomaturity Securities Debt Maturities After Fifteen Years Fair Value HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsFairValue	12381000	USD
CY2013Q3	asrv	Heldtomaturity Securities Debt Maturities After Fifteen Years Net Carrying Amount HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount	12264000	USD
CY2013Q3	asrv	Heldtomaturity Securities Debt Maturities After Ten Through Fifteen Years Fair Value HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue	934000	USD
CY2013Q3	asrv	Heldtomaturity Securities Debt Maturities After Ten Through Fifteen Years Net Carrying Amount HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount	1012000	USD
	asrv	Increased Percentage Of Lending Incentive Fee IncreasedPercentageOfLendingIncentiveFee	0.01	pure
CY2013Q3	asrv	Individual Loan Balance Is Classified As Nonaccrual Status Or Troubled Debt Restructure IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure	100000	USD
	asrv	Interest Income Recorded Nonaccrual Loans InterestIncomeRecordedNonaccrualLoans		USD
	asrv	Interest Income Recorded Nonaccrual Loans InterestIncomeRecordedNonaccrualLoans		USD
CY2013Q3	asrv	Interest Income Recorded Nonaccrual Loans InterestIncomeRecordedNonaccrualLoans		USD
CY2012Q3	asrv	Interest Income Recorded Nonaccrual Loans InterestIncomeRecordedNonaccrualLoans		USD
	asrv	Loan Held For Sale Account Delivery Dates Lock Period LoanHeldForSaleAccountDeliveryDatesLockPeriod	30, 45, or 60 day lock period
	asrv	Loans Past Due As To Maturity LoansPastDueAsToMaturity	P90D
	asrv	Loss On Sale Of Securities LossOnSaleOfSecurities	47000	USD
	asrv	Minimum Number Of Consecutive Months Payment For Removing Loan From Nonaccrual Status MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus	P6M
CY2013Q3	asrv	Minimum Percentage Tier One Capital To Be Maintain MinimumPercentageTierOneCapitalToBeMaintain	0.9	pure
CY2013Q3	asrv	Net Fair Value Of Impaired Loans NetFairValueOfImpairedLoans	1500000	USD
CY2012Q4	asrv	Net Fair Value Of Impaired Loans NetFairValueOfImpairedLoans	3200000	USD
	asrv	Net Reduction In Interest Income NetReductionInInterestIncome	139000	USD
	asrv	Net Reduction In Interest Income NetReductionInInterestIncome	169000	USD
CY2013Q3	asrv	Net Reduction In Interest Income NetReductionInInterestIncome	37000	USD
CY2012Q3	asrv	Net Reduction In Interest Income NetReductionInInterestIncome	51000	USD
	asrv	Noncontributory Defined Benefit Pension Plan Least Work Hours Per Year NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear	1000	pure
	asrv	Non Performing Assets Including Troubled Debt Restructurings Tdr NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr	<!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 9. Non-performing Assets Including Troubled Debt Restructurings (TDR)</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table presents information concerning non-performing assets including TDR (in thousands, except percentages):</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal">  </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">September 30, 2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">December 31, 2012</td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> <u>Non-accrual loans</u><br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">   </td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">   </td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,041</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 4,623</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,218</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,191</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 3,259</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 5,814</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> <u>90 days past due still accruing</u><br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">   </td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">   </td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 686</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">686</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">-</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> <u>Other real estate owned</u><br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">   </td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">   </td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">344</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,101</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 522</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 127</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 866</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,228</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> TDR's not in non-accrual</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 226</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 182</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total non-performing assets including TDR</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 5,037</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 7,224</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.66</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1.00</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT --> </td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Consistent with accounting and regulatory guidance, the Bank recognizes a TDR when the Bank, for economic or legal reasons related to a borrower's financial difficulties, grants a concession to the borrower that would not normally be considered. Regardless of the form of concession granted, the Bank's objective in offering a troubled debt restructure is to increase the probability of repayment of the borrower's loan.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> To be considered a TDR, <u>both</u> of the following criteria must be met:</p> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px"> </td> <td style="TEXT-ALIGN: left; WIDTH: 24px">•</td> <td style="TEXT-ALIGN: left">the borrower must be experiencing financial difficulties; <u>and</u> </td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px"> </td> <td style="TEXT-ALIGN: left; WIDTH: 24px">•</td> <td style="TEXT-ALIGN: left">the Bank, for economic or legal reasons related to the borrower's financial difficulties, grants a concession to the borrower that would not otherwise be considered.</td> </tr> </table> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Factors that indicate a borrower is experiencing financial difficulties include, but are not limited to:</p> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px"> </td> <td style="TEXT-ALIGN: left; WIDTH: 24px">•</td> <td style="TEXT-ALIGN: left">the borrower is currently in default on their loan(s);</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px"> </td> <td style="TEXT-ALIGN: left; WIDTH: 24px">•</td> <td style="TEXT-ALIGN: left">the borrower has filed for bankruptcy;</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px"> </td> <td style="TEXT-ALIGN: left; WIDTH: 24px">•</td> <td style="TEXT-ALIGN: left">the borrower has insufficient cash flows to service their loan(s); <u>and</u> </td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px"> </td> <td style="TEXT-ALIGN: left; WIDTH: 24px">•</td> <td style="TEXT-ALIGN: left">the borrower is unable to obtain refinancing from other sources at a market rate similar to rates available to a non-troubled debtor.</td> </tr> </table> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Factors that indicate that a concession has been granted include, but are not limited to:</p> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px"> </td> <td style="TEXT-ALIGN: left; WIDTH: 24px">•</td> <td style="TEXT-ALIGN: left">the borrower is granted an interest rate reduction to a level below market rates for debt with similar risk; <u>or</u> </td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px"> </td> <td style="TEXT-ALIGN: left; WIDTH: 24px">•</td> <td style="TEXT-ALIGN: left">the borrower is granted a material maturity date extension, or extension of the amortization plan to provide payment relief. For purposes of this policy, a material maturity date extension will generally include any maturity date extension, or the aggregate of multiple consecutive maturity date extensions, that exceed 120 days. A restructuring that results in an insignificant delay in payment, i.e. 120 days or less, is not necessarily a TDR. Insignificant payment delays occur when the amount of the restructured payments subject to the delay is insignificant relative to the unpaid principal or collateral value, and will result in an insignificant shortfall in the originally scheduled contractual amount due, and/or the delay in timing of the restructured payment period is insignificant relative to the frequency of payments, the original maturity or the original amortization.</td> </tr> </table> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The determination of whether a restructured loan is a TDR requires consideration of all of the facts and circumstances surrounding the modification. No single factor is determinative of whether a restructuring is a TDR. An overall general decline in the economy or some deterioration in a borrower's financial condition does not automatically mean that the borrower is experiencing financial difficulty. Accordingly, determination of whether a modification is a TDR involves a large degree of judgment.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Any loan modification where the borrower's aggregate exposure is at least $250,000 <u>and</u> where the loan currently maintains a criticized or classified risk rating, i.e. Special Mention, Substandard or Doubtful, or where the loan will be assigned a criticized or classified rating after the modification is evaluated to determine the need for TDR classification.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table details the loans modified as TDRs during both the three and nine month periods ended September 30, 2013 (dollars in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans in accrual status</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"># of Loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current Balance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Concession Granted</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">1</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Extension of<br /> maturity date</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table details the loans modified as TDRs during both the three and nine month periods ended September 30, 2012 (dollars in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans in accrual status</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"># of Loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current Balance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Concession Granted</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loan secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">1</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">87</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Extension of<br /> maturity date</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans in non-accrual status</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"># of Loans</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current Balance</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Concession Granted</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-top; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loan secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">4</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 2,990</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Extension of<br /> maturity date</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> In all instances where loans have been modified in troubled debt restructurings the pre- and post-modified balances are the same.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Once a loan is classified as a TDR, this classification will remain until documented improvement in the financial position of the borrower supports confidence that all principal and interest will be paid according to terms. Additionally, the customer must have re-established a track record of timely payments according to the restructured contract terms for a minimum of six consecutive months prior to consideration for removing the loan from non-accrual TDR status. However, a loan will continue to be on non-accrual status until, consistent with our policy, the borrower has made a minimum of six consecutive payments in accordance with the terms of the loan.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table presents the recorded investment in loans that were modified as TDR's during each 12-month period prior to the current reporting periods, which begin January 1, 2013 and 2012 (nine month periods) and July 1, 2013 and 2012 (three month periods), respectively, and that subsequently defaulted during the current reporting periods (dollars in thousands):</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal">  </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended September 30,</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal">   </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> <u>Recorded investment of defaults</u><br /> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">   </td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">   </td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">   </td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">   </td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Commercial loan secured by real estate</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 724</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,320</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,312</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 30pt; TEXT-INDENT: -10pt"> Total</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 724</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,320</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,312</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> All TDR's are individually evaluated for impairment and a related allowance is recorded, as needed. All TDR's which defaulted in the above table had a related allowance adequate to reserve for anticipated losses.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The Company is unaware of any additional loans which are required to either be charged-off or added to the non-performing asset totals disclosed above. Other real estate owned is recorded at fair value minus estimated costs to sell.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table sets forth, for the periods indicated, (1) the gross interest income that would have been recorded if non-accrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination if held for part of the period, (2) the amount of interest income actually recorded on such loans, and (3) the net reduction in interest income attributable to such loans (in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center; WIDTH: 12px"> <!-- GUTTER --> </td> <td colspan="3"> </td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal">  </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended September 30,</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Nine months ended September 30,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal">   </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2012</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Interest income due in accordance with original terms</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">37</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">139</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">169</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204)"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Interest income recorded</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Net reduction in interest income</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 37</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 51</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 139</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center; WIDTH: 6px"> <!-- GUTTER --> </td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left; WIDTH: 6px"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 169</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT --> </td> </tr> </table> </div> <!--EndFragment--></div> </div>
CY2013Q3	asrv	Nonperforming Assets Including Trouble Debt Restructurings NonperformingAssetsIncludingTroubleDebtRestructurings	5037000	USD
CY2012Q4	asrv	Nonperforming Assets Including Trouble Debt Restructurings NonperformingAssetsIncludingTroubleDebtRestructurings	7224000	USD
	asrv	Number Of Consecutive Historical Quarters For Calculation Of Charge Off Factor NumberOfConsecutiveHistoricalQuartersForCalculationOfChargeOffFactor	12	pure
CY2013Q3	asrv	Number Of Location NumberOfLocation	18	pure
	asrv	Other Bank Owned Life Insurance Income OtherBankOwnedLifeInsuranceIncome	605000	USD
	asrv	Other Bank Owned Life Insurance Income OtherBankOwnedLifeInsuranceIncome	644000	USD
	asrv	Other Comprehensive Income Loss Before Reclassifications OtherComprehensiveIncomeLossBeforeReclassifications	-2161000	USD
CY2013Q3	asrv	Other Comprehensive Income Loss Before Reclassifications OtherComprehensiveIncomeLossBeforeReclassifications	116000	USD
	asrv	Participants Vested Interest Accrued Benefit Service Period ParticipantsVestedInterestAccruedBenefitServicePeriod	P5Y
	asrv	Percentage Of Lending Incentive Fee Payable PercentageOfLendingIncentiveFeePayable	0.005	pure
CY2013Q3	asrv	Real Estate Construction Loans Percentage RealEstateConstructionLoansPercentage	0.023	pure
CY2012Q4	asrv	Real Estate Construction Loans Percentage RealEstateConstructionLoansPercentage	0.02	pure
CY2013Q3	asrv	Regulatory Assets Fair Value Disclosure RegulatoryAssetsFairValueDisclosure	6639000	USD
CY2012Q4	asrv	Regulatory Assets Fair Value Disclosure RegulatoryAssetsFairValueDisclosure	6304000	USD
	asrv	Timely Payments On Contract Terms For Minimum Consecutive Months Prior To Consideration For Removing Loan From Tdr Status TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus	P6M
CY2013Q3	asrv	Troubled Debt Restructuring Modifications Recorded Investment TroubledDebtRestructuringModificationsRecordedInvestment	226000	USD
CY2012Q4	asrv	Troubled Debt Restructuring Modifications Recorded Investment TroubledDebtRestructuringModificationsRecordedInvestment	182000	USD
	dei	Amendment Flag AmendmentFlag	false
	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--12-31
	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	Q3
	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2013
	dei	Document Period End Date DocumentPeriodEndDate	2013-09-30
	dei	Document Type DocumentType	10-Q
	dei	Entity Central Index Key EntityCentralIndexKey	0000707605
CY2013Q4	dei	Entity Common Stock Shares Outstanding EntityCommonStockSharesOutstanding	18784188	shares
	dei	Entity Filer Category EntityFilerCategory	Smaller Reporting Company
	dei	Entity Registrant Name EntityRegistrantName	AMERISERV FINANCIAL INC /PA/
CY2013Q3	us-gaap	Accounts Payable And Accrued Liabilities Fair Value Disclosure AccountsPayableAndAccruedLiabilitiesFairValueDisclosure	1669000	USD
CY2012Q4	us-gaap	Accounts Payable And Accrued Liabilities Fair Value Disclosure AccountsPayableAndAccruedLiabilitiesFairValueDisclosure	2083000	USD
CY2013Q3	us-gaap	Accounts Receivable Fair Value Disclosure AccountsReceivableFairValueDisclosure	3300000	USD
CY2012Q4	us-gaap	Accounts Receivable Fair Value Disclosure AccountsReceivableFairValueDisclosure	2960000	USD
	us-gaap	Accretion Amortization Of Discounts And Premiums Investments AccretionAmortizationOfDiscountsAndPremiumsInvestments	-629000	USD
	us-gaap	Accretion Amortization Of Discounts And Premiums Investments AccretionAmortizationOfDiscountsAndPremiumsInvestments	-847000	USD
CY2013Q3	us-gaap	Accrued Investment Income Receivable AccruedInvestmentIncomeReceivable	3300000	USD
CY2012Q4	us-gaap	Accrued Investment Income Receivable AccruedInvestmentIncomeReceivable	2960000	USD
CY2013Q3	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	-7190000	USD
CY2012Q4	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	-5379000	USD
CY2013Q2	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	-7263000	USD
CY2013Q3	us-gaap	Available For Sale Securities Amortized Cost AvailableForSaleSecuritiesAmortizedCost	146358000	USD
CY2012Q4	us-gaap	Available For Sale Securities Amortized Cost AvailableForSaleSecuritiesAmortizedCost	145265000	USD
CY2013Q3	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue	49444000	USD
CY2013Q3	us-gaap	Additional Paid In Capital Common Stock AdditionalPaidInCapitalCommonStock	145170000	USD
CY2012Q4	us-gaap	Additional Paid In Capital Common Stock AdditionalPaidInCapitalCommonStock	145102000	USD
CY2013Q3	us-gaap	Advances From Federal Home Loan Banks AdvancesFromFederalHomeLoanBanks	52096000	USD
CY2012Q4	us-gaap	Advances From Federal Home Loan Banks AdvancesFromFederalHomeLoanBanks	28660000	USD
	us-gaap	Allowance For Loan And Lease Losses Period Increase Decrease AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease	100000	USD
	us-gaap	Allowance For Loan And Lease Losses Period Increase Decrease AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease	1325000	USD
CY2013Q3	us-gaap	Allowance For Loan And Lease Losses Period Increase Decrease AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease		USD
CY2012Q3	us-gaap	Allowance For Loan And Lease Losses Period Increase Decrease AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease	200000	USD
	us-gaap	Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet	228000	USD
	us-gaap	Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet	134000	USD
	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	101070	shares
	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	182351	shares
CY2013Q3	us-gaap	Assets Assets	1038144000	USD
CY2012Q4	us-gaap	Assets Assets	1000991000	USD
CY2012Q3	us-gaap	Assets Assets	1002281000	USD
CY2013Q3	us-gaap	Assets Held In Trust AssetsHeldInTrust	1600000000	USD
CY2013Q3	us-gaap	Assets Sold Under Agreements To Repurchase Carrying Amounts AssetsSoldUnderAgreementsToRepurchaseCarryingAmounts	31096000	USD
CY2012Q4	us-gaap	Assets Sold Under Agreements To Repurchase Carrying Amounts AssetsSoldUnderAgreementsToRepurchaseCarryingAmounts	15660000	USD
CY2013Q3	us-gaap	Available For Sale Securities AvailableForSaleSecurities	149065000	USD
CY2012Q4	us-gaap	Available For Sale Securities AvailableForSaleSecurities	151538000	USD
CY2012Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue	9380000	USD
CY2013Q3	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue	45794000	USD
CY2012Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue	9031000	USD
CY2013Q3	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue	3650000	USD
CY2012Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue	349000	USD
CY2013Q3	us-gaap	Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost	17838000	USD
CY2013Q3	us-gaap	Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue	18026000	USD
CY2013Q3	us-gaap	Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost	17807000	USD
CY2013Q3	us-gaap	Available For Sale Securities Debt Maturities After One Through Five Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue	17787000	USD
CY2013Q3	us-gaap	Available For Sale Securities Debt Maturities Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost	146358000	USD
CY2013Q3	us-gaap	Bank Owned Life Insurance BankOwnedLifeInsurance	36463000	USD
CY2012Q4	us-gaap	Bank Owned Life Insurance BankOwnedLifeInsurance	36214000	USD
	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	793000	USD
	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	644000	USD
CY2013Q3	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	204000	USD
CY2012Q3	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	217000	USD
	us-gaap	Basis Of Accounting BasisOfAccounting	<!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 2. Basis of Preparation</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information. In the opinion of management, all adjustments consisting of normal recurring entries considered necessary for a fair presentation have been included. They are not, however, necessarily indicative of the results of consolidated operations for a full-year.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> For further information, refer to the consolidated financial statements and accompanying notes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2012.</p> <!--EndFragment--></div> </div>
CY2013Q3	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	28702000	USD
CY2012Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	26820000	USD
CY2012Q3	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	33672000	USD
CY2011Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	34783000	USD
CY2013Q3	us-gaap	Cash And Cash Equivalents Fair Value Disclosure CashAndCashEquivalentsFairValueDisclosure	28702000	USD
CY2012Q4	us-gaap	Cash And Cash Equivalents Fair Value Disclosure CashAndCashEquivalentsFairValueDisclosure	26820000	USD
	us-gaap	Cash And Cash Equivalents Period Increase Decrease CashAndCashEquivalentsPeriodIncreaseDecrease	1882000	USD
	us-gaap	Cash And Cash Equivalents Period Increase Decrease CashAndCashEquivalentsPeriodIncreaseDecrease	-1111000	USD
CY2013Q3	us-gaap	Cash And Due From Banks CashAndDueFromBanks	20056000	USD
CY2012Q4	us-gaap	Cash And Due From Banks CashAndDueFromBanks	17808000	USD
CY2013Q3	us-gaap	Cash Surrender Value Fair Value Disclosure CashSurrenderValueFairValueDisclosure	36463000	USD
CY2012Q4	us-gaap	Cash Surrender Value Fair Value Disclosure CashSurrenderValueFairValueDisclosure	36214000	USD
	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	0.02
	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	0.00
CY2013Q3	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	0.01
CY2012Q3	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	0.00
CY2013Q3	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2012Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2013Q3	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	30000000	shares
CY2012Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	30000000	shares
CY2013Q3	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	26402007	shares
CY2012Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	26398540	shares
CY2013Q3	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	18784188	shares
CY2012Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	19164721	shares
CY2013Q3	us-gaap	Common Stock Value CommonStockValue	264000	USD
CY2012Q4	us-gaap	Common Stock Value CommonStockValue	264000	USD
	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	1541000	USD
	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	4851000	USD
CY2013Q3	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	1299000	USD
CY2012Q3	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	1817000	USD
CY2013Q3	us-gaap	Defined Benefit Plan Amortization Of Prior Service Cost Credit DefinedBenefitPlanAmortizationOfPriorServiceCostCredit	-5000	USD
CY2012Q3	us-gaap	Defined Benefit Plan Amortization Of Prior Service Cost Credit DefinedBenefitPlanAmortizationOfPriorServiceCostCredit	-5000	USD
	us-gaap	Defined Benefit Plan Amortization Of Transition Obligations Assets DefinedBenefitPlanAmortizationOfTransitionObligationsAssets	-6000	USD
	us-gaap	Defined Benefit Plan Amortization Of Transition Obligations Assets DefinedBenefitPlanAmortizationOfTransitionObligationsAssets	-12000	USD
CY2013Q3	us-gaap	Defined Benefit Plan Amortization Of Transition Obligations Assets DefinedBenefitPlanAmortizationOfTransitionObligationsAssets	-2000	USD
CY2012Q3	us-gaap	Defined Benefit Plan Amortization Of Transition Obligations Assets DefinedBenefitPlanAmortizationOfTransitionObligationsAssets	-4000	USD
CY2012Q4	us-gaap	Credit Risk Derivative Assets At Fair Value CreditRiskDerivativeAssetsAtFairValue	164000	USD
CY2012Q4	us-gaap	Credit Risk Derivative Liabilities At Fair Value CreditRiskDerivativeLiabilitiesAtFairValue	164000	USD
CY2013Q3	us-gaap	Debt And Capital Lease Obligations DebtAndCapitalLeaseObligations	65181000	USD
CY2012Q4	us-gaap	Debt And Capital Lease Obligations DebtAndCapitalLeaseObligations	41745000	USD
	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	1327000	USD
	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	1843000	USD
CY2013Q3	us-gaap	Deferred Tax Assets Net DeferredTaxAssetsNet	11073000	USD
CY2012Q4	us-gaap	Deferred Tax Assets Net DeferredTaxAssetsNet	11467000	USD
	us-gaap	Defined Benefit Plan Actuarial Gain Loss DefinedBenefitPlanActuarialGainLoss	-1023000	USD
	us-gaap	Defined Benefit Plan Actuarial Gain Loss DefinedBenefitPlanActuarialGainLoss	-786000	USD
CY2013Q3	us-gaap	Defined Benefit Plan Actuarial Gain Loss DefinedBenefitPlanActuarialGainLoss	-341000	USD
CY2012Q3	us-gaap	Defined Benefit Plan Actuarial Gain Loss DefinedBenefitPlanActuarialGainLoss	-262000	USD
	us-gaap	Defined Benefit Plan Amortization Of Net Transition Asset Obligation DefinedBenefitPlanAmortizationOfNetTransitionAssetObligation	-4000	USD
	us-gaap	Defined Benefit Plan Amortization Of Prior Service Cost Credit DefinedBenefitPlanAmortizationOfPriorServiceCostCredit	-15000	USD
	us-gaap	Defined Benefit Plan Amortization Of Prior Service Cost Credit DefinedBenefitPlanAmortizationOfPriorServiceCostCredit	-15000	USD
	us-gaap	Defined Benefit Plan Expected Return On Plan Assets DefinedBenefitPlanExpectedReturnOnPlanAssets	1320000	USD
	us-gaap	Defined Benefit Plan Expected Return On Plan Assets DefinedBenefitPlanExpectedReturnOnPlanAssets	1218000	USD
CY2013Q3	us-gaap	Defined Benefit Plan Expected Return On Plan Assets DefinedBenefitPlanExpectedReturnOnPlanAssets	440000	USD
CY2012Q3	us-gaap	Defined Benefit Plan Expected Return On Plan Assets DefinedBenefitPlanExpectedReturnOnPlanAssets	406000	USD
	us-gaap	Defined Benefit Plan Future Amortization Of Gain Loss DefinedBenefitPlanFutureAmortizationOfGainLoss	682000	USD
CY2013Q3	us-gaap	Defined Benefit Plan Future Amortization Of Gain Loss DefinedBenefitPlanFutureAmortizationOfGainLoss	341000	USD
	us-gaap	Defined Benefit Plan Future Amortization Of Prior Service Cost Credit DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit	-10000	USD
	us-gaap	Defined Benefit Plan Interest Cost DefinedBenefitPlanInterestCost	873000	USD
	us-gaap	Defined Benefit Plan Interest Cost DefinedBenefitPlanInterestCost	897000	USD
CY2013Q3	us-gaap	Defined Benefit Plan Interest Cost DefinedBenefitPlanInterestCost	291000	USD
CY2012Q3	us-gaap	Defined Benefit Plan Interest Cost DefinedBenefitPlanInterestCost	299000	USD
CY2013Q3	us-gaap	Equipment Expense EquipmentExpense	429000	USD
	us-gaap	Equipment Expense EquipmentExpense	1319000	USD
	us-gaap	Defined Benefit Plan Net Periodic Benefit Cost DefinedBenefitPlanNetPeriodicBenefitCost	1914000	USD
	us-gaap	Defined Benefit Plan Net Periodic Benefit Cost DefinedBenefitPlanNetPeriodicBenefitCost	1557000	USD
CY2013Q3	us-gaap	Defined Benefit Plan Net Periodic Benefit Cost DefinedBenefitPlanNetPeriodicBenefitCost	638000	USD
CY2012Q3	us-gaap	Defined Benefit Plan Net Periodic Benefit Cost DefinedBenefitPlanNetPeriodicBenefitCost	519000	USD
	us-gaap	Defined Benefit Plan Service Cost DefinedBenefitPlanServiceCost	1359000	USD
	us-gaap	Defined Benefit Plan Service Cost DefinedBenefitPlanServiceCost	1119000	USD
CY2013Q3	us-gaap	Defined Benefit Plan Service Cost DefinedBenefitPlanServiceCost	453000	USD
CY2012Q3	us-gaap	Defined Benefit Plan Service Cost DefinedBenefitPlanServiceCost	373000	USD
CY2013Q3	us-gaap	Deposits Deposits	852211000	USD
CY2012Q4	us-gaap	Deposits Deposits	835734000	USD
CY2012Q4	us-gaap	Derivative Assets DerivativeAssets	164000	USD
CY2012Q4	us-gaap	Derivative Liabilities DerivativeLiabilities	164000	USD
	us-gaap	Dividends Preferred Stock DividendsPreferredStock	157000	USD
	us-gaap	Dividends Preferred Stock DividendsPreferredStock	776000	USD
CY2013Q3	us-gaap	Dividends Preferred Stock DividendsPreferredStock	53000	USD
CY2012Q3	us-gaap	Dividends Preferred Stock DividendsPreferredStock	251000	USD
	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.17
	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.18
CY2013Q3	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.06
CY2012Q3	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.05
	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.17
	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.18
CY2013Q3	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.06
CY2012Q3	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.05
	us-gaap	Equipment Expense EquipmentExpense	1339000	USD
CY2012Q3	us-gaap	Equipment Expense EquipmentExpense	395000	USD
	us-gaap	Federal Deposit Insurance Corporation Premium Expense FederalDepositInsuranceCorporationPremiumExpense	437000	USD
	us-gaap	Federal Deposit Insurance Corporation Premium Expense FederalDepositInsuranceCorporationPremiumExpense	347000	USD
CY2013Q3	us-gaap	Federal Deposit Insurance Corporation Premium Expense FederalDepositInsuranceCorporationPremiumExpense	152000	USD
CY2012Q3	us-gaap	Federal Deposit Insurance Corporation Premium Expense FederalDepositInsuranceCorporationPremiumExpense	104000	USD
CY2013Q3	us-gaap	Federal Home Loan Bank Advances Branch Of Fhlb Bank Weighted Average Interest Rate FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate	0.0089	pure
CY2012Q4	us-gaap	Federal Home Loan Bank Advances Branch Of Fhlb Bank Weighted Average Interest Rate FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate	0.0073	pure
CY2012Q4	us-gaap	Federal Home Loan Bank Advances Long Term FederalHomeLoanBankAdvancesLongTerm	13000000	USD
CY2013Q3	us-gaap	Federal Home Loan Bank Advances Long Term FederalHomeLoanBankAdvancesLongTerm	21000000	USD
CY2013Q3	us-gaap	Federal Home Loan Bank Advances Maturities Summary Average Interest Rate After Five Years From Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateAfterFiveYearsFromBalanceSheetDate	0.0147	pure
CY2013Q3	us-gaap	Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Four To Five Years From Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate	0.0107	pure
CY2012Q4	us-gaap	Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Four To Five Years From Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate	0.0092	pure
CY2013Q3	us-gaap	Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Three To Four Years From Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate	0.0077	pure
CY2012Q4	us-gaap	Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Three To Four Years From Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate	0.0074	pure
CY2013Q3	us-gaap	Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Two To Three Years From Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate	0.0052	pure
CY2012Q4	us-gaap	Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Two To Three Years From Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate	0.0052	pure
CY2013Q3	us-gaap	Federal Home Loan Bank Advances Maturities Summary Due After Five Years Of Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryDueAfterFiveYearsOfBalanceSheetDate	2000000	USD
CY2013Q3	us-gaap	Federal Home Loan Bank Advances Maturities Summary Due From Four To Five Years Of Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate	7000000	USD
CY2012Q4	us-gaap	Federal Home Loan Bank Advances Maturities Summary Due From Four To Five Years Of Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate	7000000	USD
CY2013Q3	us-gaap	Federal Home Loan Bank Advances Maturities Summary Due From Three To Four Years Of Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate	8000000	USD
CY2012Q4	us-gaap	Federal Home Loan Bank Advances Maturities Summary Due From Three To Four Years Of Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate	5000000	USD
CY2013Q3	us-gaap	Federal Home Loan Bank Advances Maturities Summary Due From Two To Three Years Of Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate	4000000	USD
CY2012Q4	us-gaap	Federal Home Loan Bank Advances Maturities Summary Due From Two To Three Years Of Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate	4000000	USD
CY2013Q3	us-gaap	Federal Home Loan Bank Advances Short Term FederalHomeLoanBankAdvancesShortTerm	31096000	USD
CY2012Q4	us-gaap	Federal Home Loan Bank Advances Short Term FederalHomeLoanBankAdvancesShortTerm	15660000	USD
CY2013Q3	us-gaap	Federal Home Loan Bank Borrowings Fair Value Disclosure FederalHomeLoanBankBorrowingsFairValueDisclosure	31096000	USD
CY2012Q4	us-gaap	Federal Home Loan Bank Borrowings Fair Value Disclosure FederalHomeLoanBankBorrowingsFairValueDisclosure	15660000	USD
CY2013Q3	us-gaap	Federal Home Loan Bank Stock FederalHomeLoanBankStock	4514000	USD
CY2012Q4	us-gaap	Federal Home Loan Bank Stock FederalHomeLoanBankStock	4179000	USD
CY2013Q3	us-gaap	Federal Home Loan Bank Stock And Federal Reserve Bank Stock FederalHomeLoanBankStockAndFederalReserveBankStock	6639000	USD
CY2012Q4	us-gaap	Federal Home Loan Bank Stock And Federal Reserve Bank Stock FederalHomeLoanBankStockAndFederalReserveBankStock	6304000	USD
CY2013Q3	us-gaap	Federal Reserve Bank Stock FederalReserveBankStock	2125000	USD
CY2012Q4	us-gaap	Federal Reserve Bank Stock FederalReserveBankStock	2125000	USD
	us-gaap	Fees And Commissions Depositor Accounts FeesAndCommissionsDepositorAccounts	1609000	USD
	us-gaap	Fees And Commissions Depositor Accounts FeesAndCommissionsDepositorAccounts	1619000	USD
CY2013Q3	us-gaap	Fees And Commissions Depositor Accounts FeesAndCommissionsDepositorAccounts	560000	USD
CY2012Q3	us-gaap	Fees And Commissions Depositor Accounts FeesAndCommissionsDepositorAccounts	567000	USD
	us-gaap	Fees And Commissions Fiduciary And Trust Activities FeesAndCommissionsFiduciaryAndTrustActivities	5114000	USD
	us-gaap	Fees And Commissions Fiduciary And Trust Activities FeesAndCommissionsFiduciaryAndTrustActivities	4858000	USD
CY2013Q3	us-gaap	Fees And Commissions Fiduciary And Trust Activities FeesAndCommissionsFiduciaryAndTrustActivities	1668000	USD
CY2012Q3	us-gaap	Fees And Commissions Fiduciary And Trust Activities FeesAndCommissionsFiduciaryAndTrustActivities	1533000	USD
CY2013Q3	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	11183000	USD
CY2012Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	12571000	USD
CY2012Q3	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	12829000	USD
CY2011Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	14623000	USD
CY2013Q2	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	11145000	USD
CY2013Q3	us-gaap	Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment	10378000	USD
	us-gaap	Gain Loss On Sale Of Securities Net GainLossOnSaleOfSecuritiesNet	137000	USD
CY2012Q4	us-gaap	Financing Receivable Collectively Evaluated For Impairment FinancingReceivableCollectivelyEvaluatedForImpairment	716359000	USD
CY2012Q4	us-gaap	Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment	10985000	USD
CY2013Q3	us-gaap	Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1 FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1	805000	USD
CY2012Q4	us-gaap	Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1 FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1	1586000	USD
	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	375000	USD
	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	408000	USD
CY2013Q3	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	95000	USD
CY2012Q3	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	45000	USD
	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	1663000	USD
	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	877000	USD
CY2013Q3	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	57000	USD
CY2012Q3	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	333000	USD
CY2013Q3	us-gaap	Financing Receivable Collectively Evaluated For Impairment FinancingReceivableCollectivelyEvaluatedForImpairment	758529000	USD
CY2013Q3	us-gaap	Financing Receivable Individually Evaluated For Impairment FinancingReceivableIndividuallyEvaluatedForImpairment	2318000	USD
CY2012Q4	us-gaap	Financing Receivable Individually Evaluated For Impairment FinancingReceivableIndividuallyEvaluatedForImpairment	4806000	USD
CY2013Q3	us-gaap	Financing Receivable Recorded Investment30 To59 Days Past Due FinancingReceivableRecordedInvestment30To59DaysPastDue	3241000	USD
CY2012Q4	us-gaap	Financing Receivable Recorded Investment30 To59 Days Past Due FinancingReceivableRecordedInvestment30To59DaysPastDue	3256000	USD
CY2013Q3	us-gaap	Financing Receivable Recorded Investment60 To89 Days Past Due FinancingReceivableRecordedInvestment60To89DaysPastDue	641000	USD
CY2012Q4	us-gaap	Financing Receivable Recorded Investment60 To89 Days Past Due FinancingReceivableRecordedInvestment60To89DaysPastDue	2928000	USD
CY2013Q3	us-gaap	Financing Receivable Recorded Investment90 Days Past Due And Still Accruing FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing	686000	USD
CY2012Q4	us-gaap	Financing Receivable Recorded Investment90 Days Past Due And Still Accruing FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing		USD
CY2013Q3	us-gaap	Financing Receivable Recorded Investment Current FinancingReceivableRecordedInvestmentCurrent	754289000	USD
CY2012Q4	us-gaap	Financing Receivable Recorded Investment Current FinancingReceivableRecordedInvestmentCurrent	713280000	USD
CY2013Q3	us-gaap	Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	2676000	USD
CY2012Q4	us-gaap	Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue	1701000	USD
CY2013Q3	us-gaap	Financing Receivable Recorded Investment Past Due FinancingReceivableRecordedInvestmentPastDue	6558000	USD
CY2012Q4	us-gaap	Financing Receivable Recorded Investment Past Due FinancingReceivableRecordedInvestmentPastDue	7885000	USD
	us-gaap	Gain Loss On Sale Of Investments GainLossOnSaleOfInvestments	137000	USD
	us-gaap	Gain Loss On Sale Of Investments GainLossOnSaleOfInvestments	12000	USD
CY2013Q3	us-gaap	Gain Loss On Sale Of Investments GainLossOnSaleOfInvestments	66000	USD
	us-gaap	Gain Loss On Sale Of Loans And Leases GainLossOnSaleOfLoansAndLeases	912000	USD
	us-gaap	Gain Loss On Sale Of Loans And Leases GainLossOnSaleOfLoansAndLeases	789000	USD
	us-gaap	Gain Loss On Sale Of Securities Net GainLossOnSaleOfSecuritiesNet	12000	USD
CY2013Q3	us-gaap	Gain Loss On Sale Of Securities Net GainLossOnSaleOfSecuritiesNet	66000	USD
CY2012Q3	us-gaap	Gain Loss On Sale Of Securities Net GainLossOnSaleOfSecuritiesNet		USD
	us-gaap	Gain Loss On Sales Of Loans Net GainLossOnSalesOfLoansNet	912000	USD
	us-gaap	Gain Loss On Sales Of Loans Net GainLossOnSalesOfLoansNet	789000	USD
CY2013Q3	us-gaap	Gain Loss On Sales Of Loans Net GainLossOnSalesOfLoansNet	285000	USD
CY2013Q3	us-gaap	Goodwill Goodwill	12613000	USD
CY2012Q4	us-gaap	Goodwill Goodwill	12613000	USD
CY2012Q3	us-gaap	Gain Loss On Sales Of Loans Net GainLossOnSalesOfLoansNet	262000	USD
CY2013Q3	us-gaap	Held To Maturity Securities HeldToMaturitySecurities	18045000	USD
CY2012Q4	us-gaap	Held To Maturity Securities HeldToMaturitySecurities	13723000	USD
CY2013Q3	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Fair Value HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue	12321000	USD
CY2012Q4	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Fair Value HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue	2946000	USD
CY2013Q3	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue	11327000	USD
CY2012Q4	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue	965000	USD
CY2013Q3	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue	994000	USD
CY2012Q4	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue	1981000	USD
CY2013Q3	us-gaap	Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue	1642000	USD
CY2013Q3	us-gaap	Held To Maturity Securities Debt Maturities After Five Through Ten Years Net Carrying Amount HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount	1769000	USD
CY2013Q3	us-gaap	Held To Maturity Securities Debt Maturities After One Through Five Years Fair Value HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue	2969000	USD
CY2013Q3	us-gaap	Held To Maturity Securities Debt Maturities After One Through Five Years Net Carrying Amount HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount	3000000	USD
CY2013Q3	us-gaap	Held To Maturity Securities Debt Maturities Within One Year Fair Value HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue		USD
CY2013Q3	us-gaap	Held To Maturity Securities Debt Maturities Within One Year Net Carrying Amount HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount		USD
CY2013Q3	us-gaap	Held To Maturity Securities Fair Value HeldToMaturitySecuritiesFairValue	17926000	USD
CY2012Q4	us-gaap	Held To Maturity Securities Fair Value HeldToMaturitySecuritiesFairValue	14266000	USD
CY2013Q3	us-gaap	Held To Maturity Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions	54	pure
	us-gaap	Impaired Financing Receivable Average Recorded Investment ImpairedFinancingReceivableAverageRecordedInvestment	2928000	USD
	us-gaap	Impaired Financing Receivable Average Recorded Investment ImpairedFinancingReceivableAverageRecordedInvestment	3697000	USD
CY2013Q3	us-gaap	Impaired Financing Receivable Average Recorded Investment ImpairedFinancingReceivableAverageRecordedInvestment	2283000	USD
CY2012Q3	us-gaap	Impaired Financing Receivable Average Recorded Investment ImpairedFinancingReceivableAverageRecordedInvestment	3576000	USD
	us-gaap	Impaired Financing Receivable Interest Income Cash Basis Method ImpairedFinancingReceivableInterestIncomeCashBasisMethod	8000	USD
	us-gaap	Impaired Financing Receivable Interest Income Cash Basis Method ImpairedFinancingReceivableInterestIncomeCashBasisMethod	2000	USD
CY2013Q3	us-gaap	Impaired Financing Receivable Interest Income Cash Basis Method ImpairedFinancingReceivableInterestIncomeCashBasisMethod	3000	USD
CY2012Q3	us-gaap	Impaired Financing Receivable Interest Income Cash Basis Method ImpairedFinancingReceivableInterestIncomeCashBasisMethod	1000	USD
CY2013Q3	us-gaap	Impaired Financing Receivable Recorded Investment ImpairedFinancingReceivableRecordedInvestment	2318000	USD
CY2012Q4	us-gaap	Impaired Financing Receivable Recorded Investment ImpairedFinancingReceivableRecordedInvestment	4806000	USD
CY2013Q3	us-gaap	Impaired Financing Receivable Related Allowance ImpairedFinancingReceivableRelatedAllowance	805000	USD
CY2012Q4	us-gaap	Impaired Financing Receivable Related Allowance ImpairedFinancingReceivableRelatedAllowance	1600000	USD
CY2013Q3	us-gaap	Impaired Financing Receivable Unpaid Principal Balance ImpairedFinancingReceivableUnpaidPrincipalBalance	2417000	USD
CY2012Q4	us-gaap	Impaired Financing Receivable Unpaid Principal Balance ImpairedFinancingReceivableUnpaidPrincipalBalance	4863000	USD
	us-gaap	Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments	4763000	USD
	us-gaap	Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments	6234000	USD
CY2013Q3	us-gaap	Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments	1773000	USD
CY2012Q3	us-gaap	Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments	1904000	USD
	us-gaap	Income Taxes Paid IncomeTaxesPaid	86000	USD
	us-gaap	Income Taxes Paid IncomeTaxesPaid	122000	USD
	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	1411000	USD
	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	1930000	USD
CY2013Q3	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	547000	USD
CY2012Q3	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	597000	USD
	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	340000	USD
	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	187000	USD
	us-gaap	Increase Decrease In Deposits IncreaseDecreaseInDeposits	16412000	USD
	us-gaap	Increase Decrease In Deposits IncreaseDecreaseInDeposits	33705000	USD
	us-gaap	Increase Decrease In Interest Payable Net IncreaseDecreaseInInterestPayableNet	-414000	USD
	us-gaap	Increase Decrease In Interest Payable Net IncreaseDecreaseInInterestPayableNet	-388000	USD
	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	1337000	USD
	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	2256000	USD
	us-gaap	Increase Decrease In Prepaid Expense IncreaseDecreaseInPrepaidExpense	-1444000	USD
	us-gaap	Increase Decrease In Prepaid Expense IncreaseDecreaseInPrepaidExpense	-290000	USD
	us-gaap	Incremental Common Shares Attributable To Call Options And Warrants IncrementalCommonSharesAttributableToCallOptionsAndWarrants	91000	shares
	us-gaap	Incremental Common Shares Attributable To Call Options And Warrants IncrementalCommonSharesAttributableToCallOptionsAndWarrants	60000	shares
CY2013Q3	us-gaap	Incremental Common Shares Attributable To Call Options And Warrants IncrementalCommonSharesAttributableToCallOptionsAndWarrants	94000	shares
CY2012Q3	us-gaap	Incremental Common Shares Attributable To Call Options And Warrants IncrementalCommonSharesAttributableToCallOptionsAndWarrants	76000	shares
	us-gaap	Interest And Dividend Income Operating InterestAndDividendIncomeOperating	29140000	USD
	us-gaap	Interest And Dividend Income Operating InterestAndDividendIncomeOperating	30039000	USD
CY2013Q3	us-gaap	Interest And Dividend Income Operating InterestAndDividendIncomeOperating	9811000	USD
CY2012Q3	us-gaap	Interest And Dividend Income Operating InterestAndDividendIncomeOperating	10030000	USD
	us-gaap	Interest And Dividend Income Securities Available For Sale InterestAndDividendIncomeSecuritiesAvailableForSale	2774000	USD
	us-gaap	Interest And Dividend Income Securities Available For Sale InterestAndDividendIncomeSecuritiesAvailableForSale	3597000	USD
CY2013Q3	us-gaap	Interest And Dividend Income Securities Available For Sale InterestAndDividendIncomeSecuritiesAvailableForSale	911000	USD
CY2012Q3	us-gaap	Interest And Dividend Income Securities Available For Sale InterestAndDividendIncomeSecuritiesAvailableForSale	1108000	USD
	us-gaap	Interest And Dividend Income Securities Held To Maturity InterestAndDividendIncomeSecuritiesHeldToMaturity	371000	USD
	us-gaap	Interest And Dividend Income Securities Held To Maturity InterestAndDividendIncomeSecuritiesHeldToMaturity	332000	USD
CY2013Q3	us-gaap	Interest And Dividend Income Securities Held To Maturity InterestAndDividendIncomeSecuritiesHeldToMaturity	133000	USD
CY2012Q3	us-gaap	Interest And Dividend Income Securities Held To Maturity InterestAndDividendIncomeSecuritiesHeldToMaturity	109000	USD
	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	25983000	USD
	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	26088000	USD
CY2013Q3	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	8765000	USD
CY2012Q3	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	8807000	USD
CY2013Q3	us-gaap	Interest Bearing Deposit Liabilities InterestBearingDepositLiabilities	693695000	USD
CY2012Q4	us-gaap	Interest Bearing Deposit Liabilities InterestBearingDepositLiabilities	679511000	USD
CY2013Q3	us-gaap	Interest Bearing Deposits In Banks InterestBearingDepositsInBanks	2968000	USD
CY2012Q4	us-gaap	Interest Bearing Deposits In Banks InterestBearingDepositsInBanks	1730000	USD
	us-gaap	Interest Expense InterestExpense	4877000	USD
	us-gaap	Interest Expense InterestExpense	5918000	USD
CY2013Q3	us-gaap	Interest Expense InterestExpense	1611000	USD
CY2012Q3	us-gaap	Interest Expense InterestExpense	1888000	USD
	us-gaap	Interest Expense Deposits InterestExpenseDeposits	3912000	USD
	us-gaap	Interest Expense Deposits InterestExpenseDeposits	5017000	USD
CY2013Q3	us-gaap	Interest Expense Deposits InterestExpenseDeposits	1274000	USD
CY2012Q3	us-gaap	Interest Expense Deposits InterestExpenseDeposits	1587000	USD
	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm	100000	USD
	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm	55000	USD
CY2013Q3	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm	45000	USD
CY2012Q3	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm	19000	USD
	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm	25000	USD
	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm	6000	USD
CY2013Q3	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm	12000	USD
CY2012Q3	us-gaap	Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm	2000	USD
	us-gaap	Interest Expense Junior Subordinated Debentures InterestExpenseJuniorSubordinatedDebentures	840000	USD
	us-gaap	Interest Expense Junior Subordinated Debentures InterestExpenseJuniorSubordinatedDebentures	840000	USD
CY2013Q3	us-gaap	Interest Expense Junior Subordinated Debentures InterestExpenseJuniorSubordinatedDebentures	280000	USD
CY2012Q3	us-gaap	Interest Expense Junior Subordinated Debentures InterestExpenseJuniorSubordinatedDebentures	280000	USD
	us-gaap	Interest Income Deposits With Financial Institutions InterestIncomeDepositsWithFinancialInstitutions	5000	USD
	us-gaap	Interest Income Deposits With Financial Institutions InterestIncomeDepositsWithFinancialInstitutions	8000	USD
CY2013Q3	us-gaap	Interest Income Deposits With Financial Institutions InterestIncomeDepositsWithFinancialInstitutions	1000	USD
CY2012Q3	us-gaap	Interest Income Deposits With Financial Institutions InterestIncomeDepositsWithFinancialInstitutions	2000	USD
	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	24363000	USD
	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	25446000	USD
CY2013Q3	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	8200000	USD
CY2012Q3	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	8342000	USD
	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	24263000	USD
	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	24121000	USD
CY2013Q3	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	8200000	USD
CY2012Q3	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	8142000	USD
	us-gaap	Interest Income Money Market Deposits InterestIncomeMoneyMarketDeposits	7000	USD
	us-gaap	Interest Income Money Market Deposits InterestIncomeMoneyMarketDeposits	14000	USD
CY2013Q3	us-gaap	Interest Income Money Market Deposits InterestIncomeMoneyMarketDeposits	1000	USD
CY2012Q3	us-gaap	Interest Income Money Market Deposits InterestIncomeMoneyMarketDeposits	4000	USD
	us-gaap	Interest Paid InterestPaid	5291000	USD
	us-gaap	Interest Paid InterestPaid	6306000	USD
CY2013Q3	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	1669000	USD
CY2012Q4	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	2083000	USD
	us-gaap	Interest Revenue Expense Net InterestRevenueExpenseNet	36140000	USD
CY2013Q3	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	1038144000	USD
CY2012Q4	us-gaap	Liabilities Liabilities	890523000	USD
	us-gaap	Interest Revenue Expense Net InterestRevenueExpenseNet	35177000	USD
CY2013Q3	us-gaap	Interest Revenue Expense Net InterestRevenueExpenseNet	12186000	USD
CY2012Q3	us-gaap	Interest Revenue Expense Net InterestRevenueExpenseNet	11791000	USD
	us-gaap	Investment Advisory Fees InvestmentAdvisoryFees	659000	USD
	us-gaap	Investment Advisory Fees InvestmentAdvisoryFees	552000	USD
CY2013Q3	us-gaap	Investment Advisory Fees InvestmentAdvisoryFees	225000	USD
CY2012Q3	us-gaap	Investment Advisory Fees InvestmentAdvisoryFees	182000	USD
CY2013Q3	us-gaap	Junior Subordinated Notes JuniorSubordinatedNotes	13085000	USD
CY2012Q4	us-gaap	Junior Subordinated Notes JuniorSubordinatedNotes	13085000	USD
	us-gaap	Labor And Related Expense LaborAndRelatedExpense	18758000	USD
	us-gaap	Labor And Related Expense LaborAndRelatedExpense	18094000	USD
CY2013Q3	us-gaap	Labor And Related Expense LaborAndRelatedExpense	6251000	USD
CY2012Q3	us-gaap	Labor And Related Expense LaborAndRelatedExpense	6132000	USD
CY2013Q3	us-gaap	Liabilities Liabilities	927774000	USD
CY2012Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	1000991000	USD
CY2013Q3	us-gaap	Loans And Leases Receivable Commercial LoansAndLeasesReceivableCommercial	515652000	USD
CY2012Q4	us-gaap	Loans And Leases Receivable Commercial LoansAndLeasesReceivableCommercial	486161000	USD
CY2013Q3	us-gaap	Loans And Leases Receivable Deferred Income LoansAndLeasesReceivableDeferredIncome	612000	USD
CY2012Q4	us-gaap	Loans And Leases Receivable Deferred Income LoansAndLeasesReceivableDeferredIncome	637000	USD
CY2013Q3	us-gaap	Loans And Leases Receivable Gross Carrying Amount LoansAndLeasesReceivableGrossCarryingAmount	761459000	USD
CY2012Q4	us-gaap	Loans And Leases Receivable Gross Carrying Amount LoansAndLeasesReceivableGrossCarryingAmount	721802000	USD
CY2013Q3	us-gaap	Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest	3259000	USD
CY2012Q4	us-gaap	Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest	5814000	USD
	us-gaap	Loans And Leases Receivable Impaired Troubled Debt Interest Income LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome	139000	USD
	us-gaap	Loans And Leases Receivable Impaired Troubled Debt Interest Income LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome	169000	USD
CY2013Q3	us-gaap	Loans And Leases Receivable Impaired Troubled Debt Interest Income LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome	37000	USD
CY2012Q3	us-gaap	Loans And Leases Receivable Impaired Troubled Debt Interest Income LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome	51000	USD
CY2013Q3	us-gaap	Loans And Leases Receivable Net Of Deferred Income LoansAndLeasesReceivableNetOfDeferredIncome	760847000	USD
CY2012Q4	us-gaap	Loans And Leases Receivable Net Of Deferred Income LoansAndLeasesReceivableNetOfDeferredIncome	721165000	USD
CY2013Q3	us-gaap	Loans And Leases Receivable Net Reported Amount LoansAndLeasesReceivableNetReportedAmount	749664000	USD
CY2012Q4	us-gaap	Loans And Leases Receivable Net Reported Amount LoansAndLeasesReceivableNetReportedAmount	708594000	USD
CY2013Q3	us-gaap	Loans And Leases Receivable Ratio Of Nonperforming Loans To All Loans LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans	0.0066	pure
CY2012Q4	us-gaap	Loans And Leases Receivable Ratio Of Nonperforming Loans To All Loans LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans	0.01	pure
CY2013Q3	us-gaap	Loans Held For Sale Fair Value Disclosure LoansHeldForSaleFairValueDisclosure	2888000	USD
CY2012Q4	us-gaap	Loans Held For Sale Fair Value Disclosure LoansHeldForSaleFairValueDisclosure	10722000	USD
CY2013Q3	us-gaap	Loans Held For Sale Mortgages LoansHeldForSaleMortgages	2834000	USD
CY2012Q4	us-gaap	Loans Held For Sale Mortgages LoansHeldForSaleMortgages	10576000	USD
CY2013Q3	us-gaap	Noninterest Income NoninterestIncome	3986000	USD
CY2012Q4	us-gaap	Noninterest Bearing Deposit Liabilities NoninterestBearingDepositLiabilities	156223000	USD
	us-gaap	Noninterest Expense NoninterestExpense	31477000	USD
	us-gaap	Noninterest Expense NoninterestExpense	30268000	USD
CY2013Q3	us-gaap	Noninterest Expense NoninterestExpense	10413000	USD
CY2012Q3	us-gaap	Noninterest Expense NoninterestExpense	10087000	USD
	us-gaap	Noninterest Income NoninterestIncome	11877000	USD
	us-gaap	Noninterest Income NoninterestIncome	11056000	USD
CY2013Q3	us-gaap	Loans Receivable Fair Value Disclosure LoansReceivableFairValueDisclosure	751584000	USD
CY2012Q4	us-gaap	Loans Receivable Fair Value Disclosure LoansReceivableFairValueDisclosure	716756000	USD
	us-gaap	Net Cash Provided By Used In Financing Activities Continuing Operations NetCashProvidedByUsedInFinancingActivitiesContinuingOperations	38141000	USD
	us-gaap	Net Cash Provided By Used In Financing Activities Continuing Operations NetCashProvidedByUsedInFinancingActivitiesContinuingOperations	19017000	USD
	us-gaap	Net Cash Provided By Used In Investing Activities Continuing Operations NetCashProvidedByUsedInInvestingActivitiesContinuingOperations	-48838000	USD
	us-gaap	Net Cash Provided By Used In Investing Activities Continuing Operations NetCashProvidedByUsedInInvestingActivitiesContinuingOperations	-24081000	USD
	us-gaap	Net Cash Provided By Used In Operating Activities Continuing Operations NetCashProvidedByUsedInOperatingActivitiesContinuingOperations	12579000	USD
	us-gaap	Net Cash Provided By Used In Operating Activities Continuing Operations NetCashProvidedByUsedInOperatingActivitiesContinuingOperations	3953000	USD
	us-gaap	Net Income Loss NetIncomeLoss	3352000	USD
	us-gaap	Net Income Loss NetIncomeLoss	4304000	USD
CY2013Q3	us-gaap	Net Income Loss NetIncomeLoss	1226000	USD
CY2012Q3	us-gaap	Net Income Loss NetIncomeLoss	1307000	USD
	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	3195000	USD
	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	3528000	USD
CY2013Q3	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	1173000	USD
CY2012Q3	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	1056000	USD
CY2013Q3	us-gaap	Noninterest Bearing Deposit Liabilities NoninterestBearingDepositLiabilities	158516000	USD
CY2012Q3	us-gaap	Noninterest Income NoninterestIncome	3649000	USD
	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	2653000	USD
	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	2582000	USD
CY2013Q3	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	978000	USD
CY2012Q3	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	888000	USD
	us-gaap	Occupancy Net OccupancyNet	2218000	USD
	us-gaap	Occupancy Net OccupancyNet	2129000	USD
CY2013Q3	us-gaap	Occupancy Net OccupancyNet	694000	USD
CY2012Q3	us-gaap	Other Comprehensive Income Defined Benefit Plans Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent	-85000	USD
	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	-1811000	USD
CY2012Q3	us-gaap	Occupancy Net OccupancyNet	698000	USD
	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	547000	USD
CY2013Q3	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	73000	USD
CY2012Q3	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	510000	USD
	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax	137000	USD
	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax	12000	USD
CY2013Q3	us-gaap	Other Comprehensive Income Defined Benefit Plans Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent		USD
CY2013Q3	us-gaap	Other Assets OtherAssets	6481000	USD
CY2012Q4	us-gaap	Other Assets OtherAssets	6940000	USD
CY2013Q3	us-gaap	Other Borrowings OtherBorrowings	34085000	USD
CY2012Q4	us-gaap	Other Borrowings OtherBorrowings	26085000	USD
	us-gaap	Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent	-90000	USD
CY2013Q3	us-gaap	Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent	-43000	USD
	us-gaap	Other Comprehensive Income Defined Benefit Plans Adjustment Before Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentBeforeTaxPortionAttributableToParent	-823000	USD
	us-gaap	Other Comprehensive Income Defined Benefit Plans Adjustment Before Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentBeforeTaxPortionAttributableToParent	-117000	USD
CY2013Q3	us-gaap	Other Comprehensive Income Defined Benefit Plans Adjustment Before Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentBeforeTaxPortionAttributableToParent		USD
CY2012Q3	us-gaap	Other Comprehensive Income Defined Benefit Plans Adjustment Before Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentBeforeTaxPortionAttributableToParent	-253000	USD
	us-gaap	Other Comprehensive Income Defined Benefit Plans Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent	-280000	USD
	us-gaap	Other Comprehensive Income Defined Benefit Plans Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent	-40000	USD
CY2013Q3	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax	66000	USD
CY2012Q3	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax		USD
	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax	47000	USD
	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax	4000	USD
CY2013Q3	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax	23000	USD
CY2012Q3	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax		USD
	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Before Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax	668000	USD
CY2013Q3	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Before Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax	334000	USD
	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Net Of Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax	440000	USD
CY2013Q3	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Net Of Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax	220000	USD
	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax	-228000	USD
CY2013Q3	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax	-114000	USD
	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	-3429000	USD
	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	724000	USD
CY2013Q3	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	176000	USD
CY2012Q3	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	518000	USD
	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax	-1165000	USD
	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax	246000	USD
CY2013Q3	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax	60000	USD
CY2012Q3	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax	176000	USD
	us-gaap	Other Depreciation And Amortization OtherDepreciationAndAmortization	1178000	USD
	us-gaap	Other Depreciation And Amortization OtherDepreciationAndAmortization	1116000	USD
CY2013Q3	us-gaap	Other Liabilities OtherLiabilities	10382000	USD
CY2012Q4	us-gaap	Other Liabilities OtherLiabilities	13044000	USD
	us-gaap	Other Noninterest Expense OtherNoninterestExpense	3786000	USD
	us-gaap	Other Noninterest Expense OtherNoninterestExpense	3845000	USD
CY2013Q3	us-gaap	Other Noninterest Expense OtherNoninterestExpense	1296000	USD
CY2012Q3	us-gaap	Other Noninterest Expense OtherNoninterestExpense	1227000	USD
CY2013Q3	us-gaap	Other Real Estate OtherRealEstate	866000	USD
CY2012Q4	us-gaap	Other Real Estate OtherRealEstate	1228000	USD
CY2013Q3	us-gaap	Other Short Term Investments OtherShortTermInvestments	5678000	USD
CY2012Q4	us-gaap	Other Short Term Investments OtherShortTermInvestments	7282000	USD
	us-gaap	Payments For Origination Of Mortgage Loans Held For Sale PaymentsForOriginationOfMortgageLoansHeldForSale	49686000	USD
	us-gaap	Payments For Origination Of Mortgage Loans Held For Sale PaymentsForOriginationOfMortgageLoansHeldForSale	58359000	USD
	us-gaap	Payments For Proceeds From Federal Home Loan Bank Stock PaymentsForProceedsFromFederalHomeLoanBankStock	-3844000	USD
	us-gaap	Payments For Proceeds From Federal Home Loan Bank Stock PaymentsForProceedsFromFederalHomeLoanBankStock	-1083000	USD
	us-gaap	Payments For Proceeds From Loans And Leases PaymentsForProceedsFromLoansAndLeases	144733000	USD
	us-gaap	Payments For Proceeds From Loans And Leases PaymentsForProceedsFromLoansAndLeases	148238000	USD
	us-gaap	Payments For Repurchase Of Equity PaymentsForRepurchaseOfEquity	1171000	USD
	us-gaap	Payments For Repurchase Of Equity PaymentsForRepurchaseOfEquity	4147000	USD
	us-gaap	Payments Of Dividends Common Stock PaymentsOfDividendsCommonStock	379000	USD
	us-gaap	Payments Of Dividends Common Stock PaymentsOfDividendsCommonStock		USD
	us-gaap	Payments Of Dividends Preferred Stock And Preference Stock PaymentsOfDividendsPreferredStockAndPreferenceStock	157000	USD
	us-gaap	Payments Of Dividends Preferred Stock And Preference Stock PaymentsOfDividendsPreferredStockAndPreferenceStock	776000	USD
	us-gaap	Payments To Acquire Available For Sale Securities Debt PaymentsToAcquireAvailableForSaleSecuritiesDebt	41176000	USD
	us-gaap	Payments To Acquire Available For Sale Securities Debt PaymentsToAcquireAvailableForSaleSecuritiesDebt	32199000	USD
	us-gaap	Payments To Acquire Federal Home Loan Bank Stock PaymentsToAcquireFederalHomeLoanBankStock	4180000	USD
	us-gaap	Payments To Acquire Federal Home Loan Bank Stock PaymentsToAcquireFederalHomeLoanBankStock		USD
	us-gaap	Payments To Acquire Held To Maturity Securities PaymentsToAcquireHeldToMaturitySecurities	8432000	USD
	us-gaap	Payments To Acquire Held To Maturity Securities PaymentsToAcquireHeldToMaturitySecurities	4578000	USD
	us-gaap	Payments To Acquire Loans Held For Investment PaymentsToAcquireLoansHeldForInvestment	9000000	USD
	us-gaap	Payments To Acquire Loans Held For Investment PaymentsToAcquireLoansHeldForInvestment	14492000	USD
CY2013Q3	us-gaap	Preferred Stock No Par Value PreferredStockNoParValue	0.00
CY2013Q3	us-gaap	Preferred Stock Liquidation Preference PreferredStockLiquidationPreference	1000
	us-gaap	Proceeds From Principal Repayments On Loans And Leases Held For Investment ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment	116812000	USD
CY2012Q4	us-gaap	Preferred Stock Liquidation Preference PreferredStockLiquidationPreference	1000
	us-gaap	Proceeds From Repayments Of Short Term Debt ProceedsFromRepaymentsOfShortTermDebt	15436000	USD
	us-gaap	Proceeds From Repayments Of Short Term Debt ProceedsFromRepaymentsOfShortTermDebt	-15765000	USD
	us-gaap	Proceeds From Sale And Maturity Of Available For Sale Securities ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities	37335000	USD
	us-gaap	Proceeds From Sale And Maturity Of Available For Sale Securities ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities	43694000	USD
	us-gaap	Proceeds From Sale And Maturity Of Held To Maturity Securities ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities	4067000	USD
	us-gaap	Proceeds From Sale And Maturity Of Held To Maturity Securities ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities	2635000	USD
	us-gaap	Payments To Acquire Other Property Plant And Equipment PaymentsToAcquireOtherPropertyPlantAndEquipment	2643000	USD
	us-gaap	Payments To Acquire Other Property Plant And Equipment PaymentsToAcquireOtherPropertyPlantAndEquipment	1629000	USD
CY2012Q4	us-gaap	Preferred Stock No Par Value PreferredStockNoParValue	0.00
CY2013Q3	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	2000000	shares
CY2012Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	2000000	shares
CY2013Q3	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	21000	shares
CY2012Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	21000	shares
CY2013Q3	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	21000	shares
CY2012Q4	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	21000	shares
CY2013Q3	us-gaap	Preferred Stock Value PreferredStockValue	21000000	USD
CY2012Q4	us-gaap	Preferred Stock Value PreferredStockValue	21000000	USD
CY2013Q3	us-gaap	Prepaid Expense Current And Noncurrent PrepaidExpenseCurrentAndNoncurrent		USD
CY2012Q4	us-gaap	Prepaid Expense Current And Noncurrent PrepaidExpenseCurrentAndNoncurrent	1444000	USD
	us-gaap	Proceeds From Federal Home Loan Bank Borrowings ProceedsFromFederalHomeLoanBankBorrowings	14000000	USD
	us-gaap	Proceeds From Federal Home Loan Bank Borrowings ProceedsFromFederalHomeLoanBankBorrowings	17000000	USD
	us-gaap	Proceeds From Issuance Of Preferred Stock And Preference Stock ProceedsFromIssuanceOfPreferredStockAndPreferenceStock	21000000	USD
CY2011Q3	us-gaap	Proceeds From Issuance Of Preferred Stock And Preference Stock ProceedsFromIssuanceOfPreferredStockAndPreferenceStock	21000000	USD
	us-gaap	Proceeds From Life Insurance Policies ProceedsFromLifeInsurancePolicies	356000	USD
	us-gaap	Proceeds From Life Insurance Policies ProceedsFromLifeInsurancePolicies		USD
	us-gaap	Proceeds From Principal Repayments On Loans And Leases Held For Investment ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment	111399000	USD
	us-gaap	Proceeds From Sale Of Available For Sale Securities ProceedsFromSaleOfAvailableForSaleSecurities	2298000	USD
	us-gaap	Proceeds From Sale Of Available For Sale Securities ProceedsFromSaleOfAvailableForSaleSecurities	4221000	USD
CY2013Q3	us-gaap	Proceeds From Sale Of Available For Sale Securities ProceedsFromSaleOfAvailableForSaleSecurities	1100000	USD
	us-gaap	Proceeds From Sale Of Loans Held For Investment ProceedsFromSaleOfLoansHeldForInvestment	1000000	USD
	us-gaap	Proceeds From Sale Of Loans Held For Investment ProceedsFromSaleOfLoansHeldForInvestment	8500000	USD
	us-gaap	Proceeds From Sale Of Mortgage Loans Held For Sale ProceedsFromSaleOfMortgageLoansHeldForSale	58340000	USD
	us-gaap	Proceeds From Sale Of Mortgage Loans Held For Sale ProceedsFromSaleOfMortgageLoansHeldForSale	59617000	USD
	us-gaap	Proceeds From Sale Of Other Real Estate ProceedsFromSaleOfOtherRealEstate	1027000	USD
	us-gaap	Proceeds From Sale Of Other Real Estate ProceedsFromSaleOfOtherRealEstate	110000	USD
	us-gaap	Professional Fees ProfessionalFees	3219000	USD
	us-gaap	Professional Fees ProfessionalFees	2837000	USD
CY2013Q3	us-gaap	Professional Fees ProfessionalFees	1034000	USD
CY2012Q3	us-gaap	Professional Fees ProfessionalFees	977000	USD
CY2013Q3	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	13265000	USD
CY2012Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	11798000	USD
	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	100000	USD
	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	1325000	USD
CY2013Q3	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses		USD
CY2012Q3	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	200000	USD
	us-gaap	Repayments Of Federal Home Loan Bank Borrowings RepaymentsOfFederalHomeLoanBankBorrowings	6000000	USD
	us-gaap	Repayments Of Federal Home Loan Bank Borrowings RepaymentsOfFederalHomeLoanBankBorrowings	11000000	USD
CY2013Q3	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	25955000	USD
CY2012Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	23139000	USD
CY2013Q3	us-gaap	Taxes Other TaxesOther	360000	USD
CY2012Q3	us-gaap	Taxes Other TaxesOther	363000	USD
	us-gaap	Share Based Compensation ShareBasedCompensation	68000	USD
	us-gaap	Share Based Compensation ShareBasedCompensation	30000	USD
CY2013Q3	us-gaap	Stockholders Equity StockholdersEquity	110370000	USD
CY2012Q4	us-gaap	Stockholders Equity StockholdersEquity	110468000	USD
	us-gaap	Supplies And Postage Expense SuppliesAndPostageExpense	619000	USD
	us-gaap	Supplies And Postage Expense SuppliesAndPostageExpense	624000	USD
CY2013Q3	us-gaap	Supplies And Postage Expense SuppliesAndPostageExpense	197000	USD
CY2012Q3	us-gaap	Supplies And Postage Expense SuppliesAndPostageExpense	191000	USD
CY2013Q3	us-gaap	Tangible Capital To Tangible Assets TangibleCapitalToTangibleAssets	0.0748	pure
	us-gaap	Taxes Other TaxesOther	1101000	USD
	us-gaap	Taxes Other TaxesOther	1073000	USD
	us-gaap	Transfer Of Other Real Estate TransferOfOtherRealEstate	593000	USD
	us-gaap	Transfer Of Other Real Estate TransferOfOtherRealEstate	836000	USD
CY2013Q3	us-gaap	Treasury Stock Shares TreasuryStockShares	7617819	shares
CY2012Q4	us-gaap	Treasury Stock Shares TreasuryStockShares	7233819	shares
CY2013Q3	us-gaap	Treasury Stock Value TreasuryStockValue	74829000	USD
CY2012Q4	us-gaap	Treasury Stock Value TreasuryStockValue	73658000	USD
	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	19086000	shares
	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	19904000	shares
CY2013Q3	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	18878000	shares
CY2012Q3	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	19351000	shares
	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	18995000	shares
	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	19844000	shares
CY2013Q3	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	18784000	shares
CY2012Q3	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	19275000	shares

Files In Submission

Name	View Source	Status
0001144204-13-060770-index-headers.html	Edgar Link	pending
0001144204-13-060770-index.html	Edgar Link	pending
0001144204-13-060770.txt	Edgar Link	pending
0001144204-13-060770-xbrl.zip	Edgar Link	pending
asrv-20130930.xml	Edgar Link	completed
asrv-20130930.xsd	Edgar Link	pending
asrv-20130930_cal.xml	Edgar Link	unprocessable
asrv-20130930_def.xml	Edgar Link	unprocessable
asrv-20130930_lab.xml	Edgar Link	unprocessable
asrv-20130930_pre.xml	Edgar Link	unprocessable
FilingSummary.xml	Edgar Link	unprocessable
Financial_Report.xls	Edgar Link	pending
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line.gif	Edgar Link	pending
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v354420_10q.htm	Edgar Link	pending
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$ASRV
AMERISERV FINANCIAL INC /PA/ Stock $asrv

2013 Q4 Form 10-Q Financial Statement

#000114420413060770 Filed on November 13, 2013

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$ASRV AMERISERV FINANCIAL INC /PA/ Stock $asrv

2013 Q4 Form 10-Q Financial Statement

#000114420413060770 Filed on November 13, 2013

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$ASRV
AMERISERV FINANCIAL INC /PA/ Stock $asrv