$ASRV
AMERISERV FINANCIAL INC /PA/

2014 Q1 Form 10-Q Financial Statement

#000114420414028869 Filed on May 09, 2014

View on sec.gov

Income Statement

Concept 2014 Q1 2013 Q1
Revenue $10.10M $9.702M
YoY Change 4.05% -4.17%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $460.0K $390.0K
YoY Change 17.95% 2.63%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $1.570M $1.660M
YoY Change -5.42% -19.65%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $1.319M $1.486M
YoY Change -11.24% -33.75%
Income Tax $389.0K $430.0K
% Of Pretax Income 29.49% 28.94%
Net Earnings $930.0K $1.056M
YoY Change -11.93% -32.52%
Net Earnings / Revenue 9.21% 10.88%
Basic Earnings Per Share $0.05 $0.05
Diluted Earnings Per Share $0.05 $0.05
COMMON SHARES
Basic Shares Outstanding 18.79M shares 19.17M shares
Diluted Shares Outstanding 18.90M shares 19.26M shares

Balance Sheet

Concept 2014 Q1 2013 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $29.87M $39.56M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $13.06M $12.56M
YoY Change 3.97% 16.28%
Goodwill $12.61M $12.61M
YoY Change 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $9.100M $11.10M
YoY Change -18.02% -9.02%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.051B $999.7M
YoY Change 5.14% 3.34%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $12.50M $0.00
YoY Change -100.0%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $12.50M
YoY Change
LONG-TERM LIABILITIES
Long-Term Debt $13.10M $13.10M
YoY Change 0.0% 0.0%
Other Long-Term Liabilities $7.600M $12.00M
YoY Change -36.67% -23.08%
Total Long-Term Liabilities $20.70M $25.10M
YoY Change -17.53% -12.54%
TOTAL LIABILITIES
Total Short-Term Liabilities $12.50M
Total Long-Term Liabilities $20.70M $25.10M
Total Liabilities $936.5M $888.3M
YoY Change 5.43% 3.88%
SHAREHOLDERS EQUITY
Retained Earnings $28.25M $24.14M
YoY Change 17.0%
Common Stock $145.5M $145.4M
YoY Change 0.07%
Preferred Stock
YoY Change
Treasury Stock (at cost) $74.83M $73.66M
YoY Change 1.59%
Treasury Stock Shares 7.618M shares 7.234M shares
Shareholders Equity $114.6M $111.4M
YoY Change
Total Liabilities & Shareholders Equity $1.051B $999.7M
YoY Change 5.14% 3.34%

Cashflow Statement

Concept 2014 Q1 2013 Q1
OPERATING ACTIVITIES
Net Income $930.0K $1.056M
YoY Change -11.93% -32.52%
Depreciation, Depletion And Amortization $460.0K $390.0K
YoY Change 17.95% 2.63%
Cash From Operating Activities $2.150M $6.818M
YoY Change -68.47% 51.65%
INVESTING ACTIVITIES
Capital Expenditures -$390.0K -$1.150M
YoY Change -66.09% 121.15%
Acquisitions
YoY Change
Other Investing Activities $3.590M $8.320M
YoY Change -56.85% 3366.67%
Cash From Investing Activities $3.200M $7.170M
YoY Change -55.37% -2624.65%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -5.550M -$1.252M
YoY Change 343.29% -90.36%
NET CHANGE
Cash From Operating Activities 2.150M $6.818M
Cash From Investing Activities 3.200M $7.170M
Cash From Financing Activities -5.550M -$1.252M
Net Change In Cash -200.0K $12.74M
YoY Change -101.57% -245.04%
FREE CASH FLOW
Cash From Operating Activities $2.150M $6.818M
Capital Expenditures -$390.0K -$1.150M
Free Cash Flow $2.540M $7.968M
YoY Change -68.12% 58.85%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
CY2014Q1 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
706000 USD
CY2014Q1 asrv Aggregate Of Multiple Consecutive Maturity Date Extensions Delay In Payment Days
AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays
P120D
CY2014Q1 asrv Allowance For Loan And Lease Losses Troubled Debt Restructurings
AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings
365000 USD
CY2013Q1 asrv Allowance For Loan And Lease Losses Troubled Debt Restructurings
AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings
412000 USD
CY2014Q1 asrv Amounts Reclassified From Accumulated Other Comprehensive Income Loss
AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss
-37000 USD
CY2013Q1 asrv Amounts Reclassified From Accumulated Other Comprehensive Income Loss
AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss
-173000 USD
CY2014Q1 asrv Assets And Liabilities Considered Financial Instruments Percentage
AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage
0.9 pure
CY2014Q1 asrv Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses Accumulated In Aoci
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI
184000 USD
CY2013Q4 asrv Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses Accumulated In Aoci
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI
102000 USD
CY2014Q1 asrv Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses Accumulated In Aoci
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI
1153000 USD
CY2013Q4 asrv Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses Accumulated In Aoci
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI
1605000 USD
CY2014Q1 asrv Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses Accumulated In Aoci
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI
969000 USD
CY2013Q4 asrv Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses Accumulated In Aoci
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI
1503000 USD
CY2014Q1 asrv Availableforsale Securities Debt Maturities After Fifteen Years Amortized Cost
AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsAmortizedCost
42034000 USD
CY2014Q1 asrv Availableforsale Securities Debt Maturities After Fifteen Years Fair Value
AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue
43173000 USD
CY2014Q1 asrv Availableforsale Securities Debt Maturities After Ten Through Fifteen Years Amortized Cost Basis
AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis
61560000 USD
CY2014Q1 asrv Availableforsale Securities Debt Maturities After Ten Through Fifteen Years Fair Value
AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue
62271000 USD
CY2014Q1 asrv Available For Sale Securities Gross Unrealized Gain Accumulated In Aoci
AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI
3190000 USD
CY2013Q4 asrv Available For Sale Securities Gross Unrealized Gain Accumulated In Aoci
AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI
3185000 USD
CY2014Q1 asrv Available For Sale Securities Gross Unrealized Loss Accumulated In Aoci
AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI
1153000 USD
CY2013Q4 asrv Available For Sale Securities Gross Unrealized Loss Accumulated In Aoci
AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI
1605000 USD
CY2014Q1 asrv Benefits Plan Based On Service And Average Annual Earnings For Highest Consecutive Calendar Years
BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYears
P5Y
CY2014Q1 asrv Benefits Plan Based On Service And Average Annual Earnings For Highest Consecutive Calendar Years From Final Employment Period Years
BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYearsFromFinalEmploymentPeriodYears
P10Y
CY2014Q1 asrv Carrying Value Of Available For Sale Held To Maturity And Federal Home Loan Bank Borrowings
CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings
113957000 USD
CY2013Q4 asrv Carrying Value Of Available For Sale Held To Maturity And Federal Home Loan Bank Borrowings
CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings
110780000 USD
CY2014Q1 asrv Commercial Loan Receivable Modifications Recorded Investment
CommercialLoanReceivableModificationsRecordedInvestment
USD
CY2013Q1 asrv Commercial Loan Receivable Modifications Recorded Investment
CommercialLoanReceivableModificationsRecordedInvestment
1320000 USD
CY2014Q1 asrv Consolidated Investment Securities Portfolio Modified Years
ConsolidatedInvestmentSecuritiesPortfolioModifiedYears
P3Y2M23D
CY2014Q1 asrv Credit Reviews Mandatory For Loans Aggregate Balances
CreditReviewsMandatoryForLoansAggregateBalances
1000000 USD
CY2014Q1 asrv Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
333000 USD
CY2013Q4 asrv Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
289000 USD
CY2014Q1 asrv Held To Maturity Securities Accumulated Unrecognized Holding Loss
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
471000 USD
CY2014Q1 asrv Debt And Capital Lease Obligations Fair Value Disclosure
DebtAndCapitalLeaseObligationsFairValueDisclosure
44232000 USD
CY2013Q4 asrv Debt And Capital Lease Obligations Fair Value Disclosure
DebtAndCapitalLeaseObligationsFairValueDisclosure
40598000 USD
CY2014Q1 asrv Deposits With No Stated Maturities
DepositsWithNoStatedMaturities
573470000 USD
CY2013Q4 asrv Deposits With No Stated Maturities
DepositsWithNoStatedMaturities
546384000 USD
CY2014Q1 asrv Deposits With No Stated Maturities Fair Value Disclosure
DepositsWithNoStatedMaturitiesFairValueDisclosure
573470000 USD
CY2013Q4 asrv Deposits With No Stated Maturities Fair Value Disclosure
DepositsWithNoStatedMaturitiesFairValueDisclosure
546384000 USD
CY2014Q1 asrv Deposits With Stated Maturities
DepositsWithStatedMaturities
301863000 USD
CY2013Q4 asrv Deposits With Stated Maturities
DepositsWithStatedMaturities
308138000 USD
CY2014Q1 asrv Deposits With Stated Maturities Fair Value Disclosure
DepositsWithStatedMaturitiesFairValueDisclosure
305868000 USD
CY2013Q4 asrv Deposits With Stated Maturities Fair Value Disclosure
DepositsWithStatedMaturitiesFairValueDisclosure
313272000 USD
CY2014Q1 asrv Federal Home Loan Bank Open Repo Plus Maturities Summary Average Interest Rate Overnight From Balance Sheet Date
FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate
0.0025 pure
CY2013Q4 asrv Federal Home Loan Bank Open Repo Plus Maturities Summary Average Interest Rate Overnight From Balance Sheet Date
FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate
0.0025 pure
CY2014Q1 asrv Federal Home Loan Bank Weighted Average Interest Rate
FederalHomeLoanBankWeightedAverageInterestRate
0.0071 pure
CY2013Q4 asrv Federal Home Loan Bank Weighted Average Interest Rate
FederalHomeLoanBankWeightedAverageInterestRate
0.0049 pure
CY2014Q1 asrv Gain On Sale Of Securities
GainOnSaleOfSecurities
62000 USD
CY2013Q1 asrv Gain On Sale Of Securities
GainOnSaleOfSecurities
71000 USD
CY2013Q4 asrv Held To Maturity Securities Accumulated Unrecognized Holding Loss
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
688000 USD
CY2014Q1 asrv Held To Maturity Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
120000 USD
CY2013Q4 asrv Held To Maturity Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
6000 USD
CY2014Q1 asrv Held To Maturity Securities Continuous Unrealized Loss Position Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss
471000 USD
CY2013Q4 asrv Held To Maturity Securities Continuous Unrealized Loss Position Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss
688000 USD
CY2014Q1 asrv Held To Maturity Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
351000 USD
CY2013Q4 asrv Held To Maturity Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
682000 USD
CY2014Q1 asrv Heldtomaturity Securities Debt Maturities After Fifteen Years Fair Value
HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsFairValue
12182000 USD
CY2014Q1 asrv Heldtomaturity Securities Debt Maturities After Fifteen Years Net Carrying Amount
HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount
12095000 USD
CY2014Q1 asrv Heldtomaturity Securities Debt Maturities After Ten Through Fifteen Years Fair Value
HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue
943000 USD
CY2014Q1 asrv Heldtomaturity Securities Debt Maturities After Ten Through Fifteen Years Net Carrying Amount
HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount
1011000 USD
CY2014Q1 asrv Increased Percentage Of Lending Incentive Fee
IncreasedPercentageOfLendingIncentiveFee
0.01 pure
CY2014Q1 asrv Individual Loan Balance Is Classified As Nonaccrual Status Or Troubled Debt Restructure
IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure
100000 USD
CY2014Q1 asrv Interest Income Recorded Nonaccrual Loans
InterestIncomeRecordedNonaccrualLoans
USD
CY2013Q1 asrv Interest Income Recorded Nonaccrual Loans
InterestIncomeRecordedNonaccrualLoans
USD
CY2014Q1 asrv Loans Past Due As To Maturity
LoansPastDueAsToMaturity
P90D
CY2014Q1 asrv Loss On Sale Of Securities
LossOnSaleOfSecurities
5000 USD
CY2014Q1 asrv Minimum Number Of Consecutive Months Payment For Removing Loan From Nonaccrual Status
MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus
P6M
CY2014Q1 asrv Minimum Percentage Tier One Capital To Be Maintain
MinimumPercentageTierOneCapitalToBeMaintain
0.9 pure
CY2014Q1 asrv Net Fair Value Of Impaired Loans
NetFairValueOfImpairedLoans
1500000 USD
CY2013Q4 asrv Net Fair Value Of Impaired Loans
NetFairValueOfImpairedLoans
2300000 USD
CY2014Q1 asrv Net Reduction In Interest Income
NetReductionInInterestIncome
33000 USD
CY2013Q1 asrv Net Reduction In Interest Income
NetReductionInInterestIncome
63000 USD
CY2014Q1 asrv Noncontributory Defined Benefit Pension Plan Least Work Hours Per Year
NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear
1000 pure
CY2014Q1 asrv Non Performing Assets Including Troubled Debt Restructurings Tdr
NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr
<!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 9. Non-performing Assets Including Troubled Debt Restructurings (TDR)</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table presents information concerning non-performing assets including TDR (in thousands, except percentages):</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="554"> <tr> <td>&nbsp;</td> <td style="WIDTH: 12px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="WIDTH: 12px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">March 31, 2014</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">December 31, 2013</td> </tr> <tr style="BACKGROUND-COLOR: #ccffcc"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> <u>Non-accrual loans</u><br /> </td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">957</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,632</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: #ccffcc"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,222</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,239</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 2,179</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 2,871</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: #ccffcc"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> <u>Other real estate owned</u><br /> </td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loans secured by real estate</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">344</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">344</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: #ccffcc"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Real estate-mortgage</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 673</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 673</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,017</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,017</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: #ccffcc"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> TDR&#39;s not in non-accrual</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 78</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 221</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total non-performing assets including TDR</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 3,274</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 4,109</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: #ccffcc"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.41</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 0.52</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> %<!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The Company had no loans past due 90 days or more for the periods presented which were accruing interest.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table sets forth, for the periods indicated, (1) the gross interest income that would have been recorded if non-accrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination if held for part of the period, (2) the amount of interest income actually recorded on such loans, and (3) the net reduction in interest income attributable to such loans (in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="WIDTH: 12px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="WIDTH: 12px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended<br /> March 31,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2014</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Interest income due in accordance with original terms</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">33</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">63</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: #ccffcc"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Interest income recorded</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Net reduction in interest income</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 33</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 63</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Consistent with accounting and regulatory guidance, the Bank recognizes a TDR when the Bank, for economic or legal reasons related to a borrower&#39;s financial difficulties, grants a concession to the borrower that would not normally be considered. Regardless of the form of concession granted, the Bank&#39;s objective in offering a troubled debt restructure is to increase the probability of repayment of the borrower&#39;s loan.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> To be considered a TDR, <u>both</u> of the following criteria must be met:</p> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="WIDTH: 24px; TEXT-ALIGN: left">&bull;</td> <td style="TEXT-ALIGN: left">the borrower must be experiencing financial difficulties; <u>and</u> </td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="WIDTH: 24px; TEXT-ALIGN: left">&bull;</td> <td style="TEXT-ALIGN: left">the Bank, for economic or legal reasons related to the borrower&#39;s financial difficulties, grants a concession to the borrower that would not otherwise be considered.</td> </tr> </table> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Factors that indicate a borrower is experiencing financial difficulties include, but are not limited to:</p> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="WIDTH: 24px; TEXT-ALIGN: left">&bull;</td> <td style="TEXT-ALIGN: left">the borrower is currently in default on their loan(s);</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="WIDTH: 24px; TEXT-ALIGN: left">&bull;</td> <td style="TEXT-ALIGN: left">the borrower has filed for bankruptcy;</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="WIDTH: 24px; TEXT-ALIGN: left">&bull;</td> <td style="TEXT-ALIGN: left">the borrower has insufficient cash flows to service their loan(s); and</td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="WIDTH: 24px; TEXT-ALIGN: left">&bull;</td> <td style="TEXT-ALIGN: left">the borrower is unable to obtain refinancing from other sources at a market rate similar to rates available to a non-troubled debtor.</td> </tr> </table> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Factors that indicate that a concession has been granted include, but are not limited to:</p> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="WIDTH: 24px; TEXT-ALIGN: left">&bull;</td> <td style="TEXT-ALIGN: left">the borrower is granted an interest rate reduction to a level below market rates for debt with similar risk; <u>or</u> </td> </tr> </table> <table style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 0pt; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="100%"> <tr style="FONT-SIZE: 10pt; VERTICAL-ALIGN: top; FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-ALIGN: left; LINE-HEIGHT: 12pt"> <td style="WIDTH: 21px">&nbsp;</td> <td style="WIDTH: 24px; TEXT-ALIGN: left">&bull;</td> <td style="TEXT-ALIGN: left">the borrower is granted a material maturity date extension, or extension of the amortization plan to provide payment relief. For purposes of this policy, a material maturity date extension will generally include any maturity date extension, or the aggregate of multiple consecutive maturity date extensions, that exceed 120 days. A restructuring that results in an insignificant delay in payment, i.e. 120 days or less, is not necessarily a TDR. Insignificant payment delays occur when the amount of the restructured payments subject to the delay is insignificant relative to the unpaid principal or collateral value, and will result in an insignificant shortfall in the originally scheduled contractual amount due, and/or the delay in timing of the restructured payment period is insignificant relative to the frequency of payments, the original maturity or the original amortization.</td> </tr> </table> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The determination of whether a restructured loan is a TDR requires consideration of all of the facts and circumstances surrounding the modification. No single factor is determinative of whether a restructuring is a TDR. An overall general decline in the economy or some deterioration in a borrower&#39;s financial condition does not automatically mean that the borrower is experiencing financial difficulty. Accordingly, determination of whether a modification is a TDR involves a large degree of judgment.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table details the loans modified as TDRs during the three month period ended March 31, 2014 (dollars in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="WIDTH: 12px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="WIDTH: 12px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="WIDTH: 12px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans in non-accrual status</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"># of Loans</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current Balance</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Concession Granted</td> </tr> <tr style="BACKGROUND-COLOR: #ccffcc"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loan secured by real estate</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">1</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">265</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Extension of maturity date</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table details the loans modified as TDRs during the three month period ended March 31, 2013 (dollars in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="WIDTH: 12px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="WIDTH: 12px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="WIDTH: 12px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans in accrual status</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"># of Loans</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current Balance</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Concession Granted</td> </tr> <tr style="BACKGROUND-COLOR: #ccffcc"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loan secured by real estate</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">2</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">168</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Extension of maturity date</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Consumer</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">1</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">12</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Extension of maturity date</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="WIDTH: 12px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="WIDTH: 12px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="WIDTH: 12px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> Loans in non-accrual status</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3"># of Loans</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Current Balance</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">Concession Granted</td> </tr> <tr style="BACKGROUND-COLOR: #ccffcc"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loan secured by real estate</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right">2</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> 1,314</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left">Extension of maturity date</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> In all instances where loans have been modified in troubled debt restructurings the pre- and post-modified balances are the same. The specific ALL reserve for loans modified as TDR&#39;s was $365,000 and $412,000 as of March 31, 2014 and 2013, respectively.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> Once a loan is classified as a TDR, this classification will remain until documented improvement in the financial position of the borrower supports confidence that all principal and interest will be paid according to terms. Additionally, the customer must have re-established a track record of timely payments according to the restructured contract terms for a minimum of six consecutive months prior to consideration for removing the loan from non-accrual TDR status. However, a loan will continue to be on non-accrual status until, consistent with our policy, the borrower has made a minimum of an additional six consecutive monthly payments in accordance with the terms of the loan.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The following table presents the recorded investment in loans that were classified as TDR&#39;s or were subsequently modified during each 12-month period prior to the reporting periods preceding January 1, 2014 and January 1, 2013, respectively, in the table below and subsequently defaulted during these reporting periods (in thousands).</p> <div style="TEXT-ALIGN: center"> <table style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, Times, Serif; FONT-VARIANT: normal; VERTICAL-ALIGN: text-bottom; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; PADDING-BOTTOM: 3pt; FONT-STYLE: normal; TEXT-ALIGN: left; PADDING-TOP: 3pt; PADDING-LEFT: 0pt; MARGIN: -24pt 0pt 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0px" cellspacing="0" cellpadding="0" width="608"> <tr> <td>&nbsp;</td> <td style="WIDTH: 12px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> <td style="WIDTH: 12px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: medium none; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td colspan="3">&nbsp;</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="7">Three months ended<br /> March 31,</td> </tr> <tr> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; FONT-WEIGHT: bold; TEXT-ALIGN: left; LINE-HEIGHT: normal"> &nbsp;&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2014</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="FONT-SIZE: 8pt; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold; TEXT-ALIGN: center; LINE-HEIGHT: normal" colspan="3">2013</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> <u>Recorded investment of defaults</u><br /> </td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: left"> <!-- $ -->&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; TEXT-ALIGN: right"> &nbsp;&nbsp;</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: #ccffcc"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; PADDING-LEFT: 10pt; TEXT-INDENT: -10pt"> Commercial loan secured by real estate</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> 1,320</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 1pt solid; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> <tr style="BACKGROUND-COLOR: white"> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; PADDING-LEFT: 20pt; TEXT-INDENT: -10pt"> Total</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> -</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: center"> <!-- GUTTER -->&nbsp;</td> <td style="WIDTH: 6px; VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: left"> <!-- $ -->$</td> <td style="VERTICAL-ALIGN: text-bottom; BORDER-BOTTOM: black 3pt double; TEXT-ALIGN: right"> 1,320</td> <td style="VERTICAL-ALIGN: text-bottom; WHITE-SPACE: nowrap; BORDER-BOTTOM: white 3pt double; TEXT-ALIGN: left"> <!-- PERCENT -->&nbsp;</td> </tr> </table> </div> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> All TDR&#39;s are individually evaluated for impairment and a related allowance is recorded, as needed. All TDR&#39;s which defaulted in the above table had a related allowance adequate to reserve for anticipated losses.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The Company is unaware of any additional loans which are required to either be charged-off or added to the non-performing asset totals disclosed above. Other real estate owned is recorded at fair value minus estimated costs to sell.</p> <!--EndFragment--></div> </div>
CY2014Q1 asrv Nonperforming Assets Including Trouble Debt Restructurings
NonperformingAssetsIncludingTroubleDebtRestructurings
3274000 USD
CY2013Q4 asrv Nonperforming Assets Including Trouble Debt Restructurings
NonperformingAssetsIncludingTroubleDebtRestructurings
4109000 USD
CY2014Q1 asrv Number Of Location
NumberOfLocation
17 pure
CY2014Q1 asrv Other Bank Owned Life Insurance Income
OtherBankOwnedLifeInsuranceIncome
187000 USD
CY2013Q1 asrv Other Bank Owned Life Insurance Income
OtherBankOwnedLifeInsuranceIncome
201000 USD
CY2014Q1 asrv Other Comprehensive Income Loss Before Reclassifications
OtherComprehensiveIncomeLossBeforeReclassifications
598000 USD
CY2013Q1 asrv Other Comprehensive Income Loss Before Reclassifications
OtherComprehensiveIncomeLossBeforeReclassifications
-217000 USD
CY2014Q1 asrv Participants Vested Interest Accrued Benefit Service Period
ParticipantsVestedInterestAccruedBenefitServicePeriod
P5Y
CY2014Q1 asrv Percentage Of Lending Incentive Fee Payable
PercentageOfLendingIncentiveFeePayable
0.005 pure
CY2014Q1 asrv Real Estate Construction Loans Percentage
RealEstateConstructionLoansPercentage
0.019 pure
CY2013Q4 asrv Real Estate Construction Loans Percentage
RealEstateConstructionLoansPercentage
0.03 pure
CY2014Q1 asrv Recognized Net Actuarial Loss
RecognizedNetActuarialLoss
-272000 USD
CY2013Q1 asrv Recognized Net Actuarial Loss
RecognizedNetActuarialLoss
-341000 USD
CY2014Q1 asrv Regulatory Assets Fair Value Disclosure
RegulatoryAssetsFairValueDisclosure
5659000 USD
CY2013Q4 asrv Regulatory Assets Fair Value Disclosure
RegulatoryAssetsFairValueDisclosure
6802000 USD
CY2013Q4 asrv Troubled Debt Restructuring Modifications Recorded Investment
TroubledDebtRestructuringModificationsRecordedInvestment
221000 USD
CY2014Q1 dei Amendment Flag
AmendmentFlag
false
CY2014Q1 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
CY2014Q1 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q1
CY2014Q1 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2014
CY2014Q1 dei Document Period End Date
DocumentPeriodEndDate
2014-03-31
CY2014Q1 asrv Timely Payments On Contract Terms For Minimum Consecutive Months Prior To Consideration For Removing Loan From Tdr Status
TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus
P6M
CY2014Q1 asrv Troubled Debt Restructuring Modifications Recorded Investment
TroubledDebtRestructuringModificationsRecordedInvestment
78000 USD
CY2014Q1 dei Document Type
DocumentType
10-Q
CY2014Q1 dei Entity Central Index Key
EntityCentralIndexKey
0000707605
CY2014Q2 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
18794888 shares
CY2014Q1 dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
CY2014Q1 dei Entity Registrant Name
EntityRegistrantName
AMERISERV FINANCIAL INC /PA/
CY2014Q1 us-gaap Accounts Payable And Accrued Liabilities Fair Value Disclosure
AccountsPayableAndAccruedLiabilitiesFairValueDisclosure
1598000 USD
CY2013Q4 us-gaap Accounts Payable And Accrued Liabilities Fair Value Disclosure
AccountsPayableAndAccruedLiabilitiesFairValueDisclosure
1784000 USD
CY2014Q1 us-gaap Accounts Receivable Fair Value Disclosure
AccountsReceivableFairValueDisclosure
3199000 USD
CY2013Q4 us-gaap Accounts Receivable Fair Value Disclosure
AccountsReceivableFairValueDisclosure
2908000 USD
CY2014Q1 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-96000 USD
CY2013Q1 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-226000 USD
CY2014Q1 us-gaap Accrued Investment Income Receivable
AccruedInvestmentIncomeReceivable
3199000 USD
CY2013Q4 us-gaap Accrued Investment Income Receivable
AccruedInvestmentIncomeReceivable
2908000 USD
CY2014Q1 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-5314000 USD
CY2013Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-5875000 USD
CY2013Q1 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-5423000 USD
CY2013Q4 us-gaap Assets
Assets
1056036000 USD
CY2014Q1 us-gaap Assets
Assets
1051108000 USD
CY2012Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-5379000 USD
CY2014Q1 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
145222000 USD
CY2013Q4 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
145190000 USD
CY2014Q1 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
40483000 USD
CY2013Q4 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
66555000 USD
CY2014Q1 us-gaap Allowance For Loan And Lease Losses Period Increase Decrease
AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease
USD
CY2013Q1 us-gaap Allowance For Loan And Lease Losses Period Increase Decrease
AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease
250000 USD
CY2014Q1 us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
75000 USD
CY2013Q1 us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
82000 USD
CY2014Q1 us-gaap Assets Held In Trust
AssetsHeldInTrust
1700000000 USD
CY2014Q1 us-gaap Assets Sold Under Agreements To Repurchase Carrying Amounts
AssetsSoldUnderAgreementsToRepurchaseCarryingAmounts
12483000 USD
CY2013Q4 us-gaap Assets Sold Under Agreements To Repurchase Carrying Amounts
AssetsSoldUnderAgreementsToRepurchaseCarryingAmounts
41555000 USD
CY2013Q4 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
36669000 USD
CY2014Q1 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
187000 USD
CY2013Q1 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
201000 USD
CY2014Q1 us-gaap Available For Sale Securities
AvailableForSaleSecurities
136746000 USD
CY2013Q4 us-gaap Available For Sale Securities
AvailableForSaleSecurities
141978000 USD
CY2014Q1 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
134709000 USD
CY2013Q4 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
140398000 USD
CY2014Q1 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
45506000 USD
CY2013Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
57561000 USD
CY2014Q1 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
40692000 USD
CY2013Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
53991000 USD
CY2014Q1 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
4814000 USD
CY2013Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
3570000 USD
CY2014Q1 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
16318000 USD
CY2014Q1 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
16386000 USD
CY2014Q1 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
14797000 USD
CY2014Q1 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
14916000 USD
CY2014Q1 us-gaap Available For Sale Securities Debt Maturities Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost
134709000 USD
CY2014Q1 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
36856000 USD
CY2014Q1 us-gaap Basis Of Accounting
BasisOfAccounting
<!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><div> <div style="MIN-WIDTH: 708px; TEXT-ALIGN: center"> <!--StartFragment--> <h2 style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 5pt; FONT: bold 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 0pt"> 2. Basis of Preparation</h2> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> The unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information. In the opinion of management, all adjustments consisting of normal recurring entries considered necessary for a fair presentation have been included. They are not, however, necessarily indicative of the results of consolidated operations for a full-year.</p> <p style="TEXT-TRANSFORM: none; PADDING-BOTTOM: 3pt; TEXT-ALIGN: left; PADDING-TOP: 3pt; FONT: 10pt/12pt Times New Roman, Times, Serif; PADDING-LEFT: 4px; MARGIN: 0pt; PADDING-RIGHT: 0pt; TEXT-INDENT: 20px"> For further information, refer to the consolidated financial statements and accompanying notes included in the Company&#39;s Annual Report on Form 10-K for the year ended December 31, 2013.</p> <!--EndFragment--></div> </div>
CY2014Q1 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
29869000 USD
CY2013Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
30066000 USD
CY2013Q1 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
39556000 USD
CY2012Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
26820000 USD
CY2014Q1 us-gaap Cash And Cash Equivalents Fair Value Disclosure
CashAndCashEquivalentsFairValueDisclosure
29869000 USD
CY2013Q4 us-gaap Cash And Cash Equivalents Fair Value Disclosure
CashAndCashEquivalentsFairValueDisclosure
30066000 USD
CY2014Q1 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-197000 USD
CY2013Q1 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
12736000 USD
CY2013Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
30000000 shares
CY2014Q1 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
26412707 shares
CY2014Q1 us-gaap Cash And Due From Banks
CashAndDueFromBanks
20850000 USD
CY2013Q4 us-gaap Cash And Due From Banks
CashAndDueFromBanks
20288000 USD
CY2014Q1 us-gaap Cash Surrender Value Fair Value Disclosure
CashSurrenderValueFairValueDisclosure
36856000 USD
CY2013Q4 us-gaap Cash Surrender Value Fair Value Disclosure
CashSurrenderValueFairValueDisclosure
36669000 USD
CY2014Q1 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.01
CY2013Q1 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.00
CY2014Q1 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2013Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2014Q1 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
30000000 shares
CY2013Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
26412707 shares
CY2014Q1 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
18794888 shares
CY2013Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
18794888 shares
CY2014Q1 us-gaap Common Stock Value
CommonStockValue
264000 USD
CY2013Q4 us-gaap Common Stock Value
CommonStockValue
264000 USD
CY2014Q1 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1491000 USD
CY2013Q1 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1012000 USD
CY2014Q1 us-gaap Debt And Capital Lease Obligations
DebtAndCapitalLeaseObligations
53568000 USD
CY2013Q4 us-gaap Debt And Capital Lease Obligations
DebtAndCapitalLeaseObligations
79640000 USD
CY2014Q1 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
141000 USD
CY2013Q1 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
401000 USD
CY2014Q1 us-gaap Deferred Tax Assets Net
DeferredTaxAssetsNet
9142000 USD
CY2013Q4 us-gaap Deferred Tax Assets Net
DeferredTaxAssetsNet
9572000 USD
CY2013Q1 us-gaap Defined Benefit Plan Amortization Of Net Transition Asset Obligation
DefinedBenefitPlanAmortizationOfNetTransitionAssetObligation
-2000 USD
CY2014Q1 us-gaap Defined Benefit Plan Amortization Of Prior Service Cost Credit
DefinedBenefitPlanAmortizationOfPriorServiceCostCredit
-5000 USD
CY2013Q1 us-gaap Defined Benefit Plan Amortization Of Prior Service Cost Credit
DefinedBenefitPlanAmortizationOfPriorServiceCostCredit
-5000 USD
CY2014Q1 us-gaap Defined Benefit Plan Amortization Of Transition Obligations Assets
DefinedBenefitPlanAmortizationOfTransitionObligationsAssets
USD
CY2013Q1 us-gaap Defined Benefit Plan Amortization Of Transition Obligations Assets
DefinedBenefitPlanAmortizationOfTransitionObligationsAssets
-2000 USD
CY2014Q1 us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
498000 USD
CY2013Q1 us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
440000 USD
CY2013Q1 us-gaap Defined Benefit Plan Future Amortization Of Gain Loss
DefinedBenefitPlanFutureAmortizationOfGainLoss
341000 USD
CY2013Q1 us-gaap Defined Benefit Plan Future Amortization Of Prior Service Cost Credit
DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit
-5000 USD
CY2014Q1 us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
331000 USD
CY2013Q1 us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
291000 USD
CY2014Q1 us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
530000 USD
CY2013Q1 us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
638000 USD
CY2014Q1 us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
430000 USD
CY2013Q1 us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
453000 USD
CY2014Q1 us-gaap Deposits
Deposits
875333000 USD
CY2013Q4 us-gaap Deposits
Deposits
854522000 USD
CY2014Q1 us-gaap Dividends Preferred Stock
DividendsPreferredStock
53000 USD
CY2013Q1 us-gaap Dividends Preferred Stock
DividendsPreferredStock
52000 USD
CY2014Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.05
CY2013Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.05
CY2014Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.05
CY2013Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.05
CY2014Q1 us-gaap Equipment Expense
EquipmentExpense
470000 USD
CY2013Q1 us-gaap Equipment Expense
EquipmentExpense
455000 USD
CY2014Q1 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
160000 USD
CY2013Q1 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
134000 USD
CY2014Q1 us-gaap Federal Home Loan Bank Advances Branch Of Fhlb Bank Weighted Average Interest Rate
FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate
0.0091 pure
CY2013Q4 us-gaap Federal Home Loan Bank Advances Branch Of Fhlb Bank Weighted Average Interest Rate
FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate
0.0089 pure
CY2014Q1 us-gaap Federal Home Loan Bank Advances Long Term
FederalHomeLoanBankAdvancesLongTerm
28000000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances Long Term
FederalHomeLoanBankAdvancesLongTerm
25000000 USD
CY2014Q1 us-gaap Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Four To Five Years From Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate
0.0145 pure
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Four To Five Years From Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate
0.0147 pure
CY2014Q1 us-gaap Federal Home Loan Bank Advances Maturities Summary Average Interest Rate One To Two Years From Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate
0.0052 pure
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Average Interest Rate One To Two Years From Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate
0.0052 pure
CY2014Q1 us-gaap Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Three To Four Years From Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate
0.0104 pure
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Three To Four Years From Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate
0.0107 pure
CY2014Q1 us-gaap Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Two To Three Years From Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate
0.0081 pure
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Average Interest Rate Two To Three Years From Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate
0.0081 pure
CY2014Q1 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Four To Five Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate
3000000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Four To Five Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate
2000000 USD
CY2014Q1 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From One To Two Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate
4000000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From One To Two Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate
4000000 USD
CY2014Q1 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Three To Four Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate
9000000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Three To Four Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate
7000000 USD
CY2014Q1 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Two To Three Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate
12000000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Two To Three Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate
12000000 USD
CY2014Q1 us-gaap Federal Home Loan Bank Advances Short Term
FederalHomeLoanBankAdvancesShortTerm
12483000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances Short Term
FederalHomeLoanBankAdvancesShortTerm
41555000 USD
CY2014Q1 us-gaap Federal Home Loan Bank Borrowings Fair Value Disclosure
FederalHomeLoanBankBorrowingsFairValueDisclosure
12483000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Borrowings Fair Value Disclosure
FederalHomeLoanBankBorrowingsFairValueDisclosure
41555000 USD
CY2014Q1 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
3534000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
4677000 USD
CY2014Q1 us-gaap Federal Home Loan Bank Stock And Federal Reserve Bank Stock
FederalHomeLoanBankStockAndFederalReserveBankStock
5659000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Stock And Federal Reserve Bank Stock
FederalHomeLoanBankStockAndFederalReserveBankStock
6802000 USD
CY2014Q1 us-gaap Federal Reserve Bank Stock
FederalReserveBankStock
2125000 USD
CY2013Q4 us-gaap Federal Reserve Bank Stock
FederalReserveBankStock
2125000 USD
CY2014Q1 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
478000 USD
CY2013Q1 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
511000 USD
CY2014Q1 us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
1863000 USD
CY2013Q1 us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
1667000 USD
CY2014Q1 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
10109000 USD
CY2013Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
10104000 USD
CY2013Q1 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
10960000 USD
CY2012Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
12571000 USD
CY2014Q1 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
9403000 USD
CY2013Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
9291000 USD
CY2014Q1 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
706000 USD
CY2013Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
813000 USD
CY2014Q1 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
222000 USD
CY2013Q1 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
186000 USD
CY2014Q1 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
217000 USD
CY2013Q1 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
1547000 USD
CY2014Q1 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
784571000 USD
CY2013Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
780280000 USD
CY2014Q1 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
2241000 USD
CY2013Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
3066000 USD
CY2014Q1 us-gaap Gain Loss On Sale Of Investments
GainLossOnSaleOfInvestments
57000 USD
CY2013Q1 us-gaap Gain Loss On Sale Of Investments
GainLossOnSaleOfInvestments
71000 USD
CY2014Q1 us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
101000 USD
CY2013Q1 us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
386000 USD
CY2014Q1 us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
57000 USD
CY2013Q1 us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
71000 USD
CY2014Q1 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
101000 USD
CY2013Q1 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
386000 USD
CY2014Q1 us-gaap Goodwill
Goodwill
12613000 USD
CY2013Q4 us-gaap Goodwill
Goodwill
12613000 USD
CY2014Q1 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
18008000 USD
CY2013Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
18187000 USD
CY2014Q1 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue
12206000 USD
CY2013Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue
13556000 USD
CY2014Q1 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
9575000 USD
CY2013Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
12562000 USD
CY2014Q1 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
2631000 USD
CY2013Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
994000 USD
CY2014Q1 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
1785000 USD
CY2014Q1 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount
1902000 USD
CY2014Q1 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
2960000 USD
CY2014Q1 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount
3000000 USD
CY2014Q1 us-gaap Held To Maturity Securities Debt Maturities Within One Year Fair Value
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue
USD
CY2014Q1 us-gaap Held To Maturity Securities Debt Maturities Within One Year Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount
USD
CY2014Q1 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
17870000 USD
CY2013Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
17788000 USD
CY2014Q1 us-gaap Held To Maturity Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions
HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions
50 pure
CY2014Q1 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
2623000 USD
CY2013Q1 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
3584000 USD
CY2014Q1 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
1000 USD
CY2013Q1 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
USD
CY2014Q1 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
2241000 USD
CY2013Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
3066000 USD
CY2013Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
813000 USD
CY2014Q1 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
2288000 USD
CY2013Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
3179000 USD
CY2014Q1 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1319000 USD
CY2013Q1 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1486000 USD
CY2014Q1 us-gaap Income Taxes Paid
IncomeTaxesPaid
254000 USD
CY2013Q1 us-gaap Income Taxes Paid
IncomeTaxesPaid
27000 USD
CY2014Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
389000 USD
CY2013Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
430000 USD
CY2014Q1 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
291000 USD
CY2013Q1 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
345000 USD
CY2014Q1 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
20763000 USD
CY2013Q1 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
11460000 USD
CY2014Q1 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
-186000 USD
CY2013Q1 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
-338000 USD
CY2014Q1 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-699000 USD
CY2013Q1 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
736000 USD
CY2014Q1 us-gaap Increase Decrease In Prepaid Expense
IncreaseDecreaseInPrepaidExpense
USD
CY2013Q1 us-gaap Increase Decrease In Prepaid Expense
IncreaseDecreaseInPrepaidExpense
-120000 USD
CY2014Q1 us-gaap Incremental Common Shares Attributable To Call Options And Warrants
IncrementalCommonSharesAttributableToCallOptionsAndWarrants
118000 shares
CY2013Q1 us-gaap Incremental Common Shares Attributable To Call Options And Warrants
IncrementalCommonSharesAttributableToCallOptionsAndWarrants
89000 shares
CY2014Q1 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
10095000 USD
CY2013Q1 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
9702000 USD
CY2014Q1 us-gaap Interest And Dividend Income Securities Available For Sale
InterestAndDividendIncomeSecuritiesAvailableForSale
924000 USD
CY2013Q1 us-gaap Interest And Dividend Income Securities Available For Sale
InterestAndDividendIncomeSecuritiesAvailableForSale
956000 USD
CY2014Q1 us-gaap Interest And Dividend Income Securities Held To Maturity
InterestAndDividendIncomeSecuritiesHeldToMaturity
136000 USD
CY2013Q1 us-gaap Interest And Dividend Income Securities Held To Maturity
InterestAndDividendIncomeSecuritiesHeldToMaturity
115000 USD
CY2014Q1 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
9032000 USD
CY2013Q1 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
8628000 USD
CY2014Q1 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
717717000 USD
CY2013Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
700520000 USD
CY2014Q1 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
2968000 USD
CY2014Q1 us-gaap Interest Expense Junior Subordinated Debentures
InterestExpenseJuniorSubordinatedDebentures
280000 USD
CY2013Q4 us-gaap Loans And Leases Receivable Commercial
LoansAndLeasesReceivableCommercial
531793000 USD
CY2013Q4 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
2967000 USD
CY2014Q1 us-gaap Interest Expense
InterestExpense
1570000 USD
CY2013Q1 us-gaap Interest Expense
InterestExpense
1660000 USD
CY2014Q1 us-gaap Interest Expense Deposits
InterestExpenseDeposits
1211000 USD
CY2013Q1 us-gaap Interest Expense Deposits
InterestExpenseDeposits
1350000 USD
CY2014Q1 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
60000 USD
CY2013Q1 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
25000 USD
CY2014Q1 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm
19000 USD
CY2013Q1 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm
5000 USD
CY2013Q1 us-gaap Interest Expense Junior Subordinated Debentures
InterestExpenseJuniorSubordinatedDebentures
280000 USD
CY2014Q1 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
1000 USD
CY2013Q1 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
1000 USD
CY2014Q1 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
8525000 USD
CY2013Q1 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
8292000 USD
CY2014Q1 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
8525000 USD
CY2013Q1 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
8042000 USD
CY2014Q1 us-gaap Interest Income Money Market Deposits
InterestIncomeMoneyMarketDeposits
2000 USD
CY2013Q1 us-gaap Interest Income Money Market Deposits
InterestIncomeMoneyMarketDeposits
2000 USD
CY2014Q1 us-gaap Interest Paid
InterestPaid
1756000 USD
CY2013Q1 us-gaap Interest Paid
InterestPaid
1998000 USD
CY2014Q1 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
1598000 USD
CY2013Q4 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
1784000 USD
CY2014Q1 us-gaap Interest Revenue Expense Net
InterestRevenueExpenseNet
12057000 USD
CY2013Q1 us-gaap Interest Revenue Expense Net
InterestRevenueExpenseNet
11858000 USD
CY2014Q1 us-gaap Investment Advisory Fees
InvestmentAdvisoryFees
169000 USD
CY2013Q1 us-gaap Investment Advisory Fees
InvestmentAdvisoryFees
214000 USD
CY2014Q1 us-gaap Junior Subordinated Notes
JuniorSubordinatedNotes
13085000 USD
CY2013Q4 us-gaap Junior Subordinated Notes
JuniorSubordinatedNotes
13085000 USD
CY2014Q1 us-gaap Labor And Related Expense
LaborAndRelatedExpense
6314000 USD
CY2013Q1 us-gaap Labor And Related Expense
LaborAndRelatedExpense
6331000 USD
CY2014Q1 us-gaap Liabilities
Liabilities
936518000 USD
CY2013Q4 us-gaap Liabilities
Liabilities
942729000 USD
CY2014Q1 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1051108000 USD
CY2013Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1056036000 USD
CY2014Q1 us-gaap Loans And Leases Receivable Commercial
LoansAndLeasesReceivableCommercial
530957000 USD
CY2014Q1 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
589000 USD
CY2013Q4 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
581000 USD
CY2014Q1 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
787401000 USD
CY2014Q1 us-gaap Loans And Leases Receivable Impaired Troubled Debt Interest Income
LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome
33000 USD
CY2013Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
783927000 USD
CY2014Q1 us-gaap Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest
LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest
2179000 USD
CY2013Q4 us-gaap Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest
LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest
2871000 USD
CY2013Q1 us-gaap Loans And Leases Receivable Impaired Troubled Debt Interest Income
LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome
63000 USD
CY2014Q1 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
786812000 USD
CY2013Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
783346000 USD
CY2014Q1 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
776703000 USD
CY2013Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
773242000 USD
CY2014Q1 us-gaap Loans And Leases Receivable Ratio Of Nonperforming Loans To All Loans
LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans
0.0041 pure
CY2013Q4 us-gaap Loans And Leases Receivable Ratio Of Nonperforming Loans To All Loans
LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans
0.0052 pure
CY2014Q1 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
2859000 USD
CY2013Q4 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
3453000 USD
CY2014Q1 us-gaap Loans Held For Sale Mortgages
LoansHeldForSaleMortgages
2808000 USD
CY2013Q4 us-gaap Loans Held For Sale Mortgages
LoansHeldForSaleMortgages
3402000 USD
CY2014Q1 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
775279000 USD
CY2013Q4 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
771460000 USD
CY2014Q1 us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-5549000 USD
CY2013Q1 us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-1252000 USD
CY2014Q1 us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
3199000 USD
CY2013Q1 us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
7170000 USD
CY2014Q1 us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
2153000 USD
CY2013Q1 us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
6818000 USD
CY2014Q1 us-gaap Net Income Loss
NetIncomeLoss
930000 USD
CY2013Q1 us-gaap Net Income Loss
NetIncomeLoss
1056000 USD
CY2014Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
877000 USD
CY2013Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1004000 USD
CY2014Q1 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
157616000 USD
CY2013Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
154002000 USD
CY2014Q1 us-gaap Noninterest Expense
NoninterestExpense
10738000 USD
CY2013Q1 us-gaap Noninterest Expense
NoninterestExpense
10622000 USD
CY2014Q1 us-gaap Noninterest Income
NoninterestIncome
3532000 USD
CY2013Q1 us-gaap Noninterest Income
NoninterestIncome
3816000 USD
CY2014Q1 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
677000 USD
CY2013Q1 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
766000 USD
CY2014Q1 us-gaap Occupancy Net
OccupancyNet
839000 USD
CY2013Q1 us-gaap Occupancy Net
OccupancyNet
773000 USD
CY2014Q1 us-gaap Other Assets
OtherAssets
6449000 USD
CY2013Q4 us-gaap Other Assets
OtherAssets
7478000 USD
CY2014Q1 us-gaap Other Borrowings
OtherBorrowings
41085000 USD
CY2013Q4 us-gaap Other Borrowings
OtherBorrowings
38085000 USD
CY2014Q1 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
-37000 USD
CY2013Q1 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
-47000 USD
CY2014Q1 us-gaap Other Comprehensive Income Defined Benefit Plans Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentBeforeTaxPortionAttributableToParent
-392000 USD
CY2013Q1 us-gaap Other Comprehensive Income Defined Benefit Plans Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentBeforeTaxPortionAttributableToParent
-489000 USD
CY2014Q1 us-gaap Other Comprehensive Income Defined Benefit Plans Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent
-133000 USD
CY2013Q1 us-gaap Other Comprehensive Income Defined Benefit Plans Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent
-166000 USD
CY2014Q1 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
561000 USD
CY2013Q1 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-44000 USD
CY2014Q1 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
57000 USD
CY2013Q1 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
71000 USD
CY2014Q1 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
20000 USD
CY2013Q1 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
24000 USD
CY2013Q1 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax
334000 USD
CY2013Q1 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax
220000 USD
CY2013Q1 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax
-114000 USD
CY2014Q1 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
514000 USD
CY2013Q1 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-484000 USD
CY2014Q1 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
175000 USD
CY2013Q1 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-164000 USD
CY2014Q1 us-gaap Other Depreciation And Amortization
OtherDepreciationAndAmortization
457000 USD
CY2013Q1 us-gaap Other Depreciation And Amortization
OtherDepreciationAndAmortization
386000 USD
CY2014Q1 us-gaap Other Liabilities
OtherLiabilities
7617000 USD
CY2013Q4 us-gaap Other Liabilities
OtherLiabilities
8567000 USD
CY2014Q1 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1168000 USD
CY2013Q1 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1307000 USD
CY2014Q1 us-gaap Other Real Estate
OtherRealEstate
1017000 USD
CY2013Q4 us-gaap Other Short Term Investments
OtherShortTermInvestments
6811000 USD
CY2013Q4 us-gaap Other Real Estate
OtherRealEstate
1017000 USD
CY2014Q1 us-gaap Other Short Term Investments
OtherShortTermInvestments
6051000 USD
CY2014Q1 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
6109000 USD
CY2013Q1 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
16288000 USD
CY2014Q1 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
-2973000 USD
CY2013Q1 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
-614000 USD
CY2014Q1 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
37426000 USD
CY2013Q1 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
34833000 USD
CY2014Q1 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
187000 USD
CY2013Q1 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
USD
CY2014Q1 us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
53000 USD
CY2013Q1 us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
52000 USD
CY2014Q1 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
2520000 USD
CY2013Q1 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
10170000 USD
CY2014Q1 us-gaap Payments To Acquire Federal Home Loan Bank Stock
PaymentsToAcquireFederalHomeLoanBankStock
1830000 USD
CY2013Q1 us-gaap Payments To Acquire Federal Home Loan Bank Stock
PaymentsToAcquireFederalHomeLoanBankStock
USD
CY2014Q1 us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
151000 USD
CY2013Q1 us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
3423000 USD
CY2014Q1 us-gaap Payments To Acquire Loans Held For Investment
PaymentsToAcquireLoansHeldForInvestment
USD
CY2013Q1 us-gaap Payments To Acquire Loans Held For Investment
PaymentsToAcquireLoansHeldForInvestment
3000000 USD
CY2014Q1 us-gaap Payments To Acquire Other Property Plant And Equipment
PaymentsToAcquireOtherPropertyPlantAndEquipment
389000 USD
CY2013Q1 us-gaap Payments To Acquire Other Property Plant And Equipment
PaymentsToAcquireOtherPropertyPlantAndEquipment
1146000 USD
CY2014Q1 us-gaap Preferred Stock Liquidation Preference
PreferredStockLiquidationPreference
1000
CY2013Q4 us-gaap Preferred Stock Liquidation Preference
PreferredStockLiquidationPreference
1000
CY2014Q1 us-gaap Preferred Stock No Par Value
PreferredStockNoParValue
0.00
CY2013Q4 us-gaap Preferred Stock No Par Value
PreferredStockNoParValue
0.00
CY2014Q1 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
2000000 shares
CY2013Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
2000000 shares
CY2014Q1 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
21000 shares
CY2013Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
21000 shares
CY2014Q1 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
21000 shares
CY2013Q4 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
21000 shares
CY2014Q1 us-gaap Preferred Stock Value
PreferredStockValue
21000000 USD
CY2013Q4 us-gaap Preferred Stock Value
PreferredStockValue
21000000 USD
CY2014Q1 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
3000000 USD
CY2013Q1 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
9000000 USD
CY2011Q3 us-gaap Proceeds From Issuance Of Preferred Stock And Preference Stock
ProceedsFromIssuanceOfPreferredStockAndPreferenceStock
21000000 USD
CY2014Q1 us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
34040000 USD
CY2013Q1 us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
42737000 USD
CY2014Q1 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
-29072000 USD
CY2013Q1 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
-15660000 USD
CY2014Q1 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
5428000 USD
CY2013Q1 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
13305000 USD
CY2014Q1 us-gaap Proceeds From Sale And Maturity Of Held To Maturity Securities
ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities
321000 USD
CY2013Q1 us-gaap Proceeds From Sale And Maturity Of Held To Maturity Securities
ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities
755000 USD
CY2014Q1 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
2753000 USD
CY2013Q1 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
1218000 USD
CY2014Q1 us-gaap Proceeds From Sale Of Loans Held For Investment
ProceedsFromSaleOfLoansHeldForInvestment
USD
CY2013Q1 us-gaap Proceeds From Sale Of Loans Held For Investment
ProceedsFromSaleOfLoansHeldForInvestment
1000000 USD
CY2014Q1 us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
6804000 USD
CY2013Q1 us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
23309000 USD
CY2014Q1 us-gaap Proceeds From Sale Of Other Real Estate
ProceedsFromSaleOfOtherRealEstate
USD
CY2013Q1 us-gaap Proceeds From Sale Of Other Real Estate
ProceedsFromSaleOfOtherRealEstate
113000 USD
CY2014Q1 us-gaap Professional Fees
ProfessionalFees
1308000 USD
CY2013Q1 us-gaap Professional Fees
ProfessionalFees
1035000 USD
CY2014Q1 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
13056000 USD
CY2013Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
13119000 USD
CY2014Q1 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
USD
CY2013Q1 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
250000 USD
CY2014Q1 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
USD
CY2013Q1 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
6000000 USD
CY2014Q1 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
28247000 USD
CY2013Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
27557000 USD
CY2013Q4 us-gaap Treasury Stock Value
TreasuryStockValue
74829000 USD
CY2014Q1 us-gaap Share Based Compensation
ShareBasedCompensation
32000 USD
CY2013Q1 us-gaap Share Based Compensation
ShareBasedCompensation
17000 USD
CY2014Q1 us-gaap Stockholders Equity
StockholdersEquity
114590000 USD
CY2013Q4 us-gaap Stockholders Equity
StockholdersEquity
113307000 USD
CY2014Q1 us-gaap Supplies And Postage Expense
SuppliesAndPostageExpense
183000 USD
CY2013Q1 us-gaap Supplies And Postage Expense
SuppliesAndPostageExpense
211000 USD
CY2014Q1 us-gaap Tangible Capital To Tangible Assets
TangibleCapitalToTangibleAssets
0.078 pure
CY2014Q1 us-gaap Taxes Other
TaxesOther
296000 USD
CY2013Q1 us-gaap Taxes Other
TaxesOther
376000 USD
CY2014Q1 us-gaap Transfer Of Other Real Estate
TransferOfOtherRealEstate
USD
CY2013Q1 us-gaap Transfer Of Other Real Estate
TransferOfOtherRealEstate
71000 USD
CY2014Q1 us-gaap Treasury Stock Shares
TreasuryStockShares
7617819 shares
CY2013Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
7617819 shares
CY2014Q1 us-gaap Treasury Stock Value
TreasuryStockValue
74829000 USD
CY2014Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
18904000 shares
CY2013Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
19257000 shares
CY2014Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
18786000 shares
CY2013Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
19168000 shares

Files In Submission

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asrv-20140331.xml Edgar Link completed
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