2015 Q4 Form 10-Q Financial Statement

#000119312515359504 Filed on October 30, 2015

View on sec.gov

Income Statement

Concept 2015 Q4 2015 Q3 2014 Q3
Revenue $6.750M $6.779M
YoY Change -0.43% -1.12%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $310.0K $310.0K $190.0K
YoY Change 40.91% 63.16% 0.0%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $1.080M $1.331M
YoY Change -18.86% -16.08%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $2.590M $2.634M $2.581M
YoY Change -1.52% 2.05% 6.3%
Income Tax $650.0K $724.0K $709.0K
% Of Pretax Income 25.1% 27.49% 27.47%
Net Earnings $1.940M $1.910M $1.872M
YoY Change 2.11% 2.03% 4.46%
Net Earnings / Revenue 28.3% 27.61%
Basic Earnings Per Share
Diluted Earnings Per Share $533.0K $524.7K $513.7K
COMMON SHARES
Basic Shares Outstanding 3.643M shares 3.643M shares
Diluted Shares Outstanding

Balance Sheet

Concept 2015 Q4 2015 Q3 2014 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $13.12M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $11.87M $11.70M $10.18M
YoY Change 9.8% 14.99% -4.91%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $817.2M $818.0M $781.1M
YoY Change 3.54% 4.72% 4.91%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $3.400M $3.400M $10.60M
YoY Change 9.68% -67.92% 211.76%
Deferred Revenue
YoY Change
Short-Term Debt $3.000M $3.400M $4.300M
YoY Change -36.17% -20.93% 59.26%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $3.400M $3.400M $10.60M
YoY Change 9.68% -67.92% 211.76%
LONG-TERM LIABILITIES
Long-Term Debt $7.200M $7.200M $12.20M
YoY Change -40.98% -40.98% -45.05%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $7.200M $7.200M $12.20M
YoY Change -40.98% -40.98% -45.05%
TOTAL LIABILITIES
Total Short-Term Liabilities $3.400M $3.400M $10.60M
Total Long-Term Liabilities $7.200M $7.200M $12.20M
Total Liabilities $737.2M $738.4M $707.9M
YoY Change 3.34% 4.3% 4.29%
SHAREHOLDERS EQUITY
Retained Earnings $80.85M $75.08M
YoY Change 6.11%
Common Stock $3.805M $3.802M
YoY Change 0.08%
Preferred Stock
YoY Change
Treasury Stock (at cost) $6.638M $6.639M
YoY Change -0.02%
Treasury Stock Shares 313.7K shares 313.7K shares 313.8K shares
Shareholders Equity $79.90M $79.60M $73.20M
YoY Change
Total Liabilities & Shareholders Equity $817.2M $818.0M $781.1M
YoY Change 3.54% 4.72% 4.91%

Cashflow Statement

Concept 2015 Q4 2015 Q3 2014 Q3
OPERATING ACTIVITIES
Net Income $1.940M $1.910M $1.872M
YoY Change 2.11% 2.03% 4.46%
Depreciation, Depletion And Amortization $310.0K $310.0K $190.0K
YoY Change 40.91% 63.16% 0.0%
Cash From Operating Activities $4.450M $3.240M $13.45M
YoY Change -242.17% -75.91% 135.55%
INVESTING ACTIVITIES
Capital Expenditures -$340.0K -$770.0K $0.00
YoY Change -52.78% -100.0%
Acquisitions
YoY Change
Other Investing Activities $2.210M -$9.150M $2.790M
YoY Change -127.28% -427.96% -85.02%
Cash From Investing Activities $1.860M -$9.920M $2.780M
YoY Change -121.09% -456.83% -85.05%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -1.980M 8.050M -3.180M
YoY Change -116.24% -353.14% -87.07%
NET CHANGE
Cash From Operating Activities 4.450M 3.240M 13.45M
Cash From Investing Activities 1.860M -9.920M 2.780M
Cash From Financing Activities -1.980M 8.050M -3.180M
Net Change In Cash 4.330M 1.370M 13.05M
YoY Change 1704.17% -89.5% -4760.71%
FREE CASH FLOW
Cash From Operating Activities $4.450M $3.240M $13.45M
Capital Expenditures -$340.0K -$770.0K $0.00
Free Cash Flow $4.790M $4.010M $13.45M
YoY Change -298.76% -70.19% 133.51%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
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us-gaap Comprehensive Income Net Of Tax
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11054000 USD
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11000 USD
CY2014Q3 us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
-235000 USD
us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
14000 USD
CY2015Q3 us-gaap Available For Sale Securities Pledged As Collateral
AvailableForSaleSecuritiesPledgedAsCollateral
136100000 USD
CY2014Q4 us-gaap Available For Sale Securities Pledged As Collateral
AvailableForSaleSecuritiesPledgedAsCollateral
132200000 USD
CY2014Q4 us-gaap Cost Method Investments
CostMethodInvestments
1600000 USD
CY2015Q3 aubn Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses3
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses3
190000 USD
CY2014Q4 aubn Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses3
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses3
56000 USD
CY2015Q3 aubn Impaired Financing Receivable Troubled Debt Restructuring Still Accruing
ImpairedFinancingReceivableTroubledDebtRestructuringStillAccruing
1092000 USD
CY2015Q3 aubn Impaired Financing Receivable Troubled Debt Restructuring Nonaccrual
ImpairedFinancingReceivableTroubledDebtRestructuringNonaccrual
830000 USD
CY2015Q3 aubn Impaired Financing Receivable Trouble Debt Structuring
ImpairedFinancingReceivableTroubleDebtStructuring
1922000 USD
CY2015Q3 aubn Impaired Financing Receivable Troubled Debt Restructuring Allowance For Credit Losses
ImpairedFinancingReceivableTroubledDebtRestructuringAllowanceForCreditLosses
130000 USD
CY2015Q3 aubn Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses3
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses3
805000 USD
CY2014Q4 aubn Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses3
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses3
1480000 USD
CY2014Q4 aubn Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses3
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses3
1424000 USD
CY2015Q3 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
5007000 USD
CY2015Q3 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
29011000 USD
CY2015Q3 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
47248000 USD
CY2015Q3 aubn Available For Sale Securities Fair Value
AvailableForSaleSecuritiesFairValue
250142000 USD
CY2015Q3 aubn Available For Sale Securities Gross Unrealized Gain1
AvailableForSaleSecuritiesGrossUnrealizedGain1
5120000 USD
CY2015Q3 aubn Available For Sale Securities Gross Unrealized Losses
AvailableForSaleSecuritiesGrossUnrealizedLosses
805000 USD
CY2015Q3 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
245827000 USD
CY2014Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
0 USD
CY2014Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
31449000 USD
CY2014Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
44912000 USD
CY2014Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
191242000 USD
CY2014Q4 aubn Available For Sale Securities Fair Value
AvailableForSaleSecuritiesFairValue
267603000 USD
CY2014Q4 aubn Available For Sale Securities Gross Unrealized Gain1
AvailableForSaleSecuritiesGrossUnrealizedGain1
5351000 USD
CY2014Q4 aubn Available For Sale Securities Gross Unrealized Losses
AvailableForSaleSecuritiesGrossUnrealizedLosses
1480000 USD
CY2014Q4 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
263732000 USD
CY2014Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
4836000 USD
CY2014Q3 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
3957135 shares
CY2014Q3 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
4754000 USD
CY2014Q3 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
4552000 USD
CY2014Q3 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
391716000 USD
CY2014Q3 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
202000 USD
CY2014Q3 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
3508000 USD
CY2014Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
4754000 USD
CY2014Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
395224000 USD
CY2015Q4 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
3643478 shares
CY2014Q4 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2014Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
200000 shares
CY2014Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0 shares
CY2015Q3 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
8500000 shares
CY2015Q3 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
3957135 shares
CY2015Q3 us-gaap Treasury Stock Shares
TreasuryStockShares
313657 shares
CY2015Q3 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2014Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2014Q4 us-gaap Servicing Asset At Amortized Value
ServicingAssetAtAmortizedValue
2388000 USD
CY2013Q4 us-gaap Servicing Asset At Amortized Value
ServicingAssetAtAmortizedValue
2350000 USD
CY2013Q4 us-gaap Servicing Asset At Amortized Value Fair Value
ServicingAssetAtAmortizedValueFairValue
3452000 USD
CY2013Q4 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
0 USD
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
2928000 USD
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
3561000 USD
CY2015Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
664000 USD
CY2014Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
622000 USD
us-gaap Stock Issued During Period Value Treasury Stock Reissued
StockIssuedDuringPeriodValueTreasuryStockReissued
4000 USD
us-gaap Profit Loss
ProfitLoss
5922000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
279000 USD
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
375000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
16071000 USD
us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
624000 USD
us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
660000 USD
us-gaap Noninterest Income Other
NoninterestIncomeOther
1081000 USD
CY2015Q3 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
362000 USD
CY2014Q3 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
534000 USD
us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
1153000 USD
us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
1268000 USD
CY2015Q3 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
116000 USD
us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
-197000 USD
CY2015Q3 aubn Total Other Than Temporary Impairments On Available For Sale Securities
TotalOtherThanTemporaryImpairmentsOnAvailableForSaleSecurities
0 USD
CY2014Q3 aubn Total Other Than Temporary Impairments On Available For Sale Securities
TotalOtherThanTemporaryImpairmentsOnAvailableForSaleSecurities
0 USD
aubn Total Other Than Temporary Impairments On Available For Sale Securities
TotalOtherThanTemporaryImpairmentsOnAvailableForSaleSecurities
0 USD
aubn Total Other Than Temporary Impairments On Available For Sale Securities
TotalOtherThanTemporaryImpairmentsOnAvailableForSaleSecurities
333000 USD
CY2015Q3 aubn Total Security Gains Or Losses Net
TotalSecurityGainsOrLossesNet
11000 USD
CY2014Q3 aubn Total Security Gains Or Losses Net
TotalSecurityGainsOrLossesNet
-235000 USD
aubn Total Security Gains Or Losses Net
TotalSecurityGainsOrLossesNet
14000 USD
aubn Total Security Gains Or Losses Net
TotalSecurityGainsOrLossesNet
-530000 USD
CY2015Q3 us-gaap Noninterest Income
NoninterestIncome
1056000 USD
CY2014Q3 us-gaap Noninterest Income
NoninterestIncome
1017000 USD
us-gaap Noninterest Income
NoninterestIncome
3544000 USD
us-gaap Noninterest Income
NoninterestIncome
2854000 USD
CY2015Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
2255000 USD
CY2014Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
2199000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
6814000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
6701000 USD
CY2015Q3 us-gaap Occupancy Net
OccupancyNet
405000 USD
CY2014Q3 us-gaap Occupancy Net
OccupancyNet
346000 USD
us-gaap Occupancy Net
OccupancyNet
1125000 USD
us-gaap Occupancy Net
OccupancyNet
1039000 USD
CY2015Q3 us-gaap Professional Fees
ProfessionalFees
191000 USD
CY2014Q3 us-gaap Professional Fees
ProfessionalFees
204000 USD
us-gaap Professional Fees
ProfessionalFees
610000 USD
us-gaap Professional Fees
ProfessionalFees
635000 USD
CY2015Q3 aubn Fdic And Other Regulatory Assessments
FdicAndOtherRegulatoryAssessments
120000 USD
CY2014Q3 aubn Fdic And Other Regulatory Assessments
FdicAndOtherRegulatoryAssessments
125000 USD
aubn Fdic And Other Regulatory Assessments
FdicAndOtherRegulatoryAssessments
363000 USD
aubn Fdic And Other Regulatory Assessments
FdicAndOtherRegulatoryAssessments
399000 USD
CY2015Q3 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
1000 USD
CY2014Q3 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
-237000 USD
us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
19000 USD
us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
-181000 USD
CY2015Q3 aubn Prepayment Penalty On Extinguishment Of Debt
PrepaymentPenaltyOnExtinguishmentOfDebt
0 USD
CY2014Q3 aubn Prepayment Penalty On Extinguishment Of Debt
PrepaymentPenaltyOnExtinguishmentOfDebt
0 USD
aubn Prepayment Penalty On Extinguishment Of Debt
PrepaymentPenaltyOnExtinguishmentOfDebt
362000 USD
aubn Prepayment Penalty On Extinguishment Of Debt
PrepaymentPenaltyOnExtinguishmentOfDebt
0 USD
CY2014Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
947000 USD
us-gaap Other Noninterest Expense
OtherNoninterestExpense
2942000 USD
us-gaap Other Noninterest Expense
OtherNoninterestExpense
2731000 USD
CY2014Q3 us-gaap Noninterest Expense
NoninterestExpense
3584000 USD
us-gaap Noninterest Expense
NoninterestExpense
12235000 USD
us-gaap Noninterest Expense
NoninterestExpense
11324000 USD
CY2014Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
2581000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
8090000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
7601000 USD
CY2014Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
709000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2168000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2049000 USD
CY2015Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
1444000 USD
CY2015Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
7000 USD
CY2015Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
3347000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
6201000 USD
CY2015Q3 aubn Basic And Diluted Weighted Average Shares Outstanding
BasicAndDilutedWeightedAverageSharesOutstanding
3643455 shares
CY2014Q3 aubn Basic And Diluted Weighted Average Shares Outstanding
BasicAndDilutedWeightedAverageSharesOutstanding
3643328 shares
aubn Basic And Diluted Weighted Average Shares Outstanding
BasicAndDilutedWeightedAverageSharesOutstanding
3643411 shares
aubn Basic And Diluted Weighted Average Shares Outstanding
BasicAndDilutedWeightedAverageSharesOutstanding
3643262 shares
CY2015Q3 us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.52
CY2014Q3 us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.51
us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
1.63
us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
1.52
CY2015Q3 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
11000 USD
CY2014Q3 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
429000 USD
us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
14000 USD
us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
467000 USD
CY2015Q3 us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
11000 USD
CY2014Q3 us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
-235000 USD
us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
14000 USD
us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
-197000 USD
us-gaap Gain Loss On Investments
GainLossOnInvestments
14000 USD
us-gaap Gain Loss On Investments
GainLossOnInvestments
-530000 USD
us-gaap Nature Of Operations
NatureOfOperations
<div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >General</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:24.5pt;' >Auburn National Bancorporation, Inc. (the &#8220;Company&#8221;) provides a full range of </font><font style='font-family:Times New Roman;font-size:10pt;' >banking services to individual and corporate customers in Lee County, Alabama and surrounding counties through its wholly owned subsidiary, </font><font style='font-family:Times New Roman;font-size:10pt;' >AuburnBank</font><font style='font-family:Times New Roman;font-size:10pt;' > (the &#8220;Bank&#8221;). The Company does not have any segments other than banking that are considered material</font></p></div>
us-gaap Basis Of Accounting
BasisOfAccounting
<div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >Ba</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >sis of Presentation and Use of Estimates</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:24.5pt;' >The unaudited consolidated financial statements in this report have been prepared in accordance with U.S. generally accepted accounting principles</font><font style='font-family:Times New Roman;font-size:10pt;' > (&#8220;GAAP&#8221;)</font><font style='font-family:Times New Roman;font-size:10pt;' > for interim financial information. Accordingly, these fin</font><font style='font-family:Times New Roman;font-size:10pt;' >ancial statements do not include all of the information and footnotes required by U.S. </font><font style='font-family:Times New Roman;font-size:10pt;' >GAAP </font><font style='font-family:Times New Roman;font-size:10pt;' >for complete financial statements. The unaudited consolidated financial statements include, in the opinion of management, all adjustments necessary to present a fa</font><font style='font-family:Times New Roman;font-size:10pt;' >ir statement of the financial position and the results of operations for all periods presented. All such adjustments are of a normal recurring nature. The results of operations </font><font style='font-family:Times New Roman;font-size:10pt;' >in the interim statements </font><font style='font-family:Times New Roman;font-size:10pt;' >are not necessarily indicative of the results of oper</font><font style='font-family:Times New Roman;font-size:10pt;' >ations that the Company and its subsidiaries may achieve for future interim periods or the entire year. For further information, refer to the consolidated financial statements and footnotes included in the Company&#39;s </font><font style='font-family:Times New Roman;font-size:10pt;' >A</font><font style='font-family:Times New Roman;font-size:10pt;' >nnual </font><font style='font-family:Times New Roman;font-size:10pt;' >R</font><font style='font-family:Times New Roman;font-size:10pt;' >eport on Form 10-K for the year </font><font style='font-family:Times New Roman;font-size:10pt;' >ended </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31,</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >2014</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:left;line-height:12pt;' ></p></div>
us-gaap Use Of Estimates
UseOfEstimates
<div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:24.5pt;' >The preparation of financial statements in conformity with U.S. GAAP requires management t</font><font style='font-family:Times New Roman;font-size:10pt;' >o make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities as of the balance sheet date and the reported amounts of revenues and expenses during the reporting period. Ac</font><font style='font-family:Times New Roman;font-size:10pt;' >tual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term include other-than-temporary impairment on investment securities, the determination of the allowance for loan losse</font><font style='font-family:Times New Roman;font-size:10pt;' >s, fair value of financial instruments, and the valuation of deferred tax assets and other real estate owned.</font></p><p style='text-align:left;line-height:12pt;' ></p></div>
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
200000 USD
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-100000 USD
us-gaap Depreciation And Amortization
DepreciationAndAmortization
863000 USD
us-gaap Depreciation And Amortization
DepreciationAndAmortization
557000 USD
us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-1186000 USD
us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-1150000 USD
us-gaap Gain Loss On Sale Of Mortgage Loans
GainLossOnSaleOfMortgageLoans
942000 USD
us-gaap Gain Loss On Sale Of Mortgage Loans
GainLossOnSaleOfMortgageLoans
880000 USD
us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Provisions Recoveries
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries
-52000 USD
us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Provisions Recoveries
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisionsRecoveries
31000 USD
aubn Net Loss Gain On Other Real Estate
NetLossGainOnOtherRealEstate
-6000 USD
aubn Net Loss Gain On Other Real Estate
NetLossGainOnOtherRealEstate
204000 USD
us-gaap Payments Of Debt Extinguishment Costs
PaymentsOfDebtExtinguishmentCosts
-362000 USD
us-gaap Payments Of Debt Extinguishment Costs
PaymentsOfDebtExtinguishmentCosts
0 USD
us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
55956000 USD
us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
44185000 USD
us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
54882000 USD
us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
43469000 USD
us-gaap Life Insurance Corporate Or Bank Owned Change In Value
LifeInsuranceCorporateOrBankOwnedChangeInValue
353000 USD
us-gaap Life Insurance Corporate Or Bank Owned Change In Value
LifeInsuranceCorporateOrBankOwnedChangeInValue
375000 USD
aubn Income Recognized From Death Benefit On Bank Owned Life Insurance
IncomeRecognizedFromDeathBenefitOnBankOwnedLifeInsurance
276000 USD
aubn Income Recognized From Death Benefit On Bank Owned Life Insurance
IncomeRecognizedFromDeathBenefitOnBankOwnedLifeInsurance
0 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-293000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
82000 USD
us-gaap Increase Decrease In Operating Liabilities
IncreaseDecreaseInOperatingLiabilities
280000 USD
us-gaap Increase Decrease In Operating Liabilities
IncreaseDecreaseInOperatingLiabilities
8200000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
6401000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
13663000 USD
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
0 USD
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
37132000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
23981000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
47241000 USD
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
7249000 USD
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
70943000 USD
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
19527000 USD
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
12126000 USD
us-gaap Payments For Proceeds From Productive Assets
PaymentsForProceedsFromProductiveAssets
1189000 USD
us-gaap Payments For Proceeds From Productive Assets
PaymentsForProceedsFromProductiveAssets
19000 USD
aubn Proceeds From Bank Owned Life Insurance Death Benefit
ProceedsFromBankOwnedLifeInsuranceDeathBenefit
1319000 USD
aubn Proceeds From Bank Owned Life Insurance Death Benefit
ProceedsFromBankOwnedLifeInsuranceDeathBenefit
0 USD
us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
-191000 USD
us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
-235000 USD
us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
250000 USD
us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
3322000 USD
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
-2224000 USD
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
4842000 USD
us-gaap Net Change Noninterest Bearing Deposits Domestic
NetChangeNoninterestBearingDepositsDomestic
25454000 USD
us-gaap Net Change Noninterest Bearing Deposits Domestic
NetChangeNoninterestBearingDepositsDomestic
1732000 USD
us-gaap Net Change Interest Bearing Deposits Domestic
NetChangeInterestBearingDepositsDomestic
5467000 USD
us-gaap Net Change Interest Bearing Deposits Domestic
NetChangeInterestBearingDepositsDomestic
10187000 USD
us-gaap Proceeds From Payments For Federal Funds Sold And Securities Purchased Under Agreements To Resell Net
ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNet
-1234000 USD
us-gaap Proceeds From Payments For Federal Funds Sold And Securities Purchased Under Agreements To Resell Net
ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNet
971000 USD
us-gaap Repayments Of Long Term Debt
RepaymentsOfLongTermDebt
5362000 USD
us-gaap Repayments Of Long Term Debt
RepaymentsOfLongTermDebt
0 USD
us-gaap Payments Of Ordinary Dividends
PaymentsOfOrdinaryDividends
2405000 USD
us-gaap Payments Of Ordinary Dividends
PaymentsOfOrdinaryDividends
2351000 USD
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
21920000 USD
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
10539000 USD
us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
26097000 USD
us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
29044000 USD
us-gaap Interest Paid
InterestPaid
3503000 USD
us-gaap Interest Paid
InterestPaid
4125000 USD
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
1803000 USD
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
963000 USD
us-gaap Transfer Of Other Real Estate
TransferOfOtherRealEstate
0 USD
us-gaap Transfer Of Other Real Estate
TransferOfOtherRealEstate
449000 USD
dei Amendment Flag
AmendmentFlag
false
dei Document Type
DocumentType
10-Q
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2015
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q3
dei Document Period End Date
DocumentPeriodEndDate
2015-09-30
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
dei Entity Central Index Key
EntityCentralIndexKey
0000750574
dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
dei Entity Registrant Name
EntityRegistrantName
Auburn National Bancorporation, Inc
dei Trading Symbol
TradingSymbol
AUBN
dei Entity Voluntary Filers
EntityVoluntaryFilers
No
dei Entity Well Known Seasoned Issuer
EntityWellKnownSeasonedIssuer
No
CY2015Q3 us-gaap Cash Cash Equivalents And Federal Funds Sold
CashCashEquivalentsAndFederalFundsSold
109600000 USD
CY2014Q4 us-gaap Cash Cash Equivalents And Federal Funds Sold
CashCashEquivalentsAndFederalFundsSold
83503000 USD
CY2014Q3 us-gaap Cash Cash Equivalents And Federal Funds Sold
CashCashEquivalentsAndFederalFundsSold
83266000 USD
CY2013Q4 us-gaap Cash Cash Equivalents And Federal Funds Sold
CashCashEquivalentsAndFederalFundsSold
54222000 USD
us-gaap Profit Loss
ProfitLoss
5552000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
5502000 USD
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
-2351000 USD
us-gaap Stock Issued During Period Value Treasury Stock Reissued
StockIssuedDuringPeriodValueTreasuryStockReissued
5000 USD
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
-2405000 USD
CY2013Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
64485000 USD
CY2013Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
3957135 shares
us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.66
us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.645
us-gaap Stock Issued During Period Shares Treasury Stock Reissued
StockIssuedDuringPeriodSharesTreasuryStockReissued
150 shares
us-gaap Stock Issued During Period Shares Treasury Stock Reissued
StockIssuedDuringPeriodSharesTreasuryStockReissued
210 shares
us-gaap Servicing Asset At Amortized Value Valuation Allowance
ServicingAssetAtAmortizedValueValuationAllowance
52000 USD
aubn Financingreceivableallowanceforcreditlossadditionalinformationtabletextblock
Financingreceivableallowanceforcreditlossadditionalinformationtabletextblock
<div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:114.75pt;text-align:left;border-color:Black;min-width:114.75pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td colspan='2' rowspan='1' style='width:101.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Collectively evaluated (1)</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td colspan='2' rowspan='1' style='width:101.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Individually evaluated (2)</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td colspan='2' rowspan='1' style='width:101.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total</font></td></tr><tr style='height:12.75pt;' ><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:114.75pt;text-align:left;border-color:Black;min-width:114.75pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Allowance</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Recorded</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Allowance</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Recorded</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Allowance</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Recorded</font></td></tr><tr style='height:12.75pt;' ><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:114.75pt;text-align:left;border-color:Black;min-width:114.75pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >for loan</font></td><td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >investment</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >for loan</font></td><td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >investment</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >for loan</font></td><td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >investment</font></td></tr><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:167.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:167.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-style:italic;color:#000000;' >(In thousands)</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >losses</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >in loans</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >losses</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >in loans</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >losses</font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >in loans</font></td></tr><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:167.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:167.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >September 30, 2015:</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48.75pt;' ></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48.75pt;' ></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48.75pt;' ></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ></td></tr><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:167.25pt;text-align:left;border-color:Black;min-width:167.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Commercial and industrial</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >504</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >47,869</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#8212;</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >56</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >504</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >47,925</font></td></tr><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:167.25pt;text-align:left;border-color:Black;min-width:167.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Construction and land development</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >627</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >40,999</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#8212;</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >593</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >627</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >41,592</font></td></tr><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:167.25pt;text-align:left;border-color:Black;min-width:167.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Commercial real estate</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,719</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >197,693</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >960</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >3,756</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2,679</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >201,449</font></td></tr><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:167.25pt;text-align:left;border-color:Black;min-width:167.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Residential real estate</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,103</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >117,863</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#8212;</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#8212;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,103</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >117,863</font></td></tr><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:167.25pt;text-align:left;border-color:Black;min-width:167.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Consumer installment</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >214</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >14,362</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#8212;</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#8212;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >214</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >14,362</font></td></tr><tr style='height:12.75pt;' ><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td colspan='4' rowspan='1' style='width:146.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:146.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >4,167</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >418,786</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >960</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >4,405</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >5,127</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >423,191</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:167.25pt;text-align:left;border-color:Black;min-width:167.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >September 30, 2014:</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' ></td><td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' ></td><td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' ></td><td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' ></td></tr><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:167.25pt;text-align:left;border-color:Black;min-width:167.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Commercial and industrial</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >669</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >52,785</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#8212;</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >83</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >669</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >52,868</font></td></tr><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:167.25pt;text-align:left;border-color:Black;min-width:167.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Construction and land development</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >895</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >33,574</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#8212;</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >615</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >895</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >34,189</font></td></tr><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:167.25pt;text-align:left;border-color:Black;min-width:167.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Commercial real estate</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,733</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >188,150</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >202</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,927</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,935</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >190,077</font></td></tr><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:167.25pt;text-align:left;border-color:Black;min-width:167.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Residential real estate</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,083</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >105,672</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#8212;</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >883</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,083</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >106,555</font></td></tr><tr style='height:12.75pt;' ><td colspan='6' rowspan='1' style='width:167.25pt;text-align:left;border-color:Black;min-width:167.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Consumer installment</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >172</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >11,535</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#8212;</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#8212;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >172</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >11,535</font></td></tr><tr style='height:12.75pt;' ><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td colspan='4' rowspan='1' style='width:146.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:146.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >4,552</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >391,716</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >202</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >3,508</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >4,754</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >395,224</font></td></tr><tr style='height:6pt;' ><td style='width:10.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:114.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:114.75pt;' ></td><td style='width:10.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:52.5pt;' ></td><td style='width:10.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:52.5pt;' ></td><td style='width:10.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:52.5pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(1)</font></td><td colspan='13' rowspan='1' style='width:481.5pt;text-align:left;border-color:Black;min-width:481.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents loans collectively evaluated for impairment in accordance with ASC 450-20, </font><font style='font-family:Times New Roman;font-size:8pt;font-style:italic;color:#000000;' >Loss Contingencies</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > (formerly FAS 5), and </font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td colspan='13' rowspan='1' style='width:481.5pt;text-align:left;border-color:Black;min-width:481.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >pursuant to amendments by ASU 2010-20 regarding allowance for non-impaired loans.</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(2)</font></td><td colspan='13' rowspan='1' style='width:481.5pt;text-align:left;border-color:Black;min-width:481.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents loans individually evaluated for impairment in accordance with ASC 310-30, </font><font style='font-family:Times New Roman;font-size:8pt;font-style:italic;color:#000000;' >Receivables</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > (formerly FAS 114), and </font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td colspan='13' rowspan='1' style='width:481.5pt;text-align:left;border-color:Black;min-width:481.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.</font></td></tr></table></div>
CY2014Q3 us-gaap Servicing Asset At Amortized Value Additions
ServicingAssetAtAmortizedValueAdditions
168000 USD
CY2015Q3 us-gaap Servicing Asset At Amortized Value Amortization1
ServicingAssetAtAmortizedValueAmortization1
-171000 USD
CY2014Q3 us-gaap Servicing Asset At Amortized Value Amortization1
ServicingAssetAtAmortizedValueAmortization1
-89000 USD
CY2015Q3 us-gaap Profit Loss
ProfitLoss
1910000 USD
CY2014Q3 us-gaap Profit Loss
ProfitLoss
1872000 USD
CY2015Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
1437000 USD
CY2014Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-186000 USD
aubn Other Than Temporary Impairment Charges Agency Rmbs
OtherThanTemporaryImpairmentChargesAgencyRmbs
333000 USD
aubn Other Than Temporary Impairment Charges Included In Earnings
OtherThanTemporaryImpairmentChargesIncludedInEarnings
333000 USD
aubn Other Than Temporary Impairment Securities With Intent To Sell
OtherThanTemporaryImpairmentSecuritiesWithIntentToSell
333000 USD
aubn Other Than Temporary Impairment Charges On Debt Securities
OtherThanTemporaryImpairmentChargesOnDebtSecurities
333000 USD
CY2014Q3 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
326000 USD
CY2014Q3 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
52000 USD
CY2014Q3 aubn Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries
FinancingReceivableAllowanceForCreditLossesNetChargeoffsRecoveries
274000 USD
CY2014Q3 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
300000 USD
CY2015Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
4886000 USD
CY2014Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
4728000 USD
CY2013Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
5268000 USD
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
723000 USD
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
309000 USD
aubn Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries
FinancingReceivableAllowanceForCreditLossesNetChargeoffsRecoveries
414000 USD
us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
-100000 USD
CY2015Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
3008000 USD
CY2015Q3 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
12000 USD
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
3099000 USD
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
302000 USD
CY2014Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
3626000 USD
CY2014Q3 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
20000 USD
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
4484000 USD
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
62000 USD
CY2015Q3 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
216000 USD
CY2015Q3 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
218000 USD
us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
985000 USD
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
989000 USD
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
4 pure
CY2015Q3 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
1 pure
us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
2 pure
us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
411000 USD
CY2015Q3 us-gaap Servicing Asset At Amortized Value Additions
ServicingAssetAtAmortizedValueAdditions
174000 USD
CY2015Q3 us-gaap Servicing Asset At Amortized Value Valuation Allowance
ServicingAssetAtAmortizedValueValuationAllowance
13000 USD
CY2014Q3 us-gaap Servicing Asset At Amortized Value Valuation Allowance
ServicingAssetAtAmortizedValueValuationAllowance
12000 USD
us-gaap Servicing Asset At Amortized Value Additions
ServicingAssetAtAmortizedValueAdditions
440000 USD
us-gaap Servicing Asset At Amortized Value Additions
ServicingAssetAtAmortizedValueAdditions
371000 USD
us-gaap Servicing Asset At Amortized Value Amortization1
ServicingAssetAtAmortizedValueAmortization1
-505000 USD
us-gaap Servicing Asset At Amortized Value Amortization1
ServicingAssetAtAmortizedValueAmortization1
-253000 USD
CY2014Q2 us-gaap Servicing Asset At Amortized Value
ServicingAssetAtAmortizedValue
2346000 USD
CY2014Q2 us-gaap Servicing Asset At Amortized Value Fair Value
ServicingAssetAtAmortizedValueFairValue
3228000 USD
CY2014Q2 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
43000 USD
CY2014Q3 us-gaap Servicing Asset At Amortized Value Fair Value
ServicingAssetAtAmortizedValueFairValue
3314000 USD
CY2014Q3 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
31000 USD
CY2015Q2 us-gaap Servicing Asset At Amortized Value
ServicingAssetAtAmortizedValue
2359000 USD
CY2015Q2 us-gaap Servicing Asset At Amortized Value Fair Value
ServicingAssetAtAmortizedValueFairValue
3014000 USD
CY2015Q2 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
14000 USD
CY2015Q3 us-gaap Servicing Asset At Amortized Value
ServicingAssetAtAmortizedValue
2375000 USD
CY2015Q3 us-gaap Servicing Asset At Amortized Value Fair Value
ServicingAssetAtAmortizedValueFairValue
3052000 USD
CY2015Q3 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
1000 USD
aubn Other Than Temporary Impairment Charges Debt Securities Total
OtherThanTemporaryImpairmentChargesDebtSecuritiesTotal
333000 USD
CY2015Q3 aubn Percentage Of Loans Secured By Real Estate
PercentageOfLoansSecuredByRealEstate
0.853 pure
CY2015Q3 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
0 USD
CY2014Q3 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
664000 USD
us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
0 USD
us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
664000 USD
CY2014Q3 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
1302000 USD
CY2014Q3 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
1304000 USD
us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
1302000 USD
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
1304000 USD
CY2014Q3 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
2 pure
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
2 pure
CY2014Q3 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
1 pure
us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
1 pure
CY2014Q3 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
272000 USD

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