Grupo Aval Acciones Y Valores S.A. - Understand $aval stock

$AVAL Market Cap: $9.857 Trillion

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Financial Snapshot

Revenue

Gross Margin

Net Earnings

$1165B

TTM

Current Assets

Current Liabilities

$25800B

Q2 2024

Current Ratio

Total Assets

$316600B

Q2 2024

Total Liabilities

$299900B

Q2 2024

Book Value

$16720B

Q2 2024

Cash

P/E

8.462

Nov 29, 2024 EST

Free Cash Flow

$4546B

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998
Revenue
YoY Change

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020
Revenue
Cost Of Revenue
Gross Profit	$3218B	$4545B	$3099B	$2823B
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$1151B	$1091B	$1446B	$1402B	$1299B	$957.2B	$901.7B	$831.2B	$738.7B	$586.9B	$454.5B	$420.1B	$376.1B	$264.2B	$259.9B	$243.0B	$237.6B	$250.2B	$165.7B	$128.3B	$148.2B
YoY Change	5.56%	-24.6%	3.19%	7.92%	35.68%	6.15%	8.49%	12.51%	25.88%	29.12%	8.2%	11.69%	42.34%	1.65%	6.96%	2.3%	-5.05%	50.98%	29.17%	-13.43%
% of Gross Profit	35.77%	23.99%	46.67%	49.64%
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020
Interest Expense	$22630B	$11660B	$4661B	$5802B
YoY Change	94.03%	150.26%	-19.66%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998
Pretax Income	$3488B	$6274B	$8520B	$6475B	$7452B	$7334B	$5333B	$5950B	$5043B	$3935B	$4081B	$3820B	$3507B	$2574B	$2934B	$2115B	$1754B	$1885B	$1334B	$970.9B	$650.9B	$306.6B	$24.49B	-$7.562B	$29.22B	$58.88B
YoY Change	-44.42%	-26.36%	31.58%	-13.1%	1.6%	37.53%	-10.38%	17.99%	28.16%	-3.56%	6.83%	8.93%	36.24%	-12.27%	38.74%	20.59%	-6.97%	41.33%	37.38%	49.18%	112.28%	1151.85%	-423.88%	-125.88%	-50.38%
Income Tax	$1310B	$2271B	$2852B	$1844B	$2086B	$2150B	$1889B	$2156B	$1728B	$1449B	$1415B	$1368B	$1137B	$844.8B	$864.3B	$677.3B	$464.8B	$462.2B	$421.5B	$333.5B	$276.7B	$2.372B	$3.127B	$2.125B	$564.0M	$28.00M
% Of Pretax Income	37.57%	36.2%	33.47%	28.47%	28.0%	29.31%	35.41%	36.24%	34.26%	36.82%	34.67%	35.81%	32.42%	32.82%	29.46%	32.03%	26.51%	24.52%	31.6%	34.35%	42.51%	0.77%	12.77%		1.93%	0.05%
Net Earnings	$1438B	$4869B	$3298B	$2350B	$3034B	$2913B	$2170B	$2365B	$1997B	$1592B	$1645B	$1496B	$1286B	$842.0B	$1089B	$769.7B	$645.2B	$643.9B	$488.8B	$381.5B	$211.2B	$304.2B	$21.37B	-$9.687B	$28.65B	$58.86B
YoY Change	-70.46%	47.65%	40.36%	-22.57%	4.18%	34.24%	-8.24%	18.39%	25.46%	-3.22%	9.92%	16.34%	52.75%	-22.69%	41.5%	19.3%	0.2%	31.73%	28.14%	80.66%	-30.59%	1323.97%	-320.55%	-133.81%	-51.32%
Net Earnings / Revenue
Basic Earnings Per Share
Diluted Earnings Per Share	$60.57	$103.10	$148.0M	$105.4M	$136.2M	$130.7M	$97.39M	$106.1M	$89.64M	$76.27M	$88.40M	$80.66M	$78.87M	$60.39M	$78.11M	$55.20M	$46.40M	$48.32M	$36.68M	$28.62M	$15.84M	$22.83M	$1.603M	-$726.9K	$2.368M	$4.901M

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment	$6089B	$6354B	$8248B	$8165B	$8022B	$5752B	$5870B	$5949B	$5976B	$5267B	$4946B	$1539B	$1651B	$1608B	$1120B	$1056B	$1109B	$1041B	$661.2B	$494.0B	$1079B	$440.0M	$426.0M	$39.00M	$2.000M
YoY Change	-4.17%	-22.95%	1.01%	1.79%	39.46%	-2.01%	-1.33%	-0.44%	13.47%	6.48%	221.29%	-6.75%	2.66%	43.61%	6.09%	-4.82%	6.49%	57.5%	33.84%	-54.22%	245174.77%	3.29%	992.31%	1850.0%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$1291B	$1423B	$1173B	$1029B	$988.0B	$982.7B	$1043B	$1147B	$927.6B
YoY Change	-9.32%	21.36%	13.94%	4.19%	0.53%	-5.78%	-9.04%	23.61%
Other Assets	$1382B	$1944B	$1974B	$1102B	$452.8B	$528.1B	$239.8B	$417.7B	$1120B	$767.8B	$878.9B	$478.2B
YoY Change	-28.91%	-1.5%	79.08%	143.4%	-14.25%	120.16%	-42.58%	-62.71%	45.87%	-12.64%	83.8%
Total Long-Term Assets
YoY Change
Total Assets	$301200B	$295600B	$366900B	$322900B	$278800B	$259700B	$236600B	$224300B	$216700B	$177800B	$154400B	$127300B	$111500B	$97940B	$70920B	$63660B	$55940B	$49090B	$35190B	$26540B	$21850B	$3398B	$3304B	$3182B	$2735B	$2320B
YoY Change
Accounts Payable	$3474B	$2804B	$3228B	$2124B	$1878B	$1847B	$1408B	$924.9B		$2728B	$2467B	$418.9B	$3094B	$2244B	$168.5B	$1951B	$1878B	$1664B	$1129B	$766.6B	$3.434B	$104.0M	$117.0M	$14.00M		$910.0M
YoY Change	23.91%	-13.15%	51.96%	13.14%	1.67%	31.17%	52.22%			10.58%	488.79%	-86.46%	37.91%	1231.74%	-91.37%	3.93%	12.81%	47.39%	47.3%	22224.58%	3201.92%	-11.11%	735.71%
Accrued Expenses	$385.3B	$425.5B	$552.9B	$462.1B	$480.5B	$481.3B	$404.3B	$397.5B				$1528B	$846.7B	$350.0B	$795.9B	$718.2B	$694.6B	$554.2B	$340.0B	$216.4B	$339.7B	$341.0M	$272.0M	$165.0M	$13.00M
YoY Change	-9.45%	-23.04%	19.65%	-3.83%	-0.17%	19.05%	1.72%					80.47%	141.94%	-56.03%	10.83%	3.38%	25.35%	62.97%	57.12%	-36.29%	99514.08%	25.37%	64.85%	1169.23%
Deferred Revenue
YoY Change
Short-Term Debt	$15080B	$9088B	$10670B	$7180B	$9240B	$6814B	$4970B	$6316B	$9475B	$4589B	$5124B		$3225B	$2477B	$2754B	$794.8B	$2459B	$3167B	$1103B	$421.0B	$1173B
YoY Change	65.96%	-14.85%	48.65%	-22.3%	35.61%	37.09%	-21.3%	-33.34%	106.45%	-10.42%			30.18%	-10.03%	246.44%	-67.68%	-22.33%	187.06%	161.99%	-64.11%
Long-Term Debt Due										$21620B	$17030B
YoY Change										26.95%
Total Short-Term Liabilities	$15350B	$12830B	$4842B	$3716B	$3463B	$3349B	$2929B	$2579B	$669.7B	$25080B	$20410B	$2537B	$4413B	$2813B	$1811B	$3050B	$2706B	$2353B	$1651B	$1099B	$612.3B	$63.96B	$37.91B	$6.271B	$32.82B	$27.05B
YoY Change	19.68%	164.88%	30.33%	7.29%	3.42%	14.32%	13.58%	285.07%	-97.33%	22.89%	704.15%	-42.5%	56.89%	55.33%	-40.62%	12.7%	15.02%	42.53%	50.24%	79.41%	857.43%	68.71%	504.5%	-80.89%	21.32%
Long-Term Debt	$50460B	$63030B	$62610B	$51450B	$45600B	$44400B	$40310B	$39200B	$37820B	$5478B	$6105B	$9769B	$6566B	$5042B	$3410B	$2316B	$2000B	$1642B	$1404B	$705.5B	$303.8B	$298.4B	$276.0B	$120.0B	$120.0B	$0.00
YoY Change	-19.94%	0.67%	21.7%	12.81%	2.72%	10.15%	2.82%	3.64%	590.5%	-10.28%	-37.5%	48.78%	30.23%	47.86%	47.24%	15.78%	21.84%	16.91%	99.04%	132.22%	1.81%	8.11%	130.0%	0.0%
Other Long-Term Liabilities	$16320B	$10510B	$10500B	$10090B	$8814B	$9040B	$5826B	$6149B	$8627B	$5014B	$2744B	$17180B	$9277B	$11040B	$5563B	$4372B	$3627B	$3435B	$2465B	$2745B	$3347B	$15.68B	$11.99B	$5.331B	$4.020B	$3.151B
YoY Change	55.25%	0.05%	4.09%	14.51%	-2.5%	55.17%	-5.25%	-28.73%	72.07%	82.75%	-84.03%	85.14%	-15.98%	98.47%	27.26%	20.53%	5.61%	39.33%	-10.21%	-17.98%	21241.69%	30.79%	124.95%	32.61%	27.58%
Total Long-Term Liabilities	$66780B	$73540B	$73110B	$61540B	$54420B	$53440B	$46130B	$45350B	$46450B	$10490B	$8849B	$26940B	$15840B	$16080B	$8973B	$6688B	$5627B	$5076B	$3869B	$3451B	$3651B	$314.1B	$288.0B	$125.3B	$124.0B	$3.151B
YoY Change	-9.2%	0.58%	18.81%	13.08%	1.83%	15.84%	1.72%	-2.37%	342.75%	18.56%	-67.16%	70.07%	-1.5%	79.24%	34.18%	18.84%	10.86%	31.2%	12.12%	-5.48%	1062.47%	9.06%	129.79%	1.06%	3835.89%
Total Liabilities	$284400B	$279100B	$343900B	$302200B	$259000B	$241900B	$220400B	$208700B	$202100B	$162600B	$142800B	$118700B	$103400B	$93300B	$66990B	$60070B	$51700B	$45180B	$31310B	$23120B	$18780B	$378.0B	$325.9B	$131.6B	$156.8B	$30.20B
YoY Change	1.89%	-18.83%	13.78%	16.7%	7.07%	9.74%	5.63%	3.24%	24.3%	13.89%	20.23%	14.82%	10.85%	39.28%	11.52%	16.18%	14.44%	44.27%	35.46%	23.1%	4867.65%	16.0%	147.64%	-16.09%	419.28%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998
Basic Shares Outstanding
Diluted Shares Outstanding
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $9.8569 Trillion

About Grupo Aval Acciones Y Valores S.A.

Grupo Aval Acciones y Valores SA engages in the provision of financial services and products. The firm provides a variety of financial services and products across the Colombian market, ranging from traditional banking services, such as loans and deposits to pension and severance fund management, as well as the provision of legal representation services. The firm owns such subsidiaries as Banco de Bogota SA, Banco Popular SA, among others. Additionally, through its indirect and direct investments in other companies, the Company is present in the activities of investment baking and investments in the real sector, as well as the administrator of pension and severance funds in Colombia.

Industry: Commercial Banks, NEC Peers: