2015 Q4 Form 10-Q Financial Statement

#000129970916000175 Filed on January 28, 2016

View on sec.gov

Income Statement

Concept 2015 Q4 2014 Q4
Revenue $75.94M $59.08M
YoY Change 28.53% 43.31%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.000M $800.0K
YoY Change 25.0% 14.29%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $12.76M $10.97M
YoY Change 16.35% 30.6%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $48.55M $32.97M
YoY Change 47.24% 49.42%
Income Tax $20.40M $13.60M
% Of Pretax Income 42.02% 41.25%
Net Earnings $28.15M $19.37M
YoY Change 45.31% 47.27%
Net Earnings / Revenue 37.07% 32.79%
Basic Earnings Per Share $0.44 $0.32
Diluted Earnings Per Share $0.44 $0.32
COMMON SHARES
Basic Shares Outstanding 63.00M shares 59.57M shares
Diluted Shares Outstanding 64.43M shares 60.82M shares

Balance Sheet

Concept 2015 Q4 2014 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $284.4M $210.1M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $10.44M $7.459M
YoY Change 39.9% 17.71%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $36.00M $28.00M
YoY Change 28.57% 16.67%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $6.662B $5.195B
YoY Change 28.25% 45.58%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $1.000M $1.000M
YoY Change 0.0% -50.0%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $35.00M $35.00M
YoY Change 0.0% -63.16%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $1.000M $27.00M
YoY Change -96.3% 17.39%
LONG-TERM LIABILITIES
Long-Term Debt $5.000M $5.000M
YoY Change 0.0% 0.0%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $5.000M $5.000M
YoY Change 0.0% 0.0%
TOTAL LIABILITIES
Total Short-Term Liabilities $1.000M $27.00M
Total Long-Term Liabilities $5.000M $5.000M
Total Liabilities $6.049B $4.744B
YoY Change 27.5% 45.68%
SHAREHOLDERS EQUITY
Retained Earnings $319.3M $220.5M
YoY Change 44.81% 44.14%
Common Stock $641.0K $160.0K
YoY Change 300.63% 6.67%
Preferred Stock
YoY Change
Treasury Stock (at cost) $27.58M $16.79M
YoY Change 64.28% 37.04%
Treasury Stock Shares 1.113M shares 993.4K shares
Shareholders Equity $613.3M $450.4M
YoY Change
Total Liabilities & Shareholders Equity $6.662B $5.195B
YoY Change 28.25% 45.58%

Cashflow Statement

Concept 2015 Q4 2014 Q4
OPERATING ACTIVITIES
Net Income $28.15M $19.37M
YoY Change 45.31% 47.27%
Depreciation, Depletion And Amortization $1.000M $800.0K
YoY Change 25.0% 14.29%
Cash From Operating Activities $27.90M $3.400M
YoY Change 720.59% -114.66%
INVESTING ACTIVITIES
Capital Expenditures -$3.100M -$800.0K
YoY Change 287.5% 100.0%
Acquisitions
YoY Change
Other Investing Activities -$495.1M -$347.9M
YoY Change 42.31% 6.42%
Cash From Investing Activities -$498.2M -$348.7M
YoY Change 42.87% 6.54%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 386.9M 357.2M
YoY Change 8.31% 25.16%
NET CHANGE
Cash From Operating Activities 27.90M 3.400M
Cash From Investing Activities -498.2M -348.7M
Cash From Financing Activities 386.9M 357.2M
Net Change In Cash -83.40M 11.90M
YoY Change -800.84% -118.28%
FREE CASH FLOW
Cash From Operating Activities $27.90M $3.400M
Capital Expenditures -$3.100M -$800.0K
Free Cash Flow $31.00M $4.200M
YoY Change 638.1% -118.42%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
CY2015Q2 bofi Accumulated Other Comprehensive Income Loss Investment Securities Before Tax
AccumulatedOtherComprehensiveIncomeLossInvestmentSecuritiesBeforeTax
-14991000 USD
CY2015Q4 bofi Accumulated Other Comprehensive Income Loss Investment Securities Before Tax
AccumulatedOtherComprehensiveIncomeLossInvestmentSecuritiesBeforeTax
-13743000 USD
CY2015Q2 bofi Accumulated Other Comprehensive Income Loss Investment Securities Net Of Tax
AccumulatedOtherComprehensiveIncomeLossInvestmentSecuritiesNetOfTax
-9399000 USD
CY2015Q4 bofi Accumulated Other Comprehensive Income Loss Investment Securities Net Of Tax
AccumulatedOtherComprehensiveIncomeLossInvestmentSecuritiesNetOfTax
-9043000 USD
CY2015Q2 bofi Accumulated Other Comprehensive Income Loss Investment Securities Tax Expense Benefit
AccumulatedOtherComprehensiveIncomeLossInvestmentSecuritiesTaxExpenseBenefit
-5592000 USD
CY2015Q4 bofi Accumulated Other Comprehensive Income Loss Investment Securities Tax Expense Benefit
AccumulatedOtherComprehensiveIncomeLossInvestmentSecuritiesTaxExpenseBenefit
-4700000 USD
CY2015Q2 bofi Accumulated Other Comprehensive Income Loss Other Than Temporary Impairment Not Credit Loss Before Tax Held To Maturity Debt Securities
AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossBeforeTaxHeldToMaturityDebtSecurities
18597000 USD
CY2015Q4 bofi Accumulated Other Comprehensive Income Loss Other Than Temporary Impairment Not Credit Loss Before Tax Held To Maturity Debt Securities
AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossBeforeTaxHeldToMaturityDebtSecurities
15100000 USD
bofi Amortization Accretion Of Premiums Discounts Loans
AmortizationAccretionOfPremiumsDiscountsLoans
508000 USD
CY2015Q4 bofi Availableforsaleand Heldtomaturity Securitiesin Unrealized Loss Positions Qualitative Disclosure Numberof Positions
AvailableforsaleandHeldtomaturitySecuritiesinUnrealizedLossPositionsQualitativeDisclosureNumberofPositions
38 security
bofi Amortization Accretion Of Premiums Discounts Loans
AmortizationAccretionOfPremiumsDiscountsLoans
-1636000 USD
CY2015Q2 bofi Availableforsaleand Heldtomaturity Securitiesin Unrealized Loss Positions Qualitative Disclosure Numberof Positions
AvailableforsaleandHeldtomaturitySecuritiesinUnrealizedLossPositionsQualitativeDisclosureNumberofPositions
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CY2014Q4 bofi Fdic And Primary Federal Regulator Fees
FdicAndPrimaryFederalRegulatorFees
828000 USD
bofi Fdic And Primary Federal Regulator Fees
FdicAndPrimaryFederalRegulatorFees
1606000 USD
CY2015Q4 bofi Fdic And Primary Federal Regulator Fees
FdicAndPrimaryFederalRegulatorFees
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bofi Fdic And Primary Federal Regulator Fees
FdicAndPrimaryFederalRegulatorFees
2172000 USD
CY2015Q2 bofi Financing Receivable Accrued Interest And Origination Fees Individually Evaluated For Impairment Ratio To All Loans
FinancingReceivableAccruedInterestAndOriginationFeesIndividuallyEvaluatedForImpairmentRatioToAllLoans
0.0001
CY2015Q4 bofi Financing Receivable Accrued Interest And Origination Fees Individually Evaluated For Impairment Ratio To All Loans
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0.0001
CY2014Q4 bofi Financing Receivable Average Recorded Investment Nonaccrual Status
FinancingReceivableAverageRecordedInvestmentNonaccrualStatus
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bofi Financing Receivable Average Recorded Investment Nonaccrual Status
FinancingReceivableAverageRecordedInvestmentNonaccrualStatus
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CY2015Q4 bofi Financing Receivable Average Recorded Investment Nonaccrual Status
FinancingReceivableAverageRecordedInvestmentNonaccrualStatus
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bofi Financing Receivable Average Recorded Investment Nonaccrual Status
FinancingReceivableAverageRecordedInvestmentNonaccrualStatus
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CY2015Q2 bofi Financing Receivable Charge Off Individually Evaluated For Impairment Ratio To All Loans
FinancingReceivableChargeOffIndividuallyEvaluatedForImpairmentRatioToAllLoans
0.0012
CY2015Q4 bofi Financing Receivable Charge Off Individually Evaluated For Impairment Ratio To All Loans
FinancingReceivableChargeOffIndividuallyEvaluatedForImpairmentRatioToAllLoans
0.0008
bofi Financing Receivable Collectively Evaluatedfor Impairment Number Of Classes Of Loans
FinancingReceivableCollectivelyEvaluatedforImpairmentNumberOfClassesOfLoans
2 class
CY2014Q4 bofi Financing Receivable Modifications Average Recorded Investment Accruing Loans
FinancingReceivableModificationsAverageRecordedInvestmentAccruingLoans
537000 USD
bofi Financing Receivable Modifications Average Recorded Investment Accruing Loans
FinancingReceivableModificationsAverageRecordedInvestmentAccruingLoans
1150000 USD
CY2015Q4 bofi Financing Receivable Modifications Average Recorded Investment Accruing Loans
FinancingReceivableModificationsAverageRecordedInvestmentAccruingLoans
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bofi Financing Receivable Modifications Average Recorded Investment Accruing Loans
FinancingReceivableModificationsAverageRecordedInvestmentAccruingLoans
215000 USD
CY2014Q4 bofi Financing Receivable Modifications Interest Income Recognized Accruing Loans
FinancingReceivableModificationsInterestIncomeRecognizedAccruingLoans
6000 USD
bofi Financing Receivable Modifications Interest Income Recognized Accruing Loans
FinancingReceivableModificationsInterestIncomeRecognizedAccruingLoans
32000 USD
CY2015Q4 bofi Financing Receivable Modifications Interest Income Recognized Accruing Loans
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2000 USD
bofi Financing Receivable Modifications Interest Income Recognized Accruing Loans
FinancingReceivableModificationsInterestIncomeRecognizedAccruingLoans
4000 USD
CY2015Q2 bofi Financing Receivable Performing Loans Temporarily Modifed As Tdr
FinancingReceivablePerformingLoansTemporarilyModifedAsTdr
217000 USD
CY2015Q4 bofi Financing Receivable Performing Loans Temporarily Modifed As Tdr
FinancingReceivablePerformingLoansTemporarilyModifedAsTdr
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bofi Financing Receivable Recorded Investment90 Days Past Dueand Still Accruing Number
FinancingReceivableRecordedInvestment90DaysPastDueandStillAccruingNumber
0 loan
CY2015Q2 bofi Financing Receivable Recorded Investment Past Due As Percent Of Gross Loans
FinancingReceivableRecordedInvestmentPastDueAsPercentOfGrossLoans
0.0045
CY2015Q4 bofi Financing Receivable Recorded Investment Past Due As Percent Of Gross Loans
FinancingReceivableRecordedInvestmentPastDueAsPercentOfGrossLoans
0.0039
CY2015Q2 bofi Financing Receivable Unpaid Book Balance Individually Evaluated For Impairment Ratio To All Loans
FinancingReceivableUnpaidBookBalanceIndividuallyEvaluatedForImpairmentRatioToAllLoans
0.0062
CY2015Q4 bofi Financing Receivable Unpaid Book Balance Individually Evaluated For Impairment Ratio To All Loans
FinancingReceivableUnpaidBookBalanceIndividuallyEvaluatedForImpairmentRatioToAllLoans
0.0047
CY2015Q2 bofi Financing Receivable Unpaid Principal Balance Individually Evaluated For Impairment Ratio To All Loans
FinancingReceivableUnpaidPrincipalBalanceIndividuallyEvaluatedForImpairmentRatioToAllLoans
0.0074
CY2015Q4 bofi Financing Receivable Unpaid Principal Balance Individually Evaluated For Impairment Ratio To All Loans
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CY2015Q2 bofi Financing Receivable With Related Allowance Accrued Interest And Origination Fees Individually Evaluated For Impairment
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CY2015Q4 bofi Financing Receivable With Related Allowance Accrued Interest And Origination Fees Individually Evaluated For Impairment
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CY2015Q2 bofi Financing Receivable With Related Allowance Charge Off Individually Evaluated For Impairment
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CY2015Q2 bofi Financing Receivable With Related Allowance Unpaid Book Balance Individually Evaluated For Impairment
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CY2015Q2 bofi Financing Receivable With Related Allowance Unpaid Principal Balance Individually Evaluated For Impairment
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CY2015Q4 bofi Financing Receivable With Related Allowance Unpaid Principal Balance Individually Evaluated For Impairment
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bofi Gain On Sales Of Loans Held For Sale
GainOnSalesOfLoansHeldForSale
8006000 USD
bofi Gain On Sales Of Loans Held For Sale
GainOnSalesOfLoansHeldForSale
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bofi Gains Losses On Sale Of Other Real Estate And Foreclosed Assets
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-36000 USD
bofi Gains Losses On Sale Of Other Real Estate And Foreclosed Assets
GainsLossesOnSaleOfOtherRealEstateAndForeclosedAssets
108000 USD
CY2015Q2 bofi Held To Maturity And Available For Sale Securities Pledged As Collateral
HeldToMaturityAndAvailableForSaleSecuritiesPledgedAsCollateral
39014000 USD
CY2015Q4 bofi Held To Maturity And Available For Sale Securities Pledged As Collateral
HeldToMaturityAndAvailableForSaleSecuritiesPledgedAsCollateral
40009000 USD
CY2015Q2 bofi Impaired Financing Receivable Recorded Investment Individually Evaluated For Impairment Including Accrued Interest And Unaccreted Discounts And Loan Fees Ratio To All Loans
ImpairedFinancingReceivableRecordedInvestmentIndividuallyEvaluatedForImpairmentIncludingAccruedInterestAndUnaccretedDiscountsAndLoanFeesRatioToAllLoans
0.0063
CY2015Q4 bofi Impaired Financing Receivable Recorded Investment Individually Evaluated For Impairment Including Accrued Interest And Unaccreted Discounts And Loan Fees Ratio To All Loans
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0.0048
CY2015Q2 bofi Impaired Financing Receivable Related Allowance Ratio To Gross Loans
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0.0001
CY2015Q4 bofi Impaired Financing Receivable Related Allowance Ratio To Gross Loans
ImpairedFinancingReceivableRelatedAllowanceRatioToGrossLoans
0.0000
CY2015Q2 bofi Impaired Financing Receivable With Related Allowance Recorded Investment Individually Evaluated For Impairment Including Accrued Interest And Unaccreted Discounts And Loan Fees
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CY2015Q4 bofi Impaired Financing Receivable With Related Allowance Recorded Investment Individually Evaluated For Impairment Including Accrued Interest And Unaccreted Discounts And Loan Fees
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentIndividuallyEvaluatedForImpairmentIncludingAccruedInterestAndUnaccretedDiscountsAndLoanFees
27336000 USD
CY2014Q4 bofi Interest Expense Federal Home Loan Bank Advances
InterestExpenseFederalHomeLoanBankAdvances
2281000 USD
bofi Interest Expense Federal Home Loan Bank Advances
InterestExpenseFederalHomeLoanBankAdvances
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CY2015Q4 bofi Interest Expense Federal Home Loan Bank Advances
InterestExpenseFederalHomeLoanBankAdvances
2626000 USD
bofi Interest Expense Federal Home Loan Bank Advances
InterestExpenseFederalHomeLoanBankAdvances
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CY2015Q2 bofi Loans And Leases Receivable Ratio Of Grade Class To Gross Loans
LoansAndLeasesReceivableRatioOfGradeClassToGrossLoans
1
CY2015Q4 bofi Loans And Leases Receivable Ratio Of Grade Class To Gross Loans
LoansAndLeasesReceivableRatioOfGradeClassToGrossLoans
1
CY2015Q2 bofi Loans And Leases Receivable Ratio Of Nonperforming Loans Considered Tdrs
LoansAndLeasesReceivableRatioOfNonperformingLoansConsideredTdrs
0.1608
CY2015Q4 bofi Loans And Leases Receivable Ratio Of Nonperforming Loans Considered Tdrs
LoansAndLeasesReceivableRatioOfNonperformingLoansConsideredTdrs
0.1274
CY2015Q2 bofi Loans And Leases Receivable Recorded Investment Net Of Accrued Interest Unaccreted Discounts And Fees
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4974502000 USD
CY2015Q4 bofi Loans And Leases Receivable Recorded Investment Net Of Accrued Interest Unaccreted Discounts And Fees
LoansAndLeasesReceivableRecordedInvestmentNetOfAccruedInterestUnaccretedDiscountsAndFees
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bofi Loans And Leases Receivable Related Parties Number Of Loans Additions
LoansAndLeasesReceivableRelatedPartiesNumberOfLoansAdditions
0 loan
bofi Loans And Leases Receivable Related Parties Number Of Loans Additions
LoansAndLeasesReceivableRelatedPartiesNumberOfLoansAdditions
0 loan
bofi Loans And Leases Receivable Related Parties Number Of Loans Modifications
LoansAndLeasesReceivableRelatedPartiesNumberOfLoansModifications
0 loan
bofi Loans And Leases Receivable Related Parties Number Of Loans Modifications
LoansAndLeasesReceivableRelatedPartiesNumberOfLoansModifications
0 loan
CY2014Q4 bofi Loans Held For Sale Change In Fair Value
LoansHeldForSaleChangeInFairValue
-152000 USD
bofi Loans Held For Sale Change In Fair Value
LoansHeldForSaleChangeInFairValue
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CY2015Q4 bofi Loans Held For Sale Change In Fair Value
LoansHeldForSaleChangeInFairValue
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bofi Loans Held For Sale Change In Fair Value
LoansHeldForSaleChangeInFairValue
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CY2014Q4 bofi Loans Held For Sale Change In Fair Value Total
LoansHeldForSaleChangeInFairValueTotal
-3000 USD
bofi Loans Held For Sale Change In Fair Value Total
LoansHeldForSaleChangeInFairValueTotal
173000 USD
CY2015Q4 bofi Loans Held For Sale Change In Fair Value Total
LoansHeldForSaleChangeInFairValueTotal
-125000 USD
bofi Loans Held For Sale Change In Fair Value Total
LoansHeldForSaleChangeInFairValueTotal
-859000 USD
CY2015Q2 bofi Loans Held For Sale Contractual Balance Including Accrued Interest
LoansHeldForSaleContractualBalanceIncludingAccruedInterest
24886000 USD
CY2015Q4 bofi Loans Held For Sale Contractual Balance Including Accrued Interest
LoansHeldForSaleContractualBalanceIncludingAccruedInterest
24239000 USD
CY2015Q2 bofi Loans Held For Sale Fair Value Adjustment
LoansHeldForSaleFairValueAdjustment
544000 USD
CY2015Q4 bofi Loans Held For Sale Fair Value Adjustment
LoansHeldForSaleFairValueAdjustment
491000 USD
CY2014Q4 bofi Loans Held For Sale Interest Income
LoansHeldForSaleInterestIncome
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bofi Loans Held For Sale Interest Income
LoansHeldForSaleInterestIncome
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CY2015Q4 bofi Loans Held For Sale Interest Income
LoansHeldForSaleInterestIncome
161000 USD
bofi Loans Held For Sale Interest Income
LoansHeldForSaleInterestIncome
433000 USD
CY2015Q2 bofi Loans Held For Sale Lower Of Cost Or Fair Value
LoansHeldForSaleLowerOfCostOrFairValue
77891000 USD
CY2015Q4 bofi Loans Held For Sale Lower Of Cost Or Fair Value
LoansHeldForSaleLowerOfCostOrFairValue
65429000 USD
CY2015Q2 bofi Loans Receivable Accrued Interest
LoansReceivableAccruedInterest
17557000 USD
CY2015Q4 bofi Loans Receivable Accrued Interest
LoansReceivableAccruedInterest
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CY2015 bofi Loansand Leases Receivable Threshold Period For Troubled Debt Restructurings Td Rs To Be Considered Performing
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P6M
bofi Loansand Leases Receivable Threshold Period For Troubled Debt Restructurings Td Rs To Be Considered Performing
LoansandLeasesReceivableThresholdPeriodForTroubledDebtRestructuringsTDRsToBeConsideredPerforming
P6M
CY2015Q4 bofi Number Of Stock Incentive Plans
NumberOfStockIncentivePlans
2 stock_incentive_plan
CY2014Q4 bofi Occupancy And Equipment Expense
OccupancyAndEquipmentExpense
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bofi Occupancy And Equipment Expense
OccupancyAndEquipmentExpense
1553000 USD
CY2015Q4 bofi Occupancy And Equipment Expense
OccupancyAndEquipmentExpense
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bofi Occupancy And Equipment Expense
OccupancyAndEquipmentExpense
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bofi Origination Of Loans Net
OriginationOfLoansNet
1611283000 USD
bofi Origination Of Loans Net
OriginationOfLoansNet
1761693000 USD
CY2014Q4 bofi Prepayment Penalty Fee Income
PrepaymentPenaltyFeeIncome
1053000 USD
bofi Prepayment Penalty Fee Income
PrepaymentPenaltyFeeIncome
1930000 USD
CY2015Q4 bofi Prepayment Penalty Fee Income
PrepaymentPenaltyFeeIncome
738000 USD
bofi Prepayment Penalty Fee Income
PrepaymentPenaltyFeeIncome
1614000 USD
bofi Proceeds From Repayment Of Securities
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43047000 USD
bofi Proceeds From Repayment Of Securities
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35914000 USD
CY2014Q4 bofi Real Estate Owned And Repossessed Vehicles Expense
RealEstateOwnedAndRepossessedVehiclesExpense
51000 USD
bofi Real Estate Owned And Repossessed Vehicles Expense
RealEstateOwnedAndRepossessedVehiclesExpense
108000 USD
CY2015Q4 bofi Real Estate Owned And Repossessed Vehicles Expense
RealEstateOwnedAndRepossessedVehiclesExpense
24000 USD
bofi Real Estate Owned And Repossessed Vehicles Expense
RealEstateOwnedAndRepossessedVehiclesExpense
-50000 USD
bofi Repayments From Other Borrowings And Securities Sold Under Agreements To Repurchase
RepaymentsFromOtherBorrowingsAndSecuritiesSoldUnderAgreementsToRepurchase
10000000 USD
bofi Repayments From Other Borrowings And Securities Sold Under Agreements To Repurchase
RepaymentsFromOtherBorrowingsAndSecuritiesSoldUnderAgreementsToRepurchase
0 USD
bofi Restricted Share Grants Annual Vesting Percentage
RestrictedShareGrantsAnnualVestingPercentage
0.3333
bofi Restricted Share Grants Annual Vesting Percentage
RestrictedShareGrantsAnnualVestingPercentage
0.3333
bofi Stock Option Exercises And Tax Benefits Of Equity Compensation
StockOptionExercisesAndTaxBenefitsOfEquityCompensation
1139000 USD
CY2015Q4 bofi Stockholders Equity Note Stock Split Conversion Ratio Numberof Shares
StockholdersEquityNoteStockSplitConversionRatioNumberofShares
3 shares
CY2015Q2 bofi Subordinated Debt And Other Borrowings
SubordinatedDebtAndOtherBorrowings
5155000 USD
CY2015Q4 bofi Subordinated Debt And Other Borrowings
SubordinatedDebtAndOtherBorrowings
5155000 USD
CY2014Q4 bofi Total Dilutive Common Shares Issued And Outstanding
TotalDilutiveCommonSharesIssuedAndOutstanding
61054268 shares
bofi Total Dilutive Common Shares Issued And Outstanding
TotalDilutiveCommonSharesIssuedAndOutstanding
60218392 shares
CY2015Q4 bofi Total Dilutive Common Shares Issued And Outstanding
TotalDilutiveCommonSharesIssuedAndOutstanding
64432656 shares
bofi Total Dilutive Common Shares Issued And Outstanding
TotalDilutiveCommonSharesIssuedAndOutstanding
64061821 shares
CY2014Q4 bofi Total Qualifying Shares Basic
TotalQualifyingSharesBasic
60819248 shares
bofi Total Qualifying Shares Basic
TotalQualifyingSharesBasic
59983176 shares
CY2015Q4 bofi Total Qualifying Shares Basic
TotalQualifyingSharesBasic
64431333 shares
bofi Total Qualifying Shares Basic
TotalQualifyingSharesBasic
64050839 shares
CY2014Q4 bofi Total Unrealized Gain Loss On Securities
TotalUnrealizedGainLossOnSecurities
-610000 USD
bofi Total Unrealized Gain Loss On Securities
TotalUnrealizedGainLossOnSecurities
-1700000 USD
CY2015Q4 bofi Total Unrealized Gain Loss On Securities
TotalUnrealizedGainLossOnSecurities
-219000 USD
bofi Total Unrealized Gain Loss On Securities
TotalUnrealizedGainLossOnSecurities
-267000 USD
CY2015Q4 bofi Trading Securities Debt Maturities Fair Value
TradingSecuritiesDebtMaturitiesFairValue
7706000 USD
bofi Transfers To Other Real Estate And Repossessed Vehicles
TransfersToOtherRealEstateAndRepossessedVehicles
931000 USD
bofi Transfers To Other Real Estate And Repossessed Vehicles
TransfersToOtherRealEstateAndRepossessedVehicles
518000 USD
bofi Unrealized Gain Loss On Loans Held For Sale
UnrealizedGainLossOnLoansHeldForSale
-86000 USD
bofi Unrealized Gain Loss On Loans Held For Sale
UnrealizedGainLossOnLoansHeldForSale
62000 USD
CY2014Q4 bofi Weighted Average Unvested Restricted Stock Grant And Rsu Shares Basic
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IncreaseDecreaseInFinancialInstrumentsUsedInOperatingActivities
-126000 USD
us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
-40000 USD
us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
-4000 USD
us-gaap Increase Decrease In Other Accounts Payable And Accrued Liabilities
IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities
-2566000 USD
us-gaap Increase Decrease In Other Accounts Payable And Accrued Liabilities
IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities
5196000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
1417000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
14049000 USD
CY2014Q4 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
235020 shares
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
235216 shares
CY2015Q4 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1323 shares
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
10982 shares
CY2014Q4 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
1683000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
3197000 USD
CY2015Q4 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
2299000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
4179000 USD
CY2014Q4 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
59081000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
113886000 USD
CY2015Q4 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
75935000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
147164000 USD
CY2014Q4 us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
5689000 USD
us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
11511000 USD
CY2015Q4 us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
5818000 USD
us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
11969000 USD
CY2014Q4 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
53392000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
102375000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci On Derivatives Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax
-235000 USD
CY2015Q4 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
70117000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
135195000 USD
CY2015Q2 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
4142578000 USD
CY2015Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
4693408000 USD
CY2014Q4 us-gaap Interest Expense
InterestExpense
10970000 USD
us-gaap Interest Expense
InterestExpense
20900000 USD
CY2015Q4 us-gaap Interest Expense
InterestExpense
12764000 USD
us-gaap Interest Expense
InterestExpense
24865000 USD
CY2014Q4 us-gaap Interest Expense Deposits
InterestExpenseDeposits
8262000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
15506000 USD
CY2015Q4 us-gaap Interest Expense Deposits
InterestExpenseDeposits
9709000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
18732000 USD
CY2014Q4 us-gaap Interest Expense Other
InterestExpenseOther
427000 USD
us-gaap Interest Expense Other
InterestExpenseOther
933000 USD
CY2015Q4 us-gaap Interest Expense Other
InterestExpenseOther
429000 USD
us-gaap Interest Expense Other
InterestExpenseOther
855000 USD
CY2014Q4 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
45211000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
87586000 USD
CY2015Q4 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
59771000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
116499000 USD
CY2014Q4 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
48111000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
92986000 USD
CY2015Q4 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
63171000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
122299000 USD
us-gaap Interest Paid
InterestPaid
20874000 USD
us-gaap Interest Paid
InterestPaid
24869000 USD
CY2015Q2 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
1266000 USD
CY2015Q4 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
1262000 USD
CY2015Q2 us-gaap Interest Receivable
InterestReceivable
20268000 USD
CY2015Q4 us-gaap Interest Receivable
InterestReceivable
19060000 USD
CY2014Q4 us-gaap Labor And Related Expense
LaborAndRelatedExpense
10764000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
20461000 USD
CY2015Q4 us-gaap Labor And Related Expense
LaborAndRelatedExpense
16440000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
30762000 USD
CY2015Q2 us-gaap Liabilities
Liabilities
5290193000 USD
CY2015Q4 us-gaap Liabilities
Liabilities
6048885000 USD
CY2015Q2 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
5823719000 USD
CY2015Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
6662215000 USD
CY2014Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
18373000 USD
CY2014Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
20495000 USD
CY2014Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
23187000 USD
CY2015Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
28327000 USD
CY2015Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
31078000 USD
CY2015Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
35071000 USD
CY2015Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
5001271000 USD
CY2015Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
5715083000 USD
CY2015Q2 us-gaap Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest
LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest
30831000 USD
CY2015Q4 us-gaap Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest
LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest
26478000 USD
CY2015Q2 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
4928618000 USD
CY2015Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
5645272000 USD
CY2015Q2 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
25430000 USD
CY2015Q4 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
24730000 USD
CY2015Q2 us-gaap Loans Receivable Mortgage Warehouse Lending
LoansReceivableMortgageWarehouseLending
122003000 USD
CY2015Q4 us-gaap Loans Receivable Mortgage Warehouse Lending
LoansReceivableMortgageWarehouseLending
176330000 USD
CY2014Q4 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
1449000 USD
us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
2755000 USD
CY2015Q4 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
1597000 USD
us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
3225000 USD
us-gaap Mortgage Servicing Rights Msr Impairment Recovery
MortgageServicingRightsMSRImpairmentRecovery
31000 USD
us-gaap Mortgage Servicing Rights Msr Impairment Recovery
MortgageServicingRightsMSRImpairmentRecovery
51000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
753505000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
776671000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-761206000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-784527000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
62256000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
69413000 USD
CY2014Q4 us-gaap Net Income Loss
NetIncomeLoss
19372000 USD
us-gaap Net Income Loss
NetIncomeLoss
37213000 USD
CY2015Q4 us-gaap Net Income Loss
NetIncomeLoss
28149000 USD
us-gaap Net Income Loss
NetIncomeLoss
53650000 USD
CY2014Q4 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
19294000 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
37058000 USD
CY2015Q4 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
28071000 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
53495000 USD
CY2014Q4 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
19294000 USD
us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
37058000 USD
CY2015Q4 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
28071000 USD
us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
53495000 USD
CY2015Q2 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
309339000 USD
CY2015Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
506558000 USD
CY2014Q4 us-gaap Noninterest Expense
NoninterestExpense
18937000 USD
us-gaap Noninterest Expense
NoninterestExpense
36383000 USD
CY2015Q4 us-gaap Noninterest Expense
NoninterestExpense
27445000 USD
us-gaap Noninterest Expense
NoninterestExpense
50363000 USD
CY2014Q4 us-gaap Noninterest Income
NoninterestIncome
6697000 USD
us-gaap Noninterest Income
NoninterestIncome
11946000 USD
CY2015Q4 us-gaap Noninterest Income
NoninterestIncome
16220000 USD
us-gaap Noninterest Income
NoninterestIncome
26009000 USD
CY2015Q2 us-gaap Notes Receivable Gross
NotesReceivableGross
5001271000 USD
CY2015Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
5715083000 USD
CY2015Q2 us-gaap Other Assets
OtherAssets
34970000 USD
CY2015Q4 us-gaap Other Assets
OtherAssets
47561000 USD
CY2014Q4 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-835000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
1449000 USD
CY2015Q4 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-514000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
356000 USD
CY2014Q4 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
352000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
352000 USD
CY2015Q4 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
548000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
548000 USD
CY2014Q4 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci On Derivatives Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax
-235000 USD
CY2015Q4 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci On Derivatives Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax
-385000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci On Derivatives Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax
-385000 USD
CY2014Q4 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-867000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
139000 USD
CY2015Q4 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-538000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-776000 USD
CY2014Q4 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-579000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
105000 USD
CY2015Q4 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-376000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-552000 USD
CY2014Q4 us-gaap Other General And Administrative Expense
OtherGeneralAndAdministrativeExpense
1767000 USD
us-gaap Other General And Administrative Expense
OtherGeneralAndAdministrativeExpense
3621000 USD
CY2015Q4 us-gaap Other General And Administrative Expense
OtherGeneralAndAdministrativeExpense
2775000 USD
us-gaap Other General And Administrative Expense
OtherGeneralAndAdministrativeExpense
4589000 USD
us-gaap Other Than Temporary Impairment Losses Investments Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities
1497000 USD
us-gaap Other Than Temporary Impairment Losses Investments Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities
141000 USD
CY2014Q4 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Including Portion Attributable To Noncontrolling Interest Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities
789000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Including Portion Attributable To Noncontrolling Interest Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities
3150000 USD
CY2015Q4 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Including Portion Attributable To Noncontrolling Interest Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities
1014000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Including Portion Attributable To Noncontrolling Interest Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities
1638000 USD
CY2014Q4 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentHeldtomaturitySecurities
-384000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentHeldtomaturitySecurities
-1662000 USD
CY2015Q4 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentHeldtomaturitySecurities
-572000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentHeldtomaturitySecurities
-1680000 USD
CY2014Q4 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Tax Including Portion Attributable To Noncontrolling Interest Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities
256000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Tax Including Portion Attributable To Noncontrolling Interest Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities
1258000 USD
CY2015Q4 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Tax Including Portion Attributable To Noncontrolling Interest Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities
401000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Tax Including Portion Attributable To Noncontrolling Interest Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities
1195000 USD
CY2014Q4 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet
286000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet
1497000 USD
CY2015Q4 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet
23000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet
141000 USD
CY2015 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetHeldtomaturitySecurities
0 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetHeldtomaturitySecurities
0 USD
us-gaap Payments For Federal Home Loan Bank Advances
PaymentsForFederalHomeLoanBankAdvances
498000000 USD
us-gaap Payments For Federal Home Loan Bank Advances
PaymentsForFederalHomeLoanBankAdvances
519000000 USD
us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
467946000 USD
us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
904453000 USD
us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
4325000 USD
us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
54327000 USD
us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
155000 USD
us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
155000 USD
us-gaap Payments To Acquire Federal Reserve Stock
PaymentsToAcquireFederalReserveStock
11850000 USD
CY2015Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
82400 shares
CY2015Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
2400 shares
us-gaap Payments To Acquire Federal Reserve Stock
PaymentsToAcquireFederalReserveStock
68649000 USD
us-gaap Payments To Acquire Loans And Leases Held For Investment
PaymentsToAcquireLoansAndLeasesHeldForInvestment
0 USD
us-gaap Payments To Acquire Loans And Leases Held For Investment
PaymentsToAcquireLoansAndLeasesHeldForInvestment
384000 USD
us-gaap Payments To Acquire Marketable Securities
PaymentsToAcquireMarketableSecurities
1000000 USD
us-gaap Payments To Acquire Marketable Securities
PaymentsToAcquireMarketableSecurities
96928000 USD
us-gaap Payments To Acquire Productive Assets
PaymentsToAcquireProductiveAssets
2235000 USD
us-gaap Payments To Acquire Productive Assets
PaymentsToAcquireProductiveAssets
3890000 USD
CY2015Q2 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2015Q4 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2015Q2 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
1000000 shares
CY2015Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
1000000 shares
us-gaap Proceeds From Federal Home Loan Bank Advances
ProceedsFromFederalHomeLoanBankAdvances
258000000 USD
us-gaap Proceeds From Federal Home Loan Bank Advances
ProceedsFromFederalHomeLoanBankAdvances
524000000 USD
us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
38945000 USD
us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
21120000 USD
us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
816733000 USD
us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
1086419000 USD
us-gaap Proceeds From Sale Of Federal Reserve Stock
ProceedsFromSaleOfFederalReserveStock
9628000 USD
us-gaap Proceeds From Sale Of Federal Reserve Stock
ProceedsFromSaleOfFederalReserveStock
67500000 USD
us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
79000 USD
us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
1442000 USD
us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
502520000 USD
us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
937049000 USD
us-gaap Proceeds From Sale Of Mortgage Backed Securities Mbs Categorized As Available For Sale
ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale
0 USD
us-gaap Proceeds From Sale Of Mortgage Backed Securities Mbs Categorized As Available For Sale
ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale
10069000 USD
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
2000 USD
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
147000 USD
CY2014Q4 us-gaap Professional Fees
ProfessionalFees
797000 USD
us-gaap Professional Fees
ProfessionalFees
1599000 USD
CY2015Q4 us-gaap Professional Fees
ProfessionalFees
1270000 USD
us-gaap Professional Fees
ProfessionalFees
1633000 USD
CY2015Q2 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
8551000 USD
CY2015Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
10435000 USD
CY2014Q4 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
2900000 USD
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
5400000 USD
CY2015Q4 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
3400000 USD
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
5800000 USD
CY2015Q2 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
265833000 USD
CY2015Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
319328000 USD
CY2015Q2 us-gaap Securities Sold Under Agreements To Repurchase
SecuritiesSoldUnderAgreementsToRepurchase
35000000 USD
CY2015Q4 us-gaap Securities Sold Under Agreements To Repurchase
SecuritiesSoldUnderAgreementsToRepurchase
35000000 USD
CY2015Q2 us-gaap Servicing Asset
ServicingAsset
2098000 USD
CY2015Q4 us-gaap Servicing Asset
ServicingAsset
3475000 USD
CY2015Q4 us-gaap Servicing Asset At Fair Value Amount
ServicingAssetAtFairValueAmount
3475000 USD
us-gaap Share Based Compensation
ShareBasedCompensation
3015000 USD
us-gaap Share Based Compensation
ShareBasedCompensation
5116000 USD
CY2014Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
427800 shares
CY2015Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
82400 shares
CY2014Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
2.18
CY2015Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
1.84
CY2015Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
1.84
CY2015 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures And Expirations In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod
0 shares
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures And Expirations In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod
0 shares
CY2015 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures And Expirations In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice
0.00
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures And Expirations In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice
0.00
CY2015 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
0 shares
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
0 shares
CY2015Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
46000 USD
CY2014Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
427800 shares
CY2015Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
2400 shares
CY2014Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
2.18
CY2015Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
1.84
CY2015Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
1.84
CY2015 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
2.26
us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
1.84
CY2015 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
0.00
us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
0.00
CY2015Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
46000 USD
CY2015 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
345400 shares
us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
80000 shares
us-gaap Stock Issued During Period Value New Issues
StockIssuedDuringPeriodValueNewIssues
21120000 USD
us-gaap Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures
-1422000 USD
us-gaap Stock Issued During Period Value Share Based Compensation
StockIssuedDuringPeriodValueShareBasedCompensation
5116000 USD
CY2015Q2 us-gaap Stockholders Equity
StockholdersEquity
533526000 USD
CY2015Q4 us-gaap Stockholders Equity
StockholdersEquity
613330000 USD
CY2015Q4 us-gaap Stockholders Equity Note Stock Split Conversion Ratio1
StockholdersEquityNoteStockSplitConversionRatio1
4
CY2015Q2 us-gaap Trading Securities
TradingSecurities
7832000 USD
CY2015Q4 us-gaap Trading Securities
TradingSecurities
7706000 USD
CY2014Q4 us-gaap Trading Securities Unrealized Holding Gain Loss
TradingSecuritiesUnrealizedHoldingGainLoss
-324000 USD
us-gaap Trading Securities Unrealized Holding Gain Loss
TradingSecuritiesUnrealizedHoldingGainLoss
-203000 USD
CY2015Q4 us-gaap Trading Securities Unrealized Holding Gain Loss
TradingSecuritiesUnrealizedHoldingGainLoss
-196000 USD
us-gaap Trading Securities Unrealized Holding Gain Loss
TradingSecuritiesUnrealizedHoldingGainLoss
-126000 USD
us-gaap Transfer Of Loans Held For Sale To Portfolio Loans1
TransferOfLoansHeldForSaleToPortfolioLoans1
7127000 USD
us-gaap Transfer Of Loans Held For Sale To Portfolio Loans1
TransferOfLoansHeldForSaleToPortfolioLoans1
18846000 USD
us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
30000000 USD
us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
7985000 USD
CY2015Q2 us-gaap Treasury Stock Shares
TreasuryStockShares
1070360 shares
CY2015Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
1113395 shares
CY2015Q2 us-gaap Treasury Stock Value
TreasuryStockValue
24644000 USD
CY2015Q4 us-gaap Treasury Stock Value
TreasuryStockValue
27584000 USD
CY2015Q2 us-gaap Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
-44326000 USD
CY2015Q4 us-gaap Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
-34740000 USD
CY2014Q4 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
60819248 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
59983176 shares
CY2015Q4 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
64431333 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
64050839 shares
CY2014Q4 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
59566176 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
58805820 shares
CY2015Q4 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
62999335 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
62741596 shares
us-gaap Concentration Risk Credit Risk
ConcentrationRiskCreditRisk
<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:18px;text-align:justify;text-indent:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Credit Quality Indicators</font></div><div style="line-height:120%;padding-top:6px;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans based on credit risk. The Company uses the following definitions for risk ratings.</font></div><div style="line-height:120%;padding-top:12px;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;">Pass.</font><font style="font-family:inherit;font-size:10pt;"> Loans classified as pass are well protected by the current net worth and paying capacity of the obligor or by the fair value, less cost to acquire and sell, of any underlying collateral in a timely manner.</font></div><div style="line-height:120%;padding-top:12px;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;">Special Mention</font><font style="font-family:inherit;font-size:10pt;">. Loans classified as special mention have a potential weakness that deserves management&#8217;s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution&#8217;s credit position at some future date.</font></div><div style="line-height:120%;padding-top:12px;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;">Substandard</font><font style="font-family:inherit;font-size:10pt;">. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.</font></div><div style="line-height:120%;padding-top:12px;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;">Doubtful</font><font style="font-family:inherit;font-size:10pt;">. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.</font></div><div style="line-height:120%;padding-top:12px;text-align:justify;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company reviews and grades loans following a continuous loan review process, featuring coverage of all loan types and business lines at least quarterly. Continuous reviewing provides more effective risk monitoring because it immediately tests for potential impacts caused by changes in personnel, policy, products or underwriting standards.</font></div></div>

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