|
FY2025
12 months to Dec 31, 2025
|
FY2024
12 months to Dec 31, 2024
|
FY2023
12 months to Dec 31, 2023
|
|
|---|---|---|---|
| INTEREST AND DIVIDEND INCOME | |||
| Interest and fees on loans | |||
| Interest on debt securities | |||
| Interest on tax-exempted debt securities | |||
| Interest on deposits at other financial institutions | |||
| Interest and dividends on other interest-earning assets | |||
| Total interest and dividend income | |||
| INTEREST EXPENSE | |||
| Interest on NOW, money market and savings accounts | |||
| Interest on time deposits | |||
| Interest on borrowings | |||
| Total interest expense | |||
| Net interest income | |||
| (Reversal of) provision for credit losses | |||
| Net interest income after (reversal of) provision for credit losses | |||
| NONINTEREST INCOME | |||
| Revenue | |||
| Service charges and fees on deposit accounts | |||
| Interchange and ATM income | |||
| Gain (loss) on sale of loans | |||
| Income from bank owned life insurance | |||
| Loss on sale of available-for-sale debt securities | |||
| Servicing and related income on loans, net | |||
| Loss on sale and disposal of fixed assets | |||
| Other charges and fees | |||
| Total noninterest income | |||
| NONINTEREST EXPENSE | |||
| Salaries and employee benefits | |||
| Occupancy and equipment | |||
| Data processing and communications | |||
| Legal, audit and professional | |||
| Regulatory assessments | |||
| Director and shareholder expenses | |||
| Merger and related expenses | |||
| Intangible asset amortization | |||
| Litigation settlements, net | |||
| Other real estate owned expenses | |||
| Other expenses | |||
| Total noninterest expense | |||
| Income before income taxes | |||
| Income tax expense | |||
| Net income | |||
| Earnings per share: | |||
| Basic (in dollars per share) | |||
| Diluted (in dollars per share) |
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