BCB Bancorp Inc
bcb.bankWhat Do They Do?
Offers loans, deposit accounts and retail and commercial banking services to businesses and individuals in its New Jersey and New York markets.
10-K for FY2025, filed Mar 9, 2026We are a community-oriented financial institution. Our business is to offer FDIC-insured deposit products and to invest funds held in…View ↗
loans, including commercial and multi-family real estate loans, one-to-four family mortgage loans, commercial business loans, construction…View ↗
FDIC-insured deposit products, including savings and club accounts, interest and non-interest-bearing demand accounts, money market…View ↗
retail and commercial banking services including wire transfers, money orders, safe deposit boxes, night depository, debit cards, online…View ↗
The Bank opened for business on November 1, 2000, as Bayonne Community Bank, a New Jersey chartered commercial bank. The Bank changed its…View ↗
How Do They Make Money?
Earns interest from loans and investment securities, funded partly by deposits, and pays interest on deposits and borrowings; the difference between interest income and interest expense is net interest income.
10-K for FY2025, filed Mar 9, 2026
$173M
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10-K for FY2025, filed Mar 9, 2026
$173M ↗
Who Are Their Customers?
Businesses and individuals can bank through the Bank’s branches and online or mobile services, and obtain loans and deposit products.
10-K for FY2025, filed Mar 9, 2026The Bank opened for business on November 1, 2000, as Bayonne Community Bank, a New Jersey chartered commercial bank. The Bank changed its…View ↗
We are a community-oriented financial institution. Our business is to offer FDIC-insured deposit products and to invest funds held in…View ↗
retail and commercial banking services including wire transfers, money orders, safe deposit boxes, night depository, debit cards, online…View ↗
Do Revenues Turn Into Profits?
Not on paper. It lost $12.5M in FY2025, but brought in more cash than it spent: $34.9M of free cash flow.
How Are They Changing?
- Net income
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Sources
10-Q for Q2 FY2026, filed Aug 10, 2026
−$14.8MView ↗
- ▼ Now a loss
- vs $3.6M in Q2 FY2025
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Sep 16, 2026
BCB marketed problem loans and cannabis business lines for sale
It also launched a common-stock offering and expects a third-quarter 2026 net loss of $126.2 million to $136.1 million.
Sources
8-K, filed Sep 16, 2026
As a result of the above items, we currently expect to record a net loss for the third quarter of 2026 in the range of $126.2 million to…View ↗
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Sep 3, 2026
BCB changed its independent auditor
It dismissed Wolf & Company and engaged Deloitte as its new independent auditor.
Sources
8-K, filed Sep 3, 2026
On September 2, 2026, BCB Bancorp, Inc. (the “Company”) communicated to Wolf & Company, P.C. (“Wolf & Co”) that it has been dismissed as…View ↗
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Aug 3, 2026
BCB stopped originating residential mortgage, home equity and consumer loans
Sources
8-K, filed Aug 3, 2026
“We are actively conducting a comprehensive review of the Bank’s loan portfolio with the assistance of independent consultants as part of…View ↗
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Jun 3, 2026
Thomas O’Brien became president and CEO
Sources
8-K, filed Jun 3, 2026
On June 1, 2026, BCB Bancorp, Inc. (the “the Company”) and its newly appointed President and Chief Executive Officer, Thomas M. O’Brien…View ↗
Growing. Revenue grew 54% in 4 years, from $112.6M in FY2021 to $173M in FY2025, about 11% a year.
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