Bank Of Chile - Understand $bch stock

$BCH Market Cap: $11.57 Trillion

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Financial Snapshot

Revenue

Gross Margin

Net Earnings

$1275B

TTM

Current Assets

Current Liabilities

$8037B

Q1 2024

Current Ratio

Total Assets

$56790B

Q1 2024

Total Liabilities

$51620B

Q1 2024

Book Value

$5175B

Q1 2024

Cash

P/E

9.069

Nov 29, 2024 EST

Free Cash Flow

$1335B

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999
Revenue
YoY Change

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999
Revenue
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999
Selling, General & Admin	15.79B clps	25.98B clps	24.17B clps	21.44B clps
YoY Change	-39.21%	7.46%	12.76%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$91.95B	$84.21B	$76.80B	$73.36B	$70.54B	$37.68B	$35.25B	$33.29B	$29.54B	$30.50B	$28.91B	$30.96B	$30.71B	$30.54B	$32.03B	$34.65B	$25.40B	$22.69B	$18.59B	$18.01B	$19.69B	$23.47B	$7.501B	$8.766B	$8.720B
YoY Change	9.2%	9.64%	4.69%	3.99%	87.21%	6.89%	5.89%	12.7%	-3.16%	5.51%	-6.62%	0.8%	0.55%	-4.63%	-7.57%	36.44%	11.93%	22.07%	3.2%	-8.55%	-16.09%	212.88%	-14.43%	0.53%	-5.97%
% of Gross Profit
Operating Expenses	15.79B clps	25.98B clps	24.17B clps	21.44B clps
YoY Change	-39.21%	7.46%	12.76%
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020
Interest Expense	2124B clps	2201B clps	814.4B clps	560.0B clps
YoY Change	-3.49%	170.21%	45.44%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999
Pretax Income	$1518B	$1685B	$971.5B	$589.1B	$762.7B	$751.4B	$691.0B	$641.3B	$620.7B	$650.6B	$593.5B	$522.0B	$488.4B	$417.0B	$297.5B	$379.1B	$269.2B	$235.6B	$206.4B	$177.1B	$148.1B	$51.74B	$84.49B	$83.46B	$69.05B
YoY Change	-9.95%	73.47%	64.92%	-22.76%	1.5%	8.73%	7.76%	3.31%	-4.59%	9.62%	13.7%	6.88%	17.11%	40.19%	-21.54%	40.84%	14.28%	14.16%	16.5%	19.63%	186.19%	-38.76%	1.23%	20.88%	-3.44%
Income Tax	$273.9B	$275.8B	$178.6B	$126.0B	$169.7B	$156.5B	$115.0B	$89.04B	$61.73B	$59.53B	$79.94B	$54.39B	$59.59B	$38.51B	$39.60B	$31.71B	$26.92B	$25.88B	$21.84B	$19.01B	$14.25B	-$1.159B	-$1.346B	$1.503B	$1.942B
% Of Pretax Income	18.05%	16.36%	18.38%	21.38%	22.25%	20.83%	16.65%	13.88%	9.94%	9.15%	13.47%	10.42%	12.2%	9.23%	13.31%	8.36%	10.0%	10.99%	10.58%	10.73%	9.62%	-2.24%	-1.59%	1.8%	2.81%
Net Earnings	$1244B	$1409B	$792.9B	$463.1B	$593.0B	$594.9B	$576.0B	$552.2B	$559.0B	$591.1B	$513.6B	$467.6B	$428.8B	$378.5B	$257.9B	$347.4B	$242.3B	$209.7B	$184.5B	$158.1B	$133.8B	$52.90B	$85.83B	$81.96B	$67.11B
YoY Change	-11.76%	77.75%	71.22%	-21.91%	-0.31%	3.27%	4.3%	-1.21%	-5.43%	15.09%	9.84%	9.05%	13.28%	46.78%	-25.78%	43.4%	15.54%	13.64%	16.69%	18.16%	152.98%	-38.37%	4.73%	22.13%	-1.22%
Net Earnings / Revenue
Basic Earnings Per Share
Diluted Earnings Per Share	$12.31	$13.95M	$7.849M	$4.584M	$5.870M	$5.889M	$5.666M	$5.390M	$5.420M	$5.692M	$4.920M	$4.726M	$4.275M	$3.913M	$2.678M	$3.666M	$2.872M	$2.592M	$2.313M	$2.033M	$1.677M	$663.0K	$1.630M	$1.489M	$1.219M

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment	$310.5B	$305.0B	$322.5B	$336.8B	$370.9B	$215.9B	$216.3B	$219.1B	$215.7B	$205.4B	$197.6B	$205.2B	$207.9B	$206.5B	$208.3B	$214.3B	$169.2B	$162.9B	$145.4B	$137.4B	$130.9B	$143.4B	$82.99B	$80.67B	$83.27B
YoY Change	1.8%	-5.41%	-4.23%	-9.21%	71.83%	-0.18%	-1.29%	1.58%	5.0%	3.96%	-3.71%	-1.3%	0.67%	-0.87%	-2.78%	26.68%	3.84%	12.0%	5.82%	4.96%	-8.69%	72.8%	2.88%	-3.12%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$76.99B	$62.21B	$49.17B	$44.65B	$50.76B	$44.56B	$38.04B	$32.59B	$28.13B	$25.31B	$16.67B	$13.93B	$15.42B	$13.29B	$12.61B	$13.41B	$7.357B	$8.262B	$7.310B	$5.607B	$5.429B	$4.916B	$26.74B	$2.369B	$2.389B
YoY Change	23.76%	26.53%	10.12%	-12.04%	13.91%	17.14%	16.73%	15.86%	11.12%	51.84%	19.64%	-9.63%	15.98%	5.46%	-5.97%	82.23%	-10.95%	13.02%	30.37%	3.28%	10.44%	-81.62%	1028.83%	-0.84%
Other Assets	$562.7B	$550.4B	$439.2B	$357.9B	$320.9B	$277.9B	$267.4B	$281.7B	$256.0B	$202.9B	$145.9B	$127.1B	$116.3B	$111.2B	$82.85B	$73.25B
YoY Change	2.24%	25.32%	22.7%	11.53%	15.48%	3.93%	-5.08%	10.06%	26.18%	39.04%	14.76%	9.34%	4.57%	34.22%	13.1%
Total Long-Term Assets
YoY Change
Total Assets	$55790B	$55260B	$51700B	$46100B	$41270B	$35930B	$32820B	$31530B	$31290B	$27650B	$25930B	$23260B	$21740B	$18260B	$17460B	$18600B	$14620B	$13700B	$10910B	$9997B	$9481B	$8843B	$5388B	$5630B	$5123B
YoY Change
Accounts Payable	$699.2B	$681.8B	$680.9B	$1575B	$583.6B	$512.4B	$485.9B	$341.4B	$363.3B	$218.3B	$226.4B	$159.2B	$234.5B	$262.6B	$474.9B	$479.8B
YoY Change	2.55%	0.13%	-56.77%	169.91%	13.89%	5.46%	42.31%	-6.01%	66.38%	-3.57%	42.21%	-32.09%	-10.72%	-44.71%	-1.01%
Accrued Expenses											$57.25B
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt	$157.2B	$216.3B	$95.01B	$288.9B	$308.7B	$303.8B	$195.4B	$216.8B	$184.1B	$249.5B	$256.8B	$226.4B	$358.0B	$194.7B	$408.3B	$420.7B	$302.0B	$329.6B	$276.4B	$361.7B	$437.4B	$284.8B	$46.86B	$134.2B	$160.1B
YoY Change	-27.32%	127.62%	-67.12%	-6.42%	1.62%	55.49%	-9.88%	17.75%	-26.19%	-2.84%	13.41%	-36.76%	83.9%	-52.32%	-2.93%	39.3%	-8.37%	19.22%	-23.56%	-17.32%	53.61%	507.7%	-65.07%	-16.19%
Long-Term Debt Due	$2686B	$3001B	$3259B	$2125B	$2821B	$2792B	$2317B
YoY Change	-10.49%	-7.92%	53.36%	-24.67%	1.04%	20.48%
Total Short-Term Liabilities	$4176B	$1203B	$4382B	$3925B	$3783B	$3632B	$3121B	$628.1B	$392.5B	$241.8B	$619.7B	$185.1B	$239.7B	$265.7B	$514.7B	$488.8B	$302.0B	$329.6B	$276.4B	$361.7B	$437.4B	$284.8B	$46.86B	$134.2B	$160.1B
YoY Change	247.19%	-72.55%	11.64%	3.76%	4.16%	16.38%	396.84%	60.02%	62.3%	-60.98%	234.81%	-22.79%	-9.76%	-48.38%	5.28%	61.88%	-8.37%	19.22%	-23.56%	-17.32%	53.61%	507.7%	-65.07%	-16.19%
Long-Term Debt	$13520B	$1100B	$11450B	$10450B	$7858B	$6318B	$5504B	$7404B	$7805B	$6343B	$5567B	$4545B	$4264B	$3225B	$3130B	$3492B	$2532B	$2304B	$2015B	$1972B	$2169B	$2062B	$1219B	$1319B	$1316B
YoY Change	1128.38%	-90.39%	9.64%	32.92%	24.37%	14.8%	-25.66%	-5.13%	23.04%	13.94%	22.5%	6.58%	32.23%	3.01%	-10.36%	37.91%	9.93%	14.34%	2.17%	-9.09%	5.18%	69.24%	-7.61%	0.2%
Other Long-Term Liabilities	$4176B	$5328B	$3867B	$3643B	$3613B	$2128B	$1915B	$1523B	$1904B	$1586B	$782.1B	$1186B	$933.6B	$990.8B	$852.2B	$1360B	$1561B	$1382B	$991.1B	$726.5B	$582.8B	$567.3B	$415.1B	$338.2B	$327.3B
YoY Change	-21.61%	37.75%	6.16%	0.83%	69.8%	11.11%	25.73%	-19.99%	20.01%	102.81%	-34.07%	27.06%	-5.78%	16.26%	-37.34%	-12.89%	12.98%	39.43%	36.42%	24.66%	2.74%	36.67%	22.73%	3.33%
Total Long-Term Liabilities	$17690B	$6428B	$15320B	$14090B	$11470B	$8446B	$7419B	$8927B	$9709B	$7929B	$6349B	$5731B	$5198B	$4216B	$3983B	$4852B	$4094B	$3686B	$3006B	$2699B	$2752B	$2630B	$1634B	$1657B	$1644B
YoY Change	175.23%	-58.04%	8.74%	22.82%	35.81%	13.85%	-16.9%	-8.05%	22.44%	24.88%	10.79%	10.26%	23.3%	5.85%	-17.92%	18.53%	11.07%	22.61%	11.39%	-1.94%	4.65%	60.96%	-1.42%	0.83%
Total Liabilities	$50560B	$50400B	$47480B	$42370B	$37750B	$32620B	$29720B	$28650B	$28550B	$25110B	$23650B	$21250B	$20000B	$16850B	$16070B	$17270B	$13570B	$12810B	$10120B	$9298B	$8768B	$8207B	$4989B	$5248B	$4739B
YoY Change	0.31%	6.15%	12.06%	12.25%	15.7%	9.77%	3.74%	0.33%	13.71%	6.18%	11.27%	6.26%	18.69%	4.88%	-6.99%	27.31%	5.94%	26.54%	8.86%	6.04%	6.84%	64.48%	-4.93%	10.73%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999
Basic Shares Outstanding
Diluted Shares Outstanding
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $11.566 Trillion

About BANK OF CHILE

Banco de Chile SA engages in the provision of banking services. The company is headquartered in Santiago, Santiago and currently employs 12,550 full-time employees. The Bank offers a range of banking services to its customers, ranging from individuals to corporations. The Bank's segments include Retail, which focuses on individuals and small and medium-sized companies, where the product offering focuses on consumer loans, commercial loans, checking accounts, credit cards, credit lines and mortgage loans; Wholesale, which focuses on corporate clients and companies, where the product offering focuses on commercial loans, checking accounts and liquidity management services, debt instruments, foreign trade, derivative contracts and leases; Treasury, which includes the associated revenues to the management of the investment portfolio and the business of financial transactions and currency trading, and Subsidiaries, which corresponds to companies and corporations controlled by the Bank.

Industry: Commercial Banks, NEC Peers: