2014 Q1 Form 10-Q Financial Statement

#000130394214000026 Filed on April 30, 2014

View on sec.gov

Income Statement

Concept 2014 Q1 2013 Q1
Revenue $12.09M $12.71M
YoY Change -4.93% -23.57%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.160M $1.300M
YoY Change -10.77% -0.76%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $812.0K $994.0K
YoY Change -18.31% -19.84%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $959.0K $678.0K
YoY Change 41.45% -75.73%
Income Tax $17.00K $0.00
% Of Pretax Income 1.77% 0.0%
Net Earnings $942.0K $678.0K
YoY Change 38.94% -70.99%
Net Earnings / Revenue 7.79% 5.33%
Basic Earnings Per Share $0.05 $0.03
Diluted Earnings Per Share $0.05 $0.03
COMMON SHARES
Basic Shares Outstanding 20.10M shares 19.96M shares
Diluted Shares Outstanding 20.11M shares 19.96M shares

Balance Sheet

Concept 2014 Q1 2013 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments $267.7M $372.4M
YoY Change -28.11%
Cash & Equivalents $151.7M $311.1M
Short-Term Investments $116.0M $61.27M
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $34.88M $37.53M
YoY Change -7.06% -3.77%
Goodwill
YoY Change
Intangibles $2.284M $2.882M
YoY Change -20.75%
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.449B $1.466B
YoY Change -1.2% -5.36%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $8.100M $8.400M
YoY Change -3.57% 1.2%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $2.700M $2.700M
YoY Change 0.0% -73.0%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $10.80M $11.10M
YoY Change -2.7% -39.34%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00
YoY Change
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $0.00 $0.00
YoY Change
TOTAL LIABILITIES
Total Short-Term Liabilities $10.80M $11.10M
Total Long-Term Liabilities $0.00 $0.00
Total Liabilities $1.272B $1.292B
YoY Change -1.61% -4.05%
SHAREHOLDERS EQUITY
Retained Earnings -$6.400M -$9.118M
YoY Change -29.81%
Common Stock $211.0K $211.0K
YoY Change 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $176.9M $173.6M
YoY Change
Total Liabilities & Shareholders Equity $1.449B $1.466B
YoY Change -1.2% -5.36%

Cashflow Statement

Concept 2014 Q1 2013 Q1
OPERATING ACTIVITIES
Net Income $942.0K $678.0K
YoY Change 38.94% -70.99%
Depreciation, Depletion And Amortization $1.160M $1.300M
YoY Change -10.77% -0.76%
Cash From Operating Activities $1.452M $2.267M
YoY Change -35.95% -46.85%
INVESTING ACTIVITIES
Capital Expenditures $125.0K $14.00K
YoY Change 792.86% -97.96%
Acquisitions
YoY Change
Other Investing Activities -$7.910M $47.65M
YoY Change -116.6% -30.02%
Cash From Investing Activities -$8.033M $47.64M
YoY Change -116.86% -29.32%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $0.00
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -$2.652M -$14.54M
YoY Change -81.76% 1.76%
NET CHANGE
Cash From Operating Activities $1.452M $2.267M
Cash From Investing Activities -$8.033M $47.64M
Cash From Financing Activities -$2.652M -$14.54M
Net Change In Cash -$9.233M $35.36M
YoY Change -126.11% -38.36%
FREE CASH FLOW
Cash From Operating Activities $1.452M $2.267M
Capital Expenditures $125.0K $14.00K
Free Cash Flow $1.327M $2.253M
YoY Change -41.1% -37.07%

Facts In Submission

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80000 USD
CY2014Q1 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method
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39000 USD
CY2013Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
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11348000 USD
CY2014Q1 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
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16651000 USD
CY2013Q4 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
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14410000 USD
CY2014Q1 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
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20104000 USD
CY2013 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
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6804000 USD
CY2014Q1 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
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3725000 USD
CY2013 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method
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142000 USD
CY2014Q1 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method
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25000 USD
CY2013Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
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4146000 USD
CY2014Q1 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
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4231000 USD
CY2013Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
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5157000 USD
CY2014Q1 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
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5574000 USD
CY2013Q1 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
678000 USD
CY2014Q1 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
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959000 USD
CY2014Q1 us-gaap Income Tax Expense Benefit
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17000 USD
CY2013Q1 us-gaap Income Tax Expense Benefit
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0 USD
CY2013Q1 us-gaap Income Taxes Paid
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0 USD
CY2014Q1 us-gaap Income Taxes Paid
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11000 USD
CY2014Q1 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
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-3637000 USD
CY2013Q1 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
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-1263000 USD
CY2013Q1 us-gaap Increase Decrease In Accrued Interest Receivable Net
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-195000 USD
CY2014Q1 us-gaap Information Technology And Data Processing
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639000 USD
CY2013Q1 us-gaap Insurance Commissions And Fees
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109000 USD
CY2014Q1 us-gaap Interest And Dividend Income Operating
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12086000 USD
CY2014Q1 us-gaap Interest And Dividend Income Securities
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296000 USD
CY2013Q1 us-gaap Interest And Dividend Income Securities
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250000 USD
CY2014Q1 us-gaap Interest And Fee Income Loans And Leases
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11699000 USD
CY2013Q1 us-gaap Interest And Fee Income Loans And Leases
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12278000 USD
CY2014Q1 us-gaap Interest Bearing Deposit Liabilities
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1123087000 USD
CY2013Q4 us-gaap Interest Bearing Deposit Liabilities
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1126028000 USD
CY2014Q1 us-gaap Interest Bearing Deposits In Banks
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137855000 USD
CY2013Q4 us-gaap Interest Bearing Deposits In Banks
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145176000 USD
CY2014Q1 us-gaap Interest Expense
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812000 USD
CY2013Q1 us-gaap Interest Expense
InterestExpense
994000 USD
CY2013Q1 us-gaap Interest Expense Borrowings
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8000 USD
CY2014Q1 us-gaap Interest Expense Borrowings
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2000 USD
CY2013Q1 us-gaap Interest Expense Deposits
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986000 USD
CY2014Q1 us-gaap Interest Expense Deposits
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810000 USD
CY2014Q1 us-gaap Interest Income Expense After Provision For Loan Loss
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10798000 USD
CY2013Q1 us-gaap Interest Income Expense After Provision For Loan Loss
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10997000 USD
CY2013Q1 us-gaap Interest Income Expense Net
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11719000 USD
CY2014Q1 us-gaap Interest Income Expense Net
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11274000 USD
CY2013Q1 us-gaap Interest Paid Net
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1014000 USD
CY2014Q1 us-gaap Interest Paid Net
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824000 USD
CY2014Q1 us-gaap Interest Receivable
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3728000 USD
CY2013Q4 us-gaap Interest Receivable
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3933000 USD
CY2013Q1 us-gaap Labor And Related Expense
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6752000 USD
CY2014Q1 us-gaap Labor And Related Expense
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5958000 USD
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CY2014Q1 us-gaap Liabilities
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1271678000 USD
CY2013Q4 us-gaap Liabilities And Stockholders Equity
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1453594000 USD
CY2014Q1 us-gaap Liabilities And Stockholders Equity
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CY2013Q4 us-gaap Loans And Leases Receivable Allowance
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CY2014Q1 us-gaap Loans And Leases Receivable Allowance
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14181000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Allowance
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18035000 USD
CY2013Q1 us-gaap Loans And Leases Receivable Allowance
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17453000 USD
CY2013Q4 us-gaap Loans And Leases Receivable Deferred Income
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970000 USD
CY2014Q1 us-gaap Loans And Leases Receivable Deferred Income
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1002000 USD
CY2013Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
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1111261000 USD
CY2014Q1 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1111067000 USD
CY2013Q4 us-gaap Loans And Leases Receivable Net Reported Amount
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1098077000 USD
CY2014Q1 us-gaap Loans And Leases Receivable Net Reported Amount
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1097888000 USD
CY2014Q1 us-gaap Loans Receivable Net
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1097888000 USD
CY2013Q4 us-gaap Loans Receivable Net
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1098077000 USD
CY2013Q4 us-gaap Marketable Securities
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110907000 USD
CY2014Q1 us-gaap Marketable Securities
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115977000 USD
CY2014Q1 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
162000 USD
CY2013Q1 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
146000 USD
CY2014Q1 us-gaap Mortgage Servicing Rights Msr Impairment Recovery
MortgageServicingRightsMSRImpairmentRecovery
-4000 USD
CY2013Q1 us-gaap Mortgage Servicing Rights Msr Impairment Recovery
MortgageServicingRightsMSRImpairmentRecovery
26000 USD
CY2014Q1 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-2652000 USD
CY2013Q1 us-gaap Net Cash Provided By Used In Financing Activities
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-14543000 USD
CY2013Q1 us-gaap Net Cash Provided By Used In Investing Activities
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47640000 USD
CY2014Q1 us-gaap Net Cash Provided By Used In Investing Activities
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CY2014Q1 us-gaap Net Cash Provided By Used In Operating Activities
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1452000 USD
CY2014Q1 us-gaap Payments Of Loan Costs
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106604000 USD
CY2013Q1 us-gaap Net Cash Provided By Used In Operating Activities
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2267000 USD
CY2014Q1 us-gaap Noninterest Bearing Deposit Liabilities
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129732000 USD
CY2013Q4 us-gaap Noninterest Bearing Deposit Liabilities
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126680000 USD
CY2014Q1 us-gaap Noninterest Expense
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11371000 USD
CY2013Q1 us-gaap Noninterest Expense
NoninterestExpense
13348000 USD
CY2014Q1 us-gaap Noninterest Income
NoninterestIncome
1532000 USD
CY2013Q1 us-gaap Noninterest Income
NoninterestIncome
3029000 USD
CY2014Q1 us-gaap Noninterest Income Other
NoninterestIncomeOther
170000 USD
CY2013Q1 us-gaap Noninterest Income Other
NoninterestIncomeOther
125000 USD
CY2013Q1 us-gaap Occupancy Net
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1948000 USD
CY2014Q1 us-gaap Occupancy Net
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1914000 USD
CY2014Q1 us-gaap Other Assets
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5299000 USD
CY2013Q4 us-gaap Other Assets
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7627000 USD
CY2013Q1 us-gaap Other Comprehensive Income Loss Net Of Tax
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-124000 USD
CY2014Q1 us-gaap Other Comprehensive Income Loss Net Of Tax
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37000 USD
CY2013Q1 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
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-124000 USD
CY2014Q1 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
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30000 USD
CY2014Q1 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
91000 USD
CY2013Q1 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
185000 USD
CY2013Q1 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1439000 USD
CY2014Q1 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1318000 USD
CY2014Q1 us-gaap Other Real Estate
OtherRealEstate
1300000 USD
CY2013Q4 us-gaap Other Real Estate
OtherRealEstate
2700000 USD
CY2014Q1 us-gaap Other Than Temporary Impairment Losses Investments Reclassification Adjustment Of Noncredit Portion Included In Net Income Availabeforsale Securities Before Tax
OtherThanTemporaryImpairmentLossesInvestmentsReclassificationAdjustmentOfNoncreditPortionIncludedInNetIncomeAvailabeforsaleSecuritiesBeforeTax
7000 USD
CY2014Q1 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
0 USD
CY2013Q1 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
-846000 USD
CY2013Q1 us-gaap Payments Of Loan Costs
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105573000 USD
CY2013Q1 us-gaap Payments To Acquire Marketable Securities
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3175000 USD
CY2014Q1 us-gaap Payments To Acquire Marketable Securities
PaymentsToAcquireMarketableSecurities
16013000 USD
CY2013Q1 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
14000 USD
CY2014Q1 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
125000 USD
CY2014Q1 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2013Q4 us-gaap Preferred Stock Par Or Stated Value Per Share
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0.01
CY2014Q1 us-gaap Preferred Stock Shares Authorized
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25000000 shares
CY2013Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
25000000 shares
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0 shares
CY2013Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0 shares
CY2014Q1 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0 shares
CY2013Q4 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0 shares
CY2013Q4 us-gaap Preferred Stock Value
PreferredStockValue
0 USD
CY2014Q1 us-gaap Preferred Stock Value
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CY2014Q1 us-gaap Prior Period Reclassification Adjustment Description
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<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Reclassifications</font><font style="font-family:inherit;font-size:10pt;">: Certain reclassifications have been made in the prior period&#8217;s financial statements to conform them to the current period&#8217;s presentation.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">These unaudited consolidated financial statements should be read in conjunction with the Company&#8217;s Annual Report on Form&#160;10-K for the year ended </font><font style="font-family:inherit;font-size:10pt;">December&#160;31, 2013</font><font style="font-family:inherit;font-size:10pt;">, as filed with the Securities and Exchange Commission.</font></div></div>
CY2014Q1 us-gaap Proceeds From Income Tax Refunds
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0 USD
CY2013Q1 us-gaap Proceeds From Income Tax Refunds
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CY2014Q1 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
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5402000 USD
CY2013Q1 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
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14626000 USD
CY2013Q1 us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
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130457000 USD
CY2014Q1 us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
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103592000 USD
CY2013Q1 us-gaap Proceeds From Repayments Of Debt
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-2827000 USD
CY2014Q1 us-gaap Proceeds From Repayments Of Debt
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-387000 USD
CY2014Q1 us-gaap Proceeds From Sale Maturity And Collections Of Investments
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1898000 USD
CY2013Q1 us-gaap Proceeds From Sale Maturity And Collections Of Investments
ProceedsFromSaleMaturityAndCollectionsOfInvestments
4938000 USD
CY2014Q1 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
3663000 USD
CY2013Q1 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
0 USD
CY2013Q1 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
4163000 USD
CY2014Q1 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
543000 USD
CY2014Q1 us-gaap Proceeds From Sale Of Loans Receivable
ProceedsFromSaleOfLoansReceivable
0 USD
CY2013Q1 us-gaap Proceeds From Sale Of Loans Receivable
ProceedsFromSaleOfLoansReceivable
2868000 USD
CY2013Q1 us-gaap Proceeds From Sale Of Other Real Estate
ProceedsFromSaleOfOtherRealEstate
2667000 USD
CY2014Q1 us-gaap Proceeds From Sale Of Other Real Estate
ProceedsFromSaleOfOtherRealEstate
154000 USD
CY2014Q1 us-gaap Profit Loss
ProfitLoss
942000 USD
CY2013Q1 us-gaap Profit Loss
ProfitLoss
678000 USD
CY2014Q1 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
34882000 USD
CY2013Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
35328000 USD
CY2013Q1 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
722000 USD
CY2014Q1 us-gaap Provision For Loan And Lease Losses
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476000 USD
CY2013Q4 us-gaap Real Estate Owned Valuation Allowance
RealEstateOwnedValuationAllowance
-902000 USD
CY2014Q1 us-gaap Real Estate Owned Valuation Allowance
RealEstateOwnedValuationAllowance
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CY2014Q1 us-gaap Real Estate Owned Valuation Allowance Provision
RealEstateOwnedValuationAllowanceProvision
-44000 USD
CY2013Q1 us-gaap Real Estate Owned Valuation Allowance Provision
RealEstateOwnedValuationAllowanceProvision
-89000 USD
CY2012Q4 us-gaap Stockholders Equity
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172890000 USD
CY2013Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-7342000 USD
CY2014Q1 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-6400000 USD
CY2013Q1 us-gaap Servicing Fees Net
ServicingFeesNet
123000 USD
CY2014Q1 us-gaap Servicing Fees Net
ServicingFeesNet
104000 USD
CY2014Q1 us-gaap Share Based Compensation
ShareBasedCompensation
17000 USD
CY2013Q1 us-gaap Share Based Compensation
ShareBasedCompensation
0 USD
CY2014Q1 us-gaap Stock Issued During Period Value Employee Stock Ownership Plan
StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan
241000 USD
CY2013Q1 us-gaap Stock Issued During Period Value Employee Stock Ownership Plan
StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan
195000 USD
CY2014Q1 us-gaap Stockholders Equity
StockholdersEquity
176864000 USD
CY2013Q4 us-gaap Stockholders Equity
StockholdersEquity
175627000 USD
CY2013Q1 us-gaap Stockholders Equity
StockholdersEquity
173639000 USD
CY2013Q1 us-gaap Supplies And Postage Expense
SuppliesAndPostageExpense
452000 USD
CY2014Q1 us-gaap Supplies And Postage Expense
SuppliesAndPostageExpense
391000 USD
CY2014Q1 us-gaap Unearned Esop Shares
UnearnedESOPShares
11013000 USD
CY2013Q4 us-gaap Unearned Esop Shares
UnearnedESOPShares
11255000 USD
CY2014Q1 us-gaap Use Of Estimates
UseOfEstimates
<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Use of Estimates</font><font style="font-family:inherit;font-size:10pt;">: To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and future results could differ. The allowance for loan losses, mortgage servicing rights, deferred tax assets, other intangible assets, stock-based compensation, impairment of securities and fair value of financial instruments are particularly subject to change and the effect of such change could be material to the financial statements.</font></div></div>
CY2014Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
20110700 shares
CY2013Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
19964028 shares
CY2014Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
20098655 shares
CY2013Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
19964028 shares
CY2014Q1 us-gaap Weighted Average Number Of Shares Restricted Stock
WeightedAverageNumberOfSharesRestrictedStock
-25750 shares
CY2013Q1 us-gaap Weighted Average Number Of Shares Restricted Stock
WeightedAverageNumberOfSharesRestrictedStock
0 shares
CY2013Q4 bfin Accrued Interest Payable And Other Liabilities
AccruedInterestPayableAndOtherLiabilities
11772000 USD
CY2014Q1 bfin Accrued Interest Payable And Other Liabilities
AccruedInterestPayableAndOtherLiabilities
8135000 USD
CY2013Q1 bfin Allowance For Loan And Lease Losses Charge Offs Net
AllowanceForLoanAndLeaseLossesChargeOffsNet
-1304000 USD
CY2014Q1 bfin Allowance For Loan And Lease Losses Charge Offs Net
AllowanceForLoanAndLeaseLossesChargeOffsNet
-449000 USD
CY2014Q1 bfin Allowanceforloanlossesspecificreserveincreaseordecrease
Allowanceforloanlossesspecificreserveincreaseordecrease
114000 USD
CY2014Q1 bfin Amortization And Impairment Of Servicing Assets
AmortizationAndImpairmentOfServicingAssets
36000 USD
CY2013Q1 bfin Amortization And Impairment Of Servicing Assets
AmortizationAndImpairmentOfServicingAssets
33000 USD
CY2014Q1 bfin Amortization Of Intangibles
AmortizationOfIntangibles
149000 USD
CY2013Q1 bfin Amortization Of Intangibles
AmortizationOfIntangibles
156000 USD
CY2014Q1 bfin Availableforsalesecuritiesaccumulatedgrossunrealizedgainbeforetax
Availableforsalesecuritiesaccumulatedgrossunrealizedgainbeforetax
1335000 USD
CY2013Q4 bfin Availableforsalesecuritiesaccumulatedgrossunrealizedgainbeforetax
Availableforsalesecuritiesaccumulatedgrossunrealizedgainbeforetax
1337000 USD
CY2013Q4 bfin Availableforsalesecuritiesaccumulatedgrossunrealizedlossbeforetax
Availableforsalesecuritiesaccumulatedgrossunrealizedlossbeforetax
235000 USD
CY2014Q1 bfin Availableforsalesecuritiesaccumulatedgrossunrealizedlossbeforetax
Availableforsalesecuritiesaccumulatedgrossunrealizedlossbeforetax
196000 USD
CY2013Q4 bfin Financing Receivable Acquired With Deteriorated Credit Quality Net Of Allowance
FinancingReceivableAcquiredWithDeterioratedCreditQualityNetOfAllowance
1751000 USD
CY2014Q1 bfin Financing Receivable Acquired With Deteriorated Credit Quality Net Of Allowance
FinancingReceivableAcquiredWithDeterioratedCreditQualityNetOfAllowance
272000 USD
CY2014Q1 bfin Financing Receivable Modifications Increase In Allowance For Loan And Leases Losses
FinancingReceivableModificationsIncreaseInAllowanceForLoanAndLeasesLosses
0 USD
CY2013Q1 bfin Financing Receivable Modifications Increase In Allowance For Loan And Leases Losses
FinancingReceivableModificationsIncreaseInAllowanceForLoanAndLeasesLosses
0 USD
CY2013Q4 bfin Financing Receivable Nonaccrual
FinancingReceivableNonaccrual
18072000 USD
CY2014Q1 bfin Financing Receivable Nonaccrual
FinancingReceivableNonaccrual
22300000 USD
CY2013Q4 bfin Financing Receivables Recorded Investment
FinancingReceivablesRecordedInvestment
1103879000 USD
CY2014Q1 bfin Financing Receivables Recorded Investment
FinancingReceivablesRecordedInvestment
1107350000 USD
CY2014Q1 bfin Gain Loss On Sale Of Real Estate Acquired Through Foreclosure
GainLossOnSaleOfRealEstateAcquiredThroughForeclosure
-6000 USD
CY2013Q1 bfin Gain Loss On Sale Of Real Estate Acquired Through Foreclosure
GainLossOnSaleOfRealEstateAcquiredThroughForeclosure
-69000 USD
CY2013Q4 bfin Impaired Financing Receivable Partial Charge Offs
ImpairedFinancingReceivablePartialChargeOffs
2430000 USD
CY2014Q1 bfin Impaired Financing Receivable Partial Charge Offs
ImpairedFinancingReceivablePartialChargeOffs
3103000 USD
CY2013Q4 bfin Impaired Financing Receivable With No Related Allowance Partial Charge Offs
ImpairedFinancingReceivableWithNoRelatedAllowancePartialChargeOffs
1504000 USD
CY2014Q1 bfin Impaired Financing Receivable With No Related Allowance Partial Charge Offs
ImpairedFinancingReceivableWithNoRelatedAllowancePartialChargeOffs
1805000 USD
CY2013Q4 bfin Impaired Financing Receivable With Related Allowance Partial Charge Offs
ImpairedFinancingReceivableWithRelatedAllowancePartialChargeOffs
926000 USD
CY2014Q1 bfin Impaired Financing Receivable With Related Allowance Partial Charge Offs
ImpairedFinancingReceivableWithRelatedAllowancePartialChargeOffs
1298000 USD
CY2014Q1 bfin Impaired Loan Fair Value
ImpairedLoanFairValue
3795000 USD
CY2013Q4 bfin Impaired Loan Fair Value
ImpairedLoanFairValue
3824000 USD
CY2014Q1 bfin Impaired Loans Carrying Amount
ImpairedLoansCarryingAmount
4300000 USD
CY2013Q4 bfin Impaired Loans Carrying Amount
ImpairedLoansCarryingAmount
4200000 USD
CY2013Q4 bfin Impaired Loans Valuation Allowance
ImpairedLoansValuationAllowance
375000 USD
CY2014Q1 bfin Impaired Loans Valuation Allowance
ImpairedLoansValuationAllowance
489000 USD
CY2014Q1 bfin Loans Originated For Sale
LoansOriginatedForSale
519000 USD
CY2013Q1 bfin Loans Originated For Sale
LoansOriginatedForSale
3357000 USD
CY2013Q1 bfin Loans Transferred To Real Estate Owned
LoansTransferredToRealEstateOwned
555000 USD
CY2014Q1 bfin Loans Transferred To Real Estate Owned
LoansTransferredToRealEstateOwned
2568000 USD
CY2013Q1 bfin Net Change In Advance Payments By Borrowers For Taxes And Insurance
NetChangeInAdvancePaymentsByBorrowersForTaxesAndInsurance
-915000 USD
CY2014Q1 bfin Net Change In Advance Payments By Borrowers For Taxes And Insurance
NetChangeInAdvancePaymentsByBorrowersForTaxesAndInsurance
-2376000 USD
CY2014Q1 bfin Noninterest Income From Trust
NoninterestIncomeFromTrust
164000 USD
CY2013Q1 bfin Noninterest Income From Trust
NoninterestIncomeFromTrust
181000 USD
CY2014Q1 bfin Number Of Loans Default Subsequent Modification
NumberOfLoansDefaultSubsequentModification
0 loan
CY2013Q1 bfin Number Of Loans Default Subsequent Modification
NumberOfLoansDefaultSubsequentModification
0 loan
CY2013Q4 bfin Other Real Estate Owned At Carrying Value
OtherRealEstateOwnedAtCarryingValue
6306000 USD
CY2014Q1 bfin Other Real Estate Owned At Carrying Value
OtherRealEstateOwnedAtCarryingValue
8670000 USD
CY2014Q1 bfin Other Real Estate Owned Write Downs
OtherRealEstateOwnedWriteDowns
44000 USD
CY2014Q1 bfin Outstanding Commitments To Borrowers Loans Classified As Troubled Debt Restructurings
OutstandingCommitmentsToBorrowersLoansClassifiedAsTroubledDebtRestructurings
0 USD
CY2013Q1 bfin Outstanding Commitments To Borrowers Loans Classified As Troubled Debt Restructurings
OutstandingCommitmentsToBorrowersLoansClassifiedAsTroubledDebtRestructurings
0 USD
CY2014Q1 bfin Real Estate Acquired Through Foreclosure Fair Value
RealEstateAcquiredThroughForeclosureFairValue
417000 USD
CY2013Q4 bfin Real Estate Acquired Through Foreclosure Fair Value
RealEstateAcquiredThroughForeclosureFairValue
1776000 USD
CY2014Q1 bfin Recorded Investment Loans Not Past Due
RecordedInvestmentLoansNotPastDue
1079766000 USD
CY2013Q4 bfin Recorded Investment Loans Not Past Due
RecordedInvestmentLoansNotPastDue
1077501000 USD
CY2013Q4 bfin Reserve For Uncollected Loan Interest
ReserveForUncollectedLoanInterest
1300000 USD
CY2014Q1 bfin Reserve For Uncollected Loan Interest
ReserveForUncollectedLoanInterest
1409000 USD
CY2014Q1 bfin Stock Issued During Period Employee Stock Ownership Plan
StockIssuedDuringPeriodEmployeeStockOwnershipPlan
241000 USD
CY2013Q1 bfin Stock Issued During Period Employee Stock Ownership Plan
StockIssuedDuringPeriodEmployeeStockOwnershipPlan
195000 USD
CY2014Q1 bfin Troubled Debt Restructuring Charge Off
TroubledDebtRestructuringChargeOff
41000 USD
CY2013Q1 bfin Troubled Debt Restructuring Charge Off
TroubledDebtRestructuringChargeOff
0 USD
CY2013Q1 bfin Troubled Debt Restructurings Value Of Decreased Interest Income
TroubledDebtRestructuringsValueOfDecreasedInterestIncome
0 USD
CY2014Q1 bfin Troubled Debt Restructurings Value Of Decreased Interest Income
TroubledDebtRestructuringsValueOfDecreasedInterestIncome
0 USD
CY2013Q1 bfin Unearned Employee Stock Ownership Plan Shares
UnearnedEmployeeStockOwnershipPlanShares
-1108938 shares
CY2014Q1 bfin Unearned Employee Stock Ownership Plan Shares
UnearnedEmployeeStockOwnershipPlanShares
-977561 shares
CY2013Q1 bfin Weighted Average Number Of Shares Outstanding Basic Gross
WeightedAverageNumberOfSharesOutstandingBasicGross
21072966 shares
CY2014Q1 bfin Weighted Average Number Of Shares Outstanding Basic Gross
WeightedAverageNumberOfSharesOutstandingBasicGross
21101966 shares
CY2014Q1 dei Amendment Flag
AmendmentFlag
false
CY2014Q1 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
CY2014Q1 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q1
CY2014Q1 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2014
CY2014Q1 dei Document Period End Date
DocumentPeriodEndDate
2014-03-31
CY2014Q1 dei Document Type
DocumentType
10-Q
CY2014Q1 dei Entity Central Index Key
EntityCentralIndexKey
0001303942
CY2014Q2 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
21101966 shares
CY2014Q1 dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
CY2014Q1 dei Entity Filer Category
EntityFilerCategory
Accelerated Filer
CY2014Q1 dei Entity Registrant Name
EntityRegistrantName
BankFinancial CORP
CY2014Q1 dei Entity Voluntary Filers
EntityVoluntaryFilers
No
CY2014Q1 dei Entity Well Known Seasoned Issuer
EntityWellKnownSeasonedIssuer
No

Files In Submission

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0001303942-14-000026-index-headers.html Edgar Link pending
0001303942-14-000026-index.html Edgar Link pending
0001303942-14-000026.txt Edgar Link pending
0001303942-14-000026-xbrl.zip Edgar Link pending
bfin-20140331.xml Edgar Link completed
bfin-20140331.xsd Edgar Link pending
bfin-2014033110qxex32.htm Edgar Link pending
bfin-2014033110xq.htm Edgar Link pending
bfin-20140331x10qxex311.htm Edgar Link pending
bfin-20140331x10qxex312.htm Edgar Link pending
bfin-20140331_cal.xml Edgar Link unprocessable
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bfin-20140331_lab.xml Edgar Link unprocessable
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