$BMRC Cashflow Statement | Understand Stock

$BMRC

$28.88 +$1.08 (3.88%) Close

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated statements of cash flows

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Cash Flows from Operating Activities:
Net (loss) income
Adjustments to reconcile net (loss) income to net cash provided by operating activities:
(Reversal of) provision for credit losses on loans
Provision for credit losses on loans
Provision for (reversal of) credit losses on unfunded loan commitments
Noncash contribution expense to employee stock ownership plan
Noncash director compensation expense
Stock-based compensation expense
Amortization of core deposit intangible
Amortization of investment security premiums, net of accretion of discounts
(Accretion of discounts) amortization of premiums on acquired loans, net
Accretion of discount on subordinated notes
Issuance costs offset to subordinated notes
Net change in deferred loan origination costs/fees
Write-down of other real estate owned
Net losses on sale of investment securities
Depreciation and amortization
Loss on disposal of premises and equipment
Earnings on bank-owned life insurance policies
Earnings on bank-owned life insurance death benefits
Net changes in:
Net changes in interest receivable and other assets
Net changes in interest payable and other liabilities
Total adjustments

Net cash provided by operating activities
Cash Flows from Investing Activities:
Proceeds from sale of premises and equipment
Purchase of held-to-maturity securities
Purchase of available-for-sale securities
Proceeds from sale of available-for-sale securities
Proceeds from sale of available-for-sale securities transferred from held-to-maturity
Proceeds from paydowns/maturities of held-to-maturity securities
Proceeds from paydowns/maturities of available-for-sale securities
Proceeds from sale of Visa Inc. Class B restricted common stock
(Increase) decrease in loans receivable, net
Purchased loans
Proceeds from sale of loan
Purchase of bank-owned life insurance policies
Proceeds from bank-owned life insurance policies
Purchase of premises and equipment
Proceeds from sale of other real estate owned
Cash and cash equivalents acquired from American River Bankshares
Purchase of Federal Home Loan Bank stock
Cash paid for low income housing tax credit investment
Net cash provided by (used in) investing activities

Cash Flows from Financing Activities:
Net increase (decrease) in deposits
Repayment of proceeds from short-term borrowings, net
Repayment of finance lease obligations
Repayment of subordinated debenture including execution costs
Proceeds from issuance of subordinated notes
Proceeds from stock options exercised
Restricted stock surrendered for tax withholdings upon vesting
Federal Home Loan Bank (repayment) borrowings
Cash dividends paid on common stock
Stock repurchased, including commissions
Proceeds from stock issued under employee and director stock purchase plans
Net cash (used in) provided by financing activities

Net (decrease) increase in cash, cash equivalents and restricted cash
Cash, cash equivalents and restricted cash at beginning of period
Cash, cash equivalents and restricted cash at end of period
Supplemental disclosure of cash flow information:
Interest paid on deposits and borrowings
Cash paid in income taxes
Change in net unrealized gain or loss on available-for-sale securities
Stock issued to employee stock ownership plan
Income taxes paid, net of refunds
Change in net unrealized gains or losses on available-for-sale securities
Purchase of available-for-sale security on account and unsettled
Cumulative effect of change in accounting principle ASU 2016-13
Securities transferred from available-for-sale to held-to-maturity, at fair value
Supplemental disclosure of noncash investing and financing activities:
Change in net unrealized gains or losses on available-for-sale securities
Amortization of net unrealized loss on AFS securities transferred to HTM
Transfer of loan to loans held-for-sale
Repurchase of stock not yet settled
Stock issued in payment of director fees
Securities transferred from available-for-sale to held-to-maturity
Acquisition: Fair value of assets acquired, excluding cash and cash equivalents
Fair value of liabilities assumed
Restricted cash

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