Financial Snapshot

Revenue
$31.16M
TTM
Gross Margin
Net Earnings
-$2.198M
TTM
Current Assets
Current Liabilities
Current Ratio
Total Assets
$978.8M
Q3 2024
Total Liabilities
$841.6M
Q3 2024
Book Value
$137.2M
Q3 2024
Cash
Q3 2024
P/E
-47.91
Nov 29, 2024 EST
Free Cash Flow
-$2.339M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2023 2022 2021 2020 2019 2018 2017
Revenue $37.28M $30.35M $25.07M $23.28M $23.14M $21.99M
YoY Change 22.85% 21.06% 7.7% 0.58% 5.26%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017
Revenue $37.28M $30.35M $25.07M $23.28M $23.14M $21.99M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $515.0K $485.1K $420.0K $270.0K $300.0K $310.0K $350.0K
YoY Change 6.16% 15.5% 55.56% -10.0% -3.23% -11.43%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017
Interest Expense $22.31M $7.269M $5.790M $9.679M $11.97M $8.757M
YoY Change 206.88% 25.53% -40.17% -19.16% 36.72%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017
Pretax Income $480.4K $9.491M $9.395M $2.506M $3.279M $5.527M $6.530M
YoY Change -94.94% 1.02% 274.98% -23.58% -40.68% -15.36%
Income Tax -$162.2K $2.615M $1.875M $437.3K $850.6K $1.391M $2.340M
% Of Pretax Income -33.76% 27.55% 19.96% 17.45% 25.94% 25.16% 35.83%
Net Earnings $642.5K $6.877M $7.520M $2.068M $2.428M $4.137M $3.900M
YoY Change -90.66% -8.55% 263.6% -14.81% -41.31% 6.07%
Net Earnings / Revenue 1.72% 22.66% 30.0% 8.89% 10.49% 18.81%
Basic Earnings Per Share $0.05 $0.51 $0.55 $0.17
Diluted Earnings Per Share $0.05 $0.51 $0.54 $0.17 $184.7K $314.6K $296.4K

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $7.687M $7.884M $8.100M $5.700M $4.200M $4.700M $4.400M
YoY Change -2.5% -2.66% 42.11% 35.71% -10.64% 6.82%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
Total Assets $939.3M $951.1M $837.4M $740.9M $766.6M $665.0M $641.1M
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities
YoY Change
Long-Term Debt $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities $6.380M $4.535M $4.400M $3.600M $93.60M $3.300M $3.000M
YoY Change 40.71% 3.06% 22.22% -96.15% 2736.36% 10.0%
Total Long-Term Liabilities $6.380M $4.535M $4.400M $3.600M $93.60M $3.300M $3.000M
YoY Change 40.71% 3.06% 22.22% -96.15% 2736.36% 10.0%
Total Liabilities $802.2M $811.4M $689.8M $612.4M $691.6M $592.5M $572.8M
YoY Change -1.14% 17.63% 12.64% -11.45% 16.73% 3.44%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Concept 2023 2022 2021 2020 2019 2018 2017
Basic Shares Outstanding 12.89M 13.57M 13.73M 12.17M
Diluted Shares Outstanding 12.89M 13.58M 13.90M 12.17M
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $105.32 Million

About Bogota Financial Corp.

Bogota Financial Corp. is a holding company, which engages in the provision of business activities that are permissible for mutual holding companies under New Jersey law, including investing in loans and securities. The company is headquartered in Teaneck, New Jersey and currently employs 68 full-time employees. The company went IPO on 2020-01-16. The Bank generally originates residential, commercial and consumer loans to, and accepts deposits from, customers in New Jersey. The Bank attract deposits from the general public and municipalities and use those funds along with advances from the Federal Home Loan Bank of New York and funds generated from operations to originate one- to four-family residential real estate loans and commercial real estate and multi-family loans and, to a lesser extent, consumer loans, commercial and industrial loans and construction loans. The company also invests in securities, which have historically consisted primarily of United States government and agency obligations, municipal obligations, corporate bonds, and mortgage-backed securities. The Bank also offers a variety of deposit accounts, including demand accounts, savings accounts, money market accounts and certificate of deposit accounts.

Industry: Savings Institutions, Not Federally Chartered Peers: BV Financial, Inc. NorthEast Community Bancorp, Inc./MD/ OP Bancorp Oconee Federal Financial Corp. Randolph Bancorp, Inc. Rocket Companies, Inc. Territorial Bancorp Inc. Western New England Bancorp, Inc. William Penn Bancorporation