Bridgewater Bancshares Inc

investors.bridgewaterbankmn.com

Bridgewater Bancshares Inc (NASDAQ: BWB) is a Minnesota-based financial holding company that operates Bridgewater Bank, a commercial bank focused on lending to businesses, entrepreneurs, and high-net-worth individuals. It earns revenue primarily through net interest income on loans, with commercial real estate lending as the dominant driver of asset growth since founding. The bank is headquartered in St. Louis Park, Minnesota, a suburb of Minneapolis, and operates nine full-service offices across the Twin Cities metro area, including locations in Bloomington, Greenwood, Minneapolis, Minnetonka, Orono, Lake Elmo, St. Louis Park, and St. Paul, as of the 10-K filed February 26, 2026. Established in 2005 as a de novo bank by industry veterans and local business leaders, the company has grown total assets at a compounded annual growth rate of 28.6% since inception, surpassing $1.0 billion in 2016, $3.0 billion in 2021, and $5.0 billion in 2024. Bridgewater Investment Management, Inc., a subsidiary of the bank, holds municipal securities and conducts municipal lending activities.