2013 Q2 Form 10-Q Financial Statement

#000101617813000018 Filed on August 13, 2013

View on sec.gov

Income Statement

Concept 2013 Q2 2012 Q2
Revenue $4.559M $4.830M
YoY Change -5.61% -8.49%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $279.0K $292.0K
YoY Change -4.45% -21.51%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit $414.0K -$361.0K
YoY Change -214.68% -94.11%
Interest Expense $1.009M $1.321M
YoY Change -23.62% -167.54%
% of Operating Profit 243.72%
Other Income/Expense, Net $1.081M $2.164M
YoY Change -50.05% -2.96%
Pretax Income $576.0K -$1.087M
YoY Change -152.99% -82.16%
Income Tax -$72.00K -$159.0K
% Of Pretax Income -12.5%
Net Earnings $410.0K -$1.246M
YoY Change -132.91% -79.18%
Net Earnings / Revenue 8.99% -25.8%
Basic Earnings Per Share $0.11 -$0.10
Diluted Earnings Per Share $0.11 -$0.10
COMMON SHARES
Basic Shares Outstanding 3.696M shares 3.695M shares
Diluted Shares Outstanding

Balance Sheet

Concept 2013 Q2 2012 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments $237.8M $212.2M
YoY Change 12.03%
Cash & Equivalents $107.9M $111.0M
Short-Term Investments $129.9M $101.2M
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $8.376M $9.306M
YoY Change -9.99% -13.03%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $634.2M $645.0M
YoY Change -1.66% -4.92%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities
YoY Change
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00
YoY Change
Other Long-Term Liabilities $8.500M $9.500M
YoY Change -10.53% -19.49%
Total Long-Term Liabilities $8.500M $9.500M
YoY Change -10.53% -19.49%
TOTAL LIABILITIES
Total Short-Term Liabilities
Total Long-Term Liabilities $8.500M $9.500M
Total Liabilities $581.4M $590.0M
YoY Change -1.46% -3.04%
SHAREHOLDERS EQUITY
Retained Earnings -$44.03M -$45.46M
YoY Change -3.15%
Common Stock
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost) $417.0K $417.0K
YoY Change 0.0%
Treasury Stock Shares 1.944K shares 1.944K shares
Shareholders Equity $52.70M $53.60M
YoY Change
Total Liabilities & Shareholders Equity $634.2M $645.0M
YoY Change -1.66% -4.92%

Cashflow Statement

Concept 2013 Q2 2012 Q2
OPERATING ACTIVITIES
Net Income $410.0K -$1.246M
YoY Change -132.91% -79.18%
Depreciation, Depletion And Amortization $279.0K $292.0K
YoY Change -4.45% -21.51%
Cash From Operating Activities -$1.344M $5.679M
YoY Change -123.67% 10.31%
INVESTING ACTIVITIES
Capital Expenditures -$10.00K -$30.00K
YoY Change -66.67% -40.0%
Acquisitions
YoY Change
Other Investing Activities $3.810M $9.190M
YoY Change -58.54% -32.82%
Cash From Investing Activities $3.800M $9.164M
YoY Change -58.53% -32.77%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities $751.0K $4.463M
YoY Change -83.17% -115.54%
NET CHANGE
Cash From Operating Activities -$1.344M $5.679M
Cash From Investing Activities $3.800M $9.164M
Cash From Financing Activities $751.0K $4.463M
Net Change In Cash $3.207M $19.31M
YoY Change -83.39% -294.32%
FREE CASH FLOW
Cash From Operating Activities -$1.344M $5.679M
Capital Expenditures -$10.00K -$30.00K
Free Cash Flow -$1.334M $5.709M
YoY Change -123.37% 9.83%

Facts In Submission

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CY2013Q2 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
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14176000 USD
CY2012Q2 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
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15198000 USD
CY2013 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
444000 USD
CY2013Q2 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
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78000 USD
CY2012Q2 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
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183000 USD
CY2013Q1 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
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15707000 USD
CY2013Q2 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
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12642000 USD
CY2013Q1 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
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16450000 USD
CY2013Q2 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
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12998000 USD
CY2013Q2 us-gaap Income Loss Attributable To Noncontrolling Interest
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93000 USD
CY2012Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
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-1087000 USD
CY2013Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
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576000 USD
CY2013Q2 us-gaap Income Tax Expense Benefit
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73000 USD
CY2012Q2 us-gaap Income Tax Expense Benefit
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159000 USD
CY2013Q2 us-gaap Increase Decrease In Accrued Interest Receivable Net
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170000 USD
CY2012Q2 us-gaap Increase Decrease In Accrued Interest Receivable Net
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-76000 USD
CY2012Q2 us-gaap Increase Decrease In Deposits
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-18529000 USD
CY2013Q2 us-gaap Increase Decrease In Deposits
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-10249000 USD
CY2013Q2 us-gaap Increase Decrease In Loans Deferred Income
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59000 USD
CY2012Q2 us-gaap Increase Decrease In Loans Deferred Income
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83000 USD
CY2013Q2 us-gaap Increase Decrease In Loans Held For Sale
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-69000 USD
CY2012Q2 us-gaap Increase Decrease In Loans Held For Sale
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0 USD
CY2013Q2 us-gaap Increase Decrease In Other Operating Assets
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8955000 USD
CY2012Q2 us-gaap Increase Decrease In Other Operating Assets
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272000 USD
CY2012Q2 us-gaap Increase Decrease In Other Operating Liabilities
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-278000 USD
CY2013Q2 us-gaap Increase Decrease In Other Operating Liabilities
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-824000 USD
CY2012Q2 us-gaap Increase Decrease In Restricted Cash
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0 USD
CY2013Q2 us-gaap Increase Decrease In Restricted Cash
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-4110000 USD
CY2013Q2 us-gaap Information Technology And Data Processing
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356000 USD
CY2012Q2 us-gaap Information Technology And Data Processing
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194000 USD
CY2013Q2 us-gaap Interest And Dividend Income Operating
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5569000 USD
CY2012Q2 us-gaap Interest And Dividend Income Operating
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6150000 USD
CY2013Q2 us-gaap Interest And Fee Income Loans And Leases
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4915000 USD
CY2012Q2 us-gaap Interest And Fee Income Loans And Leases
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5587000 USD
CY2013Q2 us-gaap Interest And Other Income
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43000 USD
CY2012Q2 us-gaap Interest And Other Income
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69000 USD
CY2012Q2 us-gaap Interest Expense
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1320000 USD
CY2013Q2 us-gaap Interest Expense
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1010000 USD
CY2013Q2 us-gaap Interest Expense Borrowings
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313000 USD
CY2012Q2 us-gaap Interest Expense Borrowings
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344000 USD
CY2013Q2 us-gaap Interest Expense Deposits
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697000 USD
CY2012Q2 us-gaap Interest Expense Deposits
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976000 USD
CY2013Q2 us-gaap Interest Income Expense After Provision For Loan Loss
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3728000 USD
CY2012Q2 us-gaap Interest Income Expense After Provision For Loan Loss
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4606000 USD
CY2013Q2 us-gaap Interest Income Securities Mortgage Backed
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263000 USD
CY2012Q2 us-gaap Interest Income Securities Mortgage Backed
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294000 USD
CY2012Q2 us-gaap Interest Paid
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1210000 USD
CY2013Q2 us-gaap Interest Paid
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988000 USD
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2247000 USD
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2418000 USD
CY2013Q2 us-gaap Investment Income Interest
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348000 USD
CY2012Q2 us-gaap Investment Income Interest
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200000 USD
CY2013Q1 us-gaap Investments Fair Value Disclosure
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125680000 USD
CY2013Q2 us-gaap Investments Fair Value Disclosure
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130045000 USD
CY2013Q2 us-gaap Liabilities
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581376000 USD
CY2013Q1 us-gaap Liabilities
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581542000 USD
CY2013Q1 us-gaap Liabilities And Stockholders Equity
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638277000 USD
CY2013Q2 us-gaap Liabilities And Stockholders Equity
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634221000 USD
CY2013Q1 us-gaap Loans And Leases Receivable Allowance
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10989000 USD
CY2013Q2 us-gaap Loans And Leases Receivable Allowance
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10317000 USD
CY2012Q1 us-gaap Loans And Leases Receivable Allowance
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19821000 USD
CY2012Q2 us-gaap Loans And Leases Receivable Allowance
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18607000 USD
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321936000 USD
CY2013Q2 us-gaap Marketable Securities
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129914000 USD
CY2013Q1 us-gaap Marketable Securities
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125094000 USD
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35281000 USD
CY2013Q2 us-gaap Loans And Leases Receivable Commercial
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33330000 USD
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35277
CY2013Q2 us-gaap Loans And Leases Receivable Commercial Description
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33302
CY2013Q2 us-gaap Loans And Leases Receivable Consumer
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219000 USD
CY2013Q1 us-gaap Loans And Leases Receivable Consumer
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247000 USD
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247
CY2013 us-gaap Loans And Leases Receivable Consumer Description
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250
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371135000 USD
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356677000 USD
CY2013 us-gaap Loans And Leases Receivable Impaired Description
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4869
CY2013Q2 us-gaap Loans And Leases Receivable Impaired Description
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4332
CY2013Q2 us-gaap Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest
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19459000 USD
CY2013Q1 us-gaap Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest
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30626000 USD
CY2013Q2 us-gaap Loans And Leases Receivable Net Of Deferred Income
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355667000 USD
CY2013Q1 us-gaap Loans And Leases Receivable Net Of Deferred Income
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370122000 USD
CY2012Q2 us-gaap Loans And Leases Receivable Net Of Deferred Income
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389900000 USD
CY2013Q1 us-gaap Loans And Leases Receivable Net Reported Amount
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359133000 USD
CY2013Q2 us-gaap Loans And Leases Receivable Net Reported Amount
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345350000 USD
CY2013Q2 us-gaap Loans Held For Sale Fair Value Disclosure
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9709000 USD
CY2013Q1 us-gaap Loans Held For Sale Fair Value Disclosure
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13107000 USD
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322118000 USD
CY2013Q1 us-gaap Loans Receivable Commercial Real Estate
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334594000 USD
CY2013Q2 us-gaap Loans Receivable Held For Sale Reconciliation To Cash Flow Deductions From Held For Sale
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5435000 USD
CY2012Q2 us-gaap Loans Receivable Held For Sale Reconciliation To Cash Flow Deductions From Held For Sale
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6212000 USD
CY2013Q1 us-gaap Loans Receivable Net
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331218000 USD
CY2013Q2 us-gaap Minority Interest
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101000 USD
CY2013Q1 us-gaap Minority Interest
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141000 USD
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0 USD
CY2013Q1 us-gaap Mortgage Loans On Real Estate
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202771000 USD
CY2013Q2 us-gaap Mortgage Loans On Real Estate
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186688000 USD
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CY2013Q2 us-gaap Net Cash Provided By Used In Financing Activities
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751000 USD
CY2012Q2 us-gaap Net Cash Provided By Used In Investing Activities
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9164000 USD
CY2013Q2 us-gaap Net Cash Provided By Used In Investing Activities
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3800000 USD
CY2013Q2 us-gaap Net Cash Provided By Used In Operating Activities
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CY2012Q2 us-gaap Net Cash Provided By Used In Operating Activities
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93000 USD
CY2012Q2 us-gaap Net Income Loss Attributable To Noncontrolling Interest
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CY2012Q2 us-gaap Net Income Loss Available To Common Stockholders Basic
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CY2013Q2 us-gaap Net Income Loss Available To Common Stockholders Basic
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410000 USD
CY2013Q1 us-gaap Noninterest Bearing Domestic Deposit Demand
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58239000 USD
CY2013Q2 us-gaap Noninterest Bearing Domestic Deposit Demand
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56118000 USD
CY2012Q2 us-gaap Noninterest Expense
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6633000 USD
CY2013Q2 us-gaap Noninterest Expense
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5280000 USD
CY2012Q2 us-gaap Noninterest Income
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940000 USD
CY2013Q2 us-gaap Noninterest Income
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2128000 USD
CY2013Q1 us-gaap Notes Receivable Gross
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370122000 USD
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355667000 USD
CY2013Q2 us-gaap Occupancy Net
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871000 USD
CY2012Q2 us-gaap Occupancy Net
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858000 USD
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697000 USD
CY2012Q2 us-gaap Payments For Other Operating Activities
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0 USD
CY2012Q2 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
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886000 USD
CY2013Q2 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
363000 USD
CY2012Q2 us-gaap Payments To Acquire Available For Sale Securities
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17750000 USD
CY2013Q2 us-gaap Payments To Acquire Available For Sale Securities
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30180000 USD
CY2013Q1 us-gaap Preferred Stock Liquidation Preference
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1000
CY2013Q2 us-gaap Operating Income Loss
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410000 USD
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20179000 USD
CY2013Q1 us-gaap Other Assets
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11284000 USD
CY2012Q2 us-gaap Other Comprehensive Income Loss Net Of Tax
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CY2013Q2 us-gaap Other Comprehensive Income Loss Net Of Tax
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CY2013Q2 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax
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0 USD
CY2012Q2 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax
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CY2012Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment For Sale Of Securities Included In Net Income Net Of Tax
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0 USD
CY2013Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment For Sale Of Securities Included In Net Income Net Of Tax
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425000 USD
CY2012Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
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CY2013Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
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CY2013Q2 us-gaap Other Expenses
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CY2013Q1 us-gaap Other Liabilities
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CY2013Q2 us-gaap Other Nonoperating Income
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266000 USD
CY2013Q1 us-gaap Other Real Estate And Foreclosed Assets
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2386000 USD
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1000
CY2013Q2 us-gaap Preferred Stock Par Or Stated Value Per Share
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CY2013Q1 us-gaap Preferred Stock Par Or Stated Value Per Share
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CY2013Q2 us-gaap Preferred Stock Shares Issued
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CY2013Q1 us-gaap Preferred Stock Shares Issued
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CY2011Q2 us-gaap Preferred Stock Shares Issued
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us-gaap Proceeds From Contributions From Parent
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CY2011Q2 us-gaap Proceeds From Contributions From Parent
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CY2011Q2 us-gaap Proceeds From Issuance Of Convertible Preferred Stock
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55000000 USD
CY2011Q2 us-gaap Proceeds From Issuance Of Preferred Stock And Preference Stock
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51400000 USD
CY2012Q2 us-gaap Proceeds From Loan And Lease Originations And Principal Collections1
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CY2013Q2 us-gaap Proceeds From Loan And Lease Originations And Principal Collections1
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CY2013Q2 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
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652000 USD
CY2012Q2 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
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667000 USD
CY2013Q2 us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
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26060000 USD
CY2012Q2 us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
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16159000 USD
CY2013Q2 us-gaap Proceeds From Repayments Of Debt
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CY2012Q2 us-gaap Proceeds From Repayments Of Debt
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22992000 USD
CY2012Q2 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
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11788000 USD
CY2013Q2 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
21347000 USD
CY2012Q2 us-gaap Proceeds From Sale Of Loans Held For Investment
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470000 USD
CY2013Q2 us-gaap Proceeds From Sale Of Loans Held For Investment
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242000 USD
CY2013Q2 us-gaap Unrealized Gain Loss On Investments
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CY2012Q2 us-gaap Unrealized Gain Loss On Investments
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CY2013 us-gaap Unrealized Gain On Securities
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1918000 USD
CY2013Q2 us-gaap Unrealized Gain On Securities
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1042000 USD
CY2013 us-gaap Unrealized Loss On Securities
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CY2013Q2 us-gaap Unrealized Loss On Securities
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CY2013 us-gaap Valuation Allowances And Reserves Recoveries
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398000 USD
CY2013Q2 us-gaap Proceeds From Sale Of Loans Held For Sale
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9247000 USD
CY2012Q2 us-gaap Proceeds From Sale Of Loans Held For Sale
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5666000 USD
CY2012Q2 us-gaap Proceeds From Sale Of Other Real Estate
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195000 USD
CY2013Q2 us-gaap Proceeds From Sale Of Other Real Estate
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0 USD
CY2012Q2 us-gaap Professional Fees
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66000 USD
CY2013Q2 us-gaap Professional Fees
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120000 USD
CY2013Q2 us-gaap Profit Loss
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503000 USD
CY2012Q2 us-gaap Profit Loss
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CY2013Q1 us-gaap Property Plant And Equipment Net
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8597000 USD
CY2013Q2 us-gaap Property Plant And Equipment Net
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8376000 USD
CY2012Q2 us-gaap Provision For Loan And Lease Losses
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224000 USD
CY2013Q2 us-gaap Provision For Loan And Lease Losses
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831000 USD
CY2013 us-gaap Provision For Loan And Lease Losses
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CY2013Q2 us-gaap Receivable With Imputed Interest Premium
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689000 USD
CY2013Q1 us-gaap Receivable With Imputed Interest Premium
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728000 USD
CY2013Q2 us-gaap Restricted Cash And Cash Equivalents
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6556000 USD
CY2013Q1 us-gaap Restricted Cash And Cash Equivalents
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10666000 USD
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CY2013Q2 us-gaap Retained Earnings Accumulated Deficit
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CY2012Q2 us-gaap Revenues Net Of Interest Expense
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4830000 USD
CY2013Q2 us-gaap Revenues Net Of Interest Expense
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4559000 USD
CY2012Q2 us-gaap Salaries Wages And Officers Compensation
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2720000 USD
CY2013Q2 us-gaap Salaries Wages And Officers Compensation
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2368000 USD
CY2013Q1 carv Government National Mortgage Asscociation Afs Fair Value Disclosure
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23840000 USD
CY2013Q2 carv Held To Maturity Securities Debt Maturities After Five Through Ten Years Weighted Average Rate
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0.0242
CY2013Q2 carv Held To Maturity Securities Debt Maturities After Ten Years Weighted Average Rate
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0.0352
CY2013Q2 carv Held To Maturity Securities Debt Maturities One Through Five Years Weighted Average Rate
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0.0276
us-gaap Stockholders Equity Reverse Stock Split
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CY2013Q1 us-gaap Time Deposits
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200225000 USD
CY2013Q2 us-gaap Valuation Allowances And Reserves Recoveries
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36000 USD
CY2012Q2 us-gaap Valuation Allowances And Reserves Recoveries
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5000 USD
CY2013Q2 us-gaap Variable Interest Entity Consolidated Carrying Amount Assets
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32892000 USD
CY2013Q2 us-gaap Variable Interest Entity Entity Maximum Loss Exposure Amount
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50310000 USD
CY2013Q2 us-gaap Variable Interest Entity Initial Consolidation Gain Or Loss
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5850000 USD
CY2013Q2 carv Federal Home Loan Mortgage Corp Afs Fair Value Disclosure
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17372000 USD
CY2013Q2 us-gaap Servicing Asset At Amortized Value
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275000 USD
CY2013Q1 us-gaap Servicing Asset At Amortized Value
ServicingAssetAtAmortizedValue
275000 USD
CY2013Q2 us-gaap Servicing Fees Net
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299000 USD
CY2012Q2 us-gaap Servicing Fees Net
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200000 USD
CY2012Q2 us-gaap Share Based Compensation
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0 USD
CY2013Q2 us-gaap Share Based Compensation
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1000 USD
us-gaap Stock Issued During Period Shares Other
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2321286 shares
us-gaap Stock Issued During Period Shares Reverse Stock Splits
StockIssuedDuringPeriodSharesReverseStockSplits
166161 shares
CY2013Q1 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
56735000 USD
CY2013Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
52845000 USD
CY2013Q1 carv Federal Home Loan Mortgage Corp Afs Fair Value Disclosure
FederalHomeLoanMortgageCorpAfsFairValueDisclosure
16059000 USD
CY2013Q2 carv Federal National Mortgage Corporation Afs Fair Value Disclosure
FederalNationalMortgageCorporationAfsFairValueDisclosure
11193000 USD
CY2013Q1 carv Federal National Mortgage Corporation Afs Fair Value Disclosure
FederalNationalMortgageCorporationAfsFairValueDisclosure
4303000 USD
CY2013Q2 carv Government National Mortgage Asscociation Afs Fair Value Disclosure
GovernmentNationalMortgageAsscociationAfsFairValueDisclosure
17404000 USD
CY2013Q2 us-gaap Time Deposits
TimeDeposits
191033000 USD
CY2013Q1 us-gaap Treasury Stock Shares
TreasuryStockShares
1944 shares
CY2013Q2 us-gaap Treasury Stock Shares
TreasuryStockShares
1944 shares
CY2013Q1 us-gaap Treasury Stock Value
TreasuryStockValue
417000 USD
CY2013Q2 us-gaap Treasury Stock Value
TreasuryStockValue
417000 USD
CY2013Q2 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
4000 USD
CY2013Q2 us-gaap Variable Interest Entity Nonconsolidated Carrying Amount Assets
VariableInterestEntityNonconsolidatedCarryingAmountAssets
119918000 USD
CY2013Q2 us-gaap Weighted Average Number Of Shares Issued Basic
WeightedAverageNumberOfSharesIssuedBasic
3695966 shares
CY2012Q2 us-gaap Weighted Average Number Of Shares Issued Basic
WeightedAverageNumberOfSharesIssuedBasic
3695540 shares
CY2013Q2 carv Amount Of Tdr Loans Upgraded To Performing
AmountOfTdrLoansUpgradedToPerforming
4
CY2013Q2 carv Available For Sale Securities Debt Maturities After Five Through Ten Years Weighted Average Rate
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsWeightedAverageRate
0.0152
CY2013Q2 carv Available For Sale Securities Debt Maturities After One Through Five Years Weighted Average Rate
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsWeightedAverageRate
0.0150
CY2013Q2 carv Available For Sale Securities Debt Maturities After Ten Years Weighted Average Rate
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsWeightedAverageRate
0.0154
CY2013Q2 carv Available For Sale Securities Debt Maturities Weighted Average Rate
AvailableForSaleSecuritiesDebtMaturitiesWeightedAverageRate
0.0154
CY2013Q2 carv Decreaseinnonaccrualloans
Decreaseinnonaccrualloans
-11200000 USD
CY2013Q2 carv Held To Maturity Securities Debt Maturities Weighted Average Rate
HeldToMaturitySecuritiesDebtMaturitiesWeightedAverageRate
0.0309
CY2013Q2 carv Held To Maturity Securities One Through Five Years Fair Value
HeldToMaturitySecuritiesOneThroughFiveYearsFairValue
138000 USD
CY2013Q2 carv Held To Maturity Security Amortized Cost One Through Five Years
HeldToMaturitySecurityAmortizedCostOneThroughFiveYears
135000 USD
CY2013Q1 carv Impaired Loans
ImpairedLoans
4900000 USD
CY2013Q2 carv Impaired Loans
ImpairedLoans
4300000 USD
CY2013Q1 carv Impaired Loans With Specific Reserve Allocated
ImpairedLoansWithSpecificReserveAllocated
13397000 USD
CY2013Q2 carv Impaired Loans With Specific Reserve Allocated
ImpairedLoansWithSpecificReserveAllocated
10443000 USD
CY2013Q2 carv Loans In Tdr Performing Modified Terms
LoansInTdrPerformingModifiedTerms
12
CY2013Q2 carv Loans Rate Concessionof2
LoansRateConcessionof2
0.0200
CY2012Q2 carv Loans Rate Concessionof2.75
LoansRateConcessionof2.75
0.0275
CY2013Q2 carv Loansmodifiedint.Rateconcessionof2
Loansmodifiedint.rateconcessionof2
551000 USD
CY2012Q2 carv Loansmodifiedint.Rateconcessionof2.75
Loansmodifiedint.rateconcessionof2.75
500000 USD
CY2013Q2 carv Modified Loan Subsequently Defaulted
ModifiedLoanSubsequentlyDefaulted
1200000 USD
CY2012Q2 carv Modified Loan Subsequently Defaulted
ModifiedLoanSubsequentlyDefaulted
800000 USD
CY2013Q1 carv Multi Family Loans
MultiFamilyLoans
56607000 USD
CY2013Q2 carv Multi Family Loans
MultiFamilyLoans
57572000 USD
CY2009Q2 carv New Market Tax Credit Award
NewMarketTaxCreditAward
65000000 USD
CY2011Q3 carv New Market Tax Credit Award
NewMarketTaxCreditAward
25000000 USD
CY2006Q2 carv New Market Tax Credit Award
NewMarketTaxCreditAward
59000000 USD
CY2013Q2 carv Nonperformingloanmultifamilythatpaidoff
Nonperformingloanmultifamilythatpaidoff
1100000 USD
CY2013Q2 carv Nonperformingloansmovedtoheldforsale
Nonperformingloansmovedtoheldforsale
5400000 USD
CY2013Q2 carv Number Of Modified Loan Subsequently Defaulted
NumberOfModifiedLoanSubsequentlyDefaulted
1
CY2012Q2 carv Number Of Modified Loan Subsequently Defaulted
NumberOfModifiedLoanSubsequentlyDefaulted
1
CY2013Q2 carv Number Of Securities With Unrealized Loss
NumberOfSecuritiesWithUnrealizedLoss
35
CY2013 carv Number Of Securities With Unrealized Loss
NumberOfSecuritiesWithUnrealizedLoss
13
CY2013Q2 carv Numberofloansmodifiedextendedmaturity
Numberofloansmodifiedextendedmaturity
1
CY2013Q2 carv Numberofloansmodifiedwithinterestrateconcessionof2
Numberofloansmodifiedwithinterestrateconcessionof2
1
CY2012Q2 carv Numberofloansmodifiedwithinterestrateconcessionof2.75
Numberofloansmodifiedwithinterestrateconcessionof2.75
1
CY2013Q2 carv Numberofnonperformingloansmovedtoheldforsale
Numberofnonperformingloansmovedtoheldforsale
2
CY2013Q2 carv Numberofnonperformingmultifamilyloansthatpaidoff
Numberofnonperformingmultifamilyloansthatpaidoff
1
CY2013Q2 carv Of Carver Statutory Trust I Owned
OfCarverStatutoryTrustIOwned
1.00
CY2013Q2 carv One To Four Family Residential Loan
OneToFourFamilyResidentialLoan
72099000 USD
CY2013Q1 carv One To Four Family Residential Loan
OneToFourFamilyResidentialLoan
73987000 USD
CY2013Q2 carv Other Comprehensive Income Lossbefore Reclassiifcation Netof Tax
OtherComprehensiveIncomeLossbeforeReclassiifcationNetofTax
-4397000 USD
CY2013Q2 carv Other Non Performing Asset
OtherNonPerformingAsset
10700000 USD
CY2013Q2 carv Other Securities Afs Fair Value Disclosure
OtherSecuritiesAfsFairValueDisclosure
57642000 USD
CY2013Q1 carv Other Securities Afs Fair Value Disclosure
OtherSecuritiesAfsFairValueDisclosure
56330000 USD
CY2013Q2 carv Percent Of Total Assets Level3
PercentOfTotalAssetsLevel3
0.001
CY2013Q2 carv Percentage Available For Sale Securities
PercentageAvailableForSaleSecurities
0.896
CY2013Q2 carv Percentage Held To Maturity Securities
PercentageHeldToMaturitySecurities
0.104
CY2013Q2 carv Percentage Of Loan Type
PercentageOfLoanType
1.00
CY2013Q1 carv Percentage Of Loan Type
PercentageOfLoanType
1.00
CY2013Q2 carv Percentagedecreaseinnonaccrualloans
Percentagedecreaseinnonaccrualloans
-0.365
CY2013Q1 carv Preferred Stock Liquidation Preference For Issued
PreferredStockLiquidationPreferenceForIssued
1000 shares
CY2013Q2 carv Preferred Stock Liquidation Preference For Issued
PreferredStockLiquidationPreferenceForIssued
1000 shares
CY2013Q1 carv Securities Amortized Cost
SecuritiesAmortizedCost
124052000 USD
CY2013Q2 carv Securities Amortized Cost
SecuritiesAmortizedCost
133265000 USD
CY2013Q2 dei Amendment Flag
AmendmentFlag
false
CY2013Q2 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--03-31
CY2013Q2 carv Troubled Debt Restructuring Performing
TroubledDebtRestructuringPerforming
9701000 USD
CY2013Q2 carv Variable Ineterest Entity Unfunded Exposure Funding Commitments
VariableIneterestEntityUnfundedExposureFundingCommitments
0 USD
CY2013Q2 carv Variable Interest Entity Funded Exposure Debt Investment
VariableInterestEntityFundedExposureDebtInvestment
13000000 USD
CY2013Q2 carv Variable Interest Entity Funded Exposure Equity Invesment
VariableInterestEntityFundedExposureEquityInvesment
0 USD
CY2009Q2 carv Variable Interest Entity Rights Transferred
VariableInterestEntityRightsTransferred
40000000 USD
CY2013Q2 carv Variable Interest Entity Rights Transferred
VariableInterestEntityRightsTransferred
149000000 USD
CY2012Q2 carv Weighted Average Rate Post Modification
WeightedAverageRatePostModification
0.0400
CY2012Q2 carv Weighted Average Rate Pre Modification
WeightedAverageRatePreModification
0.0675
CY2013Q2 carv Variable Interest Entity Total Exposure
VariableInterestEntityTotalExposure
63718000 USD
CY2013Q2 carv Variable Interest Entity Total Involvment With Spe Asset
VariableInterestEntityTotalInvolvmentWithSpeAsset
152810000 USD
CY2013Q2 carv Tdr Loan Upgraded To Performing
TdrLoanUpgradedToPerforming
5100000 USD
CY2013Q2 carv Tdr Loans On Accrual Status
TdrLoansOnAccrualStatus
9700000 USD
CY2013 carv Troubled Debt Restructuring Performing
TroubledDebtRestructuringPerforming
5040000 USD
CY2013Q2 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q1
CY2013Q2 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2014
CY2013Q2 dei Document Period End Date
DocumentPeriodEndDate
2013-06-30
CY2013Q2 dei Document Type
DocumentType
10-Q
CY2013Q2 dei Entity Central Index Key
EntityCentralIndexKey
0001016178
CY2013Q2 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
3695717 shares
CY2013Q2 dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
CY2013Q2 dei Entity Filer Category
EntityFilerCategory
Non-accelerated Filer
CY2013Q2 dei Entity Registrant Name
EntityRegistrantName
CARVER BANCORP INC
CY2013Q2 dei Entity Voluntary Filers
EntityVoluntaryFilers
No
CY2013Q2 dei Entity Well Known Seasoned Issuer
EntityWellKnownSeasonedIssuer
No

Files In Submission

Name View Source Status
0001016178-13-000018-index-headers.html Edgar Link pending
0001016178-13-000018-index.html Edgar Link pending
0001016178-13-000018.txt Edgar Link pending
0001016178-13-000018-xbrl.zip Edgar Link pending
a20130630-10q.htm Edgar Link pending
carv-20130630.xml Edgar Link completed
carv-20130630.xsd Edgar Link pending
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