Chubb Limited (NYSE: CB) is a global property and casualty insurance company that underwrites a broad range of commercial and personal insurance products. Revenue comes primarily from net premiums earned on insurance policies and, secondarily, from investment income generated on the float held between premium collection and claims payment. Chubb operates across multiple segments serving individuals, businesses, and institutions in markets spanning North America, Europe, Asia Pacific, and Latin America. The 10-K filed 2026-02-27 (accession 000089615926000005) for fiscal year ended 2025 confirms Chubb's structure as a well-known seasoned issuer listed on a U.S. exchange under the ticker CB. The company writes coverage across property, casualty, accident and health, and reinsurance lines, with underwriting discipline and investment portfolio management as the two primary drivers of profitability. Scale across geographies and lines of business provides diversification of catastrophe exposure.

Revenue model

Premiums earned from policyholders across property, casualty, accident and health, and reinsurance lines, supplemented by net investment income from the float portfolio held between premium collection and claims settlement.

Products and services

Property insurance, casualty insurance, accident and health insurance, reinsurance. The filing confirms these broad product categories under the Chubb Limited structure; specific brand or product names beyond the Chubb name are not detailed in the available excerpts.

Customers and end markets

Commercial and personal lines customers including individuals, businesses, and institutions. Specific end-market breakdowns and customer concentration data are not supported by the available filing excerpts.

Value-chain role

Direct insurer and reinsurer. Chubb underwrites risk, collects premiums, manages an investment portfolio on the float, and pays claims. It sits at the risk-bearing layer of the insurance value chain.

Geographic exposure

Global footprint confirmed by the 10-K filing; specific revenue splits by geography are not supported by the available excerpts.

Source: SEC 10-K, filed 2026-02-27

Industry: Fire, Marine & Casualty Insurance