2014 Q4 Form 10-Q Financial Statement

#000114420415009882 Filed on February 17, 2015

View on sec.gov

Income Statement

Concept 2014 Q4 2013 Q4 2013 Q3
Revenue $3.585M $3.411M $3.288M
YoY Change 5.1% 1.22% -0.57%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization
YoY Change
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $237.0K $246.0K $255.0K
YoY Change -3.66% -22.4% -21.78%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $1.023M $943.0K $746.0K
YoY Change 8.48% -0.42% -0.93%
Income Tax $215.0K $188.0K $125.0K
% Of Pretax Income 21.02% 19.94% 16.76%
Net Earnings $808.0K $755.0K $621.0K
YoY Change 7.02% 1.07% 0.98%
Net Earnings / Revenue 22.54% 22.13% 18.89%
Basic Earnings Per Share $0.30 $0.28 $0.24
Diluted Earnings Per Share $0.30 $0.28 $0.24
COMMON SHARES
Basic Shares Outstanding 2.729B shares 2.727B shares 2.614M shares
Diluted Shares Outstanding 2.729B shares 2.727B shares 2.614M shares

Balance Sheet

Concept 2014 Q4 2013 Q4 2013 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $12.03M $9.107M $11.91M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $9.100M $6.304M $6.055M
YoY Change 44.35% 8.69% 4.4%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $398.3M $364.2M $361.2M
YoY Change 9.37% 5.68% 7.19%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $3.200M $2.400M $2.300M
YoY Change 33.33% 9.09% 0.0%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $16.40M $15.46M $16.04M
YoY Change 6.1% 5.15% 6.94%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $3.200M $2.400M $2.300M
YoY Change 33.33% 9.09% 0.0%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $0.00 $0.00 $0.00
YoY Change
TOTAL LIABILITIES
Total Short-Term Liabilities $3.200M $2.400M $2.300M
Total Long-Term Liabilities $0.00 $0.00 $0.00
Total Liabilities $357.0M $326.3M $323.4M
YoY Change 9.41% 3.42% 4.92%
SHAREHOLDERS EQUITY
Retained Earnings $25.14M $24.71M
YoY Change
Common Stock $14.63M $14.63M
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost) $1.650M $1.650M
YoY Change
Treasury Stock Shares 122.5K shares 129.9K shares 129.9K shares
Shareholders Equity $41.32M $37.89M $37.87M
YoY Change
Total Liabilities & Shareholders Equity $398.3M $364.2M $361.2M
YoY Change 9.37% 5.68% 7.19%

Cashflow Statement

Concept 2014 Q4 2013 Q4 2013 Q3
OPERATING ACTIVITIES
Net Income $808.0K $755.0K $621.0K
YoY Change 7.02% 1.07% 0.98%
Depreciation, Depletion And Amortization
YoY Change
Cash From Operating Activities $1.260M $1.480M $1.023M
YoY Change -14.86% -6.92% 34.78%
INVESTING ACTIVITIES
Capital Expenditures -$1.370M -$390.0K $483.0K
YoY Change 251.28% 387.5% 100.41%
Acquisitions
YoY Change
Other Investing Activities -$6.040M -$6.330M -$15.04M
YoY Change -4.58% -30.13% 220.68%
Cash From Investing Activities -$7.410M -$6.720M -$15.52M
YoY Change 10.27% -26.48% 215.12%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 7.460M 2.450M $17.05M
YoY Change 204.49% -66.11% 1516.02%
NET CHANGE
Cash From Operating Activities 1.260M 1.480M $1.023M
Cash From Investing Activities -7.410M -6.720M -$15.52M
Cash From Financing Activities 7.460M 2.450M $17.05M
Net Change In Cash 1.310M -2.790M $2.549M
YoY Change -146.95% 771.87% -181.91%
FREE CASH FLOW
Cash From Operating Activities $1.260M $1.480M $1.023M
Capital Expenditures -$1.370M -$390.0K $483.0K
Free Cash Flow $2.630M $1.870M $540.0K
YoY Change 40.64% 11.98% 4.25%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
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InterestExpenseDeposits
199000 USD
CY2014Q4 us-gaap Interest Expense Deposits
InterestExpenseDeposits
182000 USD
us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
12000 USD
us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
15000 USD
CY2013Q4 us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
6000 USD
CY2014Q4 us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
8000 USD
us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
91000 USD
us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
95000 USD
CY2013Q4 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
41000 USD
CY2014Q4 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
47000 USD
us-gaap Interest Expense
InterestExpense
501000 USD
us-gaap Interest Expense
InterestExpense
482000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
6636000 USD
CY2013Q4 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
3165000 USD
CY2013Q4 us-gaap Interest Expense
InterestExpense
246000 USD
CY2014Q4 us-gaap Interest Expense
InterestExpense
237000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
6198000 USD
CY2014Q4 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
3348000 USD
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
168000 USD
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
124000 USD
CY2013Q4 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
35000 USD
CY2014Q4 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
57000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
6030000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
6512000 USD
CY2013Q4 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
3130000 USD
CY2014Q4 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
3291000 USD
us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
699000 USD
us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
640000 USD
CY2013Q4 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
336000 USD
CY2014Q4 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
320000 USD
us-gaap Fees And Commissions Debit Cards
FeesAndCommissionsDebitCards
439000 USD
us-gaap Fees And Commissions Debit Cards
FeesAndCommissionsDebitCards
459000 USD
CY2013Q4 us-gaap Fees And Commissions Debit Cards
FeesAndCommissionsDebitCards
225000 USD
CY2014Q4 us-gaap Fees And Commissions Debit Cards
FeesAndCommissionsDebitCards
230000 USD
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
91000 USD
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
88000 USD
CY2013Q4 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
45000 USD
CY2014Q4 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
44000 USD
us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
32000 USD
us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
122000 USD
CY2013Q4 us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
32000 USD
CY2014Q4 us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
85000 USD
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
0 USD
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
22000 USD
CY2013Q4 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
0 USD
CY2014Q4 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
0 USD
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
171000 USD
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
253000 USD
CY2013Q4 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
99000 USD
CY2014Q4 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
114000 USD
us-gaap Noninterest Income
NoninterestIncome
1432000 USD
us-gaap Noninterest Income
NoninterestIncome
1584000 USD
CY2013Q4 us-gaap Noninterest Income
NoninterestIncome
737000 USD
CY2014Q4 us-gaap Noninterest Income
NoninterestIncome
793000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
3129000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
3416000 USD
CY2013Q4 us-gaap Labor And Related Expense
LaborAndRelatedExpense
1569000 USD
CY2014Q4 us-gaap Labor And Related Expense
LaborAndRelatedExpense
1699000 USD
us-gaap Occupancy Net
OccupancyNet
644000 USD
us-gaap Occupancy Net
OccupancyNet
735000 USD
CY2013Q4 us-gaap Occupancy Net
OccupancyNet
328000 USD
CY2014Q4 us-gaap Occupancy Net
OccupancyNet
367000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
277000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
283000 USD
CY2013Q4 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
139000 USD
CY2014Q4 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
141000 USD
cbkm Professional And Director Fees
ProfessionalAndDirectorFees
241000 USD
cbkm Professional And Director Fees
ProfessionalAndDirectorFees
218000 USD
CY2013Q4 cbkm Professional And Director Fees
ProfessionalAndDirectorFees
130000 USD
CY2014Q4 cbkm Professional And Director Fees
ProfessionalAndDirectorFees
121000 USD
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
106000 USD
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
116000 USD
CY2013Q4 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
55000 USD
CY2014Q4 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
56000 USD
us-gaap Taxes Other
TaxesOther
151000 USD
us-gaap Taxes Other
TaxesOther
149000 USD
CY2013Q4 us-gaap Taxes Other
TaxesOther
76000 USD
CY2014Q4 us-gaap Taxes Other
TaxesOther
72000 USD
us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
132000 USD
us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
120000 USD
CY2013Q4 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
67000 USD
CY2014Q4 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
54000 USD
us-gaap Communication
Communication
142000 USD
us-gaap Communication
Communication
137000 USD
CY2013Q4 us-gaap Communication
Communication
69000 USD
CY2014Q4 us-gaap Communication
Communication
65000 USD
cbkm Debit Card Processing Expenses
DebitCardProcessingExpenses
214000 USD
cbkm Debit Card Processing Expenses
DebitCardProcessingExpenses
237000 USD
CY2013Q4 cbkm Debit Card Processing Expenses
DebitCardProcessingExpenses
103000 USD
CY2014Q4 cbkm Debit Card Processing Expenses
DebitCardProcessingExpenses
123000 USD
us-gaap Other Noninterest Expense
OtherNoninterestExpense
737000 USD
us-gaap Other Noninterest Expense
OtherNoninterestExpense
722000 USD
CY2013Q4 us-gaap Other Noninterest Expense
OtherNoninterestExpense
388000 USD
CY2014Q4 us-gaap Other Noninterest Expense
OtherNoninterestExpense
363000 USD
us-gaap Noninterest Expense
NoninterestExpense
5773000 USD
us-gaap Noninterest Expense
NoninterestExpense
6133000 USD
CY2013Q4 us-gaap Noninterest Expense
NoninterestExpense
2924000 USD
CY2014Q4 us-gaap Noninterest Expense
NoninterestExpense
3061000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1689000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1963000 USD
CY2013Q4 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
943000 USD
CY2014Q4 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1023000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
313000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
399000 USD
CY2013Q4 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
188000 USD
CY2014Q4 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
215000 USD
us-gaap Net Income Loss
NetIncomeLoss
1376000 USD
us-gaap Net Income Loss
NetIncomeLoss
1564000 USD
CY2013Q4 us-gaap Net Income Loss
NetIncomeLoss
755000 USD
CY2014Q4 us-gaap Net Income Loss
NetIncomeLoss
808000 USD
us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.51
us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.57
CY2013Q4 us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.28
CY2014Q4 us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.30
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1376000 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1564000 USD
CY2013Q4 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
755000 USD
CY2014Q4 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
808000 USD
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
2674816000 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
2728114000 shares
CY2013Q4 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
2726687000 shares
CY2014Q4 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
2728686000 shares
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.51
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.57
CY2013Q4 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.28
CY2014Q4 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.30
us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
1376000 USD
us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
1564000 USD
CY2013Q4 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
755000 USD
CY2014Q4 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
808000 USD
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
2674816000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
2728114000 shares
CY2013Q4 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
2726687000 shares
CY2014Q4 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
2728686000 shares
us-gaap Weighted Average Number Of Shares Restricted Stock
WeightedAverageNumberOfSharesRestrictedStock
296000 shares
us-gaap Weighted Average Number Of Shares Restricted Stock
WeightedAverageNumberOfSharesRestrictedStock
342000 shares
CY2013Q4 us-gaap Weighted Average Number Of Shares Restricted Stock
WeightedAverageNumberOfSharesRestrictedStock
364000 shares
CY2014Q4 us-gaap Weighted Average Number Of Shares Restricted Stock
WeightedAverageNumberOfSharesRestrictedStock
271000 shares
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
2675112000 shares
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
2728456000 shares
CY2013Q4 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
2727051000 shares
CY2014Q4 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
2728957000 shares
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.51
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.57
CY2013Q4 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.28
CY2014Q4 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.30
CY2013Q2 us-gaap Accumulated Other Comprehensive Income Loss Before Tax1
AccumulatedOtherComprehensiveIncomeLossBeforeTax1
-24000 USD
CY2014Q2 us-gaap Accumulated Other Comprehensive Income Loss Before Tax1
AccumulatedOtherComprehensiveIncomeLossBeforeTax1
1944000 USD
CY2013Q3 us-gaap Accumulated Other Comprehensive Income Loss Before Tax1
AccumulatedOtherComprehensiveIncomeLossBeforeTax1
278000 USD
CY2014Q3 us-gaap Accumulated Other Comprehensive Income Loss Before Tax1
AccumulatedOtherComprehensiveIncomeLossBeforeTax1
1816000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
440000 USD
CY2014Q4 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
531000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
122000 USD
CY2014Q4 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
85000 USD
us-gaap Other Comprehensive Income Loss Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
-325000 USD
us-gaap Other Comprehensive Income Loss Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
318000 USD
CY2013Q4 us-gaap Other Comprehensive Income Loss Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
-627000 USD
CY2014Q4 us-gaap Other Comprehensive Income Loss Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
446000 USD
CY2013Q4 us-gaap Accumulated Other Comprehensive Income Loss Before Tax1
AccumulatedOtherComprehensiveIncomeLossBeforeTax1
-349000 USD
CY2014Q4 us-gaap Accumulated Other Comprehensive Income Loss Before Tax1
AccumulatedOtherComprehensiveIncomeLossBeforeTax1
2262000 USD
CY2013Q2 cbkm Accumulated Other Comprehensive Income Loss Tax Portion
AccumulatedOtherComprehensiveIncomeLossTaxPortion
8000 USD
CY2014Q2 cbkm Accumulated Other Comprehensive Income Loss Tax Portion
AccumulatedOtherComprehensiveIncomeLossTaxPortion
-661000 USD
CY2013Q3 cbkm Accumulated Other Comprehensive Income Loss Tax Portion
AccumulatedOtherComprehensiveIncomeLossTaxPortion
-95000 USD
CY2014Q3 cbkm Accumulated Other Comprehensive Income Loss Tax Portion
AccumulatedOtherComprehensiveIncomeLossTaxPortion
-618000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-150000 USD
CY2014Q4 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-180000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
42000 USD
CY2014Q4 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
29000 USD
us-gaap Other Comprehensive Income Loss Tax Portion Attributable To Parent1
OtherComprehensiveIncomeLossTaxPortionAttributableToParent1
111000 USD
us-gaap Other Comprehensive Income Loss Tax Portion Attributable To Parent1
OtherComprehensiveIncomeLossTaxPortionAttributableToParent1
-108000 USD
CY2013Q4 us-gaap Other Comprehensive Income Loss Tax Portion Attributable To Parent1
OtherComprehensiveIncomeLossTaxPortionAttributableToParent1
214000 USD
CY2014Q4 us-gaap Other Comprehensive Income Loss Tax Portion Attributable To Parent1
OtherComprehensiveIncomeLossTaxPortionAttributableToParent1
-151000 USD
CY2013Q4 cbkm Accumulated Other Comprehensive Income Loss Tax Portion
AccumulatedOtherComprehensiveIncomeLossTaxPortion
119000 USD
CY2014Q4 cbkm Accumulated Other Comprehensive Income Loss Tax Portion
AccumulatedOtherComprehensiveIncomeLossTaxPortion
-769000 USD
CY2013Q2 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-16000 USD
CY2013Q3 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
183000 USD
CY2014Q3 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
1198000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
290000 USD
CY2014Q4 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
351000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
-80000 USD
CY2014Q4 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
-56000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-214000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
210000 USD
CY2013Q4 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-413000 USD
CY2014Q4 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
295000 USD
CY2013Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-230000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-293000 USD
CY2013Q4 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-595000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
32000 USD
CY2013Q4 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
32000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax
-325000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax
318000 USD
CY2013Q4 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax
-627000 USD
CY2014Q4 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax
446000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax
-111000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax
108000 USD
CY2013Q4 us-gaap Other Comprehensive Income Loss Available For Sale Securities Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax
-214000 USD
CY2014Q4 us-gaap Other Comprehensive Income Loss Available For Sale Securities Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax
151000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1162000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1774000 USD
CY2013Q4 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
342000 USD
CY2014Q4 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1103000 USD
CY2013Q2 us-gaap Stockholders Equity
StockholdersEquity
28143000 USD
CY2013Q3 us-gaap Stockholders Equity
StockholdersEquity
37872000 USD
CY2014Q3 us-gaap Stockholders Equity
StockholdersEquity
40546000 USD
us-gaap Stock Issued During Period Value Issued For Services
StockIssuedDuringPeriodValueIssuedForServices
9237000 USD
us-gaap Stock Issued During Period Value Issued For Services
StockIssuedDuringPeriodValueIssuedForServices
0 USD
CY2013Q4 us-gaap Stock Issued During Period Value Issued For Services
StockIssuedDuringPeriodValueIssuedForServices
0 USD
CY2014Q4 us-gaap Stock Issued During Period Value Issued For Services
StockIssuedDuringPeriodValueIssuedForServices
0 USD
cbkm Dividend Reinvestment Plan Shares Associated With Forfeited And Expired Restricted Stock Awards Retired To Treasury
DividendReinvestmentPlanSharesAssociatedWithForfeitedAndExpiredRestrictedStockAwardsRetiredToTreasury
0 USD
cbkm Dividend Reinvestment Plan Shares Associated With Forfeited And Expired Restricted Stock Awards Retired To Treasury
DividendReinvestmentPlanSharesAssociatedWithForfeitedAndExpiredRestrictedStockAwardsRetiredToTreasury
0 USD
CY2013Q4 cbkm Dividend Reinvestment Plan Shares Associated With Forfeited And Expired Restricted Stock Awards Retired To Treasury
DividendReinvestmentPlanSharesAssociatedWithForfeitedAndExpiredRestrictedStockAwardsRetiredToTreasury
0 USD
CY2014Q4 cbkm Dividend Reinvestment Plan Shares Associated With Forfeited And Expired Restricted Stock Awards Retired To Treasury
DividendReinvestmentPlanSharesAssociatedWithForfeitedAndExpiredRestrictedStockAwardsRetiredToTreasury
0 USD
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
656000 USD
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
656000 USD
CY2013Q4 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
328000 USD
CY2014Q4 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
328000 USD
CY2013Q4 us-gaap Stockholders Equity
StockholdersEquity
37886000 USD
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.24
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.24
CY2013Q4 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.12
CY2014Q4 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.12
cbkm Stock Issued During Period Shares Dividend Reinvestment Plan And Restricted Award Forfeited And Expired
StockIssuedDuringPeriodSharesDividendReinvestmentPlanAndRestrictedAwardForfeitedAndExpired
1384000 shares
CY2014Q4 cbkm Stock Issued During Period Shares Dividend Reinvestment Plan And Restricted Award Forfeited And Expired
StockIssuedDuringPeriodSharesDividendReinvestmentPlanAndRestrictedAwardForfeitedAndExpired
1254000 shares
us-gaap Stock Issued During Period Shares New Issues
StockIssuedDuringPeriodSharesNewIssues
655668000 shares
cbkm Stock Issued During Period For Rights Offering Offering Cost
StockIssuedDuringPeriodForRightsOfferingOfferingCost
762000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
2495000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
3034000 USD
us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
31918000 USD
us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
28920000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
8993000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
9912000 USD
us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
0 USD
us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
780000 USD
us-gaap Proceeds From Payments For In Interest Bearing Deposits In Banks
ProceedsFromPaymentsForInInterestBearingDepositsInBanks
2447000 USD
us-gaap Proceeds From Payments For In Interest Bearing Deposits In Banks
ProceedsFromPaymentsForInInterestBearingDepositsInBanks
-2753000 USD
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
3660000 USD
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
3185000 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
869000 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
2698000 USD
us-gaap Proceeds From Sale Of Real Estate
ProceedsFromSaleOfRealEstate
1000 USD
us-gaap Proceeds From Sale Of Real Estate
ProceedsFromSaleOfRealEstate
128000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-22241000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-15632000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
5485000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
10741000 USD
us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
2967000 USD
us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
-3054000 USD
us-gaap Proceeds From Issuance Initial Public Offering
ProceedsFromIssuanceInitialPublicOffering
9237000 USD
us-gaap Proceeds From Issuance Initial Public Offering
ProceedsFromIssuanceInitialPublicOffering
0 USD
us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
2500000 USD
us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
8500000 USD
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
36000 USD
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
2028000 USD
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
656000 USD
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
656000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
19497000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
13503000 USD
us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-249000 USD
us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
905000 USD
CY2013Q2 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
9356000 USD
CY2014Q2 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
11125000 USD
CY2013Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
9107000 USD
CY2014Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
12030000 USD
us-gaap Interest Paid
InterestPaid
499000 USD
us-gaap Interest Paid
InterestPaid
480000 USD
us-gaap Income Taxes Paid
IncomeTaxesPaid
510000 USD
us-gaap Income Taxes Paid
IncomeTaxesPaid
375000 USD
us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
709000 USD
us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
0 USD
cbkm Issuance Of Treasury Stock For Vested Restricted Stock Awards
IssuanceOfTreasuryStockForVestedRestrictedStockAwards
0 USD
cbkm Issuance Of Treasury Stock For Vested Restricted Stock Awards
IssuanceOfTreasuryStockForVestedRestrictedStockAwards
2000 USD
dei Document Type
DocumentType
10-Q
dei Amendment Flag
AmendmentFlag
false
dei Document Period End Date
DocumentPeriodEndDate
2014-12-31
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2015
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q2
dei Entity Registrant Name
EntityRegistrantName
CONSUMERS BANCORP INC /OH/
dei Entity Central Index Key
EntityCentralIndexKey
0001006830
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--06-30
dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
dei Trading Symbol
TradingSymbol
CBKM
CY2015Q1 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
2731612 shares
us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
1000 USD
us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
69000 USD
CY2013Q4 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
1000 USD
CY2014Q4 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
69000 USD
CY2014Q4 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount
780000 USD
CY2014Q4 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
780000 USD
us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
0 USD
us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
6000 USD
us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
0 USD
us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
476000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
0 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
90000 USD
cbkm Available For Sale Securities Income Tax Provision On Net Realized Gain Loss
AvailableForSaleSecuritiesIncomeTaxProvisionOnNetRealizedGainLoss
11000 USD
CY2013Q4 cbkm Available For Sale Securities Income Tax Provision On Net Realized Gain Loss
AvailableForSaleSecuritiesIncomeTaxProvisionOnNetRealizedGainLoss
11000 USD

Files In Submission

Name View Source Status
0001144204-15-009882-index-headers.html Edgar Link pending
0001144204-15-009882-index.html Edgar Link pending
0001144204-15-009882.txt Edgar Link pending
0001144204-15-009882-xbrl.zip Edgar Link pending
cbkm-20141231.xml Edgar Link completed
cbkm-20141231.xsd Edgar Link pending
cbkm-20141231_cal.xml Edgar Link unprocessable
cbkm-20141231_def.xml Edgar Link unprocessable
cbkm-20141231_lab.xml Edgar Link unprocessable
cbkm-20141231_pre.xml Edgar Link unprocessable
FilingSummary.xml Edgar Link unprocessable
Financial_Report.xls Edgar Link pending
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report.css Edgar Link pending
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v400321_10q.htm Edgar Link pending
v400321_ex31-1.htm Edgar Link pending
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