Chain Bridge Bancorp Inc
chainbridgebank.comWhat Do They Do?
Provides commercial and personal banking, loans, and trust and wealth services to businesses, political and nonprofit organizations, individuals and families.
10-K for FY2025, filed Mar 20, 2026We offer a range of commercial and personal banking services, including deposits, treasury management, payments, loans, commercial lending…View ↗
Our mission is to deliver exceptional banking and trust services nationwide, blending financial strength, personalized service, and…View ↗
We offer a range of banking and trust services, including deposits, treasury management, payments, commercial lending, residential loans…View ↗
How Do They Make Money?
Most revenue comes from interest on loans and securities. The bank also collects monthly trust and wealth management charges, financial-planning payments in stages, and account service charges and transaction fees such as wire-transfer and debit-card fees.
10-K for FY2025, filed Mar 20, 2026Accounting Standards Codification Topic 606 (“ASC 606”), “Revenue from Contracts with Customers,” creates a single framework for…View ↗
Trust and wealth management income represents monthly service charges due from clients for managing and administering the clients’ assets.…View ↗
Service charges on accounts consist primarily of income from three areas. The Company earns income from account analysis, monthly service…View ↗
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10-K for FY2025, filed Mar 20, 2026
FY2025 revenue by product or service (Noninterest income) ↗
$55.8M
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10-K for FY2025, filed Mar 20, 2026
$55.8M ↗
| Segment | Share | Revenue | How money arrives |
|---|---|---|---|
|
Trust and wealth management
Recurring
|
57% |
Trust and wealth management, FY2025
$1.3M Sources
|
Recurring |
|
Service charges on accounts
|
43% |
Service charges on accounts, FY2025
$1M Sources
|
Who Are Their Customers?
Serves businesses, political organizations and campaign-service firms, nonprofits, individuals and families. Clients access banking electronically and can contact relationship officers directly; trust services serve individuals, families, charitable organizations and businesses.
10-K for FY2025, filed Mar 20, 2026Our business model operates without a traditional branch network. As of December 31, 2025, we provide in-person banking services…View ↗
We believe our technology-driven approach enables us to provide attentive, personalized service, despite our limited physical footprint.…View ↗
In addition to political organizations, we also provide deposit accounts to a variety of businesses that support the campaigns and…View ↗
Our Trust & Wealth Department commenced operations in the third quarter of 2020 after the approval by the OCC of the Bank’s application for…View ↗
Do Revenues Turn Into Profits?
Yes. It kept 36 cents of every revenue dollar as net income in FY2025 and turned 21 cents into free cash flow.
How Are They Changing?
10-Q for Q2 FY2026, filed Aug 11, 2026
Open tableView ↗
Growing. Revenue grew 76% in 2 years, from $31.8M in FY2023 to $55.8M in FY2025, about 33% a year.
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