|
FY2012
12 months to Dec 31, 2012
|
FY2011
12 months to Dec 31, 2011
|
|
|---|---|---|
| Interest income | ||
| Loans, including fees | ||
| Federal funds sold and interest-bearing bank deposits | ||
| Securities | ||
| Federal Reserve & Federal Home Loan stock dividend | ||
| Total interest income | ||
| Interest expense | ||
| Deposits: | ||
| Interest checking | ||
| Money market and savings | ||
| Certificates of deposit less than $100,000 | ||
| Certificates of deposit greater than or equal to $100,000 | ||
| Other borrowings | ||
| Total interest expense | ||
| Net interest income before provision for loan losses | ||
| Provision for loan losses | ||
| Net interest income after provision for loan losses | ||
| Noninterest income | ||
| Service charges on deposits | ||
| Gain on sale of loans | ||
| Gain on sale of investment securities | ||
| ATM, debit, and merchant fees | ||
| Other | ||
| Total noninterest income | ||
| Noninterest expense | ||
| Salaries and employee benefits | ||
| Data processing | ||
| Professional services | ||
| Occupancy and equipment | ||
| Marketing and business development | ||
| Shareholder communications | ||
| Postage and supplies | ||
| Corporate insurance | ||
| Telecommunications | ||
| FDIC insurance and regulatory assessments | ||
| Other | ||
| Total noninterest expense | ||
| Income (loss) before income taxes | ||
| Income taxes | ||
| Net income (loss) | ||
| Other comprehensive income: | ||
| Net change in unrealized gains on securities available for sale | ||
| Reclassification of securities gains recognized in net income (loss) | ||
| Tax effect | ||
| Total other comprehensive income | ||
| Comprehensive income (loss) | ||
| Earnings (loss) per share | ||
| Basic and diluted earnings (loss) per share | ||
| Average shares outstanding | ||
| Average shares outstanding |
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