2015 Q3 Form 10-Q Financial Statement

#000002409015000039 Filed on November 09, 2015

View on sec.gov

Income Statement

Concept 2015 Q3 2014 Q4 2014 Q3
Revenue $58.12M $63.46M $57.23M
YoY Change 1.56% 11.6% 6.74%
Cost Of Revenue $41.52M $39.21M
YoY Change 5.91% 7.35%
Gross Profit $16.60M $18.02M
YoY Change -7.9% 5.45%
Gross Profit Margin 28.56% 31.49%
Selling, General & Admin $9.680M $19.63M $8.600M
YoY Change 12.56% 113.6%
% of Gross Profit 58.31% 47.71%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $6.271M $700.0K $5.276M
YoY Change 18.86% -22.22% 10.89%
% of Gross Profit 37.77% 29.27%
Operating Expenses $58.26M $72.72M $53.95M
YoY Change 7.99% 31.12% 5.78%
Operating Profit -$41.66M -$35.93M
YoY Change 15.96% 5.95%
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income -$139.0K -$9.260M $3.276M
YoY Change -104.24% -756.74% 25.13%
Income Tax -$165.0K $1.921M $952.0K
% Of Pretax Income 29.06%
Net Earnings $250.0K -$11.18M $2.324M
YoY Change -89.24% -1486.6% 27.41%
Net Earnings / Revenue 0.43% -17.61% 4.06%
Basic Earnings Per Share
Diluted Earnings Per Share $1.997K -$223.2K $46.33K
COMMON SHARES
Basic Shares Outstanding
Diluted Shares Outstanding

Balance Sheet

Concept 2015 Q3 2014 Q4 2014 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments $845.3M $827.8M
YoY Change
Cash & Equivalents $42.83M $50.71M $56.99M
Short-Term Investments $802.5M $777.1M
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $6.151M $6.352M $6.380M
YoY Change -3.59% -4.65% -7.8%
Goodwill $17.26M $17.26M $17.31M
YoY Change -0.29% 0.55% 0.85%
Intangibles
YoY Change
Long-Term Investments $1.051B $1.002B $967.7M
YoY Change 8.58% 13.85% 4.74%
Other Assets $71.50M $66.30M
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.475B $1.418B $1.318B
YoY Change 11.87% 16.55% 10.42%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $144.1M $137.8M $60.00M
YoY Change 140.17% 178.95% 25.0%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities $23.80M $23.20M $11.20M
YoY Change 112.5% 112.84% 16.67%
Total Long-Term Liabilities $23.80M $23.20M $11.20M
YoY Change 112.5% 112.84% 16.67%
TOTAL LIABILITIES
Total Short-Term Liabilities $144.1M $137.8M $60.00M
Total Long-Term Liabilities $23.80M $23.20M $11.20M
Total Liabilities $1.225B $1.159B $1.052B
YoY Change 16.5% 19.45% 11.13%
SHAREHOLDERS EQUITY
Retained Earnings -$20.43M -$19.05M -$7.871M
YoY Change 159.6% 51.87% -41.03%
Common Stock
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost) $11.01M $11.01M $11.01M
YoY Change 0.0% 0.0% 0.0%
Treasury Stock Shares
Shareholders Equity $249.7M $262.3M $266.8M
YoY Change
Total Liabilities & Shareholders Equity $1.475B $1.418B $1.318B
YoY Change 11.87% 16.55% 10.42%

Cashflow Statement

Concept 2015 Q3 2014 Q4 2014 Q3
OPERATING ACTIVITIES
Net Income $250.0K -$11.18M $2.324M
YoY Change -89.24% -1486.6% 27.41%
Depreciation, Depletion And Amortization $6.271M $700.0K $5.276M
YoY Change 18.86% -22.22% 10.89%
Cash From Operating Activities $22.90M $31.00M $23.50M
YoY Change -2.55% 14.39% 10.33%
INVESTING ACTIVITIES
Capital Expenditures -$100.0K -$100.0K -$100.0K
YoY Change 0.0% 0.0%
Acquisitions
YoY Change
Other Investing Activities -$18.50M -$37.80M -$25.50M
YoY Change -27.45% 152.0% 21.43%
Cash From Investing Activities -$18.60M -$37.90M -$25.50M
YoY Change -27.06% 152.67% 20.85%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 700.0K 500.0K 1.600M
YoY Change -56.25% -28.57% 220.0%
NET CHANGE
Cash From Operating Activities 22.90M 31.00M 23.50M
Cash From Investing Activities -18.60M -37.90M -25.50M
Cash From Financing Activities 700.0K 500.0K 1.600M
Net Change In Cash 5.000M -6.400M -400.0K
YoY Change -1350.0% -150.0% -157.14%
FREE CASH FLOW
Cash From Operating Activities $22.90M $31.00M $23.50M
Capital Expenditures -$100.0K -$100.0K -$100.0K
Free Cash Flow $23.00M $31.10M $23.60M
YoY Change -2.54% 14.76% 10.28%

Facts In Submission

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CY2015Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
495000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-8617000 USD
us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
-1140000 USD
us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
-1291000 USD
CY2014Q3 us-gaap Deferred Policy Acquisition Cost Amortization Expense
DeferredPolicyAcquisitionCostAmortizationExpense
5276000 USD
us-gaap Deferred Policy Acquisition Cost Amortization Expense
DeferredPolicyAcquisitionCostAmortizationExpense
15378000 USD
CY2015Q3 us-gaap Deferred Policy Acquisition Cost Amortization Expense
DeferredPolicyAcquisitionCostAmortizationExpense
6271000 USD
us-gaap Deferred Policy Acquisition Cost Amortization Expense
DeferredPolicyAcquisitionCostAmortizationExpense
17217000 USD
CY2014Q4 us-gaap Deferred Policy Acquisition Costs
DeferredPolicyAcquisitionCosts
157468000 USD
CY2015Q3 us-gaap Deferred Policy Acquisition Costs
DeferredPolicyAcquisitionCosts
163713000 USD
us-gaap Deferred Policy Acquisition Costs Period Increase Decrease
DeferredPolicyAcquisitionCostsPeriodIncreaseDecrease
7239000 USD
us-gaap Deferred Policy Acquisition Costs Period Increase Decrease
DeferredPolicyAcquisitionCostsPeriodIncreaseDecrease
6157000 USD
CY2014Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
66269000 USD
CY2015Q3 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
71454000 USD
us-gaap Depreciation
Depreciation
964000 USD
us-gaap Depreciation
Depreciation
571000 USD
us-gaap Description Of Nature Of Differences Between Measurements Of Reportable Segments Profits Or Losses And Entitys Profit Or Loss Before Income Tax Expense Or Income And Discontinued Operations
DescriptionOfNatureOfDifferencesBetweenMeasurementsOfReportableSegmentsProfitsOrLossesAndEntitysProfitOrLossBeforeIncomeTaxExpenseOrIncomeAndDiscontinuedOperations
The Company has no reportable differences between segments and consolidated operations.
CY2014Q3 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.291
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.279
CY2015Q3 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
1.741
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
-1.211
us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.35
us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.35
CY2014 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings1
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1
0 USD
us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings1
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1
0 USD
CY2014 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Other Comprehensive Income Loss
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss
-1000 USD
us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Other Comprehensive Income Loss
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss
-1000 USD
CY2014 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Purchases Sales Issuances Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements
-77000 USD
us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Purchases Sales Issuances Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements
-61000 USD
CY2014 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Transfers Net
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet
0 USD
us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Transfers Net
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet
0 USD
CY2013Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
309000 USD
CY2014Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
231000 USD
CY2015Q3 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
169000 USD
CY2014Q4 us-gaap Goodwill
Goodwill
17255000 USD
CY2015Q3 us-gaap Goodwill
Goodwill
17255000 USD
CY2014Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
224932000 USD
CY2015Q3 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
247829000 USD
CY2014Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
8907000 USD
CY2015Q3 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
8550000 USD
CY2014Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Loss
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
948000 USD
CY2015Q3 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Loss
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
2331000 USD
CY2015Q3 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
50258000 USD
CY2015Q3 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount
48634000 USD
CY2015Q3 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
37298000 USD
CY2015Q3 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount
35383000 USD
CY2015Q3 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue
157095000 USD
CY2015Q3 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount
154455000 USD
CY2015Q3 us-gaap Held To Maturity Securities Debt Maturities Within One Year Fair Value
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue
9397000 USD
CY2015Q3 us-gaap Held To Maturity Securities Debt Maturities Within One Year Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount
9357000 USD
CY2014Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
232891000 USD
CY2015Q3 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
254048000 USD
CY2014Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
3276000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
6475000 USD
CY2015Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
-139000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
-627000 USD
CY2014Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
952000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1804000 USD
CY2015Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-242000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
759000 USD
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
2721000 USD
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
3300000 USD
us-gaap Increase Decrease In Accrued Investment Income Receivable
IncreaseDecreaseInAccruedInvestmentIncomeReceivable
915000 USD
us-gaap Increase Decrease In Accrued Investment Income Receivable
IncreaseDecreaseInAccruedInvestmentIncomeReceivable
1763000 USD
us-gaap Increase Decrease In Future Policy Benefit Reserves
IncreaseDecreaseInFuturePolicyBenefitReserves
56932000 USD
us-gaap Increase Decrease In Future Policy Benefit Reserves
IncreaseDecreaseInFuturePolicyBenefitReserves
56185000 USD
us-gaap Increase Decrease In Income Taxes Payable Net Of Income Taxes Receivable
IncreaseDecreaseInIncomeTaxesPayableNetOfIncomeTaxesReceivable
201000 USD
us-gaap Increase Decrease In Income Taxes Payable Net Of Income Taxes Receivable
IncreaseDecreaseInIncomeTaxesPayableNetOfIncomeTaxesReceivable
-1250000 USD
us-gaap Increase Decrease In Other Accrued Liabilities
IncreaseDecreaseInOtherAccruedLiabilities
264000 USD
us-gaap Increase Decrease In Other Accrued Liabilities
IncreaseDecreaseInOtherAccruedLiabilities
-121000 USD
us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
1373000 USD
us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
717000 USD
us-gaap Increase Decrease In Other Policyholder Funds
IncreaseDecreaseInOtherPolicyholderFunds
4282000 USD
us-gaap Increase Decrease In Other Policyholder Funds
IncreaseDecreaseInOtherPolicyholderFunds
5487000 USD
us-gaap Increase Decrease In Premiums Receivable
IncreaseDecreaseInPremiumsReceivable
-1182000 USD
us-gaap Increase Decrease In Premiums Receivable
IncreaseDecreaseInPremiumsReceivable
242000 USD
us-gaap Increase Decrease In Reinsurance Recoverable
IncreaseDecreaseInReinsuranceRecoverable
-64000 USD
us-gaap Increase Decrease In Reinsurance Recoverable
IncreaseDecreaseInReinsuranceRecoverable
-371000 USD
CY2014Q4 us-gaap Investments
Investments
1064964000 USD
CY2015Q3 us-gaap Investments
Investments
1118241000 USD
CY2014Q4 us-gaap Liabilities
Liabilities
1159196000 USD
CY2015Q3 us-gaap Liabilities
Liabilities
1225292000 USD
CY2014Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1417555000 USD
CY2015Q3 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1475034000 USD
CY2014Q4 us-gaap Liability For Claims And Claims Adjustment Expense
LiabilityForClaimsAndClaimsAdjustmentExpense
9560000 USD
CY2015Q3 us-gaap Liability For Claims And Claims Adjustment Expense
LiabilityForClaimsAndClaimsAdjustmentExpense
10402000 USD
CY2014Q4 us-gaap Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense
LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense
1053889000 USD
CY2015Q3 us-gaap Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense
LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense
1117790000 USD
CY2014Q4 us-gaap Liability For Future Policy Benefits Disability And Accident Benefits
LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits
1216000 USD
CY2015Q3 us-gaap Liability For Future Policy Benefits Disability And Accident Benefits
LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits
1221000 USD
CY2014Q4 us-gaap Liability For Future Policy Benefits Life
LiabilityForFuturePolicyBenefitsLife
920149000 USD
CY2015Q3 us-gaap Liability For Future Policy Benefits Life
LiabilityForFuturePolicyBenefitsLife
974796000 USD
CY2014Q3 us-gaap Liability For Future Policy Benefits Period Expense
LiabilityForFuturePolicyBenefitsPeriodExpense
19307000 USD
us-gaap Liability For Future Policy Benefits Period Expense
LiabilityForFuturePolicyBenefitsPeriodExpense
56984000 USD
CY2015Q3 us-gaap Liability For Future Policy Benefits Period Expense
LiabilityForFuturePolicyBenefitsPeriodExpense
19276000 USD
us-gaap Liability For Future Policy Benefits Period Expense
LiabilityForFuturePolicyBenefitsPeriodExpense
56334000 USD
CY2014Q4 us-gaap Marketable Securities
MarketableSecurities
777106000 USD
CY2015Q3 us-gaap Marketable Securities
MarketableSecurities
802515000 USD
CY2014Q4 us-gaap Marketable Securities Noncurrent
MarketableSecuritiesNoncurrent
932159000 USD
CY2015Q3 us-gaap Marketable Securities Noncurrent
MarketableSecuritiesNoncurrent
983676000 USD
CY2014Q4 us-gaap Mortgage Loans On Real Estate Commercial And Consumer Net
MortgageLoansOnRealEstateCommercialAndConsumerNet
628000 USD
CY2015Q3 us-gaap Mortgage Loans On Real Estate Commercial And Consumer Net
MortgageLoansOnRealEstateCommercialAndConsumerNet
599000 USD
us-gaap Mortgage Loans On Real Estate Interest Rate
MortgageLoansOnRealEstateInterestRate
0.064
us-gaap Mortgage Loans On Real Estate Interest Rate
MortgageLoansOnRealEstateInterestRate
0.063
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
1623000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
2111000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-66086000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-72714000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
66856000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
62726000 USD
CY2014Q3 us-gaap Net Income Loss
NetIncomeLoss
2324000 USD
us-gaap Net Income Loss
NetIncomeLoss
4671000 USD
CY2015Q3 us-gaap Net Income Loss
NetIncomeLoss
103000 USD
us-gaap Net Income Loss
NetIncomeLoss
-1386000 USD
CY2014Q3 us-gaap Net Investment Income
NetInvestmentIncome
10384000 USD
us-gaap Net Investment Income
NetInvestmentIncome
30373000 USD
CY2015Q3 us-gaap Net Investment Income
NetInvestmentIncome
11325000 USD
us-gaap Net Investment Income
NetInvestmentIncome
33595000 USD
us-gaap Number Of Reportable Segments
NumberOfReportableSegments
3
CY2014Q4 us-gaap Other Assets
OtherAssets
1061000 USD
CY2015Q3 us-gaap Other Assets
OtherAssets
1335000 USD
CY2014Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax
-1401000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax
25096000 USD
CY2015Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax
602000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-7231000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax
-11125000 USD
CY2014Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-911000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
16292000 USD
CY2015Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
392000 USD
CY2014Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax
-490000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax
8804000 USD
CY2015Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax
210000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax
-3894000 USD
CY2014Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
-227000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
-332000 USD
CY2015Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
-2405000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
-2449000 USD
CY2014Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-1628000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
24764000 USD
CY2015Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-1803000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-13574000 USD
CY2014Q3 us-gaap Other Cost And Expense Operating
OtherCostAndExpenseOperating
6029000 USD
us-gaap Other Cost And Expense Operating
OtherCostAndExpenseOperating
19979000 USD
CY2015Q3 us-gaap Other Cost And Expense Operating
OtherCostAndExpenseOperating
6958000 USD
us-gaap Other Cost And Expense Operating
OtherCostAndExpenseOperating
24954000 USD
CY2014Q3 us-gaap Other Income
OtherIncome
145000 USD
us-gaap Other Income
OtherIncome
477000 USD
CY2015Q3 us-gaap Other Income
OtherIncome
298000 USD
us-gaap Other Income
OtherIncome
1020000 USD
CY2014Q4 us-gaap Other Intangible Assets Net
OtherIntangibleAssetsNet
976000 USD
CY2015Q3 us-gaap Other Intangible Assets Net
OtherIntangibleAssetsNet
973000 USD
CY2014Q4 us-gaap Other Liabilities
OtherLiabilities
23205000 USD
CY2015Q3 us-gaap Other Liabilities
OtherLiabilities
23781000 USD
CY2014Q4 us-gaap Other Long Term Investments
OtherLongTermInvestments
135000 USD
CY2015Q3 us-gaap Other Long Term Investments
OtherLongTermInvestments
76000 USD
CY2014Q4 us-gaap Other Policyholder Funds
OtherPolicyholderFunds
7551000 USD
CY2015Q3 us-gaap Other Policyholder Funds
OtherPolicyholderFunds
7516000 USD
CY2014Q4 us-gaap Other Short Term Investments
OtherShortTermInvestments
0 USD
CY2015Q3 us-gaap Other Short Term Investments
OtherShortTermInvestments
254000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet
0 USD
CY2015Q3 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet
2400000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet
2400000 USD
CY2014Q4 us-gaap Payables To Broker Dealers And Clearing Organizations
PayablesToBrokerDealersAndClearingOrganizations
0 USD
CY2015Q3 us-gaap Payables To Broker Dealers And Clearing Organizations
PayablesToBrokerDealersAndClearingOrganizations
3566000 USD
us-gaap Payments For Proceeds From Policy Loans
PaymentsForProceedsFromPolicyLoans
3707000 USD
us-gaap Payments For Proceeds From Policy Loans
PaymentsForProceedsFromPolicyLoans
4936000 USD
us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
88860000 USD
us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
88107000 USD
us-gaap Payments To Acquire Available For Sale Securities Equity
PaymentsToAcquireAvailableForSaleSecuritiesEquity
21285000 USD
us-gaap Payments To Acquire Available For Sale Securities Equity
PaymentsToAcquireAvailableForSaleSecuritiesEquity
602000 USD
us-gaap Payments To Acquire Businesses Net Of Cash Acquired
PaymentsToAcquireBusinessesNetOfCashAcquired
4810000 USD
us-gaap Payments To Acquire Businesses Net Of Cash Acquired
PaymentsToAcquireBusinessesNetOfCashAcquired
0 USD
us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
12158000 USD
us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
41291000 USD
us-gaap Payments To Acquire Other Investments
PaymentsToAcquireOtherInvestments
4000 USD
us-gaap Payments To Acquire Other Investments
PaymentsToAcquireOtherInvestments
0 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
388000 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
240000 USD
us-gaap Payments To Acquire Short Term Investments
PaymentsToAcquireShortTermInvestments
531000 USD
us-gaap Payments To Acquire Short Term Investments
PaymentsToAcquireShortTermInvestments
254000 USD
CY2014Q3 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
39206000 USD
us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
114522000 USD
CY2015Q3 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
41523000 USD
us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
122073000 USD
CY2014Q3 us-gaap Policyholder Dividends
PolicyholderDividends
2573000 USD
us-gaap Policyholder Dividends
PolicyholderDividends
7087000 USD
CY2015Q3 us-gaap Policyholder Dividends
PolicyholderDividends
2719000 USD
us-gaap Policyholder Dividends
PolicyholderDividends
7568000 USD
CY2014Q4 us-gaap Policyholder Dividends Payable
PolicyholderDividendsPayable
15974000 USD
CY2015Q3 us-gaap Policyholder Dividends Payable
PolicyholderDividendsPayable
17554000 USD
CY2014Q3 us-gaap Premiums Earned Net
PremiumsEarnedNet
46923000 USD
us-gaap Premiums Earned Net
PremiumsEarnedNet
136265000 USD
CY2015Q3 us-gaap Premiums Earned Net
PremiumsEarnedNet
48908000 USD
us-gaap Premiums Earned Net
PremiumsEarnedNet
141934000 USD
CY2014Q3 us-gaap Premiums Earned Net Accident And Health
PremiumsEarnedNetAccidentAndHealth
394000 USD
us-gaap Premiums Earned Net Accident And Health
PremiumsEarnedNetAccidentAndHealth
1135000 USD
CY2015Q3 us-gaap Premiums Earned Net Accident And Health
PremiumsEarnedNetAccidentAndHealth
387000 USD
us-gaap Premiums Earned Net Accident And Health
PremiumsEarnedNetAccidentAndHealth
1183000 USD
CY2014Q3 us-gaap Premiums Earned Net Life
PremiumsEarnedNetLife
45234000 USD
us-gaap Premiums Earned Net Life
PremiumsEarnedNetLife
131298000 USD
CY2015Q3 us-gaap Premiums Earned Net Life
PremiumsEarnedNetLife
47219000 USD
us-gaap Premiums Earned Net Life
PremiumsEarnedNetLife
136866000 USD
CY2014Q3 us-gaap Premiums Earned Net Property And Casualty
PremiumsEarnedNetPropertyAndCasualty
1295000 USD
us-gaap Premiums Earned Net Property And Casualty
PremiumsEarnedNetPropertyAndCasualty
3832000 USD
CY2015Q3 us-gaap Premiums Earned Net Property And Casualty
PremiumsEarnedNetPropertyAndCasualty
1302000 USD
us-gaap Premiums Earned Net Property And Casualty
PremiumsEarnedNetPropertyAndCasualty
3885000 USD
CY2014Q4 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
1364000 USD
CY2015Q3 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
1409000 USD
CY2014Q4 us-gaap Premiums Receivable At Carrying Value
PremiumsReceivableAtCarryingValue
10777000 USD
CY2015Q3 us-gaap Premiums Receivable At Carrying Value
PremiumsReceivableAtCarryingValue
11019000 USD
CY2014Q4 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
301000 USD
CY2015Q3 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
750000 USD
us-gaap Proceeds From Annuities And Investment Certificates
ProceedsFromAnnuitiesAndInvestmentCertificates
5479000 USD
us-gaap Proceeds From Annuities And Investment Certificates
ProceedsFromAnnuitiesAndInvestmentCertificates
6077000 USD
us-gaap Proceeds From Collection Of Loans Receivable
ProceedsFromCollectionOfLoansReceivable
30000 USD
us-gaap Proceeds From Collection Of Loans Receivable
ProceedsFromCollectionOfLoansReceivable
29000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
38658000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
46723000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
10523000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
15755000 USD
us-gaap Proceeds From Sale And Maturity Of Other Investments
ProceedsFromSaleAndMaturityOfOtherInvestments
1000 USD
us-gaap Proceeds From Sale And Maturity Of Other Investments
ProceedsFromSaleAndMaturityOfOtherInvestments
59000 USD
us-gaap Proceeds From Sale Maturity And Collection Of Shortterm Investments
ProceedsFromSaleMaturityAndCollectionOfShorttermInvestments
531000 USD
us-gaap Proceeds From Sale Maturity And Collection Of Shortterm Investments
ProceedsFromSaleMaturityAndCollectionOfShorttermInvestments
0 USD
us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
680000 USD
CY2014Q3 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
100000 USD
CY2015Q3 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
0 USD
CY2014Q4 us-gaap Real Estate Investment Property Accumulated Depreciation
RealEstateInvestmentPropertyAccumulatedDepreciation
1575000 USD
CY2015Q3 us-gaap Real Estate Investment Property Accumulated Depreciation
RealEstateInvestmentPropertyAccumulatedDepreciation
1685000 USD
CY2014Q4 us-gaap Real Estate Investment Property Net
RealEstateInvestmentPropertyNet
8131000 USD
us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
0 USD
CY2014Q3 us-gaap Proceeds From Sale Of Available For Sale Securities Equity
ProceedsFromSaleOfAvailableForSaleSecuritiesEquity
3924000 USD
us-gaap Proceeds From Sale Of Available For Sale Securities Equity
ProceedsFromSaleOfAvailableForSaleSecuritiesEquity
15029000 USD
CY2015Q3 us-gaap Proceeds From Sale Of Available For Sale Securities Equity
ProceedsFromSaleOfAvailableForSaleSecuritiesEquity
0 USD
us-gaap Proceeds From Sale Of Available For Sale Securities Equity
ProceedsFromSaleOfAvailableForSaleSecuritiesEquity
0 USD
us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
5000 USD
us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
0 USD
CY2014Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
6352000 USD
CY2015Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
6151000 USD
CY2015Q3 us-gaap Real Estate Investment Property Net
RealEstateInvestmentPropertyNet
8000000 USD
CY2014Q3 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
-222000 USD
us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
-351000 USD
CY2015Q3 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
-2407000 USD
us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
-2486000 USD
us-gaap Repayments Of Annuities And Investment Certificates
RepaymentsOfAnnuitiesAndInvestmentCertificates
3856000 USD
us-gaap Repayments Of Annuities And Investment Certificates
RepaymentsOfAnnuitiesAndInvestmentCertificates
3966000 USD
CY2014Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-19047000 USD
CY2015Q3 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-20433000 USD
CY2014Q3 us-gaap Revenues
Revenues
57230000 USD
us-gaap Revenues
Revenues
166764000 USD
CY2015Q3 us-gaap Revenues
Revenues
58124000 USD
us-gaap Revenues
Revenues
174063000 USD
CY2014Q4 us-gaap Stockholders Equity
StockholdersEquity
258359000 USD
CY2015Q3 us-gaap Stockholders Equity
StockholdersEquity
249742000 USD
CY2014Q4 us-gaap Treasury Stock Value
TreasuryStockValue
11011000 USD
CY2015Q3 us-gaap Treasury Stock Value
TreasuryStockValue
11011000 USD
CY2014Q4 us-gaap Unearned Premiums
UnearnedPremiums
39712000 USD
CY2015Q3 us-gaap Unearned Premiums
UnearnedPremiums
42812000 USD
us-gaap Unrecognized Tax Benefits Income Tax Penalties Expense
UnrecognizedTaxBenefitsIncomeTaxPenaltiesExpense
600000 USD
CY2014Q4 us-gaap Value Of Business Acquired Voba
ValueOfBusinessAcquiredVOBA
23542000 USD
CY2015Q3 us-gaap Value Of Business Acquired Voba
ValueOfBusinessAcquiredVOBA
22038000 USD
us-gaap Use Of Estimates
UseOfEstimates
<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Use of Estimates</font></div><div style="line-height:120%;padding-bottom:4px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The preparation of financial statements, in conformity with U.S. GAAP, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.&#160;&#160;Actual results could differ from those estimates.</font></div><div style="line-height:120%;padding-bottom:4px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The most significant estimates include those used in the evaluation of other-than-temporary impairments on debt and equity securities and valuation allowances on investments, actuarially determined assets and liabilities and assumptions, goodwill impairment, valuation allowance on deferred tax assets, and contingencies relating to litigation and regulatory matters.&#160;&#160;Certain of these estimates are particularly sensitive to market conditions, and deterioration and/or volatility in the worldwide debt or equity markets could have a material impact on the consolidated financial statements.</font></div></div>

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