2013 Q4 Form 10-Q Financial Statement

#000119312513421022 Filed on October 31, 2013

View on sec.gov

Income Statement

Concept 2013 Q4 2013 Q3 2012 Q3
Revenue $11.44M $11.13M $11.53M
YoY Change 0.76% -3.49% -6.02%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization
YoY Change
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $1.210M $1.501M
YoY Change -19.39%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $1.140M $1.949M $1.814M
YoY Change -57.14% 7.44% 20.93%
Income Tax $100.0K $383.0K $430.0K
% Of Pretax Income 8.77% 19.65% 23.7%
Net Earnings $1.043M $1.566M $1.384M
YoY Change -46.95% 13.15% 16.01%
Net Earnings / Revenue 9.11% 14.07% 12.0%
Basic Earnings Per Share $0.09 $0.17 $0.14
Diluted Earnings Per Share $0.08 $0.17 $0.14
COMMON SHARES
Basic Shares Outstanding 7.708M shares 7.708M shares 7.708M shares
Diluted Shares Outstanding 7.708M shares 7.708M shares

Balance Sheet

Concept 2013 Q4 2013 Q3 2012 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $16.31M $16.56M $17.40M
YoY Change -4.97% -4.81% -3.33%
Goodwill $21.72M $21.72M
YoY Change 0.0%
Intangibles $2.763M $2.503M
YoY Change -11.98%
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.168B $1.148B $1.122B
YoY Change 2.69% 2.31% -2.03%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $9.500M $14.40M $11.50M
YoY Change -30.66% 25.22% 21.05%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $20.80M $20.50M
YoY Change -100.0% 1.46% -5.09%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $9.500M $14.40M $11.50M
YoY Change -30.66% 25.22% 21.05%
LONG-TERM LIABILITIES
Long-Term Debt $29.40M $29.40M $29.40M
YoY Change 0.0% 0.0% 0.0%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $29.40M $29.40M $29.40M
YoY Change 0.0% 0.0% 0.0%
TOTAL LIABILITIES
Total Short-Term Liabilities $9.500M $14.40M $11.50M
Total Long-Term Liabilities $29.40M $29.40M $29.40M
Total Liabilities $1.039B $1.045B $1.017B
YoY Change 0.6% 2.74% -2.46%
SHAREHOLDERS EQUITY
Retained Earnings -$10.82M -$11.27M
YoY Change -26.31%
Common Stock $114.4M $114.4M
YoY Change 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $17.24M $17.24M
YoY Change 0.0%
Treasury Stock Shares 748.0K shares 748.0K shares
Shareholders Equity $128.4M $102.9M $104.9M
YoY Change
Total Liabilities & Shareholders Equity $1.168B $1.148B $1.122B
YoY Change 2.69% 2.31% -2.03%

Cashflow Statement

Concept 2013 Q4 2013 Q3 2012 Q3
OPERATING ACTIVITIES
Net Income $1.043M $1.566M $1.384M
YoY Change -46.95% 13.15% 16.01%
Depreciation, Depletion And Amortization
YoY Change
Cash From Operating Activities $6.030M -$1.150M $3.240M
YoY Change 36.43% -135.49% -36.22%
INVESTING ACTIVITIES
Capital Expenditures -$700.0K -$30.00K -$100.0K
YoY Change 233.33% -70.0% -60.0%
Acquisitions
YoY Change
Other Investing Activities -$42.86M -$13.37M -$29.77M
YoY Change 317.33% -55.09% 123.67%
Cash From Investing Activities -$43.55M -$13.41M -$29.87M
YoY Change 315.95% -55.11% 120.28%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 21.78M 2.540M 11.31M
YoY Change 63.64% -77.54% -78.24%
NET CHANGE
Cash From Operating Activities 6.030M -1.150M 3.240M
Cash From Investing Activities -43.55M -13.41M -29.87M
Cash From Financing Activities 21.78M 2.540M 11.31M
Net Change In Cash -15.74M -12.02M -15.32M
YoY Change -316.8% -21.54% -135.23%
FREE CASH FLOW
Cash From Operating Activities $6.030M -$1.150M $3.240M
Capital Expenditures -$700.0K -$30.00K -$100.0K
Free Cash Flow $6.730M -$1.120M $3.340M
YoY Change 45.36% -133.53% -37.34%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
CY2012Q2 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
21931000
CY2012Q3 fcza Aggregate Purchase Price Of Warrant
AggregatePurchasePriceOfWarrant
563000
CY2012Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
10000 shares
CY2012Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
35.00
CY2012Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
10000 shares
CY2012Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
35.00
CY2012Q3 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
21489000
CY2012Q3 us-gaap Cash Cash Equivalents And Federal Funds Sold
CashCashEquivalentsAndFederalFundsSold
38861000
CY2013Q2 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
19405000
CY2013Q2 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-5611000
CY2013Q2 us-gaap Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
1662000
CY2013Q2 us-gaap Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax
AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax
-7273000
CY2013Q3 us-gaap Preferred Stock No Par Value
PreferredStockNoParValue
CY2013Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
shares
CY2013Q3 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
8455881 shares
CY2013Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
CY2013Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
shares
CY2013Q3 us-gaap Common Stock No Par Value
CommonStockNoParValue
CY2013Q3 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
200000 shares
CY2013Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
CY2013Q3 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
20000000 shares
CY2013Q3 us-gaap Treasury Stock Shares
TreasuryStockShares
747964 shares
CY2013Q3 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
23184 shares
CY2013Q3 us-gaap Preferred Stock Value
PreferredStockValue
23184000
CY2013Q3 us-gaap Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
14441000
CY2013Q3 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
17297000
CY2013Q3 us-gaap Subordinated Debt
SubordinatedDebt
29427000
CY2013Q3 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
220804000
CY2013Q3 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-6130000
CY2013Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
17297000
CY2013Q3 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
1713000
CY2013Q3 us-gaap Stockholders Equity
StockholdersEquity
102916000
CY2013Q3 us-gaap Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
1024000
CY2013Q3 us-gaap Federal Home Loan Bank Advances Short Term
FederalHomeLoanBankAdvancesShortTerm
37735000
CY2013Q3 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
1713000
CY2013Q3 us-gaap Deposits
Deposits
942458000
CY2013Q3 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-11268000
CY2013Q3 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
721654000
CY2013Q3 us-gaap Common Stock Value
CommonStockValue
114365000
CY2013Q3 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1147787000
CY2013Q3 us-gaap Securities Sold Under Agreements To Repurchase
SecuritiesSoldUnderAgreementsToRepurchase
20810000
CY2013Q3 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
15584000
CY2013Q3 us-gaap Liabilities
Liabilities
1044871000
CY2013Q3 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
20694000
CY2013Q3 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
6478000
CY2013Q3 us-gaap Cash And Due From Banks
CashAndDueFromBanks
50093000
CY2013Q3 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
64484000
CY2013Q3 us-gaap Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax
AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax
-7154000
CY2013Q3 us-gaap Available For Sale Securities Pledged As Collateral
AvailableForSaleSecuritiesPledgedAsCollateral
150873000
CY2013Q3 us-gaap Goodwill
Goodwill
21720000
CY2013Q3 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
198802000
CY2013Q3 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
6450000
CY2013Q3 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
2503000
CY2013Q3 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
802274000
CY2013Q3 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
8183000
CY2013Q3 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost
63779000
CY2013Q3 us-gaap Assets
Assets
1147787000
CY2013Q3 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
349000
CY2013Q3 us-gaap Accrued Investment Income Receivable
AccruedInvestmentIncomeReceivable
4540000
CY2013Q3 us-gaap Financing Receivable Recorded Investment30 To59 Days Past Due
FinancingReceivableRecordedInvestment30To59DaysPastDue
1064000
CY2013Q3 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
808779000
CY2013Q3 fcza Impaired Financing Receivable With And No Related Allowance
ImpairedFinancingReceivableWithAndNoRelatedAllowance
1713000
CY2013Q3 fcza Concentration Risk Credit Risk Financial Instruments Off Balance Sheet Risk Asset At Variable Rate
ConcentrationRiskCreditRiskFinancialInstrumentsOffBalanceSheetRiskAssetAtVariableRate
182354000
CY2013Q3 fcza Performing Loans
PerformingLoans
150351000
CY2013Q3 fcza Available For Sale Securities Equity Maturities Fair Value
AvailableForSaleSecuritiesEquityMaturitiesFairValue
433000
CY2013Q3 fcza Number Of Securities In Portfolio With Unrealized Losses
NumberOfSecuritiesInPortfolioWithUnrealizedLosses
74 Security
CY2013Q3 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
10792000
CY2013Q3 us-gaap Loans Receivable Held For Sale Net
LoansReceivableHeldForSaleNet
4891000
CY2013Q3 us-gaap Financing Receivable Recorded Investment60 To89 Days Past Due
FinancingReceivableRecordedInvestment60To89DaysPastDue
1058000
CY2013Q3 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
CY2013Q3 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
74707000
CY2013Q3 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
21110000
CY2013Q3 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
80499000
CY2013Q3 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
9596000
CY2013Q3 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
17779000
CY2013Q3 us-gaap Cash Cash Equivalents And Federal Funds Sold
CashCashEquivalentsAndFederalFundsSold
50093000
CY2013Q3 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
21276000
CY2013Q3 us-gaap Available For Sale Securities
AvailableForSaleSecurities
200356000
CY2013Q3 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
73990000
CY2013Q3 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
33144000
CY2013Q3 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
17779000
CY2013Q3 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
8810000
CY2013Q3 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
12694000
CY2013Q3 us-gaap Other Assets
OtherAssets
10401000
CY2013Q3 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
801792000
CY2013Q3 us-gaap Notes Receivable Net
NotesReceivableNet
669220000
CY2013Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
819571000
CY2013Q3 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
19013000
CY2013Q3 us-gaap Other Marketable Securities Current
OtherMarketableSecuritiesCurrent
15433000
CY2013Q3 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
CY2013Q3 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
80848000
CY2013Q3 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
21504000
CY2013Q3 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
8670000
CY2013Q3 us-gaap Treasury Stock Value
TreasuryStockValue
17235000
CY2013Q3 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
32826000
CY2013Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
16563000
CY2013Q3 fcza Concentration Risk Credit Risk Financial Instruments Off Balance Sheet Risk Asset At Fixed Rate
ConcentrationRiskCreditRiskFinancialInstrumentsOffBalanceSheetRiskAssetAtFixedRate
6849000
CY2013Q3 fcza Impaired Financing Receivable With No Related Allowance
ImpairedFinancingReceivableWithNoRelatedAllowance
CY2013Q3 fcza Financing Receivable Recorded Investment Current And Past Due
FinancingReceivableRecordedInvestmentCurrentAndPastDue
819571000
CY2013Q3 fcza Loan Balances Outstanding Evaluated For Impairment
LoanBalancesOutstandingEvaluatedForImpairment
819571000
CY2013Q3 fcza Available For Sale Securities Equity Maturities Amortized Cost
AvailableForSaleSecuritiesEquityMaturitiesAmortizedCost
481000
CY2013Q3 fcza Non Performing Loans
NonPerformingLoans
CY2013Q3 fcza Performing And Nonperforming Loans
PerformingAndNonperformingLoans
150351000
CY2013Q3 fcza Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments
2625000
CY2013Q3 fcza Available For Sale Securities Gross Unrealized Loss Accumulated In Investments
AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInInvestments
2625000
CY2013Q3 fcza Available For Sale Securities Gross Unrealized Gain Accumulated In Investments
AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInInvestments
4179000
CY2013Q3 fcza Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAggregateLossesAccumulatedInInvestments
2619000
CY2013Q3 fcza Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerAggregateLossesAccumulatedInInvestments
6000
CY2013Q3 fcza Range Of Amount Of Impaired Loans Tested For Impairment
RangeOfAmountOfImpairedLoansTestedForImpairment
Greater than $500
CY2013Q4 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
7707917 shares
CY2009Q1 us-gaap Class Of Warrant Or Right Number Of Securities Called By Warrants Or Rights
ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights
469312 shares
CY2009Q1 us-gaap Preferred Stock Liquidation Preference
PreferredStockLiquidationPreference
1000
CY2009Q1 us-gaap Class Of Warrant Or Right Exercise Price Of Warrants Or Rights
ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights
7.41
CY2011Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
25.42
CY2011Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
29500 shares
CY2011Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
21257000
CY2011Q4 us-gaap Cash Cash Equivalents And Federal Funds Sold
CashCashEquivalentsAndFederalFundsSold
52127000
CY2012Q4 us-gaap Preferred Stock No Par Value
PreferredStockNoParValue
CY2012Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
8455881 shares
CY2012Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
35.00
CY2012Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
10000 shares
CY2012Q4 us-gaap Common Stock No Par Value
CommonStockNoParValue
CY2012Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
200000 shares
CY2012Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
20000000 shares
CY2012Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
747964 shares
CY2012Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
23184 shares
CY2012Q4 us-gaap Preferred Stock Value
PreferredStockValue
23184000
CY2012Q4 us-gaap Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
13695000
CY2012Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
19742000
CY2012Q4 us-gaap Subordinated Debt
SubordinatedDebt
29427000
CY2012Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
202416000
CY2012Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-1647000
CY2012Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
19742000
CY2012Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
4006000
CY2012Q4 us-gaap Stockholders Equity
StockholdersEquity
103980000
CY2012Q4 us-gaap Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
5849000
CY2012Q4 us-gaap Federal Home Loan Bank Advances Short Term
FederalHomeLoanBankAdvancesShortTerm
40261000
CY2012Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
4006000
CY2012Q4 us-gaap Deposits
Deposits
926389000
CY2012Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-14687000
CY2012Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
723973000
CY2012Q4 us-gaap Common Stock Value
CommonStockValue
114365000
CY2012Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1136971000
CY2012Q4 us-gaap Securities Sold Under Agreements To Repurchase
SecuritiesSoldUnderAgreementsToRepurchase
23219000
CY2012Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
795811000
CY2012Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
13024000
CY2012Q4 us-gaap Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax
AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax
-7496000
CY2012Q4 us-gaap Available For Sale Securities Pledged As Collateral
AvailableForSaleSecuritiesPledgedAsCollateral
147204000
CY2012Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
15736000
CY2012Q4 us-gaap Liabilities
Liabilities
1032991000
CY2012Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
29855000
CY2012Q4 us-gaap Cash And Due From Banks
CashAndDueFromBanks
46131000
CY2012Q4 us-gaap Goodwill
Goodwill
21720000
CY2012Q4 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
195098000
CY2012Q4 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
3139000
CY2012Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
2587000
CY2012Q4 us-gaap Accrued Investment Income Receivable
AccruedInvestmentIncomeReceivable
3709000
CY2012Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
815553000
CY2012Q4 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
18590000
CY2012Q4 us-gaap Other Marketable Securities Current
OtherMarketableSecuritiesCurrent
15567000
CY2012Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
468000
CY2012Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
18552000
CY2012Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
33435000
CY2012Q4 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
16319000
CY2012Q4 us-gaap Treasury Stock Value
TreasuryStockValue
17235000
CY2012Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
17166000
CY2012Q4 us-gaap Assets
Assets
1136971000
CY2012Q4 us-gaap Financing Receivable Recorded Investment30 To59 Days Past Due
FinancingReceivableRecordedInvestment30To59DaysPastDue
4044000
CY2012Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
22202000
CY2012Q4 us-gaap Loans Receivable Held For Sale Net
LoansReceivableHeldForSaleNet
1873000
CY2012Q4 us-gaap Financing Receivable Recorded Investment60 To89 Days Past Due
FinancingReceivableRecordedInvestment60To89DaysPastDue
1839000
CY2012Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
80000
CY2012Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
15965000
CY2012Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
13066000
CY2012Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
26090000
CY2012Q4 us-gaap Cash Cash Equivalents And Federal Funds Sold
CashCashEquivalentsAndFederalFundsSold
46131000
CY2012Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
793351000
CY2012Q4 us-gaap Available For Sale Securities
AvailableForSaleSecurities
203961000
CY2012Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
26090000
CY2012Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
14227000
CY2012Q4 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
19208000
CY2012Q4 us-gaap Other Assets
OtherAssets
9304000
CY2012Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
789463000
CY2012Q4 us-gaap Notes Receivable Net
NotesReceivableNet
659229000
CY2012Q4 fcza Concentration Risk Credit Risk Financial Instruments Off Balance Sheet Risk Asset At Fixed Rate
ConcentrationRiskCreditRiskFinancialInstrumentsOffBalanceSheetRiskAssetAtFixedRate
9723000
CY2012Q4 fcza Impaired Financing Receivable With And No Related Allowance
ImpairedFinancingReceivableWithAndNoRelatedAllowance
4006000
CY2012Q4 fcza Concentration Risk Credit Risk Financial Instruments Off Balance Sheet Risk Asset At Variable Rate
ConcentrationRiskCreditRiskFinancialInstrumentsOffBalanceSheetRiskAssetAtVariableRate
138304000
CY2012Q4 fcza Performing Loans
PerformingLoans
156305000
CY2012Q4 fcza Impaired Financing Receivable With No Related Allowance
ImpairedFinancingReceivableWithNoRelatedAllowance
CY2012Q4 fcza Financing Receivable Recorded Investment Current And Past Due
FinancingReceivableRecordedInvestmentCurrentAndPastDue
815553000
CY2012Q4 fcza Loan Balances Outstanding Evaluated For Impairment
LoanBalancesOutstandingEvaluatedForImpairment
815553000
CY2012Q4 fcza Non Performing Loans
NonPerformingLoans
19000
CY2012Q4 fcza Performing And Nonperforming Loans
PerformingAndNonperformingLoans
156324000
CY2012Q4 fcza Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments
312000
CY2012Q4 fcza Available For Sale Securities Gross Unrealized Loss Accumulated In Investments
AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInInvestments
312000
CY2012Q4 fcza Available For Sale Securities Gross Unrealized Gain Accumulated In Investments
AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInInvestments
9175000
CY2012Q4 fcza Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAggregateLossesAccumulatedInInvestments
292000
dei Document Period End Date
DocumentPeriodEndDate
2013-09-30
CY2012Q4 fcza Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerAggregateLossesAccumulatedInInvestments
20000
dei Entity Registrant Name
EntityRegistrantName
FIRST CITIZENS BANC CORP /OH
dei Amendment Flag
AmendmentFlag
false
dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2013
dei Document Type
DocumentType
10-Q
dei Entity Central Index Key
EntityCentralIndexKey
0000944745
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q3
us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Expirations In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice
35.00
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.55
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Expirations In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod
10000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
7707917 shares
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
shares
us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.55
us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Expiration Period
SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod
P10Y
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Award Vesting Period1
ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1
P3Y
us-gaap Weighted Average Number Of Share Outstanding Basic And Diluted
WeightedAverageNumberOfShareOutstandingBasicAndDiluted
7707917 shares
us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
6784000
us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.55
us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
shares
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
0 shares
us-gaap Use Of Estimates
UseOfEstimates
<div> <p style="MARGIN-TOP: 6pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; MARGIN-LEFT: 4%; FONT-SIZE: 10pt"> <u>Use of Estimates</u>: To prepare financial statements in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in financial statements and the disclosures provided, and future results could differ. The allowance for loan losses, impairment of goodwill, fair values of financial instruments, deferred taxes and pension obligations are particularly subject to change.</p> </div>
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
7707917 shares
us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
shares
us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<div> <p style="MARGIN-TOP: 6pt; FONT-FAMILY: Times New Roman; MARGIN-BOTTOM: 0pt; MARGIN-LEFT: 4%; FONT-SIZE: 10pt"> <u>Reclassifications:</u> Some items in the prior year financial statements were reclassified to conform to the current presentation.</p> </div>
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
shares
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
2 Contract
us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.11
us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Reclassification Adjustments And Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax
138000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
29684000
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
28584000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
653000
us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
144000
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
55140000
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
4267000
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
2500000
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
2826000
us-gaap Income Taxes Paid
IncomeTaxesPaid
1010000
us-gaap Interest Income Other
InterestIncomeOther
104000
us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
4267000
us-gaap Allowance For Doubtful Accounts Receivable Recoveries
AllowanceForDoubtfulAccountsReceivableRecoveries
920000
us-gaap Available For Sale Securities Gross Realized Gains Losses Sale Proceeds
AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds
8686000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-7172000
us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
1963000
us-gaap Interest Paid
InterestPaid
3780000
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
6410000
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
33438000
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
881000
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
28871000
us-gaap Net Income Loss
NetIncomeLoss
5136000
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
7832000
us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
1717000
us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax
-176000
us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
4756000
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
1803000
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1637000
us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-4483000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
423000
us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Reclassification Adjustments Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsNetOfTax
-4734000
us-gaap Servicing Fees Net
ServicingFeesNet
3120000
us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
138000
us-gaap Other Comprehensive Income Loss Before Reclassifications Net Of Tax
OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax
-4734000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
47000
us-gaap Noninterest Income
NoninterestIncome
9123000
us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
716000
us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements
468000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
457000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-4825000
us-gaap Increase Decrease In Federal Funds Purchased And Securities Sold Under Agreements To Repurchase Net
IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet
-2409000
us-gaap Interest Expense Other
InterestExpenseOther
16000
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
16069000
us-gaap Noninterest Expense
NoninterestExpense
31297000
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
790000
us-gaap Taxes Other
TaxesOther
883000
us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
202000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax
-342000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
9417000
us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
547000
us-gaap Allowance For Doubtful Accounts Receivable Write Offs
AllowanceForDoubtfulAccountsReceivableWriteOffs
4465000
us-gaap Reclassification From Accumulated Other Comprehensive Income Current Period Net Of Tax
ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax
-251000
us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Reclassification Adjustments Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsNetOfTax
us-gaap Other Noninterest Expense
OtherNoninterestExpense
5463000
us-gaap Equipment Expense
EquipmentExpense
859000
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
848000
us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Reclassification Adjustments And Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsAndTax
-518000
us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
1351000
us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
1100000
us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
3962000
us-gaap Marketing Expense
MarketingExpense
577000
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
1100000
us-gaap Defined Benefit Plans Estimated Future Employer Contributions In Next Fiscal Year
DefinedBenefitPlansEstimatedFutureEmployerContributionsInNextFiscalYear
1900000
us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
575000
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
8686000
us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm
1029000
us-gaap Interest Expense
InterestExpense
3754000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-2438000
us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
130000
us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
656000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
23048000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-12239000
us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax
-342000
us-gaap Defined Benefit Plan Effect Of One Percentage Point Increase On Service And Interest Cost Components
DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnServiceAndInterestCostComponents
518000
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
547000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
91000
us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
89000
us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
869000
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
779000
us-gaap Interest Expense Deposits
InterestExpenseDeposits
2134000
us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
636000
us-gaap Dividends Preferred Stock Cash
DividendsPreferredStockCash
869000
us-gaap Occupancy Net
OccupancyNet
1685000
us-gaap Professional Fees
ProfessionalFees
2303000
us-gaap Proceeds From Sale Of Federal Reserve Stock
ProceedsFromSaleOfFederalReserveStock
134000
us-gaap Proceeds From Sale Of Other Real Estate
ProceedsFromSaleOfOtherRealEstate
635000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
16839000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
138000
us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
893000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
41605000
us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
66000
us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax
-518000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1274000
fcza Dilutive Securities Included In Computation Of Earnings Per Share Amount
DilutiveSecuritiesIncludedInComputationOfEarningsPerShareAmount
0 shares
fcza Liquidation Preference Rate After Five Years
LiquidationPreferenceRateAfterFiveYears
0.09 pure
fcza Percentage Of Insurance Commission Revenue Of Revenue
PercentageOfInsuranceCommissionRevenueOfRevenue
less than 1.0%
fcza Automated Teller Machine Expense
AutomatedTellerMachineExpense
483000
fcza Number Of Defaults On Loans
NumberOfDefaultsOnLoans
2
fcza Number Of Days Past Due For Loans To Be Considered As Nonperforming
NumberOfDaysPastDueForLoansToBeConsideredAsNonperforming
P90D
fcza Maturity Days Of Carrying Amounts For Cash And Due From Financial Institutions
MaturityDaysOfCarryingAmountsForCashAndDueFromFinancialInstitutions
Less than 90
fcza Period Of Past Dues Of Impaired Loans Tested For Impairment
PeriodOfPastDuesOfImpairedLoansTestedForImpairment
P60D
fcza Borrowers Sustained Repayment Performance Period
BorrowersSustainedRepaymentPerformancePeriod
P6M
fcza Term Of Warrants
TermOfWarrants
P10Y
fcza Repayment Of Fhlb Borrowings
RepaymentOfFhlbBorrowings
26000
fcza Number Of Days Delinquency After Which Loans Are Considered Nonaccrual
NumberOfDaysDelinquencyAfterWhichLoansAreConsideredNonaccrual
P90D
fcza Computer Center Data Processing Fees
ComputerCenterDataProcessingFees
182000
fcza Automated Teller Machine Fees
AutomatedTellerMachineFees
1494000
fcza Liquidation Preference Rate For First Five Years
LiquidationPreferenceRateForFirstFiveYears
0.05 pure
fcza Receiving Paying Days Of Carrying Amounts For Accrued Interest Receivable Accrued Interest Payable And Securities Sold Under Agreements To Repurchase
ReceivingPayingDaysOfCarryingAmountsForAccruedInterestReceivableAccruedInterestPayableAndSecuritiesSoldUnderAgreementsToRepurchase
90 days or less
fcza Average Reserve Balance Under Federal Reserve Board Requirements
AverageReserveBalanceUnderFederalReserveBoardRequirements
1753000
fcza Credit Commitments Maturities Period
CreditCommitmentsMaturitiesPeriod
P30Y
fcza Maximum Period To Commit Loan
MaximumPeriodToCommitLoan
P1Y
fcza Period For Calculating Loss Percentages For All Portfolio Segments
PeriodForCalculatingLossPercentagesForAllPortfolioSegments
P3Y
fcza Gain Loss From Securities Called Or Settled By Issuer
GainLossFromSecuritiesCalledOrSettledByIssuer
83000
us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Expirations In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice
20.50
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.35
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Expirations In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod
19500 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
7707917 shares
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
shares
us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.35
us-gaap Weighted Average Number Of Share Outstanding Basic And Diluted
WeightedAverageNumberOfShareOutstandingBasicAndDiluted
7707917 shares
us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
12473000
us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.35
us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
7707917 shares
us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
shares
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
shares
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
35 Contract
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
30619000
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
25054000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
4672000
us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
99000
us-gaap Payments For Repurchase Of Warrants
PaymentsForRepurchaseOfWarrants
564000
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
69991000
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
2710000
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
10000000
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
3608000
us-gaap Taxes Other
TaxesOther
756000
us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
289000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
3335000
us-gaap Interest Income Other
InterestIncomeOther
83000
us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
2710000
us-gaap Allowance For Doubtful Accounts Receivable Recoveries
AllowanceForDoubtfulAccountsReceivableRecoveries
1014000
us-gaap Available For Sale Securities Gross Realized Gains Losses Sale Proceeds
AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds
12982000
us-gaap Payments To Acquire Federal Reserve Stock
PaymentsToAcquireFederalReserveStock
185000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
1375000
us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
1596000
us-gaap Interest Paid
InterestPaid
4812000
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
4642000
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
35405000
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
1603000
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
30338000
us-gaap Net Income Loss
NetIncomeLoss
3613000
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
23346000
us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
1563000
us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax
-92000
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
1580000
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1376000
us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
1059000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
476000
us-gaap Servicing Fees Net
ServicingFeesNet
3243000
us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
40000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
14000
us-gaap Noninterest Income
NoninterestIncome
8460000
us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
644000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
702000
us-gaap Increase Decrease In Federal Funds Purchased And Securities Sold Under Agreements To Repurchase Net
IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet
1496000
us-gaap Interest Expense Other
InterestExpenseOther
15000
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
13991000
us-gaap Noninterest Expense
NoninterestExpense
28872000
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
705000
us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
3505000
us-gaap Allowance For Doubtful Accounts Receivable Write Offs
AllowanceForDoubtfulAccountsReceivableWriteOffs
6347000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
4775000
us-gaap Equipment Expense
EquipmentExpense
897000
us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
1016000
us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
5565000
us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-13266000
us-gaap Marketing Expense
MarketingExpense
581000
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
5565000
us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
635000
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
12982000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
26878000
us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm
1181000
us-gaap Interest Expense
InterestExpense
4786000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
468000
us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
5000
us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
686000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-29074000
us-gaap Defined Benefit Plan Effect Of One Percentage Point Increase On Service And Interest Cost Components
DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnServiceAndInterestCostComponents
270000
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
3419000
us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
59000
us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
903000
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
714000
us-gaap Interest Expense Deposits
InterestExpenseDeposits
2955000
us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
742000
us-gaap Occupancy Net
OccupancyNet
1614000
us-gaap Professional Fees
ProfessionalFees
2080000
us-gaap Proceeds From Sale Of Other Real Estate
ProceedsFromSaleOfOtherRealEstate
1048000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
15603000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
40000
us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
704000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
51115000
us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax
-270000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1029000
fcza Automated Teller Machine Expense
AutomatedTellerMachineExpense
405000
fcza Number Of Defaults On Loans
NumberOfDefaultsOnLoans
0
fcza Repayment Of Fhlb Borrowings
RepaymentOfFhlbBorrowings
25000
fcza Computer Center Data Processing Fees
ComputerCenterDataProcessingFees
202000
fcza Automated Teller Machine Fees
AutomatedTellerMachineFees
1323000
fcza Gain Loss From Securities Called Or Settled By Issuer
GainLossFromSecuritiesCalledOrSettledByIssuer
CY2012Q3 fcza Sale Of Preferred Stock Shares
SaleOfPreferredStockShares
23184 shares
CY2009Q1 us-gaap Stock Issued During Period Shares New Issues
StockIssuedDuringPeriodSharesNewIssues
23184 shares
CY2012 us-gaap Defined Benefit Plan Contributions By Employer
DefinedBenefitPlanContributionsByEmployer
1510000
CY2012 fcza Average Reserve Balance Under Federal Reserve Board Requirements
AverageReserveBalanceUnderFederalReserveBoardRequirements
1217000
CY2012Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.14
CY2012Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
7707917 shares
CY2012Q3 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
shares
CY2012Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.14
CY2012Q3 us-gaap Weighted Average Number Of Share Outstanding Basic And Diluted
WeightedAverageNumberOfShareOutstandingBasicAndDiluted
7707917 shares
CY2012Q3 us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.14
CY2012Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
7707917 shares
CY2012Q3 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
4 Contract
CY2012Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
10028000
CY2012Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
8328000
CY2012Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1942000
CY2012Q3 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
CY2012Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1068000
CY2012Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
1120000
CY2012Q3 us-gaap Interest Income Other
InterestIncomeOther
18000
CY2012Q3 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
1068000
CY2012Q3 us-gaap Allowance For Doubtful Accounts Receivable Recoveries
AllowanceForDoubtfulAccountsReceivableRecoveries
449000
CY2012Q3 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
151000
CY2012Q3 us-gaap Available For Sale Securities Gross Realized Gains Losses Sale Proceeds
AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds
CY2012Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
758000
CY2012Q3 us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
527000
CY2012Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1814000
CY2012Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
11529000
CY2012Q3 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
512000
CY2012Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
9901000
CY2012Q3 us-gaap Net Income Loss
NetIncomeLoss
1384000
CY2012Q3 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax
-31000
CY2012Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
414000
CY2012Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
490000
CY2012Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
558000
CY2012Q3 us-gaap Servicing Fees Net
ServicingFeesNet
1108000
CY2012Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
CY2012Q3 us-gaap Noninterest Income
NoninterestIncome
2700000
CY2012Q3 us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
215000
CY2012Q3 us-gaap Interest Expense Other
InterestExpenseOther
5000
CY2012Q3 us-gaap Noninterest Expense
NoninterestExpense
9214000
CY2012Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
246000
CY2012Q3 us-gaap Taxes Other
TaxesOther
252000
CY2012Q3 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
601000
CY2012Q3 us-gaap Allowance For Doubtful Accounts Receivable Write Offs
AllowanceForDoubtfulAccountsReceivableWriteOffs
2591000
CY2012Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1239000
CY2012Q3 us-gaap Equipment Expense
EquipmentExpense
293000
CY2012Q3 us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
339000
CY2012Q3 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
1700000
CY2012Q3 us-gaap Marketing Expense
MarketingExpense
193000
CY2012Q3 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
1700000
CY2012Q3 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
208000
CY2012Q3 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm
394000
CY2012Q3 us-gaap Interest Expense
InterestExpense
1501000
CY2012Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
259000
CY2012Q3 us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
229000
CY2012Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
27703000
CY2012Q3 us-gaap Defined Benefit Plan Effect Of One Percentage Point Increase On Service And Interest Cost Components
DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnServiceAndInterestCostComponents
90000
CY2012Q3 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
901000
CY2012Q3 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
CY2012Q3 us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
316000
CY2012Q3 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
212000
CY2012Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
894000
CY2012Q3 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
232000
CY2012Q3 us-gaap Occupancy Net
OccupancyNet
543000
CY2012Q3 us-gaap Professional Fees
ProfessionalFees
676000
CY2012Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
5207000
CY2012Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
CY2012Q3 us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
235000
CY2012Q3 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax
-90000
CY2012Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
430000
CY2012Q3 fcza Automated Teller Machine Expense
AutomatedTellerMachineExpense
121000
CY2012Q3 fcza Number Of Defaults On Loans
NumberOfDefaultsOnLoans
0
CY2012Q3 fcza Computer Center Data Processing Fees
ComputerCenterDataProcessingFees
60000
CY2012Q3 fcza Automated Teller Machine Fees
AutomatedTellerMachineFees
440000
CY2012Q3 fcza Gain Loss From Securities Called Or Settled By Issuer
GainLossFromSecuritiesCalledOrSettledByIssuer
CY2013Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.17
CY2013Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
7707917 shares
CY2013Q3 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
shares
CY2013Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.17
CY2013Q3 us-gaap Weighted Average Number Of Share Outstanding Basic And Diluted
WeightedAverageNumberOfShareOutstandingBasicAndDiluted
7707917 shares
CY2013Q3 us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.17
CY2013Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
7707917 shares
CY2013Q3 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
1 Contract
CY2013Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Reclassification Adjustments And Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax
80000
CY2013Q3 us-gaap Servicing Fees Net
ServicingFeesNet
1088000
CY2013Q3 us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
80000
CY2013Q3 us-gaap Other Comprehensive Income Loss Before Reclassifications Net Of Tax
OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax
-585000
CY2013Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
9917000
CY2013Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
9617000
CY2013Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1047000
CY2013Q3 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
CY2013Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1277000
CY2013Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
901000
CY2013Q3 us-gaap Interest Income Other
InterestIncomeOther
26000
CY2013Q3 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
1277000
CY2013Q3 us-gaap Allowance For Doubtful Accounts Receivable Recoveries
AllowanceForDoubtfulAccountsReceivableRecoveries
192000
CY2013Q3 us-gaap Available For Sale Securities Gross Realized Gains Losses Sale Proceeds
AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds
927000
CY2013Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-886000
CY2013Q3 us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
735000
CY2013Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1949000
CY2013Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
11127000
CY2013Q3 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
61000
CY2013Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
9621000
CY2013Q3 us-gaap Net Income Loss
NetIncomeLoss
1566000
CY2013Q3 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax
-61000
CY2013Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
462000
CY2013Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
579000
CY2013Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-519000
CY2013Q3 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
132000
CY2013Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Reclassification Adjustments Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsNetOfTax
-585000
CY2013Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
27000
CY2013Q3 us-gaap Noninterest Income
NoninterestIncome
3077000
CY2013Q3 us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
249000
CY2013Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-638000
CY2013Q3 us-gaap Interest Expense Other
InterestExpenseOther
5000
CY2013Q3 us-gaap Noninterest Expense
NoninterestExpense
10745000
CY2013Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
265000
CY2013Q3 us-gaap Taxes Other
TaxesOther
319000
CY2013Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax
-119000
CY2013Q3 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
422000
CY2013Q3 us-gaap Allowance For Doubtful Accounts Receivable Write Offs
AllowanceForDoubtfulAccountsReceivableWriteOffs
2600000
CY2013Q3 us-gaap Reclassification From Accumulated Other Comprehensive Income Current Period Net Of Tax
ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax
-66000
CY2013Q3 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Reclassification Adjustments Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsNetOfTax
CY2013Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1922000
CY2013Q3 us-gaap Equipment Expense
EquipmentExpense
291000
CY2013Q3 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Reclassification Adjustments And Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsAndTax
-180000
CY2013Q3 us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
469000
CY2013Q3 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
300000
CY2013Q3 us-gaap Marketing Expense
MarketingExpense
192000
CY2013Q3 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
300000
CY2013Q3 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
192000
CY2013Q3 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm
339000
CY2013Q3 us-gaap Interest Expense
InterestExpense
1210000
CY2013Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-301000
CY2013Q3 us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
228000
CY2013Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
20775000
CY2013Q3 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax
-119000
CY2013Q3 us-gaap Defined Benefit Plan Effect Of One Percentage Point Increase On Service And Interest Cost Components
DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnServiceAndInterestCostComponents
180000
CY2013Q3 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
422000
CY2013Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
53000
CY2013Q3 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
CY2013Q3 us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
289000
CY2013Q3 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
233000
CY2013Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
674000
CY2013Q3 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
212000
CY2013Q3 us-gaap Occupancy Net
OccupancyNet
522000
CY2013Q3 us-gaap Professional Fees
ProfessionalFees
869000
CY2013Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
5753000
CY2013Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
80000
CY2013Q3 us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
310000
CY2013Q3 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax
-180000
CY2013Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
383000
CY2013Q3 fcza Automated Teller Machine Expense
AutomatedTellerMachineExpense
167000
CY2013Q3 fcza Number Of Defaults On Loans
NumberOfDefaultsOnLoans
0
CY2013Q3 fcza Computer Center Data Processing Fees
ComputerCenterDataProcessingFees
57000
CY2013Q3 fcza Automated Teller Machine Fees
AutomatedTellerMachineFees
523000
CY2013Q3 fcza Gain Loss From Securities Called Or Settled By Issuer
GainLossFromSecuritiesCalledOrSettledByIssuer
80000

Files In Submission

Name View Source Status
0001193125-13-421022-index-headers.html Edgar Link pending
0001193125-13-421022-index.html Edgar Link pending
0001193125-13-421022.txt Edgar Link pending
0001193125-13-421022-xbrl.zip Edgar Link pending
d589361d10q.htm Edgar Link pending
d589361dex311.htm Edgar Link pending
d589361dex312.htm Edgar Link pending
d589361dex321.htm Edgar Link pending
d589361dex322.htm Edgar Link pending
fcza-20130930.xml Edgar Link completed
fcza-20130930.xsd Edgar Link pending
fcza-20130930_cal.xml Edgar Link unprocessable
fcza-20130930_def.xml Edgar Link unprocessable
fcza-20130930_lab.xml Edgar Link unprocessable
fcza-20130930_pre.xml Edgar Link unprocessable
FilingSummary.xml Edgar Link unprocessable
Financial_Report.xls Edgar Link pending
Financial_Report.xlsx Edgar Link pending
R1.htm Edgar Link pending
R10.htm Edgar Link pending
R11.htm Edgar Link pending
R12.htm Edgar Link pending
R13.htm Edgar Link pending
R14.htm Edgar Link pending
R15.htm Edgar Link pending
R16.htm Edgar Link pending
R17.htm Edgar Link pending
R18.htm Edgar Link pending
R19.htm Edgar Link pending
R2.htm Edgar Link pending
R20.htm Edgar Link pending
R21.htm Edgar Link pending
R22.htm Edgar Link pending
R23.htm Edgar Link pending
R24.htm Edgar Link pending
R25.htm Edgar Link pending
R26.htm Edgar Link pending
R27.htm Edgar Link pending
R28.htm Edgar Link pending
R29.htm Edgar Link pending
R3.htm Edgar Link pending
R30.htm Edgar Link pending
R31.htm Edgar Link pending
R32.htm Edgar Link pending
R33.htm Edgar Link pending
R34.htm Edgar Link pending
R35.htm Edgar Link pending
R36.htm Edgar Link pending
R37.htm Edgar Link pending
R38.htm Edgar Link pending
R39.htm Edgar Link pending
R4.htm Edgar Link pending
R40.htm Edgar Link pending
R41.htm Edgar Link pending
R42.htm Edgar Link pending
R43.htm Edgar Link pending
R44.htm Edgar Link pending
R45.htm Edgar Link pending
R46.htm Edgar Link pending
R47.htm Edgar Link pending
R48.htm Edgar Link pending
R49.htm Edgar Link pending
R5.htm Edgar Link pending
R50.htm Edgar Link pending
R51.htm Edgar Link pending
R52.htm Edgar Link pending
R53.htm Edgar Link pending
R54.htm Edgar Link pending
R55.htm Edgar Link pending
R56.htm Edgar Link pending
R57.htm Edgar Link pending
R58.htm Edgar Link pending
R59.htm Edgar Link pending
R6.htm Edgar Link pending
R60.htm Edgar Link pending
R61.htm Edgar Link pending
R7.htm Edgar Link pending
R8.htm Edgar Link pending
R9.htm Edgar Link pending
report.css Edgar Link pending
Show.js Edgar Link pending