2014 Q2 Form 10-Q Financial Statement

#000119312514303163 Filed on August 08, 2014

View on sec.gov

Income Statement

Concept 2014 Q2 2013 Q2
Revenue $11.37M $11.03M
YoY Change 3.08% -6.23%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization
YoY Change
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $1.099M $1.244M
YoY Change -11.66% -22.78%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $2.917M $1.966M
YoY Change 48.37% 72.76%
Income Tax $677.0K $309.0K
% Of Pretax Income 23.21% 15.72%
Net Earnings $2.240M $1.657M
YoY Change 35.18% 77.03%
Net Earnings / Revenue 19.71% 15.03%
Basic Earnings Per Share $0.24 $0.18
Diluted Earnings Per Share $0.21 $0.18
COMMON SHARES
Basic Shares Outstanding 7.708M shares 7.708M shares
Diluted Shares Outstanding 10.90M shares 7.708M shares

Balance Sheet

Concept 2014 Q2 2013 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $15.48M $16.88M
YoY Change -8.28% -4.09%
Goodwill $21.72M $21.72M
YoY Change 0.0%
Intangibles $1.890M $2.715M
YoY Change -30.39%
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.185B $1.143B
YoY Change 3.66% 3.05%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $7.300M $13.80M
YoY Change -47.1% 13.11%
Deferred Revenue
YoY Change
Short-Term Debt $17.90M $19.40M
YoY Change -7.73% 20.5%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $7.300M $13.80M
YoY Change -47.1% 13.11%
LONG-TERM LIABILITIES
Long-Term Debt $29.40M $29.40M
YoY Change 0.0% 0.0%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $29.40M $29.40M
YoY Change 0.0% 0.0%
TOTAL LIABILITIES
Total Short-Term Liabilities $7.300M $13.80M
Total Long-Term Liabilities $29.40M $29.40M
Total Liabilities $1.071B $1.041B
YoY Change 2.89% 3.56%
SHAREHOLDERS EQUITY
Retained Earnings -$7.300M -$12.54M
YoY Change -41.8%
Common Stock $114.4M $114.4M
YoY Change 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $17.24M $17.24M
YoY Change 0.0%
Treasury Stock Shares 748.0K shares 748.0K shares
Shareholders Equity $113.9M $102.2M
YoY Change
Total Liabilities & Shareholders Equity $1.185B $1.143B
YoY Change 3.66% 3.05%

Cashflow Statement

Concept 2014 Q2 2013 Q2
OPERATING ACTIVITIES
Net Income $2.240M $1.657M
YoY Change 35.18% 77.03%
Depreciation, Depletion And Amortization
YoY Change
Cash From Operating Activities $2.360M $5.160M
YoY Change -54.26% 1.98%
INVESTING ACTIVITIES
Capital Expenditures -$50.00K -$270.0K
YoY Change -81.48% -35.71%
Acquisitions
YoY Change
Other Investing Activities -$5.110M -$4.410M
YoY Change 15.87% -61.08%
Cash From Investing Activities -$5.150M -$4.670M
YoY Change 10.28% -60.26%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -66.76M -28.88M
YoY Change 131.16% 10.86%
NET CHANGE
Cash From Operating Activities 2.360M 5.160M
Cash From Investing Activities -5.150M -4.670M
Cash From Financing Activities -66.76M -28.88M
Net Change In Cash -69.55M -28.39M
YoY Change 144.98% -13.29%
FREE CASH FLOW
Cash From Operating Activities $2.360M $5.160M
Capital Expenditures -$50.00K -$270.0K
Free Cash Flow $2.410M $5.430M
YoY Change -55.62% -0.91%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
us-gaap Noninterest Income
NoninterestIncome
8004000
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
7361000
us-gaap Available For Sale Securities Gross Realized Gains Losses Sale Proceeds
AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds
18088000
CY2014Q3 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
7707917 shares
CY2013Q1 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
19710000
CY2013Q1 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-1966000
CY2013Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
0
CY2013Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
shares
CY2013Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
CY2013Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
0 shares
CY2013Q2 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
19405000
CY2013Q2 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-5611000
CY2013Q2 us-gaap Cash And Due From Banks
CashAndDueFromBanks
62104000
CY2014Q1 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
16767000
CY2014Q1 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-2904000
CY2014Q2 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
8455881 shares
CY2014Q2 us-gaap Preferred Stock No Par Value
PreferredStockNoParValue
CY2014Q2 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
20000000 shares
CY2014Q2 us-gaap Treasury Stock Shares
TreasuryStockShares
747964 shares
CY2014Q2 us-gaap Common Stock No Par Value
CommonStockNoParValue
CY2014Q2 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
200000 shares
CY2014Q2 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
1321000
CY2014Q2 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
720437000
CY2014Q2 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
15395000
CY2014Q2 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
258699000
CY2014Q2 us-gaap Common Stock Value
CommonStockValue
114365000
CY2014Q2 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
943000
CY2014Q2 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-7300000
CY2014Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate
37500000
CY2014Q2 us-gaap Stockholders Equity
StockholdersEquity
113905000
CY2014Q2 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1185130000
CY2014Q2 us-gaap Subordinated Debt
SubordinatedDebt
29427000
CY2014Q2 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
14074000
CY2014Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
15395000
CY2014Q2 us-gaap Liabilities
Liabilities
1071225000
CY2014Q2 us-gaap Securities Sold Under Agreements To Repurchase
SecuritiesSoldUnderAgreementsToRepurchase
17881000
CY2014Q2 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
1321000
CY2014Q2 us-gaap Deposits
Deposits
979136000
CY2014Q2 us-gaap Defined Benefit Plan Benefit Obligation
DefinedBenefitPlanBenefitObligation
4039000
CY2014Q2 us-gaap Available For Sale Securities Pledged As Collateral
AvailableForSaleSecuritiesPledgedAsCollateral
149589000
CY2014Q2 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
67319000
CY2014Q2 us-gaap Disposal Group Including Discontinued Operation Property Plant And Equipment Noncurrent
DisposalGroupIncludingDiscontinuedOperationPropertyPlantAndEquipmentNoncurrent
675000
CY2014Q2 us-gaap Goodwill
Goodwill
21720000
CY2014Q2 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
15630000
CY2014Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
867978000
CY2014Q2 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
15483000
CY2014Q2 us-gaap Available For Sale Securities
AvailableForSaleSecurities
197680000
CY2014Q2 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
61595000
CY2014Q2 us-gaap Financing Receivable Recorded Investment60 To89 Days Past Due
FinancingReceivableRecordedInvestment60To89DaysPastDue
1487000
CY2014Q2 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
5925000
CY2014Q2 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
15630000
CY2014Q2 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
852583000
CY2014Q2 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
38867000
CY2014Q2 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
19400000
CY2014Q2 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
17612000
CY2014Q2 us-gaap Loans Receivable Held For Sale Net
LoansReceivableHeldForSaleNet
2168000
CY2014Q2 us-gaap Notes Receivable Net
NotesReceivableNet
705327000
CY2014Q2 us-gaap Other Marketable Securities Current
OtherMarketableSecuritiesCurrent
12548000
CY2014Q2 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
9794000
CY2014Q2 us-gaap Other Assets
OtherAssets
7535000
CY2014Q2 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
47610000
CY2014Q2 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
295000
CY2014Q2 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
9384000
CY2014Q2 us-gaap Assets
Assets
1185130000
CY2014Q2 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
25649000
CY2014Q2 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
63821000
CY2014Q2 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
20638000
CY2014Q2 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
8592000
CY2014Q2 us-gaap Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax
AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax
2666000
CY2014Q2 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Accumulated Loss
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss
1018000
CY2014Q2 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
193471000
CY2014Q2 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost
66300000
CY2014Q2 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
40087000
CY2014Q2 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
61914000
CY2014Q2 us-gaap Cash And Due From Banks
CashAndDueFromBanks
49893000
CY2014Q2 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
858184000
CY2014Q2 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
12046000
CY2014Q2 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
6246000
CY2014Q2 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
1890000
CY2014Q2 us-gaap Treasury Stock Value
TreasuryStockValue
17235000
CY2014Q2 us-gaap Accrued Investment Income Receivable
AccruedInvestmentIncomeReceivable
3555000
CY2014Q2 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
13985000
CY2014Q2 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
297000
CY2014Q2 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
25614000
CY2014Q2 us-gaap Financing Receivable Recorded Investment30 To59 Days Past Due
FinancingReceivableRecordedInvestment30To59DaysPastDue
2382000
CY2014Q2 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
CY2014Q2 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
852348000
CY2014Q2 fcza Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerAggregateLossesAccumulatedInInvestments
702000
CY2014Q2 fcza Available For Sale Securities Gross Unrealized Gain Accumulated In Investments
AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInInvestments
5227000
CY2014Q2 fcza Concentration Risk Credit Risk Financial Instruments Off Balance Sheet Risk Asset At Fixed Rate
ConcentrationRiskCreditRiskFinancialInstrumentsOffBalanceSheetRiskAssetAtFixedRate
13127000
CY2014Q2 fcza Deferred Loan Fees
DeferredLoanFees
319000
CY2014Q2 fcza Non Performing Loans
NonPerformingLoans
CY2014Q2 fcza Performing And Nonperforming Loans
PerformingAndNonperformingLoans
162651000
CY2014Q2 fcza Available For Sale Securities Equity Maturities Fair Value
AvailableForSaleSecuritiesEquityMaturitiesFairValue
507000
CY2014Q2 fcza Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAggregateLossesAccumulatedInInvestments
316000
CY2014Q2 fcza Concentration Risk Credit Risk Financial Instruments Off Balance Sheet Risk Asset At Variable Rate
ConcentrationRiskCreditRiskFinancialInstrumentsOffBalanceSheetRiskAssetAtVariableRate
198800000
CY2014Q2 fcza Impaired Financing Receivable With No Related Allowance
ImpairedFinancingReceivableWithNoRelatedAllowance
CY2014Q2 fcza Accrued Expenses And Other Liabilities
AccruedExpensesAndOtherLiabilities
7281000
CY2014Q2 fcza Impaired Financing Receivable With And No Related Allowance
ImpairedFinancingReceivableWithAndNoRelatedAllowance
1321000
CY2014Q2 fcza Available For Sale Securities Equity Maturities Amortized Cost
AvailableForSaleSecuritiesEquityMaturitiesAmortizedCost
481000
CY2014Q2 fcza Performing Loans
PerformingLoans
162651000
CY2014Q2 fcza Loan Balances Outstanding Evaluated For Impairment
LoanBalancesOutstandingEvaluatedForImpairment
867978000
CY2014Q2 fcza Number Of Securities In Portfolio With Unrealized Losses
NumberOfSecuritiesInPortfolioWithUnrealizedLosses
50 Security
CY2014Q2 fcza Amount Payable To Lessors In Respect Of Default On Rental Obligation
AmountPayableToLessorsInRespectOfDefaultOnRentalObligation
100376000000
CY2009Q1 us-gaap Preferred Stock Liquidation Preference
PreferredStockLiquidationPreference
1000
CY2009Q1 us-gaap Class Of Warrant Or Right Exercise Price Of Warrants Or Rights1
ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1
7.41
CY2009Q1 us-gaap Class Of Warrant Or Right Number Of Securities Called By Warrants Or Rights
ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights
469312 shares
CY2009Q1 fcza Number Of Shares Issued And Sold To Treasury
NumberOfSharesIssuedAndSoldToTreasury
23184 shares
CY2012Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
35.00
CY2012Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
10000 shares
CY2012Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
19742000
CY2012Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-1647000
CY2012Q4 us-gaap Cash And Due From Banks
CashAndDueFromBanks
46131000
CY2013Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
8455881 shares
CY2013Q4 us-gaap Preferred Stock No Par Value
PreferredStockNoParValue
CY2013Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
20000000 shares
CY2013Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
747964 shares
CY2013Q4 us-gaap Common Stock No Par Value
CommonStockNoParValue
CY2013Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
200000 shares
CY2013Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
2509000
CY2013Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
707499000
CY2013Q4 us-gaap Allowance For Doubtful Accounts Receivable
AllowanceForDoubtfulAccountsReceivable
16528000
CY2013Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
234976000
CY2013Q4 us-gaap Common Stock Value
CommonStockValue
114365000
CY2013Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-4247000
CY2013Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-10823000
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate
37726000
CY2013Q4 us-gaap Stockholders Equity
StockholdersEquity
128376000
CY2013Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1167546000
CY2013Q4 us-gaap Subordinated Debt
SubordinatedDebt
29427000
CY2013Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
14019000
CY2013Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
16528000
CY2013Q4 us-gaap Liabilities
Liabilities
1039170000
CY2013Q4 us-gaap Securities Sold Under Agreements To Repurchase
SecuritiesSoldUnderAgreementsToRepurchase
20053000
CY2013Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
2509000
CY2013Q4 us-gaap Deposits
Deposits
942475000
CY2013Q4 us-gaap Available For Sale Securities Pledged As Collateral
AvailableForSaleSecuritiesPledgedAsCollateral
147625000
CY2013Q4 us-gaap Goodwill
Goodwill
21720000
CY2013Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
18057000
CY2013Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
861241000
CY2013Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
16927000
CY2013Q4 us-gaap Available For Sale Securities
AvailableForSaleSecurities
199613000
CY2013Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
93481000
CY2013Q4 us-gaap Financing Receivable Recorded Investment60 To89 Days Past Due
FinancingReceivableRecordedInvestment60To89DaysPastDue
1305000
CY2013Q4 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
8072000
CY2013Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
18057000
CY2013Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
844713000
CY2013Q4 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
19145000
CY2013Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
20459000
CY2013Q4 us-gaap Loans Receivable Held For Sale Net
LoansReceivableHeldForSaleNet
438000
CY2013Q4 us-gaap Notes Receivable Net
NotesReceivableNet
707769000
CY2013Q4 us-gaap Other Marketable Securities Current
OtherMarketableSecuritiesCurrent
15424000
CY2013Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
13447000
CY2013Q4 us-gaap Other Assets
OtherAssets
9509000
CY2013Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
1247000
CY2013Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
8718000
CY2013Q4 us-gaap Assets
Assets
1167546000
CY2013Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
21096000
CY2013Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
10954000
CY2013Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Accumulated Loss
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss
3030000
CY2013Q4 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
199094000
CY2013Q4 fcza Concentration Risk Credit Risk Financial Instruments Off Balance Sheet Risk Asset At Variable Rate
ConcentrationRiskCreditRiskFinancialInstrumentsOffBalanceSheetRiskAssetAtVariableRate
174827000
CY2013Q4 fcza Impaired Financing Receivable With No Related Allowance
ImpairedFinancingReceivableWithNoRelatedAllowance
CY2013Q4 fcza Accrued Expenses And Other Liabilities
AccruedExpensesAndOtherLiabilities
9489000
CY2013Q4 us-gaap Cash And Due From Banks
CashAndDueFromBanks
33883000
CY2013Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
847794000
CY2013Q4 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
10142000
CY2013Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
9339000
CY2013Q4 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
2293000
CY2013Q4 us-gaap Treasury Stock Value
TreasuryStockValue
17235000
CY2013Q4 us-gaap Accrued Investment Income Receivable
AccruedInvestmentIncomeReceivable
3881000
CY2013Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
92234000
CY2013Q4 us-gaap Financing Receivable Recorded Investment30 To59 Days Past Due
FinancingReceivableRecordedInvestment30To59DaysPastDue
4070000
CY2013Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
CY2013Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
843184000
CY2013Q4 fcza Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerAggregateLossesAccumulatedInInvestments
125000
CY2013Q4 fcza Available For Sale Securities Gross Unrealized Gain Accumulated In Investments
AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInInvestments
3549000
CY2013Q4 fcza Concentration Risk Credit Risk Financial Instruments Off Balance Sheet Risk Asset At Fixed Rate
ConcentrationRiskCreditRiskFinancialInstrumentsOffBalanceSheetRiskAssetAtFixedRate
12084000
CY2013Q4 fcza Deferred Loan Fees
DeferredLoanFees
365000
CY2013Q4 fcza Non Performing Loans
NonPerformingLoans
CY2013Q4 fcza Performing And Nonperforming Loans
PerformingAndNonperformingLoans
153472000
CY2013Q4 fcza Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsAggregateLossesAccumulatedInInvestments
2905000
CY2013Q4 fcza Impaired Financing Receivable With And No Related Allowance
ImpairedFinancingReceivableWithAndNoRelatedAllowance
2509000
CY2013Q4 fcza Performing Loans
PerformingLoans
153472000
CY2013Q4 fcza Loan Balances Outstanding Evaluated For Impairment
LoanBalancesOutstandingEvaluatedForImpairment
861241000
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.39
us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
0
us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Expirations In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice
35.00
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Expirations In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod
10000 shares
us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
7926000
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
0 shares
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
0 shares
us-gaap Weighted Average Number Of Share Outstanding Basic And Diluted
WeightedAverageNumberOfShareOutstandingBasicAndDiluted
7707917 shares
us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
0
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
7707917 shares
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.39
us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
0
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
1 Contract
us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
0 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
7707917 shares
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
43116000
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
915000
us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
2990000
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
18968000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
19768000
us-gaap Interest Income Other
InterestIncomeOther
78000
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1058000
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
19250000
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
820000
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
17000
us-gaap Other Comprehensive Income Loss Before Reclassifications Net Of Tax
OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax
-4149000
us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-3964000
us-gaap Noninterest Income
NoninterestIncome
6047000
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
-4160000
us-gaap Available For Sale Securities Gross Realized Gains Losses Sale Proceeds
AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds
7758000
us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
58000
us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
468000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-394000
us-gaap Servicing Fees Net
ServicingFeesNet
2032000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-6286000
us-gaap Income Taxes Paid
IncomeTaxesPaid
1010000
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
4461000
us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
1228000
us-gaap Allowance For Doubtful Accounts Receivable Recoveries
AllowanceForDoubtfulAccountsReceivableRecoveries
729000
us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax
-115000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
291000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
429000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
20000
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
2990000
us-gaap Net Income Loss
NetIncomeLoss
3570000
us-gaap Interest Paid
InterestPaid
2559000
us-gaap Interest Income Operating
InterestIncomeOperating
22311000
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
1925000
us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
1119000
us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
144000
us-gaap Interest Expense
InterestExpense
2543000
us-gaap Professional Fees
ProfessionalFees
1433000
us-gaap Proceeds From Sale Of Federal Reserve Stock
ProceedsFromSaleOfFederalReserveStock
27000
us-gaap Equipment Expense
EquipmentExpense
567000
us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm
690000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
11088000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-800000
us-gaap Allowance For Doubtful Accounts Receivable Write Offs
AllowanceForDoubtfulAccountsReceivableWriteOffs
1866000
us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
424000
us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
15973000
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
546000
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
125000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
891000
us-gaap Noninterest Expense
NoninterestExpense
20554000
us-gaap Proceeds From Sale Of Other Real Estate
ProceedsFromSaleOfOtherRealEstate
370000
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
525000
us-gaap Interest Expense Other
InterestExpenseOther
11000
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
6882000
us-gaap Occupancy Net
OccupancyNet
1164000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-2137000
us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
118000
us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
583000
us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
125000
us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
66000
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
11816000
us-gaap Increase Decrease In Federal Funds Purchased And Securities Sold Under Agreements To Repurchase Net
IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet
-3798000
us-gaap Marketing Expense
MarketingExpense
385000
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
1165000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
3542000
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
800000
us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
881000
us-gaap Defined Benefit Plan Effect Of One Percentage Point Increase On Service And Interest Cost Components
DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnServiceAndInterestCostComponents
338000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
58000
us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax
-338000
us-gaap Reclassification From Accumulated Other Comprehensive Income Current Period Net Of Tax
ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax
-185000
us-gaap Taxes Other
TaxesOther
564000
us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
89000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
24807000
us-gaap Interest Expense Deposits
InterestExpenseDeposits
1459000
us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
383000
us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
580000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
32277000
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
7758000
us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
428000
fcza Gain From Securities Called Or Settled By Issuer
GainFromSecuritiesCalledOrSettledByIssuer
3000
fcza Automated Teller Machine Expense
AutomatedTellerMachineExpense
316000
fcza Automated Teller Machine Fees
AutomatedTellerMachineFees
972000
fcza Transfer Of Loans From Portfolio To Other Real Estate Owned
TransferOfLoansFromPortfolioToOtherRealEstateOwned
187000
fcza Computer Center Data Processing Fees
ComputerCenterDataProcessingFees
125000
fcza Number Of Defaults On Loans
NumberOfDefaultsOnLoans
2
fcza Tax Refund Processing Fees
TaxRefundProcessingFees
426000
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.43
dei Document Type
DocumentType
10-Q
dei Entity Registrant Name
EntityRegistrantName
FIRST CITIZENS BANC CORP /OH
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
3196931 shares
dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
7990000
us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Expiration Period
SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod
P10Y
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
us-gaap Use Of Estimates
UseOfEstimates
<div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 6pt"> <u>Use of Estimates</u>: To prepare financial statements in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in financial statements and the disclosures provided, and future results could differ. The allowance for loan losses, impairment of goodwill, fair values of financial instruments, deferred taxes and pension obligations are particularly subject to change.</p> </div>
us-gaap Weighted Average Number Of Share Outstanding Basic And Diluted
WeightedAverageNumberOfShareOutstandingBasicAndDiluted
10904848 shares
dei Document Period End Date
DocumentPeriodEndDate
2014-06-30
us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.09
dei Amendment Flag
AmendmentFlag
false
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2014
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
7707917 shares
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.50
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Award Vesting Period1
ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1
P3Y
dei Entity Central Index Key
EntityCentralIndexKey
0000944745
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
2 Contract
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q2
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
0 shares
us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; MARGIN-TOP: 12pt"> <u>Reclassifications:</u> Some items in the prior year financial statements were reclassified to conform to the current presentation.</p> </div>
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
7707917 shares
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
42453000
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
639000
us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
4685000
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
18932000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
20432000
us-gaap Interest Income Other
InterestIncomeOther
128000
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1155000
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
19632000
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
447000
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
226000
us-gaap Other Comprehensive Income Loss Before Reclassifications Net Of Tax
OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax
5176000
us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
5190000
us-gaap Payments For Proceeds From Loans Receivable
PaymentsForProceedsFromLoansReceivable
2159000
us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
112000
us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
592000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
10141000
us-gaap Servicing Fees Net
ServicingFeesNet
2006000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
3802000
us-gaap Income Taxes Paid
IncomeTaxesPaid
750000
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
6528000
us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
1574000
us-gaap Allowance For Doubtful Accounts Receivable Recoveries
AllowanceForDoubtfulAccountsReceivableRecoveries
351000
us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax
-1417000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
255000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
227000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
38000
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
3890000
us-gaap Net Income Loss
NetIncomeLoss
4951000
us-gaap Interest Paid
InterestPaid
2269000
us-gaap Interest Income Operating
InterestIncomeOperating
22680000
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
1765000
us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
1755000
us-gaap Payments To Acquire Federal Reserve Stock
PaymentsToAcquireFederalReserveStock
133000
us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
112000
us-gaap Interest Expense
InterestExpense
2248000
us-gaap Professional Fees
ProfessionalFees
1128000
us-gaap Equipment Expense
EquipmentExpense
703000
us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm
651000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
11005000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-1500000
us-gaap Allowance For Doubtful Accounts Receivable Write Offs
AllowanceForDoubtfulAccountsReceivableWriteOffs
2984000
us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
403000
us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
16010000
us-gaap Defined Benefit Plans Estimated Future Employer Contributions In Next Fiscal Year
DefinedBenefitPlansEstimatedFutureEmployerContributionsInNextFiscalYear
765000
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
487000
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
149000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1577000
us-gaap Noninterest Expense
NoninterestExpense
20408000
us-gaap Proceeds From Sale Of Other Real Estate
ProceedsFromSaleOfOtherRealEstate
95000
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
694000
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
591000
us-gaap Interest Expense Other
InterestExpenseOther
10000
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
9651000
us-gaap Occupancy Net
OccupancyNet
1262000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
1292000
us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
181000
us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
170000
us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
149000
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
36661000
us-gaap Increase Decrease In Federal Funds Purchased And Securities Sold Under Agreements To Repurchase Net
IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet
-2172000
us-gaap Marketing Expense
MarketingExpense
600000
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
-1631000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
3386000
us-gaap Proceeds From Sale Of Federal Home Loan Bank Stock
ProceedsFromSaleOfFederalHomeLoanBankStock
3009000
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
1500000
us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
91000
us-gaap Defined Benefit Plan Effect Of One Percentage Point Increase On Service And Interest Cost Components
DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnServiceAndInterestCostComponents
132000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
112000
us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax
-4171000
us-gaap Reclassification From Accumulated Other Comprehensive Income Current Period Net Of Tax
ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax
-14000
us-gaap Taxes Other
TaxesOther
440000
us-gaap Dividends Preferred Stock Cash
DividendsPreferredStockCash
1061000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
17655000
us-gaap Interest Expense Deposits
InterestExpenseDeposits
1188000
us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
399000
us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
1061000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
29329000
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
18088000
us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
381000
fcza Number Of Concentration By Bank To Lessors Of Residential Buildings And Dwellings
NumberOfConcentrationByBankToLessorsOfResidentialBuildingsAndDwellings
1 Dwellings
fcza Cumulative Convertible Preferred Stock Dividend
CumulativeConvertiblePreferredStockDividend
795000
fcza Borrowers Sustained Repayment Performance Period
BorrowersSustainedRepaymentPerformancePeriod
P6M
fcza Weighted Average Number Potential Dilutive Shares Adjustments
WeightedAverageNumberPotentialDilutiveSharesAdjustments
3196931 shares
fcza Redemption Of Preferred Stock During Period Value
RedemptionOfPreferredStockDuringPeriodValue
22857000
fcza Premises And Equipment Transferred To Assets Held For Sale
PremisesAndEquipmentTransferredToAssetsHeldForSale
675000
fcza Automated Teller Machine Expense
AutomatedTellerMachineExpense
403000
fcza Average Reserve Balance Under Federal Reserve Board Requirements
AverageReserveBalanceUnderFederalReserveBoardRequirements
4207000
fcza Employee Stock Ownership Plans Minimum Working Period For Participation In Esop
EmployeeStockOwnershipPlansMinimumWorkingPeriodForParticipationInEsop
PT1000H
fcza Period Past Due For Loans To Be Considered As Nonperforming
PeriodPastDueForLoansToBeConsideredAsNonperforming
P90D
fcza Period For Calculating Loss Percentages For All Portfolio Segments
PeriodForCalculatingLossPercentagesForAllPortfolioSegments
P2Y
fcza Repurchase Of Preferred Stock Value
RepurchaseOfPreferredStockValue
22857000
fcza Automated Teller Machine Fees
AutomatedTellerMachineFees
974000
CY2013 fcza Maximum Period To Commit Loan
MaximumPeriodToCommitLoan
P1Y
CY2013 fcza Credit Commitments Maturities Period
CreditCommitmentsMaturitiesPeriod
P30Y
fcza Term Of Warrants
TermOfWarrants
P10Y
fcza Period Of Past Dues Of Impaired Loans Tested For Impairment
PeriodOfPastDuesOfImpairedLoansTestedForImpairment
P60D
fcza Transfer Of Loans From Portfolio To Other Real Estate Owned
TransferOfLoansFromPortfolioToOtherRealEstateOwned
195000
fcza Outstanding Options Expiration Date
OutstandingOptionsExpirationDate
April 12, 2013
fcza Range Of Amount Of Impaired Loans Tested For Impairment
RangeOfAmountOfImpairedLoansTestedForImpairment
At or above $350,000
fcza Liquidation Preference Rate After Five Years
LiquidationPreferenceRateAfterFiveYears
0.09 pure
fcza Additional Benefits Under Pension Plan
AdditionalBenefitsUnderPensionPlan
0
fcza Minimum Eligible Age To Participate In Plans
MinimumEligibleAgeToParticipateInPlans
P20Y6M
fcza Percentage Of Amount Payable To Lessors
PercentageOfAmountPayableToLessors
0.116 pure
fcza Computer Center Data Processing Fees
ComputerCenterDataProcessingFees
129000
fcza Number Of Defaults On Loans
NumberOfDefaultsOnLoans
0
fcza Liquidation Preference Rate For First Five Years
LiquidationPreferenceRateForFirstFiveYears
0.05 pure
fcza Number Of Service Period
NumberOfServicePeriod
P6M
fcza Tax Refund Processing Fees
TaxRefundProcessingFees
2315000
CY2014Q1 us-gaap Preferred Stock Redemption Date
PreferredStockRedemptionDate
2014-02-15
CY2014Q1 us-gaap Stock Redeemed Or Called During Period Value
StockRedeemedOrCalledDuringPeriodValue
22857000
CY2009Q1 us-gaap Stock Issued During Period Shares New Issues
StockIssuedDuringPeriodSharesNewIssues
23184 shares
CY2013 us-gaap Defined Benefit Plan Settlements Benefit Obligation
DefinedBenefitPlanSettlementsBenefitObligation
3000000
CY2013 us-gaap Defined Benefit Plan Contributions By Employer
DefinedBenefitPlanContributionsByEmployer
4900000
CY2013 fcza Average Reserve Balance Under Federal Reserve Board Requirements
AverageReserveBalanceUnderFederalReserveBoardRequirements
2959000
CY2013Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.18
CY2013Q2 us-gaap Weighted Average Number Of Share Outstanding Basic And Diluted
WeightedAverageNumberOfShareOutstandingBasicAndDiluted
7707917 shares
CY2013Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
7707917 shares
CY2013Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.18
CY2013Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
7707917 shares
CY2013Q2 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
333000
CY2013Q2 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
1367000
CY2013Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
9481000
CY2013Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
9781000
CY2013Q2 us-gaap Interest Income Other
InterestIncomeOther
34000
CY2013Q2 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
534000
CY2013Q2 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
9537000
CY2013Q2 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
399000
CY2013Q2 us-gaap Other Comprehensive Income Loss Before Reclassifications Net Of Tax
OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax
-3737000
CY2013Q2 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-3645000
CY2013Q2 us-gaap Noninterest Income
NoninterestIncome
2831000
CY2013Q2 us-gaap Available For Sale Securities Gross Realized Gains Losses Sale Proceeds
AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds
7242000
CY2013Q2 us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
41000
CY2013Q2 us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
249000
CY2013Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-1988000
CY2013Q2 us-gaap Servicing Fees Net
ServicingFeesNet
1066000
CY2013Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-5662000
CY2013Q2 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
66000
CY2013Q2 us-gaap Marketing Expense
MarketingExpense
192000
CY2013Q2 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1819000
CY2013Q2 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
300000
CY2013Q2 us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
469000
CY2013Q2 us-gaap Defined Benefit Plan Effect Of One Percentage Point Increase On Service And Interest Cost Components
DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnServiceAndInterestCostComponents
180000
CY2013Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1966000
CY2013Q2 us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
626000
CY2013Q2 us-gaap Allowance For Doubtful Accounts Receivable Recoveries
AllowanceForDoubtfulAccountsReceivableRecoveries
380000
CY2013Q2 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax
-61000
CY2013Q2 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
144000
CY2013Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
14000
CY2013Q2 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1367000
CY2013Q2 us-gaap Net Income Loss
NetIncomeLoss
1657000
CY2013Q2 us-gaap Interest Income Operating
InterestIncomeOperating
11025000
CY2013Q2 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
920000
CY2013Q2 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
130000
CY2013Q2 us-gaap Interest Expense
InterestExpense
1244000
CY2013Q2 us-gaap Professional Fees
ProfessionalFees
691000
CY2013Q2 us-gaap Equipment Expense
EquipmentExpense
288000
CY2013Q2 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm
346000
CY2013Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
5581000
CY2013Q2 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-300000
CY2013Q2 us-gaap Allowance For Doubtful Accounts Receivable Write Offs
AllowanceForDoubtfulAccountsReceivableWriteOffs
985000
CY2013Q2 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
212000
CY2013Q2 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
286000
CY2013Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
309000
CY2013Q2 us-gaap Noninterest Expense
NoninterestExpense
10346000
CY2013Q2 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
263000
CY2013Q2 us-gaap Interest Expense Other
InterestExpenseOther
5000
CY2013Q2 us-gaap Occupancy Net
OccupancyNet
553000
CY2013Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-1925000
CY2013Q2 us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
310000
CY2013Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
41000
CY2013Q2 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax
-180000
CY2013Q2 us-gaap Reclassification From Accumulated Other Comprehensive Income Current Period Net Of Tax
ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax
-92000
CY2013Q2 us-gaap Taxes Other
TaxesOther
300000
CY2013Q2 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
89000
CY2013Q2 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
24165000
CY2013Q2 us-gaap Interest Expense Deposits
InterestExpenseDeposits
699000
CY2013Q2 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
194000
CY2013Q2 us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
290000
CY2013Q2 us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
228000
CY2013Q2 fcza Automated Teller Machine Expense
AutomatedTellerMachineExpense
161000
CY2013Q2 fcza Automated Teller Machine Fees
AutomatedTellerMachineFees
511000
CY2013Q2 fcza Computer Center Data Processing Fees
ComputerCenterDataProcessingFees
64000
CY2013Q2 fcza Number Of Defaults On Loans
NumberOfDefaultsOnLoans
2
CY2013Q2 fcza Tax Refund Processing Fees
TaxRefundProcessingFees
46000
CY2014Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.21
CY2014Q2 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
3196931 shares
CY2014Q2 us-gaap Weighted Average Number Of Share Outstanding Basic And Diluted
WeightedAverageNumberOfShareOutstandingBasicAndDiluted
10904848 shares
CY2014Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
7707917 shares
CY2014Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.24
CY2014Q2 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
0 shares
CY2014Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
7707917 shares
CY2014Q2 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
312000
CY2014Q2 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
2240000
CY2014Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
9516000
CY2014Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
10266000
CY2014Q2 us-gaap Interest Income Other
InterestIncomeOther
42000
CY2014Q2 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
580000
CY2014Q2 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
9850000
CY2014Q2 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
143000
CY2014Q2 us-gaap Other Comprehensive Income Loss Before Reclassifications Net Of Tax
OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax
3859000
CY2014Q2 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
3847000
CY2014Q2 us-gaap Noninterest Income
NoninterestIncome
3380000
CY2014Q2 us-gaap Available For Sale Securities Gross Realized Gains Losses Sale Proceeds
AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds
3075000
CY2014Q2 us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
107000
CY2014Q2 us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
312000
CY2014Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
6087000
CY2014Q2 us-gaap Servicing Fees Net
ServicingFeesNet
1027000
CY2014Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
1807000
CY2014Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
2917000
CY2014Q2 us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
786000
CY2014Q2 us-gaap Allowance For Doubtful Accounts Receivable Recoveries
AllowanceForDoubtfulAccountsReceivableRecoveries
210000
CY2014Q2 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax
-1403000
CY2014Q2 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
126000
CY2014Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
36000
CY2014Q2 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1834000
CY2014Q2 us-gaap Net Income Loss
NetIncomeLoss
2240000
CY2014Q2 us-gaap Interest Income Operating
InterestIncomeOperating
11365000
CY2014Q2 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
893000
CY2014Q2 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
107000
CY2014Q2 us-gaap Interest Expense
InterestExpense
1099000
CY2014Q2 us-gaap Professional Fees
ProfessionalFees
554000
CY2014Q2 us-gaap Equipment Expense
EquipmentExpense
361000
CY2014Q2 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm
327000
CY2014Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
5279000
CY2014Q2 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-750000
CY2014Q2 us-gaap Allowance For Doubtful Accounts Receivable Write Offs
AllowanceForDoubtfulAccountsReceivableWriteOffs
2332000
CY2014Q2 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
201000
CY2014Q2 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
250000
CY2014Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
677000
CY2014Q2 us-gaap Noninterest Expense
NoninterestExpense
9979000
CY2014Q2 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
306000
CY2014Q2 us-gaap Interest Expense Other
InterestExpenseOther
4000
CY2014Q2 us-gaap Occupancy Net
OccupancyNet
573000
CY2014Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
614000
CY2014Q2 us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
94000
CY2014Q2 us-gaap Marketing Expense
MarketingExpense
300000
CY2014Q2 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1725000
CY2014Q2 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
750000
CY2014Q2 us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
72000
CY2014Q2 us-gaap Defined Benefit Plan Effect Of One Percentage Point Increase On Service And Interest Cost Components
DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnServiceAndInterestCostComponents
89000
CY2014Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
107000
CY2014Q2 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax
-4128000
CY2014Q2 us-gaap Reclassification From Accumulated Other Comprehensive Income Current Period Net Of Tax
ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax
12000
CY2014Q2 us-gaap Taxes Other
TaxesOther
230000
CY2014Q2 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
17454000
CY2014Q2 us-gaap Interest Expense Deposits
InterestExpenseDeposits
573000
CY2014Q2 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
195000
CY2014Q2 us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
406000
CY2014Q2 us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
201000
CY2014Q2 fcza Cumulative Convertible Preferred Stock Dividend
CumulativeConvertiblePreferredStockDividend
406000
CY2014Q2 fcza Weighted Average Number Potential Dilutive Shares Adjustments
WeightedAverageNumberPotentialDilutiveSharesAdjustments
3196931 shares
CY2014Q2 fcza Automated Teller Machine Expense
AutomatedTellerMachineExpense
200000
CY2014Q2 fcza Automated Teller Machine Fees
AutomatedTellerMachineFees
514000
CY2014Q2 fcza Computer Center Data Processing Fees
ComputerCenterDataProcessingFees
70000
CY2014Q2 fcza Number Of Defaults On Loans
NumberOfDefaultsOnLoans
0
CY2014Q2 fcza Tax Refund Processing Fees
TaxRefundProcessingFees
438000

Files In Submission

Name View Source Status
R41.htm Edgar Link pending
0001193125-14-303163-index-headers.html Edgar Link pending
0001193125-14-303163-index.html Edgar Link pending
0001193125-14-303163.txt Edgar Link pending
0001193125-14-303163-xbrl.zip Edgar Link pending
d759414d10q.htm Edgar Link pending
d759414dex311.htm Edgar Link pending
d759414dex312.htm Edgar Link pending
d759414dex321.htm Edgar Link pending
d759414dex322.htm Edgar Link pending
fcza-20140630.xml Edgar Link completed
fcza-20140630.xsd Edgar Link pending
fcza-20140630_cal.xml Edgar Link unprocessable
fcza-20140630_def.xml Edgar Link unprocessable
fcza-20140630_lab.xml Edgar Link unprocessable
fcza-20140630_pre.xml Edgar Link unprocessable
FilingSummary.xml Edgar Link unprocessable
Financial_Report.xls Edgar Link pending
Financial_Report.xlsx Edgar Link pending
R1.htm Edgar Link pending
R10.htm Edgar Link pending
R11.htm Edgar Link pending
R12.htm Edgar Link pending
R13.htm Edgar Link pending
R14.htm Edgar Link pending
R15.htm Edgar Link pending
R16.htm Edgar Link pending
R17.htm Edgar Link pending
R18.htm Edgar Link pending
R19.htm Edgar Link pending
R2.htm Edgar Link pending
R20.htm Edgar Link pending
R21.htm Edgar Link pending
R22.htm Edgar Link pending
R23.htm Edgar Link pending
R24.htm Edgar Link pending
R25.htm Edgar Link pending
R26.htm Edgar Link pending
R27.htm Edgar Link pending
R28.htm Edgar Link pending
R29.htm Edgar Link pending
R3.htm Edgar Link pending
R30.htm Edgar Link pending
R31.htm Edgar Link pending
R32.htm Edgar Link pending
R33.htm Edgar Link pending
R34.htm Edgar Link pending
R35.htm Edgar Link pending
R36.htm Edgar Link pending
R37.htm Edgar Link pending
R38.htm Edgar Link pending
R39.htm Edgar Link pending
R4.htm Edgar Link pending
R40.htm Edgar Link pending
R42.htm Edgar Link pending
R43.htm Edgar Link pending
R44.htm Edgar Link pending
R45.htm Edgar Link pending
R46.htm Edgar Link pending
R47.htm Edgar Link pending
R48.htm Edgar Link pending
R49.htm Edgar Link pending
R5.htm Edgar Link pending
R50.htm Edgar Link pending
R51.htm Edgar Link pending
R52.htm Edgar Link pending
R53.htm Edgar Link pending
R54.htm Edgar Link pending
R55.htm Edgar Link pending
R56.htm Edgar Link pending
R57.htm Edgar Link pending
R58.htm Edgar Link pending
R59.htm Edgar Link pending
R6.htm Edgar Link pending
R60.htm Edgar Link pending
R7.htm Edgar Link pending
R8.htm Edgar Link pending
R9.htm Edgar Link pending
report.css Edgar Link pending
Show.js Edgar Link pending